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建设银行:H股公告-2018年半年度报告2018-09-28  

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    3.1           10

          3.1.1   10

          3.1.2   18

          3.1.3   25

          3.1.4   27

          3.1.5   27

    3.2           28

          3.2.1   28

          3.2.2   30

          3.2.3   31

          3.2.4   32

          3.2.5   34

          3.2.6   36

          3.2.7   38

          3.2.8   39

          3.2.9   40
    3.3           41

          3.3.1   41

          3.3.2   42

          3.3.3   44

          3.3.4   47

          3.3.5   47

          3.3.6   48

          3.3.7   48

          3.3.8   48

    3.4           48

          3.4.1   49

          3.4.2   51

    3.5           53

4                 54

    4.1           54

    4.2           54

    4.3           55

    4.4           55

    4.5           55
5         57

    5.1   57

    5.2   57

    5.3   58

    5.4   58

    5.5   58

6         59

7         63

8         64

9         171

          174
    1   1%




4
IFRS 9   2014    7            9




          2006       2   15




                                  5
    2018   8   28                                  2018                       10



2017                       2018 7   17          2018 7    16       A          2017           0.291
      27.92         2018    8 6          2018   7 16           H       2017          0.291
699.61                     2018

                             2018                                                                    2018




6
                                                                                1 財務摘要



                                            2018                   2017                    2016
                                 6    30                 6   30                  6   30



                                            239,486                217,854                 210,990
                                             69,004                 68,080                  67,190
                                            322,729                303,133                 295,679
                                            181,420                172,093                 169,878
                                            147,465                139,009                 133,903
                                            147,027                138,339                 133,410



                                                  0.59                   0.55                    0.53

             (%)
                         1
                                                  1.31                   1.30                    1.41
                                                 16.66                  17.09                   17.80
                                                  2.20                   2.03                    2.15
                                                  2.34                   2.14                    2.32
                                                 21.38                  22.46                   22.72
                 2
                                                 22.15                  22.31                   22.24

1.
2.


                                     2018   6    30      2017     12    31       2016     12    31



                                        13,452,388              12,903,441              11,757,032
                                          (383,906)               (328,968)               (268,677)
                                        22,805,182              22,124,383              20,963,705
                                        16,965,489              16,363,754              15,402,915
                                        20,940,605              20,328,556              19,374,051
                                         1,864,577               1,795,827               1,589,654
                                         1,848,266               1,779,760               1,576,500
                                           250,011                 250,011                 250,011
                     1
                                         1,760,515               1,691,332               1,549,834
                     1
                                            79,776                  79,788                  19,741
             1
                                           264,558                 231,952                 214,340
     1
                                         2,104,849               2,003,072               1,783,915
             1
                                        13,456,292              12,919,980              11,937,774



                                                  7.14                   6.86                    6.28

             (%)
                         1
                                                 13.08                  13.09                   12.98
                 1
                                                 13.68                  13.71                   13.15
         1
                                                 15.64                  15.50                   14.94
                                                  8.18                   8.12                    7.58

             (%)
                                                  1.48                   1.49                    1.52
                             2
                                                193.16                 171.08                  150.36
                             2
                                                  2.85                   2.55                    2.29

1.
2.



                                                                                                     7
2



    CHINA CONSTRUCTION BANK CORPORATION       CCB




                         25

    95533




                         25    100033

                     3                  28

    www.ccb.com

            86-10-66215533
            86-10-66218888
                ir@ccb.com




    www.sse.com.cn



    www.hkexnews.hk




    A

                              601939

    H

                              939



                              CCB 15USDPREF
                              4606



                                   1
                              360030




8
                                    2




                  202          2    11



              22



                   5           20



              1           27

A
                        166
         34

H
              183
    17   1712-1716




                                         9
3


3.1




                               6.8%                12          6.7%-6.9%                         2.0%




3.1.1
                                     93.27   1,814.20              5.42%                      84.56
 1,474.65   6.08%              (1)
   216.32   9.93%     (2)
                (3)         5.86%                                    22.15%                   0.16
                                                               667.80                      10.36%




                                                        2018                    2017
                                               6   30                6     30                          (%)


                                                        239,486                 217,854               9.93
                                                         83,243                  85,279              (2.39)
                                                         69,004                  68,080               1.36

                                                        322,729                 303,133           6.46
                                                        (74,681)                (70,547)          5.86
                                                        (66,780)                (60,510)         10.36
                                                            152                      17         794.12


                                                        181,420                 172,093              5.42
                                                        (33,955)                (33,084)             2.63


                                                        147,465                 139,009              6.08




10
                                                                      3




     2,394.86                 216.32         9.93%                        74.21%




                         2018    6     30                      2017   6    30



                                                (%)                                   (%)



                12,842,398       274,773       4.31   12,372,606      248,682        4.05
                 4,477,357        84,312       3.80    4,496,371       83,126        3.73
                 2,625,361        19,878       1.53    2,817,957       21,057        1.51
                   684,299        11,701       3.45      615,842        7,718        2.53
                   298,658         4,656       3.14      200,563        2,906        2.92


                20,928,073       395,320       3.81   20,503,339      363,489        3.58
                  (366,351)                             (290,078)
                 2,578,129                             1,762,520


                23,139,851       395,320              21,975,781      363,489



                16,558,239       109,852       1.34   15,895,456      105,936        1.34
                 1,765,494        24,466       2.79    1,921,249       21,999        2.31
                   612,892        13,091       4.31      497,673        8,853        3.59
                   477,656         7,606       3.21      456,968        6,721        2.97
                    58,013           819       2.85      119,876        2,126        3.58


                19,472,294       155,834       1.61   18,891,222      145,635        1.55
                 1,848,641                             1,429,330


                21,320,935       155,834              20,320,552      145,635


                                 239,486                              217,854


                                               2.20                                  2.03
                                               2.34                                  2.14

1.




                   2.20%                17                   2.34%              20




                                                                                       11
3




                    1                  1




               14,980             11,111    26,091
                 (356)             1,542     1,186
               (1,455)               276    (1,179)
                  933              3,050     3,983
                1,516                234     1,750


               15,618             16,213    31,831



                3,916                  –    3,916
               (1,874)             4,341     2,467
                2,271              1,967     4,238
                  318                567       885
                 (937)              (370)   (1,307)


                3,694              6,505    10,199


               11,924              9,708    21,632

1.


      216.32             119.24
      97.08




 12
                                                                                                                    3




                               3,953.20                             318.31               8.76%
                                                                                                                                     69.50%
21.33%    5.03%   2.96%      1.18%




                                                               2018    6     30                              2017   6    30


                                                                                              (%)                                        (%)


                                                      6,500,127         138,819               4.31    6,200,817     130,085             4.23


                                                      2,419,128            50,674             4.22    2,265,680         46,109          4.10
                                                      4,080,999            88,145             4.36    3,935,137         83,976          4.30

                                                      4,994,257         113,176               4.57    4,589,883         96,943          4.22


                                                           99,993            1,920            3.87     304,127           4,080          2.71


                                                      1,248,021            20,858             3.37    1,277,779         17,574          2.77


                                                     12,842,398         274,773               4.31   12,372,606     248,682             4.05



                           2,747.73                          260.91                  10.49%




                  843.12                           11.86              1.43%                                                      7




                             198.78                          11.79                5.60%
                  6.83%



                                     117.01                       39.83                  51.61%
                  92                                        11.12%



                             46.56                          17.50                 60.22%
 48.91%                                       22




                                                                                                                                          13
3




              1,558.34                     101.99                  7.00%




                                                2018     6    30                              2017   6    30


                                                                                (%)                                (%)


                                       8,683,541             53,833         1.25       8,268,795         51,021   1.24


                                       5,570,800             18,577         0.67       5,237,678         16,959   0.65
                                       3,112,741             35,256         2.28       3,031,117         34,062   2.25

                                       7,345,746             50,953         1.40       7,139,504         50,803   1.43


                                       3,201,453              4,824         0.30       3,062,763          4,624   0.30
                                       4,144,293             46,129         2.24       4,076,741         46,179   2.27

                                         528,952              5,066         1.93        487,157           4,112   1.70


                                      16,558,239         109,852            1.34      15,895,456     105,936      1.34



                                                       39.16          1,098.52             3.70%



                                      244.66                            24.67             11.21%
                                      48



              130.91                      42.38                47.87%
     23.15%                      72



              76.06                      8.85                13.17%                                                 24
                         4.53%



                8.19                      13.07                    61.48%
              51.61%                                73




14
                                                       3




                          2018                  2017
                 6   30                6   30                  (%)


                             75,371             74,166       1.62
                             (6,367)            (6,086)      4.62


                             69,004             68,080       1.36
                             14,239             17,199     (17.21)


                             83,243             85,279      (2.39)



832.43   20.36       2.39%




                          2018                  2017
                 6   30                6   30                  (%)


                             75,371             74,166       1.62


                             22,743             20,110      13.09
                             10,364              6,484      59.84
                              9,214             10,221       (9.85)
                              7,344              6,610      11.10
                              7,176              7,442       (3.57)
                              6,552              6,593       (0.62)
                              6,552             12,381     (47.08)
                              1,765              1,714        2.98
                                836                836           –
                              2,825              1,775      59.15

                             (6,367)            (6,086)      4.62


                             69,004             68,080       1.36




                                                                15
3




                                         690.04                       9.24             1.36%
             1.08              21.38%

               227.43                            26.33            13.09%

               103.64                            38.80            59.84%



                    92.14             9.85%

                              73.44             11.10%



                     71.76              3.57%



               65.52                0.62%



               65.52                            58.29            47.08%




                                                                                    2018                2017
                                                                           6   30              6   30                  (%)


                                                                                     7,912               2,842     178.40
                                                                                       412                 980      (57.96)
                                                                                     3,119              (1,632)   (291.12)
                                                                                    (2,365)
                                                                                     5,161              15,009     (65.61)


                                                                                    14,239              17,199     (17.21)



               142.39                            29.60            17.21%
     50.70      47.51
                                         23.65
                            51.61                        98.48




16
                                                                                                3




                                                                                         2018                   2017
                                                                               6    30                 6   30


                                                                                         44,044                  41,984
                                                                                         14,648                  14,011
                                                                                          3,190                   2,907
                                                                                         12,799                  11,645


                                                                                         74,681                  70,547


         (%)                                                                              22.15                   22.31


                                                            22.15%                0.16                          746.81
               41.34              5.86%              440.44                   20.60                 4.91%
146.48                    6.37            4.55%           31.90                  2.83                 9.74%
127.99                    11.54            9.91%




                                                                                         2018                   2017
                                                                               6    30                 6   30


                                                                                         63,164                  59,729
                                                                                            864
                                                                                           (387)
                                                                                                                   282
                                                                                                                    12
                                                                                                                   369
                                                                                          3,092                    (82)
                                                                                             47                    200


                                                                                         66,780                  60,510



                        667.80                     62.70        10.36%
34.35                                     31.74



               339.55                       8.71                     18.72%        25%




                                                                                                                       17
3




3.1.2




                                                      2018     6       30                                2017     12   31
                                                                               (%)                                                 (%)


                                                 13,452,388                                          12,903,441
                                                   (383,906)                                           (328,968)


                                                 13,068,482                   57.30                  12,574,473                 56.84
             1
                                                  5,245,843                   23.00                   5,181,648                 23.42
                                                    679,900                    2.98                     578,436                  2.61
                                                  3,245,096                   14.23

                                                  1,320,847                    5.79
                                                                                                      2,586,722                 11.69
                                                                                                      1,550,680                  7.01
                                                                                                        465,810                  2.11
                                                  2,674,845                   11.73                   2,988,256                 13.51
                                                    799,842                    3.51                     500,238                  2.26
                                                    394,863                    1.73                     208,360                  0.94
                                                    123,468                    0.54                     116,993                  0.53
         2
                                                    497,839                    2.19                     554,415                  2.50


                                                 22,805,182                  100.00                  22,124,383                100.00

1.

2.
3.                                                      2018       1   1            2017   12   31



     6                 228,051.82                   6,807.99                3.08%
                    4,940.09             3.93%                                                            4.05%
    641.95         1.24%                                                    0.98%
             3,134.11           10.49%                                                                             2,996.04
59.89%                               1,865.03          89.51%                                                                      0.46
           57.30%                   0.42            23.00%                                               1.78                 11.73%
                             1.25             3.51%                                 0.79                   1.73%




 18
                                                                                                         3




                                                           2018    6   30                            2017     12   31
                                                                                     (%)                                     (%)


                                                       6,643,148                    49.38      6,443,524                   49.94


                                                       2,068,876                    15.38      2,050,273                   15.89
                                                       4,574,272                    34.00      4,393,251                   34.05

                                                       5,551,275                    41.27      5,193,853                   40.25


                                                       4,501,216                    33.46      4,213,067                   32.65
                                                         631,305                     4.69        563,613                    4.37
                                                         194,678                     1.45        192,652                    1.49
                                                          36,802                     0.27         36,376                    0.28
        1
                                                         187,274                     1.40        188,145                    1.46

                                                         109,582                     0.81           122,495                 0.95


                                                       1,148,383                     8.54      1,143,569                    8.86


                                                     13,452,388                 100.00        12,903,441                  100.00

1.


  6                                                                           134,523.88                       5,489.47
4.25%

                           66,431.48                   1,996.24              3.10%
                186.03             0.91%                  1,810.21              4.12%

                      55,512.75                     3,574.22                6.88%                      45,012.16
     2,881.49         6.84%                                                                               6,313.05
       676.92         12.01%                1,946.78                         20.26          1.05%

                1,095.82                   129.13               10.54%

                            11,483.83                   48.14               0.42%




                                                                                                                              19
3




                               2018     6   30                          2017      12   31
                                                       (%)                                       (%)


                            4,187,893                31.13            3,885,329                30.11
                            2,064,948                15.35            2,123,492                16.46
                            5,892,720                43.80            5,539,863                42.93
                            1,306,827                 9.72            1,354,757                10.50


                           13,452,388               100.00           12,903,441              100.00




                                                  2018      6   30


                              12



1     1                      149,249                65,887             128,666              343,8021
                              15,839                18,561              46,642                81,042
                                   –                    –            (18,071)              (18,071)
                                   –                    –             (1,488)               (1,488)
                                (847)                  545              (6,128)               (6,430)
                                   –                    –            (18,103)              (18,103)
                                   –                    –              3,154                 3,154


6     30                     164,241                84,993             134,672              383,906

1.            3,289.68                           3,438.02
2.




  6        3,839.06                549.38                                   193.16%
22.08              2.85%            0.30




 20
                                                                                       3




                                             2018     6   30                      2017      12    31
                                                                         (%)                                    (%)


                                          4,822,942                     91.94   4,714,014                     90.97
                                             76,885                      1.46     113,244                      2.19
                                            346,016                      6.60     354,390                      6.84


                                          5,245,843                    100.00   5,181,648                 100.00



 6             52,458.43                 641.95                1.24%                               1,089.28
    2.31%                       91.94%            0.97                                           363.59
32.11%                      1.46%          0.73
                               83.74     2.36%




                                             2018     6   30                      2017      12    31
                                                                         (%)                                    (%)


                                          4,576,562                     94.89   4,474,161                     94.91
                                            146,679                      3.04     142,899                      3.03
                                             46,180                      0.96      43,256                      0.92
                                             53,521                      1.11      53,698                      1.14


                                          4,822,942                    100.00   4,714,014                 100.00



 6                     45,765.62             1,024.01              2.29%                 2,463.80
       65.27   2.72%                             37.80              2.65%                              29.24
     6.76%




                                                                                                                 21
3




                                            2018     6   30                                    2017    12   31
                                                                         (%)                                               (%)


                                         3,442,690                      71.38              3,254,126                     69.03
                                            41,622                       0.86                 37,712                      0.80
                                           754,740                      15.65                814,909                     17.29
                                           168,345                       3.49                170,730                      3.62
                                           415,545                       8.62                436,537                      9.26


                                         4,822,942                    100.00               4,714,014                    100.00




  6                           9,230.85                                     7,547.40
1,683.45   81.76%    18.24%                                             2018 1 1




                                                                 (%)


2014                                14,560                       5.44       2019    4     8                                 7
2014                                11,540                       5.67       2024    4     8                                 6
2014                                11,340                       5.79       2021    1     14                                5
2014                                10,630                       5.61       2021    4     8                                 5
2010                                10,000                       4.21       2021    1     13                                5
2010                                 8,280                                  2020    2     25                                4
                                                              +0.59%
2013                                 7,860                       4.97       2018    10 24                                   4
2013                                 7,580                       4.43       2023    1 10                                    4
2014                                 7,580                       5.90       2024    1 20                                    4
2011                                 7,430                       4.62       2021    2 22                                    4




    6          1,234.68              64.75                    5.53%
                0



    6               31.79            0.13                                          9.51                          0.84




22
                                                                                                  3




                                                          2018     6   30                     2017      12   31
                                                                                    (%)                              (%)


                                                   16,965,489                     81.02   16,363,754               80.50
                                                    1,708,177                      8.16    1,720,634                8.46
                                                      683,467                      3.26      596,526                2.93
                                                      446,557                      2.13      547,287                2.69
                                                       48,605                      0.23       74,279                0.37
         1
                                                    1,088,310                      5.20    1,026,076                5.05


                                                   20,940,605                    100.00   20,328,556              100.00

1.


     6                   209,406.05                     6,120.49                 3.01%          169,654.89
      6,017.35           3.68%                81.02%                        0.52
  17,081.77                    124.57           0.72%                       8.16%         0.30
6,834.67                   869.41           14.57%                                           4,465.57
1,007.30           18.41%               2.13%                0.56
                 486.05                  256.74            34.56%




                                                         2018      6   30                    2017      12    31
                                                                                    (%)                              (%)


                                                    8,989,688                     52.99    8,700,872               53.17


                                                    5,888,151                     34.71    5,723,939               34.98
                                                    3,101,537                     18.28    2,976,933               18.19

                                                    7,473,144                     44.05    7,105,813               43.43


                                                    3,190,580                     18.81    3,169,395               19.37
                                                    4,282,564                     25.24    3,936,418               24.06

                                                        502,657                    2.96     557,069                 3.40


                                                   16,965,489                    100.00   16,363,754              100.00




                                                                                                                      23
3




    6                           169,654.89                  6,017.35             3.68%                             89,896.88
                    2,888.16          3.32%                             54.61%                      74,731.44
    3,673.31              5.17%                                      0.44            45.39%
544.12              9.77%                  90,787.31                    1,853.97          2.08%
55.15%                  73,841.01                  4,707.50            6.81%                                          1.11
      44.85%



                                                             3                              2017
                                38




                                                                                        2018    6   30      2017    12   31


                                                                                                250,011              250,011
                                                                                                 79,636               79,636
                                                                                                134,537              135,225
                                                                                                      –             (26,004)
                                                                                                 (6,054)                    –
                                                                                                198,613              198,613
                                                                                                260,198              259,680
                                                                                                931,325              886,921
                                                                                                      –               (4,322)


                                                                                               1,848,266            1,779,760
                                                                                                  16,311               16,067


                                                                                               1,864,577            1,795,827



  6                 18,645.77                   687.50           3.83%                                     444.04
5.01%                                                             8.18%              0.06




                                                                                                            6
        29,434.03                    857.69




24
                                                                                 3




3.1.3




                                     2018    6   30                           2017    12   31
                                                         (%)                                           (%)


                              12,873,758                95.70          12,345,554                    95.67
                                 379,876                 2.82             365,596                     2.83
                                  82,882                 0.62              72,919                     0.57
                                  97,862                 0.73              97,522                     0.76
                                  18,010                 0.13              21,850                     0.17


                              13,452,388               100.00          12,903,441                   100.00


                                 198,754                                  192,291
                                                         1.48                                         1.49


                                                                6                        1,987.54
        64.63   1.48%         0.01                           2.82%                     0.01




                                     2018    6   30                           2017    12   31


                                                         (%)                                           (%)


                         6,643,148          167,590      2.52     6,443,524          166,044          2.58


                         2,068,876           80,064      3.87     2,050,273           80,638          3.93
                         4,574,272           87,526      1.91     4,393,251           85,406          1.94

                         5,551,275           25,131      0.45     5,193,853           21,811          0.42


                         4,501,216           11,102      0.25     4,213,067           10,199          0.24
                           631,305            6,873      1.09       563,613            5,039          0.89
                           194,678            2,080      1.07       192,652            1,386          0.72
                            36,802            1,345      3.65        36,376            1,620          4.45
                           187,274            3,731      1.99       188,145            3,567          1.90

                          109,582                 –        –     122,495                 –            –


                         1,148,383            6,033      0.53     1,143,569            4,436          0.39


                        13,452,388          198,754      1.48    12,903,441          192,291          1.49




                                                                                                        25
3




                   2018 6 30                                2017 12 31


                     (%)                (%)                    (%)                 (%)


      6,643,148     49.38   167,590     2.52    6,443,524    49.94   166,044      2.58


      1,319,884      9.81    15,123     1.15    1,304,691    10.11    13,806      1.06
      1,167,562      8.68    76,891     6.59    1,178,373     9.13    75,000      6.36
        995,284      7.40     4,967     0.50      913,395     7.08     3,282      0.36
        907,320      6.74     4,706     0.52      819,916     6.35     2,998      0.37
        838,442      6.23     5,341     0.64      822,782     6.38     4,210      0.51
        492,834      3.66    10,708     2.17      414,867     3.22     9,236      2.23
        407,711      3.03    30,067     7.37      436,275     3.38    33,564      7.69
        389,333      2.89     1,935     0.50      378,620     2.93       778      0.21
        288,060      2.14     6,249     2.17      252,989     1.96     6,549      2.59
        216,017      1.61     9,980     4.62      222,694     1.73    11,625      5.22
          3,910      0.03         –       –       6,199     0.05         –        –
         65,470      0.49       394     0.60       67,471     0.52       412      0.61
         52,137      0.39       386     0.74       41,510     0.32       394      0.95
         31,900      0.24         2     0.01       25,245     0.20         8      0.03
        410,414      3.05     5,549     1.35      409,857     3.18     7,188      1.75

      5,551,275     41.27    25,131     0.45    5,193,853    40.25    21,811      0.42


       109,582       0.81          –      –    122,495      0.95           –      –


      1,148,383      8.54      6,033    0.53    1,143,569     8.86       4,436    0.39


     13,452,388    100.00   198,754     1.48 12,903,441     100.00   192,291      1.49




            0.06




26
                                                                                                         3




                                                            2018     6   30                        2017       12   31


                                                                                   (%)                                            (%)


                                                             5,745                0.04              4,001                     0.03


 6                                57.45                      17.44                                                  0.01




                                                            2018     6   30                        2017       12   31


                                                                                   (%)                                            (%)


     3                                                      61,131                0.45             53,390                     0.42
     3     6                                                34,633                0.26             20,547                     0.16
     6     1                                                31,883                0.23             30,334                     0.24
     1     3                                                53,540                0.40             54,543                     0.42
     3                                                      10,445                0.08              7,058                     0.05


                                                           191,632                1.42            165,872                     1.29



 6                                1,916.32                         257.60                                                  0.13



3.1.4
                                                                                                       2018    6   30
         2018   6   30

3.1.5
                              (IASB)   2014     7          IFRS 9                        2018 1    1
                                                                              IFRS 9     IFRS 9



         2018 1 1        IFRS 9        IAS 39       2017    12     31                                              99.01
           293.52




                                                                                                                                   27
3




3.2




                                                                   2018   6    30                             2017   6   30
                                                                                            (%)                                        (%)


                                                                     49,143                27.09               47,258                27.46
                                                                     80,725                44.50               76,043                44.19
                                                                     38,687                21.32               31,049                18.04
                                                                     12,865                 7.09               17,743                10.31


                                                                   181,420                100.00              172,093               100.00



                                               491.43                             3.99%                        27.09%
           807.25                          6.16%                              44.50%                          386.87
24.60%                            21.32%                      3.28

3.2.1

                                                       6                              89,896.88                          2,888.16
3.32%                         2.87%                        4.19%



                                                                          6                                          66,431.48
        1,996.24            3.10%                                     2.52%                 0.06

                                  34,907.88                          1,333.35             3.97%
52.55%                             0.78%                                                       1,279.81
            3,601.21                          411.21
                       1,505.22                        203.03                       17,461.80             6                2.28
4,155.78                                                 392




28
                                                                             3




                        6                         4,912.89        727.87               44.33%
         86.85              38.34




                                                                  67%
                                                             1,962                     1.18
                  631



                                                                                            6
             7,263.03                  2,678.01                         11,515.54
464.54



                              e+                        8

                                                                            7,677.33
78.81%           1.76               9.55%                    26                        75




                                                                                                29
3




                                                                                    6                      11.67
          24.45               1.56               6.84%




          +                  +                                        6                           874            80
              137             35

3.2.2

                                                                               6                           74,731.44
          3,673.31           5.17%



                                  6                                55,512.75                3,574.22           6.88%
                                                                               6                        45,012.16
     2,881.49             6.84%                                                                                        1,946.78
                      20.26                         368.02                         44.65



                                                              LINEFRIENDS
                                                                                                                         +
+     +       +                                                                                                                 6
                          11,542                  8,653                             1.45                  6,313.05




                                                                       6                   9.90             IC           5.22
                                  9.70                    43.52%
                  6                      6,594                         1.49




30
                                                                                         3




                                                               6                               150
 195
                                                           6                          (AUM)   13,214.87
           1,197.13              9.96%           125,242           11,664          10.27%



                                                                               6                          7,835.02
                                 21,103.40                              0.86
        25.60

3.2.3




                      2,268.06



                                                                                                           32,477
                                         3,533




                                                                                                               31
3




                                                                                                     6,492      37,223.93
                                6                         19,486.26                               15,990.92
     3,495.34



                                       (FITS )                                +
                                                                                                   179.37
                                                                                                 277
1,957.70
                                                                                                   118.00

3.2.4

                24                                                                                 6          29
                                200                                               47.72           12.17%



                                                                      65.11           176



                                                                                                     6
3,577.94               516.30                     19.06



                                    2009                                          2         15



                                                                          6                      59.98        34.33
                0.03



                                           2013                                             42




32
                                                                                                        3




                                                                                           6                           25.44
         6.47                     0.23



                                  2013                                        2




                   6                             117.40            14.03                       0.33



                                   2014                                        1.99



 6                              73.79                9.46              0.36



                                     2014                                         Banco Industrial e Comercial S.A.     2015
                                    100%

                                                                                           9                       1
     5             1                                                                                                     6
                384.71                   31.14              0.10



                                         2016                                             8.226             2017   6




                                                                                  6                           56.44
13.43                    0.02



                                                                                                  60%                  1.66
                                                     102




                                                 6                     71.99                   11.31                   0.27




                                                                                                                          33
3




3.2.5


                                      6                                        4,770.59                       7.95%               37.78
                   12.54%



                                 2                       65%



    6                       14,911.12                                     6,342.88                          107                 3,752.07
        6                   49.39                       42.65                        6.40



                            80




                                 6                                1,511.75                  138.85                    7.60



                            15.27                        67%




    6                                13,335.55                        197.76                125.71                    10.41



                                 44.96                          51%



                                                                      6                          1,345.87              107.65
            2.73



                            10                            90.2%



    6                  12.01                     6.88                          0.55




34
                                                                                                                   3




                                                                         6.01



                                                                                                               6
900.23              115.75                           6.52



                               5.61                          80%

  6                          52.64                   6.71                    0.16



                                       23                    85%



  6                                              3,587.02
                                                     APP        6                          25.95               22.39
0.28



                                 2017       7                                                                                   120




                                                                    6                                                           51
           6,400               1,105                                     6                            123.60              120.59
             0.31



                                                20                  75.10%




                                                                                        139.82           6
  282.36             29.24                            0.07



       6                                        27                              28.20                 13.78

                                                                                        6        27                    174.92
  34.99                                                      117.38                      0.95




                                                                                                                                     35
3




3.2.6


              2018     6       30               2017    6    30
                                       (%)                                (%)


               29,600                 16.32      30,619                 17.79
               29,680                 16.36      24,769                 14.39
               19,793                 10.91      19,776                 11.49
               27,731                 15.29      26,541                 15.42
               26,827                 14.79      24,573                 14.28
                  333                  0.18       4,177                  2.43
               40,253                 22.19      34,257                 19.91
                7,203                  3.96       7,381                  4.29


              181,420                100.00     172,093                100.00




                2018       6    30               2017       12    31
                                       (%)                                (%)


             4,644,884                14.19    4,687,993                14.68
             3,528,199                10.78    3,479,166                10.89
             5,152,442                15.74    4,916,680                15.39
             4,142,443                12.65    4,063,059                12.72
             3,475,135                10.62    3,294,459                10.32
             1,132,618                 3.46    1,100,318                 3.45
             8,900,041                27.19    8,672,547                27.15
             1,757,448                 5.37    1,726,043                 5.40

        1
            32,733,210               100.00   31,940,265               100.00

1.




 36
                                                                         3




             2018 6 30                                          2017 12 31


               (%)                          (%)                    (%)                    (%)


 2,380,964    17.70       29,597            1.24    2,288,830    17.74        31,460     1.37
 2,029,585    15.09       25,561            1.26    1,941,337    15.05        27,777     1.43
 2,191,879    16.29       41,105            1.88    2,131,045    16.52        38,302     1.80
 2,304,021    17.13       33,670            1.46    2,176,159    16.86        32,154     1.48
 2,205,357    16.39       34,124            1.55    2,117,740    16.41        34,973     1.65
   696,706     5.18       22,471            3.23      672,309     5.21        18,920     2.81
   641,424     4.77        7,798            1.22      574,506     4.45         5,867     1.02
 1,002,452     7.45        4,428            0.44    1,001,515     7.76         2,838     0.28


13,452,388   100.00      198,754            1.48   12,903,441   100.00       192,291     1.49




                          2018     6   30                          2017      12   31
                                                     (%)                                  (%)


                       3,071,481                    18.10        2,951,029              18.03
                       2,628,534                    15.49        2,551,496              15.59
                       3,036,863                    17.90        2,896,463              17.70
                       3,372,098                    19.88        3,200,877              19.56
                       3,287,860                    19.38        3,137,692              19.18
                       1,059,699                     6.25        1,044,470               6.38
                           6,297                     0.04           24,658               0.15
                         502,657                     2.96          557,069               3.41


                      16,965,489                   100.00       16,363,754             100.00




                                                                                           37
3




3.2.7

                   6                         14,986                14,955             37              346                 13,504
           1,066                  1                                            31            45                  535
     354                  181                                     2017



                                                                                                                        101
         1,081                                                           6                                        500
                 4,249       12,710                                                                                       6
                            327              1,868                                            300
1,500

                                                                                                             4
                                                             38                                      6
94,917                   28,898                             1:1              28,051                 49,160



                                                      6                                                                       155
                                      18                  92.49




                                                                         e                        ETC

     6                            2.87                    7.90%                       4.04                        6.11%
                 8,141                     12.89%                        5,690               14.79%




                                      6                           2.88                6.48%                             680
                 12.90%




38
                                                              3




                    7,451          8.28%




               6                           3,336     730            37.58
                   782.64




        2.60                6.64                     99.57%       83%

3.2.8




                                               223    415




                                                                        39
3




3.2.9


                                                                       2018    6   30
                                                                         (%)                                        (%)


                                                      2,371            15.82                    51,199             14.79
                                                      1,930            12.88                    43,290             12.51
                                                      2,472            16.50                    57,321             16.56
                                                      3,603            24.04                    77,747             22.46
                                                      3,062            20.43                    65,235             18.84
                                                      1,514            10.10                    35,137             10.15
                                                          3             0.02                    15,317              4.42
                                                         31             0.21                       918              0.27


                                                  14,986           100.00                   346,164               100.00



    2018   6                    346,164          4,190                                   229,919         66.42%
           734                              69,023




                                                213
                                                                                   8,820           45                 5
                  37



                       18,586             390                 13,053                    5,533
                 32




40
                  3




3.3



3.3.1




 6      3.83%   13.23%




                         41
3




                                       2018                2017                     2016
                                      6 30               12 31                    12 31


                  (%)                      3.83                 4.27                    4.03
                  (%)                     13.23                13.90                   13.37




                                                              2018     6   30


                                                                                        (%)


      A                                                       80,640                    0.60
      B                                                       33,177                    0.25
      C                                                       28,000                    0.21
      D                                                       22,605                    0.17
      E                                                       22,575                    0.17
      F                                                       22,341                    0.17
      G                                                       19,870                    0.15
      H                                                       17,491                    0.13
      I                                                       16,428                    0.12
      J                                                       15,448                    0.11


                                                          278,575                       2.07



3.3.2



2018




(%)                            2018   6   30      2017   12    31          2016   12   31

              1
                        ≥25              46.88                43.53                   44.21
                        ≥25              85.88                74.52                   40.81

          2
                                          71.41                70.73                   68.17

1.
2.




 42
                      3




     2018




1                          4,056,155



2              7,631,690     659,046
3              2,079,376     103,814
4              5,552,314     555,232
5              8,961,456   3,066,925
6              5,827,238   1,446,997
7              3,023,261   1,508,971
8                110,957     110,957
9                                 96
10             1,754,515     245,522
11                80,912      80,912
12                 9,222       9,222
13             1,664,381     155,388
14                     2           –
15             2,258,171     300,899

16                         4,272,488



17               259,057    259,057
18             1,458,497    973,647
19                91,350     90,912

20             1,808,904   1,323,616




21                         4,056,155
22                         2,948,872
23      (%)1                  137.68

1.




                                   43
3




                                                                                                              30
                                                                                  20%
    2018                                     137.68%                                                               1.85




                                                                         2018 7 1
                   2,000                                                    100%
                           2018   6                     155,599                                 122,735                          126.78%




                                                                         1              3
                                                       1                 3                  1        1    5           5


2018    6    30
                            2,729,859   (10,228,200)       (7,714)    (605,176)     (333,067)       3,477,519        6,831,356   1,864,577


2017    12    31
                            3,139,244    (9,626,699)   (807,625)      (888,844)     (316,165)       3,333,019        6,962,897   1,795,827


                                                                                                   2018   6   30
18,645.77                         687.50                             102,282.00



3.3.3




44
                                                    3




                                                    99%         1




       2018   6   30                     2017   6   30




158       120          158   92    252      181           252       114
 44        43           58   32     74      102           148        61
151       113          151   77    226      119           226        76
  –       11           39    –    16        4            16         –




                                                                      45
3




                                               3       3         1         1    5            5


2018   6    30                  33,217   (5,653,304)       5,877,161         96,783        1,510,720   1,864,577
2018   6    30                           (5,653,304)         223,857        320,640        1,831,360


2017   12       31             154,197   (2,375,840)       1,544,402        758,957        1,714,111   1,795,827
2017   12       31                       (2,375,840)        (831,438)       (72,481)       1,641,630


    2018    6    30                      2,238.57                                         10,552.95
                                    16,075.03                        8,655.65




                                                                                                 100
                                                              100




                                                                                    100                100
                                         100                  100


2018   6    30                             (56,362)               56,362               43,242            (43,242)


2017   12       31                         (46,727)               46,727               50,694            (50,694)




                      (FSAP)




46
                                                                                                       3




                                 2018      6   30                                        2017     12   31




                  1,233,823     337,749         382,525     1,954,097     1,285,315      415,267        383,769      2,084,351
                 (1,166,922)   (380,229)       (295,778)   (1,842,929)   (1,151,780)    (453,711)      (326,808)    (1,932,299)
                  2,494,575     199,886         234,973     2,929,434     2,737,947      178,350        247,059      3,163,356
                 (2,506,471)   (127,483)       (303,672)   (2,937,626)   (2,794,336)    (105,881)      (280,868)    (3,181,085)
                    (33,713)          –              –      (33,713)       (72,996)          –             –        (72,996)


                    21,292      29,923          18,048        69,263          4,150      34,025            23,152       61,327



 2018   6   30                  692.63                         79.36

3.3.4




3.3.5




                                                                                                                             47
3




3.3.6




3.3.7




3.3.8




                    10




3.4



        2018-2020




48
                                                                  3




3.4.1




        2012                                  2014




 6                                                   15.64%                      13.68%
        13.08%




                    2018     6   30                           2017     12   31




                 1,760,515            1,642,080          1,691,332               1,579,469
                 1,840,291            1,714,286          1,771,120               1,652,142
                 2,104,849            1,976,362          2,003,072               1,881,181

                  13.08%               12.87%                 13.09%               12.87%
                  13.68%               13.43%                 13.71%               13.47%
                  15.64%               15.49%                 15.50%               15.33%




                  12.47%               12.40%                 12.38%               12.31%
                  15.35%               15.07%                 15.40%               15.11%




                                                                                          49
3




                              2018    6    30       2017   12    31



                                      250,011               250,011
              1
                                      134,511               109,968
                                      198,613               198,613
                                      260,108               259,600
                                      927,776               883,184
                                        3,072                 3,264
      2
                                       (5,053)               (4,256)


      3
                                           2,493                 2,556
                          3
                                           2,150                 2,274
                                             (22)                  320
                                           3,902                 3,902



                                          79,636                79,636
                                             140                   152



                                      123,109               138,848
                                      141,201                92,838
                                          248                   266

                      4
                                     1,760,515             1,691,332
                  4
                                     1,840,291             1,771,120
          4
                                     2,104,849             2,003,072

1.
2.
3.
4.




 50
                                                                             3




                                                           2018    6    30        2017    12    31


                                                                 12,333,941              11,792,974


                                                                  8,378,194               8,166,348
                                                                  3,955,747               3,626,626

                                                                       90,177                  94,832


                                                                       44,992                  50,734
                                                                       45,185                  44,098

                                                                  1,032,174               1,032,174


                                                                             –                      –


                                                                 13,456,292              12,919,980



3.4.2
            2015                                     6                  7.61%




                          2018   6   30   2018   3   31   2017    12    31         2017    9    30

        1
                                 7.61%           7.53%               7.52%                   7.12%
                              1,840,291       1,826,713           1,771,120               1,683,765
              2
                             24,176,438      24,252,119          23,555,968              23,643,720

1.
2.                =   +




                                                                                                     51
3




                      2018    6     30      2017    12    31

          1
                         22,805,182                22,124,383
          2
                           (139,788)                 (146,210)
                             59,343                    71,599
                                658                        168
              3
                          1,459,566                 1,515,080
          4
                             (8,523)                    (9,052)


                         24,176,438                23,555,968

1.
2.
3.
4.




                      2018    6     30      2017    12    31

                  1
                         22,222,875                21,690,628
                             (8,523)                   (9,052)


                         22,214,352                21,681,576


                                  51,927                 91,739
                                  56,066                 62,831
                                       –                    10

                              107,993                 154,580


                              393,869                 204,564
                                  658                     168

                              394,527                 204,732


                          2,943,403                 3,029,172
                         (1,483,837)               (1,514,092)

                             1,459,566              1,515,080


                             1,840,291              1,771,120

                         24,176,438                23,555,968

      2
                                  7.61%                  7.52%

1.
2.




 52
       3




3.5
2018




           53
4 股本變動及股東情況


4.1


                                         2018 1 1                                                                            ( )                                          2018 6 30
                                                                 (%)                                                                                                                    (%)


                                                     –            –                –               –                –               –              –                     –         –

      1.                            9,593,657,606             3.84                   –               –                –               –              –         9,593,657,606       3.84
      2.                           93,199,798,499            37.28                   –               –                –    +150,443,750    +150,443,750         93,350,242,249      37.34
      3.          1
                                  147,217,521,381            58.88                   –               –                –    -150,443,750    -150,443,750        147,067,077,631      58.82
                                  250,010,977,486           100.00                   –               –                –               –              –       250,010,977,486     100.00

1.                                                                                                H


4.2
                                                     385,524                 H            43,361             A           342,163




                                                                                                                         385,524 2018          6   30         A       H

     10                                                   2018     6    30



                                                                                           (%)

              2
                                                                                          57.03                        –                142,590,494,651          H
                                                                                           0.08                        –                    195,941,976          A
                                             2   3
                                                                                          36.79             +198,061,002                  91,978,645,798          H
                                                                                           0.87             -485,699,363                   2,180,388,068          A
                          3
                                                                                           0.80                 -443,750                   1,999,556,250          H
              3       4
                                                                                           0.64                        –                  1,611,413,730          H
              3
                                                                                           0.35             -150,000,000                     865,613,000          H
                                                                                           0.34                        –                    856,000,000          H
                                         2
                                                                                           0.20                        –                    496,639,800          A
                              2
                                                                                           0.14             +114,639,136                     359,442,056          A
                                                                                           0.06              +85,276,142                     156,011,208          A

1.
2.

3.             2018 6 30                                                 H   1,611,413,730            865,613,000
               H 1,999,556,250               599,556,250
           599,556,250                                                           H        91,978,645,798                                                                   H
4.             2018 6 30                                                         H                                                              54,131,000
           1,315,282,730                             230,000,000                                           12,000,000




 54
                                                                                                                                           4




4.3


4.4
                                                        336




                                                                                                                                   (%)                          (%)

         1
                                           A                  692,581,776                                                         7.22                          0.28
         2
                                           H              133,262,144,534                                                        59.31                         57.03

1.    2015   12       29                                                       A         692,581,776                    A       9,593,657,606     7.22%
                             250,010,977,486   0.28%       195,941,976     A                          496,639,800   A
                             2018 6 30             A                                         A    195,941,976
                     A     496,639,800
2.    2009   5       26                                                    H            133,262,144,534                     H     224,689,084,000    59.31%
                                   233,689,084,000    57.03%        2018   6 30                 H                                          H 142,590,494,651
                 H        240,417,319,880      59.31%                                  250,010,977,486     57.03%


4.5
4.5.1
      2015   12                                                                                                     196.59               2017   12
                                                                                                 599.77




                                                                                                     (%)


4606                       CCB 15USD PREF              2015/12/16          20      /                4.65     152,500,000             2015/12/17      152,500,000
360030                          1                      2017/12/21           100    /                4.75     600,000,000             2018/01/15      600,000,000




                                                                                                                                                                  55
4




4.5.2
                                                            19                            1                       18




                                                                            (%)


The Bank of New York Depository (Nominees)
  Limited                                                                100.00                   –    152,500,000

1.
2.                                                               The Bank of New York Depository (Nominees) Limited
      Euroclear Bank S.A.   N.V.   Clearstream Banking S.A.
3.                                 10
4.


        10




                                                                            (%)


                                                                          26.84      -15,000,000        161,000,000
                                                                          15.00                –        90,000,000
                                                                           8.33                –        50,000,000
                                                                           8.33                –        50,000,000
                                                                           6.67                –        40,000,000
                                                                           5.00      +30,000,000         30,000,000
                                                                           4.50                –        27,000,000
                                                                           4.50                –        27,000,000
                                                                           3.33                –        20,000,000
                                                                           3.33                –        20,000,000
                                                                           3.33                –        20,000,000

1.
2.                                                     10
3.


4.5.3


4.5.4


4.5.5


4.5.6
                                            22                                          37
                                                                                        9                              32




 56
                                                                           5


5.1



                                                                       M   C




5.2
                              2018       9   3

                              2018       6   29

2018    6    29              2017

      2017                                                2018     6

                                                                                   2018   5

                                             2018   6

                                                        2018   5

                             2018    4

             2018

                  2017                                                 2018    2

                              2018       5

                  2018   5

                              2018       2




                                                                                              57
5




5.3
                                      2018   3

                                      2018   4

                     M C                         2018   1                                           2018     8
Promontory Financial Group

                                  2018   7

5.4


                                                                                 H                        19,304
    20,966                   21,927                18,989             15,863            13,023                     12,366
                  15,739                 3,971                   2018 6 30
                             XV                                                                      352

             2018   6   30



                                                                                    H                     14,456
    18,751                   17,925                         22,567             10,845            19,417



5.5

2018    6    30




58
                                                                                               6 重要事項




                          2017             2018-2020




2018    6   29                           2017                         2017
                 2018                      2016
                   2018-2020                2018



                           M     C
93%
                                            2018    6   29                          2018   6   30




 2017                2018 7 17             2018     7 16          A          2017                     0.291
                 27.92      2018 8   6             2018 7    16         H           2017
0.291                 699.61                2018



                                                                                                    10%




                                                                                                          59
6




2004       9


                            (1)
                                  (2)

2016       4       6



     2018          6   30




    2007       7




60
                                          6




                     2015




                            3.15
                                   2018
80.9%   2017   2.2




                                              61
6




                                              2020
                        6   592.18   23.76%
    227.68      7.82%




                 2018
         2018

       2018




62
                 7 中期財務資料的審閱報告




     64   170


34                34




          2410




                           34




                                       63
                                 8
     2018   6    30




                                        6   30
                                     2018         2017



                                  395,320         363,489
                                 (155,834)       (145,635)

                            3        239,486     217,854

                                      75,371      74,166
                                      (6,367)     (6,086)

                            4         69,004      68,080

                            5          7,912        2,842
                            6            412          980
                            7          3,119       (1,632)
                            8         (2,365)


                                      23,503       34,143
                                     (18,342)     (19,134)

                            9          5,161      15,009

                                     322,729     303,133

                            10       (74,681)     (70,547)

                                     248,048     232,586



                                     (63,164)     (59,729)
                                      (3,616)        (781)

                            11       (66,780)     (60,510)

                                        152            17

                                     181,420     172,093

                            12       (33,955)     (33,084)

                                     147,465     139,009




                                         (33)
                                        (178)         374
                                          (5)           –

                                        (216)         374



                                      19,823
                                      (4,849)
                                                  (24,044)
                                                     5,949
                                        (263)        2,456
                                        (342)          173
                                        (550)       (1,733)

                                      13,819      (17,199)

                                      13,603      (16,825)

                                     161,068     122,184


            71        170



64
                            2018   6   30




                   6   30
                2018                        2017




                147,027                     138,339
                    438                         670

                147,465                     139,009



                160,572                     121,448
                    496                         736

                161,068                     122,184


           13      0.59                        0.55


71   170




                                                   65
2018   6    30




                                 2018    6   30        2017    12   31




                            14       2,674,845                 2,988,256
                            15         465,900                   175,005
                                        83,038                   157,036
                            16         333,942                   325,233
                            17          48,723                    82,980
                            18         394,863                   208,360
                            19         123,468                   116,993
                            20      13,068,482                12,574,473
                            21
                                          679,900               578,436
                                        3,245,096
                                        1,320,847
                                                               1,550,680
                                                               2,586,722
                                                                 465,810
                            23             7,533                   7,067
                            25           166,721                 169,679
                            26            14,270                  14,545
                            27             2,622                   2,752
                            28             2,687                   2,751
                            29            56,165                  46,189
                            30           116,080                  71,416


                                    22,805,182                22,124,383




                            32         446,557                   547,287
                            33       1,271,631                 1,336,995
                            34         436,546                   383,639
                            35         405,401                   414,148
                            17          47,433                    79,867
                            36          48,605                    74,279
                            37      16,965,489                16,363,754
                            38          28,665                    32,632
                            39          49,830                    54,106
                            40         189,266                   199,588
                            41          36,352                    10,581
                            42         683,467                   596,526
                            29             526                       389
                            43         330,837                   234,765


                                    20,940,605                20,328,556




                            44           250,011                250,011

                            45            79,636                 79,636
                            46           134,537                135,225
                            47                 –               (26,004)
                            47            (6,054)                      –
                            48           198,613                198,613
                            49           260,198                259,680
                            50           931,325                886,921
                                               –                 (4,322)


                                        1,848,266              1,779,760
                                           16,311                 16,067


                                        1,864,577              1,795,827


                                    22,805,182                22,124,383


           2018   8    28

                                                    


           71         170



66
                                                                                                                                         合併股東權益變動表
                                                                                                                                                                    2018   6      30




2017 12 31                 250,011         79,636         135,225           (26,004)                –   198,613       259,680          886,921        (4,322)         16,067 1,795,827


                      2          –             –           (688)          26,004        (19,599)             –               –      (29,352)        4,322              (138)        (19,451)


2018 1 1                   250,011         79,636         134,537                 –      (19,599)       198,613       259,680          857,569                –      15,929 1,776,376


                                 –             –              –                –           13,545          –             518        73,756                –           382         88,201


                                 –             –              –                –           13,545          –               –      147,027                –           496        161,068



       1.                        –             –              –                –                –         –               –              –             –           (85)            (85)



       1.                        –             –              –                –                –         –             518          (518)               –             –              –
       2.                        –             –              –                –                –         –               –      (72,753)               –           (29)        (72,782)


2018 6 30                  250,011         79,636         134,537                 –           (6,054)   198,613       260,198          931,325                –      16,311 1,864,577




2016   12       31         250,011           19,659         133,960                    (976)      175,445     211,193            786,860               348            13,154 1,589,654


                                      –             –              547        (15,704)                 –         34,263           34,573          (1,734)           3,003            54,948


                                      –             –              547        (15,704)                 –              –      138,339             (1,734)               736         122,184



       1.                             –             –                –                 –             –              –                –             –             150               150
       2.                             –             –                –                 –             –              –                –             –          (1,268)           (1,268)
       3.                             –             –                –                 –             –              –                –             –           3,421             3,421



       1.                             –             –                –                 –             –         34,263           (34,263)             –                 –              –
       2.                             –             –                –                 –             –              –          (69,503)             –               (36)        (69,539)


2017   6    30             250,011           19,659         134,507             (16,680)          175,445     245,456            821,433             (1,386)          16,157 1,644,602


           71        170




                                                                                                                                                                                             67
     2018    6   30




2016    12       31         250,011    19,659    133,960       (976)   175,445    211,193    786,860       348     13,154 1,589,654


                                  –   59,977      1,265    (25,028)    23,168     48,487    100,061     (4,670)    2,913    206,173


                                  –        –     1,271    (25,028)         –         –   242,264     (4,670)     783     214,620



        1.                        –        –         –         –         –         –          –        –      147        147
        2.                        –        –        (6)         –         –         –          –        –   (1,322)    (1,328)
        3.                        –   59,977          –         –         –         –          –        –    3,422     63,399



        1.                        –        –         –         –    23,168          –   (23,168)         –        –          –
        2.                        –        –         –         –         –    48,487    (48,487)         –        –          –
        3.                        –        –         –         –         –         –   (69,503)         –        –   (69,503)
        4.                        –        –         –         –         –         –     (1,045)        –        –     (1,045)
        5.                        –        –         –         –         –         –          –        –     (117)       (117)


2017    12       31         250,011    79,636    135,225    (26,004)   198,613    259,680    886,921     (4,322)   16,067 1,795,827


            71        170




68
                          合併現金流量表
                               2018   6   30




                      6   30
                   2018                         2017




                  181,420                      172,093



           11      66,780                        60,510
           10       8,323                         8,606
                   (1,495)                       (1,565)
                   (1,281)                         (162)
                     (152)                           (17)
           6         (412)                         (980)
                       39                        (9,185)
                    5,820                         6,003
           7       (3,119)                        1,632
                      (69)                         (113)


                  255,854                      236,822



                  361,908                        74,288
                  (64,252)                       25,288
                 (548,492)                     (808,597)
                 (186,488)                     (176,482)
                  (11,643)                     (110,751)
                   35,190                         (4,791)


                 (413,777)                (1,001,045)



                 (101,386)                        81,560
                   46,725                       129,664
                  516,109                       514,208
                  (26,011)                     (129,364)
                   67,489                         77,417
                  (47,651)                       (45,906)
                   (9,124)                        21,410
                  (14,148)                         (5,812)


                  432,003                      643,177


                  274,080                      (121,046)




                 1,030,301                      818,304
                       725                         1,008
                       626                         2,181
                (1,035,904)                    (708,382)
                    (4,739)                       (7,687)
                      (745)                         (864)


                    (9,736)                    104,560

71   170




                                                       69
     2018     6   30




                                      6   30
                                   2018         2017




                                   18,585       16,949
                                        –       3,421
                                        –         150
                                      (85)          (24)
                                      (11)      (2,703)
                                   (3,261)      (3,335)
                                   (2,718)      (2,578)


                                   12,510       11,880


                                     4,801       (4,843)


                                  281,655        (9,449)

     1   1                   51   571,339      599,124


     6   30                  51   852,994      589,675




                                  387,289      351,842


                                  (165,427)    (151,683)


             71        170




70
                                                                                                       財務報表附註


1
                                                       1954
                                           1994
                                         1996                                         2004    9   17
                                                              2005   10   2007   9
                          939   601939

                                         2018
                     B0004H111000001
    911100001000044477                                           25




2

    (1)
                                          34

                                                                                     2017    12   31

                                   2017     12    31

    (2)




                                                                                                                 71
2
     (3)
                                             (IASB)   2014   5                                   15                       (IFRS 15)

                                                                        2018    1   1


                                             (IASB)   2014   7                                   9    (IFRS 9)
           2018    1   1                                                                                              IFRS 9

                 IFRS 9
                                                      2018   1   1              2017       12   31               IFRS 9

                             IFRS 7


                 IFRS 9
                                                                 2017    12    31                                IFRS 9
                                      2(4)


           (a)




                       (i)                                                          (ii)




72
2
    (3)

          (a)




                                 (i)                           (ii)



                2(3)(b)




                                                   (i)
                                            (ii)
                                       (iii)




                                                         (i)
                          (ii)




                                                                      73
2
     (3)

           (b)




                                            (i)
                 (ii)                                           (i)




                                      (i)                (ii)
                              (iii)




                        (i)
                                                  (ii)




74
2
    (3)

          (c)




                                     (i)             (ii)
                (iii)



                        (i)                     12
                              (ii)




                                           12




          (d)




                                                     75
2
     (4)
                   IFRS 9

           (a)
                 2018   1   1                     39                (IAS 39)   IFRS 9


                                         IAS 39                          IFRS 9




                                                        2,988,256                       2,988,256
                                                          175,005                         174,933
                                                          325,233                         325,230
                                                           82,980                          82,980

                                                          208,360                      208,345
                                                          116,993                      116,993
                                                       12,574,473                   12,421,262
                                                                                       122,358



                                                                                          15,902

                                                        1,550,680                         76,956

                                                                                        1,109,513



                                                                                          377,973
                                                        2,586,722                       2,454,799
                                                                                          129,460



                                                                                             722

                                                         465,810                         401,521
                                                                                          41,513



                                                                                          23,348

                                                         578,436                         578,436

                                                          65,238                          64,526
                                                                                             712




                                IFRS 9




76
2
    (4)
          (b)                  IAS 39   IFRS 9


                2018   1   1                                           IAS 39               IFRS 9

                                                              IAS 39                                                   IFRS 9

                                                 2017    12    31                                               2018    1   1




                                                        12,574,473

                                                                                 (15,839)

                                                                                (122,383)
                                                                                                     (14,989)


                                                                                                                  12,421,262


                                                              IAS 39                                                   IFRS 9

                                                 2017    12    31                                               2018    1   1




                                                                                 15,839
                                                                                                          63


                                                                                                                        15,902


                                                              IAS 39                                                   IFRS 9

                                                 2017    12    31                                               2018    1   1




                                                                                122,383
                                                                                                         (25)


                                                                                                                       122,358




                                                                                                                                77
2
     (4)
           (b)   IAS 39   IFRS 9
                                               IAS 39                         IFRS 9

                                   2017   12    31                     2018   1   1




                                          1,550,680
                                                          (364,158)
                                                            (77,009)
                                                        (1,109,513)




                                               IAS 39                         IFRS 9

                                   2017   12    31                     2018   1   1




                                          2,586,722
                                                        (2,454,401)
                                                              (722)
                                                          (131,599)




                                               IAS 39                         IFRS 9

                                   2017   12    31                     2018   1   1




                                           465,810
                                                          (401,053)
                                                            (23,230)
                                                            (41,527)




78
2
    (4)
          (b)   IAS 39   IFRS 9
                                              IAS 39                               IFRS9

                                  2017   12    31                          2018    1   1




                                                       2,454,401
                                                                   398
                                                        401,053
                                                                   468
                                                        364,158
                                                                   (594)
                                                         14,409


                                                                              3,234,293


                                              IAS 39                              IFRS 9

                                  2017   12    31                          2018    1   1




                                          578,436
                                                         77,009
                                                                    (53)
                                                         23,230
                                                                   (283)
                                                            401
                                                            722
                                                            712


                                                                                  680,174




                                                                                           79
2
     (4)
           (b)                               IAS 39    IFRS 9
                                                                            IAS 39                                         IFRS 9

                                                                2017   12    31                                     2018   1   1




                                                                                            1,109,513
                                                                                              131,599
                                                                                                        (2,206)
                                                                                                  67
                                                                                              41,527
                                                                                                         (143)
                                                                                                 129


                                                                                                                       1,280,486


                                                                  IFRS 9

                         2018     1   1       IFRS 9   IAS 39          2017       12   31                         194.51

                                          IFRS 9

                 (i)




                 (ii)



                 (iii)
                         IFRS 9
                                                                                                                     IFRS 9



                 (iv)




80
2
    (4)
          (c)              IAS39                      2018   1    1          IFRS9
                                                                  IAS 39
                                                                                                         IFRS 9



                                                                       57                 –       72        129
                                                                      112                 –        3        115
                                                                        –                –       15         15

                                                                 328,968              (155)    14,989    343,802
                                                                                       112        384        496



                                                                                     4,927       (272)     4,655
                                                                                       443      1,696      2,139

                                                                   3,410             (3,410)        –         –
                                                                   6,295             (6,295)        –         –
                                                                   2,114             (2,114)        –         –
                                                                   2,987                  –        –     2,987
                                                                   2,402                  –   23,333     25,735


                                                                 346,345             (6,492)   40,220    380,073


    (5)


            2018   1   1           IFRS 9


                                                                                                            58(1)




                                            58(1)

                                                    2017




                                                                                                               81
2
     (6)



                                                     2016 36          2016   5   1
                                                                                     6%


           1%-7%


           3%


           2%


                          25%


     (7)
                                 2018   8   28
                                              2410

                   2017         2017                           2017                   2018   3   27




82
3
                                 6    30
                              2018          2017



                              19,878        21,057
                               6,391         4,267
                               5,310         3,451
                                             5,963
                               4,656         2,906
                (a)           84,312        77,163

                             157,782       145,660
                             115,063        98,935
                               1,928         4,087


                             395,320       363,489



                               (7,606)        (6,721)
                              (17,233)      (16,658)
                               (7,233)        (5,341)
                                 (819)        (2,126)
                              (13,091)        (8,853)

                              (57,384)      (53,928)
                              (52,468)      (52,008)


                             (155,834)     (145,635)


                             239,486       217,854


    (a)               2017



          (1)

                                 6    30
                               2018          2017


                                1,488          1,520
                                    7             18


                                1,495          1,538


          (2)




                                                    83
4
       6    30
     2018        2017



     22,743      20,110
     10,364       6,484
      9,214      10,221
      7,344       6,610
      7,176       7,442
      6,552       6,593
      6,552      12,381
      1,765       1,714
        836         836
      2,825       1,775


     75,371      74,166



     (3,457)     (3,493)
       (636)       (516)
     (2,274)     (2,077)


     (6,367)     (6,086)


     69,004      68,080



5
       6    30
     2018        2017


      5,613        (212)
      1,097         514
        (42)        236
      1,244       2,304


      7,912       2,842



6
       6    30
     2018        2017


       226
       186


       412


                   222

                   602
                   156


                   980




84
7
                                              6    30
                                            2018        2017


                                             8,368
                                            (7,582)
                                             1,961
                                               227
                                               136      (3,053)
                                                         1,244
                                                           138
                                                            19
                                                   9        20


                                             3,119      (1,632)



8
    2018   6   30
                    24.52   2017   6   30

9
                                              6    30
                                            2018        2017


                                            16,125      17,193
                                             3,820      13,137
                                             1,330       1,232
                                             2,228       2,581


                                            23,503      34,143




                                              6    30
                                            2018        2017


                                            15,918      17,318
                                             2,424       1,816


                                            18,342      19,134




                                                               85
10
       6    30
     2018        2017



     30,269      28,666
      3,482       3,360
      3,071       2,925
        928         815
      6,287       6,200
          6          15
          1           3


     44,044      41,984



      7,165       6,937
      4,679       4,482
      1,048         871
        869         862
        887         859


     14,648      14,011


      3,190       2,907
      1,158       1,150
         74          72
     11,567      10,423


     74,681      70,547



11
       6    30
     2018        2017




      63,164     59,729
      81,235     69,190
     (18,071)    (9,461)

         864
        (387)
                    282
                     12
                    369
      3,092         (82)
        296          88
       (249)        112


     66,780      60,510




86
12
     (1)
                                        6   30
                                     2018        2017


                                      42,148      34,196
                                      40,785      32,604
                                         805         968
                                         558         624
                                      (8,193)     (1,112)


                                      33,955      33,084


                               25%    16.5%


     (2)
                                        6   30
                                     2018        2017


                                     181,420     172,093


                  25%                 45,355      43,023


                                        (442)       (314)
                        (i)            3,375       3,438
                        (ii)         (14,333)    (13,063)


                                      33,955      33,084


           (i)

           (ii)




                                                        87
13
            2018   2017   6   30


                                                                2018     6     30


                                   2018   2017   6   30
           2018       2017

                                                                               6    30
                                                                         2018                     2017


                                                                         147,027                  138,339
                                                                         250,011                  250,011
                                                                            0.59                     0.55



14
                                                                2018     6    30         2017    12    31


                                                                             75,574                   73,876



                                                          (1)          2,287,811                2,665,738
                                                          (2)            276,242                  209,080
                                                                          35,218                   39,562


                                                                       2,599,271                2,914,380


                                                                       2,674,845                2,988,256


     (1)




                                                                  2018    6    30         2017    12    31


                                                                              14.5%                    17.0%
                                                                               5.0%                     5.0%




     (2)




88
15
     (1)
                2018   6   30     2017   12   31


                       452,546            163,521
                        13,500             11,541


                       466,046            175,062
           31             (146)               (57)


                       465,900            175,005


     (2)
                2018   6   30     2017   12   31


                       439,704            147,945
                        26,342             27,117


                       466,046            175,062
           31             (146)               (57)


                       465,900            175,005



16
     (1)
                2018   6   30     2017   12   31


                       208,754            173,762
                       125,301            151,583


                       334,055            325,345
           31             (113)              (112)


                       333,942            325,233


     (2)
                2018   6   30     2017   12   31


                       269,113            276,308
                        64,942             49,037


                       334,055            325,345
           31             (113)              (112)


                       333,942            325,233




                                                   89
17
     (1)
                                   2018   6   30                              2017      12   31




                         410,196           1,959      922           332,480                980                   487
                       4,303,911          44,597   45,673         5,307,995             78,909                78,581
                 (a)      87,848           2,167      838           182,632              3,091                   799


                       4,801,955          48,723   47,433         5,823,107             82,980                79,867


     (2)
                                                                       2018   6    30             2017   12    31



                                                                                     933                         651
                                                                                  27,588                      47,728
                                                            (a)                    2,814                       5,395


                                                                                  31,335                      53,774

                                                                                  13,925                      20,545


                                                                                  45,260                      74,319


                                                                      2013    1     1



           (a)




90
17
     (3)


                                                         2018   6    30                        2017    12   31




                                                50,287               859    (104)    49,087                 469               (98)
                                                 2,866                46     (48)       325                  12                 –

                                                15,569                78    (185)    33,193             1,051              (418)
                                                43,111               645     (82)    51,684               918                (69)
                                                 2,404                81       –         –                –                 –
                                                 2,316                 –     (1)         –                –                 –


                                               116,553              1,709   (420)   134,289             2,450              (585)


           (a)




                                                                                                  6    30
                                                                                                2018                     2017



                                                                                                   340                     (326)
                                                                                                  (349)                     328


                 2018       2017    6     30

           (b)



                 2018   6    30                                              3.42                                 2017    6     30
                                   1.73




                                                                                                                                91
18

                      2018   6    30       2017    12    31



                             143,719                106,541
                             218,180                 94,461
                                 114                  2,618
                                 529                  1,051


                             362,542                204,671

                                 32,332                  3,689


                             394,874                208,360

           31                       (11)                      –


                             394,863                208,360



19
                      2018   6    30       2017    12    31


                                  1,080                  1,354
                                  2,145                    680
                                    202                    145
                                 41,447                 39,583
                                 71,330                 69,550
                                  7,264                  5,681


                             123,468                116,993



20
     (1)
                      2018   6    30       2017    12    31


                         13,331,745               12,903,441
                           (383,906)                (328,968)


                (a)      12,947,839               12,574,473


                (b)          109,582


                (c)              11,061


                         13,068,482               12,574,473




92
20
     (1)
           (a)
                      2018    6    30      2017    12   31



                             7,564,178             7,365,095
                               129,433               122,737


                             7,693,611             7,487,832



                             4,536,189             4,252,698
                               204,636               203,218
                                41,553                41,417
                               634,974               567,683
                               212,196               214,878


                             5,629,548             5,279,894


                              8,586                  135,715
                         13,331,745               12,903,441


                              (164,241)
                               (84,993)
                              (134,672)
                                                    (113,820)
                                                    (215,148)


                 31           (383,906)             (328,968)


                         12,947,839               12,574,473


           (b)
                      2018    6    30      2017    12   31


                              109,582


           (c)
                      2018    6    30      2017    12   31


                                  11,061




                                                             93
20
     (2)
                                   2018     6    30




                   12,742,393    390,598               198,754    13,331,745
                     (164,241)   (84,993)             (134,672)     (383,906)
                   12,578,152    305,605                64,082    12,947,839



                         (687)        (2)                    –         (689)


                                  2017      12   31




                   12,711,150     22,493               169,798    12,903,441
                     (201,346)   (13,802)             (113,820)     (328,968)


                   12,509,804      8,691               55,978     12,574,473




           58(1)




94
20
     (3)
                                                       2018      6   30


                                             12



             2018   1    1        2(4)(c)   149,249    65,887             128,666     343,802
                                    (a)      15,839    18,561              46,642      81,042
                                    (a)           –        –            (18,071)    (18,071)
                                                  –        –             (1,488)     (1,488)
                                    (b)        (847)      545              (6,128)     (6,430)
                                                  –        –            (18,103)    (18,103)
                                                  –        –              3,154       3,154


             2018   6    30                 164,241    84,993             134,672     383,906


                                                            2017




                                            155,949    13,275              99,453     268,677
                                             45,602     7,524              88,831     141,957
                                                  –        –            (18,568)    (18,568)
                                                  –        –              (3,143)     (3,143)
                                    (b)        (205)   (2,919)            (24,352)    (27,476)
                                                  –   (5,270)            (31,721)    (36,991)
                                                  –    1,192                3,320       4,512


             2017   12       31             201,346    13,802             113,820     328,968

           (a)
                                                                          12


           (b)

           (c)




                                                                                            95
20
     (4)
                                                      2018   6       30
                                                                 1
                      3            3      1                      3              3


                          17,241       10,216                      5,094            1,607    34,158
                          16,220       29,782                     24,122            3,715    73,839
                          26,161       24,782                     23,493            4,836    79,272
                           1,509        1,736                        831              287     4,363


                          61,131       66,516                     53,540         10,445     191,632


                          0.45%        0.49%                         0.40%          0.08%    1.42%


                                                  2017       12      31
                                                                 1
                      3            3      1                      3              3


                           8,701        6,594                      5,640            1,138    22,073
                          15,569       20,668                     24,730            3,047    64,014
                          28,556       22,547                     22,715            2,658    76,476
                             564        1,072                      1,458              215     3,309


                          53,390       50,881                     54,543            7,058   165,872


                          0.42%        0.40%                         0.42%          0.05%    1.29%


                  1

     (5)
           2018                               93.27          2017            189.90




96
21
     (1)
                         2018    6    30      2017   12   31


                 (a)              679,900             578,436
                 (b)            3,245,096
                 (c)            1,320,847
                                                     1,550,680
                                                     2,586,722
                                                       465,810


                                5,245,843            5,181,648


           (a)

                         2018    6    30      2017   12   31



                 (i)             196,710              189,447
                 (ii)              7,382                1,312


                                 204,092              190,759


                         2018    6    30      2017   12   31



                 (iii)            14,660               10,211
                                       –              23,076
                 (iv)            346,016              354,390


                                 360,676              387,677




                         2018    6    30      2017   12   31



                  (v)                35,428
                 (vi)                12,808
                 (vii)               66,896


                                 115,132


                                 679,900              578,436




                                                               97
21
     (1)
           (a)



                 (i)
                        2018   6   30      2017   12    31


                                10,781                 10,812
                                   295                    543
                                25,959                 22,395
                                57,759                 58,485
                               101,916                 97,212


                               196,710             189,447


                               196,710             189,447
                                 1,063                  26


                               196,710             189,447




                 (ii)
                        2018   6   30      2017   12    31


                                   5,669                  152
                                   1,713                1,160


                                   7,382                1,312


                                   1,704                1,171
                                   1,558                1,067
                                   5,678                  141


                                   7,382                1,312




98
21
     (1)
           (a)



                 (iii)
                                 2018   6    30      2017   12    31


                                            14,660               10,211


                 (iv)
                                 2018   6    30      2017   12    31


                                        235,635              218,322
                                        110,381              136,068


                                        346,016              354,390


                         24(2)




                 (v)
                                 2018   6    30      2017   12    31


                                            35,428


                 (vi)
                                 2018   6    30      2017   12    31


                                            12,808


                                            11,661
                                             1,147


                                            12,808




                                                                       99
21
      (1)
            (a)



                  (vii)
                          2018   6    30      2017    12    31


                                     36,260
                                     30,636


                                     66,896


                                     39,880
                                        876
                                     27,016


                                     66,896


            (b)

                                               2018    6    30


                                                      2,581,711
                                                            431
                                                        420,306
                                                         30,605
                                                        168,314
                                                         49,200


                                                      3,250,567



                                                           (4,674)
                                                             (294)
                                                             (503)


                                                      3,245,096


                                                      3,073,481
                                                          2,295
                                                        171,615


                                                      3,245,096


                                                      3,043,116




100
21
     (1)
           (c)

                               2018    6   30


                        (i)           1,318,240
                        (ii)              2,607


                                      1,320,847




                 (i)
                               2018    6   30


                                       745,977
                                        41,157
                                       317,656
                                        81,036
                                       142,078


                                      1,327,904
                                         (9,664)


                                      1,318,240


                                      1,287,938
                                         64,584
                                         30,302


                                      1,318,240




                 (ii)
                               2018    6   30


                                           1,447
                                             493


                                           1,940
                                             667


                                           2,607


                                           1,909
                                             699
                                             698


                                           2,607




                                                101
21
      (2)
                                                   2018     6   30




                                      3,247,889    2,152              526           3,250,567
                                         (4,674)    (294)            (503)             (5,471)
                                      3,243,215    1,858               23           3,245,096



                                         (1,517)       –               –               (1,517)


      (3)

                                                   2018     6   30




            2018   1   1    2(4)(c)       4,049      83              523                 4,655
                                            768     283                –                1,051
                                           (167)      –             (20)                 (187)
                                             24     (72)               –                  (48)


            2018   6   30                 4,674     294              503                 5,471


      (4)

                                                                             2017   12    31


                                                                                    1,461,824
                                                                                       31,723
                                                                                       57,133


                                                                                    1,550,680




                                                                             2017   12    31


                                                                                     985,559
                                                                                      36,742
                                                                                     228,104
                                                                                      89,327
                                                                                     122,092


                                                                                    1,461,824


                                                                                    1,428,927
                                                                                       22,662
                                                                                       32,897


                                                                                    1,461,824




102
21
     (4)

                   2017   12    31


                                  913
                               30,810
                               57,133


                               88,856


                               54,172
                                1,957
                               34,684


                               88,856


            1999


     (5)

                   2017   12    31


                          1,908,032
                                434
                            552,057
                             27,045
                            102,564


                          2,590,132
           31                (3,410)


                          2,586,722


                          2,575,216
                              4,000
                             11,506


                          2,586,722


                          2,522,112




                                     103
21
      (6)
                                                                                                                                                    2017   12     31



                                                                                                                                             (a)             49,200
                                                                                                                                                            304,554
                                                                                                                                                             20,000
                                                                                                                                                             13,462
                                                                                                                                                             29,096
                                                                                                                                             (b)             51,612


                                                                                                                                                            467,924
                            31                                                                                                                               (2,114)


                                                                                                                                                            465,810


                                                                                                                                                            406,864
                                                                                                                                                              1,181
                                                                                                                                                             58,946


                                                                                                                                                            465,810

            (a)                      1998                                      492                              2028                       2.25%


            (b)                                                                      2017    1     2026   11           2.95%   9.5%




22
      (1)
                                                                                                                               2018   6     30      2017   12     31


                                                                                                                                          12,000                12,000
              CCB Brasil Financial Holding-Investimentos e Participaes Ltda.                                                               9,542                 9,542
                                                                                                                                           8,163                 8,163
                                                                                                                                           3,902                 3,902
                                                                                                                                           3,409                 3,409
                                                                                                                                           2,861                 2,861
                                                                                                                                           1,955                 1,955
                                                                                                                                           1,629                 1,629
                                                                                                                                           1,502                 1,502
                                                                                                                                           1,352                 1,352
                                                                                                                                           1,334                 1,334
                                                                                                                                             976                   976
                                                                                                                                             851                   851
                                                                                                                                             676                   676
                                                                                                                                             130                   130
                                                                                                                                               –                    –
                                                                                                                                           1,378                 1,378


                                                                                                                                          51,660                51,660


                             27                                                             2017    12     31   27




104
22
     (2)




                                               120         100%         –   100%

           CCB Brasil Financial Holding                   99.99%    0.01%    100%
            – Investimentos e               42.81
            Participaes Ltda

                                                80         100%         –   100%

                                             44.96          51%         –    51%

                                             15.27          67%         –    67%

                                                 2         100%         –   100%
                                                15

                                                23          85%         –    85%

                                                 2         100%         –   100%

                                                20        75.1%         –   75.1%

                                                            60%         –    60%
                                          16,631.46

                                               8.23        100%         –   100%

                                               1.99        100%         –   100%

                                                42         100%         –   100%

                                                 5         100%         –   100%

                                                 2          65%         –    65%

                                                      1    100%         –   100%

                                               6.01            –   100%     100%



                                             65.11             –   100%     100%
                                               176

                                             29.57             –   100%     100%


     (3)   2018     6   30




                                                                                     105
23
      (1)
                                                    2018
                                          6    30                    2017


                                                      7,067           7,318
                                                        745           1,544
                                                       (204)         (1,549)
                                                        152             161
                                                       (262)             (42)
                                                         35            (365)


                                                      7,533           7,067


      (2)



                     50.00%   50.00%   1,672        1,533      112          51
            10,000

                     30.43%   30.43%   1,237         471        11          21
            7.01

                     13.33%   37.50%   1,044           4        14           7
               9

                     49.67%   33.33%    744             –       5           2
               9




106
24
     (1)



            2018     6   30     2017     12   31


                                                                                2018   6    30         2017   12     31


                                                                                              297                     178
                                                                                           75,466                  17,405
                                                                                           59,386
                                                                                              969
                                                                                                                   79,231
                                                                                                                   48,356
                                                                                            3,775                   3,430
                                                                                            2,947                   3,398


                                                                                       142,840                 151,998


              2018       2017   6   30

                                                                                             6   30
                                                                                       2018                    2017


                                                                                            1,758                   1,266
                                                                                            6,870                  11,886
                                                                                               (8)                       3
                                                                                              208                     677
                                                                                            1,343                  (2,806)
                                                                                               44                      (21)


                                                                                           10,215                  11,005


             2018 6 30                             15,990.92       2017   12   31                17,308.20
           2018 6 30


     (2)
                                                          21(1)(a)(iv)




                                                                                                                          107
25


        2018   1    1                       122,870     26,646    54,989           22,855     43,636      270,996
                                                272      1,477       671            2,291        485        5,196
                                                549     (1,015)       12                –       454            –
                                               (176)      (332)   (2,381)             176     (1,164)      (3,877)


        2018   6    30                      123,515     26,776    53,291           25,322     43,411      272,315



        2018   1    1                       (34,156)         –   (36,351)         (2,250)    (28,141)    (100,898)
                                             (2,110)         –    (2,945)           (606)     (2,110)      (7,771)
                                                103          –     2,305             (27)      1,107        3,488


        2018   6    30                      (36,163)         –   (36,991)         (2,883)    (29,144)    (105,181)


                             31
        2018   1    1                          (415)         –          –             (1)         (3)       (419)
                                                  –        (1)          –              –          –         (1)
                                                  7          –          –              –          –          7


        2018   6    30                         (408)        (1)          –             (1)         (3)       (413)



        2018   1    1                        88,299     26,646    18,638           20,604     15,492      169,679


        2018   6    30                       86,944     26,775    16,300           22,438     14,264      166,721




        2017   1    1                       119,972     25,543    54,987           20,501     42,193      263,196
                                              1,082      6,305     4,109            6,229      2,309       20,034
                                              3,111     (4,568)       59                –     1,398            –
                                             (1,295)      (634)   (4,166)          (3,875)    (2,264)     (12,234)


        2017   12       31                  122,870     26,646    54,989           22,855     43,636      270,996



        2017   1    1                       (30,328)         –   (34,598)         (1,478)    (26,201)     (92,605)
                                              (4,192)        –     (5,791)        (1,058)      (4,066)    (15,107)
                                                 364         –      4,038            286        2,126       6,814


        2017   12       31                  (34,156)         –   (36,351)         (2,250)    (28,141)    (100,898)


                             31
        2017   1    1                          (418)         –          –           (75)          (3)       (496)
                                                  –         –          –             (1)          –          (1)
                                                  3          –          –            75            –         78


        2017   12       31                     (415)         –          –             (1)         (3)       (419)



        2017   1    1                        89,226     25,543    20,389           18,948     15,989      170,095


        2017   12       31                   88,299     26,646    18,638           20,604     15,492      169,679




      (1)

      (2)      2018      6    30   179.28                         2017   12   31    195.12




108
26
                                             2018
                                    6   30                2017



                                             21,495       21,206
                                                 13          499
                                                (61)        (210)


                                             21,447       21,495



                                             (6,810)      (6,322)
                                               (247)        (535)
                                                 18           47


                                             (7,039)      (6,810)


                     31
                                               (140)        (142)
                                                  2            2


                                               (138)        (140)



                                             14,545       14,742


                                             14,270       14,545



27


     2018   1   1         8,424               1,211        9,635
                            214                  25          239
                             (9)                (22)         (31)


     2018   6   30        8,629               1,214        9,843



     2018   1   1         (6,429)              (446)      (6,875)
                            (329)               (40)        (369)
                               9                 22           31


     2018   6   30        (6,749)              (464)      (7,213)


                     31
     2018   1   1              –                   (8)          (8)


     2018   6   30             –                   (8)          (8)



     2018   1   1         1,995                757         2,752


     2018   6   30        1,880                742         2,622




                                                                 109
27


       2017   1    1                                   7,688               1,128        8,816
                                                         851                 121          972
                                                        (115)                (38)        (153)


       2017   12       31                              8,424               1,211        9,635



       2017   1    1                                   (5,851)              (358)      (6,209)
                                                         (628)              (107)        (735)
                                                           50                 19           69


       2017   12       31                              (6,429)              (446)      (6,875)


                            31
       2017   1    1                                       (1)                   (7)          (8)
                                                            –                   (1)          (1)
                                                            1                     –           1


       2017   12       31                                   –                   (8)          (8)



       2017   1    1                                   1,836                763         2,599


       2017   12       31                              1,995                757         2,752


28
      (1)
                                                                          2018
                                                                 6   30                2017


                                                                           2,751        2,947
                                                                             (64)        (196)


                                                                           2,687        2,751


      (2)


              2018           6   30   2017   12   31




110
29
                                                                                                     2018   6     30            2017   12     31


                                                                                                                56,165                      46,189
                                                                                                                  (526)                       (389)


                                                                                                                55,639                      45,800


     (1)
                                                                     2018      6   30                           2017      12   31




                                                                      5,258              1,257               31,341                          8,162
                                                                    228,369             56,944              153,278                         38,023
                                                                     18,084              4,463               23,511                          5,814
                                                                    (27,407)            (6,499)             (26,160)                        (5,810)


                                                                    224,304             56,165              181,970                         46,189



                                                                       (822)              (183)                 (1,446)                       (343)
                                                                     (1,812)              (343)                   (556)                         (46)


                                                                     (2,634)              (526)                 (2,002)                       (389)


     (2)


           2018   1    1                                   5,332         46,906             5,814                 (5,856)                   52,196
                                                             492         10,038            (1,351)                  (986)                    8,193
                                                          (4,750)             –                –                     –                   (4,750)


           2018   6    30                                 1,074          56,944             4,463                 (6,842)                   55,639


           2017   1    1                                     (43)        27,959             6,188                 (3,612)                   30,492
                                                           (233)         10,064              (374)                (2,244)                    7,213
                                                          8,095               –                –                     –                    8,095


           2017   12       31                             7,819          38,023             5,814                 (5,856)                   45,800




                                2017   12   31   IFRS 9




                                                                                                                                                   111
30
                                                                                               2018   6    30              2017   12    31


                                                                             (1)
                                                                                                           1,722                        1,589
                                                                                                             626                          624
                                                                                                             831                          953


                                                                                                           3,179                        3,166


                                                                                                          19,021                        6,095
                                                                                                          10,233                        9,463
                                                                                                           5,337                        3,194
                                                                                                           3,210                        3,401
                                                                                                           3,160                        3,254
                                                                                                          75,695                       46,865


                                                                                                      119,835                          75,438

                   31
                                                                                                            (951)                      (1,035)
                                                                                                          (2,804)                      (2,987)


                                                                                                      116,080                          71,416


      (1)   2018   6    30           2.40             2017   6   30                    3.63




31
                                                                           2018    6   30




                              15                129                  17                       –                      –               146
                                                 41                  10                       –                      –                51
                              16                115                   1                      (3)                      –               113
                              18                 15                  (3)                     (1)                      –                11
                              20            343,802              62,971                  (4,764)                (18,103)           383,906
                             21(3)            4,655                 864                     (48)                      –             5,471
                              25                419                   1                       –                     (7)               413
                              26                140                   –                      –                     (2)               138
                              27                  8                   –                      –                      –                 8
                              30              4,022                 275                       –                   (542)             3,755


                                            353,346              64,136                  (4,816)                (18,654)           394,012




112
31
                                         2017




            15          66         (9)                 –                        –                57
                        27        14                   –                        –                41
            16         123       (11)                  –                        –               112
            20     268,677   123,389            (26,107)                (36,991)              328,968
           21(4)     1,309       457                  57                         –             1,823
           21(4)     4,076       307                119                       (30)              4,472
           21(5)     3,049       413                 (52)                        –             3,410
           21(6)     1,351       796                 (33)                        –             2,114
            25         496          1                  –                     (78)                419
            26         142          –                 –                       (2)               140
            27           8          1                  –                       (1)                 8
            30       4,340     1,613                   –                 (1,931)               4,022


                   283,664   126,971            (26,016)                (39,033)              345,586




32
                                                            2018    6    30           2017   12   31


                                                                    385,904                   484,657
                                                                     60,653                    62,630


                                                                    446,557                   547,287



33
     (1)
                                                            2018    6    30           2017   12   31


                                                                     175,586                   149,749
                                                                   1,096,045                 1,187,246


                                                                   1,271,631                 1,336,995


     (2)
                                                            2018    6    30           2017   12   31


                                                                   1,140,588                 1,181,374
                                                                     131,043                   155,621


                                                                   1,271,631                 1,336,995




                                                                                                       113
34
      (1)
                       2018   6    30      2017   12     31


                              395,359              353,317
                               41,187               30,322


                              436,546              383,639


      (2)
                       2018   6    30      2017   12     31


                              167,308              148,424
                              269,238              235,215


                              436,546              383,639



35
                       2018   6    30      2017   12     31


                              349,480              354,382
                               35,669               39,927
                               20,252               19,839


                              405,401              414,148



            2018   6   30                   2017       12     31



36

                       2018   6    30      2017   12     31



                                  31,998               63,322
                                   7,485                3,632
                                      14                    –


                                  39,497               66,954


                                     651                  401
                                   8,457                6,924


                                  48,605               74,279




114
37
                                           2018    6    30       2017    12    31



                                                  5,945,674              5,767,595
                                                  3,226,986              3,204,950


                                                  9,172,660              8,972,545



                                                  3,358,334              3,312,456
                                                  4,434,495              4,078,753


                                                  7,792,829              7,391,209


                                              16,965,489                16,363,754




                                           2018    6    30       2017    12    31


     (1)
                                                    78,815                 83,365
                                                    87,934                 97,050
                                                    23,860                 22,491
                                                   269,666                290,235


                                                   460,275                493,141


     (2)                                               13,818                 29,635



38
                           2018   6   30




                 23,628     30,269                  (34,469)                  19,428
                  3,973      3,482                   (3,692)                   3,763
                    163      3,071                   (3,070)                     164
                  2,738        928                     (496)                   3,170
           (1)
                    893      6,287                     (6,362)                   818
                   (440)       191                        (22)                  (271)
                  1,674         24                       (108)                 1,590
                      3          1                         (1)                     3


                 32,632     44,253                  (48,220)                  28,665




                                                                                    115
38
                                        2017




                        24,813    64,274         (65,459)     23,628
                         2,735    10,213           (8,975)     3,973
                           193     6,214           (6,244)       163
                         2,252     2,609           (2,123)     2,738
                  (1)
                           964    12,923         (12,994)        893
                           970        25           (1,435)      (440)
                         1,940        76             (342)     1,674
                             3         4                (4)        3


                        33,870    96,338         (97,576)     32,632




      (1)
            (a)
                                 2018   6   30




                          589      4,658          (4,741)       506
                           37        142            (143)        36
                          267      1,487          (1,478)       276


                          893      6,287          (6,362)       818


                                        2017




                          664      9,622          (9,697)       589
                           42        312            (317)        37
                          258      2,989          (2,980)       267


                          964     12,923         (12,994)       893




116
38
     (1)
           (b)




                                                  2018                         2018                                      2018
                                         6   30             2017      6   30                    2017        6    30                           2017


                                                   6,197     7,131              6,637            6,161                      (440)                   970




                                                    118       212                127                 187                        (9)                  25




                                                    191       (519)                –                  –                     191                  (519)
                                                      –         –               13                  74                      (13)                   (74)



                                                    (302)     (627)              (302)            (627)                          –                   –
                                                       –        –                 –             842                           –                (842)


                                                   6,204     6,197              6,475            6,637                      (271)                  (440)




                 (i)
                                                                                                        2018      6    30             2017   12    31


                                                                                                                      3.50%                       4.00%
                                                                                                                      7.00%                       7.00%
                                                                                                                      12.2                        12.4

                                                             (2010-2013)

                 (ii)


                                                                                                                0.25%                             0.25%


                                                                                                                 (123)                              128
                                                                                                                   47                               (45)

                 (iii)   2018   6   30                                           8.1     2017   12     31         7.9

                 (iv)
                                                                                                        2018      6    30             2017   12    31


                                                                                                                        506                         411
                                                                                                                        526                         532
                                                                                                                      5,327                       5,557
                                                                                                                        116                         137


                                                                                                                      6,475                       6,637




                                                                                                                                                        117
39
                  2018   6    30      2017   12    31


                             38,943               44,359
                              8,765                7,549
                              2,122                2,198


                             49,830               54,106



40
                  2018   6    30      2017   12    31


                         163,904              175,126
                           7,550                7,550
                           5,659                2,307
                          12,153               14,605


                         189,266              199,588



41
                  2018   6    30      2017   12    31


                             34,023                7,635
                              2,329                2,946


                             36,352               10,581



42
                  2018   6    30      2017   12    31


            (1)          389,889              321,366
            (2)           89,502               71,331
            (3)          144,900              144,898
            (4)           59,176               58,931


                         683,467              596,526


      (1)




118
42
     (2)

                                                              2018   6     30      2017   12     31


           2014-05-28   2019-05-28                   1.375%               2,005                 2,002
           2014-07-02   2019-07-02                    3.25%               3,973                 3,904
           2014-09-05   2019-09-05                    3.75%                 600                   600
           2014-09-05   2021-09-05                    4.00%                 600                   600
           2014-11-18   2019-11-18                    3.75%               1,000                 1,000
           2014-11-18   2021-11-18                    3.95%               1,000                 1,000
           2014-11-18   2024-11-18                    4.08%                 600                   600
           2015-01-20   2020-01-20                   3.125%               4,636                 4,555
           2015-02-11   2020-02-11                    1.50%               3,869                 3,902
           2015-06-18   2018-06-18                   4.317%                   –                  231
           2015-06-18   2019-06-18                    4.30%                   7                     7
           2015-06-18   2020-06-18           3                              112                   115
                                                      +1.2%
           2015-07-16   2018-06-18                   3.935%                   –                   69
           2015-07-28   2020-07-28                    3.25%               3,311                 3,253
           2015-09-10   2019-09-10                   3.945%                  55                    57
           2015-09-18   2018-09-18               3                        1,961                 2,031
                                                     +1.15%
           2015-12-07   2018-09-18               3                           15                    15
                                                     +1.15%
           2015-12-29   2020-01-27                    3.80%                  90                    92
           2016-03-30   2026-03-30                    4.08%               3,500                 3,500
           2016-05-16   2019-05-16                    3.10%                  45                    47
           2016-05-31   2019-05-31                    2.38%               1,460                 1,434
           2016-05-31   2021-05-31                    2.75%               1,682                 1,967
           2016-08-18   2020-09-18                    2.95%                 461                   475
           2016-08-22   2018-08-22                    3.25%               1,000                     –
           2016-10-18   2020-10-18                    3.05%                   7                     7
           2016-10-21   2021-10-21                    2.25%               4,636                 1,757
           2016-11-09   2019-11-09                    3.05%               3,200                 3,200
           2016-11-09   2021-11-09                    3.05%                 800                   800
           2016-12-22   2019-12-22                    3.35%                  45                    46
           2017-02-17   2020-02-17                    0.63%               3,869                 3,902
           2017-05-05   2022-07-26   a       1                            1,056                 1,012
                                                     +0.18%
                                     b       1
                                                     +0.64%
           2017-05-31   2020-05-29       3                                7,947                 7,808
                                                     +0.77%
           2017-06-13   2022-06-13                    2.75%               3,974                 3,904
           2017-08-04   2018-02-05                    1.87%                   –                  163
           2017-09-27   2019-09-27                    2.37%                 497                   488
           2017-10-25   2022-10-25                    3.15%                 662                   651
           2017-10-25   2020-10-27                    2.20%                  79                    78
           2017-10-26   2020-10-26                    2.08%               2,430                 2,432
           2017-11-09   2022-11-09                    3.93%                 672                   692
           2017-12-04   2020-12-04                    2.29%               5,298                 5,205
           2017-12-04   2020-12-04                    2.75%               3,311                 3,253
           2017-12-04   2022-12-04                    3.00%               2,649                 2,603
           2017-12-22   2018-12-21                    3.25%                   –                2,798
           2018-03-13   2021-03-13                    3.20%                  45                     –
           2018-04-17   2019-04-17                    2.97%                  66                     –
           2018-04-17   2021-03-26       3                                  530                     –
                                                     +0.75%
           2018-04-18   2021-04-18                    4.88%               6,000
           2018-04-19   2019-04-26       3                                  265                       –
                                                     +0.45%
           2018-04-30   2021-04-30       3                                  132                       –
                                                     +0.75%
           2018-05-04   2021-05-04       3                                  166                       –
                                                     +0.80%
           2018-06-08   2021-06-08       3                                5,960                       –
                                                     +0.73%
           2018-06-08   2023-06-08       3                                3,973                       –
                                                     +0.83%
           2018-06-19   2023-06-19                    4.01%                 448                       –


                                                                         90,699                72,255
                                                                         (1,197)                 (924)


                                                                         89,502                71,331




                                                                                                      119
42
      (3)




                                                                                                                                         2018   6     30      2017   12     31


                  2009-02-24              2024-02-26                                       4.00%                               (a)                  28,000                28,000
                  2009-08-07              2024-08-11                                       4.04%                               (b)                  10,000                10,000
                  2009-11-03              2019-11-04                                                                           (c)                     342                   393
                  2009-12-18              2024-12-22                                       4.80%                               (d)                  20,000                20,000
                  2010-04-27              2020-04-27                                       8.50%                               (c)                   1,671                 1,713
                  2011-11-03              2026-11-07                                       5.70%                               (e)                  40,000                40,000
                  2012-11-20              2027-11-22                                       4.99%                                (f)                 40,000                40,000
                  2014-08-20              2024-08-20                                       4.25%                               (g)                   4,967                 4,880


                                                                                                                                                144,980               144,986
                                                                                                                                                    (80)                  (88)


                                                                                                                                                144,900               144,898


            (a)                2019   2    26                                  2019    2    26        5                               7.00%

            (b)                2019   8    11                                  2019    8    11        5                               7.04%

            (c)

            (d)                2019   12    22                                  2019       12    22       5                            7.80%

            (e)                                              2021   11    7

            (f)                                              2022   11    22

            (g)                                              2019   8    20

      (4)

                                                                                                                                         2018   6     30      2017   12     31


                  2014-08-15              2029-08-18                                    5.98%                                  (a)                  20,000                20,000
                  2014-11-12              2024-11-12                                    4.90%                                  (b)                   2,000                 2,000
                  2015-05-13              2025-05-13                                   3.875%                                  (c)                  13,244                13,014
                  2015-12-18              2025-12-21                                    4.00%                                  (d)                  24,000                24,000


                                                                                                                                                    59,244                59,014
                                                                                                                                                       (68)                  (83)


                                                                                                                                                    59,176                58,931


            (a)                                              2024   8    18


            (b)                                              2019   11    12                                   2019       11    12
                                                    1.538%


            (c)                                              2020   5    13                                   2020    5    13                                         5
                                           2.425%


            (d)                                              2020   12    21




120
43
                                                                                                    2018    6     30   2017   12   31


                                                                                                            116,315            112,914
                           50                                                                                72,773                  –
                                                                                                             28,355             16,136
                                                                                                             13,361             13,986
                                                                                                             11,890             11,731
                                                                                                              8,427              8,887
                                                                                                              7,288              9,552
                                                                                                              5,854              5,032
                                                                                                              3,462              3,382
                                                                                                             63,112             53,145


                                                                                                            330,837            234,765



44
                                                                                                    2018    6     30   2017   12   31


                 H                                                                                          240,417            240,417
                 A                                                                                            9,594              9,594


                                                                                                            250,011            250,011


                            H   A                    1

45
     (1)




             2015                   2015   12   16       4.65%     20          152.5        3,050          19,711

             2017                   2017   12   21       4.75%   100            600                        60,000

                                                                                                                (75)


                                                                                                           79,636


     (2)
           (a)
                    (i)
                                            4.65%                         20.4850%



                    (ii)
                                                                        2020   12      16




                                                                                                                                        121
45
      (2)
            (a)
                  (iii)
                                                                           5.125%
                                                                                                H
                                              5.125%)
                                                                           H
                                        (1)                                               (2)
                                                                                  H


            (b)
                  (i)
                                                                                      5




                  (ii)
                                              2017   12    27       5



                  (iii)
                                                                        5.125%
                                                                              A
                              5.125%)                                                                     A



                          A                                     A
                                                     (1)                                            (2)




122
45
     (3)
                        2018    1   1                                  2018     6    30




           2015
                        152.5           19,659   –   –               152.5                    19,659
           2017
                         600            59,977   –   –                  600                   59,977


                        752.5           79,636   –   –               752.5                    79,636


     (4)
                                                      2018    6   30                2017   12    31


           1.                                                1,848,266                     1,779,760
                  (1)                                        1,768,630                     1,700,124
                  (2)                                           79,636                        79,636
                                                                     –                        1,045
                                                                     –                        1,045
           2.                                                   16,311                        16,067
                  (1)                                           12,889                        12,645
                  (2)                                            3,422                         3,422


46
                                                      2018    6   30                2017   12    31


                                                              134,537                       134,537
                                                                    –                          320
                                                                    –                          368


                                                              134,537                       135,225




                                                                                                      123
47
                                                                                              2018


                                          2018 1 1                      2018
                                                2(3)                   6 30




                       (a)                         479         (33)        446        (44)           –              11                  (33)          –
                                                  (110)      (178)        (288)     (178)            –               –               (178)           –
                                                   478           (5)       473          (5)          –               –                   (5)         –




                             (a)               (16,444)    14,685       (1,759)   19,823         (351)           (4,761)             14,685           26
                                                    320      (342)         (22)     (342)           –                –               (342)           –
                                                 (4,322)     (582)      (4,904)     (550)           –                –               (582)          32


                                               (19,599)    13,545       (6,054)   18,704         (351)           (4,750)             13,545           58


      (a)
                                                                                                          2018   6    30




            2018   1   1           2(3)                                                       (20,954)                     4,989                 (15,965)




                                                                                              19,530                       (4,775)               14,755
                                                                                                 (44)                          11                   (33)
                                                                                                 258                          (65)                  193


                                                                                              19,744                       (4,829)               14,915


                                                                                                 (351)                        88                    (263)


                                                                                               (1,561)                       248                  (1,313)




124
47
     (a)
                                                                  2017




                                              (1,381)                          405                  (976)



                                             (39,394)                        9,541             (29,853)
                                               1,896                          (474)              1,422


                                             (37,498)                        9,067             (28,431)



                                                764                            (191)                 573
                                              4,048                          (1,012)               3,036
                                               (274)                             68                 (206)


                                              4,538                          (1,135)               3,403


                                             (34,341)                        8,337             (26,004)


48

                      2006   2   15             10%



49

                                                                 2018    6    30       2017   12   31


                                                (1)                      254,104               254,104
                                                (2)                        2,124                 2,124
                                                (3)                        3,209                 2,866
                                                                             761                   586


                                                                         260,198               259,680


     (1)                                              2012   3   30
           [2012]20                   1.5%

     (2)


     (3)




                                                                                                        125
50
       2018     6   29            2017                      2017                                     2017                     727.53

51

                                                                                     2018   6   30          2017   12   31        2017   6    30


                                                                                             75,574                  73,876               70,031
                                                                                            276,242                 209,080              227,539
                                                                                             55,376                  60,910               71,487
                                                                                            334,826                  59,220              144,786
                                                                                            110,976                 168,253               75,832


                                                                                            852,994                 571,339              589,675



52




                                                              2018     6   30                                                                 2017
      12   31            359.38




      2018 6 30                                                                                                    2,759.54       2017       12    31
        1,533.97                                          254.37        2017    12    31              131.75
                              252.67     2017   12   31            133.52




126
53




     (1)




           127
53
      (1)
                                                           2018        6       30




              27,633        25,386      20,719       29,121                28,207            7,274       93,516        7,630      239,486
              10,339         7,804      15,377       13,330                12,151            4,937      (61,257)      (2,681)           –


              37,972        33,190      36,096       42,451                40,358           12,211       32,259       4,949       239,486

              11,104        11,044      10,542        9,203                 5,552            2,262       17,707       1,590        69,004
                 299           452         289          209                   150               51        5,457       1,005         7,912
                  52             –          –          13                     3                –         211         133           412

                 (451)         (46)         (11)        299                    (197)             –       2,466       1,059          3,119



                   4             –          –           –                     –              –      (2,434)         65         (2,365)
                 130           293       1,093          246                    860              73          330       2,136          5,161


              49,110        44,933      48,009       52,421                46,726           14,597       55,996      10,937       322,729


              (12,351)      (9,451)     (12,723)     (13,679)          (12,177)             (5,222)      (5,708)      (3,370)      (74,681)
               (7,159)      (5,802)     (15,493)     (11,094)           (7,722)             (9,042)     (10,035)        (433)      (66,780)

                    –           –           –          83                        –           –           –         69           152


              29,600        29,680      19,793       27,731                26,827              333       40,253       7,203       181,420


                 382           196       2,516          556                   387              227          120         918          5,302
               1,303           913       1,262        1,749                 1,408              745          707         236          8,323


                                                                2018       6    30


            4,644,882    3,528,199    5,152,434    4,136,338      3,475,135              1,132,618    8,900,041    1,756,030    32,725,677
                    2            –           8        6,105              –                     –           –       1,418         7,533


            4,644,884    3,528,199    5,152,442    4,142,443      3,475,135              1,132,618    8,900,041    1,757,448    32,733,210


                                                                                                                                    56,165
                                                                                                                                (9,984,193)


                                                                                                                                22,805,182


            4,615,897    3,504,552    5,084,733    4,111,837      3,458,610              1,128,270    7,370,392    1,649,981    30,924,272


                                                                                                                                       526
                                                                                                                                (9,984,193)


                                                                                                                                20,940,605


             548,763      418,371      717,258      500,928            366,320            153,077             –    238,686      2,943,403




128
53
     (1)
                                                           2017        6     30




             22,934         20,989       18,716      24,487                25,768          5,568       92,533        6,859      217,854
             11,957          9,481       16,697      14,867                12,685          6,186      (68,209)      (3,664)           –


             34,891         30,470       35,413      39,354                38,453         11,754       24,324       3,195       217,854

             10,349         10,270       11,012      10,754                 6,742          2,964       14,875       1,114        68,080
                627            815          539         176                   264             69         (219)        571         2,842
                580              –           –         93                     6              –         146         155           980

                 (46)            –          23          91                     –             –      (2,013)        313        (1,632)
                 700           485          762         238                 1,318             85        5,074       6,347        15,009


             47,101         42,040       47,749      50,706                46,783         14,872       42,187      11,695       303,133


             (10,489)       (9,075)     (11,793)     (13,344)          (11,856)           (5,192)      (5,181)      (3,617)      (70,547)
               (5,993)      (8,196)     (16,180)     (10,815)          (10,354)           (5,503)      (2,749)        (720)      (60,510)

                    –           –           –          (6)                     –           –           –         23             17


             30,619         24,769       19,776      26,541                24,573          4,177       34,257       7,381       172,093


                 469           452        3,227         451                   327            175          167       2,023          7,291
               1,266           867        1,561       1,656                 1,341            700          792         423          8,606


                                                                2017       12     31


           4,687,992     3,479,166    4,916,680    4,058,155       3,294,459           1,100,318    8,672,547    1,723,881    31,933,198
                   1             –           –       4,904               –                  –           –       2,162         7,067


           4,687,993     3,479,166    4,916,680    4,063,059       3,294,459           1,100,318    8,672,547    1,726,043    31,940,265


                                                                                                                                  46,189
                                                                                                                              (9,862,071)


                                                                                                                              22,124,383


           4,675,179     3,479,313    4,887,516    4,058,490       3,303,501           1,110,903    7,050,551    1,624,785    30,190,238


                                                                                                                                     389
                                                                                                                              (9,862,071)


                                                                                                                              20,328,556


            600,582       422,504      767,363      492,226            348,508          155,452             –    242,537      3,029,172




                                                                                                                                      129
53
      (2)




                                       2018    6       30



                83,937       61,176                     84,221         10,152       239,486
                34,395       30,069                    (61,862)        (2,602)            –

              118,332        91,245                     22,359          7,550       239,486

                17,927       38,682                         7,407       4,988        69,004
                  (104)         (53)                        2,506       5,563         7,912
                     –           –                            –        412           412
                (1,966)      (1,944)                        7,251        (222)        3,119

                (2,452)           –                           18          69         (2,365)
                    20          364                         3,684       1,093          5,161

              131,757      128,294                      43,225         19,453       322,729

               (25,965)     (37,982)                    (4,518)         (6,216)      (74,681)
               (56,649)      (9,587)                       (20)           (524)      (66,780)
                     –           –                         –            152           152

                49,143       80,725                     38,687         12,865       181,420


                   818        1,291                           140       3,053          5,302
                 2,878        4,541                           492         412          8,323


                                        2018       6    30


             7,411,411    5,724,063                8,188,131         1,687,258    23,010,863
                     –           –                       –            7,533         7,533

             7,411,411    5,724,063                8,188,131         1,694,791    23,018,396


                                                                                      56,165
                                                                                    (269,379)

                                                                                  22,805,182


            10,213,564    7,927,869                    828,798       2,239,227    21,209,458


                                                                                         526
                                                                                    (269,379)

                                                                                  20,940,605


             1,867,170     837,465                              –    238,768      2,943,403




130
53
     (2)
                                        2017    6    30




               74,962        45,631                       85,334       11,927       217,854
               32,513        40,090                      (70,550)      (2,053)            –


             107,475         85,721                      14,784         9,874       217,854

               18,612        33,708                      13,151         2,609        68,080
               (3,149)         (207)                      5,851           347         2,842
                     –           –                          –          980           980
                     –           –                     (1,759)          127        (1,632)
                   (97)         330                       4,195        10,581        15,009


             122,841       119,552                       36,222        24,518       303,133


              (24,538)      (35,875)                      (4,464)       (5,670)      (70,547)
              (51,045)        (7,634)                       (709)       (1,122)      (60,510)
                    –             –                          –           17            17


               47,258        76,043                      31,049        17,743       172,093


                  864         1,345                         161         4,921          7,291
                2,796         4,353                         523           934          8,606


                                         2017       12     31


            6,837,261     5,377,252                 8,475,693        1,648,535    22,338,741
                    –            –                        –           7,067         7,067


            6,837,261     5,377,252                 8,475,693        1,655,602    22,345,808


                                                                                      46,189
                                                                                    (267,614)


                                                                                  22,124,383


           10,072,832     7,502,694                  900,534         2,119,721    20,595,781


                                                                                         389
                                                                                    (267,614)


                                                                                  20,328,556


            2,016,432      761,613                              –    251,127      3,029,172




                                                                                          131
54

               2018     6     30          2017   12    31


                       2,808,522                 2,736,842


                       2,808,522                 2,736,842



55
      (1)

               2018     6     30          2017   12    31


                            692                         –
                            651                       401
                        504,430                   628,172
                          8,457                     6,924


                        514,230                   635,497


      (2)
            2018   6     30        2017    12     31




132
56
     (1)




               2018    6   30     2017   12   31



           1           166,716            192,768
           1           342,763            396,467
                       878,369            801,618


                      1,387,848          1,390,853


                       260,080            276,629
                        69,671             60,821
                       955,646            898,422
                        41,931             41,216
                       216,769            266,865
                        11,458             94,366


                      2,943,403          3,029,172


     (2)


               2018    6   30     2017   12   31


                      1,055,867          1,110,481




                                                   133
56
      (3)


                                                                   2018   6    30           2017   12    31


             1                                                                 5,656                     5,720
             1       2                                                         4,172                     4,289
             2       3                                                         2,939                     3,024
             3       5                                                         3,336                     3,350
             5                                                                 2,119                     2,423


                                                                              18,222                    18,806


      (4)


                                                                   2018   6    30           2017   12    31


                                                                               6,856                     5,882


      (5)
             2018    6   30   3.13    2017   12    31

      (6)



              2018   6   30                                   790.97           2017    12    31
            794.31

      (7)
             2018    6   30          88.92        2017   12   31           104.99
                                                                          41


      (8)




134
57
     (1)


                 2007   9    29               15,500


                 2003   12   16                                                        8,282.09
                                         2018     6    30                          57.11%




                    1,449.80      2017   12    31                  1,449.86


           (a)



                                                                          6   30
                                                      2018                                        2017




                                                    814                  0.21%                 230              0.06%
                                                     77                  0.05%                  81              0.06%




                                                2018      6   30                            2017      12   31




                                                   342                   0.28%                 140              0.12%
                                                28,000                   0.21%              28,000              0.22%

                                                 8,479                   0.26%

                                                 2,855                   0.22%
                                                                                             2,199              0.14%
                                                                                             9,140              0.35%
                                                     26                  0.00%               6,114              0.46%
                                                     55                  0.00%                  55              0.00%
                                                      2                  0.00%                   –             0.00%
                                                    288                  0.01%                 288              0.01%




                                                                                                                   135
57
      (1)
            (b)



                                                       6   30
                                       2018                          2017




                                   11,426            2.90%       13,317             3.66%
                                    4,102            2.63%        7,700             5.29%
                                       69            0.09%           40             0.05%
                                       57            0.90%           89             1.46%
                          (i)         414            0.58%          476             0.71%




                                   2018     6   30               2017     12   31




                                   29,653             6.36%      36,672             20.95%
                                   58,593            17.55%      71,066             21.85%
                                    4,516             9.27%       7,522              9.06%
                                   30,709             7.78%      62,500             30.00%
                                   10,148             8.22%      21,747             18.59%
                                   45,583             0.35%      30,553              0.24%



                                   16,296            2.40%       22,323             3.86%
                                  301,069            9.28%

                                  221,574            16.78%
                                                                215,607             13.90%
                                                                458,789             17.74%
                                                                 28,925              6.21%
                          (ii)          2             0.00%          15              0.02%
                          (iii)   166,738            13.11%     194,730             14.56%
                                   93,504            21.42%     109,661             28.58%
                                    4,858            10.24%       6,739              8.44%
                                    1,337             2.75%       1,255              1.69%
                                   21,524             0.13%      14,455              0.09%
                                      592             0.31%         423              0.21%
                                    1,796             0.54%       1,251              0.53%
                                   12,977             0.43%      10,231              0.34%


                  (i)

                  (ii)

                  (iii)




136
57
     (2)




                         6    30
                    2018                   2017


                          193                    42
                           37                     8
                           28                     –
                          106                    22




             2018   6    30        2017   12   31


                        8,345                  7,497
                           98                     98
                        1,979                  2,223
                            8                      2
                          174                    264
                            –                    82


     (3)
           2(2)




                         6    30
                    2018                   2017


                          444                    636
                           95                    417
                        1,196                    852
                          264                     48
                           52                      –
                            –                   399
                          (68)                  (189)
                          631                    430




                                                    137
57
      (3)


                                                                                                                2018      6    30             2017    12     31


                                                                                                                               3,790                        4,871
                                                                                                                              98,671                       90,481
                                                                                                                               1,364                        1,424
                                                                                                                                 179                          120
                                                                                                                               9,474                       10,653

                                                                                                                               4,500
                                                                                                                               9,220
                                                                                                                                                            9,074
                                                                                                                                                              656
                                                                                                                                                              455
                                                                                                                              37,719                       38,480
                                                                                                                              24,234                       19,547
                                                                                                                              70,732                       58,017
                                                                                                                                 667                        1,288
                                                                                                                               7,927                        3,821
                                                                                                                                  73                           94
                                                                                                                               2,274                          840
                                                                                                                                 142                        1,033


             2018      6       30                                                                   411.11      2017          12    31                 537.26


                2018       6    30                                                                                                                    2018     6
            30                                       20.87   2017   12    31                23.22              14.07                2017      12     31
              107.21

      (4)
                                                                                2018    6    30              2017    12       31


              2018     6       30                                                                            38.61             2017      12    31
            31.83                                            529         2017    12    31            873

      (5)

                                                                                2018    6    30              2017
                                     2018   6   30                                                                                                      1,667


      (6)




138
58




     (1)




           139
58
      (1)

                                    (1)(h)   (1)(i)



            (A)




                       12




            (B)




                  30


            (C)
                              90




                       (PD)        (EAD)              (LGD)




140
58
     (1)

           (D)
                                                           12
                           (PD)        (LGD)                (EAD)




           (E)

                 (GDP)   (PMI)    M2



                                          12


           (a)



                                               2018    6    30      2017    12   31


                                                   2,599,271                2,914,380
                                                     465,900                  175,005
                                                     333,942                  325,233
                                                      48,723                   82,980
                                                     394,863                  208,360
                                                     123,468                  116,993
                                                  13,068,482               12,574,473

                                                      3,245,096
                                                      1,318,240
                                                        605,622               554,048
                                                                            1,461,824
                                                                            2,586,722
                                                                              465,810
                                                       110,034                 65,238


                                                  22,313,641               21,531,066
                                                   2,943,403                3,029,172


                                                  25,257,044               24,560,238




                                                                                      141
58
      (1)
            (b)

                                         2018    6    30       2017    12    31



                                                  198,754                192,291
                                                 (134,672)              (127,622)


                                                     64,082                 64,669



                         1   90                      37,471                 30,483


                                  (i)                (6,407)                (3,164)


                                                     31,064                 27,319



                                                4,078,713              3,856,502
                                                1,929,751              2,035,372
                                                5,790,937              5,441,687
                                                1,296,119              1,347,106


                                            13,095,520                12,680,667
                                  (i)         (242,827)                 (198,182)


                                            12,852,693                12,482,485


                                  (ii)      12,947,839                12,574,473


                  (i)

                  (ii)




142
58
     (1)
           (b)


                         2018   6    30




                 3,772               16,674    25,922
                 4,152               12,873   147,668


                 7,924               29,547   173,590


                         2017   12   31




                 4,112               14,678    29,810
                 3,523                8,170   139,988


                 7,635               22,848   169,798




                                                   143
58
      (1)
            (c)
                               2018    6   30                             2017   12   31




                   1,452,540          10.80%     498,564      1,429,583          11.08%     516,193
                   1,341,870           9.97%     387,867      1,318,827          10.22%     410,706
                   1,069,760           7.95%     367,181        981,704           7.61%     347,367

                    877,493            6.52%     202,328       867,818            6.73%     199,689
                    607,023            4.51%     305,552       522,242            4.05%     284,698
                    474,065            3.52%     229,217       477,404            3.70%     266,890
                    408,124            3.03%     206,793       395,163            3.06%     193,538
                    316,035            2.35%      74,412       280,721            2.18%      70,228
                    245,420            1.82%      29,820       250,698            1.94%      28,685
                     83,514            0.62%      12,887       107,297            0.83%      18,035
                     71,081            0.53%      23,158        74,831            0.58%      24,972
                     67,767            0.50%      15,904        70,981            0.55%      16,912
                    689,980            5.15%     134,889       710,563            5.50%      87,281


                   7,704,672          57.27%    2,488,572     7,487,832          58.03%    2,465,194
                   5,629,548          41.85%    4,710,975     5,279,894          40.92%    4,429,426
                     118,168           0.88%            –      135,715           1.05%            –


                  13,452,388          100.00%   7,199,547    12,903,441          100.00%   6,894,620




144
58
     (1)
           (c)
                    10%


                                          2018   6   30                                       2018     6    30




                    78,045            (23,657)              (42,367)       (52,368)          (29,826)               11,284
                    15,161            (16,014)               (7,407)       (10,698)           (5,156)                   51


                                                 2017      12   31                                   2017




                                      76,557                (51,220)       (39,504)           (47,638)              15,896
                                      13,844                  (8,651)      (26,573)           (10,184)                 549

           (d)
                              2018    6    30                                         2017   12   31




                  2,380,964          17.70%               1,512,455      2,288,830           17.74%              1,476,742
                  2,304,021          17.13%               1,427,776      2,176,159           16.86%              1,346,200
                  2,205,357          16.39%               1,259,055      2,117,740           16.41%              1,206,486
                  2,191,879          16.29%               1,044,669      2,131,045           16.52%              1,024,363
                  2,029,585          15.09%               1,401,975      1,941,337           15.05%              1,370,326
                    696,706           5.18%                 354,231        672,309            5.21%                341,388
                    641,424           4.77%                       –       574,506            4.45%                      –
                  1,002,452           7.45%                 199,386      1,001,515            7.76%                129,115


                 13,452,388          100.00%              7,199,547     12,903,441           100.00%             6,894,620




                                                                                                                         145
58
      (1)
            (d)


                                      2018      6   30




                           41,105    (25,254)                   (19,453)     (28,165)
                           34,124    (27,591)                   (11,917)     (23,293)
                           33,670    (29,638)                   (12,313)     (21,719)
                           29,597    (32,543)                   (16,301)     (20,723)
                           25,561    (26,646)                    (9,218)     (17,480)
                           22,471     (9,536)                   (12,491)     (14,474)
                            7,798    (10,253)                    (2,304)      (6,534)
                            4,428     (2,780)                      (996)      (2,284)


                          198,754   (164,241)                   (84,993)    (134,672)


                                                    2017   12    31




                                     38,302                     (22,645)     (39,339)
                                     34,973                     (19,205)     (37,230)
                                     32,154                     (19,135)     (35,432)
                                     31,460                     (21,038)     (40,866)
                                     27,777                     (18,022)     (31,612)
                                     18,920                     (11,925)     (15,798)
                                      5,867                         (394)    (10,640)
                                      2,838                       (1,456)      (4,231)


                                    192,291                 (113,820)       (215,148)




                  53(1)




146
58
     (1)
           (e)
                                                    2018    6    30           2017       12    31


                                                           4,187,893                     3,885,329
                                                           2,064,948                     2,123,492
                                                           5,892,720                     5,539,863
                                                           1,306,827                     1,354,757


                                                       13,452,388                    12,903,441


           (f)
                           2018    6   30                       2017    12   31




                           5,745            0.04%               4,001                         0.03%

                      90   1,539            0.01%                 998                         0.01%


           (g)


                                                                                  2018    6    30


                                                                                                 17
                                                                                                (17)


                                                                                                    –



                 A   AAA                                                                 1,054,729
                 B   BBB                                                                     3,070
                                                                                           137,159


                                                                                         1,194,958


                                                                                               (253)


                                                                                         1,194,705


                                                                                         1,194,705




                                                                                                    147
58
      (1)
            (g)
                            2017   12   31



                                          25
                                         (25)


                                             –



                  A   AAA           646,592
                  B   BBB               489
                                     61,661


                                    708,742


                                        (144)


                                    708,598


                                    708,598




148
58
     (1)
           (h)



                                          2018      6   30
                                 AAA         AA                    A    A



                      330            –        –                  –        –        330
                      196            –        –                  –        –        196


                      526            –        –                  –        –        526


                                                                                       (503)


                                                                                        23



                 1,388,003   1,936,041    12,689              22,174    21,252    3,380,159
                    23,662       9,340     8,623                   –        –      41,625
                   734,027       5,633     4,094              19,453         –     763,207
                   243,174     107,023    17,703              40,058     9,314      417,272
                   206,078     268,231    23,425              20,568     5,659      523,961
                    46,618         400         –                199       462       47,679


                 2,641,562   2,326,668    66,534             102,452    36,687    5,173,903


                                                                                     (4,968)


                                                                                  5,168,935


                                                                                  5,168,958




                                                                                         149
58
      (1)
            (h)
                                                       2017        12   31
                                               AAA        AA                      A     A



                                   632            –          –                  –        –        632
                                   200            –          –                  –        –        200


                                   832            –          –                  –        –        832


                                                                                                      (434)


                                                                                                      398



                              2,042,536   1,158,184     8,698                24,490    25,461    3,259,369
                                  6,891       5,837    25,089                     –        –      37,817
                                803,872       3,665     1,545                13,491         –     822,573
                                253,410     100,733    12,765                31,369     8,443      406,720
                                164,026     282,420    29,681                15,708     5,319      497,154
                                  8,278      22,641    19,218                   695       454       51,286


                              3,279,013   1,573,480    96,996                85,753    39,677    5,074,919


                        (i)                                                                         (6,913)


                                                                                                 5,068,006


                                                                                                 5,068,404

                  (i)


            (i)



            (j)




150
58
     (2)




                         VaR


           (a)
                       VaR
                                                            VaR
                               VaR         99%          1

                                     VaR

                                                                  2018   6   30
                                           6   30


                                                 158                 120          158    92

                                                  44                  43           58    32
                               (i)               151                 113          151    77
                                                   –                 11           39     –


                                                                  2017   6   30
                                           6   30


                                                 252                 181          252   114

                                                  74                 102          148    61
                               (i)               226                 119          226    76
                                                  16                   4           16     –


                 (i)




                                                                                         151
58
      (2)
            (a)




                        1                                                           1


                  99%                                     1%                  VaR

                  VaR



                  VaR                                             VaR

            (b)

                                                                        100
                            563.62   2017   12 31        467.27
                                            432.42   2017 12 31          506.94




            (c)




152
58
     (2)
           (c)


                                                            2018    6   30
                             (i)               3             3          1     1      5       5



                         1.53%     118,195     2,556,650                 –           –           –      2,674,845
                         3.45%           –      632,957           159,827        7,058            –        799,842
                         3.14%           –      394,863                 –           –           –        394,863
                 (ii)    4.31%           –    3,244,533         9,559,944      196,335       67,670      13,068,482
                 (iii)   3.80%      81,811       976,322           562,896    2,147,777    1,484,570       5,253,376
                                   613,774             –                –           –           –        613,774


                         3.81%     813,780     7,805,325     10,282,667       2,351,170    1,552,240      22,805,182



                         3.21%           –        83,425          362,369          763              –     446,557

                         2.79%           –    1,300,721           329,527        71,749         6,180     1,708,177

                         3.50%      21,592       180,801           182,739       20,269            –        405,401
                         2.85%           –       39,119             2,586        6,900            –         48,605
                         1.34%      76,062    11,563,190         3,356,386    1,957,989       11,862      16,965,489
                         4.31%           –      291,373           171,899      196,717       23,478         683,467
                                   682,909             –                –           –           –        682,909


                         1.61%     780,563    13,458,629         4,405,506    2,254,387       41,520      20,940,605


                         2.20%      33,217    (5,653,304)        5,877,161        96,783   1,510,720       1,864,577




                                                                                                                  153
58
      (2)
            (c)
                                                                                                         2017     12       31
                                                                    (i)                   3                3           1        1      5       5



                                                                1.51%     122,593         2,865,663                    –               –           –      2,988,256
                                                                2.64%           –          364,272              128,267            7,699            –        500,238
                                                                2.99%           –          208,360                    –               –           –        208,360
                                               (ii)             4.18%           –        7,514,939            4,660,444          336,579       62,511      12,574,473
                                               (iii)            3.74%     120,309           460,631              522,564        2,362,479    1,722,732       5,188,715
                                                                          664,341                 –                   –               –           –        664,341


                                                                3.66%     907,243       11,413,865             5,311,275        2,706,757    1,785,243      22,124,383



                                                                2.99%              –         204,808           341,709               770              –     547,287

                                                                2.49%              –     1,462,200             202,473             51,471         4,490     1,720,634

                                                                3.37%      19,854          234,157               153,549            6,588            –        414,148
                                                                3.33%           –          67,469                 1,892            4,632          286          74,279
                                                                1.33%     121,264       11,569,194             2,987,851        1,674,005       11,440      16,363,754
                                                                3.69%           –         251,877                79,399          210,334       54,916         596,526
                                                                          611,928                –                    –               –           –        611,928


                                                                1.56%     753,046       13,789,705             3,766,873        1,947,800       71,132      20,328,556


                                                                2.10%     154,197        (2,375,840)           1,544,402         758,957     1,714,111       1,795,827


                  (i)

                  (ii)    3                    2018    6   30             751.66        2017   12   31             647.50

                  (iii)
                              2017   12   31




154
58
     (2)
           (d)




                                         2018      6   30




                          2,456,038    116,953              101,854    2,674,845
                 (i)      1,043,043    126,675               24,987    1,194,705
                         11,851,731    779,674              437,077   13,068,482
                 (ii)     5,005,089    152,505               95,782    5,253,376
                            510,478     90,447               12,849      613,774


                         20,866,379   1,266,254             672,549   22,805,182



                            414,642     27,243                4,672      446,557
                 (iii)    1,258,145    338,118              160,519    1,756,782

                            386,610     16,998                1,793      405,401
                         16,121,144    534,133              310,212   16,965,489
                            342,198    245,055               96,214      683,467
                            529,270     87,023               66,616      682,909


                         19,052,009   1,248,570             640,026   20,940,605


                          1,814,370     17,684               32,523    1,864,577


                           111,699     (124,577)             32,344      19,466


                          2,576,502    252,486              114,415    2,943,403




                                                                              155
58
      (2)
            (d)
                                                                  2017      12   31




                                                   2,796,711    102,635                88,910    2,988,256
                                          (i)        538,969    151,775                17,854      708,598
                                                  11,304,255    832,693               437,525   12,574,473
                                          (ii)     4,927,815    167,193                93,707    5,188,715
                                                     589,623     31,493                43,225      664,341


                                                  20,157,373   1,285,789              681,221   22,124,383



                                                     484,657     35,805                26,825      547,287
                                          (iii)    1,378,896    277,483               138,534    1,794,913

                                                     392,984     20,628                   536      414,148
                                                  15,453,722    593,332               316,700   16,363,754
                                                     269,389    226,549               100,588      596,526
                                                     511,113     77,123                23,692      611,928


                                                  18,490,761   1,230,920              606,875   20,328,556


                                                   1,666,612     54,869                74,346    1,795,827


                                                    268,286     (294,407)              55,765      29,644


                                                   2,673,845    153,622               201,705    3,029,172

                  (i)

                  (ii)    58(2)(c)(iii)

                  (iii)


      (3)




156
58
     (3)
           (a)


                                                            2018      6   30
                                               1             1                 3             1            5
                                                             3                     1         5



                 2,323,029       351,816           –           –                –           –           –      2,674,845
                         –       74,083     471,053       85,279           162,269        7,158            –        799,842
                         –            –    394,696          167                 –           –           –        394,863
                    77,800       498,083     477,162      592,111         2,828,129    3,278,597    5,316,600      13,068,482



                    74,278             –    117,585       96,960          202,399       128,089       60,589         679,900
                         –            –     94,056       66,088          281,878     1,655,807    1,147,267       3,245,096



                    2,607              –     11,945       49,116          157,706      753,804      345,669        1,320,847
                    7,533              –          –           –               –           –           –           7,533
                  252,438         92,238      33,213       59,190           72,702       55,366       48,627          613,774


                 2,737,685     1,016,220    1,599,710     948,911         3,705,083    5,878,821    6,918,752      22,805,182



                         –            –     22,879       60,546          362,369           763              –     446,557

                         –      790,445     266,237      221,590          337,830        83,924        8,151       1,708,177

                         –       21,592      102,821      77,980           182,739       20,269            –        405,401
                         –            –      36,750       2,369             2,586        6,900            –         48,605
                         –   10,207,735    1,035,302     962,226         2,758,421    1,976,191       25,614      16,965,489

                         –            –     78,780      157,177          133,604       20,328             –       389,889
                         –            –         49        2,974            3,836       78,552         4,091         89,502
                         –            –          –           –          27,997      116,903             –       144,900
                         –            –          –           –               –      39,191        19,985         59,176
                     7,826       224,648      64,606       69,225          228,768       58,281        29,555        682,909


                     7,826    11,244,420    1,607,424    1,554,087        4,038,150    2,401,302       87,396      20,940,605


                 2,729,859 (10,228,200)        (7,714)    (605,176)        (333,067)   3,477,519    6,831,356       1,864,577



                         –            –     24,014       61,744           208,326     103,640        12,472         410,196
                         –            –    913,570      989,874         2,272,960     124,899         2,608       4,303,911
                         –            –     13,930       22,584            48,330       2,971            33          87,848


                         –            –    951,514     1,074,202        2,529,616     231,510        15,113       4,801,955




                                                                                                                           157
58
      (3)
            (a)
                                                             2017      12    31
                                                 1            1                   3             1            5
                                                              3                       1         5



                  2,705,300      282,956            –           –                 –            –           –      2,988,256
                          –      85,221      194,429       80,625            128,814        11,149            –        500,238
                          –           –     203,910        4,450                  –            –           –        208,360
                     72,933      631,065      445,807      581,601          2,641,172     2,881,396    5,320,499      12,574,473



                    24,386              –    150,934      103,563           150,580        128,825       20,148         578,436
                    88,855              –     37,644       31,627           127,903        931,628      333,023       1,550,680
                         –             –     13,953       36,360           220,316      1,186,295    1,129,798       2,586,722
                         –             –      2,841       11,479            23,610        207,401      220,479         465,810
                     7,067              –          –           –                –             –           –          7,067
                   244,725         76,990      42,548       85,403           127,317         48,817       38,541         664,341


                  3,143,266     1,076,232    1,092,066     935,108          3,419,712     5,395,511    7,062,488      22,124,383



                          –            –     97,125      107,684           341,708            770              –     547,287

                          –     764,478      347,584      287,101           250,648         65,779        5,044       1,720,634

                          –       19,854      136,833       97,323           153,550         6,588            –        414,148
                          –            –      66,125        1,344             1,892         4,632          286          74,279
                          –    9,783,474    1,117,271    1,101,977         2,636,627     1,699,395       25,010      16,363,754

                          –           –      60,085      150,190            91,918        19,140            33        321,366
                          –           –           –         162             3,715        63,355         4,099         71,331
                          –           –           –           –                –      140,044         4,854        144,898
                          –           –           –           –                –       12,967        45,964         58,931
                      4,022      135,125       74,668       78,171           255,819        49,822        14,301        611,928


                      4,022    10,702,931    1,899,691    1,823,952         3,735,877     2,062,492       99,591      20,328,556


                  3,139,244    (9,626,699)    (807,625)    (888,844)         (316,165)    3,333,019    6,962,897       1,795,827



                          –            –     30,749       45,943            145,336       98,848        11,604         332,480
                          –            –    870,778      893,633          3,430,481      110,477         2,626       5,307,995
                          –            –     33,184       61,192             84,471        3,513           272         182,632


                          –            –    934,711     1,000,768         3,660,288      212,838        14,502       5,823,107




158
58
     (3)
           (b)



                                                            2018 6 30
                                                            1            1           3             1
                                                                         3               1         5      5



                   446,557      459,782             –     22,942       62,047     374,030         763            –

                  1,708,177    1,732,791      790,756     268,081     224,461      346,367      93,528        9,598

                    405,401      409,255       21,592      103,617     78,897       184,681      20,468        –
                     48,605       50,273            –      36,820      2,408         2,730       8,315        –
                 16,965,489   17,392,098   10,208,266    1,037,776    991,885     2,911,663   2,213,503   29,005

                   389,889      393,746             –     79,538     158,365      134,748      21,095         –
                    89,502       97,451             –        246       3,280        5,959      83,408     4,558
                   144,900      167,825             –          –        404       34,330     133,091         –
                    59,176       71,646             –          –      1,196        1,571      46,502    22,377
                   356,143      356,143        90,084      98,393      26,647      115,752           –   25,267


                 20,613,839   21,131,010   11,110,698    1,647,413   1,549,590    4,111,831   2,620,673   90,805



                               1,387,848    1,151,561      81,676            25     18,128      68,714    67,744



                               1,555,555            –    261,279     157,726      458,321     643,908    34,321




                                                                                                                 159
58
      (3)
            (b)
                                                             2017     12    31
                                                             1                   1          3             1
                                                                                 3              1         5      5



                    547,287      563,332             –     99,448          110,503       352,611         770            –

                   1,720,634    1,751,770     766,491      351,816          291,385       260,618      74,705        6,755

                     414,148      418,613       19,854      138,903           98,501       154,750       6,605         –
                      74,279       75,774            –      66,326            1,374         2,030       5,658       386
                  16,363,754   16,725,423    9,785,489    1,131,863        1,138,058     2,735,162   1,905,745    29,106

                    321,366      359,190             –     63,261          150,660       104,893      40,339         37
                     71,331       82,226             –        201            1,796         8,139      67,539      4,551
                    144,898      204,878             –         36            1,224         5,913     175,336     22,369
                     58,931       80,778             –          –               –        2,758      28,842     49,178
                    216,642      216,642        24,349      26,551           28,197       124,193           –    13,352


                  19,933,270   20,478,626   10,596,183    1,878,405        1,821,698     3,751,067   2,305,539   125,734



                                1,390,853    1,133,818      85,704               8,111     37,721      83,073     42,426



                                1,638,319            –    398,492          232,930       425,987     542,427     38,483




      (4)
                                                                             2018




160
58
     (5)
           (a)




                       2017

           (b)




           (c)
                 (i)


                                            2018     6   30




                                    –     48,672                 51       48,723



                                    –     11,061                   –     11,061

                                    –    109,582                   –    109,582




                                2,460     194,250                   –    196,710
                                1,733       5,649                   –      7,382



                                  573           –             14,087      14,660
                                    –    240,198             105,818     346,016



                                    –     34,583                 845      35,428
                                    –     11,678               1,130      12,808
                               15,044      25,574              26,278      66,896



                              166,856    1,151,384                  –   1,318,240

                                1,909          58                640        2,607


                              188,575    1,832,689            148,849    2,170,113




                                    –    403,695               1,706     405,401
                                    –     47,382                  51      47,433


                                    –    451,077               1,757     452,834




                                                                                161
58
      (5)
            (c)
                  (i)
                                                             2017     12   31




                                                 2,050     187,397                    –    189,447
                                                 1,312           –                   –      1,312



                                                    –           –              10,211      10,211
                                                  837            –              22,239      23,076
                                                    –     228,995              125,395     354,390
                                                    –      82,881                   99      82,980

                                               176,791    1,282,194               2,839    1,461,824
                                                 8,181       63,806               4,419       76,406


                                               189,171    1,845,273             165,202    2,199,646




                                                     –    413,676                 472      414,148
                                                     –     79,769                  98       79,867


                                                     –    493,445                 570      494,015




                        2018   6   30   2017




162
58
     (5)
           (c)
                 (ii)


                                                                                                     2018 6 30




                        2018 1 1     2(3)    99       10,164       125,395         267            1,098        19,462               623       157,108         (98)         (472)      (570)



                                             (1)         427        1,910           (5)             38            389                 –        2,758          1              45        46
                                              –           –           –           –              –             –               17            17          –              –        –
                                              –       5,276      182,867          583               –        12,481                 –      201,207          –         (1,353)   (1,353)
                                            (47)      (1,780)    (204,354)           –             (6)        (6,054)                –     (212,241)        46              74       120


                        2018 6 30            51       14,087       105,818         845            1,130        26,278               640       148,849         (51)        (1,706)   (1,757)


                                                                                                               2017




                        2017 1 1             8,690       16,132         264,856           466             5,719          9,349             305,212        (708)           (545)     (1,253)



                                               114          162          2,398            (243)             (264)            (46)         2,121            204             242        446
                                                 –           –             –              –               (81)           (50)          (131)             –              –         –
                                             3,546       19,532        396,578               –              715          5,160         425,531           (287)              –      (287)
                                            (2,139)     (13,587)      (538,437)           (124)           (3,250)        (9,994)       (567,531)           319             205        524


                        2017 12 31          10,211       22,239         125,395            99             2,839          4,419             165,202        (472)            (98)      (570)




                                                                        2018   6   30                                                              2017   6   30




                                                                1,789              1,015                       2,804                       4,954                     24             4,978




                                                                                                                                                                                        163
58
      (5)
            (d)
                  (i)




                                        2018                                          2017


                                                                        2018 6 30                                                 2017 12 31




                                                3,245,096   3,214,730       39,274   3,160,107   15,349
                                                                                                            465,810     480,353            –     466,521   13,832
                                                                                                          2,586,722   2,535,280       23,186    2,512,094        –


                                                3,245,096   3,214,730       39,274   3,160,107   15,349   3,052,532   3,015,633       23,186    2,978,615   13,832




                  (ii)

                                                                      2018      6    30
                                    2,076.94                2017    12 31                  2,115.11                                2,040.76                 2017
                             12   31           2,038.29


      (6)



             2018        6   30




164
58
     (7)




     (8)




                                2013   1    1
                      5%   6%              8%




           2014   4




                                            165
58
      (8)
                     2018     6    30

                                                           2018   6    30       2017    12    31


                                               (a)(b)(c)          13.08%                  13.09%
                                               (a)(b)(c)          13.68%                  13.71%
                                               (a)(b)(c)          15.64%                  15.50%



                                                                  250,011                250,011
                                                 (d)              134,511                109,968
                                                                  198,613                198,613
                                                                  260,108                259,600
                                                                  927,776                883,184
                                                                    3,072                  3,264
                                                  (e)              (5,053)                (4,256)



                                                  (f)                  2,493                  2,556
                                                  (f)                  2,150                  2,274
                                                                         (22)                   320
                                                                       3,902                  3,902



                                                                      79,636                 79,636
                                                                         140                    152



                                                                  123,109                138,848
                                                  (g)             141,201                 92,838
                                                                      248                    266

                                                  (h)          1,760,515                1,691,332
                                                  (h)          1,840,291                1,771,120
                                                  (h)          2,104,849                2,003,072
                                                   (i)        13,456,292               12,919,980




            (a)    2014

            (b)

            (c)

            (d)   2017

            (e)   2018                  2017

            (f)

            (g)    2014

            (h)

            (i)    2018   6   30




166
59
     2018    6   30     2017    12   31




         2,655,082              2,973,506
           436,680                126,766
            83,038                157,036
           383,398                286,797
            45,036                 75,851
           381,799                194,850
           118,146                111,436
        12,576,574             12,081,328

              473,937            395,536
            3,207,096
            1,224,771
                                1,402,017
                                2,550,066
                                  575,994
              51,660               51,660
             164,258              187,486
             138,712              144,042
              13,371               13,657
               1,738                1,831
              53,500               43,821
             129,421               91,671


        22,138,217             21,465,351



           446,156                546,633
         1,271,450              1,323,371
           369,545                318,488
           403,538                413,523
            45,821                 73,730
            26,719                 53,123
        16,658,164             16,064,638
            26,084                 29,908
            46,546                 51,772
           186,959                197,153
            34,236                  8,543
           619,777                538,989
                59                     39
           190,871                 95,324


        20,325,925             19,715,234




                                          167
59
                      2018    6   30     2017    12   31




                              250,011             250,011

                               79,636              79,636
                              135,109             135,791
                                    –            (24,463)
                                 (358)                  –
                              198,613             198,613
                              255,039             254,864
                              894,242             856,109
                                    –               (444)


                             1,812,292           1,750,117


                         22,138,217             21,465,351


      2018   8   28




168
59




     2017        12       31   250,011    79,636         135,791           (24,463)            –   198,613       254,864          856,109     (444) 1,750,117


                                     –        –           (682)          24,463       14,120            –                –     (28,686)     444          (18,581)


     2018        1    1        250,011    79,636         135,109                 –    (14,120)     198,613       254,864          827,423            –   1,731,536


                                     –        –              –                –     13,762            –              175       66,819            –     80,756


                                     –        –              –                –     13,762            –                –     139,747            –    153,509

                                     –        –              –                –            –         –              175      (72,928)           –     (72,753)
            1.                       –        –              –                –            –         –              175         (175)           –           –
            2.                       –        –              –                –            –         –                –     (72,753)           –     (72,753)


     2018        6    30       250,011    79,636         135,109                 –         (358)   198,613       255,039          894,242            –   1,812,292




     2016        12       31   250,011       19,659          134,520              (1,213)      175,445         206,697           766,312      (188)        1,551,243


                                     –             –              547          (15,287)            –         34,213            26,454       (22)          45,905


                                     –             –              547          (15,287)            –              –          130,170       (22)         115,408



            1.                       –             –                –               –            –         34,213           (34,213)        –                –
            2.                       –             –                –               –            –              –          (69,503)        –          (69,503)


     2017        6    30       250,011       19,659          135,067             (16,500)      175,445         240,910           792,766      (210)        1,597,148




                                                                                                                                                                  169
59



      2016        12   31                        250,011    19,659         134,520       (1,213)   175,445    206,697    766,312      (188)    1,551,243


                                                       –   59,977           1,271      (23,250)    23,168     48,167     89,797      (256)        198,874


                                                       –        –          1,271      (23,250)         –         –   231,680      (256)        209,445



             1.
                                                       –   59,977                 –         –         –         –           –      –         59,977



             1.                                        –        –                –         –    23,168          –    (23,168)       –               –
             2.                                        –        –                –         –         –    48,167     (48,167)       –               –
             3.                                        –        –                –         –         –         –    (69,503)       –        (69,503)
             4.                                        –        –                –         –         –         –      (1,045)      –          (1,045)


      2017        12   31                        250,011    79,636         135,791      (24,463)   198,613    254,864    856,109      (444)    1,750,117



60


61


62
                  1

63

      2018         6   30




       (1)                                  23                                                                                           2019       1   1
       (2)                             16                                                                                                2019       1   1
       (3)                             17                                                                                                2021       1   1
       (4)                             3    11                        12      23                                 (2015-2017              2019       1   1
       (5)                             9                                                                                                 2019       1   1
       (6)                       19                                                                                                      2019       1   1
       (7)                       28                                                                                                      2019       1   1




                                            16
                            16
                                      16                                                                                                      17
                                                              16




170
                                                   9 未經審核補充財務資料



1



                    2018   6   30

                                                                               2018      6    30
    2018   6   30

2
                                                                   2018                       2018


                                                                          137.68%                     135.83%


                    30


                      2018     6                  155,599                                    122,735
       126.78%

3
                                                    2018      6     30




                                    1,233,823      337,749                    382,525                 1,954,097
                                   (1,166,922)    (380,229)                  (295,778)               (1,842,929)
                                    2,494,575      199,886                    234,973                 2,929,434
                                   (2,506,471)    (127,483)                  (303,672)               (2,937,626)
                                      (33,713)           –                         –                  (33,713)


                                       21,292      29,923                      18,048                    69,263


                                       28,599         628                      (5,868)                   23,359



                                                    2017      12    31




                                    1,285,315      415,267                    383,769                 2,084,351
                                   (1,151,780)    (453,711)                  (326,808)               (1,932,299)
                                    2,737,947      178,350                    247,059                 3,163,356
                                   (2,794,336)    (105,881)                  (280,868)               (3,181,085)
                                       (72,996)          –                         –                   (72,996)


                                        4,150      34,025                      23,152                    61,327


                                       24,947        3,230                     (6,104)                   22,073




                                                                                                              171
9




3




4



                                       10%



                          2018    6    30




      568,711    64,510          1,169,437   112,987    1,915,645
       24,450    22,754            339,512     2,597      389,313
       15,056    43,491            100,860     8,052      167,459
       20,486   121,585            148,245    16,859      307,175


      604,253   229,586          1,418,542   137,898    2,390,279



                          2017    12   31




      346,088    93,120          1,055,030   118,362    1,612,600
       46,609    35,932            335,490     3,033      421,064
       27,815    32,342             99,400       169      159,726
       20,274   105,162            124,671         –     250,107


      394,177   230,624          1,279,101   118,531    2,022,433




172
                                 9




5
                    2018   6    30      2017   12    31


                               24,364               19,555
                               24,237               18,824
                               21,754               20,327
                               21,542               18,205
                               17,933               17,965
                               11,924               11,247
                                7,204                5,223
                                1,543                1,136


                           130,501              112,482




6
    2018   6   30




                                                          173
                                              2018     6   30                                 2017        12   31

                                                                         1                                                         1




                                         12,606,088             12,110,666            12,278,430                       11,796,402


                                          7,265,042              2,078,156               7,262,022                      2,105,936
                                                  –             3,839,247                       –                     3,645,006
                                                  –             2,643,521                       –                     2,264,747
                                          5,341,046                580,561               5,016,408                        516,905
                                                  –                15,262                       –                        17,026
                                                  –                26,777                       –                        15,523
                                                  –             2,927,142                       –                     3,231,259

                                                  –              106,036                            –                  152,608


                                         12,606,088             12,216,702            12,278,430                       11,949,010



1.




                                                                                  2018    6    30               2017    12    31



                                                                                              3,599                          4,059

                                                                                              3,615                          3,528

                                                                                              1,273                          1,061
                                                                                                 63                            120
                                                                                              2,279                          2,347
                                                                                                  –                             –
                                                                                                  –                             –

                                                                                              7,214                          7,587



       VaR                         VaR



                   2018   6   30

                                                                     2018    6   30




      VaR                                              391               549                        257                        535
             VaR                                       634               870                        470                        735




174
                   2018       6    30                                2017      12   31

               1                        1          2             1                       1                     2




           2,086                  1,545          736      1,562                 1,225                      521
           1,670                  9,936         (174)     1,540                 8,387                      305


           3,756              11,481            563       3,102                 9,612                      826



1.

2.




                                                        2018    6    30                      2017   12    31



1                                           o                    250,011                              250,011
2                                                              1,386,497                            1,341,397
2a                                          u                    198,613                              198,613
2b                                          v                    260,108                              259,600
2c                                          w                    927,776                              883,184
3                                                                129,458                              105,712
3a                                          q                    134,511                              109,968
3b                                          r                     (5,053)                              (4,256)
4                         0                                            –                                   –
5                                           x                      3,072                                3,264
6                                                              1,769,038                            1,700,384



7                                                                        –                                  –
8                                           l                        2,493                               2,556
9                                           k                        2,150                               2,274
10                                                                       –                                  –
11                                          s                          (22)                                320
12                                                                       –                                  –
13                                                                       –                                  –
14                                                                       –                                  –
15                                                                       –                                  –
16                                                                       –                                  –
17                                                                       –                                  –
18                                                                       –                                  –
19                                                                       –                                  –
20
21                                                                        –                                   –
22
     15%                                                                  –                                   –




                                                                                                               175
                        2018    6     30        2017    12     31


23                                         –                       –
24
25                                     –                       –
26a              i                 3,902                    3,902
26b                                    –                       –
26c                                    –                       –
27                                     –                       –
28                                 8,523                    9,052
29                             1,760,515                1,691,332



30              p                   79,636                   79,636
31              p                   79,636                   79,636
32                                       –                       –
33                                       –                       –
34              y                      140                      152
35                                       –                       –
36                                  79,776                   79,788



37                                     –                       –
38                                     –                       –
39                                     –                       –
40                                     –                       –
41a                                    –                       –
41b                                    –                       –
41c                                    –                       –
42                                     –                       –
43                                     –                       –
44                                79,776                   79,788
45        +                    1,840,291                1,771,120



46              n               123,109                   138,848
47                               63,934                    79,917
48              z                   248                       266
49                                    –                        –
50            –(c+e)           141,201                    92,838
51                              264,558                   231,952



52                                  –                          –
53                                  –                          –
54                                  –                          –
55                                  –                          –
56a                                 –                          –
56b                                 –                          –
56c                                 –                          –
57                                  –                          –
58                            264,558                     231,952
59    +                     2,104,849                   2,003,072
60                         13,456,292                  12,919,980




176
               2018   6     30      2017   12     31



61                    13.08%                13.09%
62                    13.68%                13.71%
63                    15.64%                15.50%
64                     3.60%                 3.60%
65                     2.10%                 2.10%
66                     0.00%                 0.00%
67                     1.50%                 1.50%
68                     8.08%                 8.09%



69                        5.00%                 5.00%
70                        6.00%                 6.00%
71                        8.00%                 8.00%



72   a+f+g+h              17,357                17,807
73       j                   115                   167
74
75     m                  55,166                45,542



76     –b             26,062               21,295
77     –c             26,062               21,295
78     –d            152,688              111,412
79     -e             115,139               71,543



80                             –                    –
81                             –                    –
82                             –                    –
83                             –                    –
84                        63,934                79,917
85                        74,015                58,020




                                                       177
            2018    6   30




       2,674,845              2,674,760
         465,900                453,861
          83,038                 83,038
         333,942                334,780
          48,723                 48,650
         394,863                393,869
         123,468                122,356
      13,068,482             13,104,214
         679,900                616,630
       3,245,096              3,153,311
       1,320,847              1,307,454
               –                 4,880
           7,533                  4,392
               –                     –
         166,721                165,695
          14,270                 13,811
           2,622                  2,150
           2,687                  2,493
          56,165                 55,166
         116,080                123,884


      22,805,182             22,665,394



         446,557                446,557
       1,271,631              1,270,484
         436,546                442,691
         405,401                405,432
          47,433                 47,409
          48,605                 36,765
      16,965,489             16,965,427
          28,665                 27,998
          49,830                 49,535
         189,266                189,213
          36,352                 36,342
         683,467                666,602
             526                    132
         330,837                226,436


      20,940,605             20,811,023



         250,011                250,011
          79,636                 79,636
         134,537                134,511
          (6,054)                (5,053)
         198,613                198,613
         260,198                260,108
         931,325                927,776
       1,848,266              1,845,602
          16,311                  8,769


       1,864,577              1,854,371




178
     2018     6   30




 2,674,760
   453,861
    83,038
   334,780
    48,650
   393,869
   122,356
13,104,214
   (26,062)            b
   (26,062)            c
  (152,688)            d
  (115,139)            e
   616,630
    12,800             a
 3,153,311
       776              f
 1,307,454
     3,438             g
     4,880
     3,902              i
     4,392
       343             h
       115              j
         –
   165,695
    13,811
     2,150             k
     2,493              l
    55,166             m
   123,884


22,665,394



   446,557
 1,270,484
   442,691
   405,432
    47,409
    36,765
16,965,427
    27,998
    49,535
   189,213
    36,342
   666,602
   123,109             n
       132
   226,436


20,811,023




                       179
              2018    6   30




           250,011             o
            79,636             p
           134,511             q
            (5,053)             r
               (22)            s
           198,613             u
           260,108             v
           927,776             w


          1,845,602


             8,769
             3,072             x
               140             y
      1
               248             z


          1,854,371



1.




180
     H            A


1

2    0939.HK      601939.SH   0939.HK        ISIN: CND100007Z10   ISIN: HK0000223849         ISIN: XS1227820187
                                601939.SH
3

4

5

6
7
8    72,550       57,119      61,159         19,985               1,998                      13,206

9    304.59       90          163.22         200                  20                         20
10
11   2005 10 27   2007 9 25   2010 11 19     2014 8 15            2014 11 12                 2015 5 13
                                2010 12 16
12
13                                           2029 8 18            2024 11 12                 2025 5 13
14
15                                           2024 8 18            2019 11 12                 2020 5 13

16

17

18                                           5.98%                                4.90%                    3.875%
                                                                       5                          5                 5
                                                                           1      CNHHibor
                                                                               1.538%                    (2.425%)

19
20
21
22
23
24




                                                                                                                    181
      H   A


25

26

27

28

29

30
31
              (1)     (1)     (1)

                (2)     (2)     (2)




32

33

34

35




36
37




182
1
2    4606.HK                             ISIN: CND1000099M8   360030.SH
3



4

5

6
7
8    19,659                              23,986               59,977

9    152.52                              240                  600
10
11   2015 12 16                          2015 12 21           2017 12 21
12
13                                       2025 12 20
14
15              2020 12 16               2020 12 20                         2022 12 27
16                    12 16                                                       12 27

17
                            5                                                       5

18    5         4.65%        5           4%                    5            4.75%       5
                   5                                                    5                   0.89%
       2.974%
                            2020 12 16                                   2022 12 21                 5
                        5   12 16                                      12 21
19
20
21
22
23
24

25




                                                                                                    183
26
             H                          A
      5.98                       5.20
                 H                          A




27
28
29
30
31
                     (1)
                           (2)




32
33
34
35




36
37




184