2020 年中期報告
Bank of Qingdao Co., Ltd.
青島銀行股份有限公司
（於中華人民共和國註冊成立的股份有限公司）
（H 股股份代號：3866）
（優先股股份代號：4611）
1.
2. 2020 8 28
2020 14 14
3.
4. 2020 6 30
2020 6 30
5. 2020
6.
7.
8.
2
4
10
13
87
97
112
114
119
121
122
220
1
A
H
571
2020 1 1 2020 6 30
2
2015
[2013]185
3
A A 002948
A
H H 3866
H
BQD 17USDPREF 4611
BANK OF QINGDAO CO., LTD.
BANK OF QINGDAO
6 3
266061
6
266061
1 31
http://www.qdccb.com/
ir@qdbankchina.com
4
6 6
+86 40066 96588 6 +86 40066 96588 6
+86 (532) 85783866 +86 (532) 85783866
ir@qdbankchina.com ir@qdbankchina.com
2019
2019
2020 2019
1–6 1–6
(%)
3,916,476 3,144,543 24.55
2,187,663 1,390,025 57.38
6,104,139 4,534,568 34.61
(1,456,874) (1,266,489) 15.03
(2,787,723) (1,428,195) 95.19
1,859,542 1,839,884 1.07
1,564,491 1,466,129 6.71
1,530,517 1,438,462 6.40
(%)
(1)
0.34 0.32 6.25
(1)
0.34 0.32 6.25
5
2020 2019
6 30 12 31
(%)
(2)
440,522,009 373,622,150 17.91
(2)
202,801,470 172,795,443 17.37
819,081 772,480 6.03
(5,367,861) (4,409,632) 21.73
198,252,690 169,158,291 17.20
(5,382,793) (4,422,549) 21.71
(14,932) (12,917) 15.60
(2)
409,596,859 343,144,232 19.37
(2)
263,770,974 212,790,909 23.96
3,000,389 2,634,494 13.89
266,771,363 215,425,403 23.83
4,509,690 4,509,690 –
30,328,718 29,915,460 1.38
30,925,150 30,477,918 1.47
38,182,206 39,252,505 (2.73)
22,682,116 22,224,697 2.06
7,911,814 7,901,623 0.13
7,588,276 9,126,185 (16.85)
279,038,666 265,908,365 4.94
(%)
(3)
4.98 4.89 1.84
6
2020 2019
1–6 1–6
(%)
(4)
0.77 0.88 (0.11)
(1)
13.56 13.49 0.07
(5)
2.08 2.03 0.05
(6)
2.12 2.06 0.06
18.33 12.81 5.52
(7)
22.72 26.84 (4.12)
2020 2019
6 30 12 31
(%)
1.63 1.65 (0.02)
163.00 155.09 7.91
2.65 2.56 0.09
(%)
(8)
8.13 8.36 (0.23)
(8)
10.96 11.33 (0.37)
(8)
13.68 14.76 (1.08)
7.02 8.16 (1.14)
(%)
160.02 142.27 17.75
76.83 68.84 7.99
7
(1) 9
2010 2017 9
(2)
(3) =
(4) = 2019
16
(5) =
(6) =
(7) =
(8)
8
2020 2019 2018
(%) 6 30 12 31 12 31
≤10 6.29 5.86 4.16
≤50 47.81 38.26 29.06
2020 2019 2018
(%) 6 30 12 31 12 31
0.91 1.29 3.06
50.24 52.47 44.53
4.61 88.01 36.28
10.08 10.91 21.41
9
1996 11
IT
2015 12 H 2019 1
A
14 143 2017 2
2020 2
4,405.22 4,095.97 13.68%
1.63% 0.02 15.64
6.71%
1.
10
2.
3.
4.
+ +
5G
11
5.
6.
7.
12
2020
2.1
(1) 4,405.22 669.00 17.91%
(2) 2,028.01 300.06 17.37%
(3) 2,637.71 509.80 23.96%
2015
(4) 61.04 15.70 34.61%
15.64 0.98 6.71%
13
(5) 1.63% 0.02
163.00% 7.91
13.68% 1.08
22
(6) 0.77% 0.11
(7) 0.34 0.02 13.56%
0.07
2.2
(1)
80.26
14
(2) 2.0
2,600 2,637.71 509.80
23.96%
(3)
APP+
(4)
CRM
E
15
(5)
1,200
(6) 5G+
108
5G
16
3.1
18.60 0.20 1.07% 15.64
0.98 6.71% 15.87% 4.45
2020 2019
1–6 1–6 (%)
3,916,476 3,144,543 771,933 24.55
1,118,788 580,810 537,978 92.63
1,068,875 809,215 259,660 32.09
(1,456,874) (1,266,489) (190,385) 15.03
(2,787,723) (1,428,195) (1,359,528) 95.19
1,859,542 1,839,884 19,658 1.07
(295,051) (373,755) 78,704 (21.06)
1,564,491 1,466,129 98,362 6.71
1,530,517 1,438,462 92,055 6.40
33,974 27,667 6,307 22.80
17
3.2
61.04 15.70 34.61%
64.16% 5.19
18.33% 5.52
2020 1–6 2019 1–6
(%) (%)
3,916,476 64.16 3,144,543 69.35 (5.19)
8,220,426 134.67 6,825,818 150.53 (15.86)
4,915,647 80.53 3,441,917 75.90 4.63
2,636,940 43.20 2,685,687 59.23 (16.03)
3,733 0.06 8,670 0.19 (0.13)
74,377 1.22 142,484 3.14 (1.92)
173,372 2.84 168,832 3.72 (0.88)
105,924 1.74 133,225 2.94 (1.20)
310,433 5.09 245,003 5.40 (0.31)
(4,303,950) (70.51) (3,681,275) (81.18) 10.67
2,187,663 35.84 1,390,025 30.65 5.19
1,118,788 18.33 580,810 12.81 5.52
1,068,875 17.51 809,215 17.85 (0.34)
6,104,139 100.00 4,534,568 100.00 –
18
3.3
39.16 7.72 24.55%
2020 1–6 2019 1–6
190,112,744 4,915,647 5.20% 137,694,343 3,441,917 5.04%
125,590,006 2,636,940 4.22% 117,755,709 2,685,687 4.60%
(1)
20,736,264 184,034 1.78% 21,055,983 284,379 2.72%
24,063,776 173,372 1.45% 22,209,675 168,832 1.53%
10,789,667 310,433 5.79% 8,590,242 245,003 5.75%
371,292,457 8,220,426 4.45% 307,305,952 6,825,818 4.48%
6,374,878 92,296 2.91% 11,081,843 172,514 3.14%
227,844,871 2,290,323 2.02% 176,323,940 1,591,835 1.82%
(2)
49,013,154 571,345 2.34% 46,107,855 659,773 2.89%
82,268,328 1,349,986 3.30% 69,715,302 1,257,153 3.64%
365,501,231 4,303,950 2.37% 303,228,940 3,681,275 2.45%
/ 3,916,476 / / 3,144,543 /
/ / 2.08% / / 2.03%
/ / 2.12% / / 2.06%
1.
2.
19
3,712.92 639.87 20.82%
2.08% 0.05
2.12% 0.06
2020 1–6 2019 1–6
1,364,176 109,554 1,473,730
173,766 (222,513) (48,747)
(1,923) (98,422) (100,345)
13,375 (8,835) 4,540
63,721 1,709 65,430
1,613,115 (218,507) 1,394,608
(67,544) (12,674) (80,218)
523,128 175,360 698,488
37,676 (126,104) (88,428)
210,701 (117,868) 92,833
703,961 (81,286) 622,675
909,154 (137,221) 771,933
20
3.4
82.20 13.95 20.43%
49.16 14.74
42.82%
2020 1–6 2019 1–6
124,338,086 3,317,073 5.36% 83,599,410 2,127,391 5.13%
57,726,866 1,470,654 5.12% 43,305,566 1,102,518 5.13%
8,047,792 127,920 3.20% 10,789,367 212,008 3.96%
190,112,744 4,915,647 5.20% 137,694,343 3,441,917 5.04%
26.37 0.49 1.82%
1.84 1.00
35.29%
21
3.5
43.04 6.23 16.91%
22.90 6.98 43.88%
2020 1–6 2019 1–6
82,887,495 340,811 0.83% 68,776,120 257,471 0.75%
72,403,656 1,024,929 2.85% 48,880,541 643,916 2.66%
155,291,151 1,365,740 1.77% 117,656,661 901,387 1.54%
20,790,952 31,373 0.30% 18,282,267 27,430 0.30%
51,762,768 893,210 3.47% 40,385,012 663,018 3.31%
72,553,720 924,583 2.56% 58,667,279 690,448 2.37%
227,844,871 2,290,323 2.02% 176,323,940 1,591,835 1.82%
5.71 0.88
13.40%
22
13.50 0.93 7.38%
3.6
21.88 7.98 57.38%
2020 2019
1–6 1–6
1,182,905 614,082
(64,117) (33,272)
1,118,788 580,810
1,068,875 809,215
2,187,663 1,390,025
23
3.7
11.19 5.38 92.63%
2020 2019
1–6 1–6
1,182,905 614,082
672,692 318,278
227,747 155,930
154,074 37,535
92,729 71,688
19,636 17,798
16,027 12,853
(64,117) (33,272)
1,118,788 580,810
6.73 3.54 111.35%
2.28
0.72 46.06%
1.54 1.17 310.48%
24
3.8
10.69 2.60
32.09%
2020 2019
1–6 1–6
130,994 15,362
909,014 785,541
28,867 8,312
1,068,875 809,215
3.9
14.57 1.90 15.03%
1.13 16.23%
2020 2019
1–6 1–6
809,949 696,838
270,774 283,311
69,765 49,349
306,386 236,991
1,456,874 1,266,489
25
3.10
27.88 13.60 95.19%
2020 2019
1–6 1–6
210 51
(10,126) (4,029)
7,456 (122)
1,944,777 1,382,222
735,614 (75,701)
(28,239) 63,809
134,237 58,718
(2,015) (3,905)
5,809 7,152
2,787,723 1,428,195
19.45 5.63 40.70%
26
4.1
4,405.22 669.00 17.91%
2020 6 30 2019 12 31 2018 12 31
%
% % % %
198,252,690 45.00 169,158,291 45.28 17.20 (0.28) 123,366,891 38.84
81,461,246 18.49 64,491,058 17.26 26.31 1.23 70,032,056 22.05
60,428,947 13.72 54,973,781 14.71 9.92 (0.99) 53,002,751 16.69
29,846,944 6.78 22,912,561 6.13 30.26 0.65 22,361,816 7.04
34,997,001 7.94 39,704,840 10.63 (11.86) (2.69) 29,554,430 9.30
2,142,587 0.49 1,312,468 0.35 63.25 0.14 1,542,437 0.49
1,139,412 0.26 3,313,603 0.89 (65.61) (0.63) 4,110,464 1.29
311,283 0.07 12,436 – 2,403.08 0.07 – –
13,608,775 3.09 2,325,771 0.62 485.13 2.47 300,262 0.09
11,003,918 2.50 9,037,819 2.42 21.75 0.08 7,766,698 2.44
2,991,381 0.68 3,048,813 0.82 (1.88) (0.14) 3,124,355 0.98
822,081 0.19 818,928 0.22 0.39 (0.03)
2,294,408 0.52 1,581,905 0.42 45.04 0.10 1,152,778 0.36
1,221,336 0.27 929,876 0.25 31.34 0.02 1,343,564 0.43
440,522,009 100.00 373,622,150 100.00 17.91 – 317,658,502 100.00
27
4.1.1
1,982.53 290.94
17.20%
2020 6 30 2019 12 31 2018 12 31
%
% % % %
131,984,603 65.08 112,036,804 64.83 17.80 0.25 78,264,271 61.92
61,452,694 30.30 54,508,817 31.55 12.74 (1.25) 41,349,974 32.72
9,364,173 4.62 6,249,822 3.62 49.83 1.00 6,772,625 5.36
202,801,470 100.00 172,795,443 100.00 17.37 – 126,386,870 100.00
819,081 / 772,480 / 6.03 / 521,250 /
(5,367,861) / (4,409,632) / 21.73 / (3,541,229) /
198,252,690 / 169,158,291 / 17.20 / 123,366,891 /
1,319.85 199.48
17.80% 65.08%
28
614.53 69.44 12.74%
30.30%
93.64 31.14 49.83%
4.62%
4.1.2
1,717.37 293.60
20.62%
2020 6 30 2019 12 31
% %
29,846,944 17.38 22,912,561 16.09
60,428,947 35.19 54,973,781 38.61
81,461,246 47.43 64,491,058 45.30
171,737,137 100.00 142,377,400 100.00
29
298.47
69.34 30.26%
2020 2019
6 30 12 31
687,126 676,304
173,271 124,557
16,067,216 9,008,256
10,729,142 9,240,047
2,190,189 2,829,424
– 1,033,973
29,846,944 22,912,561
30
604.29 54.55 9.92%
2020 2019
6 30 12 31
13,834,048 12,412,488
4,757,291 4,776,962
6,070,346 8,027,292
27,146,483 20,848,475
6,914,230 7,128,140
707,810 705,543
23,250 23,250
975,489 1,051,631
60,428,947 54,973,781
31
814.61
169.70 26.31%
2020 2019
6 30 12 31
25,062,708 11,196,072
12,392,365 13,143,054
19,730,569 11,288,474
2,113,759 2,475,729
12,695,872 16,285,720
2,640,700 5,052,516
6,730,000 4,800,000
81,365,973 64,241,565
1,000,173 1,118,779
(904,900) (869,286)
81,461,246 64,491,058
32
38,896,756 34.73%
17,149,656 15.32%
26,488,041 23.66%
29,433,513 26.29%
111,967,966 100.00%
33
(%) (%)
16 05 160205 4,270,000 4,270,000 4,224,479 2.48% 3.80 2036/1/25 429
20 04 200004 4,170,000 4,170,000 4,093,749 2.40% 3.39 2050/3/16 119
16 10 160310 2,740,000 2,740,000 2,698,356 1.58% 3.18 2026/9/5 277
20 05 200205 2,560,000 2,560,000 2,565,382 1.50% 3.07 2030/3/10 153
20 27 2005399 2,250,000 2,250,000 2,250,000 1.32% 3.55 2040/5/19 407
19 16 190016 2,230,000 2,230,000 2,271,079 1.33% 3.12 2026/12/5 71
20 06 200006 2,130,000 2,130,000 2,107,675 1.23% 2.68 2030/5/21 12
20 10 200310 2,000,000 2,000,000 2,026,032 1.19% 3.23 2030/3/23 204
19 15 190015 1,950,000 1,950,000 1,993,867 1.17% 3.13 2029/11/21 61
19 07 190007IIB 1,740,000 1,740,000 1,786,999 1.05% 3.25 2026/6/6 53
2020 6 30
2020 6 30
34
4.2
4,095.97 664.53 19.37%
2020 6 30 2019 12 31 2018 12 31
%
% % % %
266,771,363 65.13 215,425,403 62.78 23.83 2.35 177,911,247 61.31
11,595,733 2.83 16,462,527 4.80 (29.56) (1.97) 11,632,982 4.01
8,103,568 1.98 5,536,650 1.61 46.36 0.37 10,878,835 3.75
12,458,847 3.04 9,916,257 2.89 25.64 0.15 7,207,066 2.48
317,920 0.08 8,805 – 3,510.68 0.08 – –
25,812,324 6.30 16,027,082 4.67 61.05 1.63 14,850,333 5.12
80,444,367 19.64 76,858,899 22.40 4.67 (2.76) 65,240,507 22.48
654,609 0.16 187,027 0.05 250.01 0.11 13,174 0.01
443,075 0.11 427,429 0.12 3.66 (0.01)
2,995,053 0.73 2,294,153 0.68 30.55 0.05 2,427,634 0.84
409,596,859 100.00 343,144,232 100.00 19.37 – 290,161,778 100.00
35
4.2.1
2,667.71 513.46
23.83% 2015
65.13% 2.35
2020 6 30 2019 12 31 2018 12 31
%
% % % %
180,577,109 68.46 147,880,817 69.49 22.11 (1.03) 118,644,749 67.54
100,934,686 38.27 92,593,934 43.51 9.01 (5.24) 72,852,694 41.47
79,642,423 30.19 55,286,883 25.98 44.05 4.21 45,792,055 26.07
82,988,605 31.46 64,796,343 30.45 28.08 1.01 56,898,658 32.39
22,729,689 8.62 20,622,060 9.69 10.22 (1.07) 18,313,340 10.43
60,258,916 22.84 44,174,283 20.76 36.41 2.08 38,585,318 21.96
204,075 0.08 100,697 0.05 102.66 0.03 131,519 0.07
1,185 0.00 13,052 0.01 (90.92) (0.01) 923 0.00
263,770,974 100.00 212,790,909 100.00 23.96 – 175,675,849 100.00
3,000,389 / 2,634,494 / 13.89 / 2,235,398 /
266,771,363 / 215,425,403 / 23.83 / 177,911,247 /
36
46.89%
6.31 55.90%
6.71 27.39%
4.44
4.2.2
115.96 48.67
29.56%
4.2.3
81.04 25.67
46.36%
4.2.4
258.12 97.85
61.05%
4.2.5
804.44 35.85 4.67%
32
37
4.3
309.25 4.47 1.47%
303.29 4.13 1.38%
2020 2019
6 30 12 31
4,509,690 4,509,690
7,853,964 7,853,964
8,337,869 8,337,869
442,909 658,230
1,626,662 1,626,662
4,400,258 4,400,258
3,157,366 2,528,787
30,328,718 29,915,460
596,432 562,458
30,925,150 30,477,918
38
4.4
2019 2020
12 31 6 30
22,912,561 (189,423) 29,846,944
6,249,822 1,955 2,015 9,364,173
54,973,781 499,057 (28,239) 60,428,947
12,436 298,847 311,283
(8,805) (309,115) (317,920)
4.5
2020 6 30 2019 12 31
111,396,629 311,283 (317,920) 33,896,438 12,436 (8,805)
1.
2020 6 30
2.
3.
39
2,028.01
33.02 1.63%
5.1
2020 6 30 2019 12 31
% %
195,136,806 96.22 163,910,475 94.86
4,362,390 2.15 6,033,401 3.49
2,273,960 1.12 965,897 0.56
866,736 0.43 1,743,364 1.01
161,578 0.08 142,306 0.08
202,801,470 100.00 172,795,443 100.00
3,302,274 1.63 2,851,567 1.65
0.02 1.63%
0.56 1.12% 0.58 0.43%
40
5.2
2020 6 30 2019 12 31
% % % %
141,348,776 69.70 2,981,623 2.11 118,286,626 68.45 2,600,568 2.20
73,806,976 36.39 2,881,623 3.90 61,475,942 35.57 2,500,568 4.07
57,025,577 28.12 100,000 0.18 49,681,134 28.75 100,000 0.20
1,152,050 0.57 – – 879,728 0.51 – –
9,364,173 4.62 – – 6,249,822 3.62 – –
61,452,694 30.30 320,651 0.52 54,508,817 31.55 250,999 0.46
40,277,677 19.86 58,097 0.14 36,762,232 21.28 38,882 0.11
10,670,793 5.26 54,818 0.51 9,470,211 5.48 19,387 0.20
10,504,224 5.18 207,736 1.98 8,276,374 4.79 192,730 2.33
202,801,470 100.00 3,302,274 1.63 172,795,443 100.00 2,851,567 1.65
41
5.3
2020 6 30 2019 12 31
% % % %
141,348,776 69.70 2,981,623 2.11 118,286,626 68.45 2,600,568 2.20
24,689,408 12.17 2,389,977 9.68 23,033,775 13.32 2,029,615 8.81
24,608,663 12.13 80,547 0.33 19,902,351 11.52 65,677 0.33
23,746,897 11.71 102,600 0.43 19,673,198 11.39 102,600 0.52
17,720,163 8.74 4,850 0.03 11,228,367 6.50 9,850 0.09
16,925,572 8.35 – – 12,287,741 7.11 39,000 0.32
11,761,143 5.80 294,892 2.51 11,628,689 6.73 288,677 2.48
5,713,581 2.82 – – 6,677,300 3.86 – –
5,170,433 2.55 25,000 0.48 3,247,547 1.88 – –
4,016,004 1.98 39,000 0.97 4,443,352 2.57 – –
6,996,912 3.45 44,757 0.64 6,164,306 3.57 65,149 1.06
61,452,694 30.30 320,651 0.52 54,508,817 31.55 250,999 0.46
202,801,470 100.00 3,302,274 1.63 172,795,443 100.00 2,851,567 1.65
42
5.4
2020 6 30 2019 12 31
% % % %
202,801,470 100.00 3,302,274 1.63 172,795,443 100.00 2,851,567 1.65
108,900,823 53.70 531,654 0.49 92,363,443 53.46 739,064 0.80
5.5
2020 6 30 2019 12 31
% % % %
37,169,845 18.33 172,512 0.46 27,881,658 16.14 34,345 0.12
50,021,755 24.66 2,782,518 5.56 46,794,567 27.08 2,415,504 5.16
85,274,614 42.05 347,244 0.41 75,145,703 43.48 401,718 0.53
30,335,256 14.96 – – 22,973,515 13.30 – –
202,801,470 100.00 3,302,274 1.63 172,795,443 100.00 2,851,567 1.65
43
5.6
% %
A 2,400,000 6.29 1.18
B 2,250,000 5.89 1.11
C 2,000,000 5.24 0.99
D 2,000,000 5.24 0.99
E 1,755,000 4.60 0.87
F 1,730,000 4.53 0.85
G 1,654,000 4.33 0.82
H 1,600,000 4.19 0.79
I 1,454,610 3.81 0.72
J 1,409,900 3.69 0.68
18,253,510 47.81 9.00
44
5.7
2020 6 30 2019 12 31
% %
3 692,512 0.34 711,091 0.41
3 1 1,480,962 0.73 1,061,050 0.61
1 3 627,810 0.31 563,866 0.33
3 161,561 0.08 159,443 0.09
2,962,845 1.46 2,495,450 1.44
202,801,470 100.00 172,795,443 100.00
29.63 1.46%
0.02 60
5.8
1.00 1.00
5.9
12
45
2020
1–6 2019
4,422,549 3,557,806
1,944,777 3,026,604
(1,046,395) (2,251,771)
84,322 146,481
(22,460) (56,571)
5,382,793 4,422,549
53.83
9.60 21.71% 163.00% 2.65%
5.10
46
5.11
5.12
2020 6 30 2019 12 31
% %
428,027 0.21 426,588 0.25
202,801,470 100.00 172,795,443 100.00
0.21%
0.04
47
6.1
13.68% 1.08
8.13% 0.23
22
48
2020 2019
6 30 12 31
22,908,627 22,418,940
4,509,690 4,509,690
8,337,869 8,337,869
442,909 658,230
1,626,662 1,626,662
4,400,258 4,400,258
3,157,366 2,528,787
433,873 357,444
(226,511) (194,243)
22,682,116 22,224,697
7,911,814 7,901,623
30,593,930 30,126,320
7,588,276 9,126,185
38,182,206 39,252,505
279,038,666 265,908,365
236,029,641 218,075,573
28,899,466 33,723,233
14,109,559 14,109,559
8.13% 8.36%
10.96% 11.33%
13.68% 14.76%
13.67% 1.10
8.08% 0.21
49
2020 2019
6 30 12 31
22,363,975 21,984,910
4,509,690 4,509,690
8,337,869 8,337,869
442,909 658,230
1,626,662 1,626,662
4,400,258 4,400,258
3,046,587 2,452,201
(740,729) (701,986)
21,623,246 21,282,924
7,853,964 7,853,964
29,477,210 29,136,888
7,080,519 8,770,981
36,557,729 37,907,869
267,458,616 256,725,689
224,846,219 209,289,525
28,899,466 33,723,233
13,712,931 13,712,931
8.08% 8.29%
11.02% 11.35%
13.67% 14.77%
50
6.2
4% 6.38%
1.08
2020 2019
6 30 12 31
1 440,522,009 373,622,150
2 – –
3 – –
4 3,272,000 117,777
5 – –
6 36,327,137 30,479,440
7 (226,511) (194,243)
8 479,894,635 404,025,124
51
2020 2019
6 30 12 31
1 426,601,951 371,283,943
2 (226,511) (194,243)
3 426,375,440 371,089,700
4 311,283 12,436
5 3,272,000 115,239
6 – –
7 – –
8 – –
9 – 2,538
10 – –
11 3,583,283 130,213
12 13,608,775 2,325,771
13 – –
14 – –
15 – –
16 13,608,775 2,325,771
17 36,327,137 30,479,440
18 – –
19 36,327,137 30,479,440
20 30,593,930 30,126,320
21 479,894,635 404,025,124
22 6.38% 7.46%
52
2020 2020 2019 2019
6 30 3 31 12 31 9 30
(%) 6.38 7.31 7.46 7.71
30,593,930 31,099,145 30,126,320 29,818,915
479,894,635 425,251,459 404,025,124 386,887,353
http://www.qdccb.com/
7.1
(%)
13,000 13,000 0.34 –
10,000 10,000 2.15 –
250 250 0.81 –
23,250 23,250 –
53
4.1.2
7.2
7.3
7.4
4.4
7.5
4.1.2
7.6
4.5
54
2020 1–6 2019 1–6
% %
3,088,002 50.59 2,336,421 51.52
1,057,926 17.33 950,593 20.96
1,691,245 27.71 1,079,937 23.82
266,966 4.37 167,617 3.70
6,104,139 100.00 4,534,568 100.00
2020 1–6 2019 1–6
% %
590,925 31.78 391,993 21.31
384,085 20.65 526,391 28.61
778,559 41.87 839,695 45.64
105,973 5.70 81,805 4.44
1,859,542 100.00 1,839,884 100.00
55
9.1
400.07
44
9.2
9.3
44
9.4
197.25 263.70
407.86 115.90
229.26
480.13
-273.31 306.48
366.04 55.70
15.22 91.04
124.43
56
9.5 30%
2020 2019
1–6 1–6 (%)
1,182,905 614,082 92.63
(64,117) (33,272) 92.71
1,118,788 580,810 92.63
130,994 15,362 752.71
28,867 8,312 247.29
(2,787,723) (1,428,195) 95.19
(215,321) (25,404) (747.59)
57
2020 2019
6 30 12 31 (%)
2,142,587 1,312,468 63.25
1,139,412 3,313,603 (65.61)
311,283 12,436 2,403.08
13,608,775 2,325,771 485.13
29,846,944 22,912,561 30.26
2,294,408 1,581,905 45.04
1,221,336 929,876 31.34
8,103,568 5,536,650 46.36
317,920 8,805 3,510.68
25,812,324 16,027,082 61.05
654,609 187,027 250.01
2,995,053 2,294,153 30.55
442,909 658,230 (32.71)
58
9.6
2019 2020
12 31 6 30
16,825 182,179 (189,393) 9,611
– 19,461 (15,634) 3,827
16,825 201,640 (205,027) 13,438
2018
9.7
2020 2019
6 30 12 31
593,266 131,317 461,949
18,317 16,825 1,492
(6,457) (1,005) (5,452)
59
11.1 10%
10 112.63 12.17 2.34 0.71 0.69
3
11.2
11.3
2017 2 15 10
51%
60
12.1
10.58 11.27%
17.39%
1.
606.78 50.63
9.10% 2020 39.37
3.5
1,801.48 10.99%
800 829.89 181.93
9.4 28.08%
31.46% 227.30 21.08
10.22% 602.59 160.85
36.41% 72.61% 2.02%
61
119 PAD
86% 75%
312 93
6.36 5.24 3.39 1.75
2.
614.53 69.44
12.74% 30.30%
60
3.21
0.52% 34.30%
62
14.71
3.68 33.39% 29.92%
5.35% 13
402.78
35.15 9.56% 7.89 0.54
92.71
23.77 34.47%
3.81 2.58
63
14
1,582
10.56 2.03
113.41 118.81
125.38 22.27%
3.
158.40 160.65
174.89% 43.55 181.12%
64
4.
200
9,999 1,114 12.54%
427.50 46.28 12.14%
45.74 1.62 14.09
1.09 159.52%
0.86
308%
65
5.
5+N
3,000
12.2
30.88
32.16% 50.75%
66
1.
1,805.77 326.96
22.11%
68.46% 1,009.35 83.41
9.01% 796.42 243.56 44.05%
44.10%
1.77%
2.0 630
2.
1,413.49 230.62
19.50%
69.70% 166.79 26.68
19.04% 5.73%
627.41 94.63 17.76% 44.39%
154.04 38.17 32.94%
10.90%
67
3.
18.32 1.08 6.26%
1,000 1,703 211
274 42 227
14 114 4.01
2.62 13
(CRM)
68
4.
12.3
16.91 56.60%
27.80%
69
1.
37.17 2.81 8.19%
1,706.66 295.90
20.97% 1,119.68
269.99 31.77%
586.75 25.92
4.62%
2.
7.46
24 6
70
116.40 30.16%
2.91% 29.39% 2.21
576.49 11.42%
14.42%
3.
813 1,045.12
27.20% 946 2,515.05
34.21%
6.73 3.54 111.35%
1,257.58
1,047.06 83.26% 104.73 8.33%
65.59 5.22% 40.20 3.19%
71
883.64 84.55%
2019
2019
6
IT
4.
B
30
162.80 110.43 15
102.50 169.98% 63.36
134.61%
72
12.4
1.
14 143 14 1
1 80
2.
104 301 57
166 78
270.85 77.27
3.
(1)
4.0
73
262.46
11.39% 3,053.83
2.19% 1,857.7 0.40%
166.67
85.96% 8.47
(2)
12.57 7.16%
776.10 18.73%
8,526.67 46.23% 73.53
0.33% 2,093.55
59.77% 1,254.45 34.10%
12.5
+ +
5G
74
1.
IT 15
13 5G
33
5G
5G+
7X24
App
75
2.
IT
3.
IT
12.3 3.
14.1
76
1.
2.
60
3.
77
4.
5.
14.2
78
1.
2.
3.
4.
5.
79
2020 2019
6 30 12 31
75,830,413 78,152,065
30 47,388,291 54,930,790
160.02% 142.27%
2018
100%
2020 6 30 2020 3 31
246,428,181 243,844,029 224,115,387 220,948,714
235,882,448 228,724,512 215,816,615 208,642,719
104.47% 106.61% 103.85% 105.90%
100%
42(3)
14.3
80
14.3.1
81
14.3.2
2020 6 30 2019 12 31
2020 2019
6 30 12 31
100 (713,548) (438,707)
100 713,548 438,707
1.
2.
3.
82
14.3.3
14.3.4
2020 6 30 2019 12 31
2020 2019
6 30 12 31
100 9,731 9,511
100 (9,731) (9,511)
1.
100
2.
3.
83
14.4
1.
2.
84
3.
4.
2020
15.1
2020
85
15.2
2020
15.3
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
86
1.1
2019 49.728896% 2020 2020
5 7 5 7
(http://www .cninfo.com.cn/
(http://www .hkexnews.hk/)
(http://www .qdccb.com/)
2019
2020-022
1.2
2014 6 2019
87
6.1
6.2
8
21,357.49
88
10.1
15.28
– 0.88 0.88 0.23%
2.10 2.10 0.55%
0.46 0.46 0.12%
1.53 1.53 0.40%
3.91 3.91 1.02%
0.51 0.51 0.13%
1.88 1.88 0.49%
1.01 1.01 0.26%
3.00 3.00 0.79%
89
2020
2020 3 16 2020 2020-008
(1) 15.28
(2)
158.65
(3) 2.86
3,184.10
(4) 1,241.03
(5)
12.74
(6) 2.18 2.18
10.2
10.3
10.4
10.5
90
12.1
12.2
12.3
12.4
91
13.1
30 162.80
154.04 38.17 32.94%
5G+ 7 + + +
92
100
200
459.35
13.2
13.3
(1)
(2)
93
(3)
– –
1. 5.00
2. –
3. –
– –
– –
1. 1
2. 5.00
3. –
(4)
94
14.1
14.2
14.3
2020 4 30 2019
95
1.
2.
3.15
3.
18
96
1.1
2019 12 31 2020 6 30
2,295,678,269 50.91% – – – -154,075,475 -154,075,475 2,141,602,794 47.49%
1. – – – – – – – – –
2. 698,009,963 15.48% – – – -17,445,816 -17,445,816 680,564,147 15.09%
3. 1,597,668,306 35.43% – – – -136,629,659 -136,629,659 1,461,038,647 32.40%
1,547,308,144 34.31% – – – -109,889,291 -109,889,291 1,437,418,853 31.87%
50,360,162 1.12% – – – -26,740,368 -26,740,368 23,619,794 0.52%
4. – – – – – – – – –
– – – – – – – – –
– – – – – – – – –
2,214,011,731 49.09% – – – 154,075,475 154,075,475 2,368,087,206 52.51%
1. 450,976,751 10.00% – – – 154,075,475 154,075,475 605,052,226 13.42%
2. – – – – – – – – –
3. 1,763,034,980 39.09% – – – – – 1,763,034,980 39.09%
4. – – – – – – – – –
4,509,690,000 100.00% – – – – – 4,509,690,000 100.00%
(1)
97
(2)
(3) 2019 1 A 4.51
19.63 2019 0.39 2018 0.02
2019 4.89 2018 0.18 2020
0.34 0.02
1.2
154,075,475
30,000,000 30,000,000 – – 2020 1 16
17,540,000 17,540,000 – – 2020 1 16
10,000,000 10,000,000 – – 2020 1 16
7,481,316 7,481,316 – – 2020 1 16
98
7,000,000 7,000,000 – – 2020 1 16
6,357,449 6,357,449 – – 2020 1 16
5,115,146 5,115,146 – – 2020 1 16
4,955,939 4,955,939 – – 2020 1 16
3,869,521 3,869,521 – – 2020 1 16
99
3,869,428 3,869,428 – – 2020 1 16
60,716,846 57,886,676 – 2,830,170 – –
156,905,645 154,075,475 – 2,830,170 – –
2019 1 18
A
1.3
80,138 –
100
5% 10
25.23% 1,137,889,880 14,500 – 1,137,889,880
13.85% 624,753,980 – – 624,753,980 – –
11.17% 503,556,341 – 503,556,341 – – –
9.08% 409,693,339 – 409,693,339 – – –
4.85% 218,692,010 – 218,692,010 – – –
3.37% 152,170,000 – 152,170,000 – 151,600,000
3.22% 145,297,405 – 145,297,405 – – –
2.97% 133,910,000 – 133,910,000 – – –
2.11% 94,967,581 – 94,967,581 – – –
2.02% 90,936,164 – 90,936,164 – – –
10
10
101
10
1,137,889,880 1,137,889,880
624,753,980 624,753,980
30,000,000 30,000,000
17,540,000 17,540,000
14,831,955 14,831,955
10,897,134 10,897,134
9,295,814 9,295,814
8,337,017 8,337,017
7,481,316 7,481,316
500 5,543,370 5,543,370
10 10 10
10
10
10
10
10
102
1. A 79,981 H 157
2.
H
3. H 622,306,980
H 2,447,000 H
4. 10 10
103
4.1 5%
1.
1980 3 24 31,118
8 812,214,572 A
18.01% 8
1
15.28
1
104
2.
2007 1 5
Gian Maria GROS-PIETRO 90.86
3,700
1,000
720 25
624,753,980 H
13.85%
3.
2008 7 17
30
9
3+2
105
3
603,556,841 A 503,556,841 H 100,000,000
13.38%
4.2
1.
2003 1 2 11,744
2 225,033,531 H
4.99%
L.R. Capital Financial
Holdings Limited
2.
1996 8 1
12.44 002545 2016
106
133,910,000 A 2.97%
2020 6 30
336 5%
A H
(8) (8) (8)
1 A 812,214,572 18.01 29.57 –
2 A 409,693,339 9.08 14.92 –
402,521,233 8.93 14.65 –
– A 145,297,405 3.22 5.29 –
244,680,795 5.43 8.91 –
107
A H
(8) (8) (8)
– A 218,692,010 4.85 7.96 –
3 A 503,556,341 11.17 18.33 –
3 A 503,556,341 11.17 18.33 –
4 A 152,170,000 3.37 5.54 –
4 A 152,170,000 3.37 5.54 –
4 A 152,170,000 3.37 5.54 –
– H 624,753,980 13.85 – 35.44
L.R. Capital Management Company 5 H 225,033,531 4.99 – 12.76
(Cayman) Limited 196,882,000 4.37 – 11.17
L.R. Capital MNP Limited 5 H 225,033,531 4.99 – 12.76
196,882,000 4.37 – 11.17
108
A H
(8) (8) (8)
L.R. Capital Holdings Limited 5 H 225,033,531 4.99 – 12.76
196,882,000 4.37 – 11.17
L.R. Capital Financial Holdings Limited 5 H 225,033,531 4.99 – 12.76
5 H 225,033,531 4.99 – 12.76
AMTD Strategic Investment Limited 5 H 196,882,000 4.37 – 11.17
AMTD Investment Solutions 5 H 28,151,531 0.62 – 1.60
Group Limited
– H 200,000,000 4.43 – 11.34
Ariana Capital Investment Limited – H 176,766,469 3.92 – 10.03
6 H 100,000,000 2.22 – 5.67
6 H 100,000,000 2.22 – 5.67
6 H 100,000,000 2.22 – 5.67
109
A H
(8) (8) (8)
– H 209,519,624 4.65 – 11.88
204,630,506 4.54 – 11.61
– H 196,882,000 4.37 – 11.17
Goncius I Limited – H 488,911,765 10.84 – 27.73
488,911,765 10.84 – 27.73
(1) 812,214,572
(2) 812,214,572 409,693,339
402,521,233
(3)
(4) 55% 45%
(5) AMTD Strategic Investment Limited AMTD Investment Solutions Group Limited
196,882,000 28,151,531 AMTD Strategic Investment Limited AMTD Investment
Solutions Group Limited AMTD Strategic
Investment Limited AMTD Investment Solutions Group Limited
110
L.R. Capital Financial Holdings Limited L.R. Capital Holdings Limited L.R. Capital MNP
Limited L.R. Capital Management Company (Cayman) Limited 2020 7 2
L.R. Capital Financial Holdings Limited 61.57% L.R. Capital
Financial Holdings Limited L.R. Capital Holdings Limited 92.00% L.R. Capital Holdings
Limited L.R. Capital MNP Limited L.R. Capital MNP Limited L.R. Capital Management
Company (Cayman) Limited L.R. Capital Financial Holdings Limited L.R. Capital
Holdings Limited L.R. Capital MNP Limited L.R. Capital Management Company (Cayman)
Limited AMTD Strategic Investment Limited AMTD Investment Solutions Group Limited
CM International Capital Limited CM International Capital Limited
2017 9 21 CM International Capital
Limited L.R. Capital Financial Holdings Limited 34.10% CM International Capital
Limited CM International Capital Limited CM International
Capital Limited CM
International Capital Limited CM International Capital Limited
AMTD Strategic Investment Limited AMTD Investment Solutions Group
Limited 401,800,000 H
(6) 100,000,000
90.27%
(7) 336
(8) 2020 6 30 A H 4,509,690,000
2,746,655,020 1,763,034,980
2020 6 30
336
5%
111
1
5% 10
The Bank of New York Depository 100% 60,150,000 – – –
(Nominees) Limited
10 10 10 10
112
22 37
113
Tingjie ZHANG 2020 2 13 –
2020 2 13
2020 3 25
2020 3 26 –
2020 3 30 –
2020 3 26
Rosario STRANO Marco MUSSITA
Tingjie ZHANG
114
1. Rosario STRANO 2020 1 1
2020 1 1
2. 2020 4 27
3. 2020 3 17
4. Tingjie ZHANG 2020 7 1 Auster Capital Partners
Limited 2020 7 1
352
A
A 500,000 0.01% 0.02%
A 500 0.00001% 0.00002%
A 500,000 0.01% 0.02%
A 500,000 0.01% 0.02%
A 380,000 0.01% 0.01%
A 370,301 0.01% 0.01%
4,509,690,000 A 2,746,655,020
352
115
5.1
4,063
56
4,119
321
3,119
679
4,119
731
2,931
457
4,119
5.2
5.3
116
117
1 – 1 2,477 3,191.60
1 80
2 1 10 327 167.15
6
3 72 6 158 84.96
4 3-4 112 8 197 206.19
5 266 3 127 88.34
6 717 3 98 45.04
7 215 5 111 50.86
8 29 4 136 141.52
9 471 2 61 58.15
10 3 129 109.86
6636 7 124
11 57 1 54 19.39
12 1 75 45.56
9
13 24 2 67 51.45
14 237 – 46 38.94
118
4 1 3 21
40 11 2
1 2 2 1
2 1 23 26
4 2 2 16
36 4 2 2
11 28
119
2020
120
122 219
2020 6 30 2020 6 30
34
34
2410
2020 6 30
34
2020 8 28
121
2020 6 30
6 30
2020 2019
8,220,426 6,825,818
(4,303,950) (3,681,275)
3 3,916,476 3,144,543
1,182,905 614,082
(64,117) (33,272)
4 1,118,788 580,810
5 130,994 15,362
6 909,014 785,541
7 28,867 8,312
6,104,139 4,534,568
8 (1,456,874) (1,266,489)
9 (2,787,723) (1,428,195)
1,859,542 1,839,884
10 (295,051) (373,755)
1,564,491 1,466,129
1,530,517 1,438,462
33,974 27,667
11 0.34 0.32
131 219
122
2020 6 30
6 30
2020 2019
1,564,491 1,466,129
(8) –
37(4) (195,645) (76,063)
37(4) (19,668) 50,659
(215,321) (25,404)
1,349,170 1,440,725
1,315,196 1,413,058
33,974 27,667
131 219
123
2020 6 30
2020 2019
6 30 12 31
12 34,997,001 39,704,840
13 2,142,587 1,312,468
14 1,139,412 3,313,603
15 311,283 12,436
16 13,608,775 2,325,771
17 198,252,690 169,158,291
18 29,846,944 22,912,561
19 60,428,947 54,973,781
20 81,461,246 64,491,058
22 11,003,918 9,037,819
23 2,991,381 3,048,813
24 822,081 818,928
25 2,294,408 1,581,905
26 1,221,336 929,876
440,522,009 373,622,150
27 8,103,568 5,536,650
28 11,595,733 16,462,527
29 12,458,847 9,916,257
15 317,920 8,805
30 25,812,324 16,027,082
31 266,771,363 215,425,403
654,609 187,027
32 80,444,367 76,858,899
33 443,075 427,429
34 2,995,053 2,294,153
409,596,859 343,144,232
131 219
124
2020 6 30
2020 2019
6 30 12 31
35 4,509,690 4,509,690
36 7,853,964 7,853,964
37(1) 8,337,869 8,337,869
37(2) 1,626,662 1,626,662
37(3) 4,400,258 4,400,258
37(4) 442,909 658,230
38 3,157,366 2,528,787
30,328,718 29,915,460
596,432 562,458
30,925,150 30,477,918
440,522,009 373,622,150
2020 8 28
131 219
125
2020 6 30
37(1) 37(2) 37(3) 37(4)
2020 1 1 4,509,690 7,853,964 8,337,869 1,626,662 4,400,258 658,230 2,528,787 29,915,460 562,458 30,477,918
– – – – – – 1,530,517 1,530,517 33,974 1,564,491
37(4) – – – – – (215,321) – (215,321) – (215,321)
– – – – – (215,321) 1,530,517 1,315,196 33,974 1,349,170
38 – – – – – – (901,938) (901,938) – (901,938)
2020 6 30
4,509,690 7,853,964 8,337,869 1,626,662 4,400,258 442,909 3,157,366 30,328,718 596,432 30,925,150
37(1) 37(2) 37(3) 37(4)
2019 1 1 4,058,713 7,853,964 6,826,276 1,403,575 3,969,452 553,193 2,319,800 26,984,973 511,751 27,496,724
– – – – – – 1,438,462 1,438,462 27,667 1,466,129
37(4) – – – – – (25,404) – (25,404) – (25,404)
– – – – – (25,404) 1,438,462 1,413,058 27,667 1,440,725
35 450,977 – 1,511,593 – – – – 1,962,570 – 1,962,570
38 – – – – – – (901,938) (901,938) – (901,938)
2019 6 30
4,509,690 7,853,964 8,337,869 1,403,575 3,969,452 527,789 2,856,324 29,458,663 539,418 29,998,081
131 219
126
2020 6 30
37(1) 37(2) 37(3) 37(4)
2019 1 1 4,058,713 7,853,964 6,826,276 1,403,575 3,969,452 553,193 2,319,800 26,984,973 511,751 27,496,724
– – – – – – 2,284,815 2,284,815 50,707 2,335,522
37(4) – – – – – 105,037 – 105,037 – 105,037
– – – – – 105,037 2,284,815 2,389,852 50,707 2,440,559
35 450,977 – 1,511,593 – – – – 1,962,570 – 1,962,570
37(2) – – – 223,087 – – (223,087) – – –
37(3) – – – – 430,806 – (430,806) – – –
38 – – – – – – (1,421,935) (1,421,935) – (1,421,935)
2019 12 31
4,509,690 7,853,964 8,337,869 1,626,662 4,400,258 658,230 2,528,787 29,915,460 562,458 30,477,918
131 219
127
2020 6 30
6 30
2020 2019
1,859,542 1,839,884
2,787,723 1,428,195
208,199 212,737
(129,742) (14,385)
388 582
194,103 (31,300)
(1,098,437) (754,291)
1,349,986 1,257,153
(2,636,940) (2,685,687)
(22,460) (27,701)
2,512,362 1,225,187
(1,151,640) 795,841
(100,000) 200,000
1,700,000 7,542
(31,012,452) (21,291,600)
(11,289,851) 300,000
(2,077,350) (1,074,973)
(160,372) (102,093)
(44,091,665) (21,165,283)
131 219
128
2020 6 30
6 30
2020 2019
2,591,685 (749,709)
(4,827,783) 3,270,197
2,516,394 1,533,428
9,782,953 (1,194,617)
50,980,065 10,194,128
729,528 706,149
61,772,842 13,759,576
(468,198) (463,843)
19,725,341 (6,644,363)
40,682,817 35,112,823
3,973,515 3,645,625
159 301
(71,886,434) (35,282,062)
(100,854) (159,286)
(27,330,797) 3,317,401
– 1,962,570
32,155,562 44,598,684
(28,576,432) (35,530,000)
(1,343,648) (405,284)
(645,216) (62)
(68,141) –
1,522,125 10,625,908
131 219
129
2020 6 30
6 30
2020 2019
8,941 7,115
(6,074,390) 7,306,061
1 1 22,500,749 10,212,182
6 30 39 16,426,359 17,518,243
5,910,187 4,305,389
(2,623,362) (2,138,247)
131 219
130
1
[1996]220 [1996]353
1996 11 15
[1998]76 1998
[2007]485
2008
B0170H237020001
91370200264609602K
6 3 H 2015 12 3866
A 2019 1 002948 2020 6 30
45.10
2020 6 30
14
21
2
(1)
34 2020 8 28
2019 12 31
2410
131
2
(2)
34
2019 12 31
(3)
2020
6 30
3
6 30
2020 2019
173,372 168,832
3,733 8,670
74,377 142,484
3,317,073 2,127,391
1,470,654 1,102,518
127,920 212,008
105,924 133,225
2,636,940 2,685,687
310,433 245,003
8,220,426 6,825,818
(92,296) (172,514)
(172,453) (190,952)
(204,397) (207,222)
(2,290,323) (1,591,835)
(194,495) (261,599)
(1,349,986) (1,257,153)
(4,303,950) (3,681,275)
3,916,476 3,144,543
132
4
6 30
2020 2019
672,692 318,278
227,747 155,930
154,074 37,535
92,729 71,688
19,636 17,798
16,027 12,853
1,182,905 614,082
(64,117) (33,272)
1,118,788 580,810
5
6 30
2020 2019
(i) 140,203 16,918
(ii) 1,002 (1,606)
(10,211) 50
130,994 15,362
(i)
(ii)
133
6
6 30
2020 2019
567,635 272,715
341,379 512,826
909,014 785,541
7
6 30
2020 2019
27,768 4,173
277 1,033
(388) (582)
1,210 3,688
28,867 8,312
134
8
6 30
2020 2019
618,315 492,444
52,160 50,382
50,183 34,804
15,574 12,420
12,459 15,136
55,458 87,932
5,800 3,720
809,949 696,838
208,199 212,737
28,218 35,349
34,357 35,225
270,774 283,311
69,765 49,349
306,386 236,991
1,456,874 1,266,489
135
9
6 30
2020 2019
1,944,777 1,382,222
210 51
(10,126) (4,029)
7,456 (122)
735,614 (75,701)
(28,239) 63,809
134,237 58,718
(2,015) (3,905)
5,809 7,152
2,787,723 1,428,195
10
(1)
6 30
2020 2019
935,781 543,962
25(2) (640,730) (170,207)
295,051 373,755
136
10
(2)
6 30
2020 2019
1,859,542 1,839,884
25% 25%
464,886 459,971
1,782 2,136
1,102 1,296
2,808 1,072
5,692 4,504
(i) (175,527) (90,720)
295,051 373,755
(i)
137
11
6 30
2020 2019
11(1) 4,509,690 4,434,527
1,530,517 1,438,462
– –
1,530,517 1,438,462
0.34 0.32
36 2017 9 19 60,150,000 2020 6 30
78.54
9 19
2020 6 30 2020 9
2019 9
5.20
138
11
(1)
6 30
2020 2019
4,509,690 4,058,713
– 375,814
4,509,690 4,434,527
12
2020 2019
6 30 12 31
721,614 520,460
12(1) 20,551,870 19,327,597
12(2) 13,663,443 19,723,270
50,229 122,862
34,265,542 39,173,729
9,845 10,651
34,997,001 39,704,840
(1)
2020 2019
6 30 12 31
8.0% 9.5%
5.0% 5.0%
(2)
139
13
2020 2019
6 30 12 31
1,673,554 946,722
42,063 9,079
425,685 355,234
2,070 2,008
2,143,372 1,313,043
(785) (575)
2,142,587 1,312,468
14
2020 2019
6 30 12 31
1,101,364 3,247,840
44,490 82,331
1,145,854 3,330,171
(6,442) (16,568)
1,139,412 3,313,603
140
15
2020 6 30 2019 12 31
111,396,629 311,283 (317,920) 33,896,438 12,436 (8,805)
111,396,629 311,283 (317,920) 33,896,438 12,436 (8,805)
16
(1)
2020 2019
6 30 12 31
13,616,451 2,326,600
722 113
13,617,173 2,326,713
(8,398) (942)
13,608,775 2,325,771
(2)
2020 2019
6 30 12 31
13,616,451 2,326,600
722 113
13,617,173 2,326,713
(8,398) (942)
13,608,775 2,325,771
141
17
(1)
2020 2019
6 30 12 31
131,984,603 112,036,804
131,984,603 112,036,804
40,277,677 36,762,232
10,670,793 9,470,211
10,504,224 8,276,374
61,452,694 54,508,817
819,081 772,480
12 (2,417,233) (1,523,023)
(926,270) (1,177,375)
(2,024,358) (1,709,234)
(5,367,861) (4,409,632)
9,364,173 6,249,822
198,252,690 169,158,291
142
17
(2)
2020 2019
6 30 12 31
37,169,845 27,881,658
50,021,755 46,794,567
85,274,614 75,145,703
30,335,256 22,973,515
202,801,470 172,795,443
(3)
2020 6 30
3 3 1 1 3
3 1 3 3
146,656 46,046 11,011 228 203,941
352,845 1,369,452 513,982 19,333 2,255,612
193,011 65,464 102,817 142,000 503,292
692,512 1,480,962 627,810 161,561 2,962,845
0.34% 0.73% 0.31% 0.08% 1.46%
2019 12 31
3 3 1 1 3
3 1 3 3
63,393 18,294 1,604 199 83,490
505,564 861,815 505,595 13,305 1,886,279
142,134 180,941 56,667 145,939 525,681
711,091 1,061,050 563,866 159,443 2,495,450
0.41% 0.61% 0.33% 0.09% 1.44%
1 1
143
17
(4)
(i)
2020 6 30
12
(i)
186,354,748 4,531,690 3,369,940 194,256,378
(2,417,233) (926,270) (2,024,358) (5,367,861)
183,937,515 3,605,420 1,345,582 188,888,517
2019 12 31
12
(i)
158,231,731 6,184,059 2,902,311 167,318,101
(1,523,023) (1,177,375) (1,709,234) (4,409,632)
156,708,708 5,006,684 1,193,077 162,908,469
144
17
(ii)
2020 6 30
12
(i)
9,364,173 – – 9,364,173
(14,932) – – (14,932)
2019 12 31
12
(i)
6,249,822 – – 6,249,822
(12,917) – – (12,917)
(i) 42(1)
145
17
(5)
(i)
2020 6 30
12
2020 1 1 1,523,023 1,177,375 1,709,234 4,409,632
12 52,960 (44,977) (7,983) –
(19,139) 21,322 (2,183) –
(13,192) (763,254) 776,446 –
873,581 535,804 533,377 1,942,762
– – (1,046,395) (1,046,395)
– – 84,322 84,322
– – (22,460) (22,460)
2020 6 30 2,417,233 926,270 2,024,358 5,367,861
2019
12
2019 1 1 1,276,373 1,277,670 987,186 3,541,229
12 18,848 (18,525) (323) –
(29,175) 29,175 – –
(5,696) (1,187,479) 1,193,175 –
262,673 1,076,534 1,691,057 3,030,264
– – (2,251,771) (2,251,771)
– – 146,481 146,481
– – (56,571) (56,571)
2019 12 31 1,523,023 1,177,375 1,709,234 4,409,632
146
17
(ii)
2020 6 30
12
2020 1 1 12,917 – – 12,917
2,015 – – 2,015
2020 6 30 14,932 – – 14,932
2019
12
2019 1 1 16,577 – – 16,577
(3,660) – – (3,660)
2019 12 31 12,917 – – 12,917
46
2020 6 30 2019
1.00 1.05 0.52
0.96
147
18
2020 2019
6 30 12 31
– –
– –
687,126 676,304
173,271 124,557
860,397 800,861
16,067,216 9,008,256
10,729,142 9,240,047
2,190,189 2,829,424
– 1,033,973
29,846,944 22,912,561
29,846,944 22,912,561
148
19
2020 2019
6 30 12 31
13,834,048 12,412,488
4,757,291 4,776,962
6,070,346 8,027,292
27,146,483 20,848,475
51,808,168 46,065,217
6,914,230 7,128,140
707,810 705,543
19(1) 23,250 23,250
975,489 1,051,631
60,428,947 54,973,781
19(2) 20,741,695 11,739,536
20,741,695 11,739,536
39,687,252 43,234,245
60,428,947 54,973,781
149
19
(1)
2020 6 30
(%)
13,000 – – 13,000 0.34 –
10,000 – – 10,000 2.15 –
250 – – 250 0.81 –
23,250 – – 23,250 –
2019
(%)
13,000 – – 13,000 0.34 1,500
10,000 – – 10,000 2.15 –
250 – – 250 0.81 –
23,250 – – 23,250 1,500
2020 6 30 2019
(2)
150
19
(3)
2020 6 30
12
2020 1 1 34,869 56,072 22,030 112,971
12 22,115 (22,115) – –
– (4,984) 4,984 –
(10,219) (6,958) (11,062) (28,239)
2020 6 30 46,765 22,015 15,952 84,732
2019
12
2019 1 1 32,672 19,122 – 51,794
(1,601) 1,601 – –
– (1,246) 1,246 –
3,798 36,595 20,784 61,177
2019 12 31 34,869 56,072 22,030 112,971
151
20
2020 2019
6 30 12 31
25,062,708 11,196,072
12,392,365 13,143,054
19,730,569 11,288,474
2,113,759 2,475,729
59,299,401 38,103,329
12,695,872 16,285,720
2,640,700 5,052,516
6,730,000 4,800,000
22,066,572 26,138,236
1,000,173 1,118,779
20(1) (904,900) (869,286)
81,461,246 64,491,058
20(2) 15,244,856 11,566,752
15,244,856 11,566,752
66,216,390 52,924,306
81,461,246 64,491,058
152
20
(1)
2020 6 30
12
2020 1 1 481,299 387,987 – 869,286
(76,585) 76,585 – –
(113,339) (40,599) 153,938 –
(34,679) 51,659 718,634 735,614
– – (700,000) (700,000)
2020 6 30 256,696 475,632 172,572 904,900
2019
12
2019 1 1 398,696 68,806 – 467,502
(15,581) 15,581 – –
98,184 303,600 – 401,784
2019 12 31 481,299 387,987 – 869,286
(2)
153
21
2020 2019
6 30 12 31
510,000 510,000
2020 6 30 2019 12 31
51.00% 51.00% 1,000,000 510,000
2017 2 15
10
22
2020 2019
6 30 12 31
12,320,567 10,172,304
(1,023,461) (952,548)
11,297,106 9,219,756
108,715 85,729
11,405,821 9,305,485
12 (302,337) (175,027)
(96,397) (90,217)
(3,169) (2,422)
11,003,918 9,037,819
154
22
2020 6 30 2019
2020 6 30
12
2020 1 1 175,027 90,217 2,422 267,666
– (471) 471 –
127,310 6,651 276 134,237
2020 6 30 302,337 96,397 3,169 401,903
2019
12
2019 1 1 137,367 – – 137,367
(10,629) 10,629 – –
(224) – 224 –
48,513 79,588 2,198 130,299
2019 12 31 175,027 90,217 2,422 267,666
155
22
2020 6 30 2019 12 31
32,892 (1,863) 31,029 51,938 (5,227) 46,711
1 1 5,583,218 (581,652) 5,001,566 3,950,432 (480,408) 3,470,024
1 2 2 3,976,612 (297,768) 3,678,844 3,243,597 (300,965) 2,942,632
2 3 3 1,999,568 (101,970) 1,897,598 2,048,164 (125,549) 1,922,615
3 5 5 573,835 (23,321) 550,514 865,077 (39,074) 826,003
154,442 (16,887) 137,555 13,096 (1,325) 11,771
12,320,567 (1,023,461) 11,297,106 10,172,304 (952,548) 9,219,756
156
23
2019 1 1 2,935,512 566,408 62,955 86,132 210,203 3,861,210
9,741 67,981 5,480 7,022 – 90,224
(27,405) (17,213) (3,887) (6,018) – (54,523)
2019 12 31 2,917,848 617,176 64,548 87,136 210,203 3,896,911
8,554 18,819 370 1,646 – 29,389
(15,634) (6,241) (1,082) (2,276) – (25,233)
2020 6 30 2,910,768 629,754 63,836 86,506 210,203 3,901,067
2019 1 1 (297,371) (336,089) (46,032) (57,363) – (736,855)
(60,336) (62,421) (5,455) (8,614) – (136,826)
– 16,186 3,692 5,705 – 25,583
2019 12 31 (357,707) (382,324) (47,795) (60,272) – (848,098)
(29,655) (34,421) (2,550) (4,015) – (70,641)
– 5,903 1,026 2,124 – 9,053
2020 6 30 (387,362) (410,842) (49,319) (62,163) – (909,686)
2020 6 30 2,523,406 218,912 14,517 24,343 210,203 2,991,381
2019 12 31 2,560,141 234,852 16,753 26,864 210,203 3,048,813
2020 6 30 2019 12 31
2020 6 30 0.12 2019 12
31 0.12
157
23
2020 2019
6 30 12 31
50 16,890 17,086
(10 50 2,504,132 2,540,578
10 2,384 2,477
2,523,406 2,560,141
24
2019 1 1 892,651 4,114 896,765
46,566 – 46,566
(213) – (213)
2019 12 31 939,004 4,114 943,118
69,505 – 69,505
(4,982) – (4,982)
2020 6 30 1,003,527 4,114 1,007,641
2019 1 1 – – –
(123,609) (651) (124,260)
70 – 70
2019 12 31 (123,539) (651) (124,190)
(65,874) (326) (66,200)
4,830 – 4,830
2020 6 30 (184,583) (977) (185,560)
2020 6 30 818,944 3,137 822,081
2019 12 31 815,465 3,463 818,928
158
25
(1)
2020 6 30 2019 12 31
8,773,404 2,193,351 6,435,256 1,608,814
131,668 32,917 85,700 21,425
(94,056) (23,514) (549,020) (137,255)
366,616 91,654 355,684 88,921
9,177,632 2,294,408 6,327,620 1,581,905
(2)
(i) (ii)
2019 1 1 1,103,855 35,760 (58,976) 72,139 1,152,778
519,338 (14,335) (57,096) 16,232 464,139
(14,379) – (21,183) 550 (35,012)
2019 12 31 1,608,814 21,425 (137,255) 88,921 1,581,905
577,981 11,492 48,526 2,731 640,730
6,556 – 65,215 2 71,773
2020 6 30 2,193,351 32,917 (23,514) 91,654 2,294,408
(i)
(ii)
159
26
2020 2019
6 30 12 31
427,242 171,948
26(1) 202,696 194,243
174,280 186,590
113,021 113,223
(i) 100,317 111,345
(ii) 26(2) 18,317 16,825
5,883 9,563
186,037 127,144
1,227,793 930,881
(6,457) (1,005)
1,221,336 929,876
(i) 2020 6 30 2019 12 31
(ii) 2020 6 30 1,344
160
26
(1)
2020
6 30
2019
518,914 419,222
48,078 100,036
– (344)
566,992 518,914
(324,671) (254,069)
(39,625) (70,651)
– 49
(364,296) (324,671)
202,696 194,243
194,243 165,153
(2)
2020 2019
6 30 12 31
14,490 16,825
3,827 –
18,317 16,825
161
27
2020 2019
6 30 12 31
6,063,830 4,900,000
2,035,309 607,454
4,429 29,196
8,103,568 5,536,650
28
2020 2019
6 30 12 31
78,775 1,402,959
11,430,234 14,933,833
86,724 125,735
11,595,733 16,462,527
29
2020 2019
6 30 12 31
12,198,233 9,831,839
150,000 –
110,614 84,418
12,458,847 9,916,257
162
30
(1)
2020 2019
6 30 12 31
3,840,000 –
21,968,455 15,525,502
– 500,000
3,869 1,580
25,812,324 16,027,082
(2)
2020 2019
6 30 12 31
19,736,800 14,918,780
6,071,655 1,106,722
3,869 1,580
25,812,324 16,027,082
163
31
2020 2019
6 30 12 31
100,934,686 92,593,934
22,729,689 20,622,060
123,664,375 113,215,994
79,642,423 55,286,883
60,258,916 44,174,283
139,901,339 99,461,166
204,075 100,697
1,185 13,052
3,000,389 2,634,494
266,771,363 215,425,403
12,283,232 11,768,173
32
2020 2019
6 30 12 31
(i) 22,486,539 24,681,106
(ii) 57,648,782 51,739,653
309,046 438,140
80,444,367 76,858,899
164
32
(i)
(a) 2015 3 10 22 5.59%
2025 3 5 5 2020
2019 12 31 23.10
(b) 2016 3 5 5 3.40%
2021 3 14 2020 6 30 5.03 2019 12 31
5.02
(c) 2016 11 5 10 3.40%
2021 11 24 2020 6 30 10.08 2019 12
31 10.03
(d) 2017 6 10 30 5.00%
2027 6 29 5 2020 6 30
30.40 2019 12 31 30.27
(e) 2017 7 10 20 5.00%
2027 7 14 5 2020 6 30
20.27 2019 12 31 20.18
(f) 2019 5 3 30 3.65%
2022 5 22 2020 6 30 30.39 2019 12 31
30.23
(g) 2019 5 5 10 3.98%
2024 5 22 2020 6 30 10.17 2019 12 31
10.07
(h) 2019 5 3 30 3.70%
2022 5 31 2020 6 30 30.42 2019 12 31
30.26
(i) 2019 5 5 10 3.98%
2024 5 31 2020 6 30 10.16 2019 12 31
10.07
165
32
(j) 2019 12 3 30 3.45%
2022 12 5 2020 6 30 30.25 2019 12
31 30.09
(k) 2019 12 5 10 3.84%
2024 12 5 2020 6 30 10.08 2019 12
31 10.00
(l) 2019 12 3 30 3.42%
2022 12 16 2020 6 30 30.23 2019
12 31 30.06
(m) 2019 12 5 10 3.80%
2024 12 16 2020 6 30 10.06 2019
12 31 9.98
(ii) 2020 6 30
2019 12 31 577.01 517.89
33
2020 2019
6 30 12 31
1 1 117,797 107,526
1 2 2 104,729 93,941
2 3 3 86,298 77,565
3 5 5 117,283 149,731
5 62,019 29,917
2020 6 30 488,126 458,680
2020 6 30 443,075 427,429
166
34
2020 2019
6 30 12 31
683,782 534,194
34(1) 681,354 827,256
513,542 117,378
273,270 16,548
34(2) 214,525 143,884
34(3) 97,700 99,715
8,791 73,516
522,089 481,662
2,995,053 2,294,153
(1)
2020 2019
6 30 12 31
546,758 663,139
– 184
1,821 45,600
31,232 16,135
19,433 20,834
– 164
82,110 81,200
681,354 827,256
(i)
167
34
(2)
2020 2019
6 30 12 31
183,047 124,039
30,884 19,076
594 769
214,525 143,884
(3)
2020 6 30
12
2020 1 1 94,738 4,922 55 99,715
12 2,574 (2,574) – –
280 (2,240) (55) (2,015)
2020 6 30 97,592 108 – 97,700
2019
12
2019 1 1 103,845 1,101 18 104,964
(252) 252 – –
(8,855) 3,569 37 (5,249)
2019 12 31 94,738 4,922 55 99,715
168
35
2020 2019
6 30 12 31
4,509,690 4,509,690
2019 1 4.52 4.51 1
15.12 45.10
83.38
36
(1)
2017 5.5% 20 60,150 1,203,000 7,883,259
9 19
7,883,259
(29,295)
7,853,964
(2)
(a)
5
(b)
169
36
(c)
(d)
(e)
5.125%
H 5.125%
H
H H
(1) (2)
(f)
5
(g)
170
36
(3)
2020 1 1 2020 6 30
60,150 7,853,964 – – 60,150 7,853,964
2019 1 1 2019 12 31
60,150 7,853,964 – – 60,150 7,853,964
(4)
2020 2019
6 30 12 31
30,328,718 29,915,460
22,474,754 22,061,496
7,853,964 7,853,964
596,432 562,458
596,432 562,458
37
(1)
(2)
10%
50%
171
37
(3)
2012 7 1 2012 3
[2012]20
1.5%
2019 12 31 44.00
1.5%
(4)
2020 6 30
(7,591) (10) – 2 (8) (7,599)
571,405 306,775 (567,635) 65,215 (195,645) 375,760
94,416 20,302 (46,526) 6,556 (19,668) 74,748
658,230 327,067 (614,161) 71,773 (215,321) 442,909
172
37
2019
(5,941) (2,200) – 550 (1,650) (7,591)
507,856 496,813 (412,081) (21,183) 63,549 571,405
51,278 95,759 (38,242) (14,379) 43,138 94,416
553,193 590,372 (450,323) (35,012) 105,037 658,230
173
38
(1) 2020 5 7 2019 2019 12 31
2.23
4.31
10 2.00 9.02
(2) 2019 8 23
5.50% 7,351.67
2019 9 19 5.20
(3) 2019 5 17 2018 2018 12 31
2.00
10 2.00 9.02
174
39
2020 2019
6 30 6 30
721,614 504,261
13,663,443 14,045,254
2,041,302 1,319,912
– 653,097
– 995,719
16,426,359 17,518,243
40
(1)
(a)
5%
2020 2019
6 30 12 31
Intesa Sanpaolo S.p.A. 624,754 13.85% 13.85% Gian Maria
GROS-PIETRO
503,556 11.17% 11.17%
409,693 9.08% 9.08%
AMTD Strategic Investment Limited 196,882 4.37% 6.69%
AMTD
175
40
AMTD
2019 1 1 624,754 15.39% 503,556 12.41% 409,693 10.09% 301,800 7.44%
– (1.54%) – (1.24%) – (1.01%) – (0.75%)
2019 12 31 624,754 13.85% 503,556 11.17% 409,693 9.08% 301,800 6.69%
– – – – – – (104,918) (2.32%)
2020 6 30 624,754 13.85% 503,556 11.17% 409,693 9.08% 196,882 4.37%
2020 6 30
2020 2019
6 30 12 31
90.86 90.86
20.00 20.00
1.11 1.11
(b)
21
(c)
176
40
(2)
(a)
2020 6 30
(i) – – 391,658 – 15,217 406,875 0.20%
– – – 2,561,333 – 2,561,333 8.58%
5,836 – – – – 5,836 0.27%
– – 318,651 – – 318,651 27.81%
156,533 1,671,112 640,108 1,975,196 93,800 4,536,749 1.70%
– 1,258 507 – – 1,765 0.02%
2020 6 30
– 8,881 42,027 – 347 51,255 0.62%
1,292 16,027 2,366 7,135 885 27,705 0.64%
– – 71 – 30,666 30,737 2.60%
– – – 2,000 – 2,000 6.93%
177
40
AMTD
2019 12 31
(i) – 878,451 316,642 – 549,584 15,315 1,759,992 1.01%
(ii) – – 701,045 – – – 701,045 1.07%
– – – – 213,184 – 213,184 0.39%
– – – 2,456,323 – – 2,456,323 10.72%
5,675 – – – – – 5,675 0.43%
– – 825,856 – – – 825,856 24.80%
194,167 378,209 445,786 – 521,864 56,259 1,596,285 0.74%
– 259 1,529 – – – 1,788 0.01%
(iii) – – 18 – – – 18 0.00%
2019 6 30
– 57,897 38,563 – 17,610 282 114,352 1.68%
1,743 7,347 2,073 – 468 666 12,297 0.33%
– – 10,859 – – 16,576 27,435 4.47%
– – – 90,836 – – 90,836 12.07%
178
40
(i)
2020 2019
6 30 12 31
390,750 315,800
– 875,380
– 498,500
– 10,000
– 10,000
– 28,748
15,186 15,283
405,936 1,753,711
(ii)
2020 2019
6 30 12 31
– 700,000
– 700,000
(iii)
2020 2019
6 30 12 31
– 18
– 18
179
40
(b)
2020 2019
6 30 12 31
130,679 330,113
– 202,605
6 30
2020 2019
3,712 –
1,117 613
10 –
1,274 1,456
(3)
6 30
2020 2019
7,576 7,147
2020 6 30 2020
6 30
2020 6 30 1 2019 12 31
22 40 (2)
180
41
181
41
2020 6 30
2,362,382 594,050 812,263 147,781 3,916,476
557,274 156,792 (714,066) – –
2,919,656 750,842 98,197 147,781 3,916,476
100,941 278,321 648,804 90,722 1,118,788
53,873 28,530 48,591 – 130,994
13,374 – 895,640 – 909,014
158 233 13 28,463 28,867
3,088,002 1,057,926 1,691,245 266,966 6,104,139
(590,261) (550,714) (289,143) (26,756) (1,456,874)
(1,906,816) (123,127) (623,543) (134,237) (2,787,723)
590,925 384,085 778,559 105,973 1,859,542
(79,755) (117,217) (6,753) (4,474) (208,199)
39,442 57,969 3,340 103 100,854
2020 6 30
171,598,560 73,480,424 182,116,109 11,032,508 438,227,601
2,294,408
440,522,009
197,775,569 86,028,873 115,746,929 10,045,488 409,596,859
33,073,734 6,933,028 – – 40,006,762
182
41
2019 6 30
1,669,701 461,723 921,523 91,596 3,144,543
538,830 193,955 (732,785) – –
2,208,531 655,678 188,738 91,596 3,144,543
121,282 289,111 100,073 70,344 580,810
3,213 4,309 7,840 – 15,362
2,341 – 783,200 – 785,541
1,054 1,495 86 5,677 8,312
2,336,421 950,593 1,079,937 167,617 4,534,568
(628,250) (347,334) (263,811) (27,094) (1,266,489)
(1,316,178) (76,868) 23,569 (58,718) (1,428,195)
391,993 526,391 839,695 81,805 1,839,884
(84,612) (120,143) (6,933) (1,049) (212,737)
63,666 90,403 5,217 – 159,286
2019 12 31
153,736,679 69,101,737 140,151,823 9,050,006 372,040,245
1,581,905
373,622,150
155,586,703 67,322,911 112,133,742 8,100,876 343,144,232
24,612,840 5,045,541 – – 29,658,381
183
42
(1)
(a)
184
42
44(1)
44(1)
(b)
12
30
185
42
90
90
12
(PD) (EAD) (LGD)
12
12
186
42
2020 6 30
12
187
42
(c)
(d)
188
42
(e)
2020 2019
6 30 12 31
34,275,387 39,184,380
2,142,587 1,312,468
1,139,412 3,313,603
311,283 12,436
13,608,775 2,325,771
198,252,690 169,158,291
13,779,728 13,904,305
60,405,697 54,950,531
81,461,246 64,491,058
11,003,918 9,037,819
442,268 147,137
416,822,991 357,837,799
40,006,762 29,658,381
456,829,753 387,496,180
189
42
(f)
2020 6 30 2019 12 31
24,689,408 12.17% 23,033,775 13.32%
24,608,663 12.13% 19,902,351 11.52%
23,746,897 11.71% 19,673,198 11.39%
17,720,163 8.74% 11,228,367 6.50%
16,925,572 8.35% 12,287,741 7.11%
11,761,143 5.80% 11,628,689 6.73%
5,713,581 2.82% 6,677,300 3.86%
5,170,433 2.55% 3,247,547 1.88%
4,016,004 1.98% 4,443,352 2.57%
6,996,912 3.45% 6,164,306 3.57%
141,348,776 69.70% 118,286,626 68.45%
61,452,694 30.30% 54,508,817 31.55%
202,801,470 100.00% 172,795,443 100.00%
190
42
2020 6 30
AAA AA A A
– 38,893,009 – – – 38,893,009
– 17,148,322 – – – 17,148,322
447,655 25,215,864 377,104 109,375 332,767 26,482,765
1,816,975 10,010,730 14,055,002 73,111 3,475,605 29,431,423
2,264,630 91,267,925 14,432,106 182,486 3,808,372 111,955,519
2019 12 31
AAA AA A A
– 23,606,665 – – – 23,606,665
– 17,918,702 – – – 17,918,702
– 18,276,243 588,001 500,391 625,750 19,990,385
250,025 6,777,490 9,385,573 501,151 6,531,987 23,446,226
250,025 66,579,100 9,973,574 1,001,542 7,157,737 84,961,978
191
42
(g)
2020 6 30
34,997,001 – – 34,997,001 – – – –
2,143,372 – – 2,143,372 (785) – – (785)
1,145,854 – – 1,145,854 (6,442) – – (6,442)
13,617,173 – – 13,617,173 (8,398) – – (8,398)
125,558,978 4,046,706 3,049,289 132,654,973 (2,135,516) (873,599) (1,819,616) (4,828,731)
60,795,770 484,984 320,651 61,601,405 (281,717) (52,671) (204,742) (539,130)
80,427,689 1,719,221 219,236 82,366,146 (256,696) (475,632) (172,572) (904,900)
11,009,235 386,739 9,847 11,405,821 (302,337) (96,397) (3,169) (401,903)
329,695,072 6,637,650 3,599,023 339,931,745 (2,991,891) (1,498,299) (2,200,099) (6,690,289)
2020 6 30
9,364,173 – – 9,364,173 (14,932) – – (14,932)
59,100,916 1,285,177 19,604 60,405,697 (46,765) (22,015) (15,952) (84,732)
68,465,089 1,285,177 19,604 69,769,870 (61,697) (22,015) (15,952) (99,664)
39,985,793 20,916 53 40,006,762 (97,592) (108) – (97,700)
192
42
2019 12 31
39,704,840 – – 39,704,840 – – – –
1,313,043 – – 1,313,043 (575) – – (575)
3,330,171 – – 3,330,171 (16,568) – – (16,568)
2,326,713 – – 2,326,713 (942) – – (942)
104,427,425 5,597,701 2,651,312 112,676,438 (1,281,247) (1,135,766) (1,569,797) (3,986,810)
53,804,306 586,358 250,999 54,641,663 (241,776) (41,609) (139,437) (422,822)
63,840,812 1,519,532 – 65,360,344 (481,299) (387,987) – (869,286)
8,891,003 406,598 7,884 9,305,485 (175,027) (90,217) (2,422) (267,666)
277,638,313 8,110,189 2,910,195 288,658,697 (2,197,434) (1,655,579) (1,711,656) (5,564,669)
2019 12 31
6,249,822 – – 6,249,822 (12,917) – – (12,917)
52,243,475 2,675,825 31,231 54,950,531 (34,869) (56,072) (22,030) (112,971)
58,493,297 2,675,825 31,231 61,200,353 (47,786) (56,072) (22,030) (125,888)
29,575,025 82,987 369 29,658,381 (94,738) (4,922) (55) (99,715)
(i)
193
42
(2)
(a)
194
42
2020 6 30
3 3 1 1 5 5
34,997,001 781,688 34,215,313 – – –
2,142,587 2,070 2,140,517 – – –
1,139,412 44,490 1,094,922 – – –
13,608,775 722 13,608,053 – – –
(i) 198,252,690 724,695 48,968,110 119,668,668 27,498,471 1,392,746
(ii) 171,737,137 1,978,229 17,852,898 29,599,123 61,365,807 60,941,080
11,003,918 108,715 4,571,637 4,066,410 2,257,156 –
7,640,489 7,640,489 – – – –
440,522,009 11,281,098 122,451,450 153,334,201 91,121,434 62,333,826
8,103,568 4,429 3,396,304 4,702,835 – –
11,595,733 86,724 5,990,009 5,519,000 – –
12,458,847 110,614 4,466,655 7,813,013 68,565 –
25,812,324 3,869 25,808,455 – – –
266,771,363 3,204,464 159,154,667 65,726,128 38,476,303 209,801
80,444,367 309,046 14,229,246 43,919,428 16,989,864 4,996,783
4,410,657 3,967,583 – 1,684 175,272 266,118
409,596,859 7,686,729 213,045,336 127,682,088 55,710,004 5,472,702
30,925,150 3,594,369 (90,593,886) 25,652,113 35,411,430 56,861,124
195
42
2019 12 31
3 3 1 1 5 5
39,704,840 653,973 39,050,867 – – –
1,312,468 2,008 1,310,460 – – –
3,313,603 82,331 944,727 2,286,545 – –
2,325,771 113 2,325,658 – – –
(i) 169,158,291 772,480 44,674,471 105,982,468 16,079,017 1,649,855
(ii) 142,377,400 2,193,661 13,402,331 27,738,081 58,535,322 40,508,005
9,037,819 85,729 6,756,565 2,195,525 – –
6,391,958 6,391,958 – – – –
373,622,150 10,182,253 108,465,079 138,202,619 74,614,339 42,157,860
5,536,650 29,196 462,688 5,044,766 – –
16,462,527 125,735 10,186,792 6,150,000 – –
9,916,257 84,418 4,288,217 5,465,633 77,989 –
16,027,082 1,580 16,025,502 – – –
215,425,403 2,735,191 142,197,240 37,524,419 32,572,152 396,401
76,858,899 438,140 13,477,677 38,261,976 17,489,383 7,191,723
2,917,414 2,489,986 1,338 17,628 181,960 226,502
343,144,232 5,904,246 186,639,454 92,464,422 50,321,484 7,814,626
30,477,918 4,278,007 (78,174,375) 45,738,197 24,292,855 34,343,234
(i) 2020 6 30 3
13.88 2019 12 31 12.69
(ii)
196
42
2020 6 30 2019
12 31
2020 2019
6 30 12 31
100 (713,548) (438,707)
100 713,548 438,707
(i)
(ii)
(iii)
197
42
(b)
2020 6 30
34,875,093 117,070 4,838 34,997,001
1,461,233 629,781 51,573 2,142,587
1,139,412 – – 1,139,412
13,608,775 – – 13,608,775
196,999,298 1,251,622 1,770 198,252,690
(i) 160,199,084 11,538,053 – 171,737,137
11,003,918 – – 11,003,918
7,637,807 – 2,682 7,640,489
426,924,620 13,536,526 60,863 440,522,009
8,103,568 – – 8,103,568
11,595,728 5 – 11,595,733
10,955,100 1,503,747 – 12,458,847
25,812,324 – – 25,812,324
264,714,355 2,027,072 29,936 266,771,363
80,444,367 – – 80,444,367
3,559,443 842,826 8,388 4,410,657
405,184,885 4,373,650 38,324 409,596,859
21,739,735 9,162,876 22,539 30,925,150
39,461,507 413,664 131,591 40,006,762
198
42
2019 12 31
39,602,889 97,595 4,356 39,704,840
809,420 452,943 50,105 1,312,468
2,865,118 448,485 – 3,313,603
2,325,771 – – 2,325,771
168,216,824 938,318 3,149 169,158,291
(i) 130,889,596 11,487,804 – 142,377,400
9,037,819 – – 9,037,819
6,389,347 573 2,038 6,391,958
360,136,784 13,425,718 59,648 373,622,150
5,536,650 – – 5,536,650
16,392,762 69,765 – 16,462,527
7,564,633 2,351,624 – 9,916,257
16,027,082 – – 16,027,082
213,253,693 2,131,380 40,330 215,425,403
76,858,899 – – 76,858,899
2,872,014 36,589 8,811 2,917,414
338,505,733 4,589,358 49,141 343,144,232
21,631,051 8,836,360 10,507 30,477,918
29,166,790 374,804 116,787 29,658,381
(i)
199
42
2020 2019
6 30 12 31
100 9,731 9,511
100 (9,731) (9,511)
(i) 100
(ii)
(iii)
(3)
200
42
(a)
2020 6 30
1
1 3 3 1 1 5 5
(ii) (ii)
20,602,099 14,394,902 – – – – – 34,997,001
– 2,042,587 – 100,000 – – – 2,142,587
– – 417,789 721,623 – – – 1,139,412
– – 13,608,775 – – – – 13,608,775
1,390,253 298,743 9,373,797 12,601,213 50,963,582 66,688,882 56,936,220 198,252,690
(i) 23,250 – 14,156,504 4,637,510 30,612,677 61,367,658 60,939,538 171,737,137
132,181 30,262 527,655 829,711 3,564,782 5,919,327 – 11,003,918
6,505,568 1,559 – 780 49,528 465,931 617,123 7,640,489
28,653,351 16,768,053 38,084,520 18,890,837 85,190,569 134,441,798 118,492,881 440,522,009
– – 183,494 3,217,239 4,702,835 – – 8,103,568
– 3,290,259 506,239 2,255,872 5,543,363 – – 11,595,733
– – 1,707,597 2,808,618 7,917,438 25,194 – 12,458,847
– – 25,203,699 608,625 – – – 25,812,324
– 124,170,895 15,131,960 20,643,282 67,337,393 39,276,987 210,846 266,771,363
– – 2,564,850 11,664,396 44,228,474 16,989,864 4,996,783 80,444,367
368,991 454,507 566,887 276,420 872,523 1,741,054 130,275 4,410,657
368,991 127,915,661 45,864,726 41,474,452 130,602,026 58,033,099 5,337,904 409,596,859
28,284,360 (111,147,608) (7,780,206) (22,583,615) (45,411,457) 76,408,699 113,154,977 30,925,150
201
42
2019 12 31
1
1 3 3 1 1 5 5
(ii) (ii)
19,450,458 20,254,382 – – – – – 39,704,840
– 1,312,468 – – – – – 1,312,468
– – 162,798 806,359 2,344,446 – – 3,313,603
– – 2,325,771 – – – – 2,325,771
1,201,992 349,749 10,501,076 9,329,210 49,927,301 48,045,398 49,803,565 169,158,291
(i) 23,250 – 3,749,714 5,619,933 28,885,764 60,970,135 43,128,604 142,377,400
8,877 41,196 305,697 758,246 2,402,866 5,520,937 – 9,037,819
5,552,527 8,066 5,588 283 4,253 194,456 626,785 6,391,958
26,237,104 21,965,861 17,050,644 16,514,031 83,564,630 114,730,926 93,558,954 373,622,150
– – 400,375 62,314 5,073,961 – – 5,536,650
– 4,937,212 3,091,712 2,221,296 6,212,307 – – 16,462,527
– – 2,954,285 1,364,186 5,519,684 78,102 – 9,916,257
– – 16,027,082 – – – – 16,027,082
– 113,653,274 15,175,036 14,145,017 38,337,207 33,718,468 396,401 215,425,403
– – 2,171,262 11,329,858 38,676,673 17,489,383 7,191,723 76,858,899
114,271 120,041 539,476 135,578 197,957 1,502,389 307,702 2,917,414
114,271 118,710,527 40,359,228 29,258,249 94,017,789 52,788,342 7,895,826 343,144,232
26,122,833 (96,744,666) (23,308,584) (12,744,218) (10,453,159) 61,942,584 85,663,128 30,477,918
(i)
(ii)
202
42
(b)
2020 6 30
1 3
1 3 1 1 5 5
– – 183,757 3,256,996 4,760,156 – – 8,200,909 8,103,568
– 3,290,299 506,991 2,264,616 5,623,694 – – 11,685,600 11,595,733
– – 1,710,122 2,852,037 8,029,431 25,274 – 12,616,864 12,458,847
– – 25,205,791 610,000 – – – 25,815,791 25,812,324
– 124,170,894 15,165,171 20,782,381 68,895,577 43,485,515 251,551 272,751,089 266,771,363
– – 2,570,274 11,720,000 44,645,363 17,212,491 5,001,644 81,149,772 80,444,367
368,991 454,507 566,814 275,725 820,491 1,506,833 144,429 4,137,790 4,092,737
368,991 127,915,700 45,908,920 41,761,755 132,774,712 62,230,113 5,397,624 416,357,815 409,278,939
2019 12 31
1 3
1 3 1 1 5 5
– – 400,599 85,875 5,150,899 – – 5,637,373 5,536,650
– 4,937,212 3,096,417 2,232,040 6,321,381 – – 16,587,050 16,462,527
– – 2,956,700 1,387,920 5,659,189 78,102 – 10,081,911 9,916,257
– – 16,029,968 – – – – 16,029,968 16,027,082
– 113,653,274 15,187,568 14,211,282 39,058,190 36,454,046 478,312 219,042,672 215,425,403
– – 2,150,000 11,529,980 39,896,600 20,520,120 7,200,000 81,296,700 76,858,899
114,271 120,041 557,855 145,680 257,361 1,594,232 150,419 2,939,859 2,908,609
114,271 118,710,527 40,379,107 29,592,777 96,343,620 58,646,500 7,828,731 351,615,533 343,135,427
203
42
(c)
2020 6 30
1 3
1 3 1 1 5 5
– – (101) (2,151) (5,242) (1,227) 34 (8,687)
2019 12 31
1 3
1 3 1 1 5 5
– – – (13) (2,941) (2,350) – (5,304)
– – 270,751 – – – – 270,751
– – (263,534) – – – – (263,534)
– – 7,217 – – – – 7,217
204
42
(4)
(5)
205
42
2012 2020
6 30 2019 12 31
2020 2019
6 30 12 31
22,908,627 22,418,940
4,509,690 4,509,690
8,337,869 8,337,869
1,626,662 1,626,662
4,400,258 4,400,258
3,157,366 2,528,787
442,909 658,230
433,873 357,444
(226,511) (194,243)
22,682,116 22,224,697
7,911,814 7,901,623
7,853,964 7,853,964
57,850 47,659
30,593,930 30,126,320
7,588,276 9,126,185
5,000,000 7,200,000
2,472,576 1,830,867
115,700 95,318
38,182,206 39,252,505
279,038,666 265,908,365
8.13% 8.36%
10.96% 11.33%
13.68% 14.76%
206
43
(1)
(a)
(b)
(c)
(d)
207
43
(2)
2020 6 30
(i) (i) (i) ~ (ii)
– 860,397 – 860,397
– – 10,729,142 10,729,142
– – 2,190,189 2,190,189
– 16,016,741 50,475 16,067,216
– 311,283 – 311,283
– 52,597,092 – 52,597,092
– 7,094,554 – 7,094,554
– – 714,051 714,051
– – 23,250 23,250
– – 9,364,173 9,364,173
– 76,880,067 23,071,280 99,951,347
– 315,138 2,782 317,920
– 315,138 2,782 317,920
208
43
2019 12 31
(i) (i) (i) ~ (ii)
– 800,861 – 800,861
– – 9,240,047 9,240,047
– – 1,033,973 1,033,973
– – 2,829,424 2,829,424
– 8,957,998 50,258 9,008,256
– 6,848 5,588 12,436
– 46,915,283 – 46,915,283
– 7,302,406 – 7,302,406
– – 732,842 732,842
– – 23,250 23,250
– – 6,249,822 6,249,822
– 63,983,396 20,165,204 84,148,600
– 6,790 2,015 8,805
– 6,790 2,015 8,805
(i)
209
43
(ii)
2020 2020
1 1 6 30
9,240,047 – – 95,176 – 5,560,766 – (4,166,847) 10,729,142
1,033,973 – – 6,727 – – – (1,040,700) –
2,829,424 – – (32,913) – – – (606,322) 2,190,189
50,258 – – 217 – – – – 50,475
5,588 – – (5,588) – – – – –
732,842 – – 6,241 2,267 – – (27,299) 714,051
23,250 – – – – – – – 23,250
6,249,822 – – 89,370 5,270 17,293,433 – (14,273,722) 9,364,173
20,165,204 – – 159,230 7,537 22,854,199 – (20,114,890) 23,071,280
2,015 – – 767 – – – – 2,782
2,015 – – 767 – – – – 2,782
210
43
2019 2019
1 1 12 31
2019
9,354,611 – – 280,983 – 5,221,089 – (5,616,636) 9,240,047
2,080,946 – – 33,973 – 1,000,000 – (2,080,946) 1,033,973
3,221,359 – – 112,326 – 270,304 – (774,565) 2,829,424
49,684 – – 574 – – – – 50,258
– – – 5,588 – – – – 5,588
– – – 27,299 5,543 700,000 – – 732,842
23,250 – – – – – – – 23,250
6,772,625 – – 309,424 (9,022) 22,794,208 – (23,617,413) 6,249,822
21,502,475 – – 770,167 (3,479) 29,985,601 – (32,089,560) 20,165,204
– – – 2,015 – – – – 2,015
– – – 2,015 – – – – 2,015
(3)
211
43
(4)
(i)
(ii)
(iii)
(iv)
(v)
212
43
2020 6 30
60,016,704 60,233,170 – 60,153,438 79,732
60,016,704 60,233,170 – 60,153,438 79,732
22,795,585 23,063,675 – 23,063,675 –
57,648,782 57,700,967 – 57,700,967 –
80,444,367 80,764,642 – 80,764,642 –
2019 12 31
38,866,579 38,978,313 – 38,895,979 82,334
38,866,579 38,978,313 – 38,895,979 82,334
25,119,246 25,374,003 – 25,374,003 –
51,739,653 51,788,903 – 51,788,903 –
76,858,899 77,162,906 – 77,162,906 –
213
44
(1)
2020 2019
6 30 12 31
27,501,661 20,884,567
6,933,028 5,045,541
3,934,293 1,562,969
1,363,610 1,891,134
274,170 274,170
40,006,762 29,658,381
34(3)
(2)
2020 2019
6 30 12 31
9,007,388 10,077,887
214
44
(3)
2020 2019
6 30 12 31
80,584 82,790
80,584 82,790
(4)
2020 6 30 2019 12 31
(5)
2020 2019
6 30 12 31
4,605,518 5,026,883
215
44
(6)
2020 2019
6 30 12 31
27,896,573 21,792,317
6,071,655 1,106,722
33,968,228 22,899,039
12
2020 6 30 2019 12
31 2020 6 30 2019 12 31
216
45
(1)
2020 6 30 2019 12 31
2020 6 30
10,729,142 6,914,230 12,336,596 29,979,968 29,979,968
2,190,189 – 2,239,703 4,429,892 4,429,892
151,592 966,245 – 1,117,837 1,117,837
16,067,216 – – 16,067,216 16,067,216
29,138,139 7,880,475 14,576,299 51,594,913 51,594,913
2019 12 31
9,240,047 7,302,406 15,884,877 32,427,330 32,427,330
2,829,424 – 4,781,679 7,611,103 7,611,103
1,033,973 – – 1,033,973 1,033,973
100,000 1,008,633 – 1,108,633 1,108,633
9,008,256 – – 9,008,256 9,008,256
22,211,700 8,311,039 20,666,556 51,189,295 51,189,295
217
45
(2)
2020 6 30 2019 12 31
2020 6 30 1,045.12
2019 12 31 1,009.69
(3) 1 1
2020 6 30 0.54
2019 6 30 0.38
2020 6 30 1 1 6 30
208.83 2019 6 30 307.16
46
(1)
218
46
(2)
2015 25.43
2020 3 26
2017 20.00
2019 8 28
47
2020 6 30 28.84 2019 12 31 31.45
48
2020
49
50
219
1
(1)
2020 2019
6 30 12 31
75,830,413 78,152,065
30 47,388,291 54,930,790
160.02% 142.27%
2018 100%
(2)
2020 2019
6 30 12 31
6.38% 7.46%
2015 4 1
4%
(3)
2020 2020
6 30 3 31
246,428,181 224,115,387
235,882,448 215,816,615
104.47% 103.85%
100%
220
2
2020 6 30
13,536,526 23,521 37,342 13,597,389
(4,373,650) (16,415) (21,909) (4,411,974)
9,162,876 7,106 15,433 9,185,415
2019 12 31
13,425,717 30,125 29,524 13,485,366
(4,589,358) (23,144) (25,997) (4,638,499)
8,836,359 6,981 3,527 8,846,867
3
10%
2020 6 30
114,883 6,704,288 6,346,259 13,165,430
– 5,457,145 – 5,457,145
– 388,548 – 388,548
– 17,579 – 17,579
114,883 7,110,415 6,346,259 13,571,557
221
3
2019 12 31
96,805 6,099,621 6,930,484 13,126,910
– 3,882,939 – 3,882,939
– 314,471 – 314,471
– 19,205 – 19,205
96,805 6,433,297 6,930,484 13,460,586
4
2020 2019
6 30 12 31
3 6 6 875,699 561,698
6 1 1 605,263 502,752
1 789,371 723,309
2,270,333 1,787,759
3 6 6 0.43% 0.32%
6 1 1 0.30% 0.29%
1 0.39% 0.42%
1.12% 1.03%
222