青岛银行股份有限公司
境内同步披露公告
本行及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、误导性陈
述或者重大遗漏。
青岛银行股份有限公司根据《香港联合交易所有限公司证券上市规则》规定，
已在香港联合交易所有限公司披露易网站（https://www.hkexnews.hk/）披露后附
公告。
根据《深圳证券交易所股票上市规则》关于上市公司在境内外证券交易所同
步披露公告的规定，特将该公告在深圳证券交易所网站（http://www.szse.cn/）同
步披露，供参阅。
特此公告。
青岛银行股份有限公司董事会
2024 年 4 月 19 日
2023
2
5
12
14
17
90
144
145
157
169
170
177
178
194
314
2023 1
1.
2. 2024 3 28 2023
14 14 3
3.
4. 2023
2023
5.
6. 10
1.60
7.
8.
2 2023
9.
(1)
(2)
(3)
(4)
2023 3
571
C3
2023 1 1 2023 12 31
2015
[2013]185
4 2023
A A 002948
A
H H 3866
H
BANK OF QINGDAO CO., LTD.
BANK OF QINGDAO
6 3
17 2004 12
68 2017 10
266061
6
266061
1 31
http://www.qdccb.com/
ir@qdbankchina.com
6 6
+86 40066 96588 6 +86 40066 96588 6
+86 (532) 85783866 +86 (532) 85783866
ir@qdbankchina.com ir@qdbankchina.com
2023 5
http://www.szse.cn/
http://www.hkexnews.hk/
http://www.cninfo.com.cn/
91370200264609602K
1 8
10 8
8 A 2022 1 28
2023 12 31
6 2023
A
A 2012 22-28
H
H 183 17 1712 1716
2023 2022 2021 2020 2019
(%)
9,281,969 8,288,314 11.99 7,645,625 8,146,531 6,846,055
3,199,382 3,360,941 (4.81) 3,492,748 2,401,543 2,776,054
12,481,351 11,649,255 7.14 11,138,373 10,548,074 9,622,109
(4,516,428) (4,218,441) 7.06 (3,915,738) (3,676,022) (3,166,762)
(4,014,079) (4,288,828) (6.41) (3,966,971) (4,143,756) (3,626,792)
3,933,397 3,135,959 25.43 3,225,410 2,728,296 2,828,555
3,671,420 3,167,525 15.91 2,993,213 2,453,298 2,335,522
3,548,599 3,082,775 15.11 2,922,664 2,394,072 2,284,815
(%)
(1)
0.57 0.45 26.67 0.51 0.40 0.37
(1)
0.57 0.45 26.67 0.51 0.40 0.37
(2)
0.16 0.16 – 0.16 0.18 0.20
2023 7
2023 2022 2021 2020 2019
12 31 12 31 12 31 12 31 12 31
(%)
(3)
607,985,372 529,613,992 14.80 522,249,610 459,827,605 373,622,150
(3)
300,089,541 269,029,452 11.55 244,205,480 206,747,221 172,795,443
758,512 598,681 26.70 829,555 899,064 772,480
(7,855,127) (7,109,471) 10.49 (6,426,337) (5,287,801) (4,409,632)
292,992,926 262,518,662 11.61 238,608,698 202,358,484 169,158,291
(7,997,497) (7,137,141) 12.05 (6,439,606) (5,302,582) (4,422,549)
(142,370) (27,670) 414.53 (13,269) (14,781) (12,917)
(3)
568,046,129 493,020,697 15.22 488,921,882 428,920,747 343,144,232
(3)
386,062,259 341,347,176 13.10 313,524,923 272,231,484 212,790,909
9,405,100 6,696,131 40.46 4,440,884 3,519,226 2,634,494
395,467,359 348,043,307 13.63 317,965,807 275,750,710 215,425,403
5,820,355 5,820,355 – 4,509,690 4,509,690 4,509,690
39,063,939 35,816,312 9.07 32,635,495 30,285,174 29,915,460
39,939,243 36,593,295 9.14 33,327,728 30,906,858 30,477,918
49,247,594 45,212,218 8.93 47,075,226 37,806,580 39,252,505
32,404,879 29,169,606 11.09 24,910,985 22,384,998 22,224,697
6,483,769 6,473,571 0.16 7,912,511 7,909,292 7,901,623
10,358,946 9,569,041 8.25 14,251,730 7,512,290 9,126,185
384,977,512 333,440,925 15.46 297,412,693 267,941,143 265,908,365
(%)
(4)
5.61 5.05 11.09 5.20 4.71 4.63
8 2023
2023 2022 2021 2020 2019
(%)
(5)
0.65 0.60 0.05 0.61 0.59 0.68
(1)
10.71 8.95 1.76 10.40 8.56 8.27
(6)
1.85 1.85 – 1.87 2.14 2.10
(7)
1.83 1.76 0.07 1.79 2.13 2.13
12.71 12.41 0.30 17.55 16.04 12.65
(8)
34.93 34.95 (0.02) 33.90 33.59 31.86
2023 2022 2021 2020 2019
12 31 12 31 12 31 12 31 12 31
(%)
1.18 1.21 (0.03) 1.34 1.51 1.65
225.96 219.77 6.19 197.42 169.62 155.09
2.67 2.65 0.02 2.64 2.56 2.56
(%)
(9)
8.42 8.75 (0.33) 8.38 8.35 8.36
(9)
10.10 10.69 (0.59) 11.04 11.31 11.33
(9)
12.79 13.56 (0.77) 15.83 14.11 14.76
6.57 6.91 (0.34) 6.38 6.72 8.16
(%)
158.11 122.83 35.28 179.54 152.42 142.27
78.23 88.21 (9.98) 73.28 65.44 68.84
2023 9
(1) 9
2010 2022 1 2 A H
34
2021 0.54 2020 0.42 2019 0.39
2017 2022 9 2022 7-8
(2) 2023
(3)
(4) = 2019 2021
(5) = 2019 16
IFRS 16
(6) =
(7) =
(8) =
(9)
10 2023
(%) 2023 12 31 2022 12 31 2021 12 31
1.00 1.01 1.07
40.19 43.54 78.54
32.47 22.43 19.28
23.54 3.19 2.45
5.35 4.78 5.82
42.06 38.89 37.30
2021 12 31
[2022]2
2023 11
12 2023
2023
e
2024 75
2023 13
14 2023
2023
2023 8,000 6,000 3,000
1.18% 0.03 124.81
7.11% 36.71 15.91%
2023 724.59
338.46
24.78% 45 (IFC)
261.35 24.90%
2023
24 78
44.44%
2023
2024
2023 15
16 2023
2023
2023
2023
1996 11
2015 12 H 2019 1 A
16 191
2 2017 2 51% 2020 9
5,000
6,079.85 5,680.46
12.79% 1.18% 0.03 36.71
15.91%
2023 17
1.
2.
2023-2025
3. +
4.
5.
6.
18 2023
2023 6 2023 500 270.69 7
335
2023 7 2023 1,000 289
300
2023 7 2023
2023 9 7 500 423
2023 9
2023 10 A
2023 10 2023
2023 11 25
2023 11 2023
2023 12 8
2023 12 2023
2023 19
5.1
1 6,079.85 783.71 14.80%
2 3,000.90 310.60 11.55%
3 3,860.62 447.15 13.10%
4 124.81 8.32 7.14% 36.71 5.04
15.91% 35.49 4.66 15.11%
5 1.18% 0.03 225.96% 6.19
12.79% 8.42% 0.33
6 0.65% 0.05
7 0.57 0.12 26.67% 10.71% 1.76
2023 9
20 2023
5.2
2023
1 24.55
18.66% 3,000 90%
253.56
2023 8
2023 21
2 894.46
16.02% 13.71 1,884.44 411.16
2 47.56% 790.84 57.04
7.77% 12.05% 3.38
3 5.34
2,698 2022 338.46 67.21
24.78% 536.69 51.93
67.14 23.76
4
80
100
5
1.18% 0.03
1.72% 0.31 225.96% 6.19
2023 9 2023
22 2023
6
78 44.44%
7 170
6.52 27.38% 2.51 44.92% 0.40%
12 30 953.86 45.83% 2,081.22
73.07 3.64%
2023 9
50
2023 23
6.1
2023 36.71 5.04 15.91% 35.49
4.66 15.11% 2023
2023 2022 %
9,281,969 8,288,314 993,655 11.99
1,586,519 1,445,130 141,389 9.78
1,612,863 1,915,811 (302,948) (15.81)
(4,516,428) (4,218,441) (297,987) 7.06
(4,014,079) (4,288,828) 274,749 (6.41)
(17,447) (6,027) (11,420) 189.48
3,933,397 3,135,959 797,438 25.43
(261,977) 31,566 (293,543) 929.93
3,671,420 3,167,525 503,895 15.91
3,548,599 3,082,775 465,824 15.11
122,821 84,750 38,071 44.92
24 2023
6.2
2023 124.81 8.32 7.14%
15.08 13.74% 2023
74.37%
3.22 12.71% 0.30
2023 2022
% %
9,281,969 74.37 8,288,314 71.15 3.22
21,140,032 169.38 19,830,162 170.23 (0.85)
13,630,951 109.21 12,731,942 109.29 (0.08)
5,470,243 43.83 5,210,430 44.73 (0.90)
39,605 0.32 32,124 0.28 0.04
434,720 3.48 269,147 2.31 1.17
138,768 1.11 304,872 2.62 (1.51)
313,957 2.52 312,506 2.68 (0.16)
1,111,788 8.91 969,141 8.32 0.59
(11,858,063) (95.01) (11,541,848) (99.08) 4.07
3,199,382 25.63 3,360,941 28.85 (3.22)
1,586,519 12.71 1,445,130 12.41 0.30
1,612,863 12.92 1,915,811 16.44 (3.52)
12,481,351 100.00 11,649,255 100.00 –
2023 25
6.3
2023 92.82 9.94 11.99%
2023 2022
281,169,400 13,630,951 4.85% 255,836,423 12,731,942 4.98%
163,181,536 5,470,243 3.35% 143,312,290 5,210,430 3.64%
1
23,810,638 613,093 2.57% 31,628,745 606,143 1.92%
22,863,424 313,957 1.37% 23,899,510 312,506 1.31%
16,506,017 1,111,788 6.74% 14,948,519 969,141 6.48%
507,531,015 21,140,032 4.17% 469,625,487 19,830,162 4.22%
361,618,498 8,060,870 2.23% 318,841,550 7,046,209 2.21%
2
56,288,449 1,308,238 2.32% 53,283,577 1,242,608 2.33%
77,132,969 2,074,024 2.69% 91,954,964 2,709,725 2.95%
16,683,111 414,931 2.49% 21,984,330 543,306 2.47%
511,723,027 11,858,063 2.32% 486,064,421 11,541,848 2.37%
/ 9,281,969 / / 8,288,314 /
/ / 1.85% / / 1.85%
/ / 1.83% / / 1.76%
1.
2.
26 2023
2023 5,075.31 379.06 8.07% 1.85%
1.83% 0.07
2023 2022
1,231,596 (332,587) 899,009
675,419 (415,606) 259,813
(198,637) 205,587 6,950
(12,889) 14,340 1,451
103,781 38,866 142,647
1,799,270 (489,400) 1,309,870
950,893 63,768 1,014,661
70,958 (5,328) 65,630
(396,618) (239,083) (635,701)
(132,772) 4,397 (128,375)
492,461 (176,246) 316,215
1,306,809 (313,154) 993,655
2023 27
6.4
2023 211.40 13.10 6.61%
2023 136.31 8.99 7.06%
253.33 9.90%
2023 2022
189,706,118 9,478,638 5.00% 166,742,442 8,396,220 5.04%
68,628,345 3,697,252 5.39% 69,992,516 3,957,348 5.65%
22,834,937 455,061 1.99% 19,101,465 378,374 1.98%
281,169,400 13,630,951 4.85% 255,836,423 12,731,942 4.98%
2023 54.70 2.60 4.99%
198.69 13.86%
2023 6.13 0.07 1.15%
6.5
2023 118.58 3.16 2.74%
28 2023
2023 80.61 10.15 14.40%
427.77 13.42% 2.23%
0.02
2023 2022
89,825,871 799,774 0.89% 95,028,534 871,078 0.92%
104,061,062 2,831,562 2.72% 97,864,297 2,752,902 2.81%
193,886,933 3,631,336 1.87% 192,892,831 3,623,980 1.88%
28,863,986 61,753 0.21% 26,815,983 77,613 0.29%
138,867,579 4,367,781 3.15% 99,132,736 3,344,616 3.37%
167,731,565 4,429,534 2.64% 125,948,719 3,422,229 2.72%
361,618,498 8,060,870 2.23% 318,841,550 7,046,209 2.21%
2023 13.08 0.66 5.28%
2023 20.74 6.36 23.46%
0.26 148.22
16.12%
2023 29
2023 4.15 1.28 23.63%
6.6
2023 31.99 1.62 4.81%
2023 2022
2,113,031 1,791,282
(526,512) (346,152)
1,586,519 1,445,130
1,612,863 1,915,811
3,199,382 3,360,941
6.7
2023 15.87 1.41 9.78%
2023 2022
2,113,031 1,791,282
929,831 859,349
556,492 458,418
377,895 319,653
97,033 84,663
– 26,864
151,780 42,335
(526,512) (346,152)
1,586,519 1,445,130
30 2023
2023 9.30 0.70 8.20%
5.56 0.98 21.39%
3.78 0.58 18.22%
0.97 0.12 14.61%
1.52 1.09
0.27 5.27 1.80
6.8
2023 16.13 3.03 15.81%
16.23 5.66 53.51%
-1.69 9.10
2.34
2023 2022
(168,992) 741,182
1,622,863 1,057,175
158,992 117,454
1,612,863 1,915,811
2022 9 12.03
2022 6.76
2023 31
6.9
2023 45.16 2.98 7.06%
2023 2022
2,204,507 1,958,817
836,110 819,713
156,268 146,885
1,319,543 1,293,026
4,516,428 4,218,441
6.10
2023 40.14 2.75 6.41%
20.48 5.88
22.32%
14.28 1.07
3.13 1.98
2023 2022
2,047,853 2,636,284
1,501,595 1,598,896
(73,881) (278,471)
207,306 183,238
(942) 1,117
15,022 22,445
8,130 (21,110)
313,125 115,201
(4,129) 31,228
4,014,079 4,288,828
32 2023
7.1
2023 6,079.85 783.71 14.80% 2023
2023 12 31 2022 12 31 2021 12 31
%
% % % %
292,992,926 48.19 262,518,662 49.57 11.61 (1.38) 238,608,698 45.69
58,269,523 9.58 47,259,762 8.92 23.30 0.66 55,947,254 10.71
114,985,134 18.91 96,678,701 18.25 18.94 0.66 72,613,395 13.90
52,756,509 8.68 58,202,665 10.99 (9.36) (2.31) 61,422,152 11.76
31,043,664 5.11 27,825,306 5.25 11.57 (0.14) 53,241,394 10.19
2,210,368 0.36 2,301,037 0.43 (3.94) (0.07) 2,126,922 0.41
14,021,225 2.31 8,432,022 1.59 66.29 0.72 5,108,646 0.98
13,944,652 2.29 – – 2.29 12,288,925 2.35
149,377 0.02 108,376 0.02 37.83 – 146,617 0.03
16,741,773 2.75 15,280,949 2.89 9.56 (0.14) 11,688,253 2.24
3,540,989 0.58 3,466,386 0.65 2.15 (0.07) 3,390,193 0.65
838,139 0.14 826,958 0.16 1.35 (0.02) 845,889 0.16
3,793,887 0.63 3,446,343 0.65 10.08 (0.02) 2,505,442 0.48
2,697,206 0.45 3,266,825 0.63 (17.44) (0.18) 2,315,830 0.45
607,985,372 100.00 529,613,992 100.00 14.80 – 522,249,610 100.00
7.1.1
2023 2,929.93 304.74 11.61%
3,000.90 310.60 11.55%
2023 33
2023 12 31 2022 12 31 2021 12 31
%
% % % %
201,564,473 67.17 173,148,215 64.36 16.41 2.81 149,822,068 61.35
79,083,765 26.35 73,380,030 27.28 7.77 (0.93) 76,743,188 31.43
19,441,303 6.48 22,501,207 8.36 (13.60) (1.88) 17,640,224 7.22
300,089,541 100.00 269,029,452 100.00 11.55 – 244,205,480 100.00
758,512 / 598,681 / 26.70 / 829,555 /
(7,855,127) / (7,109,471) / 10.49 / (6,426,337) /
292,992,926 / 262,518,662 / 11.61 / 238,608,698 /
2023 2,015.64 284.16 16.41%
67.17% 2.81
2023 790.84 57.04 7.77%
26.35% 0.93
2023 194.41 30.60 13.60%
6.48% 1.88
34 2023
7.1.2
2023 2,260.11 238.70 11.81%
2023 12 31 2022 12 31
% %
58,269,523 25.78 47,259,762 23.38
114,985,134 50.88 96,678,701 47.83
52,756,509 23.34 58,202,665 28.79
226,011,166 100.00 202,141,128 100.00
2023 582.70
110.10 23.30%
2023 12 31 2022 12 31
226,777 24,637
5,811,388 2,684,943
1,091,864 1,017,848
43,799,513 34,950,084
6,895,445 7,787,802
444,536 791,832
– 2,616
58,269,523 47,259,762
2023 35
2023 1,149.85
183.06 18.94%
2023 12 31 2022 12 31
24,874,801 34,298,700
13,527,638 7,179,615
32,336,039 19,761,408
42,386,232 33,292,034
– 712,934
23,250 23,250
1,837,174 1,410,760
114,985,134 96,678,701
2023 527.57 54.46
9.36%
2023 12 31 2022 12 31
28,428,968 29,382,700
10,718,845 10,720,004
5,771,567 8,957,230
3,262,782 801,917
1,935,620 2,609,200
1,596,703 1,738,700
4,758,576 6,070,640
56,473,061 60,280,391
764,409 868,992
(4,480,961) (2,946,718)
52,756,509 58,202,665
36 2023
7.2
2023 5,680.46 750.25 15.22% 2023
2023 12 31 2022 12 31 2021 12 31
%
% % % %
395,467,359 69.62 348,043,307 70.59 13.63 (0.97) 317,965,807 65.03
2,242,331 0.39 6,439,660 1.31 (65.18) (0.92) 6,341,814 1.30
21,090,364 3.71 17,808,095 3.61 18.43 0.10 16,904,500 3.46
36,880,567 6.49 25,634,354 5.20 43.87 1.29 25,305,596 5.18
71,107 0.01 188,147 0.04 (62.21) (0.03) 144,689 0.03
18,235,088 3.21 13,256,605 2.69 37.55 0.52 25,494,116 5.21
477,981 0.08 703,876 0.14 (32.09) (0.06) 124,032 0.03
89,269,785 15.72 74,866,951 15.19 19.24 0.53 92,218,300 18.86
555,035 0.10 515,043 0.10 7.76 – 505,895 0.10
3,756,512 0.67 5,564,659 1.13 (32.49) (0.46) 3,917,133 0.80
568,046,129 100.00 493,020,697 100.00 15.22 – 488,921,882 100.00
7.2.1
2023 3,954.67 474.24 13.63%
3,860.62 447.15 13.10%
2023 37
2023 12 31 2022 12 31 2021 12 31
%
% % % %
197,228,438 51.09 193,629,694 56.73 1.86 (5.64) 202,889,723 64.71
89,927,435 23.30 91,660,860 26.86 (1.89) (3.56) 118,280,119 37.73
107,301,003 27.79 101,968,834 29.87 5.23 (2.08) 84,609,604 26.98
188,443,994 48.81 147,328,169 43.16 27.91 5.65 110,430,522 35.22
29,854,416 7.73 29,571,148 8.66 0.96 (0.93) 29,923,260 9.54
158,589,578 41.08 117,757,021 34.50 34.68 6.58 80,507,262 25.68
389,827 0.10 389,313 0.11 0.13 (0.01) 204,678 0.07
386,062,259 100.00 341,347,176 100.00 13.10 – 313,524,923 100.00
9,405,100 / 6,696,131 / 40.46 / 4,440,884 /
395,467,359 / 348,043,307 / 13.63 / 317,965,807 /
2023 48.81% 5.65
51.09% 5.64
7.2.2
2023 22.42 41.97 65.18%
7.2.3
2023 368.81 112.46 43.87%
38 2023
7.2.4
2023 182.35 49.78 37.55%
7.2.5
2023 892.70 144.03 19.24%
34
7.3
2023 399.39 33.46 9.14%
390.64 32.48 9.07%
9.31 2.33
2023 12 31 2022 12 31
5,820,355 5,820,355
6,395,783 6,395,783
10,687,634 10,687,634
947,211 83,726
2,718,114 2,388,248
7,483,824 6,618,047
5,011,018 3,822,519
39,063,939 35,816,312
875,304 776,983
39,939,243 36,593,295
2023 39
2023 101.37 118.12
168.93 54.90 280.18
408.36
-170.54 67.87 94.20
109.92 304.41 353.75
2023 2022
% %
5,750,210 46.07 5,894,085 50.60
3,178,316 25.46 2,301,218 19.75
2,897,879 23.22 2,933,302 25.18
654,946 5.25 520,650 4.47
12,481,351 100.00 11,649,255 100.00
2023 2022
% %
2,203,021 56.01 1,460,230 46.56
500,026 12.71 527,519 16.83
893,625 22.72 904,424 28.84
336,725 8.56 243,786 7.77
3,933,397 100.00 3,135,959 100.00
40 2023
10.1
10.1.1
10.1.2
10.2
2022 2023
12 31 12 31
47,259,762 335,022 58,269,523
22,694,130 (6,990) 114,700 20,976,009
96,678,701 1,022,787 (73,881) 114,985,134
108,376 41,001 149,377
(188,147) 117,040 (71,107)
– (11,740) (959,180)
10.3
46 6
3,000.90 35.39 1.18%
2023 41
11.1
2023 12 31 2022 12 31
% %
294,922,238 98.28 263,563,488 97.97
1,627,944 0.54 2,218,483 0.82
1,675,737 0.56 1,252,410 0.46
711,995 0.24 822,032 0.31
1,151,627 0.38 1,173,039 0.44
300,089,541 100.00 269,029,452 100.00
3,539,359 1.18 3,247,481 1.21
0.03 1.18% 0.10 0.56%
0.07 0.24% 0.06 0.38%
11.2
2023 12 31 2022 12 31
% %
221,005,776 73.65 195,649,422 72.72
138,416,609 46.13 116,039,075 43.13
61,201,456 20.39 56,731,865 21.09
411,702 0.14 184,352 0.07
19,441,303 6.48 22,501,207 8.36
1,534,706 0.51 192,923 0.07
79,083,765 26.35 73,380,030 27.28
46,945,476 15.64 46,459,431 17.28
21,842,557 7.28 16,931,630 6.29
10,295,732 3.43 9,988,969 3.71
300,089,541 100.00 269,029,452 100.00
42 2023
11.3
2023 12 31 2022 12 31
% % % %
221,005,776 73.65 2,398,931 1.09 195,649,422 72.72 2,592,786 1.33
40,112,000 13.37 491,262 1.22 27,177,633 10.10 419,291 1.54
36,305,398 12.10 117,178 0.32 36,870,337 13.70 303,343 0.82
29,443,983 9.81 88 – 22,197,699 8.25 – –
27,820,169 9.27 913,358 3.28 30,836,317 11.46 1,409,410 4.57
25,460,916 8.48 44,000 0.17 24,242,353 9.01 44,000 0.18
22,645,613 7.55 521,576 2.30 21,744,001 8.08 22,292 0.10
15,227,141 5.07 – – 13,558,837 5.04 – –
5,858,262 1.95 1,464 0.02 5,031,283 1.87 – –
5,478,243 1.83 252,782 4.61 4,837,379 1.80 307,170 6.35
3,874,193 1.29 4,750 0.12 2,788,039 1.04 4,750 0.17
8,779,858 2.93 52,473 0.60 6,365,544 2.37 82,530 1.30
79,083,765 26.35 1,140,428 1.44 73,380,030 27.28 654,695 0.89
300,089,541 100.00 3,539,359 1.18 269,029,452 100.00 3,247,481 1.21
11.4
2023 12 31 2022 12 31
% % % %
300,089,541 100.00 3,539,359 1.18 269,029,452 100.00 3,247,481 1.21
163,101,096 54.35 2,348,611 1.44 149,899,130 55.72 1,974,395 1.32
2023 43
11.5
2023 12 31 2022 12 31
% %
61,496,406 20.49 52,463,310 19.50
68,562,521 22.85 56,725,873 21.09
114,490,600 38.15 104,787,862 38.95
55,540,014 18.51 55,052,407 20.46
300,089,541 100.00 269,029,452 100.00
11.6
%
A 2,635,958 0.88
B 2,500,000 0.83
C 2,490,000 0.83
D 2,460,278 0.82
E 2,033,750 0.68
F 2,000,000 0.67
G 1,798,000 0.60
H 1,674,990 0.56
I 1,600,000 0.53
J 1,518,460 0.50
20,711,436 6.90
44 2023
11.7
2023 12 31 2022 12 31
% %
295,832,377 98.58 264,863,448 98.45
3 1,633,922 0.54 1,572,648 0.59
3 1 926,109 0.31 1,779,981 0.66
1 3 1,477,666 0.50 453,854 0.17
3 219,467 0.07 359,521 0.13
300,089,541 100.00 269,029,452 100.00
60
11.8
605.61 90.84 514.77
11.9
12
2023 2022
7,137,141 6,439,606
2,047,853 2,636,284
(1,243,813) (2,046,387)
– –
86,700 122,818
(30,384) (15,180)
7,997,497 7,137,141
2023 45
79.97
8.60 12.05% 225.96% 6.19 2.67%
0.02
11.10
11.11
46 2023
11.12
2023 12 31 2022 12 31
% %
103,128 0.03 133,287 0.05
300,089,541 100.00 269,029,452 100.00
0.03% 0.02
2023 2023
116.82% 158.11% 2023 1.83% 0.07
2.32% 0.05 2.23% 0.02
2023 47
13.1
12.79% 0.77 8.42%
0.33
2023 12 31 2022 12 31
33,328,054 30,003,939
5,820,355 5,820,355
10,687,634 10,687,634
947,211 83,726
2,718,114 2,388,248
7,483,824 6,618,047
5,011,018 3,822,519
659,898 583,410
(923,175) (834,333)
32,404,879 29,169,606
6,483,769 6,473,571
38,888,648 35,643,177
10,358,946 9,569,041
49,247,594 45,212,218
384,977,512 333,440,925
338,820,835 276,517,007
24,123,989 36,098,490
22,032,688 20,825,428
% 8.42 8.75
% 10.10 10.69
% 12.79 13.56
48 2023
12.38% 0.74 7.91%
0.29
2023 12 31 2022 12 31
31,557,980 28,560,297
5,820,355 5,820,355
10,687,634 10,687,634
947,211 83,726
2,718,114 2,388,248
7,072,403 6,316,926
4,312,263 3,263,408
(2,584,377) (2,524,326)
28,973,603 26,035,971
6,395,783 6,395,783
35,369,386 32,431,754
9,975,688 9,235,093
45,345,074 41,666,847
366,416,657 317,558,522
322,030,700 262,068,871
24,123,989 36,098,490
20,261,968 19,391,161
% 7.91 8.20
% 9.65 10.21
% 12.38 13.12
13.2
4% 2023
5.83% 0.24
2023 49
2023 12 31 2022 12 31
1 607,985,372 529,613,992
2 – –
3 – –
4 1,816,000 2,280,000
5 – –
6 58,252,231 56,120,991
7 (923,175) (834,333)
8 667,130,428 587,180,650
50 2023
2023 12 31 2022 12 31
1 593,885,995 529,505,616
2 (923,175) (834,333)
3 592,962,820 528,671,283
4 149,377 108,376
5 1,816,000 2,280,000
6 – –
7 – –
8 – –
9 – –
10 – –
11 1,965,377 2,388,376
12 13,950,000 –
13 – –
14 – –
15 – –
16 13,950,000 –
17 58,252,231 56,120,991
18 – –
19 58,252,231 56,120,991
20 38,888,648 35,643,177
21 667,130,428 587,180,650
22 % 5.83 6.07
2023 51
2023 12 31 2023 9 30 2023 6 30 2023 3 31
% 5.83 6.01 6.07 5.99
38,888,648 38,306,159 38,012,016 36,520,124
667,130,428 637,124,318 625,903,430 609,811,550
http://www.qdccb.com/
14.1
2023 12 31 2022 12 31 (%)
13,000 13,000 0.34 5,800
10,000 10,000 1.14 –
250 250 0.81 –
23,250 23,250 5,800
1.
2.
2023 7.1.2
52 2023
14.2
14.3
14.4
1.
%
53,530,546 31.79
24,246,483 14.39
43,918,994 26.07
46,740,878 27.75
168,436,901 100.00
%
1 5,930,000 2.52 2028-05 1,084.20
2 5,170,000 3.39 2050-03 203.96
3 3,620,000 2.87 2028-02 675.07
4 3,040,000 2.69 2027-06 555.62
5 2,740,000 3.18 2026-09 494.70
6 2,510,000 2.82 2033-05 462.91
7 2,300,000 2.73 2028-01 426.47
8 2,250,000 3.55 2040-05 470.93
9 2,130,000 3.12 2026-12 86.85
10 2,000,000 3.23 2030-03 372.13
2023 53
2.
2023 12 31 2022 12 31
79,125,365 149,377 (71,107) 55,095,380 108,376 (188,147)
1.
2023 12 31
2.
14.5
1.
2.
3.
54 2023
16.1
765.67 46
16.2
16.3
46 6
16.4 30%
2023 2022 %
(526,512) (346,152) 52.10
(168,992) 741,182 (122.80)
1,622,863 1,057,175 53.51
158,992 117,454 35.37
(17,447) (6,027) 189.48
(261,977) 31,566 929.93
122,821 84,750 44.92
2023 55
2023 2022 %
863,485 (662,773) 230.28
14,021,225 8,432,022 66.29
149,377 108,376 37.83
13,944,652 –
18,235,088 13,256,605 37.55
2,242,331 6,439,660 (65.18)
71,107 188,147 (62.21)
36,880,567 25,634,354 43.87
477,981 703,876 (32.09)
3,756,512 5,564,659 (32.49)
947,211 83,726 1,031.32
5,011,018 3,822,519 31.09
56 2023
16.5
0.39 0.01 2.21%
2022 2023
12 31 12 31
39,810 778,744 (779,625) 38,929
– 7,755 (7,755) –
39,810 786,499 (787,380) 38,929
2018
16.6
0.40 0.01 2.74% 0.08
0.16 0.31 0.17
2023 12 31 2022 12 31
38,929 39,810 (881)
(8,401) (24,373) 15,972
30,528 15,437 15,091
239,751 199,180 40,571
(31,241) (14,211) (17,030)
208,510 184,969 23,541
2023 57
17.1 10%
10.00 178.80 17.86 6.52 3.35 2.51
3
10.00 18.82 17.05 5.38 4.03 2.99
17.2
58 2023
17.3
2017 2 15 10 51%
2020 9 16 10
+
2023 59
18.1
31.78 25.46%
1.
894.46
123.49 16.02% 3,170.12 165.36
5.50% 20 39.03 3.72
10.54% 2,729.08 86.09%
4.64
2.03 77.78% 1,247 220
21.42% 27.61 3.41 14.09%
2.03 1.31
60 2023
1,884.44 411.16
27.91% 42.18 48.81% 5.65
2.64% 0.08
2.
790.84 57.04 7.77%
36.97 5.39%
97.80 2.89
6.21 3.45
8.75 5.77
2023 61
218.43
49.11 29.00% 12,040 13.56
4.63 133.81 97.92%
469.45 4.86 1.05%
3.
45.35 410.59 12.42%
124.51 5.00 4.18%
844.78 7.61% 11.23 19.98%
62 2023
40.29 88.84%
64.48% 13.21
86.68% 4.32 56.99% 4.49
5 GO
4.
100 59,555 3.21
17.29% 2.47 141.87%
2023 63
5.
2023 80.49% 3.79
2023 8
64 2023
18.2
57.50
46.07%
1.
1,972.28 51.09%
35.99 1.86% 899.27 45.60%
1,073.01 54.40%
1.87% 0.01
1,938.87 9.94 0.52%
2.
2,210.06
253.56 12.96% 73.65%
156.05 116.71 296.67%
161 112 228.57% 1,257
633 101.44%
2023 65
5.34 0.30
2,698
7 338.46 67.21 24.78%
0.92% 4.10%
536.69 51.93 10.71% 67.14 23.76
54.76%
3.
24.55 3.86 18.66% 4.49
1.73% 0.19 1 8.72
1.31 17.67% 50 1.29 1,335
11.48% 581 29 5.25% 4,440 1,037
30.47% 3,991 678 20.46%
261.35 52.11 24.90%
66 2023
3,090 787 34.17% 134.70
29.00 27.44% 12 6
5,295 3,312 167.02% 80.91 56.35
229.44% 7,456 2,887 63.19%
2023 67
4.
24 e
IFC
18.3
28.98 23.22%
1.
68 2023
2,257.71 233.18 11.52% 1,661.66
186.27 12.63% 438.00 88.50 25.32%
108.79 27.95 20.44%
49.04 13.64 21.76%
(CFETS)
6
100 X-Repo
2.
710.08 60.37%
12.82% 27.04 2.30% 0.49%
0.55 2.03% 26.49 97.97%
3
100
2023 69
3.
2023
689 2,081.22 3.64%
520 6,184.92
9.30 0.70 8.20%
2,219.77
1,980.81 89.23%
126.81 5.71% 69.38 3.13% 42.77
1.93%
70 2023
4.
(CRMW) 517.26 300.69
82.37 37.73% 99.15
36.46 58.16% 23.36 18.36
367.20%
4
12 57.14%
+
2023 71
18.4
1.
15 191
16 1 1 109
97 415 11
273 119 12
506.45 167.92
2023 6 2023
72 2023
2.
1
8.0
504.03 46.15 10.08% 4,375.31
8.69%
2
1,778.27 5.19%
22,512.75
5.53%
2023 73
18.5
2023
55 78
44.44% 319 30.20% 6.35%
179 140 30 163 31-40 114 40 42
5.68 12.92% 4.55%
1.
74 2023
2.
8.0
e
3.
99.82%
2023 75
4.
21
2023 4 2022
76 2023
47(4)
20.1
1.
2.
60
2023 77
3.
4.
69
5.
20.2
78 2023
1.
2.
3.
4.
5.
2023 79
2023 12 31 2022 12 31
75,270,402 90,470,924
30 47,606,972 73,656,093
% 158.11 122.83
100%
2023 12 31 2023 9 30
368,742,355 362,871,595 356,788,521 351,074,469
315,655,638 294,111,814 305,263,011 283,110,493
% 116.82 123.38 116.88 124.01
100%
44 3
80 2023
20.3
20.3.1
2023 81
20.3.2
2023 12 31 2022 12 31
100 (731,924) (831,337)
100 731,924 831,337
2023 12 31 2022 12 31
100 (2,301,467) (2,782,794)
100 2,465,394 3,051,735
82 2023
1.
2.
3.
4.
5.
6.
7.
20.3.3
2023 83
20.3.4
2023 12 31
2022 12 31
2023 12 31 2022 12 31
100 4 (10)
100 (4) 10
1. 100
2. 100
3.
4.
5.
6.
7.
84 2023
20.4
1.
2.
3.
4.
5.
2023 85
21.1
2024
21.2
2024
86 2023
21.3
2024
1.
2.
3.
4.
5.
6.
7.
8.
9.
2023 87
+86 40066 96588 6
http://www.qdccb.com/
2023 4 14 2022
http://www.cninfo.com.cn/
2023 4
18
喆
2023 5 29
http://www.cninfo.com.cn/
2023 5
31
88 2023
2023 5 31
http://www.cninfo.com.cn/
2023 6 2
2023 9 7 https://ir.p5w.net
2023 http://www.cninfo.com.cn/
2023 9 7
2023 11 8 https://ir.p5w.net
http://www.cninfo.com.cn/
2023 11
8
2023 89
C1
90 2023
4.1
2023 64.812843% 2023 2023
2 10 2 10
6
6
2022 68.799789% 2023 2023 2022
5 31 5 31
6 2022
2022
2022
2023
2022
2023
8
2023 63.811044% 2023 2023
7 28 7 28
6
2
4.2
2023 91
5.1
54 2022 7 21 2024 5 10 – – – –
2022 7 21 2024 5 10
51 2023 3 20 2024 5 10 – – – –
2023 3 20 2024 5 10
56 2023 11 7 2024 5 10 455,000 – 455,000 –
2017 1 22 2024 5 10
43 2021 7 2 2024 5 10 – – – –
2019 10 30 2024 5 10
57 2015 6 9 2024 5 10 – – – –
Rosario STRANO 60 2012 6 15 2024 5 10 – – – –
53 2012 5 25 2024 5 10 487 -487 –
Marco MUSSITA 64 2011 12 22 2024 5 10 – – – –
52 2018 6 27 2024 5 10 – – – –
48 2018 6 27 2024 5 10 – – – –
61 2021 7 2 2024 5 10 – – – –
54 2021 7 2 2024 5 10 – – – –
51 2023 4 17 2024 5 10 – – – –
46 2023 12 21 2024 5 10 – – – –
59 2020 3 30 2024 5 10 650,000 – 650,000 –
2020 3 26 2024 5 10
51 2019 10 15 2024 5 10 – – – –
50 2018 5 15 2024 5 10 – – – –
56 2018 5 15 2024 5 10 481,391 – 481,391 –
58 2021 5 11 2024 5 10 – – – –
52 2021 5 11 2024 5 10 – – – –
44 2021 5 11 2024 5 10 – – – –
51 2023 7 19 2024 5 10 – – – –
45 2023 7 19 2024 5 10 – – – –
46 2023 5 19 2024 5 10 – – – –
60 2012 3 31 2023 1 18 650,000 – 650,000 –
2012 3 31 2023 1 18
53 2017 7 24 2023 12 21 – – – –
Tingjie ZHANG 52 2020 2 13 2023 4 17 – – – –
56 2007 9 5 2023 4 13 650,000 – 650,000 –
– – – – – – 2,886,878 -487 2,886,391 –
92 2023
5.2
Tingjie ZHANG
5.3
2023 3 20 –
2023 1 18
2023 11 7 –
2023 4 17 –
Tingjie ZHANG 2023 4 17
2023 12 21 –
2023 12 21
6
2023 7 19 –
2023 7 19 –
2023 4 13
2023 5 19 –
2023 93
5.4
1. 2023 2 2023 3
2. 2023 2 2023 8
2023 10
2023 11
3. 2024 1 2024 3
2024 3 2023 6
2023 10
4. 2024 1
5. 2023 9 2023 10
2023 6
6. 2023 12
7. 2023 4
8. 2023 5
9. 2023 4 2023 5
10. 2023 3
11. 2023 2 2023 8
94 2023
5.5
5.5.1
2023 95
Rosario STRANO
STRANO
Marco MUSSITA
MUSSITA
96 2023
VMS Group
2023 97
98 2023
2023 99
5.5.2
2021 11
Rosario STRANO 2020 1
2021 11
2023 6
2016 6
2007 4 2025 6
2014 2
5.5.3
2023 3
2024 1
2010 6
2015 5
2015 8
2017 3
2017 5
2018 5
2018 7
2018 7
2019 2
2019 2
2019 12
100 2023
2019 12
2020 4
2023 2
2014 7
2014 9
2015 5
2015 7
2015 7
2018 5
2018 7
2018 9
2018 8
2018 9 2023 10
2023 10
2019 5
2020 2 2023 11
2021 3 2023 8
2023 2
Marco MUSSITA 2007 6
Marco MUSSITA 2014 10
Marco MUSSITA 2016 9 2025 9
2015 7
2020 8
2023 3
2018 8
2023 101
2023 3
2023 3
2017 9
2020 10 2023 10
2024 1
2024 3
2024 3
2014 1
2018 5
2023 10
2023 9
2021 8
2023 3
2002 3
2012 12
2016 8
2018 12
2020 12 2023 12
2021 1
2021 3 2027 3
2021 4 2027 4
2023 1 2028 1
2006 3
2008 11
2015 9
102 2023
2016 12
2017 4
2022 9 2024 9
2022 12
2021 5
Century Height Limited 2023 4
Dynamic Warrior Limited 2023 4
Hoi An South Investments Pte Ltd 2023 5
Multi Dimension Corporation Services Limited 2023 4
Oasis Bliss Development Limited 2023 4
Ultra Leap Limited 2023 2
VMS Asset Management (SG) Pte. Ltd. 2023 5
VMS Green Ventures Management (HK) Limited 2023 4
VMS Green Ventures Management Limited 2023 4
2021 7
2016 6
2016 6
2016 8
2020 9
2022 3
2023 4
2009 10
2015 2
2015 7
2017 4
2020 5
2022 8
2023 3
2023 103
2015 1
2016 2
2018 6 2024 6
2019 5 2025 5
2020 8 2023 8
SINOSTAR PEC HOLDINGS LIMITED 2021 7
2015 6
2015 6
2016 11
2019 3
2022 5
2015 5
2018 7
2016 7
2018 8
2020 2
2020 1
2021 10
104 2023
5.5.4
5.6
5.6.1
5.6.2
54 252.39
51 179.37
56 176.37
43 176.57
57 12.51
Rosario STRANO 60 –
53 13.25
Marco MUSSITA 64 –
52 13.11
48 23.03
61 22.37
2023 105
54 22.37
51 13.62
46 –
59 182.59
51 7.72
50 182.36
56 187.83
58 12.37
52 12.37
44 12.37
51 75.03
45 75.03
46 75.77
60 7.84
53 18.98
Tingjie ZHANG 52 6.13
56 22.60
– – – – 1,783.95 –
1. 2023 2023
2. Rosario STRANO Marco MUSSITA 2023 12 21
3.
106 2023
2023 107
6.1
2023 1 18 2023 1 18 2023-2025
2023
2023 2 7 –
2023 2 27 –
2023 3 28 – 2023
2023 3 29 2023 3 30
108 2023
2023 3 31 2023 3 31 2022
2022
2023
2022
2023
2022
2023
2022
2023-2025
2022
2022
2022
2022
2022
2022
2023 4 24 2023 4 24
2023 4 28 2023 4 28 2023
2023
2023 5 29 –
2023 6 2 –
2023
2023 109
2023 6 29 –
2023
2023 7 7 2023 7 7
2023
2023 7 19 –
2023 8 29 –
2023
2023
2023 8 30 2023 8 30 2023
2023
2023
2023 9 20 –
2023
2023 10 18 –
110 2023
2023 10 26 2023 10 26 2023
2023 12 27 –
2023
6.2
6.3
14 4
5 Rosario STRANO Marco MUSSITA 5
14 3
2023 111
6.4
6.5
19 6 13
77
63
2023 12 31
2023 12 31
C1 A.2.1
112 2023
6.6
3/3 19/19 6/6 13/13 – 5/5 2/2 – 5/5 – – 3/3
2/2 16/16 5/5 11/11 – 3/3 – – 3/3 11/11 – 2/2
– 1/1 – 1/1 – – – – – – 1/1 –
3/3 17/19 4/6 13/13 2 – – – – 11/12 12/13 –
3/3 17/19 4/6 13/13 2 3/5 1/2 – 5/5 – – –
Rosario STRANO 3/3 19/19 6/6 13/13 – 5/5 2/2 – – – – –
3/3 17/19 4/6 13/13 2 – – 7/8 – 12/12 – 3/3
Marco MUSSITA 3/3 19/19 6/6 13/13 – – – – – 12/12 – 3/3
3/3 17/19 4/6 13/13 2 5/5 – 8/8 – – – –
3/3 19/19 6/6 13/13 – – – 8/8 5/5 12/12 13/13 –
3/3 19/19 6/6 13/13 – 5/5 2/2 8/8 – 12/12 13/13 –
3/3 19/19 6/6 13/13 – 5/5 2/2 8/8 5/5 12/12 13/13 –
2/2 13/13 4/4 9/9 – – – 4/4 3/3 – – –
– 1/1 – 1/1 – – – – – – 1/1 –
– – – – – – – – – – – –
3/3 17/18 5/6 12/12 1 – 1/2 – 5/5 – 11/12 3/3
Tingj e ZHANG 1/1 6/6 2/2 4/4 – 4/4 2/2 4/4 2/2 – 4/4 –
1.
2.
3. 2023 1
2023 113
6.7
6.8
6.9
5
12
5,000
114 2023
7
48 74
59
C M M M
M M C M
M M
M M
M M M
Rosario STRANO M M
M M M
Marco MUSSITA M M
M M
C M M M
M M M M C
M C M M M M
M M C
M M M C
C M
2023 115
5 2023 1 18
Rosario STRANO 2 7 3 24 2023
3 31 8 30
2 2023 2 7
Rosario 3 31 2023 2022
STRANO
8 2023 2 7
3 23 3 24
3 31 4 28
8 24 8 30
10 26
116 2023
5 2023 1 18
2 7 4 24 2023
7 7 9 15
12 2023 2 7
Marco MUSSITA 3 23 3 24
4 28 5 28 2023 2023
6 24 7 14
8 24 8 30
9 15 10 26
12 22
13 2023 2 7
2 27 3 24 2023
3 31 4 28
5 24 5 28
6 24 7 14
8 24 10 18
10 26 12 22
3 2023 2 7 3 24
Marco 8 24 2023
MUSSITA
2023 117
7.1
1.
2.
3.
4.
5.
6.
7.
7.2
1.
2.
3.
4.
5.
118 2023
6.
7.
8.
7.3
1.
2.
3.
4.
5.
6.
7.
7.4
1.
2.
2023 119
7.5
3.10(2)
1.
2.
3.
4.
5.
6.
7.
8.
(1)
(2)
120 2023
(3)
(4)
9.
10.
11.
12.
13.
14.
(1)
(2)
(3)
(4)
(5)
(6)
2023 121
15. 14
(1)
(2)
16.
17.
18.
7.6
1.
2.
3.
4.
5.
6.
7.
122 2023
8.
9.
(1)
(2)
(3)
(4)
10.
7.7
1.
2.
3.
4.
2023 123
8.1
8.2
7
3 1 3
8.3
124 2023
8.4
8.5
10 2 8 23
59
10 10 –
10 10 –
10 10 –
10 10 –
10 10 –
10 10 –
10 10 –
8.6
3
8.7
2023 125
8.8
1
2
1.
2.
3.
7 2023 2 7 2023 3 24 2023 3 30 2023 4 28
2023 8 23 2023 8 29 2023 10 25
1.
2.
3.
4.
3 2023 2 7 2023 3 30 2023 8 29
126 2023
8.9
8.10
1.
2.
3.
4.
2023 127
5.
6.
7.
8.
9.
10.
11.
9.1
9.2
9.3
C3
H
128 2023
9.4
9.5
2023 12 31
2023
A+H
2023 129
9.6
9.7
3.29 15
9.8
130 2023
9.9
191
1 – 1 1,784 4,314.67
1 109
2 1 10 313 302.56
6
3 72 6 147 94.19
4 3-4 112 8 209 249.89
5 266 5 145 150.28
6 717 4 113 75.04
7 2166 6 127 78.63
8 29 6 151 118.61
9 471 3 94 80.50
10 6636 7 6 141 136.76
124
11 57 1 58 27.67
12 4 122 86.55
9
13 24 2 85 114.21
14 237 2 69 32.64
15 1 47 32.14
16 79 1 54 23.13
2023 131
2,275 45.26% 2,752 54.74%
10.1
4,861
166
5,027
5,027
–
391
3,774
862
5,027
1,142
3,497
388
5,027
132 2023
10.2
10.3
10.4
2023 133
11.1
2016 10 14 2016
20%
11.2
10 –
10 1.60
10 –
5,820,354,724
931,256,755.84
–
931,256,755.84
5,397,605,228.31
100%
134 2023
80%
2023
1. 10% 3.30
2. 7.55
3. 2023 7 8 2.33
4. 10 1.60
9.31 H
5.
1.
5,820,354,724
2. = +
2023 135
13.1
13.2
136 2023
13.3
6
15
+
2023 137
15.1
2024 3 28
http://www.cninfo.com.cn/
100%
100%
138 2023
5% 5%
3% 5% 3% 5%
3% 3%
–
–
–
–
2023 139
15.2
2023 12 31
2024 3 28
http://www.cninfo.com.cn/
2021
250
125
2023 3
2023
1 19 2023 2023 3 15
2023-009
140 2023
19.1
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
(11)
(12)
30%
(13)
(14)
(15)
(12)
2023 141
(16) 3%
(17)
(18)
(19)
19.2
19.3
142 2023
19.4
6
266061
+86 40066 96588 6
+86 (532) 85783866
ir@qdbankchina.com
2023
B0170H237020001
91370200264609602K
155
2023 143
2023
1 50
10 19
200
1
2023 3 15
144 2023
2018 6 29 60
2018 6 29
2019 1 16
36
15% 5
50% 6
6
6
5 2019 1 16
[2010]97 5
A
3
15% 5
50%
2023 145
A 5% 2019 1 16
A
3
25%
3
2019 1 16
2
6 20
6
6
A
146 2023
2021 12 29
10 3
H
H
H
2.70
19.467 A+H
17.50% 2.70
A+H
17.50%
H
H
2021 12 29
10 3
H
3.49
H A+H
14.99% 3.49
A+H 14.99%
H H
2023 147
2022 1 28 60
2022 1 28 2027 1 27
2011 6 2011 6 7
5%
5
148 2023
2019 11 20
2018 1
[2010]115
[2013]34
2021 6 1 60
5
1.
2. 2019 6 20
3. 2021 7 2
4. 2022 2 25
5. 2023 3 28
2023 149
2023
6.1
14
2 4
9
1
2023 12 31
693.32 43
150 2023
6.2
2023
60.00
A
AMTD GLOBAL MARKETS LIMITED 3.50 2022 9 2
2022 9 1
2022-052
AMTD GLOBAL MARKETS LIMITED orientiert XYZ Securities Limited
11 1,905.60
2023 151
12.1
152 2023
14 11
2
27.17
%
10.15 10.15 2.24
8.00 8.00 1.76
Haitian (BVI) International Investment Development Limited 3.54 3.54 0.78
2.30 2.30 0.51
1.67 1.67 0.37
0.99 0.99 0.22
0.29 0.29 0.06
0.10 0.10 0.02
0.10 0.10 0.02
0.03 0.03 0.01
0.003 0.003 0.0007
2023 153
2023 2023
3 31 2023 2023-018 2023 4 28 2023
2023-025
(1) 16.27 (
0.65 ) 3.85
(2) 1.25
0.007
(3) ( ) 14.09 (
8.55 ) 0.24
0.21
(4) 8 7.03
0.02
(5) 4.84 12.80
(6) 20
(7) 2.49
(8) 0.001
(9) 10.81
(10) ( )
(11) 1.88
(12) 2.94 2.94 5.35
154 2023
2 5%
2023
4.84 0.13%
0.72%
10.25 10.96%
100.00
2.55
98.56% 0.20% 0.30% 0.50%
0.70%
20 0.52%
3.50%
12.2
12.3
12.4
12.5
51.84 2.50
2023 155
12.6
12.7
13.1
10%
13.2
13.3
13.4
13.5
156 2023
1.1
2022 12 31 2023 12 31
% %
513,459,937 8.82 – – – -95,091,165 -95,091,165 418,368,772 7.19
1. – – – – – – – – –
2. 94,967,581 1.63 – – – -94,967,581 -94,967,581 – –
3. 418,492,356 7.19 – – – -123,584 -123,584 418,368,772 7.19
415,319,196 7.14 – – – -80,558 -80,558 415,238,638 7.14
3,173,160 0.05 – – – -43,026 -43,026 3,130,134 0.05
4. – – – – – – – – –
– – – – – – – – –
– – – – – – – – –
5,306,894,787 91.18 – – – 95,091,165 95,091,165 5,401,985,952 92.81
1. 3,014,949,313 51.80 – – – 95,091,165 95,091,165 3,110,040,478 53.43
2. – – – – – – – – –
3. 2,291,945,474 39.38 – – – – – 2,291,945,474 39.38
4. – – – – – – – – –
5,820,354,724 100.00 – – – – – 5,820,354,724 100.00
1. A
2.
2023 157
1.2
2023 6 29 A 94,967,581
2023 6 27 A 2023-031
94,967,581 – 94,967,581 – 2023 6 29
94,967,581 – 94,967,581 – – –
A
2018 6 29
2.1
2.2
2.3
2019 1 16 A 1,008 38,161,150
[2010]97
158 2023
3.1
63,432 61,841 0 0
5% 10
21.87% 1,272,956,244 1,020 – 1,272,956,244
17.50% 1,018,562,076 – – 1,018,562,076 – –
11.25% 654,623,243 – – 654,623,243 – –
9.15% 532,601,341 – 409,693,339 122,908,002 – –
4.88% 284,299,613 – – 284,299,613 – –
3.25% 188,886,626 – – 188,886,626 – –
2.99% 174,083,000 – – 174,083,000 – –
2.12% 123,457,855 20,000 – 123,457,855 – –
2.09% 121,600,000 – – 121,600,000 121,600,000
121,600,000
2.03% 118,217,013 – – 118,217,013 – –
2023 159
10
10
10
1,272,956,244 1,272,956,244
1,018,562,076 1,018,562,076
654,623,243 654,623,243
284,299,613 284,299,613
188,886,626 188,886,626
174,083,000 174,083,000
123,457,855 123,457,855
122,908,002 122,908,002
121,600,000 121,600,000
118,217,013 118,217,013
160 2023
10
10 10 10
10 10
10 1.
2.
3. 10
1. A 63,285 H 147
A 61,693 H 148
2.
H
3. H 1,015,380,976 H 3,181,100 H
4. 2023 12 20 53,700,000 2024 1 22
67,900,000
1.17%
5. 10 10
2023 161
3.2
123,437,855 2.12% 20,000 0.0003% 123,457,855 2.12% 0 0
3.3
2022 2023 10
10 10
10 0 0 123,457,855 2.12%
0 0 68,593,282 1.18%
10
162 2023
3.4
30%
3.5
3.6
80%
8 8
3.7
3.7.1 5%
1.
1980 3 24 91370200163562681G
31,118
2023 163
8 1,055,878,943 A
18.14% 8
8
34.27%
41.42% 42.66%
30.72%
1
23.63
2.
2007 1 5
00799960158 Gian Maria GROS-PIETRO 103.69
3,300
1,360
900 720 12 25
1,018,562,076 H 17.50%
Rosario STRANO Marco
MUSSITA
RISANAMENTO SPA 48.88%
3.
2008 7 17 913702006752895001
30
1
164 2023
10 1 60
AAA BBB+ A
3 872,471,173
A 654,623,893 H 217,847,280 14.99%
3
30.16%
3.54
3.7.2
1996 8 1 91370200169675791C
12.44 002545 2016
174,083,000 A
2.99%
3.8
2023 165
336
A H
(8) (8) (8)
1 A 1,055,878,943 18.14 29.93 –
2 A 532,601,341 9.15 15.09 –
2 A 532,601,341 9.15 15.09 –
– A 188,886,626 3.25 5.35 –
318,085,033 5.46 9.01 –
– A 284,299,613 4.88 8.06 –
3 A 654,623,893 11.25 18.55 –
3 A 654,623,893 11.25 18.55 –
– H 1,018,562,076 17.50 – 44.44
4 H 225,033,531 3.87 – 9.82
AMTD Strategic Investment Limited 4 H 196,882,000 3.38 – 8.59
AMTD Investment Solutions Group Limited 4 H 28,151,531 0.48 – 1.23
– H 200,000,000 3.44 – 8.73
5 H 217,847,280 3.74 – 9.50
5 H 217,847,280 3.74 – 9.50
5 H 217,847,280 3.74 – 9.50
QDII 6 – H 231,618,500 3.98 – 10.11
– H 231,618,500 3.98 – 10.11
166 2023
(1) 1,055,878,943
(2) 532,601,341
(3)
(4) AMTD Strategic Investment Limited AMTD Investment Solutions Group Limited 196,882,000 28,151,531
AMTD Strategic Investment Limited AMTD Investment Solutions Group Limited
AMTD Strategic Investment Limited AMTD Investment Solutions Group Limited
L.R. Capital Financial Holdings Limited L.R. Capital MNP Limited L.R. Capital Management Company (Cayman) Limited
2020 6 26 L.R. Capital Financial Holdings Limited 61.57%
L.R. Capital MNP Limited L.R. Capital Management Company (Cayman) Limited
L.R. Capital Financial Holdings Limited L.R. Capital MNP Limited L.R. Capital Management Company (Cayman)
Limited AMTD Strategic Investment Limited AMTD Investment Solutions Group Limited
CM International Capital Limited CM International Capital Limited
2017 9 18 CM International Capital Limited L.R. Capital Financial Holdings
Limited 34.10% CM International Capital Limited CM International Capital Limited
CM International Capital Limited CM International
Capital Limited CM International Capital Limited AMTD
Strategic Investment Limited AMTD Investment Solutions Group Limited 401,800,000 H
(5) 217,847,280
90.27%
(6) Ariana Capital Investment Limited 2020 6 26 Ariana Capital
Investment Limited 176,766,469 H
2023 167
(7) 336
(8) 2023 12 31 A H 5,820,354,724 3,528,409,250
2,291,945,474
2023 12 31
336
168 2023
2023 169
2008 1 1 H
H 10%
2011 6 28 [1993]045
[2011]348
H 10%
170 2023
A
A 10%
2015 60
[2016]127
A A
H
[2014]81
[2016]127
H H
20%
H
H
A
2023 171
2023
2024 5 31 2023 2023 H
2024 5 27 2024 5 31 H
H 2024 5 24 4 30
H 183
17 1712 1716
159.00
208.00 367.00
2022
172 2023
30%
2023 12 4 2023
80 3 2.84%
2021
H
H
2023 173
3.13
14A
174 2023
14A
14A
14A
14A 24
352
A
A 650,000 0.01% 0.02%
A 455,000 0.01% 0.01%
A 481,391 0.01% 0.01%
5,820,354,724 A 3,528,409,250
352
2023 175
A+H 49.34%
176 2023
2023
2023 12 31
2023
2023
2023 177
186 313
2023 12 31 2023 12 31
2023 12 31 2023
178 2023
1
2(4) 19 22
2023 12 31
3,008.48 79.97
572.37
44.81
9
2023 179
1
2(4) 19 22
180 2023
1
2(4) 19 22
2023 181
2
2(4) 45
182 2023
3
2(24) 47
–
–
–
–
2023 183
184 2023
2024 3 28
2023 185
2023 12 31
2023 2022
21,140,032 19,830,162
(11,858,063) (11,541,848)
3 9,281,969 8,288,314
2,113,031 1,791,282
(526,512) (346,152)
4 1,586,519 1,445,130
5 (168,992) 741,182
6 1,622,863 1,057,175
7 158,992 117,454
12,481,351 11,649,255
8 (4,516,428) (4,218,441)
11 (4,014,079) (4,288,828)
(17,447) (6,027)
3,933,397 3,135,959
12 (261,977) 31,566
3,671,420 3,167,525
3,548,599 3,082,775
122,821 84,750
13 0.57 0.45
194 313
186 2023
2023 12 31
2023 2022
3,671,420 3,167,525
39(4) (1,965) (5,280)
39(4) 834,836 (459,440)
39(4) 30,614 (198,053)
863,485 (662,773)
4,534,905 2,504,752
4,412,084 2,420,002
122,821 84,750
194 313
2023 187
2023 12 31
2023 12 31 2022 12 31
14 31,043,664 27,825,306
15 2,210,368 2,301,037
16 14,021,225 8,432,022
17 149,377 108,376
18 13,944,652 –
19 292,992,926 262,518,662
20 58,269,523 47,259,762
21 114,985,134 96,678,701
22 52,756,509 58,202,665
24 16,741,773 15,280,949
25 3,540,989 3,466,386
26 838,139 826,958
27 3,793,887 3,446,343
28 2,697,206 3,266,825
607,985,372 529,613,992
29 18,235,088 13,256,605
30 2,242,331 6,439,660
31 21,090,364 17,808,095
17 71,107 188,147
32 36,880,567 25,634,354
33 395,467,359 348,043,307
477,981 703,876
34 89,269,785 74,866,951
35 555,035 515,043
36 3,756,512 5,564,659
568,046,129 493,020,697
194 313
188 2023
2023 12 31
2023 12 31 2022 12 31
37 5,820,355 5,820,355
38 6,395,783 6,395,783
39(1) 10,687,634 10,687,634
39(2) 2,718,114 2,388,248
39(3) 7,483,824 6,618,047
39(4) 947,211 83,726
40 5,011,018 3,822,519
39,063,939 35,816,312
875,304 776,983
39,939,243 36,593,295
607,985,372 529,613,992
2024 3 28
194 313
2023 189
2023 12 31
2023
2023 1 1 5,820,355 6,395,783 10,687,634 2,388,248 6,618,047 83,726 3,822,519 35,816,312 776,983 36,593,295
– – – – – 863,485 3,548,599 4,412,084 122,821 4,534,905
39(2) – – – 329,866 – – (329,866) – – –
39(3) – – – – 865,777 – (865,777) – – –
40 – – – – – – (1,164,457) (1,164,457) (24,500) (1,188,957)
2023 12 31 5,820,355 6,395,783 10,687,634 2,718,114 7,483,824 947,211 5,011,018 39,063,939 875,304 39,939,243
194 313
190 2023
2023 12 31
2022
2022 1 1 4,509,690 7,853,964 – 8,337,869 2,103,883 5,576,461 746,499 3,507,129 32,635,495 692,233 33,327,728
– – – – – – (662,773) 3,082,775 2,420,002 84,750 2,504,752
37 1,310,665 – – 2,844,140 – – – – 4,154,805 – 4,154,805
38 – – 6,395,783 – – – – – 6,395,783 – 6,395,783
– (7,853,964) – (494,375) – – – – (8,348,339) – (8,348,339)
39(2) – – – – 284,365 – – (284,365) – – –
39(3) – – – – – 1,041,586 – (1,041,586) – – –
40 – – – – – – – (1,441,434) (1,441,434) – (1,441,434)
2022 12 31 5,820,355 – 6,395,783 10,687,634 2,388,248 6,618,047 83,726 3,822,519 35,816,312 776,983 36,593,295
194 313
2023 191
2023 12 31
2023 2022
3,933,397 3,135,959
4,014,079 4,288,828
17,447 6,027
565,168 547,473
98,975 (653,140)
(27,369) 1,042
(5,800) (8,000)
(323,405) 1,326,823
(1,293,782) (2,376,258)
2,074,024 2,709,725
(5,470,243) (5,210,430)
(11,734) 2,407
3,570,757 3,770,456
(1,299,260) 876,604
100,000 (80,000)
(4,048,000) (7,850,000)
(32,293,707) (26,803,985)
(13,950,000) 12,303,355
(1,672,286) (3,683,039)
(180,894) (89,368)
(53,344,147) (25,326,433)
4,877,609 (12,177,107)
(4,174,687) 68,577
3,292,994 823,824
11,473,894 90,548
44,715,083 27,822,253
848,670 3,569,064
61,033,563 20,197,159
(1,123,243) (315,907)
10,136,930 (1,674,725)
49,029,018 58,448,688
7,273,934 7,417,275
6,682 1,233
(72,959,278) (75,639,964)
(403,917) (493,960)
(17,053,561) (10,266,728)
194 313
192 2023
2023 12 31
2023 2022
41(2)
– 4,177,534
– 6,400,000
106,455,676 71,080,326
(91,930,519) (88,101,992)
– (8,348,339)
(2,196,347) (3,039,408)
(1,188,128) (1,440,645)
(148,387) (146,863)
– (29,533)
10,992,295 (19,448,920)
12,111 46,002
4,087,775 (31,344,371)
1 1 11,508,997 42,853,368
12 31 41(1) 15,596,772 11,508,997
16,276,438 15,308,429
(7,077,063) (6,520,564)
194 313
2023 193
1
[1996] 220
[1996] 353 1996 11
15
[1998] 76 1998
[2007] 485 2008
B0170H237020001 91370200264609602K
6 3 H 2015 12
3866 A 2019 1 002948 2022 1 2
A H 58.20 2023 12 31
58.20
2023 12 31
16
23
2
(1)
2(24)
194 2023
2
(1)
2(4)
(2)
(3)
2023 195
2
(4)
(i)
(ii)
(a)
–
–
196 2023
2
(4)
(ii)
(a)
–
–
(b)
–
–
2023 197
2
(4)
(ii)
(b)
–
–
(iii)
–
–
2(4)(iv)
198 2023
2
(4)
(iv)
2(16)
2(4)(v)
(v)
–
–
–
–
2023 199
2
(4)
(v)
(i)
(ii) (iii)
12 12 12
44(1)
36(2)
200 2023
2
(4)
(vi)
–
–
(vii)
–
–
–
–
–
2023 201
2
(4)
(vii)
(viii)
202 2023
2
(4)
(ix)
9
9
(x)
2023 203
2
(4)
(xi)
(5)
204 2023
2
(6)
(7)
2(11)
2023 205
2
(7)
20 – 50 3% – 5% 1.90% – 4.85%
5 – 10 3% – 5% 9.50% – 19.40%
5 3% – 5% 19.00% – 19.40%
3–7 3% – 5% 13.57% – 32.33%
20 – 50 3% – 5% 1.90% – 4.85%
–
–
(8)
2(11)
3 - 10
(9)
2(11)
206 2023
2
(10)
2(4)(ii)
2(11)
(11)
–
–
–
–
–
–
2023 207
2
(11)
(12)
(i)
(ii)
(iii)
208 2023
2
(12)
(iv)
–
–
(13)
2023 209
2
(13)
–
–
(14)
46
–
–
(15)
210 2023
2
(15)
(16)
(i)
–
–
2023 211
2
(16)
(ii)
–
–
–
(iii)
(17)
212 2023
2
(18)
(i)
(ii)
(19)
–
–
–
2(16)
2023 213
2
(19)
(i)
2(11)
–
–
–
12
214 2023
2
(19)
(ii)
2(4)
(20)
2023 215
2
(21)
(i)
(a)
(b)
(ii)
(a)
(b)
(c) (ii)(b)
(d) (ii)(b) (ii)(c)
(e) (i)
(22)
216 2023
2
(23)
2(11)
(24)
2023 217
2
(24)
(i)
44(1)
(ii)
(iii)
(iv)
(v)
218 2023
2
(24)
(vi)
47
3
2023 2022
313,957 312,506
39,605 32,124
434,720 269,147
9,478,638 8,396,220
3,697,252 3,957,348
455,061 378,374
138,768 304,872
5,470,243 5,210,430
1,111,788 969,141
21,140,032 19,830,162
(405,466) (503,458)
(134,510) (180,286)
(571,665) (607,577)
(8,060,870) (7,046,209)
(602,063) (454,745)
(2,074,024) (2,709,725)
(9,465) (39,848)
(11,858,063) (11,541,848)
9,281,969 8,288,314
2023 219
4
2023 2022
929,831 859,349
556,492 458,418
377,895 319,653
97,033 84,663
– 26,864
151,780 42,335
2,113,031 1,791,282
(526,512) (346,152)
1,586,519 1,445,130
5
2023 2022
(i) (155,909) 738,300
(ii) (5,594) 25,013
(7,489) (21,655)
– (476)
(168,992) 741,182
(i)
(ii)
6
2023 2022
1,192,290 540,041
436,381 509,085
(5,808) 8,049
1,622,863 1,057,175
220 2023
7
2023 2022
123,782 107,256
1,501 10,343
27,369 (1,042)
6,340 897
158,992 117,454
8
2023 2022
1,474,379 1,314,992
194,635 174,120
189,643 175,977
40,339 35,665
29,563 26,392
266,038 240,096
9,910 (8,425)
2,204,507 1,958,817
565,168 547,473
142,468 150,138
128,474 122,102
836,110 819,713
156,268 146,885
1,319,543 1,293,026
4,516,428 4,218,441
(i) 2023 645 2022 625
2023 221
9
2023 12 31
(1)(i) – 1,406 643 152 324 2,525
(1)(iii) – 992 457 111 234 1,794
(1)(v) – 930 421 152 261 1,764
– 930 421 152 263 1,766
(1)(iii) – 39 21 6 12 78
125 – – – – 125
Rosario STRANO (2) – – – – – –
132 – – – – 132
Marco MUSSITA (2) – – – – – –
131 – – – – 131
(1)(iv) 190 – – – – 190
230 – – – – 230
Tingjie ZHANG (1)(iv) 61 – – – – 61
224 – – – – 224
224 – – – – 224
(1)(iv) 136 – – – – 136
(1)(iv) – – – – – –
– 930 421 152 323 1,826
– 607 904 152 160 1,823
– 600 958 152 169 1,879
77 – – – – 77
124 – – – – 124
124 – – – – 124
124 – – – – 124
1,902 6,434 4,246 1,029 1,746 15,357
222 2023
9
2022 12 31
(1)(i) – 703 633 76 166 1,578
(1)(i) – 696 528 72 39 1,335
(1)(iii) – 1,277 1,147 158 311 2,893
(1)(ii) – 578 605 – 111 1,294
– 927 944 151 259 2,281
127 – – – – 127
Rosario STRANO (2) – – – – – –
127 – – – – 127
Marco MUSSITA (2) – – – – – –
127 – – – – 127
(1)(ii) 66 – – – – 66
(1)(iv) 191 – – – – 191
197 – – – – 197
Tingjie ZHANG (1)(iv) 197 – – – – 197
197 – – – – 197
197 – – – – 197
– 927 1,034 151 318 2,430
– 603 1,084 151 158 1,996
– 606 850 151 157 1,764
77 – – – – 77
114 – – – – 114
114 – – – – 114
114 – – – – 114
1,845 6,317 6,825 910 1,519 17,416
2023 223
9
(1)
2023 2022
(i) 2022 6 2022 7
(ii) 2022 8
(iii) 2023 1 2023 3
(iv) 2023 4 Tingjie ZHANG 2023 4
2023 12
(v) 2023 11
(2) Rosario STRANO Marco MUSSITA
(3)
(4) 2023 2023
224 2023
10
2023 12 31 2022
9
2023 2022
– 2,366
– 1,935
– 302
– 4,603
2023 2022
1,000,000 – –
1,000,001 1,500,000 – –
1,500,001 2,000,000 – –
2,000,001 2,500,000 – –
2,500,001 3,000,000 – 2
11
2023 2022
(942) 1,117
15,022 22,445
8,130 (21,110)
1,933,153 2,621,883
114,700 14,401
1,501,595 1,598,896
(73,881) (278,471)
207,306 183,238
313,125 115,201
(4,129) 31,228
4,014,079 4,288,828
2023 225
12
(1)
2023 2022
897,350 688,411
27(2) (635,373) (719,977)
261,977 (31,566)
(2)
2023 2022
3,933,397 3,135,959
25% 25%
983,349 783,990
2,994 2,883
7,497 9,176
30,126 17,052
40,617 29,111
(i) (703,689) (844,667)
(58,300) –
261,977 (31,566)
(i)
226 2023
13
2023 2022
13(1) 5,820,355 5,692,062
3,548,599 3,082,775
233,200 510,176
3,315,399 2,572,599
0.57 0.45
(1)
2023 2022
5,820,355 4,509,690
– 1,182,372
5,820,355 5,692,062
2022 1 2 A H
2023 227
14
2023 2022
12 31 12 31
532,013 349,481
14(1) 18,919,609 17,661,919
14(2) 11,505,177 9,769,018
14(3) 76,964 35,394
30,501,750 27,466,331
9,901 9,494
31,043,664 27,825,306
(1) 2023 12 31 5.00%
2022 12 31 5.25% 4.00% 2022 12 31 6.0%
(2)
(3)
15
2023 2022
12 31 12 31
1,766,460 1,679,178
17,814 34,957
407,904 576,363
19,839 13,130
2,212,017 2,303,628
(1,649) (2,591)
2,210,368 2,301,037
228 2023
16
2023 2022
12 31 12 31
13,798,000 8,250,000
265,602 209,377
14,063,602 8,459,377
(42,377) (27,355)
14,021,225 8,432,022
17
2023 12 31 2022 12 31
72,856,704 67,032 (67,862) 49,204,972 102,911 (101,859)
5,313,762 78,793 (1,699) 5,890,408 5,465 (86,288)
954,899 3,552 (1,546) – – –
79,125,365 149,377 (71,107) 55,095,380 108,376 (188,147)
2023 229
18
(1)
2023 2022
12 31 12 31
13,950,000 –
2,782 –
13,952,782 –
(8,130) –
13,944,652 –
(2)
2023 2022
12 31 12 31
13,950,000 –
2,782 –
13,952,782 –
(8,130) –
13,944,652 –
230 2023
19
(1)
2023 2022
12 31 12 31
200,029,767 172,955,292
200,029,767 172,955,292
46,945,476 46,459,431
21,842,557 16,931,630
10,295,732 9,988,969
79,083,765 73,380,030
758,512 598,681
12 (5,000,788) (3,901,150)
(350,943) (510,711)
(2,503,396) (2,697,610)
(7,855,127) (7,109,471)
19,441,303 22,501,207
1,534,706 192,923
20,976,009 22,694,130
292,992,926 262,518,662
(2)
2023 2022
12 31 12 31
61,496,406 52,463,310
68,562,521 56,725,873
114,490,600 104,787,862
55,540,014 55,052,407
300,089,541 269,029,452
2023 231
19
(3)
2023 12 31
3 3 1 1 3
3 1 3 3
362,919 529,698 126,931 8,447 1,027,995
304,840 178,266 982,602 176,787 1,642,495
966,163 218,145 290,692 34,233 1,509,233
– – 77,441 – 77,441
1,633,922 926,109 1,477,666 219,467 4,257,164
0.54% 0.31% 0.50% 0.07% 1.42%
2022 12 31
3 3 1 1 3
3 1 3 3
380,033 473,148 19,913 2,430 875,524
747,334 923,685 279,806 315,317 2,266,142
443,768 305,377 154,135 41,774 945,054
1,513 77,771 – – 79,284
1,572,648 1,779,981 453,854 359,521 4,166,004
0.59% 0.66% 0.17% 0.13% 1.55%
1 1
232 2023
19
(4)
(i)
2023 12 31
12
(i)
274,696,221 1,632,927 3,542,896 279,872,044
(5,000,788) (350,943) (2,503,396) (7,855,127)
269,695,433 1,281,984 1,039,500 272,016,917
2022 12 31
12
(i)
241,459,799 2,210,427 3,263,777 246,934,003
(3,901,150) (510,711) (2,697,610) (7,109,471)
237,558,649 1,699,716 566,167 239,824,532
2023 233
19
(4)
(ii)
2023 12 31
12
(i)
20,976,009 – – 20,976,009
(142,370) – – (142,370)
2022 12 31
12
(i)
22,676,508 17,622 – 22,694,130
(27,639) (31) – (27,670)
(i) 44(1)
234 2023
19
(5)
(i)
2023
12
2023 1 1 3,901,150 510,711 2,697,610 7,109,471
12 45,754 (35,119) (10,635) –
(10,029) 11,714 (1,685) –
(23,701) (98,022) 121,723 –
1,087,614 (38,341) 883,880 1,933,153
– – (1,243,813) (1,243,813)
– – 86,700 86,700
– – (30,384) (30,384)
2023 12 31 5,000,788 350,943 2,503,396 7,855,127
2022
12
2022 1 1 3,159,298 603,867 2,663,172 6,426,337
12 362 (357) (5) –
(263,591) 264,239 (648) –
(360,066) (308,837) 668,903 –
1,365,147 (48,201) 1,304,937 2,621,883
– – (2,046,387) (2,046,387)
– – 122,818 122,818
– – (15,180) (15,180)
2022 12 31 3,901,150 510,711 2,697,610 7,109,471
2023 235
19
(5)
(ii)
2023
12
2023 1 1 27,639 31 – 27,670
114,731 (31) – 114,700
2023 12 31 142,370 – – 142,370
2022
12
2022 1 1 13,269 – – 13,269
14,370 31 – 14,401
2022 12 31 27,639 31 – 27,670
48(2)
236 2023
20
2023 2022
12 31 12 31
200,957 –
3,344,037 –
3,544,994 –
25,820 24,637
2,467,351 2,684,943
1,091,864 1,017,848
3,585,035 3,727,428
43,799,513 34,950,084
6,895,445 7,787,802
444,536 791,832
– 2,616
58,269,523 47,259,762
20(1) 1,132,525 1,318,187
386,256 460,708
57,136,998 45,941,575
58,269,523 47,259,762
(1)
2023 237
21
2023 2022
12 31 12 31
24,874,801 34,298,700
13,527,638 7,179,615
32,336,039 19,761,408
42,386,232 33,292,034
113,124,710 94,531,757
– 712,934
21(1) 23,250 23,250
1,837,174 1,410,760
114,985,134 96,678,701
21(2) 35,671,807 26,770,249
33,887,676 24,391,557
79,313,327 69,908,452
114,985,134 96,678,701
(1)
2023
(%)
13,000 – – 13,000 0.34 5,800
10,000 – – 10,000 1.14 –
(i) 250 – – 250 0.81 –
23,250 – – 23,250 5,800
238 2023
21
2022
(%)
13,000 – – 13,000 0.34 8,000
10,000 – – 10,000 1.14 –
(i) 250 – – 250 0.81 –
23,250 – – 23,250 8,000
(i)
(ii) 2023 2022
(2)
(3)
2023
12
2023 1 1 51,725 152,028 – 203,753
12 71,631 (71,631) – –
– (560) 560 –
(48,284) (78,786) 53,189 (73,881)
2023 12 31 75,072 1,051 53,749 129,872
2023 239
21
(3)
2022
12
2022 1 1 60,404 121,265 300,555 482,224
12 95,571 (95,571) – –
(4,100) 27,247 (23,147) –
(100,150) 99,087 (277,408) (278,471)
2022 12 31 51,725 152,028 – 203,753
22
2023 2022
12 31 12 31
28,428,968 29,382,700
10,718,845 10,720,004
5,771,567 8,957,230
3,262,782 801,917
48,182,162 49,861,851
1,935,620 2,609,200
1,596,703 1,738,700
4,758,576 6,070,640
764,409 868,992
22(1) (4,480,961) (2,946,718)
52,756,509 58,202,665
22(2) 16,856,264 17,456,387
16,856,264 17,456,387
35,900,245 40,746,278
52,756,509 58,202,665
240 2023
22
(1)
2023
12
2023 1 1 191,705 27,839 2,727,174 2,946,718
(908) 908 – –
(64,367) (5,950) 1,571,912 1,501,595
– – 32,648 32,648
2023 12 31 126,430 22,797 4,331,734 4,480,961
2022
12
2022 1 1 298,990 516,032 432,800 1,247,822
12 14,111 (14,111) – –
(183) 183 – –
(5,887) (497,184) 503,071 –
(115,326) 22,919 1,691,303 1,598,896
– – 100,000 100,000
2022 12 31 191,705 27,839 2,727,174 2,946,718
(2)
2023 241
23
2023 2022
12 31 12 31
510,000 510,000
1,000,000 1,000,000
1,510,000 1,510,000
(i) 51.00% 51.00% 1,000,000 510,000
(ii) 100.00% 100.00% 1,000,000 1,000,000
(i) 2017 2 15
10
(ii) 2020 9 16 10
242 2023
24
2023 2022
12 31 12 31
870,964 562,714
(91,333) (53,981)
779,631 508,733
16,421,930 14,989,671
17,201,561 15,498,404
214,762 220,389
12 (446,463) (265,041)
(174,694) (65,109)
(53,393) (107,694)
16,741,773 15,280,949
2023
12
2023 1 1 265,041 65,109 107,694 437,844
(3,464) 3,464 – –
184,886 106,121 (83,701) 207,306
– – 29,400 29,400
2023 12 31 446,463 174,694 53,393 674,550
2023 243
24
2022
12
2022 1 1 227,836 36,120 45,036 308,992
12 968 (968) – –
(5,402) 5,402 – –
– (24,933) 24,933 –
41,639 49,488 92,111 183,238
– – (54,386) (54,386)
2022 12 31 265,041 65,109 107,694 437,844
2023 12 31
– – –
1 1 386,192 (42,691) 343,501
1 2 2 254,901 (23,620) 231,281
2 3 3 116,160 (10,285) 105,875
3 4 4 38,227 (6,158) 32,069
4 5 5 27,499 (4,273) 23,226
5 47,985 (4,306) 43,679
(i) – – –
870,964 (91,333) 779,631
244 2023
24
2022 12 31
– – –
1 1 277,506 (26,977) 250,529
1 2 2 178,855 (12,150) 166,705
2 3 3 54,390 (5,054) 49,336
3 4 4 17,649 (2,458) 15,191
4 5 5 8,216 (1,716) 6,500
5 26,098 (5,626) 20,472
(i) – – –
562,714 (53,981) 508,733
(i) 44(3)
2023 245
25
2022 1 1 3,477,058 733,001 72,664 119,376 73,908 4,476,007
81,573 128,729 5,736 15,825 25,791 257,654
(98) (16,946) (3,691) (2,119) – (22,854)
2022 12 31 3,558,533 844,784 74,709 133,082 99,699 4,710,807
118,232 130,857 4,790 8,365 6,610 268,854
(3,215) (32,170) (2,930) (2,919) – (41,234)
2023 12 31 3,673,550 943,471 76,569 138,528 106,309 4,938,427
2022 1 1 (490,838) (471,337) (50,700) (72,939) – (1,085,814)
(81,581) (78,442) (6,429) (13,510) – (179,962)
– 15,832 3,507 2,016 – 21,355
2022 12 31 (572,419) (533,947) (53,622) (84,433) – (1,244,421)
(84,651) (85,201) (5,995) (13,210) – (189,057)
– 30,488 2,784 2,768 – 36,040
2023 12 31 (657,070) (588,660) (56,833) (94,875) – (1,397,438)
2023 12 31 3,016,480 354,811 19,736 43,653 106,309 3,540,989
2022 12 31 2,986,114 310,837 21,087 48,649 99,699 3,466,386
2023 12 31 2022 12 31
2023 12 31 0.93 2022 12 31
0.11
2023 12 31 2022 12 31
2023 2022
12 31 12 31
50 15,523 15,913
10 – 50 2,966,394 2,963,234
10 34,563 6,967
3,016,480 2,986,114
246 2023
26
2022 1 1 1,239,664 4,114 1,243,778
139,087 – 139,087
(72,752) – (72,752)
2022 12 31 1,305,999 4,114 1,310,113
168,646 – 168,646
(102,493) – (102,493)
2023 12 31 1,372,152 4,114 1,376,266
2022 1 1 (395,936) (1,953) (397,889)
(157,367) (651) (158,018)
72,752 – 72,752
2022 12 31 (480,551) (2,604) (483,155)
(156,801) (651) (157,452)
102,480 – 102,480
2023 12 31 (534,872) (3,255) (538,127)
2023 12 31 837,280 859 838,139
2022 12 31 825,448 1,510 826,958
27
(1)
2023 12 31 2022 12 31
14,171,170 3,542,792 11,660,966 2,915,242
84,659 21,165 163,569 40,892
(35,900) (8,975) 1,400,620 350,155
955,618 238,905 560,218 140,054
15,175,547 3,793,887 13,785,373 3,446,343
2023 247
27
(2)
(i) (ii)
2022 1 1 2,489,556 45,711 (134,697) 104,872 2,505,442
359,669 (4,819) 331,705 33,422 719,977
66,017 – 153,147 1,760 220,924
2022 12 31 2,915,242 40,892 350,155 140,054 3,446,343
637,755 (19,727) (80,851) 98,196 635,373
(10,205) – (278,279) 655 (287,829)
2023 12 31 3,542,792 21,165 (8,975) 238,905 3,793,887
(i)
(ii)
248 2023
28
2023 2022
12 31 12 31
922,695 922,695
28(1) 420,085 353,076
388,450 379,973
96,151 112,690
79,244 184,694
(i) 28(2) 38,929 39,810
8,896 5,759
(ii) 6,056 –
(iii) 777,250 1,306,712
2,737,756 3,305,409
(40,550) (38,584)
2,697,206 3,266,825
(i) 2023 12 31 3,053 2022 12 31 1,544
(ii) 2023 12 31 515
91 2022 12 31
(iii)
2023 249
28
(1)
2023 2022
967,286 799,866
199,902 167,420
– –
1,167,188 967,286
(614,210) (503,254)
(132,893) (110,956)
– –
(747,103) (614,210)
420,085 353,076
353,076 296,612
2023 12 31 2022 12 31
(2)
2023 2022
12 31 12 31
38,929 39,810
38,929 39,810
29
2023 2022
12 31 12 31
18,027,260 13,125,175
49,386 73,957
158,442 57,473
18,235,088 13,256,605
250 2023
30
2023 2022
12 31 12 31
873,923 2,526,890
1,351,707 3,873,427
16,701 39,343
2,242,331 6,439,660
31
2023 2022
12 31 12 31
17,570,190 16,753,990
1,337,000 727,000
246,937 143,051
808,236 –
(i)
959,180 –
168,821 184,054
21,090,364 17,808,095
(i) 2023
2023 251
32
(1)
2023 2022
12 31 12 31
36,872,938 25,394,779
– 237,752
7,629 1,823
36,880,567 25,634,354
(2)
2023 2022
12 31 12 31
26,800,000 7,632,752
10,072,938 17,999,779
7,629 1,823
36,880,567 25,634,354
33
2023 2022
12 31 12 31
89,927,435 91,660,860
29,854,416 29,571,148
119,781,851 121,232,008
107,301,003 101,968,834
158,589,578 117,757,021
265,890,581 219,725,855
389,827 389,313
9,405,100 6,696,131
395,467,359 348,043,307
16,852,955 17,495,516
252 2023
34
2023 2022
12 31 12 31
(i) 17,993,005 9,993,574
(ii) 71,008,248 64,620,293
268,532 253,084
89,269,785 74,866,951
(i)
(a) 2019 5 5 10 3.98% 2024
5 22 2023 12 31 10.06 2022 12 31 10.16
(b) 2019 5 5 10 3.98% 2024
5 31 2023 12 31 10.06 2022 12 31 10.16
(c) 2019 12 5 10 3.84%
2024 12 5 2023 12 31 10.12 2022 12 31
10.17
(d) 2019 12 5 10 3.80%
2024 12 16 2023 12 31 10.12 2022 12 31
10.17
(e) 2021 3 10 40 4.80%
2031 3 24 5 2023 12 31
41.51 2022 12 31 40.86
(f) 2021 5 10 20 4.34%
2031 5 28 5 2023 12 31
20.59 2022 12 31 20.14
(g) 2023 12 3 80 2.84%
2026 12 4 2023 12 31 80.22
(ii) 2023 12 31
2022 12 31 710.50 645.83
2023 253
35
2023 2022
12 31 12 31
1 1 153,462 133,544
1 2 2 119,559 110,492
2 3 3 90,302 93,757
3 5 5 140,888 119,643
5 111,467 118,182
615,678 575,618
555,035 515,043
(i) 2023
3,039 2022 2,527
36
2023 2022
12 31 12 31
922,695 922,695
36(1) 758,284 652,469
36(2) 565,767 252,642
381,633 677,270
36(3) 219,512 195,142
157,760 114,183
92,314 110,469
20,087 19,258
(i) – 1,830,079
638,460 790,452
3,756,512 5,564,659
(i) 2023
254 2023
36
(1)
2023 2022
12 31 12 31
614,228 525,727
8,341 2,611
29,565 25,068
21,840 18,200
(i) – 133
(ii) 84,310 80,730
758,284 652,469
(i)
(ii)
2 (12)
2023 2022
12 31 12 31
2.50% 2.50%
3.00% 3.25%
2010-2013
2023 12 31 2022 12 31
2023 255
36
(2)
2023
12
2023 1 1 249,614 3,028 – 252,642
12 1,682 (1,682) – –
(47) 47 – –
(18) (261) 279 –
313,699 (295) (279) 313,125
2023 12 31 564,930 837 – 565,767
2022
12
2022 1 1 129,789 7,652 – 137,441
12 52 (52) – –
(1,658) 1,658 – –
(744) – 744 –
122,175 (6,230) (744) 115,201
2022 12 31 249,614 3,028 – 252,642
(3)
2023 2022
12 31 12 31
166,720 146,222
32,844 29,467
19,948 19,453
219,512 195,142
256 2023
37
2023 2022
12 31 12 31
5,820,355 5,820,355
2022 1 3.20 7.82 1 A 2022 2
3.92 5.29 1 H A H
28.44 58.20
38
(1)
2023 12 31
2022 2022 7 14 3.70% 100 40,000 4,000,000
2022 2022 8 16 3.55% 100 24,000 2,400,000
6,400,000
(4,217)
6,395,783
2023 257
38
(2)
2022 7 14 2022 8 16 40
24 2022 2022
(a)
100 2022 5 3.70% 5
2022 5 3.55% 5
(b)
(c)
(d)
(e)
5
5
258 2023
38
(3)
2022 12 31 2023 12 31
2022 40,000 3,997,236 – – 40,000 3,997,236
2022 24,000 2,398,547 – – 24,000 2,398,547
64,000 6,395,783 – – 64,000 6,395,783
(4)
2023 2022
12 31 12 31
39,063,939 35,816,312
32,668,156 29,420,529
6,395,783 6,395,783
875,304 776,983
875,304 776,983
39
(1)
(2)
10% 50%
2023 259
39
(3)
2012 3 [2012]20
1.50%
2023 12 31 70.72 (2022 12 31
63.17 ) 1.50%
(4)
2023
(16,853) (2,620) – – 655 (1,965) (18,818)
(72,988) 1,549,496 (436,381) – (278,279) 834,836 761,848
173,567 165,933 (125,114) – (10,205) 30,614 204,181
83,726 1,712,809 (561,495) – (287,829) 863,485 947,211
2022
(11,573) (7,040) – – 1,760 (5,280) (16,853)
386,452 (134,216) (478,371) – 153,147 (459,440) (72,988)
371,620 63,659 (327,729) – 66,017 (198,053) 173,567
746,499 (77,597) (806,100) – 220,924 (662,773) 83,726
260 2023
39
(5)
2023 1 1 5,820,355 6,395,783 10,687,634 2,388,248 6,316,926 83,726 3,263,408 34,956,080
– – – – – 863,485 3,298,655 4,162,140
39(2) – – – 329,866 – – (329,866) –
39(3) – – – – 755,477 – (755,477) –
40 – – – – – – (1,164,457) (1,164,457)
2023 12 31 5,820,355 6,395,783 10,687,634 2,718,114 7,072,403 947,211 4,312,263 37,953,763
2022 1 1 4,509,690 7,853,964 – 8,337,869 2,103,883 5,409,946 746,499 3,052,533 32,014,384
– – – – – – (662,773) 2,843,654 2,180,881
37 1,310,665 – – 2,844,140 – – – – 4,154,805
38 – – 6,395,783 – – – – – 6,395,783
– (7,853,964) – (494,375) – – – – (8,348,339)
39(2) – – – – 284,365 – – (284,365) –
39(3) – – – – – 906,980 – (906,980) –
40 – – – – – – – (1,441,434) (1,441,434)
2022 12 31 5,820,355 – 6,395,783 10,687,634 2,388,248 6,316,926 83,726 3,263,408 34,956,080
2023 261
40
(1) 2024 3 28 2023 12 31
3.30
7.55
10 1.60 9.31
(2) 2023 7 18 2022 40 3.70%
1.48
2023 8 18 2022 24 3.55%
8,520
(3) 2023 5 31 2022 2022 12 31
2.84
9.07
10 1.60 9.31
(4) 2022 7 22
5.50% 7,351.67
2022 9 20 5.10
(5) 2022 5 10 2021 2021 12 31
2.44
4.29
10 1.60 9.31
262 2023
41
(1)
2023 2022
12 31 12 31
532,013 349,481
11,505,177 9,769,018
1,392,178 1,390,498
1,500,000 –
667,404 –
15,596,772 11,508,997
(2)
2023 1 1 74,866,951 19,258 515,043 75,401,252
106,455,676 – – 106,455,676
(2,196,347) – – (2,196,347)
(91,930,519) – – (91,930,519)
– (1,188,128) – (1,188,128)
– – (148,387) (148,387)
12,328,810 (1,188,128) (148,387) 10,992,295
– 1,188,957 – 1,188,957
– – 168,517 168,517
2,074,024 – 19,862 2,093,886
2023 12 31 89,269,785 20,087 555,035 89,844,907
2023 263
41
(2)
2022 1 1 92,218,300 18,469 505,895 92,742,664
71,080,326 – – 71,080,326
(3,039,408) – – (3,039,408)
(88,101,992) – – (88,101,992)
– (1,440,645) – (1,440,645)
– – (146,863) (146,863)
(20,061,074) (1,440,645) (146,863) (21,648,582)
– 1,441,434 – 1,441,434
– – 137,159 137,159
2,709,725 – 18,852 2,728,577
2022 12 31 74,866,951 19,258 515,043 75,401,252
264 2023
42
(1)
(a)
5%
2023 2022
12 31 12 31
Intesa Sanpaolo S.p.A. 1,018,562 17.50% 17.50% Gian Maria
GROS-PIETRO
654,623 11.25% 11.25%
532,601 9.15% 9.15%
2022 1 1 624,754 13.85% 503,556 11.17% 409,693 9.08%
393,808 3.65% 151,067 0.08% 122,908 0.07%
2022 12 31 1,018,562 17.50% 654,623 11.25% 532,601 9.15%
– – – – – –
2023 12 31 1,018,562 17.50% 654,623 11.25% 532,601 9.15%
2023 265
42
(1)
(a)
2023 2022
12 31 12 31
103.69 103.69
20.00 20.00
45.00 45.00
(b)
23
(c)
(2)
266 2023
42
(2)
(a)
2023 12 31
– 10,250 1,532,652 1,477 301,535 1,845,914 0.63%
– 771,852 – – – 771,852 0.67%
– – 63,484 – – 63,484 0.38%
2 – – – – 2 0.00%
125,473 23,267 386,334 3,473,963 946,501 4,955,538 1.25%
– 1,017 6,818 – – 7,835 0.35%
– 38,719 2,775 100 – 41,594 0.14%
2023
– 13,945 85,610 14 11,846 111,415 0.53%
1,334 414 4,359 105,591 13,498 125,196 1.06%
– 18,875 – – – 18,875 0.89%
– – – 104 – 104 0.02%
– 566 – – – 566 0.01%
– – – 1,590 – 1,590 1.00%
2023 267
42
(2)
(a)
2022 12 31
– – 1,351,200 – 311,449 1,662,649 0.62%
– – – 1,005,318 – 1,005,318 1.64%
– – – 444,301 – 444,301 0.94%
– – 193,436 – – 193,436 1.23%
19,498 – – – – 19,498 0.85%
134,322 48,349 334,017 3,745,736 556,003 4,818,427 1.38%
– – 516 5,534 – 6,050 0.09%
– 100 – 100 – 200 0.00%
2022
– – 94,529 – 13,812 108,341 0.55%
1,784 344 5,707 100,183 14,482 122,500 1.06%
– – – 36,358 – 36,358 2.03%
– – – 293 – 293 0.08%
– 706 – – – 706 0.02%
– – – 5,050 – 5,050 4.30%
268 2023
42
(2)
(b)
2023 2022
12 31 12 31
820,437 1,311,569
1,187,087 829,336
1,594 1,524
2023 2022
61,675 11,569
6,757 6,712
239,159 238,833
– 55,519
2,033 2,033
(3)
2023 2022
17,842 22,019
2023 12 31 2023 12
31
2023 2022
2023 12 31 1.52 2022 12
31 1.06 42(2)
(4)
2023 269
43
2(22)
270 2023
43
2023
5,827,897 (643,671) 3,448,708 649,035 9,281,969
(768,042) 3,146,158 (2,378,116) – –
5,059,855 2,502,487 1,070,592 649,035 9,281,969
432,583 663,130 493,837 (3,031) 1,586,519
26,340 (827) (194,505) – (168,992)
107,267 – 1,514,709 887 1,622,863
124,165 13,526 13,246 8,055 158,992
5,750,210 3,178,316 2,897,879 654,946 12,481,351
(2,068,507) (1,618,989) (720,430) (108,502) (4,516,428)
(1,477,774) (1,042,762) (1,283,824) (209,719) (4,014,079)
(908) (16,539) – – (17,447)
2,203,021 500,026 893,625 336,725 3,933,397
(257,711) (226,384) (78,665) (2,408) (565,168)
184,362 161,952 56,266 1,337 403,917
2023 12 31
234,423,008 95,339,912 257,396,759 17,031,806 604,191,485
3,793,887
607,985,372
235,963,324 197,512,142 119,307,535 15,263,128 568,046,129
53,460,793 23,106,489 – – 76,567,282
2023 271
43
2022
4,937,009 671,076 2,212,047 468,182 8,288,314
775,606 940,589 (1,716,195) – –
5,712,615 1,611,665 495,852 468,182 8,288,314
186,786 675,281 559,512 23,551 1,445,130
(125,987) (11,782) 879,427 (476) 741,182
68,964 – 988,211 – 1,057,175
51,707 26,054 10,300 29,393 117,454
5,894,085 2,301,218 2,933,302 520,650 11,649,255
(2,036,089) (1,330,464) (758,574) (93,314) (4,218,441)
(2,391,739) (443,235) (1,270,304) (183,550) (4,288,828)
(6,027) – – – (6,027)
1,460,230 527,519 904,424 243,786 3,135,959
(229,778) (277,830) (32,469) (7,396) (547,473)
206,014 249,096 36,785 2,065 493,960
2022 12 31
209,943,060 88,215,513 212,537,502 15,471,574 526,167,649
3,446,343
529,613,992
223,436,198 153,209,549 103,132,597 13,242,353 493,020,697
49,637,911 18,441,375 – – 68,079,286
272 2023
44
2023 273
44
(1)
(a)
44(1)
44(1)
(b)
12
274 2023
44
(1)
(b)
30
90
2023 275
44
(1)
(b)
90
12 (PD) (LGD)
(EAD)
12
276 2023
44
(1)
(b)
2023 277
44
(1)
(b)
2023 12 31
(GDP) (CPI) (M2
2023
5.00%
2023 12 31 2022 12 31
5% 5%
278 2023
44
(1)
(c)
(d)
2023 279
44
(1)
(e)
2023 2022
12 31 12 31
30,511,651 27,475,825
2,210,368 2,301,037
14,021,225 8,432,022
149,377 108,376
13,944,652 –
292,992,926 262,518,662
14,470,010 12,307,062
114,961,884 96,655,451
52,756,509 58,202,665
16,741,773 15,280,949
776,537 1,307,938
553,536,912 484,589,987
76,567,282 68,079,286
630,104,194 552,669,273
280 2023
44
(1)
(f)
2023 12 31 2022 12 31
40,112,000 13.37% 27,177,633 10.10%
36,305,398 12.10% 36,870,337 13.70%
29,443,983 9.81% 22,197,699 8.25%
27,820,169 9.27% 30,836,317 11.46%
25,460,916 8.48% 24,242,353 9.01%
22,645,613 7.55% 21,744,001 8.08%
15,227,141 5.07% 13,558,837 5.04%
5,858,262 1.95% 5,031,283 1.87%
5,478,243 1.83% 4,837,379 1.80%
3,874,193 1.29% 2,788,039 1.04%
8,779,858 2.93% 6,365,544 2.37%
221,005,776 73.65% 195,649,422 72.72%
79,083,765 26.35% 73,380,030 27.28%
300,089,541 100.00% 269,029,452 100.00%
2023 281
44
(1)
(f)
2023 12 31
AAA AA A A
– 53,530,546 – – – 53,530,546
– 24,246,483 – – – 24,246,483
415,583 40,675,409 2,331,253 142,925 353,824 43,918,994
2,934,092 26,135,790 15,217,608 153,621 2,299,767 46,740,878
3,349,675 144,588,228 17,548,861 296,546 2,653,591 168,436,901
2022 12 31
AAA AA A A
– 63,706,037 – – – 63,706,037
– 17,899,619 – – – 17,899,619
3,376,161 25,658,379 1,875,288 237,208 256,545 31,403,581
91,295 15,810,493 16,450,173 83,875 2,675,963 35,111,799
3,467,456 123,074,528 18,325,461 321,083 2,932,508 148,121,036
282 2023
44
(1)
(g)
2023 12 31
31,043,664 – – 31,043,664 – – – –
2,212,017 – – 2,212,017 (1,649) – – (1,649)
14,063,602 – – 14,063,602 (42,377) – – (42,377)
13,952,782 – – 13,952,782 (8,130) – – (8,130)
197,449,270 768,692 2,401,251 200,619,213 (4,565,865) (162,644) (1,576,878) (6,305,387)
77,246,951 864,235 1,141,645 79,252,831 (434,923) (188,299) (926,518) (1,549,740)
52,460,255 328,570 4,448,645 57,237,470 (126,430) (22,797) (4,331,734) (4,480,961)
16,447,862 898,979 69,482 17,416,323 (446,463) (174,694) (53,393) (674,550)
404,876,403 2,860,476 8,061,023 415,797,902 (5,625,837) (548,434) (6,888,523) (13,062,794)
2023 12 31
20,976,009 – – 20,976,009 (142,370) – – (142,370)
114,847,595 109,556 4,733 114,961,884 (75,072) (1,051) (53,749) (129,872)
135,823,604 109,556 4,733 135,937,893 (217,442) (1,051) (53,749) (272,242)
76,556,283 10,899 100 76,567,282 (564,930) (837) – (565,767)
2023 283
44
(1)
(g)
2022 12 31
27,825,306 – – 27,825,306 – – – –
2,303,628 – – 2,303,628 (2,591) – – (2,591)
8,459,377 – – 8,459,377 (27,355) – – (27,355)
169,381,379 1,395,899 2,608,188 173,385,466 (3,631,302) (312,800) (2,263,910) (6,208,012)
72,078,420 814,528 655,589 73,548,537 (269,848) (197,911) (433,700) (901,459)
56,482,930 235,908 4,430,545 61,149,383 (191,705) (27,839) (2,727,174) (2,946,718)
15,340,939 216,795 161,059 15,718,793 (265,041) (65,109) (107,694) (437,844)
351,871,979 2,663,130 7,855,381 362,390,490 (4,387,842) (603,659) (5,532,478) (10,523,979)
2022 12 31
22,676,508 17,622 – 22,694,130 (27,639) (31) – (27,670)
94,715,912 1,939,539 – 96,655,451 (51,725) (152,028) – (203,753)
117,392,420 1,957,161 – 119,349,581 (79,364) (152,059) – (231,423)
67,960,640 97,646 21,000 68,079,286 (249,614) (3,028) – (252,642)
284 2023
44
(2)
(a)
2023 285
44
(2)
(a)
2023 12 31
3 3 1 1 5 5
31,043,664 618,878 30,424,786 – – –
2,210,368 19,839 2,190,529 – – –
14,021,225 264,764 7,728,689 5,830,950 196,822 –
13,944,652 2,773 13,941,879 – – –
(i) 292,992,926 741,732 78,759,912 167,515,322 39,666,710 6,309,250
(ii) 226,011,166 52,049,245 4,612,581 18,677,727 89,722,313 60,949,300
16,741,773 206,949 6,638,805 5,095,740 4,800,279 –
11,019,598 11,019,598 – – – –
607,985,372 64,923,778 144,297,181 197,119,739 134,386,124 67,258,550
18,235,088 158,442 5,791,966 12,284,680 – –
2,242,331 16,701 1,816,495 409,135 – –
21,090,364 168,821 4,825,173 15,728,870 367,500 –
36,880,567 7,629 36,872,938 – – –
395,467,359 9,794,927 176,706,141 73,163,699 135,802,592 –
89,269,785 268,532 26,985,268 48,022,299 13,993,686 –
4,860,635 4,305,600 59,115 87,745 318,647 89,528
568,046,129 14,720,652 253,057,096 149,696,428 150,482,425 89,528
39,939,243 50,203,126 (108,759,915) 47,423,311 (16,096,301) 67,169,022
286 2023
44
(2)
(a)
2022 12 31
3 3 1 1 5 5
27,825,306 394,369 27,430,937 – – –
2,301,037 13,130 2,088,048 199,859 – –
8,432,022 208,644 4,733,686 3,489,692 – –
(i) 262,518,662 563,118 68,781,574 152,363,980 35,395,663 5,414,327
(ii) 202,141,128 43,709,191 7,991,469 11,534,615 69,140,563 69,765,290
15,280,949 216,532 6,469,227 5,168,662 3,426,528 –
11,114,888 11,114,888 – – – –
529,613,992 56,219,872 117,494,941 172,756,808 107,962,754 75,179,617
13,256,605 57,473 3,477,252 9,721,880 – –
6,439,660 39,343 2,898,857 3,501,460 – –
17,808,095 184,054 5,216,610 12,307,431 100,000 –
25,634,354 1,823 25,632,531 – – –
348,043,307 7,085,444 167,691,199 67,206,597 106,042,651 17,416
74,866,951 253,084 21,435,717 43,184,576 9,993,574 –
6,971,725 4,666,033 1,853,926 64,869 293,537 93,360
493,020,697 12,287,254 228,206,092 135,986,813 116,429,762 110,776
36,593,295 43,932,618 (110,711,151) 36,769,995 (8,467,008) 75,068,841
(i) 2023 12 31 2022 12 31 3
16.87 12.37
(ii)
2023 287
44
(2)
(a)
2023 2022
12 31 12 31
100 (731,924) (831,337)
100 731,924 831,337
2023 2022
12 31 12 31
100 (2,301,467) (2,782,794)
100 2,465,394 3,051,735
288 2023
44
(2)
(b)
2023 12 31
30,874,843 164,850 3,971 31,043,664
1,519,343 646,507 44,518 2,210,368
14,021,225 – – 14,021,225
13,944,652 – – 13,944,652
292,134,455 858,471 – 292,992,926
(i) 219,582,545 6,428,621 – 226,011,166
16,741,773 – – 16,741,773
10,815,883 201,051 2,664 11,019,598
599,634,719 8,299,500 51,153 607,985,372
18,235,088 – – 18,235,088
1,518,537 723,794 – 2,242,331
20,031,173 1,059,191 – 21,090,364
36,880,567 – – 36,880,567
393,885,030 1,564,963 17,366 395,467,359
89,269,785 – – 89,269,785
4,801,894 32,994 25,747 4,860,635
564,622,074 3,380,942 43,113 568,046,129
35,012,645 4,918,558 8,040 39,939,243
– (4,926,226) 3,173 (4,923,053)
35,012,645 (7,668) 11,213 35,016,190
72,812,430 2,627,962 1,126,890 76,567,282
2023 289
44
(2)
(b)
2022 12 31
27,689,844 131,884 3,578 27,825,306
1,465,218 757,794 78,025 2,301,037
8,432,022 – – 8,432,022
260,885,963 1,629,357 3,342 262,518,662
(i) 194,601,933 7,539,195 – 202,141,128
15,280,949 – – 15,280,949
10,676,780 435,312 2,796 11,114,888
519,032,709 10,493,542 87,741 529,613,992
13,256,605 – – 13,256,605
3,960,620 2,479,040 – 6,439,660
17,663,785 144,310 – 17,808,095
25,395,789 238,565 – 25,634,354
346,301,171 1,684,653 57,483 348,043,307
74,866,951 – – 74,866,951
984,776 5,969,696 17,253 6,971,725
482,429,697 10,516,264 74,736 493,020,697
36,603,012 (22,722) 13,005 36,593,295
65,256,071 2,406,503 416,712 68,079,286
(i)
2023 12 31 2022 12 31
290 2023
44
(2)
(b)
2023 2022
12 31 12 31
100 4 (10)
100 (4) 10
100
100
2023 291
44
(3)
292 2023
44
(3)
(a)
2023 12 31
1 3
1 3 1 1 5 5
(ii) (ii)
18,996,573 12,047,091 – – – – – 31,043,664
– 1,392,344 204,824 613,200 – – – 2,210,368
– – 2,743,123 5,182,786 5,898,304 197,012 – 14,021,225
– – 13,944,652 – – – – 13,944,652
1,158,219 529,295 26,255,077 24,352,523 90,063,777 80,582,868 70,051,167 292,992,926
(i) 212,289 – 27,251,756 7,515,812 20,025,622 104,657,017 66,348,670 226,011,166
18,361 – 786,671 1,021,260 4,925,045 9,846,309 144,127 16,741,773
8,501,958 214,626 101,801 83,972 306,394 254,282 1,556,565 11,019,598
28,887,400 14,183,356 71,287,904 38,769,553 121,219,142 195,537,488 138,100,529 607,985,372
– – 231,661 5,683,599 12,319,828 – – 18,235,088
– 1,462,398 – 361,820 418,113 – – 2,242,331
– – 1,152,805 2,686,202 15,825,869 1,425,488 – 21,090,364
– – 36,880,567 – – – – 36,880,567
– 121,349,619 26,507,966 30,325,208 75,831,293 141,453,273 – 395,467,359
– – 9,125,354 18,008,373 48,142,372 7,997,815 5,995,871 89,269,785
580,348 83,108 526,439 700,614 761,477 1,102,407 1,106,242 4,860,635
580,348 122,895,125 74,424,792 57,765,816 153,298,952 151,978,983 7,102,113 568,046,129
28,307,052 (108,711,769) (3,136,888) (18,996,263) (32,079,810) 43,558,505 130,998,416 39,939,243
2023 293
44
(3)
(a)
2022 12 31
1 3
1 3 1 1 5 5
(ii) (ii)
17,697,313 10,127,993 – – – – – 27,825,306
– 1,389,349 204,888 503,947 202,853 – – 2,301,037
– – 1,851,427 3,038,226 3,542,369 – – 8,432,022
719,658 385,543 20,949,483 21,389,393 87,255,059 67,179,734 64,639,792 262,518,662
(i) 326,384 46,246 22,850,091 6,299,348 17,944,465 76,135,202 78,539,392 202,141,128
53,366 8,481 1,165,757 1,182,373 4,893,901 7,590,630 386,441 15,280,949
8,603,214 432,394 40,037 38,057 142,250 308,774 1,550,162 11,114,888
27,399,935 12,390,006 47,061,683 32,451,344 113,980,897 151,214,340 145,115,787 529,613,992
– – 54,040 3,470,285 9,732,280 – – 13,256,605
– 1,158,513 – 1,765,320 3,515,827 – – 6,439,660
– – 2,058,040 3,278,093 12,371,962 100,000 – 17,808,095
– – 25,531,243 103,111 – – – 25,634,354
– 122,042,969 19,152,844 27,829,442 68,818,498 110,181,658 17,896 348,043,307
– – 4,982,830 16,601,753 43,288,794 3,998,641 5,994,933 74,866,951
267,224 166,769 855,276 1,939,064 1,551,557 1,074,057 1,117,778 6,971,725
267,224 123,368,251 52,634,273 54,987,068 139,278,918 115,354,356 7,130,607 493,020,697
27,132,711 (110,978,245) (5,572,590) (22,535,724) (25,298,021) 35,859,984 137,985,180 36,593,295
(i)
(ii)
294 2023
44
(3)
(b)
2023 12 31
1 3
1 3 1 1 5 5
– – 232,022 5,744,867 12,459,403 – – 18,436,292 18,235,088
– 1,462,398 – 365,386 433,163 – – 2,260,947 2,242,331
– – 1,153,854 2,756,377 16,144,021 1,526,428 – 21,580,680 21,090,364
– – 36,884,708 – – – – 36,884,708 36,880,567
– 121,349,619 27,254,653 30,459,475 78,726,999 151,534,377 – 409,325,123 395,467,359
– – 9,140,000 18,132,000 49,090,000 9,569,600 6,836,400 92,768,000 89,269,785
– 17,035 27,987 18,482 89,958 350,748 111,467 615,677 555,035
14,582 66,073 83,953 274,404 32,852 318,611 922,695 1,713,170 1,713,170
14,582 122,895,125 74,777,177 57,750,991 156,976,396 163,299,764 7,870,562 583,584,597 565,453,699
2022 12 31
1 3
1 3 1 1 5 5
– – 54,076 3,517,460 9,864,710 – – 13,436,246 13,256,605
– 1,158,513 – 1,775,204 3,570,747 – – 6,504,464 6,439,660
– – 2,072,109 3,290,564 12,630,182 105,776 – 18,098,631 17,808,095
– – 25,537,711 103,572 – – – 25,641,283 25,634,354
– 122,042,969 19,181,984 28,189,089 70,741,471 118,416,931 35,653 358,608,097 348,043,307
– – 4,990,000 16,712,000 43,922,800 5,271,200 7,115,200 78,011,200 74,866,951
– 9,537 28,906 14,949 80,152 323,892 118,182 575,618 515,043
13,418 157,232 121,294 1,792,607 404,847 183,624 922,695 3,595,717 3,595,717
13,418 123,368,251 51,986,080 55,395,445 141,214,909 124,301,423 8,191,730 504,471,256 490,159,732
2023 295
44
(3)
(c)
2023 12 31
1 3
1 3 1 1 5 5
– – (74) 1,236 269 (230) – 1,201
– – 18,158 236,902 5,025,338 – – 5,280,398
– – (18,151) (235,551) (5,060,830) – – (5,314,532)
– – 7 1,351 (35,492) – – (34,134)
2022 12 31
1 3
1 3 1 1 5 5
– – 23 (109) (549) 1,621 – 986
– – 14,333 336,595 5,616,499 – – 5,967,427
– – (14,315) (336,458) (5,804,543) – – (6,155,316)
– – 18 137 (188,044) – – (187,889)
296 2023
44
(4)
(5)
2012
2023 297
44
(5)
2023 2022
12 31 12 31
33,328,054 30,003,939
5,820,355 5,820,355
10,687,634 10,687,634
947,211 83,726
2,718,114 2,388,248
7,483,824 6,618,047
5,011,018 3,822,519
659,898 583,410
(923,175) (834,333)
32,404,879 29,169,606
6,483,769 6,473,571
6,395,783 6,395,783
87,986 77,788
38,888,648 35,643,177
10,358,946 9,569,041
6,000,000 6,000,000
4,182,973 3,413,465
175,973 155,576
49,247,594 45,212,218
384,977,512 333,440,925
8.42% 8.75%
10.10% 10.69%
12.79% 13.56%
298 2023
45
(1)
(a)
(b)
(c)
(d)
2023 299
45
(2)
2023 12 31
(i)
– 7,130,029 – 7,130,029
– – 6,895,445 6,895,445
– – 444,536 444,536
– 43,799,513 – 43,799,513
– 149,377 – 149,377
– 114,961,884 – 114,961,884
– – 23,250 23,250
– – 20,976,009 20,976,009
– 166,040,803 28,339,240 194,380,043
– 959,180 – 959,180
– 69,353 1,754 71,107
– 1,028,533 1,754 1,030,287
300 2023
45
(2)
2022 12 31
(i)
– 3,727,428 – 3,727,428
– – 7,787,802 7,787,802
– – 791,832 791,832
– 34,950,084 – 34,950,084
– 2,616 – 2,616
– 108,376 – 108,376
– 95,922,326 – 95,922,326
– 733,125 – 733,125
– – 23,250 23,250
– – 22,694,130 22,694,130
– 135,443,955 31,297,014 166,740,969
– 187,076 1,071 188,147
– 187,076 1,071 188,147
2023 301
45
(2)
(i)
2023
2023 2023
1 1 12 31
7,787,802 – – (404,175) – 1,000,000 – (1,488,182) 6,895,445
791,832 – – 308,126 – 76,820 – (732,242) 444,536
23,250 – – – – – – – 23,250
22,694,130 – – 599,273 29,447 90,014,037 – (92,360,878) 20,976,009
31,297,014 – – 503,224 29,447 91,090,857 – (94,581,302) 28,339,240
1,071 – – 683 – – – – 1,754
1,071 – – 683 – – – – 1,754
302 2023
45
(2)
(i)
2022
2022 2022
1 1 12 31
13,488,145 – (2,453,369) (62,684) – 4,390,000 – (7,574,290) 7,787,802
1,501,437 – – (513,923) – – – (195,682) 791,832
23,250 – – – – – – – 23,250
728,917 – – 2,695 (31,612) – – (700,000) –
17,640,224 – – 266,049 (29,912) 71,488,373 – (66,670,604) 22,694,130
33,381,973 – (2,453,369) (307,863) (61,524) 75,878,373 – (75,140,576) 31,297,014
2,447 – – (1,376) – – – – 1,071
2,447 – – (1,376) – – – – 1,071
(3)
2023
2022
(4)
2023 303
45
(5)
(6)
(i)
(ii)
(iii)
(iv)
(v)
304 2023
45
(6)
2023 12 31
45,953,528 48,852,365 – 48,767,500 84,865
45,953,528 48,852,365 – 48,767,500 84,865
18,261,537 18,537,559 – 18,537,559 –
71,008,248 71,049,727 – 71,049,727 –
89,269,785 89,587,286 – 89,587,286 –
2022 12 31
48,911,446 49,180,473 – 48,356,749 823,724
48,911,446 49,180,473 – 48,356,749 823,724
10,246,658 10,419,636 – 10,419,636 –
64,620,293 64,583,013 – 64,583,013 –
74,866,951 75,002,649 – 75,002,649 –
2023 305
46
(1)
2023 2022
12 31 12 31
30,246,042 36,283,077
23,106,489 18,441,375
10,263,325 8,253,753
9,269,141 3,145,598
1,502,597 754,600
1,272,714 983,936
906,974 216,947
76,567,282 68,079,286
36(2)
(2)
2023 2022
12 31 12 31
24,236,360 18,680,164
306 2023
46
(3)
2023 2022
12 31 12 31
56,049 82,606
(4)
2023 12 31 2022 12 31
(5)
2023 2022
12 31 12 31
3,822,379 3,536,451
(6)
2023 2022
12 31 12 31
59,141,534 26,190,712
10,072,938 17,999,779
69,214,472 44,190,491
14
2023 12 31 2022 12 31
2023 12 31 2022 12 31
2023 307
47
(1)
2023 12 31 2022 12 31
2023 12 31
43,799,513 – – 43,799,513 43,799,513
6,895,445 – 1,811,073 8,706,518 8,706,518
444,536 – 116,904 561,440 561,440
107,227 4,789,048 922,411 5,818,686 5,818,686
51,246,721 4,789,048 2,850,388 58,886,157 58,886,157
2022 12 31
34,950,084 – – 34,950,084 34,950,084
7,787,802 733,125 2,469,057 10,989,984 10,989,984
791,832 – 607,482 1,399,314 1,399,314
124,277 1,919,509 922,253 2,966,039 2,966,039
43,653,995 2,652,634 3,998,792 50,305,421 50,305,421
308 2023
47
(2)
2023 12 31
1.90 2022 12
31 1.06
2023 12 31 2,081.22
2022 12 31 2,008.15
(3) 1 1 12 31
2023 0.16 2022 0.36
2023 1 1 12 31 68.62 2022
58.52
(4)
48
(1)
2023 309
48
(2)
2023 2022
(3)
2023 2022 0.85 3.14
0.88 1.83 2(4)(vii)
49
2023 12 31 56.03 2022 12 31 53.01
310 2023
50
2023 2022
12 31 12 31
31,024,474 27,786,532
1,112,039 1,207,554
14,841,661 9,735,919
149,377 108,376
13,944,652 –
292,992,926 262,518,662
58,269,523 47,257,146
114,985,134 96,678,701
52,756,509 58,202,665
1,510,000 1,510,000
3,320,366 3,237,570
836,684 826,531
3,649,736 3,360,737
2,353,839 3,052,497
591,746,920 515,482,890
18,235,088 13,256,605
3,429,418 7,268,996
6,521,623 5,451,383
71,107 188,147
36,880,567 25,634,354
395,467,359 348,043,307
402,070 670,755
89,269,785 74,866,951
553,923 514,627
2,962,217 4,631,685
553,793,157 480,526,810
2023 311
50
2023 2022
12 31 12 31
5,820,355 5,820,355
6,395,783 6,395,783
10,687,634 10,687,634
2,718,114 2,388,248
7,072,403 6,316,926
947,211 83,726
4,312,263 3,263,408
37,953,763 34,956,080
591,746,920 515,482,890
2024 3 28
312 2023
51 2023 12 31
2023 12 31
2023 12 31 2023 12 31
1 2024 1 1
1 2024 1 1
16 2024 1 1
7 7 2024 1 1
21 2025 1 1
52
40
53
2023 313
1
(1)
2023 2022
12 31 12 31
75,270,402 90,470,924
30 47,606,972 73,656,093
158.11% 122.83%
100%
(2)
2023 2022
12 31 12 31
5.83% 6.07%
2015 4 1
4%
(3)
2023 2023
12 31 9 30
368,742,355 356,788,521
315,655,638 305,263,011
116.82% 116.88%
100%
314 2023
2
2023 12 31
8,299,500 7,542 43,611 8,350,653
(3,380,942) (601) (42,512) (3,424,055)
251,396 – 3,876 255,272
(5,177,622) – (703) (5,178,325)
(7,668) 6,941 4,272 3,545
– – – –
2022 12 31
10,493,542 9,260 78,481 10,581,283
(10,516,264) (2,378) (72,358) (10,591,000)
42,793 – – 42,793
19,409 – – 19,409
39,480 6,882 6,123 52,485
(139,292) – – (139,292)
2023 315
3
10%
2023 12 31
163,649 4,921,472 2,662,833 7,747,954
– 4,490,416 – 4,490,416
– 378,902 – 378,902
– 14,909 – 14,909
163,649 5,315,283 2,662,833 8,141,765
2022 12 31
129,114 5,474,744 3,967,781 9,571,639
– 5,075,937 – 5,075,937
– 532,705 – 532,705
– 32,287 – 32,287
129,114 6,039,736 3,967,781 10,136,631
4
2023 2022
12 31 12 31
3 6 6 351,864 664,466
6 1 1 574,245 1,115,515
1 1,697,133 813,375
2,623,242 2,593,356
3 6 6 0.12% 0.25%
6 1 1 0.19% 0.41%
1 0.57% 0.30%
0.88% 0.96%
316 2023
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