青岛银行股份有限公司
境内同步披露公告
本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈述
或者重大遗漏。
青岛银行股份有限公司根据《香港联合交易所有限公司证券上市规则》规定，
已在香港联合交易所有限公司披露易网站（https://www.hkexnews.hk/）披露后附
公告。
根据《深圳证券交易所股票上市规则》关于上市公司在境内外证券交易所同
步披露公告的规定，特将该公告在深圳证券交易所网站（http://www.szse.cn/）同
步披露，供参阅。
特此公告。
青岛银行股份有限公司董事会
2023 年 3 月 31 日
Bank of Qingdao Co., Ltd.*
*
H 3866
2022 12 31
2022 12 31
1.1
BANK OF QINGDAO CO., LTD.
BANK OF QINGDAO
A 002948
H 3866
1
1.2
6 3
266061
1 31
+86 40066 96588 6
+86 (532) 85783866
ir@qdbankchina.com
http://www.qdccb.com/
2022 2021 2020 2019 2018
(%)
8,288,314 7,645,625 8.41 8,146,531 6,846,055 4,464,029
3,360,941 3,492,748 (3.77) 2,401,543 2,776,054 2,900,809
11,649,255 11,138,373 4.59 10,548,074 9,622,109 7,364,838
(4,218,441) (3,915,738) 7.73 (3,676,022) (3,166,762) (2,505,650)
(4,288,828) (3,966,971) 8.11 (4,143,756) (3,626,792) (2,383,172)
3,135,959 3,225,410 (2.77) 2,728,296 2,828,555 2,476,016
3,167,525 2,993,213 5.82 2,453,298 2,335,522 2,043,389
3,082,775 2,922,664 5.48 2,394,072 2,284,815 2,023,352
(%)
(1)
0.45 0.51 (11.76) 0.40 0.37 0.36
(1)
0.45 0.51 (11.76) 0.40 0.37 0.36
(2)
0.16 0.16 – 0.18 0.20 0.20
2022 8 8
2
2022 2021 2020 2019 2018
12 31 12 31 12 31 12 31 12 31
(%)
(3)
529,613,992 522,249,610 1.41 459,827,605 373,622,150 317,658,502
(3)
269,029,452 244,205,480 10.17 206,747,221 172,795,443 126,386,870
598,681 829,555 (27.83) 899,064 772,480 521,250
(7,109,471) (6,426,337) 10.63 (5,287,801) (4,409,632) (3,541,229)
262,518,662 238,608,698 10.02 202,358,484 169,158,291 123,366,891
(7,137,141) (6,439,606) 10.83 (5,302,582) (4,422,549) (3,557,806)
(27,670) (13,269) 108.53 (14,781) (12,917) (16,577)
(3)
493,020,697 488,921,882 0.84 428,920,747 343,144,232 290,161,778
(3)
341,347,176 313,524,923 8.87 272,231,484 212,790,909 175,675,849
6,696,131 4,440,884 50.78 3,519,226 2,634,494 2,235,398
348,043,307 317,965,807 9.46 275,750,710 215,425,403 177,911,247
5,820,355 4,509,690 29.06 4,509,690 4,509,690 4,058,713
35,816,312 32,635,495 9.75 30,285,174 29,915,460 26,984,973
36,593,295 33,327,728 9.80 30,906,858 30,477,918 27,496,724
45,212,218 47,075,226 (3.96) 37,806,580 39,252,505 36,021,656
29,169,606 24,910,985 17.10 22,384,998 22,224,697 19,268,600
6,473,571 7,912,511 (18.19) 7,909,292 7,901,623 7,894,330
9,569,041 14,251,730 (32.86) 7,512,290 9,126,185 8,858,726
333,440,925 297,412,693 12.11 267,941,143 265,908,365 229,776,495
(%)
(4)
5.05 5.20 (2.88) 4.71 4.63 4.47
3
2022 2021 2020 2019 2018
(%)
(5)
0.60 0.61 (0.01) 0.59 0.68 0.66
(1)
8.95 10.40 (1.45) 8.56 8.27 8.36
(6)
1.85 1.87 (0.02) 2.14 2.10 1.67
(7)
1.76 1.79 (0.03) 2.13 2.13 1.63
12.41 17.55 (5.14) 16.04 12.65 11.76
(8)
34.95 33.90 1.05 33.59 31.86 33.01
2022 2021 2020 2019 2018
12 31 12 31 12 31 12 31 12 31
(%)
1.21 1.34 (0.13) 1.51 1.65 1.68
219.77 197.42 22.35 169.62 155.09 168.04
2.65 2.64 0.01 2.56 2.56 2.82
(%)
(9)
8.75 8.38 0.37 8.35 8.36 8.39
(9)
10.69 11.04 (0.35) 11.31 11.33 11.82
(9)
13.56 15.83 (2.27) 14.11 14.76 15.68
6.91 6.38 0.53 6.72 8.16 8.66
(%)
122.83 179.54 (56.71) 152.42 142.27 125.95
88.21 73.28 14.93 65.44 68.84 60.55
(1) 9
2010 2022 1
2 A H 34
2021 0.54 2020 0.42
2019 0.39 2018 0.37
13. 2017 2022
9 2022 7-8
4
(2)
2022
(3)
(4) =
2018 2021
(5) = 2018
9 IFRS 9 2019
16 IFRS 16
(6) =
(7) =
(8) =
(9)
5
2022
2022
1996 11
IT
2015 12 H 2019 1 A
16
180 2 2017 2
51% 2020
9
4,700
5,296.14 4,930.21
13.56% 1.21% 0.13
31.68 5.82%
6
1.
2.
3.
4.
5.
7
6.
B
2022
2022 4 2021
2022 7 2022
2022
1
2022 7 2022 500 218.72
346
2022 7 A
2022 9 2022 500 268
2022 9 6 500 430
2022 11 2022
10
1
2022 12 2022
3
2022 12
7
2022 12 2021
8
5.1
(1) 5,296.14 73.64 1.41%
(2) 2,690.29 248.24
10.17%
(3) 3,413.47 278.22
8.87%
(4) 116.49 5.11 4.59%
31.68 1.74 5.82%
30.83 1.60 5.48%
(5) 1.21% 0.13
219.77% 22.35 13.56%
8.75% 0.37
(6) 0.60% 0.01
(7) 0.45 0.06 11.76%
8.95% 1.45
5.2
2022
1. 5,296.14
73.64 1.41% 2,690.29
248.24 10.17%
16.83% 3,413.47
278.22 8.87% 33.41%
2022 31.68 1.74 5.82%
9
2.
A+H 41.55
A+H
A+H
64
13.56%
8.75% 0.37
3.
105.70 70.68%
70.02 209.8%
11.00% 1.29
52.19%
4.38 254.16
4. 32.47
0.14 1.21% 0.13
2014
2.03% 0.34
219.77% 22.35 2.65%
0.01
5.
50 54 20
9 100
10
6. 154.98
30.55% 5.12 48.46%
1.73
20.13% 2,008.15
330.11 19.67% 2,112.95
295.50 16.26%
2023
2023-2025 3
11
6.1
2022 31.68 1.74 5.82%
30.83 1.60
5.48%
2022 2021 (%)
8,288,314 7,645,625 642,689 8.41
1,445,130 1,955,126 (509,996) (26.09)
1,915,811 1,537,622 378,189 24.60
(4,218,441) (3,915,738) (302,703) 7.73
(4,288,828) (3,966,971) (321,857) 8.11
(6,027) (30,254) 24,227 (80.08)
3,135,959 3,225,410 (89,451) (2.77)
31,566 (232,197) 263,763 (113.59)
3,167,525 2,993,213 174,312 5.82
3,082,775 2,922,664 160,111 5.48
84,750 70,549 14,201 20.13
12
6.2
2022 116.49 5.11
4.59%
71.15% 2.51
2022 2021
(%) (%)
8,288,314 71.15 7,645,625 68.64 2.51
19,830,162 170.23 18,208,935 163.48 6.75
12,731,942 109.29 11,556,834 103.76 5.53
5,210,430 44.73 5,264,161 47.26 (2.53)
32,124 0.28 25,529 0.23 0.05
269,147 2.31 8,194 0.07 2.24
304,872 2.62 347,966 3.12 (0.50)
312,506 2.68 385,253 3.46 (0.78)
969,141 8.32 620,998 5.58 2.74
(11,541,848) (99.08) (10,563,310) (94.84) (4.24)
3,360,941 28.85 3,492,748 31.36 (2.51)
1,445,130 12.41 1,955,126 17.55 (5.14)
1,915,811 16.44 1,537,622 13.81 2.63
11,649,255 100.00 11,138,373 100.00 –
13
6.3
2022 82.88 6.43
8.41%
2022 2021
255,836,423 12,731,942 4.98% 227,377,059 11,556,834 5.08%
143,312,290 5,210,430 3.64% 136,807,646 5,264,161 3.85%
(1)
31,628,745 606,143 1.92% 23,150,856 381,689 1.65%
23,899,510 312,506 1.31% 30,102,244 385,253 1.28%
14,948,519 969,141 6.48% 10,761,896 620,998 5.77%
469,625,487 19,830,162 4.22% 428,199,701 18,208,935 4.25%
318,841,550 7,046,209 2.21% 286,986,218 5,986,659 2.09%
(2)
53,283,577 1,242,608 2.33% 49,895,666 1,249,457 2.50%
91,954,964 2,709,725 2.95% 89,279,171 2,927,687 3.28%
21,984,330 543,306 2.47% 17,127,859 399,507 2.33%
486,064,421 11,541,848 2.37% 443,288,914 10,563,310 2.38%
8,288,314 7,645,625
1.85% 1.87%
1.76% 1.79%
(1)
(2)
14
2022 4,696.25 414.26
9.67% 1.85% 0.02
1.76% 0.03
2022 2021
1,402,485 (227,377) 1,175,108
233,565 (287,296) (53,731)
161,947 62,507 224,454
(81,778) 9,031 (72,747)
271,734 76,409 348,143
1,987,953 (366,726) 1,621,227
715,167 344,383 1,059,550
77,974 (84,823) (6,849)
76,659 (294,621) (217,962)
119,820 23,979 143,799
989,620 (11,082) 978,538
998,333 (355,644) 642,689
15
6.4
2022 198.30 16.21
8.90%
2022 127.32 11.75
10.17%
2022 2021
166,742,442 8,396,220 5.04% 147,578,018 7,489,738 5.08%
69,992,516 3,957,348 5.65% 64,774,609 3,630,074 5.60%
19,101,465 378,374 1.98% 15,024,432 437,022 2.91%
255,836,423 12,731,942 4.98% 227,377,059 11,556,834 5.08%
2022 52.10 0.54
1.02%
2022 6.06
2.24 58.81%
16
6.5
2022 115.42 9.79
9.26%
2022 70.46 10.60
17.70%
2022 2021
95,028,534 871,078 0.92% 104,086,236 956,260 0.92%
97,864,297 2,752,902 2.81% 85,356,079 2,360,319 2.77%
192,892,831 3,623,980 1.88% 189,442,315 3,316,579 1.75%
26,815,983 77,613 0.29% 24,019,742 72,768 0.30%
99,132,736 3,344,616 3.37% 73,524,161 2,597,312 3.53%
125,948,719 3,422,229 2.72% 97,543,903 2,670,080 2.74%
318,841,550 7,046,209 2.21% 286,986,218 5,986,659 2.09%
2022 12.43
0.07 0.55%
17
2022 27.10 2.18
7.44%
6.6
2022 33.61 1.32
3.77%
2022 2021
1,791,282 2,175,357
(346,152) (220,231)
1,445,130 1,955,126
1,915,811 1,537,622
3,360,941 3,492,748
18
6.7
2022 14.45 5.10
26.09%
2022 2021
1,791,282 2,175,357
859,349 1,264,544
458,418 506,887
319,653 228,180
84,663 65,142
26,864 86,800
42,335 23,804
(346,152) (220,231)
1,445,130 1,955,126
2022 8.59 4.05
32.04%
4.58 0.48
9.56%
3.20 0.91 40.09%
0.85 0.20
29.97%
0.27 0.60 69.05%
0.42 0.19
77.85%
3.46 1.26
19
6.8
2022 19.16 3.78
24.60%
2022 2021
741,182 (171,489)
1,057,175 1,680,445
117,454 28,666
1,915,811 1,537,622
6.9
2022 42.18 3.03
7.73%
2022 2021
1,958,817 1,891,637
819,713 741,613
146,885 139,602
1,293,026 1,142,886
4,218,441 3,915,738
20
6.10
2022 42.89 3.22
8.11%
26.36 4.74
15.23%
13.20 6.22
1.83 0.97
2022 2021
2,636,284 3,110,029
1,598,896 351,302
(278,471) 347,477
183,238 86,472
1,117 565
22,445 4,910
(21,110) 12,470
115,201 35,178
31,228 18,568
4,288,828 3,966,971
21
7.1
2022 5,296.14 73.64
1.41%
2022 12 31 2021 12 31 2020 12 31
% % % % %
262,518,662 49.57 238,608,698 45.69 10.02 3.88 202,358,484 44.01
47,259,762 8.92 55,947,254 10.71 (15.53) (1.79) 37,250,405 8.10
96,678,701 18.25 72,613,395 13.90 33.14 4.35 66,828,002 14.53
58,202,665 10.99 61,422,152 11.76 (5.24) (0.77) 74,157,602 16.13
27,825,306 5.25 53,241,394 10.19 (47.74) (4.94) 47,219,397 10.27
2,301,037 0.43 2,126,922 0.41 8.19 0.02 2,568,919 0.56
8,432,022 1.59 5,108,646 0.98 65.05 0.61 – –
– – 12,288,925 2.35 (100.00) (2.35) 9,726,476 2.12
108,376 0.02 146,617 0.03 (26.08) (0.01) 286,400 0.06
15,280,949 2.89 11,688,253 2.24 30.74 0.65 11,001,178 2.39
3,466,386 0.65 3,390,193 0.65 2.25 – 3,247,768 0.71
826,958 0.16 845,889 0.16 (2.24) – 826,821 0.18
3,446,343 0.65 2,505,442 0.48 37.55 0.17 2,468,017 0.54
3,266,825 0.63 2,315,830 0.45 41.06 0.18 1,888,136 0.40
529,613,992 100.00 522,249,610 100.00 1.41 – 459,827,605 100.00
22
7.1.1
2022 2,625.19
239.10 10.02% 49.57%
3.88 2,690.29
248.24 10.17%
50.80% 4.04
2022 12 31 2021 12 31 2020 12 31
% % % % %
173,148,215 64.36 149,822,068 61.35 15.57 3.01 138,776,966 67.12
73,380,030 27.28 76,743,188 31.43 (4.38) (4.15) 60,755,096 29.39
22,501,207 8.36 17,640,224 7.22 27.56 1.14 7,215,159 3.49
269,029,452 100.00 244,205,480 100.00 10.17 – 206,747,221 100.00
598,681 829,555 (27.83) 899,064
(7,109,471) (6,426,337) 10.63 (5,287,801)
262,518,662 238,608,698 10.02 202,358,484
2022 1,731.48
233.26 15.57% 64.36%
3.01
23
2022 733.80 33.63
4.38% 27.28% 4.15
2022 225.01 48.61
27.56% 8.36% 1.14
7.1.2
2022 2,021.41
121.58 6.40%
2022 12 31 2021 12 31
% %
47,259,762 23.38 55,947,254 29.45
96,678,701 47.83 72,613,395 38.22
58,202,665 28.79 61,422,152 32.33
202,141,128 100.00 189,982,801 100.00
24
2022
472.60 86.87
15.53%
2022 2021
12 31 12 31
24,637 –
2,684,943 877,656
1,017,848 106,924
34,950,084 39,973,092
7,787,802 13,488,145
791,832 1,501,437
2,616 –
47,259,762 55,947,254
25
2022
966.79 240.65
33.14%
2022 2021
12 31 12 31
34,298,700 31,766,923
7,179,615 1,075,384
19,761,408 11,447,917
33,292,034 22,697,107
712,934 3,755,953
23,250 23,250
– 701,504
1,410,760 1,145,357
96,678,701 72,613,395
26
2022 582.03
32.19 5.24%
2022 2021
12 31 12 31
29,382,700 27,859,492
10,720,004 9,989,948
8,957,230 10,543,252
801,917 1,073,845
2,609,200 4,340,630
1,738,700 1,768,700
6,070,640 6,080,000
60,280,391 61,655,867
868,992 1,014,107
(2,946,718) (1,247,822)
58,202,665 61,422,152
27
7.2
2022 4,930.21 40.99
0.84%
2022 2021 2020
12 31 12 31 12 31
% % % % %
348,043,307 70.59 317,965,807 65.03 9.46 5.56 275,750,710 64.29
6,439,660 1.31 6,341,814 1.30 1.54 0.01 17,024,732 3.97
17,808,095 3.61 16,904,500 3.46 5.35 0.15 12,947,575 3.02
25,634,354 5.20 25,305,596 5.18 1.30 0.02 33,099,349 7.72
188,147 0.04 144,689 0.03 30.04 0.01 288,347 0.07
13,256,605 2.69 25,494,116 5.21 (48.00) (2.52) 11,207,069 2.61
703,876 0.14 124,032 0.03 467.50 0.11 431,921 0.10
74,866,951 15.19 92,218,300 18.86 (18.82) (3.67) 72,834,508 16.98
515,043 0.10 505,895 0.10 1.81 – 453,671 0.11
5,564,659 1.13 3,917,133 0.80 42.06 0.33 4,882,865 1.13
493,020,697 100.00 488,921,882 100.00 0.84 – 428,920,747 100.00
28
7.2.1
2022 3,480.43
300.78 9.46% 70.59%
5.56 3,413.47
278.22 8.87%
69.24% 5.11
2022 12 31 2021 12 31 2020 12 31
% % % % %
193,629,694 56.73 202,889,723 64.71 (4.56) (7.98) 183,447,242 67.38
91,660,860 26.86 118,280,119 37.73 (22.51) (10.87) 111,491,369 40.95
101,968,834 29.87 84,609,604 26.98 20.52 2.89 71,955,873 26.43
147,328,169 43.16 110,430,522 35.22 33.41 7.94 88,339,315 32.45
29,571,148 8.66 29,923,260 9.54 (1.18) (0.88) 22,899,499 8.41
117,757,021 34.50 80,507,262 25.68 46.27 8.82 65,439,816 24.04
389,102 0.11 80,246 0.03 384.89 0.08 428,585 0.16
211 – 124,432 0.04 (99.83) (0.04) 16,342 0.01
341,347,176 100.00 313,524,923 100.00 8.87 – 272,231,484 100.00
6,696,131 4,440,884 50.78 3,519,226
348,043,307 317,965,807 9.46 275,750,710
2022 43.16%
7.94 56.73%
7.98
29
7.2.2
2022 64.40
0.98 1.54%
7.2.3
2022 256.34
3.29 1.30%
7.2.4
2022 132.57
122.38 48.00%
7.2.5
2022 748.67
173.51 18.82%
34
30
7.3
2022 365.93 32.66
9.80% 358.16 31.81
9.75% A H
9.31 5.10
2022 2021
12 31 12 31
5,820,355 4,509,690
– 7,853,964
6,395,783 –
10,687,634 8,337,869
83,726 746,499
2,388,248 2,103,883
6,618,047 5,576,461
3,822,519 3,507,129
35,816,312 32,635,495
776,983 692,233
36,593,295 33,327,728
31
2022 -16.75 46.80
263.51
227.52
152.87 203.68
-102.67 58.17
116.74 52.01
-194.49 344.81
239.93 118.78
2022 2021
% %
5,894,085 50.60 5,995,169 53.82
2,301,218 19.75 2,235,658 20.07
2,933,302 25.18 2,542,273 22.82
520,650 4.47 365,273 3.29
11,649,255 100.00 11,138,373 100.00
32
2022 2021
% %
1,460,230 46.56 1,028,559 31.89
527,519 16.83 657,239 20.38
904,424 28.84 1,325,693 41.10
243,786 7.77 213,919 6.63
3,135,959 100.00 3,225,410 100.00
10.1
10.1.1
10.1.2
33
10.2
2021 2022
12 31 12 31
55,947,254 (1,327,559) 47,259,762
17,640,224 (36,436) 14,401 22,694,130
72,613,395 (60,881) (278,471) 96,678,701
146,617 (38,241) 108,376
(144,689) (43,458) (188,147)
10.3
46(6)
34
2,690.29 32.47 1.21%
11.1
2022 12 31 2021 12 31
% %
263,563,488 97.97 238,428,347 97.63
2,218,483 0.82 2,515,230 1.03
1,252,410 0.46 1,563,381 0.64
822,032 0.31 1,429,220 0.59
1,173,039 0.44 269,302 0.11
269,029,452 100.00 244,205,480 100.00
3,247,481 1.21 3,261,903 1.34
0.13 1.21%
0.18 0.46%
0.28 0.31%
0.33 0.44%
35
11.2
2022 12 31 2021 12 31
% %
195,649,422 72.72 167,462,292 68.57
116,039,075 43.13 90,853,050 37.20
56,731,865 21.09 54,827,929 22.45
184,352 0.07 4,141,089 1.70
22,501,207 8.36 17,640,224 7.22
192,923 0.07 – –
73,380,030 27.28 76,743,188 31.43
46,459,431 17.28 45,937,206 18.81
16,931,630 6.29 19,015,201 7.79
9,988,969 3.71 11,790,781 4.83
269,029,452 100.00 244,205,480 100.00
36
11.3
2022 12 31 2021 12 31
% %
195,649,422 72.72 167,462,292 68.57
36,870,337 13.70 28,960,161 11.86
30,836,317 11.46 33,331,662 13.65
27,177,633 10.10 20,430,787 8.37
24,242,353 9.01 20,997,541 8.60
22,197,699 8.25 20,453,934 8.38
21,744,001 8.08 21,257,028 8.70
13,558,837 5.04 7,721,467 3.16
5,031,283 1.87 3,859,235 1.58
4,837,379 1.80 3,783,905 1.55
2,788,039 1.04 2,218,078 0.91
6,365,544 2.37 4,448,494 1.81
73,380,030 27.28 76,743,188 31.43
269,029,452 100.00 244,205,480 100.00
11.4
2022 12 31 2021 12 31
% %
269,029,452 100.00 244,205,480 100.00
149,899,130 55.72 139,440,339 57.10
37
11.5
2022 12 31 2021 12 31
% %
52,463,310 19.50 54,080,566 22.15
56,725,873 21.09 49,142,728 20.12
104,787,862 38.95 94,014,190 38.50
55,052,407 20.46 46,967,996 19.23
269,029,452 100.00 244,205,480 100.00
11.6
%
A 2,159,000 0.80
B 2,030,000 0.75
C 1,900,000 0.71
D 1,775,000 0.66
E 1,700,000 0.63
F 1,653,900 0.61
G 1,647,452 0.61
H 1,622,315 0.60
I 1,598,000 0.59
J 1,497,076 0.58
17,582,743 6.54
38
11.7
2022 12 31 2021 12 31
% %
264,863,448 98.45 241,449,166 98.87
3 1,572,648 0.59 990,946 0.41
3 1 1,779,981 0.66 557,398 0.23
1 3 453,854 0.17 907,074 0.37
3 359,521 0.13 300,896 0.12
269,029,452 100.00 244,205,480 100.00
60
11.8
11.9
12
39
2022 2021
6,439,606 5,302,582
2,636,284 3,110,029
(2,046,387) (2,496,161)
122,818 539,709
(15,180) (16,553)
7,137,141 6,439,606
71.37 6.98 10.83%
219.77% 22.35 2.65%
0.01
11.10
40
11.11
11.12
2022 12 31 2021 12 31
% %
133,287 0.05 275,588 0.11
269,029,452 100.00 244,205,480 100.00
0.05% 0.06
41
2022
2022 108.27% 122.83%
2022 1.76%
0.03 2.37% 0.01
2.21% 0.12
42
13.1
13.56% 2.27
50
8.75% 0.37
A H 41.55 64
43
2022 2021
12 31 12 31
30,003,939 25,220,636
5,820,355 4,509,690
10,687,634 8,337,869
83,726 746,499
2,388,248 2,103,883
6,618,047 5,576,461
3,822,519 3,507,129
583,410 439,105
(834,333) (309,651)
29,169,606 24,910,985
6,473,571 7,912,511
35,643,177 32,823,496
9,569,041 14,251,730
45,212,218 47,075,226
333,440,925 297,412,693
276,517,007 253,908,512
36,098,490 23,947,036
20,825,428 19,557,145
(%) 8.75 8.38
(%) 10.69 11.04
(%) 13.56 15.83
44
13.12% 2.35
8.20% 0.41
2022 2021
12 31 12 31
28,560,297 24,160,420
5,820,355 4,509,690
10,687,634 8,337,869
83,726 746,499
2,388,248 2,103,883
6,316,926 5,409,946
3,263,408 3,052,533
(2,524,326) (1,976,884)
26,035,971 22,183,536
6,395,783 7,853,964
32,431,754 30,037,500
9,235,093 13,989,996
41,666,847 44,027,496
317,558,522 284,616,189
262,068,871 242,192,736
36,098,490 23,947,036
19,391,161 18,476,417
(%) 8.20 7.79
(%) 10.21 10.55
(%) 13.12 15.47
45
13.2
4% 2022
6.07%
0.20 A H
2022 2021
12 31 12 31
1 529,613,992 522,249,610
2 – –
3 – –
4 2,280,000 2,371,999
5 – –
6 56,120,991 34,991,307
7 (834,333) (309,651)
8 587,180,650 559,303,265
46
2022 2021
12 31 12 31
1 529,505,616 509,814,068
2 (834,333) (309,651)
3 528,671,283 509,504,417
4 108,376 146,617
5 2,280,000 2,371,999
6 – –
7 – –
8 – –
9 – –
10 – –
11 2,388,376 2,518,616
12 – 12,288,925
13 – –
14 – –
15 – –
16 – 12,288,925
17 56,120,991 34,991,307
18 – –
19 56,120,991 34,991,307
20 35,643,177 32,823,496
21 587,180,650 559,303,265
22 (%) 6.07 5.87
47
2022 2022 2022 2022
12 31 9 30 6 30 3 31
(%) 6.07 6.24 6.45 6.63
35,643,177 36,557,766 38,149,428 37,833,279
587,180,650 586,234,446 591,744,221 570,494,146
http://www.qdccb.com/
48
14.1
2022 2021
12 31 12 31 (%)
13,000 13,000 0.34 8,000
10,000 10,000 1.14 –
250 250 0.81 –
23,250 23,250 8,000
2022
7.1.2
14.2
14.3
49
14.4
1.
%
63,706,037 43.01
17,899,619 12.09
31,403,581 21.20
35,111,799 23.70
148,121,036 100.00
(%)
1 5,170,000.00 3.39 2050-03 152.92
2 2,840,000.00 2.69 2027-06 246.08
3 2,740,000.00 3.18 2026-09 219.38
4 2,400,000.00 2.88 2029-06 636.51
5 2,250,000.00 3.55 2040-05 589.70
6 2,130,000.00 3.12 2026-12 65.51
7 2,000,000.00 3.23 2030-03 161.45
8 2,000,000.00 2.76 2024-11 165.62
9 1,950,000.00 3.13 2029-11 60.59
10 1,700,000.00 3.07 2030-03 26.66
50
2.
2022 12 31 2021 12 31
55,095,380 108,376 (188,147) 50,646,662 146,617 (144,689)
1.
2022 12
31
2.
51
14.5
1.
A+H A+H
2022 A+H 419,483.92 419,483.92 419,483.92 0.00 0.00 0.00% 0.00 0.00
– 419,483.92 419,483.92 419,483.92 0.00 0.00 0.00% 0.00 – 0.00
2.
3.
16.1
680.79
52
16.2
16.3
46(6)
16.4 30%
2022 2021 (%)
(346,152) (220,231) 57.18
741,182 (171,489) 532.20
1,057,175 1,680,445 (37.09)
117,454 28,666 309.73
(6,027) (30,254) (80.08)
31,566 (232,197) (113.59)
(662,773) 713,782 (192.85)
53
2022 2021
12 31 12 31 (%)
27,825,306 53,241,394 (47.74)
8,432,022 5,108,646 65.05
– 12,288,925 (100.00)
96,678,701 72,613,395 33.14
15,280,949 11,688,253 30.74
3,446,343 2,505,442 37.55
3,266,825 2,315,830 41.06
13,256,605 25,494,116 (48.00)
188,147 144,689 30.04
703,876 124,032 467.50
5,564,659 3,917,133 42.06
– 7,853,964 (100.00)
6,395,783 –
83,726 746,499 (88.78)
54
16.5
2021 2022
12 31 12 31
28,754 603,222 (592,166) 39,810
– 6,884 (6,884) –
28,754 610,106 (599,050) 39,810
2018
16.6
2022 2021
12 31 12 31
199,180 138,315 60,865
39,810 28,754 11,056
(38,584) (19,895) (18,689)
55
17.1 10%
10.00 161.41 15.86 5.12 2.33 1.73
3
10.00 16.37 15.55 5.78 4.62 3.45
56
17.2
17.3
2017 2 15 10
51%
+
2020 9 16 10
+
57
18.1
23.01
19.75%
1.
1,473.28
368.98 33.41%
148.06
43.16% 7.94
31.50%
58
2,574.10 86.91%
35.31 5.34 17.82%
7,179
77.48% 16.08
29.49%
1,027 519 102.17% 24.20
8.41 53.26%
26,126 15,961 157.02%
APP
155
27
20
59
2.
733.80 33.63
4.38% 39.57
3.27 9.02% 0.05
4.60
2.28 1.08
100.29
6,000
5.31 2.47
104.32 85.63%
25.29
464.59 5.22 1.14%
60
3.
65.08 365.24
21.68% 119.51 34.57%
785.07 42.70%
9.36 49.28%
33.99 52.23%
51.27%
3.35 82.36% 8.07
61
4.
100
57,336 7,871 15.91%
1,326.24 186.64 16.38%
2.74
1.02 59.96%
5.
AI
7*24
RPA
2022
(NPS)
2022
62
18.2
58.94 50.60%
1.
1,936.30
56.73%
916.61 47.34% 1,019.69
52.66% 1.88%
1,928.93 34.51
1.82% 828.20
115.51 16.21% 129.42
25.33 24.33%
63
2.
1,956.49 281.87
16.83% 72.72%
1
5.04 0.72
271.25 51.19
23.26% 1.04% 4.55%
484.76
15.34 3.27%
3.
20.69 2.72 15.14%
1 7.42 1.23
19.87% 50 1.16
1,344 13.07% 3,403 256
8.13% 408 21
5.43% 3,313 633
23.62%
1
1,000
64
2,212
709 47.17%
105.70 70.68%
1,983 972
96.14% 4,626 1,865
67.55%
4.
CCER
2021
2022
2022
65
18.3
29.33
25.18%
1.
2,001.75 166.12
9.05% 1,454.90
335.60 29.98% 349.50
50.23 12.57% 136.40
112.15 45.12% 60.71
7.11 10.48%
66
CFETS
5
2022
7
2.
646.20
62.75% 13.11%
47.85 4.64% 0.97%
28.05 58.62%
19.80 41.38%
64
X-Repo
100 2022
67
3.
2022
679
2,008.15 19.67%
508 6,780.85
8.59
2,112.95
1,745.12
82.59% 114.36 5.41%
106.83 5.06% 146.64
6.94%
+
C
2022
276
5
68
4.
427.93
307.51 49
338.74 218.32
37 89.19
2 4 1
18.4
1.
15
180 16 1
1 102
2.
104 419
18 276 125
588.63 193.04
69
3.
(1)
457.87
71.13 18.39% 4,025.44
5.51%
4,349.68
92.69%
2.69
70
(2)
74.29
0.03% 2,869.62
11.43% 1,875.57
18.85%
2022 20.21
21.09% 2,139.64
9.16% 21,332.29 8.80%
(3)
104.32
40.02 64.30 2022
97.01 131.74
76.30
18.5
1.
IT 50
6.0 54
71
e
E
2.
9
360 2022
3.
47(4)
72
20.1
1.
2.
60
3.
73
4.
5.
74
20.2
1.
2.
75
3.
4.
5.
6.
2022 2021
12 31 12 31
90,470,924 99,172,073
30 73,656,093 55,237,499
(%) 122.83 179.54
100%
2022 12 31 2022 9 30
304,721,619 300,069,741 299,881,081 295,823,722
281,453,132 262,224,044 283,094,294 264,013,293
(%) 108.27 114.43 105.93 112.05
100%
44(3)
76
20.3
20.3.1
77
20.3.2
2022 2021
12 31 12 31
100 (831,337) (801,362)
100 831,337 801,362
2022 2021
12 31 12 31
100 (2,782,794) (1,699,289)
100 3,051,735 1,861,377
78
1.
2.
3.
4.
5.
6.
7.
79
20.3.3
20.3.4
2022 12 31 2021 12 31
2022 2021
12 31 12 31
100 (10) 9,313
100 10 (9,313)
80
1.
100
2. 100
3.
4.
5.
6.
7.
81
20.4
1.
2.
3.
4.
5.
82
21.1
2023
21.2
2023
83
21.3
2023
1.
2.
3.
4.
5.
6.
7.
8.
9.
84
+86 40066 96588 6
http://www.qdccb.com/
2022 2 21
http://www.cninfo.com.cn/
2022 2 25
2022 2 22
http://www.cninfo.com.cn/
2022 2 25
2022 2 23
http://www.cninfo.com.cn/
2022 2 25
2022 2 24
http://www.cninfo.com.cn/
2022 2 25
2022 4 15 2021
http://www.cninfo.com.cn/
2022 4 19
2022 5 20
http://www.cninfo.com.cn/
2022 5 25
2022 6 15
http://www.cninfo.com.cn/
2022 6 20
85
2022 6 17
http://www.cninfo.com.cn/
2022 6 20
2022 6 23
http://www.cninfo.com.cn/
2022 6 27
2022 7 8
http://www.cninfo.com.cn/
2022 7 12
2022 7 13
http://www.cninfo.com.cn/
2022 7 15
2022 9 9
http://www.cninfo.com.cn/
2022 9 14
2022 12 2
http://www.cninfo.com.cn/
2022 12 7
86
4.1
4.2
4.3
87
4.4
2022 7 21 –
2022 6 8
2023 3 20 –
2023 1 18
2022 8 8
2022 8 26
88
4.5
2022 12 31
1. 2022 5 10 2021
2022 5 31 0.16
A
H 2021 9.31
2. 2022 7 22
5.50%
7,351.67
6,616.50 735.17
3. 10 1.60
2022 12 31
2022 2022
2022
A H
A H
2022
2023 6 6 2023 6
10 H H
2022 2023 6
5 4 30 H
183
17 1712 1716
2023 7 27 2022
89
4.6 2022
2023 5 31 2022
2022 H 2023 5 25
2023 5 31 H
H 2023 5
24 4 30
H
183 17 1712 1716
4.7
2017 919 6,015
12.03
2022 9 19
1,269,165,000 1,203,000,000
66,165,000
2022 9 21 4
2022 6
29 2022 7 20 2022 7 29 2022 9 16 2022 9 21
4.8
4.9
2022
2022 12 31
90
102 237
2022 12 31
2022 12 31
2022 12 31
2022
91
1
2(4) 19 22
9
92
1
2(4) 19 22
93
1
2(4) 19 22
94
1
2(4) 19 22
95
2
2(4) 45
96
3
2(25) 47
97
3
2(25) 47
98
99
100
2023 3 31
101
2022 12 31
2022 2021
19,830,162 18,208,935
(11,541,848) (10,563,310)
3 8,288,314 7,645,625
1,791,282 2,175,357
(346,152) (220,231)
4 1,445,130 1,955,126
5 741,182 (171,489)
6 1,057,175 1,680,445
7 117,454 28,666
11,649,255 11,138,373
8 (4,218,441) (3,915,738)
11 (4,288,828) (3,966,971)
(6,027) (30,254)
3,135,959 3,225,410
12 31,566 (232,197)
3,167,525 2,993,213
3,082,775 2,922,664
84,750 70,549
13 0.45 0.51
111 237
102
2022 12 31
2022 2021
3,167,525 2,993,213
39(4) (5,280) (3,382)
39(4) (459,440) 457,690
39(4) (198,053) 259,474
(662,773) 713,782
2,504,752 3,706,995
2,420,002 3,636,446
84,750 70,549
111 237
103
2022 12 31
2022 2021
12 31 12 31
14 27,825,306 53,241,394
15 2,301,037 2,126,922
16 8,432,022 5,108,646
17 108,376 146,617
18 – 12,288,925
19 262,518,662 238,608,698
20 47,259,762 55,947,254
21 96,678,701 72,613,395
22 58,202,665 61,422,152
24 15,280,949 11,688,253
25 3,466,386 3,390,193
26 826,958 845,889
27 3,446,343 2,505,442
28 3,266,825 2,315,830
529,613,992 522,249,610
29 13,256,605 25,494,116
30 6,439,660 6,341,814
31 17,808,095 16,904,500
17 188,147 144,689
32 25,634,354 25,305,596
33 348,043,307 317,965,807
703,876 124,032
34 74,866,951 92,218,300
35 515,043 505,895
36 5,564,659 3,917,133
493,020,697 488,921,882
111 237
104
2022 2021
12 31 12 31
37 5,820,355 4,509,690
38(1) – 7,853,964
38(2) 6,395,783 –
39(1) 10,687,634 8,337,869
39(2) 2,388,248 2,103,883
39(3) 6,618,047 5,576,461
39(4) 83,726 746,499
40 3,822,519 3,507,129
35,816,312 32,635,495
776,983 692,233
36,593,295 33,327,728
529,613,992 522,249,610
2023 3 31
111 237
105
2022 12 31
2022
38 (1) 38 (2) 39 (1) 39 (2) 39 (3) 39 (4)
2022 1 1 4,509,690 7,853,964 – 8,337,869 2,103,883 5,576,461 746,499 3,507,129 32,635,495 692,233 33,327,728
– – – – – – (662,773) 3,082,775 2,420,002 84,750 2,504,752
37 1,310,665 – – 2,844,140 – – – – 4,154,805 – 4,154,805
38 – – 6,395,783 – – – – – 6,395,783 – 6,395,783
38 – (7,853,964) – (494,375) – – – – (8,348,339) – (8,348,339)
40 – – – – 284,365 – – (284,365) – – –
40 – – – – – 1,041,586 – (1,041,586) – – –
40 – – – – – – – (1,441,434) (1,441,434) – (1,441,434)
2022 12 31 5,820,355 – 6,395,783 10,687,634 2,388,248 6,618,047 83,726 3,822,519 35,816,312 776,983 36,593,295
111 237
106
2021
38 39 (1) 39 (2) 39 (3) 39 (4)
2021 1 1 4,509,690 7,853,964 8,337,869 1,859,737 5,072,217 32,717 2,618,980 30,285,174 621,684 30,906,858
– – – – – 713,782 2,922,664 3,636,446 70,549 3,706,995
40 – – – 244,146 – – (244,146) – – –
40 – – – – 504,244 – (504,244) – – –
40 – – – – – – (1,286,125) (1,286,125) – (1,286,125)
2021 12 31 4,509,690 7,853,964 8,337,869 2,103,883 5,576,461 746,499 3,507,129 32,635,495 692,233 33,327,728
111 237
107
2022 12 31
2022 2021
3,135,959 3,225,410
4,288,828 3,966,971
6,027 30,254
547,473 493,063
(653,140) 187,667
1,042 1,426
(8,000) (2,600)
1,326,823 (473,453)
(2,376,258) (1,206,092)
2,709,725 2,927,687
(5,210,430) (5,264,161)
2,407 (17,073)
3,770,456 3,869,099
876,604 3,502,520
(80,000) (820,000)
(7,850,000) (400,000)
(26,803,985) (39,517,125)
12,303,355 (2,568,775)
(3,683,039) (741,348)
(89,368) (68,847)
(25,326,433) (40,613,575)
111 237
108
2022 2021
(12,177,107) 14,173,786
68,577 (10,605,073)
823,824 3,949,611
90,548 (7,789,208)
27,822,253 41,293,439
3,569,064 (457,640)
20,197,159 40,564,915
(315,907) (815,438)
(1,674,725) 3,005,001
58,448,688 53,247,732
7,417,275 6,889,307
1,233 6,165
(75,639,964) (63,965,654)
(493,960) (627,428)
(10,266,728) (4,449,878)
111 237
109
2022 2021
4,177,534 –
6,400,000 –
41(2) 71,080,326 82,957,923
41(2) (88,101,992) (64,109,270)
(8,348,339) –
41(2) (3,039,408) (2,392,548)
(1,440,645) (1,285,422)
41(2) (146,863) (138,280)
(29,533) –
(19,448,920) 15,032,403
46,002 (13,639)
(31,344,371) 13,573,887
1 1 42,853,368 29,279,481
12 31 41(1) 11,508,997 42,853,368
15,308,429 13,707,841
(6,520,564) (6,693,120)
111 237
110
1
[1996]220 [1996]353
1996 11 15
[1998]76 1998
[2007]485 2008
B0170H237020001
91370200264609602K 6 3
H 2015 12 3866 A
2019 1 002948 2022 1 2
A H 58.20
2022 12 31 58.20
2022 12 31
16
23
2
(1)
111
2(25)
2(4)
(2)
(3)
(4)
112
(i)
(ii)
(a)
113
(b)
114
(iii)
2(4)(iv)
115
(iv)
2(17)
2(4)(v)
116
(v)
(i)
(ii) (iii)
12 12
12
44(1)
117
36(3)
(vi)
(vii)
118
119
(viii)
(ix)
9
9
120
(x)
(xi)
(5)
121
(6)
(7)
2(12)
2(8)
20 – 50 3% – 5% 1.90% – 4.85%
5 – 10 3% – 5% 9.50% – 19.40%
5 3% – 5% 19.00% – 19.40%
3–7 3% – 5% 13.57% – 32.33%
20 – 50 3% – 5% 1.90% – 4.85%
122
(8)
2(25)(ii))
2(4) 2(14)
2(25)(ii)
(9)
2(12)
3 – 10
123
(10)
2(12)
(11)
2(4)(ii)
2(12)
(12)
124
(13)
(i)
(ii)
(iii)
125
(iv)
(14)
126
(15)
46
(16)
127
(17)
(i)
(ii)
128
(iii)
(18)
(19)
(i)
(ii)
129
(20)
2(17)
(i)
2(12)
130
12
(ii)
2(4)
131
(21)
(22)
(i)
(a)
(b)
(ii)
(a)
(b)
(c) (ii)(b)
(d) (ii)(b) (ii)(c)
(e) (i)
(23)
132
(24)
2(12)
133
(25)
(i)
44(1)
(ii)
134
(iii)
(iv)
(v)
(vi)
47
135
3
2022 2021
312,506 385,253
32,124 25,529
269,147 8,194
8,396,220 7,489,738
3,957,348 3,630,074
378,374 437,022
304,872 347,966
5,210,430 5,264,161
969,141 620,998
19,830,162 18,208,935
(503,458) (399,507)
(180,286) (225,054)
(607,577) (462,311)
(7,046,209) (5,986,659)
(454,745) (562,092)
(2,709,725) (2,927,687)
(39,848) –
(11,541,848) (10,563,310)
8,288,314 7,645,625
(i)
136
4
2022 2021
859,349 1,264,544
458,418 506,887
319,653 228,180
84,663 65,142
26,864 86,800
42,335 23,804
1,791,282 2,175,357
(346,152) (220,231)
1,445,130 1,955,126
5
2022 2021
(i) 738,300 (147,908)
(ii) 25,013 (12,108)
(21,655) (11,473)
(476) –
741,182 (171,489)
(i)
(ii)
137
6
2022 2021
540,041 1,377,578
509,085 300,257
8,049 2,610
1,057,175 1,680,445
7
2022 2021
107,256 23,737
10,343 967
(1,042) (1,426)
897 5,388
117,454 28,666
138
8
2022 2021
1,314,992 1,213,680
174,120 153,942
175,977 231,745
35,665 32,115
26,392 24,428
240,096 218,457
(8,425) 17,270
1,958,817 1,891,637
547,473 493,063
150,138 137,455
122,102 111,095
819,713 741,613
146,885 139,602
1,293,026 1,142,886
4,218,441 3,915,738
(i) 2022 625 2021
652
139
9
2022 12 31
– 806 318 88 208 1,420
– 696 409 72 40 1,217
– 1,277 490 158 311 2,236
– 578 402 – 111 1,091
– 927 438 151 259 1,775
127 – – – – 127
Rosario Strano – – – – – –
127 – – – – 127
Marco Mussita – – – – – –
127 – – – – 127
66 – – – – 66
191 – – – – 191
197 – – – – 197
Tingjie ZHANG 197 – – – – 197
197 – – – – 197
197 – – – – 197
– 927 439 151 318 1,835
– 603 1,084 151 157 1,995
– 606 850 151 157 1,764
77 – – – – 77
114 – – – – 114
114 – – – – 114
114 – – – – 114
1,845 6,420 4,430 922 1,561 15,178
140
2021 12 31
– 1,380 941 145 304 2,770
– 1,255 906 145 300 2,606
– 883 919 – 182 1,984
– 908 943 145 243 2,239
124 – – – – 124
Rosario Strano – – – – – –
130 – – – – 130
Marco Mussita – – – – – –
130 – – – – 130
130 – – – – 130
90 – – – – 90
90 – – – – 90
180 – – – – 180
186 – – – – 186
Tingjie ZHANG 186 – – – – 186
102 – – – – 102
102 – – – – 102
– 908 1,024 145 300 2,377
– 593 1,082 145 155 1,975
– 579 850 145 151 1,725
48 – – – – 48
48 – – – – 48
81 – – – – 81
65 – – – – 65
65 – – – – 65
65 – – – – 65
1,822 6,506 6,665 870 1,635 17,498
141
(1)
2022 2021
(i) 2021 5
(ii) 2021 7
(iii) 2022 6 2022 7
(iv) 2022 8
(2) Rosario Strano Marco Mussita
(3)
(4) 2022
2022
142
10
2022 12 31 2021
9
2022 2021
1,182 1,148
439 864
151 145
1,772 2,157
2022 2021
1,000,000 – –
1,000,001 1,500,000 – –
1,500,001 2,000,000 1 –
2,000,001 2,500,000 – –
2,500,001 3,000,000 – 1
143
11
2022 2021
1,117 565
22,445 4,910
(21,110) 12,470
2,636,284 3,110,029
1,598,896 351,302
(278,471) 347,477
183,238 86,472
115,201 35,178
31,228 18,568
4,288,828 3,966,971
12
(1)
2022 2021
688,411 507,549
27(2) (719,977) (275,352)
(31,566) 232,197
144
(2)
2022 2021
3,135,959 3,225,410
25% 25%
783,990 806,353
2,883 3,750
9,176 7,452
17,052 13,884
29,111 25,086
(i) (844,667) (599,242)
(31,566) 232,197
(i)
145
13
2022 2021 2021
13(1) 5,692,062 4,764,216 4,509,690
3,082,775 2,922,664 2,922,664
510,176 474,381 474,381
2,572,599 2,448,283 2,448,283
0.45 0.51 0.54
(1)
2022 2021 2021
4,509,690 4,509,690 4,509,690
1,182,372 254,526 –
5,692,062 4,764,216 4,509,690
2022 1 2 A H
146
14
2022 2021
12 31 12 31
349,481 369,326
14(1) 17,661,919 18,294,944
14(2) 9,769,018 34,288,149
14(3) 35,394 278,973
27,466,331 52,862,066
9,494 10,002
27,825,306 53,241,394
(1) 2022 12 31
5.25% 2021 12 31 6.0%)
6.0% 2021 12 31 9.0%)
(2)
(3)
147
15
2022 2021
12 31 12 31
1,679,178 1,409,836
34,957 120,697
576,363 584,236
13,130 13,627
2,303,628 2,128,396
(2,591) (1,474)
2,301,037 2,126,922
16
2022 2021
12 31 12 31
– 4,112,327
8,250,000 1,000,000
209,377 1,229
8,459,377 5,113,556
(27,355) (4,910)
8,432,022 5,108,646
148
17
2022 12 31 2021 12 31
49,204,972 102,911 (101,859) 50,066,444 141,416 (141,098)
5,890,408 5,465 (86,288) 480,218 3,806 (3,591)
– – – 100,000 1,395 –
55,095,380 108,376 (188,147) 50,646,662 146,617 (144,689)
18
(1)
2022 2021
12 31 12 31
– 10,004,500
– 2,298,855
– 6,680
– 12,310,035
– (21,110)
– 12,288,925
149
(2)
2022 2021
12 31 12 31
– 12,303,355
– 6,680
– 12,310,035
– (21,110)
– 12,288,925
19
(1)
2022 2021
12 31 12 31
172,955,292 149,822,068
172,955,292 149,822,068
46,459,431 45,937,206
16,931,630 19,015,201
9,988,969 11,790,781
73,380,030 76,743,188
150
2022 2021
12 31 12 31
598,681 829,555
12 (3,901,150) (3,159,298)
(510,711) (603,867)
(2,697,610) (2,663,172)
(7,109,471) (6,426,337)
22,501,207 17,640,224
192,923 –
262,518,662 238,608,698
(2)
2022 2021
12 31 12 31
52,463,310 54,080,566
56,725,873 49,142,728
104,787,862 94,014,190
55,052,407 46,967,996
269,029,452 244,205,480
151
(3)
2022 12 31
3 3 1 1 3
3 1 3 3
380,033 473,148 19,913 2,430 875,524
747,334 923,685 279,806 315,317 2,266,142
443,768 305,377 154,135 41,774 945,054
1,513 77,771 – – 79,284
1,572,648 1,779,981 453,854 359,521 4,166,004
0.59% 0.66% 0.17% 0.13% 1.55%
2021 12 31
3 3 1 1 3
3 1 3 3
400,126 86,043 10,969 1,477 498,615
398,106 360,450 798,749 160,503 1,717,808
192,714 110,905 97,356 138,916 539,891
990,946 557,398 907,074 300,896 2,756,314
0.41% 0.23% 0.37% 0.12% 1.13%
1 1
152
(4)
(i)
2022 12 31
12
(i)
241,459,799 2,210,427 3,263,777 246,934,003
(3,901,150) (510,711) (2,697,610) (7,109,471)
237,558,649 1,699,716 566,167 239,824,532
2021 12 31
12
(i)
221,484,002 2,544,940 3,365,869 227,394,811
(3,159,298) (603,867) (2,663,172) (6,426,337)
218,324,704 1,941,073 702,697 220,968,474
153
(ii)
2022 12 31
12
(i)
22,676,508 17,622 – 22,694,130
(27,639) (31) – (27,670)
2021 12 31
12
(i)
17,640,224 – – 17,640,224
(13,269) – – (13,269)
(i) 44(1)
154
(5)
(i)
2022
12
2022 1 1 3,159,298 603,867 2,663,172 6,426,337
12 362 (357) (5) –
(263,591) 264,239 (648) –
(360,066) (308,837) 668,903 –
1,365,147 (48,201) 1,304,937 2,621,883
– – (2,046,387) (2,046,387)
– – 122,818 122,818
– – (15,180) (15,180)
2022 12 31 3,901,150 510,711 2,697,610 7,109,471
155
2021
12
2021 1 1 2,113,757 923,214 2,250,830 5,287,801
12 4,447 (4,435) (12) –
(53,236) 60,019 (6,783) –
(27,721) (1,077,196) 1,104,917 –
1,122,051 702,265 1,287,225 3,111,541
– – (2,496,161) (2,496,161)
– – 539,709 539,709
– – (16,553) (16,553)
2021 12 31 3,159,298 603,867 2,663,172 6,426,337
156
(ii)
2022
12
2022 1 1 13,269 – – 13,269
14,370 31 – 14,401
2022 12 31 27,639 31 – 27,670
2021
12
2021 1 1 14,781 – – 14,781
(1,512) – – (1,512)
2021 12 31 13,269 – – 13,269
48(2)
157
20
2022 2021
12 31 12 31
– –
– –
24,637 –
2,684,943 877,656
1,017,848 106,924
3,727,428 984,580
34,950,084 39,973,092
7,787,802 13,488,145
791,832 1,501,437
2,616 –
47,259,762 55,947,254
1,318,187 106,924
460,708 106,924
45,941,575 55,840,330
47,259,762 55,947,254
158
21
2022 2021
12 31 12 31
34,298,700 31,766,923
7,179,615 1,075,384
19,761,408 11,447,917
33,292,034 22,697,107
94,531,757 66,987,331
712,934 3,755,953
21(1) 23,250 23,250
– 701,504
1,410,760 1,145,357
96,678,701 72,613,395
21(2) 26,770,249 27,822,686
24,391,557 25,014,048
69,908,452 44,790,709
96,678,701 72,613,395
159
(1)
2022
(%)
13,000 – – 13,000 0.34 8,000
10,000 – – 10,000 1.14 –
250 – – 250 0.81 –
23,250 – – 23,250 8,000
2021
(%)
13,000 – – 13,000 0.34 2,600
10,000 – – 10,000 2.15 –
250 – – 250 0.81 –
23,250 – – 23,250 2,600
2022 2021
(2)
160
(3)
2022
12
2022 1 1 60,404 121,265 300,555 482,224
12 95,571 (95,571) – –
(4,100) 27,247 (23,147) –
(100,150) 99,087 (277,408) (278,471)
2022 12 31 51,725 152,028 – 203,753
2021
12
2021 1 1 51,291 20,935 62,521 134,747
12 3,321 (3,321) – –
(3,411) 3,411 – –
(209) (6,033) 6,242 –
9,412 106,273 231,792 347,477
2021 12 31 60,404 121,265 300,555 482,224
161
22
2022 2021
12 31 12 31
29,382,700 27,859,492
10,720,004 9,989,948
8,957,230 10,543,252
801,917 1,073,845
49,861,851 49,466,537
2,609,200 4,340,630
1,738,700 1,768,700
6,070,640 6,080,000
868,992 1,014,107
22(1) (2,946,718) (1,247,822)
58,202,665 61,422,152
22(2) 17,456,387 18,853,576
17,456,387 18,853,576
40,746,278 42,568,576
58,202,665 61,422,152
162
(1)
2022
12
2022 1 1 298,990 516,032 432,800 1,247,822
12 14,111 (14,111) – –
(183) 183 – –
(5,887) (497,184) 503,071 –
(115,326) 22,919 1,691,303 1,598,896
– – 100,000 100,000
2022 12 31 191,705 27,839 2,727,174 2,946,718
2021
12
2021 1 1 282,041 541,384 273,095 1,096,520
(653) 653 – –
– (184,891) 184,891 –
17,602 158,886 174,814 351,302
– – (200,000) (200,000)
2021 12 31 298,990 516,032 432,800 1,247,822
(2)
163
23
2022 2021
12 31 12 31
510,000 510,000
1,000,000 1,000,000
1,510,000 1,510,000
(i) 51.00% 51.00% 1,000,000 510,000
(ii) 100.00% 100.00% 1,000,000 1,000,000
(i) 2017 2 15
10
(ii) 2020 9 16
10
164
24
2022 2021
12 31 12 31
17,338,104 13,034,350
(1,839,700) (1,163,127)
15,498,404 11,871,223
220,389 126,022
15,718,793 11,997,245
12 (265,041) (227,836)
(65,109) (36,120)
(107,694) (45,036)
15,280,949 11,688,253
165
2022
12
2022 1 1 227,836 36,120 45,036 308,992
12 968 (968) – –
(5,402) 5,402 – –
– (24,933) 24,933 –
41,639 49,488 92,111 183,238
– – (54,386) (54,386)
2022 12 31 265,041 65,109 107,694 437,844
2021
12
2021 1 1 192,063 59,446 36,075 287,584
(3,659) 3,659 – –
– (9,330) 9,330 –
39,432 (17,655) 64,695 86,472
– – (65,064) (65,064)
2021 12 31 227,836 36,120 45,036 308,992
166
2022 12 31
10,588 – 10,588
1 1 8,114,338 (900,857) 7,213,481
1 2 2 4,649,797 (477,521) 4,172,276
2 3 3 2,107,665 (226,068) 1,881,597
3 5 5 1,846,901 (178,214) 1,668,687
5 433,569 (42,509) 391,060
(i) 175,246 (14,531) 160,715
17,338,104 (1,839,700) 15,498,404
2021 12 31
– – –
1 1 6,356,792 (624,763) 5,732,029
1 2 2 3,944,051 (325,873) 3,618,178
2 3 3 1,904,459 (134,456) 1,770,003
3 5 5 704,616 (56,171) 648,445
5 50,534 (6,035) 44,499
(i) 73,898 (15,829) 58,069
13,034,350 (1,163,127) 11,871,223
(i) 44(3)
167
25
2021 1 1 3,150,797 676,050 67,139 97,254 226,808 4,218,048
8,399 96,625 12,300 24,540 165,225 307,089
318,125 – – – (318,125) –
(263) (39,674) (6,775) (2,418) – (49,130)
2021 12 31 3,477,058 733,001 72,664 119,376 73,908 4,476,007
81,573 128,729 5,736 15,825 25,791 257,654
(98) (16,946) (3,691) (2,119) – (22,854)
2022 12 31 3,558,533 844,784 74,709 133,082 99,699 4,710,807
2021 1 1 (418,308) (437,511) (50,294) (64,167) – (970,280)
(72,530) (71,309) (6,842) (10,738) – (161,419)
– 37,483 6,436 1,966 – 45,885
2021 12 31 (490,838) (471,337) (50,700) (72,939) – (1,085,814)
(81,581) (78,442) (6,429) (13,510) – (179,962)
– 15,832 3,507 2,016 – 21,355
2022 12 31 (572,419) (533,947) (53,622) (84,433) – (1,244,421)
2022 12 31 2,986,114 310,837 21,087 48,649 99,699 3,466,386
2021 12 31 2,986,220 261,664 21,964 46,437 73,908 3,390,193
2022 12 31 2021 12 31
2022 12 31 0.11
2021 12 31 0.11
2022 12 31 2021 12 31
168
2022 2021
12 31 12 31
50 15,913 16,304
(10 – 50 2,963,234 2,967,813
10 6,967 2,103
2,986,114 2,986,220
26
2021 1 1 1,081,656 4,114 1,085,770
178,065 – 178,065
(20,057) – (20,057)
2021 12 31 1,239,664 4,114 1,243,778
139,087 – 139,087
(72,752) – (72,752)
2022 12 31 1,305,999 4,114 1,310,113
2021 1 1 (257,647) (1,302) (258,949)
(155,359) (651) (156,010)
17,070 – 17,070
2021 12 31 (395,936) (1,953) (397,889)
(157,367) (651) (158,018)
72,752 – 72,752
2022 12 31 (480,551) (2,604) (483,155)
2022 12 31 825,448 1,510 826,958
2021 12 31 843,728 2,161 845,889
169
27
(1)
2022 12 31 2021 12 31
11,660,966 2,915,242 9,958,224 2,489,556
163,569 40,892 182,845 45,711
1,400,620 350,155 (538,790) (134,697)
560,218 140,054 419,487 104,872
13,785,373 3,446,343 10,021,766 2,505,442
(2)
(i) (ii)
2021 1 1 2,216,502 25,212 136,230 90,073 2,468,017
359,545 20,499 (118,363) 13,671 275,352
(86,491) – (152,564) 1,128 (237,927)
2021 12 31 2,489,556 45,711 (134,697) 104,872 2,505,442
359,669 (4,819) 331,705 33,422 719,977
66,017 – 153,147 1,760 220,924
2022 12 31 2,915,242 40,892 350,155 140,054 3,446,343
(i)
(ii)
170
28
2022 2021
12 31 12 31
922,695 922,695
379,973 347,664
28(1) 353,076 296,612
184,694 254,624
112,690 112,651
(i) 28(2) 39,810 28,754
5,759 4,556
(ii) – 59,692
(iii) 1,306,712 338,730
3,305,409 2,365,978
(38,584) (50,148)
3,266,825 2,315,830
(i) 2022 12 31 1,544
2021 12 31 1,278
(ii) 2022 12 31 2021 12 31
2,944
3,025
(iii)
171
(1)
2022 2021
799,866 659,876
167,420 139,990
– –
967,286 799,866
(503,254) (407,358)
(110,956) (95,896)
– –
(614,210) (503,254)
353,076 296,612
296,612 252,518
2022 12 31 2021 12 31
(2)
2022 2021
12 31 12 31
39,810 28,754
39,810 28,754
172
29
2022 2021
12 31 12 31
13,125,175 22,668,325
73,957 2,707,914
57,473 117,877
13,256,605 25,494,116
30
2022 2021
12 31 12 31
2,526,890 65,652
3,873,427 6,266,088
39,343 10,074
6,439,660 6,341,814
31
2022 2021
12 31 12 31
16,753,990 15,792,856
727,000 –
143,051 1,007,361
184,054 104,283
17,808,095 16,904,500
173
32
(1)
2022 2021
12 31 12 31
– 2,320,000
25,394,779 22,984,231
237,752 –
1,823 1,365
25,634,354 25,305,596
(2)
2022 2021
12 31 12 31
17,999,779 10,301,931
7,632,752 15,002,300
1,823 1,365
25,634,354 25,305,596
174
33
2022 2021
12 31 12 31
91,660,860 118,280,119
29,571,148 29,923,260
121,232,008 148,203,379
101,968,834 84,609,604
117,757,021 80,507,262
219,725,855 165,116,866
389,102 80,246
211 124,432
6,696,131 4,440,884
348,043,307 317,965,807
17,495,516 17,375,572
34
2022 2021
12 31 12 31
(i) 9,993,574 26,985,704
(ii) 64,620,293 64,711,488
253,084 521,108
74,866,951 92,218,300
175
(i)
(a) 2017 6 10 30
5.00% 2027 6 29 5
2022 6 29 2021 12 31
30.30
(b) 2017 7 10 20
5.00% 2027 7 14 5
2022 7 14 2021 12 31
20.22
(c) 2019 5 3 30
3.65% 2022 5 22 2021
12 31 30.13
(d) 2019 5 5 10
3.98% 2024 5 22 2022 12 31
10.16 2021 12 31 10.25
(e) 2019 5 3 30
3.70% 2022 5 31 2021
12 31 30.14
(f) 2019 5 5 10
3.98% 2024 5 31 2022 12 31
10.16 2021 12 31 10.25
(g) 2019 12 3 30
3.45% 2022 12 5
2021 12 31 30.20
(h) 2019 12 5 10
3.84% 2024 12 5 2022
12 31 10.17 2021 12 31 10.26
(i) 2019 12 3 30
3.42% 2022 12 16
2021 12 31 30.19
176
(j) 2019 12 5 10
3.80% 2024 12 16
2022 12 31 10.17 2021 12 31 10.25
(k) 2021 3 10 40
4.80% 2031 3 24 5
2022 12 31 40.86
2021 12 31 41.85
(l) 2021 5 10 20
4.34% 2031 5 28 5
2022 12 31 20.14
2021 12 31 20.57
(ii)
2022 12 31 2021 12 31
645.83 647.78
177
35
2022 2021
12 31 12 31
1 1 133,544 139,576
1 2 2 110,492 105,419
2 3 3 93,757 93,499
3 5 5 119,643 123,285
5 118,182 104,222
575,618 566,001
515,043 505,895
36
2022 2021
12 31 12 31
1,830,079 –
922,695 922,695
36(1) 652,469 825,417
677,270 762,878
114,183 494,993
36(2) 195,142 260,249
110,469 175,672
36(3) 252,642 137,441
19,258 18,469
790,452 319,319
5,564,659 3,917,133
178
(1)
2022 2021
12 31 12 31
525,727 625,787
2,611 57,320
25,068 22,236
18,200 16,934
133 10,000
(i) 80,730 93,140
652,469 825,417
(i)
(2)
2022 2021
12 31 12 31
146,222 210,186
29,467 28,860
19,453 21,203
195,142 260,249
179
(3)
2022
12
2022 1 1 129,789 7,652 – 137,441
12 52 (52) – –
(1,658) 1,658 – –
(744) – 744 –
122,175 (6,230) (744) 115,201
2022 12 31 249,614 3,028 – 252,642
2021
12
2021 1 1 102,164 99 – 102,263
12 5 (5) – –
(1,078) 1,078 – –
28,698 6,480 – 35,178
2021 12 31 129,789 7,652 – 137,441
180
37
2022 2021
12 31 12 31
5,820,355 4,509,690
2022 1 3.20 7.82 1 A
2022 2 3.92 5.29 1 H
A H 28.44
58.20 111.82
38
(1)
(a)
2022 12 31
2022 7 29 2022 9 16
2022 9 21
2022 9
19 1,269,165,000
1,203,000,000 66,165,000
2021 12 31
2017 9 19 5.5% 20 60,150 1,203,000 7,883,259
7,883,259
(29,295)
7,853,964
181
(b)
(i)
5
(ii)
(iii)
(iv)
(v)
5.125%
H
5.125% H
H H
(1)
(2)
182
(vi)
5
(vii)
(c)
2021 12 31 2022 12 31
60,150 7,853,964 (60,150) (7,853,964) – –
(2)
(a)
2022 12
31
2022 2022 7 14 3.70% 100 40,000 4,000,000
2022 2022 8 16 3.55% 100 24,000 2,400,000
6,400,000
(4,217)
6,395,783
183
(b)
2022 7 14 2022 8 16
40 24 2022
2022
(i)
100 2022 5
3.70% 5 2022 5 3.55% 5
(ii)
(iii)
(iv)
(v)
5
5
184
(c)
2021 12 31 2022 12 31
2022
– – 40,000 3,997,236 40,000 3,997,236
2022
– – 24,000 2,398,547 24,000 2,398,547
– – 64,000 6,395,783 64,000 6,395,783
(3)
2022 2021
12 31 12 31
35,816,312 32,635,495
29,420,529 24,781,531
6,395,783 7,853,964
776,983 692,233
776,983 692,233
39
(1)
(2)
10%
50%
185
(3)
2012 3 [2012]20
1.5%
2022 12 31
63.17 1.50%
(4)
2022
(11,573) (7,040) – 1,760 (5,280) (16,853)
386,452 (134,216) (478,371) 153,147 (459,440) (72,988)
371,620 63,659 (327,729) 66,017 (198,053) 173,567
746,499 (77,597) (806,100) 220,924 (662,773) 83,726
186
2021
(8,191) (4,510) – 1,128 (3,382) (11,573)
(71,238) 603,419 6,835 (152,564) 457,690 386,452
112,146 390,042 (44,077) (86,491) 259,474 371,620
32,717 988,951 (37,242) (237,927) 713,782 746,499
187
(5)
2022 1 1 4,509,690 7,853,964 – 8,337,869 2,103,883 5,409,946 746,499 3,052,533 32,014,384
– – – – – – (662,773) 2,843,654 2,180,881
37 1,310,665 – – 2,844,140 – – – – 4,154,805
38 – – 6,395,783 – – – – – 6,395,783
38 – (7,853,964) – (494,375) – – – – (8,348,339)
188
40 – – – – 284,365 – – (284,365) –
40 – – – – – 906,980 – (906,980) –
40 – – – – – – – (1,441,434) (1,441,434)
2022 12 31 5,820,355 – 6,395,783 10,687,634 2,388,248 6,316,926 83,726 3,263,408 34,956,080
2021 1 1 4,509,690 7,853,964 8,337,869 1,859,737 4,981,263 32,717 2,570,030 30,145,270
– – – – – 713,782 2,441,457 3,155,239
40 – – – 244,146 – – (244,146) –
40 – – – – 428,683 – (428,683) –
40 – – – – – – (1,286,125) (1,286,125)
2021 12 31 4,509,690 7,853,964 8,337,869 2,103,883 5,409,946 746,499 3,052,533 32,014,384
40
(1) 2023 3 31 2022 12 31
2.84
9.07
10 1.60
9.31
(2) 2022 7 22
5.50% 7,351.67 2022
9 20 5.10
(3) 2022 5 10 2021 2021 12 31
2.44
4.29
10 1.60
9.31
189
(4) 2021 8 30
5.50% 7,351.67 2021
9 23 4.74
(5) 2021 5 11 2020 2020 12 31
2.33
5.81
10 1.80
8.12
41
(1)
2022 2021
12 31 12 31
349,481 369,326
9,769,018 34,288,149
1,390,498 1,294,769
– 4,712,327
– 2,188,797
11,508,997 42,853,368
190
(2)
2022 1 1 91,697,192 521,108 505,895 92,724,195
71,080,326 – – 71,080,326
(1,928,008) (1,111,400) – (3,039,408)
(88,101,992) – – (88,101,992)
– – (146,863) (146,863)
(18,949,674) (1,111,400) (146,863) (20,207,937)
– – 137,159 137,159
1,866,349 843,376 18,852 2,728,577
2022 12 31 74,613,867 253,084 515,043 75,381,994
2021 1 1 72,496,921 337,587 453,671 73,288,179
82,957,923 – – 82,957,923
(1,508,948) (883,600) – (2,392,548)
(64,109,270) – – (64,109,270)
– – (138,280) (138,280)
17,339,705 (883,600) (138,280) 16,317,825
– – 171,403 171,403
1,860,566 1,067,121 19,101 2,946,788
2021 12 31 91,697,192 521,108 505,895 92,724,195
191
42
(1)
(a)
5%
2022 2021
12 31 12 31
Intesa Sanpaolo S.p.A. 1,018,562 17.50% 13.85% Gian Maria
GROS-PIETRO
654,623 11.25% 11.17%
532,601 9.15% 9.08%
2021 1 1 624,754 13.85% 503,556 11.17% – –
– – – – 409,693 9.08%
2021 12 31 624,754 13.85% 503,556 11.17% 409,693 9.08%
393,808 3.65% 151,067 0.08% 122,908 0.07%
2022 12 31 1,018,562 17.50% 654,623 11.25% 532,601 9.15%
192
2022 2021
12 31 12 31
103.69 100.84
20.00 20.00
45.00 45.00
(b)
23
(c)
(2)
193
(a)
(i)
2022 12 31
– – 1,351,200 – 311,449 1,662,649 0.62%
– – – 1,005,318 – 1,005,318 1.64%
– – – 444,301 – 444,301 0.94%
– – 193,436 – – 193,436 1.23%
19,498 – – – – 19,498 0.85%
134,322 48,349 334,017 3,745,736 556,003 4,818,427 1.38%
– – 516 5,534 – 6,050 0.09%
– 100 – 100 – 200 0.00%
2022
– – 94,529 – 13,812 108,341 0.55%
1,784 344 5,707 100,183 14,482 122,500 1.06%
– – – 36,358 – 36,358 2.03%
– – – 293 – 293 0.08%
– 706 – – – 706 0.02%
– – – 5,050 – 5,050 4.30%
194
2021 12 31
– – 1,102,328 – 21,278 1,123,606 0.46%
– – – 2,228,791 – 2,228,791 3.98%
– – 150,170 – – 150,170 1.25%
2,043 – – – – 2,043 0.10%
158,224 164,535 475,306 4,144,425 96,741 5,039,231 1.58%
– 189 513 – – 702 0.01%
– – 9 – – 9 0.00%
2021
– – 46,357 57 777 47,191 0.26%
2,464 1,712 8,411 55,235 3,553 71,375 0.68%
– – – 44,176 – 44,176 2.03%
– 566 – – – 566 0.01%
– – – 15,160 – 15,160 52.88%
(i) 2022 H
H
195
(b)
2022 2021
12 31 12 31
1,311,569 –
829,336 974,828
2022 2021
11,569 –
6,712 4,213
238,833 58,020
55,519 134,385
2,033 2,035
(3)
2022 2021
18,722 21,799
2022 12 31
2022 12 31
2022 2021
2022 12 31
1.06 2021 12 31 5.84
42(2)
(4)
196
43
2(23)
197
2022
4,937,009 671,076 2,212,047 468,182 8,288,314
775,606 940,589 (1,716,195) – –
5,712,615 1,611,665 495,852 468,182 8,288,314
186,786 675,281 559,512 23,551 1,445,130
(125,987) (11,782) 879,427 (476) 741,182
68,964 – 988,211 – 1,057,175
51,707 26,054 10,300 29,393 117,454
5,894,085 2,301,218 2,933,302 520,650 11,649,255
(2,036,089) (1,330,464) (758,574) (93,314) (4,218,441)
(2,391,739) (443,235) (1,270,304) (183,550) (4,288,828)
(6,027) – – – (6,027)
1,460,230 527,519 904,424 243,786 3,135,959
(229,778) (277,830) (32,469) (7,396) (547,473)
206,014 249,096 36,785 2,065 493,960
2022 12 31
209,943,060 88,215,513 212,537,502 15,471,574 526,167,649
3,446,343
529,613,992
223,436,198 153,209,549 103,132,597 13,242,353 493,020,697
49,637,911 18,441,375 – – 68,079,286
198
2021
4,507,089 1,097,106 1,787,234 254,196 7,645,625
1,156,030 541,159 (1,697,189) – –
5,663,119 1,638,265 90,045 254,196 7,645,625
243,766 593,507 1,034,347 83,506 1,955,126
66,525 3,261 (241,275) – (171,489)
21,329 – 1,659,116 – 1,680,445
430 625 40 27,571 28,666
5,995,169 2,235,658 2,542,273 365,273 11,138,373
(1,899,946) (1,343,044) (608,259) (64,489) (3,915,738)
(3,036,410) (235,375) (608,321) (86,865) (3,966,971)
(30,254) – – – (30,254)
1,028,559 657,239 1,325,693 213,919 3,225,410
(188,027) (273,214) (11,512) (20,310) (493,063)
240,675 349,716 35,066 1,971 627,428
2021 12 31
202,386,003 98,846,968 206,763,705 11,747,492 519,744,168
2,505,442
522,249,610
241,782,150 115,150,726 121,092,429 10,896,577 488,921,882
33,433,498 12,977,027 – – 46,410,525
199
44
(1)
(a)
44(1)
44(1)
200
(b)
12
201
30
90
90
202
12
(PD) (LGD) (EAD)
12
203
(GDP)
(CPI) (M2)
2022 12 31
2.05%
2022 12 31
2021 12 31 5%
5%
(c)
6
204
(d)
(e)
2022 2021
12 31 12 31
27,475,825 52,872,068
2,301,037 2,126,922
8,432,022 5,108,646
108,376 146,617
– 12,288,925
262,518,662 238,608,698
12,307,062 15,974,162
96,655,451 72,590,145
58,202,665 61,422,152
15,280,949 11,688,253
1,307,938 347,590
484,589,987 473,174,178
68,079,286 46,410,525
552,669,273 519,584,703
205
(f)
2022 12 31 2021 12 31
36,870,337 13.70% 28,960,161 11.86%
30,836,317 11.46% 33,331,662 13.65%
27,177,633 10.10% 20,430,787 8.37%
24,242,353 9.01% 20,997,541 8.60%
22,197,699 8.25% 20,453,934 8.38%
21,744,001 8.08% 21,257,028 8.70%
13,558,837 5.04% 7,721,467 3.16%
5,031,283 1.87% 3,859,235 1.58%
4,837,379 1.80% 3,783,905 1.55%
2,788,039 1.04% 2,218,078 0.91%
6,365,544 2.37% 4,448,494 1.81%
195,649,422 72.72% 167,462,292 68.57%
73,380,030 27.28% 76,743,188 31.43%
269,029,452 100.00% 244,205,480 100.00%
2022 12 31
AAA AA A A
– 63,706,037 – – – 63,706,037
– 17,899,619 – – – 17,899,619
3,376,161 25,658,379 1,875,288 237,208 256,545 31,403,581
91,295 15,810,493 16,450,173 83,875 2,675,963 35,111,799
3,467,456 123,074,528 18,325,461 321,083 2,932,508 148,121,036
206
2021 12 31
AAA AA A A
– 59,626,415 – – – 59,626,415
– 11,065,332 – – – 11,065,332
– 20,965,292 1,505,958 – 397,575 22,868,825
– 7,268,441 13,387,633 113,111 3,108,691 23,877,876
– 98,925,480 14,893,591 113,111 3,506,266 117,438,448
(g)
2022 12 31
27,825,306 – – 27,825,306 – – – –
2,303,628 – – 2,303,628 (2,591) – – (2,591)
8,459,377 – – 8,459,377 (27,355) – – (27,355)
169,381,379 1,395,899 2,608,188 173,385,466 (3,631,302) (312,800) (2,263,910) (6,208,012)
72,078,420 814,528 655,589 73,548,537 (269,848) (197,911) (433,700) (901,459)
56,482,930 235,908 4,430,545 61,149,383 (191,705) (27,839) (2,727,174) (2,946,718)
15,340,939 216,795 161,059 15,718,793 (265,041) (65,109) (107,694) (437,844)
351,871,979 2,663,130 7,855,381 362,390,490 (4,387,842) (603,659) (5,532,478) (10,523,979)
207
2022 12 31
22,483,585 17,622 – 22,501,207 (27,639) (31) – (27,670)
192,923 – – 192,923 – – – –
94,715,912 1,939,539 – 96,655,451 (51,725) (152,028) – (203,753)
117,392,420 1,957,161 – 119,349,581 (79,364) (152,059) – (231,423)
67,960,640 97,646 21,000 68,079,286 (249,614) (3,028) – (252,642)
2021 12 31
53,241,394 – – 53,241,394 – – – –
2,128,396 – – 2,128,396 (1,474) – – (1,474)
5,113,556 – – 5,113,556 (4,910) – – (4,910)
12,310,035 – – 12,310,035 (21,110) – – (21,110)
145,413,919 2,087,461 2,959,656 150,461,036 (2,886,893) (509,657) (2,397,947) (5,794,497)
76,070,083 457,479 406,213 76,933,775 (272,405) (94,210) (265,225) (631,840)
60,537,453 1,557,821 574,700 62,669,974 (298,990) (516,032) (432,800) (1,247,822)
11,691,987 247,189 58,069 11,997,245 (227,836) (36,120) (45,036) (308,992)
366,506,823 4,349,950 3,998,638 374,855,411 (3,713,618) (1,156,019) (3,141,008) (8,010,645)
208
2021 12 31
17,640,224 – – 17,640,224 (13,269) – – (13,269)
68,822,269 3,316,960 450,916 72,590,145 (60,404) (121,265) (300,555) (482,224)
86,462,493 3,316,960 450,916 90,230,369 (73,673) (121,265) (300,555) (495,493)
46,226,356 184,119 50 46,410,525 (129,789) (7,652) – (137,441)
(i)
(2)
209
(a)
2022 12 31
3 3 1 1 5 5
27,825,306 394,369 27,430,937 – – –
2,301,037 13,130 2,088,048 199,859 – –
8,432,022 208,644 4,733,686 3,489,692 – –
(i) 262,518,662 563,118 68,781,574 152,363,980 35,395,663 5,414,327
(ii) 202,141,128 43,709,191 7,991,469 11,534,615 69,140,563 69,765,290
15,280,949 216,532 6,469,227 5,168,662 3,426,528 –
11,114,888 11,114,888 – – – –
529,613,992 56,219,872 117,494,941 172,756,808 107,962,754 75,179,617
13,256,605 57,473 3,477,252 9,721,880 – –
6,439,660 39,343 2,898,857 3,501,460 – –
17,808,095 184,054 5,216,610 12,307,431 100,000 –
25,634,354 1,823 25,632,531 – – –
348,043,307 7,085,444 167,691,199 67,206,597 106,042,651 17,416
74,866,951 253,084 21,435,717 43,184,576 9,993,574 –
6,971,725 4,666,033 1,853,926 64,869 293,537 93,360
493,020,697 12,287,254 228,206,092 135,986,813 116,429,762 110,776
36,593,295 43,932,618 (110,711,151) 36,769,995 (8,467,008) 75,068,841
210
2021 12 31
3 3 1 1 5 5
53,241,394 658,301 52,583,093 – – –
2,126,922 13,627 1,292,963 820,332 – –
5,108,646 1,229 4,709,329 398,088 – –
12,288,925 6,680 12,282,245 – – –
(i) 238,608,698 722,057 47,395,444 160,137,145 27,784,004 2,570,048
(ii) 189,982,801 54,910,795 10,330,651 17,719,376 47,784,490 59,237,489
11,688,253 123,235 3,259,607 1,941,766 6,363,645 –
9,203,971 9,203,971 – – – –
522,249,610 65,639,895 131,853,332 181,016,707 81,932,139 61,807,537
25,494,116 117,877 4,705,475 20,670,764 – –
6,341,814 10,074 4,947,740 1,384,000 – –
16,904,500 104,283 6,756,684 10,043,533 – –
25,305,596 1,365 25,304,231 – – –
317,965,807 4,645,562 188,067,563 42,120,930 83,037,959 93,793
92,218,300 521,108 18,644,037 58,064,515 3,998,127 10,990,513
4,691,749 4,185,854 50,612 83,860 290,449 80,974
488,921,882 9,586,123 248,476,342 132,367,602 87,326,535 11,165,280
33,327,728 56,053,772 (116,623,010) 48,649,105 (5,394,396) 50,642,257
(i) 2022 12 31 2021 12 31 3
12.37 8.05
(ii)
211
2022 2021
12 31 12 31
100 (831,337) (801,362)
100 831,337 801,362
2022 2021
12 31 12 31
100 (2,782,794) (1,699,289)
100 3,051,735 1,861,377
(i)
(ii)
(iii)
(iv)
(v)
(vi)
(vii)
212
(b)
2022 12 31
27,689,844 131,884 3,578 27,825,306
1,465,218 757,794 78,025 2,301,037
8,432,022 – – 8,432,022
260,885,963 1,629,357 3,342 262,518,662
(i) 194,601,933 7,539,195 – 202,141,128
15,280,949 – – 15,280,949
10,676,780 435,312 2,796 11,114,888
519,032,709 10,493,542 87,741 529,613,992
13,256,605 – – 13,256,605
3,960,620 2,479,040 – 6,439,660
17,663,785 144,310 – 17,808,095
25,395,789 238,565 – 25,634,354
346,301,171 1,684,653 57,483 348,043,307
74,866,951 – – 74,866,951
984,776 5,969,696 17,253 6,971,725
482,429,697 10,516,264 74,736 493,020,697
36,603,012 (22,722) 13,005 36,593,295
65,256,071 2,406,503 416,712 68,079,286
213
2021 12 31
52,741,302 495,804 4,288 53,241,394
1,325,898 748,980 52,044 2,126,922
997,875 4,110,771 – 5,108,646
12,288,925 – – 12,288,925
233,929,169 4,674,624 4,905 238,608,698
(i) 181,494,714 8,466,242 21,845 189,982,801
11,688,253 – – 11,688,253
9,202,432 1,539 – 9,203,971
503,668,568 18,497,960 83,082 522,249,610
25,494,116 – – 25,494,116
6,309,931 31,883 – 6,341,814
12,910,214 3,972,626 21,660 16,904,500
25,305,596 – – 25,305,596
311,367,844 6,547,363 50,600 317,965,807
92,218,300 – – 92,218,300
4,652,134 39,615 – 4,691,749
478,258,135 10,591,487 72,260 488,921,882
25,410,433 7,906,473 10,822 33,327,728
45,084,332 1,129,301 196,892 46,410,525
(i)
214
2022 12
31 2021 12 31
2022 2021
12 31 12 31
100 (10) 9,313
100 10 (9,313)
(i) 100
(ii) 100
(iii)
(iv)
(v)
(vi)
(vii)
215
(3)
216
(a)
2022 12 31
1 3
1 3 1 1 5 5
(ii) (ii)
17,697,313 10,127,993 – – – – – 27,825,306
– 1,389,349 204,888 503,947 202,853 – – 2,301,037
– – 1,851,427 3,038,226 3,542,369 – – 8,432,022
719,658 385,543 20,949,483 21,389,393 87,255,059 67,179,734 64,639,792 262,518,662
(i) 326,384 46,246 22,850,091 6,299,348 17,944,465 76,135,202 78,539,392 202,141,128
53,366 8,481 1,165,757 1,182,373 4,893,901 7,590,630 386,441 15,280,949
8,603,214 432,394 40,037 38,057 142,250 308,774 1,550,162 11,114,888
27,399,935 12,390,006 47,061,683 32,451,344 113,980,897 151,214,340 145,115,787 529,613,992
– – 54,040 3,470,285 9,732,280 – – 13,256,605
– 1,158,513 – 1,765,320 3,515,827 – – 6,439,660
– – 2,058,040 3,278,093 12,371,962 100,000 – 17,808,095
– – 25,531,243 103,111 – – – 25,634,354
– 122,042,969 19,152,844 27,829,442 68,818,498 110,181,658 17,896 348,043,307
– – 4,982,830 16,601,753 43,288,794 3,998,641 5,994,933 74,866,951
267,224 166,769 855,276 1,939,064 1,551,557 1,074,057 1,117,778 6,971,725
267,224 123,368,251 52,634,273 54,987,068 139,278,918 115,354,356 7,130,607 493,020,697
27,132,711 (110,978,245) (5,572,590) (22,535,724) (25,298,021) 35,859,984 137,985,180 36,593,295
217
2021 12 31
1 3
1 3 1 1 5 5
(ii) (ii)
18,573,917 34,667,477 – – – – – 53,241,394
– 1,294,015 – – 832,907 – – 2,126,922
– – 4,309,743 400,410 398,493 – – 5,108,646
– – 12,288,925 – – – – 12,288,925
768,511 193,010 16,095,815 14,831,687 68,874,816 74,696,010 63,148,849 238,608,698
(i) 203,972 718 31,632,103 5,952,505 22,608,383 64,364,533 65,220,587 189,982,801
13,032 – 514,843 1,151,131 4,057,157 5,908,065 44,025 11,688,253
7,237,589 36 16,344 5,794 32,313 379,192 1,532,703 9,203,971
26,797,021 36,155,256 64,857,773 22,341,527 96,804,069 145,347,800 129,946,164 522,249,610
– – 545,601 4,161,544 20,786,971 – – 25,494,116
– 4,951,605 – – 1,390,209 – – 6,341,814
– – 3,202,124 3,614,623 10,087,753 – – 16,904,500
– – 25,305,596 – – – – 25,305,596
– 148,703,400 20,686,126 19,586,867 43,230,122 85,664,710 94,582 317,965,807
– – 9,015,956 9,776,947 58,436,757 3,998,127 10,990,513 92,218,300
153,052 535,866 1,021,520 105,808 497,062 1,276,633 1,101,808 4,691,749
153,052 154,190,871 59,776,923 37,245,789 134,428,874 90,939,470 12,186,903 488,921,882
26,643,969 (118,035,615) 5,080,850 (14,904,262) (37,624,805) 54,408,330 117,759,261 33,327,728
(i)
(ii)
218
(b)
2022 12 31
1 3
1 3 1 1 5 5
– – 54,076 3,517,460 9,864,710 – – 13,436,246 13,256,605
– 1,158,513 – 1,775,204 3,570,747 – – 6,504,464 6,439,660
– – 2,072,109 3,290,564 12,630,182 105,776 – 18,098,631 17,808,095
– – 25,537,711 103,572 – – – 25,641,283 25,634,354
– 122,042,969 19,181,984 28,189,089 70,741,471 118,416,931 35,653 358,608,097 348,043,307
– – 4,990,000 16,712,000 43,922,800 5,271,200 7,115,200 78,011,200 74,866,951
– 9,537 28,906 14,949 80,152 323,892 118,182 575,618 515,043
13,418 157,232 121,294 1,792,607 404,847 183,624 922,695 3,595,717 3,595,717
13,418 123,368,251 51,986,080 55,395,445 141,214,909 124,301,423 8,191,730 504,471,256 490,159,732
2021 12 31
1 3
1 3 1 1 5 5
– – 546,150 4,232,874 20,793,145 – – 25,572,169 25,494,116
– 4,951,605 – – 1,426,866 – – 6,378,471 6,341,814
– – 3,205,511 3,670,105 10,241,802 – – 17,117,418 16,904,500
– – 25,312,275 – – – – 25,312,275 25,305,596
– 148,703,400 20,739,555 19,671,274 43,816,519 93,372,743 112,181 326,415,672 317,965,807
– – 9,030,000 9,872,000 59,779,400 6,427,200 12,644,000 97,752,600 92,218,300
– 11,594 27,918 11,330 88,734 322,203 104,222 566,001 505,895
14,447 500,377 168,264 2,760 65,628 164,605 922,695 1,838,776 1,838,776
14,447 154,166,976 59,029,673 37,460,343 136,212,094 100,286,751 13,783,098 500,953,382 486,574,804
219
(c)
2022 12 31
1 1 3 3 1 1 5 5
– – 23 (109) (549) 1,621 – 986
– – 14,333 336,595 5,616,499 – – 5,967,427
– – (14,315) (336,458) (5,804,543) – – (6,155,316)
– – 18 137 (188,044) – – (187,889)
2021 12 31
1 1 3 3 1 1 5 5
– – 149 (939) 172 2,497 – 1,879
– – 15,757 5,633 466,946 – – 488,336
– – (15,748) (5,630) (465,937) – – (487,315)
– – 9 3 1,009 – – 1,021
220
(4)
(5)
221
2012
2022 2021
12 31 12 31
30,003,939 25,220,636
5,820,355 4,509,690
10,687,634 8,337,869
2,388,248 2,103,883
6,618,047 5,576,461
3,822,519 3,507,129
83,726 746,499
583,410 439,105
(834,333) (309,651)
29,169,606 24,910,985
6,473,571 7,912,511
6,395,783 7,853,964
77,788 58,547
35,643,177 32,823,496
9,569,041 14,251,730
6,000,000 11,000,000
3,413,465 3,134,635
155,576 117,095
45,212,218 47,075,226
333,440,925 297,412,693
8.75% 8.38%
10.69% 11.04%
13.56% 15.83%
222
45
(1)
(a)
(b)
(c)
(d)
223
(2)
2022 12 31
(i)
– 3,727,428 – 3,727,428
– – 7,787,802 7,787,802
– – 791,832 791,832
– 34,950,084 – 34,950,084
– 2,616 – 2,616
– 108,376 – 108,376
– 95,922,326 – 95,922,326
– 733,125 – 733,125
– – 23,250 23,250
– – 22,694,130 22,694,130
– 135,443,955 31,297,014 166,740,969
– 187,076 1,071 188,147
– 187,076 1,071 188,147
224
2021 12 31
(i)
– 984,580 – 984,580
– – 13,488,145 13,488,145
– – 1,501,437 1,501,437
– 39,973,092 – 39,973,092
– 146,617 – 146,617
– 67,991,092 – 67,991,092
– 3,870,136 – 3,870,136
– – 23,250 23,250
– – 728,917 728,917
– – 17,640,224 17,640,224
– 112,965,517 33,381,973 146,347,490
– 142,242 2,447 144,689
– 142,242 2,447 144,689
225
(i)
2022
2022 2022
1 1 12 31
13,488,145 – (2,453,369) (62,684) – 4,390,000 – (7,574,290) 7,787,802
1,501,437 – – (513,923) – – – (195,682) 791,832
23,250 – – – – – – – 23,250
728,917 – – 2,695 (31,612) – – (700,000) –
17,640,224 – – 266,049 (29,912) 71,488,373 – (66,670,604) 22,694,130
33,381,973 – (2,453,369) (307,863) (61,524) 75,878,373 – (75,140,576) 31,297,014
2,447 – – (1,376) – – – – 1,071
2,447 – – (1,376) – – – – 1,071
226
2021
2021 2021
1 1 12 31
9,998,794 – – 37,554 – 5,362,658 – (1,910,861) 13,488,145
2,004,789 – – 22,330 – – – (525,682) 1,501,437
50,390 – – (390) – – – (50,000) –
995 – – (995) – – – – –
23,250 – – – – – – – 23,250
730,534 – – 40,312 71 – – (42,000) 728,917
7,215,159 – – 376,236 25,546 48,156,016 – (38,132,733) 17,640,224
20,023,911 – – 475,047 25,617 53,518,674 – (40,661,276) 33,381,973
1,726 – – 721 – – – – 2,447
1,726 – – 721 – – – – 2,447
(3)
227
(4)
(5)
(6)
(i)
(ii)
(iii)
(iv)
(v)
228
2022 12 31
48,911,446 49,180,473 – 48,356,749 823,724
48,911,446 49,180,473 – 48,356,749 823,724
10,246,658 10,419,636 – 10,419,636 –
64,620,293 64,583,013 – 64,583,013 –
74,866,951 75,002,649 – 75,002,649 –
2021 12 31
50,243,999 50,258,045 – 50,159,263 98,782
50,243,999 50,258,045 – 50,159,263 98,782
27,506,812 27,981,076 – 27,981,076 –
64,711,488 64,778,081 – 64,778,081 –
92,218,300 92,759,157 – 92,759,157 –
229
46
(1)
2022 2021
12 31 12 31
36,283,077 22,764,516
18,441,375 12,977,027
8,253,753 8,642,765
3,145,598 1,071,373
983,936 172,170
754,600 553,838
216,947 228,836
68,079,286 46,410,525
36(3)
(2)
2022 2021
12 31 12 31
18,680,164 12,256,845
230
(3)
2022 2021
12 31 12 31
82,606 85,154
(4)
2022 12 31 2021 12 31
(5)
2022 2021
12 31 12 31
3,536,451 4,224,832
(6)
2022 2021
12 31 12 31
26,190,712 41,968,938
17,999,779 10,301,931
44,190,491 52,270,869
231
14
2022 12
31 2021 12 31 2022 12 31 2021 12
31
47
(1)
2022 12 31 2021 12 31
2022 12 31
7,787,802 733,125 2,469,057 10,989,984 10,989,984
791,832 – 607,482 1,399,314 1,399,314
124,277 1,919,509 922,253 2,966,039 2,966,039
34,950,084 – – 34,950,084 34,950,084
43,653,995 2,652,634 3,998,792 50,305,421 50,305,421
232
2021 12 31
13,488,145 3,870,136 4,122,278 21,480,559 21,480,559
1,501,437 – 820,382 2,321,819 2,321,819
127,413 2,006,996 922,475 3,056,884 3,056,884
39,973,092 – – 39,973,092 39,973,092
55,090,087 5,877,132 5,865,135 66,832,354 66,832,354
(2)
2022 12 31 2021
12 31
2022 12 31
2,008.15 2021 12 31 1,678.04
2022 12 31 2021
12 31 0.42
(3) 1 1 12 31
2022 0.36 2021
1.27
2022 1 1 12 31
58.52 2021 466.98
233
(4)
48
(1)
(2)
(3)
2022 2021
3.14 10.68 1.83
2.80 2(4)(vii)
234
49
2022 12 31 53.01 2021 12 31
35.94
50
2022 2021
12 31 12 31
27,786,532 53,195,208
1,207,554 1,291,829
9,735,919 5,108,646
108,376 146,617
– 12,288,925
262,518,662 238,608,698
47,257,146 55,947,254
96,678,701 72,613,395
58,202,665 61,422,152
1,510,000 1,510,000
3,237,570 3,155,267
826,531 839,847
3,360,737 2,423,473
3,052,497 2,264,579
515,482,890 510,815,890
235
2022 2021
12 31 12 31
13,256,605 25,494,116
7,268,996 7,316,642
5,451,383 6,896,877
188,147 144,689
25,634,354 25,305,596
348,043,307 317,965,807
670,755 –
74,866,951 92,218,300
514,627 500,327
4,631,685 2,959,152
480,526,810 478,801,506
5,820,355 4,509,690
– 7,853,964
6,395,783 –
10,687,634 8,337,869
2,388,248 2,103,883
6,316,926 5,409,946
83,726 746,499
3,263,408 3,052,533
34,956,080 32,014,384
515,482,890 510,815,890
2023 3 31
236
51 2022 12 31
2022 12 31
2022 12 31 2022 12 31
17 2023 1 1
1
2 2023 1 1
8 2023 1 1
12 2023 1 1
52
(1)
40
53
237
1
(1)
2022 2021
12 31 12 31
90,470,924 99,172,073
30 73,656,093 55,237,499
122.83% 179.54%
100%
(2)
2022 2021
12 31 12 31
6.07% 5.87%
2015 4 1
4%
238
(3)
2022 2022
12 31 9 30
304,721,619 299,881,081
281,453,132 283,094,294
108.27% 105.93%
100%
2
2022 12 31
10,493,542 9,260 78,481 10,581,283
(10,516,264) (2,378) (72,358) (10,591,000)
42,793 – – 42,793
19,409 – – 19,409
39,480 6,882 6,123 52,485
(139,292) – – (139,292)
2021 12 31
18,497,960 14,725 68,357 18,581,042
(10,591,487) (8,413) (63,847) (10,663,747)
240,109 – – 240,109
335,744 – – 335,744
8,482,326 6,312 4,510 8,493,148
(127,514) – – (127,514)
239
3
10%
2022 12 31
129,114 5,474,744 3,967,781 9,571,639
– 5,075,937 – 5,075,937
– 532,705 – 532,705
– 32,287 – 32,287
129,114 6,039,736 3,967,781 10,136,631
2021 12 31
495,354 9,593,288 7,837,804 17,926,446
– 4,986,197 – 4,986,197
– 558,692 – 558,692
– 16,214 – 16,214
495,354 10,168,194 7,837,804 18,501,352
240
4
2022 2021
12 31 12 31
3 6 6 664,466 214,473
6 1 1 1,115,515 342,925
1 813,375 1,207,970
2,593,356 1,765,368
3 6 6 0.25% 0.09%
6 1 1 0.41% 0.14%
1 0.30% 0.49%
0.96% 0.72%
241
2022
(www.hkexnews.hk)
(www.qdccb.com)
2022
*
2023 3 31
Rosario Strano Marco Mussita
Tingjie Zhang
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242