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公司公告

交通银行:交通银行H股公告-2023年度业绩公告2024-03-28  

    Bank of Communications Co., Ltd.
                                  03328

              2023      12   31


       2023   12   31




A                                 601328
H                                 03328
                   1              360021




                                                       188
                              86-21-58766688
                              86-21-58798398
                              investor@ bankcomm.com




                              1
    2023        1   1                                           2017        5          2020      6
                                    17
                                                                      (1)
          (2)

                                                                      2022
        2022




                           2023          2022        2022      2021          2020         2019




                          164,123        169,882     169,937   161,693      153,336      144,083
                           43,004         44,855      44,639    47,573       45,086       43,625
                          258,014        257,346     273,528   269,748      246,724      232,857
                           56,908         60,411      60,411    66,371       62,059       51,954
                           77,369         76,151      76,825    74,545       66,004       66,560
                           99,698         98,115      98,215    93,959       86,425       88,200
                           92,728         92,102      92,149    87,581       78,274       77,281


                        14,060,472 12,991,571 12,992,419 11,665,757 10,697,616          9,905,600
1
                         7,957,085 7,294,965 7,296,155 6,560,400 5,848,424              5,304,275
                        12,961,022 11,958,049 11,956,679 10,688,521 9,818,988           9,104,688
1
                         8,551,215 7,949,072 7,949,072 7,039,777 6,607,330              6,072,908
                         1,088,030 1,022,024 1,023,409      964,647    866,607            793,247



    2
                             1.15             1.14      1.14      1.10          0.99          1.00

    3
                            12.30            11.41     11.43     10.64          9.87          9.34




                                         2
                                      2023        2022        2022         2021        2020        2019


                                                                                                     (%)
                                        0.69        0.75        0.75         0.80        0.77        0.80
                            2
                                        9.68       10.34       10.33        10.76       10.35       11.20
             4
                                        1.28        1.48        1.48         1.56        1.57        1.58
         5
                                       30.04       29.65       28.14        27.67       26.81       28.63
                                        1.33        1.35        1.35         1.48        1.67        1.47
                                      195.21      180.68      180.68       166.50      143.87      171.77


     6
                                    1,351,116   1,250,317   1,250,317    1,139,957   1,021,246     911,256
                                6
                                      905,394     840,164     840,164      783,877     727,611     689,489
                        6
                                      176,289     176,480     176,480      176,348     134,610     100,057
                 6
                                      269,433     233,673     233,673      179,732     159,025     121,710
             6
                                    8,850,786   8,350,074   8,350,074    7,379,912   6,695,462   6,144,459
         (%)6                           15.27       14.97       14.97        15.45       15.25       14.83
                 (%)6                   12.22       12.18       12.18        13.01       12.88       12.85
                        (%)6            10.23       10.06       10.06        10.62       10.87       11.22



1.

2.
     9                                                            2010

3.



4.

5.



6.




                                                  3
                                                 74,262,726,645           A
39,250,864,015                             52.85% H        35,011,862,630
47.15%

1.


                                                                          (%)

                                                     – 13,178,424,446   17.75   A
                                                     – 4,553,999,999     6.13   H
                           2,4
                                                19,300          19,300    0.00   A
                                                     – 14,135,636,613   19.03   H
                     3,4
                                                     – 3,105,155,568     4.18   A
                                                     – 8,433,333,332    11.36   H
                                     4,5
                                             4,845,824 7,711,460,673     10.38   H
                                                     – 1,891,651,202     2.55   A
                                                     – 1,246,591,087     1.68   A
                                           (22,189,658) 1,046,095,052     1.41   A
                           5
                                                     –    808,145,417    1.09   A
                                 5
                                                     –    745,305,404    1.00   A
                                                     –    663,941,711    0.89   A



     1.



     2.                                                                                     A
            19,300         H         13,886,417,698
                                               249,218,915                           2007
                                      H



     3.
          1,970,269,383     A
                   H 610,369,000
                                            A           H          12,148,857,900
                                      16.36%


                                                 4
     4.                                                                    H
                                                                                           H
                                                                                       H
           249,218,915      7,027,777,777
                                H       13,886,417,698           1,405,555,555

     5.
                                                    2018     1
                                    7




2.                                                          XV



                         336




                                                                                A
                                                A                 1
                                                                                (%)             (%)

                                          13,178,424,4462                      33.57           17.75
     HSBC Holdings plc                            19,3003                       0.00            0.00
                                           3,105,155,5684                       7.91            4.18

                                                                                H
                                                H                 1
                                                                                (%)             (%)

                                           4,553,999,9992                      13.01            6.13
     HSBC Holdings plc                    14,135,636,6133                      40.37           19.03
                                           9,043,702,3324                      25.83           12.18



     1.

     2.                                                                                        H
           4,553,999,999                                              6.13%                    A
           13,178,424,446                                             17.75%
                                    5
      3.   HSBC Holdings plc        HSBC Asia Holdings Limited             HSBC Asia
           Holdings Limited                                                       A
             19,300       H 14,135,636,613
           HSBC Holdings plc                                A                H
           14,135,655,913

      4.                                                       H 9,043,702,332
                                        12.18%                 A 3,105,155,568

                     4.18%

                                                                                 336


                     XV




                                        52       2024      2       29
     55

1.



                                                            (%)

                                         – 100,000,000    22.22
                                         – 48,910,000     10.87
             1
                                         –   20,000,000    4.44


                                         –   20,000,000    4.44
                 5

                                10,000,000    20,000,000    4.44
             2

                                         –   18,000,000    4.00

                                         –   15,000,000    3.33
                                         –   15,000,000    3.33

                                 9,800,000    13,800,000    3.07

                                (1,400,000)   11,600,000    2.58
             4
                                    6
     1.

     2.

     3.




     4.



2.




                                    2023   4   28
                                    1                          1
                    4.07%                      1,831,500,000
     2023   9   7                                              2023   8
       30




                                2                              2021




                            7
                                           14.06
8.23%                         7.96                    6,621.20
9.08%                  8.55                   6,021.43           7.58%

                                                                   927.28
                   0.68%                 2,580.14                0.26%

                                            1.33%                 0.02
                       195.21%                14.53

1.

     (1)

                                          996.98                 15.83
                     1.61%

           7.35%                         5.80%




                                           2023       2022           (%)

                                           164,123    169,882       (3.39)
                                            93,891     87,464        7.35
                                            43,004     44,855       (4.13)
                                           258,014    257,346        0.26
                                           (56,908)   (60,411)      (5.80)
                                            (1,062)    (1,897)     (44.02)
                                          (100,346)   (96,923)       3.53
                                           (77,369)   (76,151)       1.60
                                            99,698     98,115        1.61
                                            (6,446)    (6,160)       4.64
                                            93,252     91,955        1.41
                                            92,728     92,102        0.68


                                     8
                                                               2023

                                                                     (%                     (%)
                                                 164,123           63.61                   (3.39)
                                                  43,004           16.67                   (4.13)
                                                  23,224            9.00                   31.90
                                                     727            0.28                   47.17
                                                     356            0.14                   21.92
                                                  26,580           10.30                    9.76
                                                 258,014          100.00                    0.26
(2)
                                                     1,641.23
      57.59                                           63.61%

              (LPR)




                                   2023 1       12                       2022 1       12

                                                       (%)                                    (%)

                         797,412       12,393          1.55    766,989       11,020          1.44
                         961,887       29,671          3.08    853,328       17,886          2.10
                       7,741,769      306,150          3.95 6,933,773       291,850          4.21
                       3,324,985      111,647          3.36 2,954,940        97,311          3.29
                      12,826,053      459,861          3.59 11,509,030      418,067          3.63
                       1,046,013                             1,103,512
                      13,872,066                            12,612,542

                       8,277,139      192,982          2.33 7,466,070       163,457          2.19
                       2,177,034       55,150          2.53 2,114,882        44,696          2.11
                       1,637,098       47,606          2.91 1,415,962        40,032          2.83
                      12,091,271      295,738          2.45 10,996,914      248,185          2.26
                       1,780,795                             1,615,628
                      13,872,066                            12,612,542
                                      164,123                               169,882
         1
                                                       1.14                                  1.37
              2
                                                       1.28                                  1.48
                        9
1.


2.

                          3.39%                1.14%
      23              1.28%              20



                             2023
(%)             1-3       4-6     7-9          10-12

                  1.21     1.16         1.12      1.07
                  1.33     1.30         1.27      1.22




                  2023     2022




                  438             935            1,373

                 2,280        9,505             11,785
                34,017      (19,717)            14,300
                12,174        2,162             14,336
                48,909       (7,115)            41,794

                17,762       11,763             29,525

                 1,311        9,143             10,454
                 6,258        1,316              7,574
                25,331       22,222             47,553

                23,578      (29,337)            (5,759)

           10
                                              57.59
                                                       235.78
                                                        293.37



                                             4,598.61
417.94                 10.00%

66.57%   24.28%        2.69%

A.


                                                      3,061.50
         143.00                    4.90%
             8,079.96                        11.65%




                             2023 1     12                   2022 1     12


                                               (%)                           (%)

                       5,087,425   195,477     3.84    4,412,329   176,385   4.00
                       1,555,006    51,896     3.34    1,390,254    47,582   3.42
                       3,532,419   143,581     4.06    3,022,075   128,803   4.26
                       2,378,156   106,798     4.49    2,286,752   111,384   4.87
                         597,220    28,096     4.70      583,408    28,794   4.94
                       1,780,936    78,702     4.42    1,703,344    82,590   4.85
                         276,188     3,875     1.40      234,692     4,081   1.74
                       7,741,769   306,150     3.95    6,933,773   291,850   4.21




                  11
B.

                                    1,116.47
     143.36             14.73%
                 3,700.45            12.52%

C.




     123.93                 13.73              12.46%
                                                  11

D.


                296.71                  117.85
     65.89%
                            98




                            2,957.38                    475.53
              19.16%

A.


                 1,929.82                 295.25
     18.06%                      65.25%




                  12
                                    2023 1         12                 2022 1         12


                                                         (%)                                 (%)

                              5,060,932       116,680    2.31   4,800,242       102,342     2.13
                              1,951,091        21,619    1.11   1,911,196        18,489     0.97
                              3,109,841        95,061    3.06   2,889,046        83,853     2.90
                              3,216,207        76,302    2.37   2,665,828        61,115     2.29
                                819,659         1,947    0.24     789,468         2,394     0.30
                              2,396,548        74,355    3.10   1,876,360        58,721     3.13
                              8,277,139       192,982    2.33   7,466,070       163,457     2.19

       B.


                     551.50                                     104.54
            23.39%
                                              42

       C.

                                                                   476.06
                 75.74                         18.92%
                                              2,211.36                      15.62%

(3)

                                                                            +         +
       +             +        +           +                           +                       +



                                                                       430.04
            18.51                 4.13%                                                   23.46
              23.10%                                                    5.72
      18.49%


                         13
                                      2023         2022             (%)

                                       18,762      19,141          (1.98)
                                        7,808      10,154         (23.10)
                                        8,004       7,496           6.78
                                        5,274       4,980           5.90
                                        2,521       3,093         (18.49)
                                        3,201       2,884          10.99
                                        1,375       1,364           0.81
                                          203         227         (10.57)
                                       47,148      49,339          (4.44)
                                       (4,144)     (4,484)         (7.58)
                                       43,004      44,855          (4.13)

(4)




                                      2023         2022             (%)
                                       23,224      17,607         31.90
                                          727         494         47.17
                                          356         292         21.92
                                       26,580      24,216          9.76
                                       50,887      42,609         19.43
                                               508.87
                    232.24             56.17              31.90%




(5)
                                  773.69                  12.18
            1.60%                     30.04%               0.39

      27%




                             14
                                           2023        2022             (%)
                                           27,797      26,918           3.27
                                           13,295      12,396           7.25
                                           26,750      28,187          (5.10)
                                            9,527       8,650          10.14
                                           77,369      76,151           1.60
     (6)
                                          579.70                   43.38
                   6.96%                           541.37
           39.65           6.82%




     (7)

                                        64.46                   2.86
               4.64%               6.47%        25%




2.

     (1)

                                       140,604.72
           10,689.01           8.23%




                              15
   2023 12 31              2022 12 31             2021 12 31
                   (%)                    (%)                    (%)

 7,772,060        55.28 7,135,454        54.93 6,412,201        54.97
 4,104,142        29.19 3,955,207        30.44 3,523,249        30.20

  898,022          6.39    806,102        6.20    734,728        6.30

   859,642         6.11 690,421           5.31 632,708           5.42
   426,606         3.03 404,387           3.12 362,871           3.11
14,060,472       100.00 12,991,571      100.00 11,665,757      100.00




     2023 12 31              2022 12 31            2021 12 31
                    (%)                    (%)                    (%)

     5,179,533     65.09    4,711,353     64.58    4,138,582    63.09
     1,496,422     18.81    1,438,252     19.72    1,309,291    19.96
     3,683,111     46.28    3,273,101     44.86    2,829,291    43.13
     2,473,100     31.08    2,365,317     32.43    2,285,096    34.83
     1,462,634     18.38    1,512,648     20.74    1,489,517    22.70
       489,725      6.15      477,746      6.55      492,580     7.51
       520,741      6.55      374,923      5.14      302,999     4.62
       304,452      3.83      218,295      2.99      136,722     2.08
     7,957,085    100.00    7,294,965    100.00    6,560,400   100.00

        16
                               79,570.85
  6,621.20             9.08%
      72,825.74                          6,952.76
10.55%

            51,795.33                             4,681.80
      9.94%                                           0.51
      65.09%                             581.70
        4,100.10
    46.28%

           24,731.00                              1,077.83
      4.56%                                           1.35
      31.08%                                          500.14
        3.31%                                            2.36
         18.38%                                     119.79
      2.51%

                    861.57               39.47%




                     2023 12 31            2022 12 31
                                  (%)                     (%)

                   2,883,274     36.23   2,461,988       33.75
                   1,288,963     16.20   1,179,381       16.17
                   2,904,861     36.51   2,579,866       35.36
                     879,987     11.06   1,073,730       14.72
                   7,957,085    100.00   7,294,965      100.00




             17
                                 2023               2022
                               12 31              12 31

                                 178,019           161,162
                                  54,137            58,102
                                 (31,099)          (46,313)
                                   5,679             5,146
                                    (427)              (78)
                                 206,309           178,019



                            41,041.42
1,489.35           3.77%




                  2023 12 31            2022 12 31
                               (%)                     (%)

                3,618,639     88.17   3,416,632       86.38
                  485,503     11.83     538,575       13.62
                4,104,142    100.00   3,955,207      100.00




           18
                  2023 12 31             2022 12 31
                                (%)                    (%)



                 642,282       15.65    705,357       17.83

                2,573,911      62.71   2,450,775      61.97


                  887,949     21.64      799,075    20.20
                4,104,142    100.00    3,955,207   100.00

                            36,186.39
2,020.07            5.91%




                  2023 12 31             2022 12 31
                                (%)                    (%)

                2,836,600     78.38    2,626,005    76.86
                   35,653      0.99       37,930     1.11
                  549,166     15.18      539,009    15.78
                  197,220      5.45      213,688     6.25
                3,618,639    100.00    3,416,632   100.00



           19
                             5,491.66
       734.36                                          4,757.30
                 13.37%   86.63%




                                   (%)

2017                 6,309      4.39      08/09/2027        2.11
2018                 5,256      4.98      12/01/2025        1.76
2022                 3,405 SOFR+1.06      29/09/2027        0.99
2017                 3,372      4.30      21/08/2024        1.13
2019                 3,222      2.70      19/03/2024        0.44
2023                 3,073      3.07      30/08/2033           –
2023                 3,015      2.70      23/11/2026        1.01
2022                 2,986      2.45      11/11/2025        2.00
2022                 2,957 SOFR+0.78      28/04/2025        0.58
2018                 2,898      4.88      09/02/2028        0.97




                                     2023            2022
                                   12 31           12 31

                                         1,384           1,412
                                          (439)           (412)
                                           945           1,000




                20
    (2)




                                                                     1




                               2023 12 31              2022 12 31                2021 12 31
                                              (%)                        (%)                        (%)

                               8,551,215     65.98     7,949,072     66.47       7,039,777      65.86

                               2,424,537     18.71     2,034,894     17.02       1,947,768      18.22
                               1,027,461      7.93     1,092,366      9.13         892,020       8.35
                                 592,175      4.57       530,861      4.44         503,525       4.71
                                 365,634      2.81       350,856      2.94         305,431       2.86
                              12,961,022    100.00    11,958,049    100.00      10,688,521     100.00

                                        129,610.22
          10,029.73                8.39%
          6,021.43               7.58%                                         65.98%
                   0.49
                          3,896.43                    19.15%
          18.71%                     1.69




                     85,512.15                                      6,021.43
          7.58%                                                    58.96%
            2.40                                     39.27%                                  2.09
                                                                   34.33%
            1.83                                     63.90%                                  1.52


1




                                  21
                    2023 12 31            2022 12 31          2021 12 31
                                  (%)                  (%)                  (%)

                    5,041,991    58.96   4,877,033    61.36   4,550,020    64.63
                    2,050,524    23.98   1,989,383    25.03   2,061,672    29.28
                    2,991,467    34.98   2,887,650    36.33   2,488,348    35.35
                    3,358,156    39.27   2,955,724    37.18   2,402,812    34.13
                      884,746    10.35     885,013    11.13     850,831    12.09
                    2,473,410    28.92   2,070,711    26.05   1,551,981    22.04
                        3,240     0.04       4,227     0.05       3,359     0.05
                      147,828     1.73     112,088     1.41      83,586     1.19
                    8,551,215   100.00   7,949,072   100.00   7,039,777   100.00

     (3)




             8



                                         10
                    11




3.

                                              2,754.61
           266.58

                            1,373.23                           2,308.98


                       22
                                1,166.23                                  1,682.74


                               48.88                              378.63


4.

     (1)




                                  2023                               2022

                                 (%)        1
                                                (%)                 (%)        1
                                                                                     (%)

                     47,584     47.73 91,566 35.49      47,695     48.61 86,946 33.79
                      7,876      7.90 24,521 9.50       11,199     11.41 25,124 9.76
                     20,759     20.82 30,854 11.96       8,636      8.80 31,683 12.31
                     20,859     20.91 36,909 14.31      28,133     28.69 38,489 14.96
                      8,809      8.84 22,802 8.84        9,380      9.56 23,336 9.07
                      2,938      2.95   7,200 2.79          32      0.03   7,371 2.86
                      5,948      5.97 17,761 6.88        3,791      3.86 13,286 5.16
                2
                    (15,075)   (15.12) 26,401 10.23    (10,751)   (10.96) 31,111 12.09
                3
                     99,698    100.00 258,014 100.00    98,115    100.00 257,346 100.00



           1.



           2.

           3.

           4.




                           23
(2)




             2023 12 31           2022 12 31
                          (%)                  (%)

           2,226,422    27.98   1,999,175    27.40
           1,051,204    13.21     978,749    13.42
           1,288,078    16.19   1,137,282    15.59
           1,290,880    16.22   1,196,075    16.40
             947,510    11.91     875,476    12.00
             265,215     3.33     250,190     3.43
             359,446     4.52     376,277     5.16
             528,330     6.64     481,741     6.60
           7,957,085   100.00   7,294,965   100.00




             2023 12 31           2022 12 31
                          (%)                  (%)

           2,363,907    27.64   2,157,812    27.15
           1,057,766    12.37   1,024,315    12.89
           1,825,945    21.35   1,671,923    21.02
           1,365,881    15.99   1,260,425    15.86
             894,662    10.46     846,610    10.65
             426,274     4.98     391,719     4.93
             465,463     5.44     480,408     6.04
               3,489     0.04       3,772     0.05
             147,828     1.73     112,088     1.41
           8,551,215   100.00   7,949,072   100.00

(3)



      24
                                           2023                     2022
                                                       (%)                      (%)

                                      258,014       100.00     257,346       100.00
                                      127,582        49.45     125,006        48.58
                                      106,818        41.40     106,162        41.25
                                       22,944         8.89      25,129         9.76
                                          670         0.26       1,049         0.41
                                       99,698       100.00      98,115       100.00
                                       50,559        50.71      42,410        43.22
                                       33,540        33.64      34,091        34.75
                                       15,779        15.83      21,299        21.71
                                         (180)       (0.18)        315         0.32




5.


                                                   15.27%
     12.22%                          10.23%



                                       2023 12 31               2022 12 31


                                       905,394      753,713     840,164      701,902
                                     1,081,683      928,503   1,016,644      876,692
                                     1,351,116    1,192,473   1,250,317    1,104,732
                          (%)            10.23         9.55       10.06         9.40
                    (%)                  12.22        11.76       12.18        11.74
              (%)                        15.27        15.10       14.97        14.80



     1.




                                25
     2.




                 2023

6.


                         7.03%



                                       2023         2023      2023        2023
                                      12 31        9 30      6 30        3 31

                                       1,081,683 1,054,858 1,036,471 1,039,682
                                      15,397,025 15,113,086 15,150,643 14,983,789
            %)                              7.03       6.98       6.84       6.94



1.




     (1)



                                                                      29.38%
           24.80%       2020          159.99% 54.94%
                                            16.51%   2020               2.3



                                 26
    2023                    1.5                                   5,777
                 2020     2.4       2                               1.9
               2020     2.5                       2020      1.6




                    41.2%
                                                    31.12%    73.95%
      39.54%




                                                    AUM 2
           8.23%   2020             28.21%
                                             9.06%     2020
    39.22%                                       7.91%     2020
        19.06%                                           4.62
          2020            42.19


                                                 2+N

    ESG


    29.37%     2020               126%
        68.66%




2


                          27
     (2)



                                                     0.17
           0.21
                             13.76
                                                     32%




                                  8.29%




2.


                                          4,681.80          9.94%
                                                             39.41%
           29.37%   24.80%


                                                        9.86%
                               0.79
           53.84%              0.39




                             28
                                             41.20%
                                 31.12%
         2.56                                          21.20%

(1)



      8.18%




                                                                     9.75
                         9,650

                                                              7.70
                    2,944


                244.47                    18.88

(2)



                                 82


                                                                 13.85
                         2.72                     19,857.51
          121.11%




                            29
(3)




                                 5,902.79
           29.38%               34.15
      16.51%                            3.43%
      32                            0.70%
      0.11              2,780


(4)




                                            5,776.85
               21.20%                4.73
      79.79%




                        30
     (5)




                                                            41.20%
                                               31.12%
                     4,783                   39.26%
           55.41%

     (6)


                              NAFMII
           3,018.8
                                           358.9              126.7%
                         


                         384.5                     107.6%


                     135.9                    56.5%
                              CRMW
                                                   e




3.

                                                            33,581.56
                             13.62%
                                                            2.28%
               9


                                      31
                                                  24,731.00
               4.56%                                 1,581.17
               86.25%              3
                                                    1.54

                                                                                   +
                                                                            1.92
                                            250                         9.06%

         (1)               AUM



                           +

                          AUM
                           1.92
               0.25%4                   242.00                         9.07%
                        AUM       50,019.19                         8.23%

         (2)




                                                 2023

               2,242.80                                  8,531.35
                               2,914.12


3
    17
4



                                       32
(3)




                               86.33
             17,793.44                     441.89

                                       +       +
                                                APP

                                                      ETC
                         360                7,000




                                                            11

                                   26.88%
      9.01

(4)




        +     +          +

      50%




                    33
(5)




                            +

                                       8.36
          8.54%                      11,664
          7.56%

(6)



              618      11

                                        3
                                     64.86%
      17.93

                                        7,132.42
                    4,896.06          2.50%
                        28,116.39
        5.84%




                                34
     (7)




                             159




                         22.09%
           23.08%




4.




     (1)




                    35
                     107
      93                                     148




(2)




                     119.42                        1.12
                              6.33
           4.23                      5,604




            1-5

(3)




             13.74



                       36
    5.




                             5
                                                             91.70
                             9.89%                               6,631.40
                                      4.72%

                                                      2007    12
              200




                                                                   4,046.64
                    448.81                      3,559.51
                                                                       447
                             1,249.22
              307                          1,015.89
                40.06                   5.02%
         36




         1,044                        20.76%                 47%

                                         327.21                94.41%
                222.25                     141.26%                   89
              168.25                     100%




5




                                 37
                        2007     10                     57.65
                                             85%     15%

                                 (QDII)


        174.66               161.45                         5,635.81
                         7.71                      18.21%
                                                   A




              149.48                          70.02%
          1,058.59                          74.39%
13


                                            2005    8             2

                                      65%   30%     5%


                              77.83                 67.05
          4,872
12.01                  24%




                       2023    10
16.68




                         38
                                                           2019     6
           80


                                                   6,625.36
53.80%
                          12,314.17                        13.45%
      127.70                  123.69                                12.40
                  4.39%




                            2010     1                     51
      MS&AD                              62.50%   37.50%


1,255.87                  55.02
                                                      14.49
    11.97%                  12.87                   46.13%
                                                         2.92
      9.58




                                                                2017    12
                150


    142.98                                        31.25
178.04%                              650.74                236.13
                                                                        27
                180.24              116.87%

                            39
                                         1998   6
          2007       5                                     2017    5      19


                         73.14%


          182.11                 17.97
                         14.7

                                                    2000    11
          4
     17
      A                                    a
                                                                    12.71
                  5.54                                       263
              121.16%


                                           3                     7.25%
                                 2,867                      53.88%
      30.86%

6.


                                23
                69                                                53.18
                           5.74%
          12,499.46                             8.89%




          23.30%
          91.92%


                                40
(1)




(2)



                                                      23            485.92
                      73.88%




           5,096.53                                              659.91
                                                           91.92%

(3)



      23                                                   69

                   131                        1,032
                 29                      93                              220
                           31                         66            28
           113

(4)




                                                           +        +
      +                        +

                                   1.9                     23.30%

                          41
(5)



                  144.40




                                              1+1




                       18%      32%

                                      (RES)




      2024                 20




             42
7.




     (1)

                          6.0                 2.0
                                              +                +


            12.95%                        6.77%
                            15.04%                             20.70%

     (2)


                                           8.0




                                     (MAU)4,910.48
              7.96%

     (3)


           APP7.0


                                     98.09%                        APP
                      7,740.25                      2,570.74
                                     (IDC)2023




                             43
     (4)


                                                                     4,676
                                41
                  105.42                    34.57%
                                 2,110.75                   85.45%

     (5)




                           60                     10




                                                 3,641.87
             53.91%                                         381.77
                   130.77%                       741.71
           34.78%

8.




                                        120.27                  3.41%
                  5.64%                0.38
                    7,814                        33.30%
              8.29%                   1.91

     (1)    GBC




                                44
          40
                                 e




(2)


      3,500                260
              1,600




                T4




(3)




                                     2023




                      45
     (4)


                                         7
              14
                       4            16




     (5)


           2024-2025


                           5




1.




                               46
2.




                                          647.0
                333.3




     1,056.88                1.33%                71.62
         0.02
                                     60
                        90                                90
                        64.71%




                        47
                     2023 12 31                   2022 12 31                      2021 12 31
                                         (%)                        (%)                          (%)

                   7,731,141            97.16   7,091,355       97.21        6,374,975          97.17
                     120,256             1.51     105,084        1.44           88,629           1.35
                   7,851,397            98.67   7,196,439       98.65        6,463,604          98.52
                      28,523             0.36      40,465        0.55           52,960           0.81
                      32,383             0.41      33,257        0.46           25,978           0.40
                      44,782             0.56      24,804        0.34           17,858           0.27
                     105,688             1.33      98,526        1.35           96,796           1.48
                   7,957,085           100.00   7,294,965      100.00        6,560,400         100.00




                               2023 12 31                                 2022 12 31


                                 (%)                  %)                    (%)                   %)

                 89,192         1.72 62,273          1.20 84,584           1.80     46,309       0.98
                 30,939         1.25 47,832          1.93 20,499           0.87     38,483       1.63
                  9,875         0.68 12,236          0.84   8,051          0.53     13,023       0.86
                 18,673         3.81 28,061          5.73 10,808           2.26     20,122       4.21
                    903         0.26   3,456         1.01     436          0.18      1,985       0.83
                  1,488         0.83   4,079         2.28   1,204          0.88      3,353       2.45
                    125         0.04      16         0.01       1          0.00         36       0.02
                120,256         1.51 110,121         1.38 105,084          1.44     84,828       1.16

                          622.73                                          159.64
           1.20%                           0.22
478.32                                 93.49                                1.93%
         0.30



                                  48
            2023 12 31                            2022 12 31


              (%)              (%)                  (%)           (%)

5,179,533    65.09    85,549   1.65   4,711,353    64.58 78,487   1.67
2,473,100    31.08    20,123   0.81   2,365,317    32.43 20,003   0.85
1,462,634    18.39     5,462   0.37   1,512,648    20.74 6,731    0.44
  489,725     6.15     9,385   1.92     477,746     6.55 9,310    1.95
  342,198     4.30     2,685   0.78     239,271     3.28 1,716    0.72
  178,543     2.24     2,591   1.45     135,652     1.86 2,246    1.66
  304,452     3.83        16   0.01     218,295     2.99     36   0.02
7,957,085   100.00   105,688   1.33   7,294,965   100.00 98,526   1.35




             49
            2023 12 31                           2022 12 31


              (%)               (%)                (%)             (%)

5,179,533    65.09    85,549    1.65 4,711,353    64.58 78,487     1.67

 905,624     11.38     5,460    0.60   823,156    11.28 5,645      0.69
 954,586     12.00    18,753    1.96   836,532    11.46 21,934     2.62
 866,601     10.89     6,030    0.70   729,818    10.00 9,079      1.24
 489,080      6.15    24,403    4.99   519,857     7.13 14,560     2.80

 466,137      5.86     4,173    0.90   429,222     5.88   5,343    1.24


 391,742      4.92     3,098    0.79   342,617     4.70   3,237    0.94
 292,168      3.67     7,883    2.70   254,447     3.49   3,911    1.54
 188,716      2.37     2,639    1.40   176,696     2.42   2,000    1.13
 159,183      2.00     1,870    1.17   148,747     2.04   1,874    1.26
 141,254      1.78     4,116    2.91   128,762     1.77   2,861    2.22
 116,467      1.46     1,071    0.92   118,246     1.62   2,162    1.83
  88,640      1.11       437    0.49    94,839     1.30   1,012    1.07


   81,176     1.02     1,164    1.43 68,246        0.94    648     0.95
   38,159     0.48     4,452   11.67 40,168        0.55 4,221     10.51
2,473,100    31.08    20,123    0.81 2,365,317    32.43 20,003     0.85
  304,452     3.83        16    0.01 218,295       2.99     36     0.02
7,957,085   100.00   105,688    1.33 7,294,965   100.00 98,526     1.35




             50
1,180.54            14.11%
       824.68            10.02%
    1,367.83            18.74%
                369.15           8.60%
                             491.25                           14.34%




                            2023 12 31                            2022 12 31


                              (%)              (%)                   (%)             (%)
                2,226,422    27.98    20,582   0.92   1,999,175    27.40   21,107   1.06
                1,051,204    13.21    12,214   1.16     978,749    13.42    8,403   0.86
                1,288,078    16.19    16,472   1.28   1,137,282    15.59   10,707   0.94
                1,290,880    16.22    13,311   1.03   1,196,075    16.40   14,520   1.21
                  947,510    11.91     9,443   1.00     875,476    12.00    9,333   1.07
                  265,215     3.33    11,221   4.23     250,190     3.43   13,595   5.43
                  359,446     4.52    13,053   3.63     376,277     5.16   11,551   3.07
                  528,330     6.64     9,392   1.78     481,741     6.60    9,310   1.93
                7,957,085   100.00   105,688   1.33   7,294,965   100.00   98,526   1.35




                             51
                        2023 12 31                2022 12 31
                                       (%)                     (%)

3                        41,727        0.52       27,737       0.38
3         1              34,927        0.44       33,480       0.46
1     3                  26,820        0.34       19,083       0.26
3                         6,647        0.08        4,528       0.06
                        110,121        1.38       84,828       1.16

                  1,101.21                         252.93
        1.38%         0.22                         90
      683.94             113.03




                        2023 12 31                2022 12 31
                                       (%)                     (%)

                         40,836        0.51       13,660       0.19
                          6,306        0.08        1,533       0.02

                2023
                                  [2023]   1




(%)                       2023             2022            2021

                             1.70               1.89         1.86
                            24.12              26.55        45.72
                            57.06              52.87        29.61
                            58.63              26.61        17.42




                   52
     5.33%                           20.42%




                  2023 12 31

                                               %)

       A                        72,000        0.90
       B                        39,500        0.50
       C                        33,813        0.42
       D                        33,000        0.41
       E                        20,646        0.26
       F                        16,472        0.21
       G                        16,015        0.20
       H                        15,037        0.19
       I                        14,900        0.19
       J                        14,528        0.18
                               275,911        3.47

3.




4.




             53
                             2023         2022       2021
                           12 31        12 31      12 31

         %)         ≥25      64.92        69.76      67.11



       2023                           128.50%

          92           4.40


       2023                             110.59%
       0.71                                2023
                113.01%                   2.42


5.




2024




               54
2024




1.

                   94,275
     87,810                 2,587            3,878

     2,337              44.98%      55.02%




              55
                                              27,884
                       585            0.67%
     14,660            16.70%                            12,639
       14.39%                        15,981         18.20%
     62,856        71.58%                 8,973        10.22%

2.



     2023




            40%




3.




                  17




                                56
                                 e

     103            19               84

4.




             2023
       70%                           29

                              2023
                                           10




               2023      12    31
                                          C1




               57
                             C3




                                          74,262,726,645
               A               H                                              0.375
                                          278.49                                      2024
6   26                             2023

         2024       6 21                       2024       6       26
                     H
           2023                           H                                2024   6   20

                H
                         183                  17   1712-1716

2023                                                                       2024   7   10
                        2024   7 9                                                     A
                               2024 7         31                              2024    7 9
                                               H

         2024       7    4                    2024    7       9
                         H                                                        H
                                                                       H
         2023       7    3                                                        H
                                                                                       183
          17        1712-1716




                                     58
2023   12   31


                       2023        2022


                       459,861     418,067
                      (295,738)   (248,185)

                      164,123     169,882

                       47,148      49,339
                       (4,144)     (4,484)

                       43,004      44,855

                       23,224      17,607
                          727         494

                           40          64
                          356         292
                       26,580      24,216

                      258,014     257,346

                       (56,908)    (60,411)
                        (1,062)     (1,897)
                      (100,346)    (96,923)




                 59
2023   12   31



                      2023      2022


                      99,698    98,115

                      (6,446)   (6,160)

                      93,252    91,955




                       7,534    (7,737)
                        (664)     (669)


                       1,089     1,219
                           –        –

                        (660)    2,004
                          50    (1,204)
                       2,152     8,562
                      (2,367)     (641)

                       7,134     1,534




                 60
2023   12   31


                      2023        2022




                             33      (34)

                         988      (1,214)

                          458       (133)
                         (313)       (19)

                        1,166     (1,400)

                        8,300        134

                      101,552     92,089



                       92,728     92,102
                          524       (147)

                       93,252     91,955



                      100,862     92,122
                          690        (33)

                      101,552     92,089



                         1.15       1.14




                 61
2023   12   31


                        2023         2022
                      12 31        12 31




                         898,022      806,102
                         859,642      690,421
                          67,387       69,687
                       7,772,060    7,135,454

                         642,282      705,357
                       2,573,911    2,450,775

                        887,949      799,075
                          8,990        8,750
                        217,751      194,169
                         40,379       39,512
                         92,099       92,269

                      14,060,472   12,991,571




                       2,424,537    2,034,894

                          56,557       47,949
                          50,975       46,804
                       8,551,215    7,949,072
                       1,027,461    1,092,366
                           4,538        3,937
                         592,175      530,861
                           2,407        1,786
                         251,157      250,380

                      12,961,022   11,958,049

                 62
2023   12   31


                        2023         2022
                      12 31        12 31




                         74,263       74,263
                        174,790      174,790
                         44,952       44,952
                        129,838      129,838
                        111,428      111,429
                        400,805      368,808
                        326,744      292,734

                       1,088,030    1,022,024

                           7,912        8,040
                           3,508        3,458

                         11,420       11,498

                       1,099,450    1,033,522

                      14,060,472   12,991,571




                 63
             2023            12              31




2022 12 31    74,263    44,952    129,838     111,429    88,154    140,182    144,541    (6,664)   (157)   693     1,164     (121)   1,016     292,734    1,022,024    8,040    3,458    1,033,522


                  –        –         –          –        –         –         –      191        –      –        –      –        –      127          318      190        –         508


2023 1 1      74,263    44,952    129,838     111,429    88,154    140,182    144,541    (6,473)   (157)   693     1,164     (121)   1,016     292,861    1,022,342    8,230    3,458    1,034,030


                  –        –         –          –        –         –         –    7,880     458     (609)   2,050       33    (1,678)    92,728     100,862      509      181      101,552


                  –        –         –          –        –         –         –         –      –      –        –      –        –   (27,700)     (27,700)   (308)       –      (28,008)
                   –        –         –          –        –         –         –        –      –      –        –      –        –    (1,832)      (1,832)       –      –       (1,832)
                   –        –         –          –        –         –         –        –      –      –        –      –        –    (5,641)      (5,641)       –      –       (5,641)


                   –        –         –          –        –         –         –        –      –      –        –      –        –         –           –       –   (131)        (131)
                   –        –         –          –    9,073       217      14,512         –      –      –        –      –        –   (23,802)           –       –       –           –
                   –        –         –          –        –         –         –    (130)       –      –        –      –        –      130             –       –       –           –
                   –        –         –         (1)        –         –         –        –      –      –        –      –        –         –          (1)    (519)       –        (520)


2023 12 31    74,263    44,952    129,838     111,428    97,227    140,399    159,053    1,277     301      84     3,214      (88)    (662)    326,744    1,088,030    7,912    3,508    1,099,450




             2022            12              31




2022 1 1      74,263    44,952    129,838     111,428    79,967    140,022    130,280    1,530      (24)   (104)   (6,884)    (87)   1,379     257,187     963,747     8,881    3,165     975,793


                  –        –         –          –        –         –         –    (8,295)   (133)   797     8,048      (34)    (363)     92,102      92,122     (445)     412       92,089


                   –        –         –          –        –         –         –        –      –      –        –      –        –   (26,363)     (26,363)   (396)       –      (26,759)
                   –        –         –          –        –         –         –        –      –      –        –      –        –    (1,832)      (1,832)       –      –       (1,832)
                   –        –         –          –        –         –         –        –      –      –        –      –        –    (5,651)      (5,651)       –       –      (5,651)


                   –        –         –          –        –         –         –        –      –      –        –      –        –         –           –       –   (119)         (119)
                   –        –         –          –    8,187       160      14,261         –      –      –        –      –        –   (22,608)           –       –       –           –
                   –        –         –          –        –         –         –     101        –      –        –      –        –      (101)           –       –       –           –
                   –        –         –          1         –         –         –        –      –      –        –      –        –         –           1        –       –           1


2022 12 31    74,263    44,952    129,838     111,429    88,154    140,182    144,541    (6,664)   (157)   693     1,164     (121)   1,016     292,734    1,022,024    8,040    3,458    1,033,522




                                                                                           64
2023   12   31


                       2023         2022




                       99,698       98,115

                        56,908       60,411
                         1,062        1,897
                        18,279       16,150
                           (14)          56
                          (793)        (739)
                      (111,647)     (97,311)
                        (5,304)       4,171
                          (356)        (292)
                          (193)        (494)
                        16,395       15,807
                           147          179

                       74,182       97,950

                        (7,027)     (57,272)

                      (222,855)      6,251
                      (678,863)   (741,007)

                       68,810       (86,355)
                        8,378       (11,755)
                      399,145        78,740

                       (8,510)       (5,357)
                      487,415     1,012,585
                       23,345        87,181
                          472          (829)
                       (7,169)      (11,911)

                      137,323      368,221
                 65
2023   12   31


                         2023          2022



                               –       (2,780)
                      (1,203,846)   (1,232,873)
                       1,013,044       879,650
                             744           870
                         111,423        94,863
                          (2,450)       (2,094)
                              25            11
                         (45,141)      (29,561)
                           9,578         7,017

                       (116,623)     (284,897)


                        196,102       182,492
                       (137,871)     (163,432)
                        (15,092)      (15,384)
                         (2,514)       (2,581)
                        (35,298)      (33,555)
                           (439)         (515)

                           4,888      (32,975)

                           1,070        4,146

                         26,658        54,495

                        248,803       194,308

                        275,461       248,803



                        350,078       323,364
                       (241,668)     (201,693)


                 66
1

    (1)




    (2)




    (3)

          (a)   2023




                   67
                            17                                         (i)

                      1                                                (ii)

              2

                      8                                               (iii)

                      12                                              (iv)


                      12                                               (v)


(i)                               17

                                 17               2017   5
                                 4                            17
              2020    6      2021 12
                                            17




                                       17                     (1)




                                            (2)




                     2023   1     1                      17
                                 17                          2023 1
      1                                                      17
                                                         2022 1 1

                                                         17

                                                                    2023      1
          1

                                 68
                        17     2022      12       31




                             7,136,677             (1,223)      7,135,454
                                38,771                741          39,512
                                92,635               (366)         92,269



                              249,010                  1,370        250,380



                              369,259                  (451)        368,808
                              293,668                  (934)        292,734
                                8,873                  (833)          8,040

                        17     2022      1    1         12     31




                              273,528             (16,182)          257,346
                             (113,005)             16,082           (96,923)
                               92,030                 (75)           91,955
                                  834                (700)              134

                        17
        2023   1   1                                                  2023
1   1




                               705,357                688         706,045
                             2,450,775            (19,151)      2,431,624

                              799,075              18,971           818,046



                              368,808                   191         368,999
                              292,734                   127         292,861
                                8,040                   190           8,230

                   69
(ii)              1                                   2




                  2




(iii)             8




(iv)              12




(v)               12

                  2023      5   23                         12




                                     2023    1    1
                                                                2023
        12   31

                                      2023       12   31

                       70
(b)




      (1)                               2024 1 1   (i)
             16

      (2)                  1            2024 1 1   (ii)
                  (2020)

      (3)                  1            2024 1 1   (ii)
                  (2022)

      (4)                  7            2024 1 1   (iii)

             7

      (5)                  21           2025 1 1   (iv)


      (6)                                          (v)
             10
                  28

      (i)                          16




      (ii)                     1

                                   71
        2020                     1




                          32



        2022                     1




                    12

        2022              2020           2024   1
          1




(iii)          7                     7




(iv)           21




                     72
    (v)    10         28



                10                  28




2

                      2023        2022


                     306,150     291,850
                     111,647      97,311
                      29,671      17,886
                      12,393      11,020

                     459,861     418,067



                     (192,982)   (163,457)
                      (55,150)    (44,696)
                      (31,211)    (24,225)
                      (16,395)    (15,807)

                     (295,738)   (248,185)

                     164,123     169,882




          73
3

         2023      2022

         18,762    19,141
          8,004     7,496
          7,808    10,154
          5,274     4,980
          3,201     2,884
          2,521     3,093
          1,375     1,364
            203       227

         47,148    49,339

4

         2023      2022

         54,211    57,066
          1,502    (1,333)

          1,027       598

            733       840
             45      (198)
         (2,269)    2,358
          1,659     1,080

         56,908    60,411

5

         2023      2022

          1,007     1,882
             61         8
              2         –
             (1)        –
             (7)        7

          1,062     1,897
    74
6

                           2023       2022


                             5,604      9,919
                               802        464
                               929        715

                             7,335    11,098

                             (889)     (4,938)

                             6,446      6,160



               25% 2022     25%)




                          25% 2022    25%)


                           2023       2022

                            99,698    98,115

    25%                     24,924     24,529
                               (73)       122
                 (1)         6,554      4,356
                 (2)       (23,746)   (20,982)
                               163       (487)
                            (1,376)    (1,378)

                             6,446      6,160




          75
    (1)

    (2)

7




                                               2023      2022

                                               92,728    92,102
                                               (1,832)   (1,832)
                                               (5,641)   (5,651)

                                               85,255    84,619


                                               74,263    74,263

                                                 1.15      1.14


                                       1,832
          5,641
            2023   12 31
                   2023 12   31

8




                                  76
2023    12   31

                                        4,455,867          38,859          (39,293)
                                        3,451,974          28,528          (11,682)

                                        7,907,841          67,387          (50,975)



2022    12   31

                                        3,406,796          34,499          (34,648)
                                        3,076,875          35,188          (12,156)

                                        6,483,671          69,687          (46,804)

(1)




      2023        2022


                           2023 12 31               2022 12 31




                     230,540   12,002   (898) 177,797   15,934      (20)




                                  77
(a)


                                                                   2023              2022


                                                                   (4,669)            15,231
                                                                    4,565            (15,553)

                                                                        (104)           (322)

(b)


                                                     3
                        1           1 3                  1        1 5      5

      2023 12 31            1,279        7,715       14,762 132,865            73,919 230,540
      2022 12 31            1,252        2,457       10,686 100,884            62,518 177,797

(c)

                                                 2023 12 31




               204,123              –   (10,967)            –


                   17,042      (884)          (10)           2



               221,165         (884)      (10,977)           2




                               78
                                                   2022 12 31




                163,017             –     (15,916)            –


                    1,791           –        (111)            –



                164,808             –     (16,027)            –

(2)




      2023   2022


                       2023 12 31                          2022 12 31




                148,892     1,225        (2,103)      54,918        1,068   (1,201)

                 22,063      603            (22)      20,965         975        (1)



                170,955     1,828        (2,125)      75,883        2,043   (1,202)




                              79
(a)


                                               3
                   1            1 3                 1    1 5       5

      2023 12 31       13,911      43,152     78,265      32,117       3,510 170,955
      2022 12 31        5,874      13,719     26,589      22,997       6,704 75,883

(b)


      2023




                   34,461   (107,383)         440         (85)                   (350)
                    1,422    (20,662)         385          18                     266

                   35,883   (128,045)         825         (67)                    (84)

      2022




                   29,479       (52,009)    (1,414)     1,606                      (7)
                    2,618       (16,481)    (1,150)         –                   (686)

                   32,097       (68,490)    (2,564)     1,606                    (693)

                            80
9

                                                          2023       2022

                                                          27,700      26,363
                                                           1,832       1,832
                                                           5,641       5,651




    (1)

    (2)                                       10%


    (3)

    (4)




      2023     6   27             2022                     2022 12   31
                    742.63                                    A            H
                                         0.373
    277.00

      2023     4   28
                                          1,831,500,000            4.07%

               2023     11   18          2020
             8.99

               2023     9    25          2020
    13.77

               2023     9    20          2019
    16.80

               2023     6    10          2021
      16.85

                                         81
10




            2023       2022
          12 31      12 31

             1,480      2,017
               503        520




            2023       2022
          12 31      12 31

            18,835     16,880
            17,470     15,635
            16,327     14,209
            14,904     12,954
            12,935     11,374
            53,932     43,924

           134,403    114,976




     82
11




                                                    2023         2022
                                                  12 31        12 31


           1                                         6,013       10,129
           1                                        82,507       71,743
                                                   938,820      998,125
                                                   544,473      536,574
                                                   455,646      420,167
                                                   205,132      183,717

                                                  2,232,591    2,220,455




                                                    2023         2022
                                                  12 31        12 31

                                                    87,143          94,654




                                                     2023 12        31
                                                     63,381              2022
          12        31              66,715


                                                       2023    12     31
                                                                    2022
     12        31

          2023           12 31
                          2022 12    31

                                             83
12




     84
                                 2023 12 31




21,995     10,379   (3,212) 20,894      17,232    (1,525) 13,336    85,024 164,123

28,476      9,527   27,809     9,261     2,150    7,275     1,059 (85,557)        –

50,471 19,906 24,597 30,155 19,382                5,750 14,395   (533) 164,123
11,845 3,866 5,506 5,853 3,144                    1,216 2,077 13,641 47,148
(1,364)   (35)   (76)   (97)   (21)                 (14) (186) (2,351) (4,144)

10,481      3,831    5,430     5,756     3,123    1,202     1,891 11,290 43,004
 5,924        380      298       494      (108)      20     1,207 15,009 23,224
 1,596          1        –        –        –      15      (617) (268)    727

   (15)        –        –        –       –        –      63      308       356
23,109       403       529       504      405       213      822      595    26,580

91,566     24,521   30,854    36,909    22,802    7,200    17,761   26,401 258,014

 (7,633) (9,491)      (846) (6,282) (7,225)        (781) (6,071) (18,579) (56,908)

 (1,029)      1       1      (3)    (10)    (23)      –       1 (1,062)
(35,320) (7,155) (9,250) (9,765) (6,758) (3,458) (5,742) (22,898) (100,346)

47,584      7,876   20,759    20,859     8,809    2,938     5,948 (15,075) 99,698


                                                                             (6,446)

                                                                             93,252


 (1,781)    (955) (1,178) (1,176)        (956)     (497)    (569) (2,415) (9,527)
(40,918)    (257) (398) (668)            (380)     (271)    (294) (3,833) (47,019)



                    85
                                  2022 12 31




28,138     13,195    (1,906) 23,356      18,025    (516) 10,903     78,687 169,882

23,929      7,099    26,649     7,765     1,568    6,358     121 (73,489)        –

52,067 20,294 24,743 31,121 19,593                 5,842 11,024 5,198 169,882
14,336 4,016 5,554 5,827 3,069                     1,183 2,226 13,128 49,339
(2,620)   (42)   (70) (153)    (21)                  (15) (214) (1,349) (4,484)

11,716      3,974     5,484     5,674     3,048    1,168    2,012 11,779 44,855
 3,362        274       177       651      (173)      78     (471) 13,709 17,607
   948          –       27         –        –      17     (146) (352)     494

   (55)         –        –        –       –       –      65      282      292
18,908        582     1,252     1,043      868      266      802      495   24,216

86,946     25,124    31,683    38,489    23,336    7,371   13,286   31,111 257,346

 (6,154) (6,968) (13,868)        (870) (7,281) (3,961) (4,357) (16,952) (60,411)

 (1,884)     (2)     (2)     (2)     (1)     (7)      –       1 (1,897)
(31,213) (6,955) (9,177) (9,484) (6,674) (3,371) (5,138) (24,911) (96,923)

47,695     11,199     8,636    28,133     9,380      32     3,791 (10,751) 98,115


                                                                            (6,160)

                                                                            91,955


 (1,793)     (945) (1,141) (1,135)        (956)    (497)    (508) (1,675) (8,650)
(25,091)     (340) (210) (391)            (856)    (190)    (441) (3,989) (31,508)




                     86
                                                     2023 12 31




3,581,356    1,280,694   2,097,935    1,498,173   1,025,178    471,772    1,204,469    5,486,713   (2,626,197) 14,020,093



   1,427            –          –           1           –         –       1,038        6,524           –        8,990
                                                                                                                   40,379


                                                                                                               14,060,472


(3,451,137) (1,269,395) (2,074,193) (1,479,208) (1,013,057)    (470,188) (1,101,049) (4,726,585)   2,626,197 (12,958,615)
                                                                                                                  (2,407)


                                                                                                               (12,961,022)


                                                     2022 12 31




3,194,409    1,234,660   1,889,591    1,410,944    971,233     459,731    1,147,452    4,949,513   (2,305,474) 12,952,059



   1,439            –          –           1           –         –       1,010        6,300           –        8,750
                                                                                                                   39,512


                                                                                                               12,991,571


(2,931,210) (1,219,145) (1,872,761) (1,364,697)    (960,633)   (462,599) (1,086,247) (4,364,445)   2,305,474 (11,956,263)
                                                                                                                  (1,786)


                                                                                                               (11,958,049)




                                       87
                 2023 12 31



 84,507     23,300     56,346     (30)   164,123
  7,061     48,702    (55,763)      –         –

 91,568     72,002        583     (30)   164,123
  9,985     28,325      4,495     199     43,004
  4,681      1,465     17,281    (203)    23,224
   (204)       939         (8)      –       727

     46          –      (15)    325         356
 21,506      4,087       608     379      26,580

127,582    106,818     22,944    670     258,014

(30,050)   (25,039)    (1,818)     (1)   (56,908)
 (1,068)         5          –      1     (1,062)

 (3,486)    (5,283)      (614)   (144)    (9,527)
(42,419)   (42,961)    (4,733)   (706)   (90,819)

 50,559     33,540     15,779    (180)    99,698

                                          (6,446)

                                          93,252

 (3,486)    (5,283)      (614)   (144)    (9,527)
(42,813)    (3,578)      (448)   (180)   (47,019)


    88
                 2022 12 31




 80,160     45,194     44,551     (23)    169,882
 13,671     24,617    (38,288)      –          –

 93,831     69,811      6,263     (23)    169,882
 10,008     29,919      4,749     179      44,855
  3,473        558     13,556      20      17,607
    (13)       887       (398)     18         494

     28         (1)       (54)    319         292
 17,679      4,988      1,013     536      24,216

125,006    106,162     25,129    1,049    257,346

(39,700)   (22,262)     1,552       (1)   (60,411)
 (1,891)        (6)         –       –    (1,897)

 (3,354)    (4,600)      (545)   (151)     (8,650)
(37,651)   (45,203)    (4,837)   (582)    (88,273)

 42,410     34,091     21,299     315      98,115


                                           (6,160)

                                           91,955


 (3,354)    (4,600)      (545)   (151)     (8,650)
(27,187)    (3,736)      (416)   (169)    (31,508)




    89
                          2023 12 31




6,138,677     2,305,171      5,534,582    41,663    14,020,093

    2,457         1,429             –     5,104         8,990
                                                        40,379

                                                    14,060,472


(5,474,229)   (3,620,670)   (3,802,004)   (57,174) (12,954,077)

                                                        (6,945)

                                                   (12,961,022)

                          2022 12 31




5,447,892     2,267,232      5,191,367    45,568    12,952,059

    2,427         1,439             –     4,884         8,750
                                                        39,512

                                                    12,991,571


(5,312,199)   (3,152,334)   (3,424,096)   (63,697) (11,952,326)

                                                        (5,723)

                                                   (11,958,049)




       90
13




                                             2023 12 31




          –   695,143    202,550           –        329           –          –         –    898,022

          –         –    70,015     336,651     131,534 238,325 70,169 12,948 859,642
          –         –         –      7,916      14,014 16,290 17,992 11,175 67,387
     46,696          –         –    518,606     485,650 1,847,322 2,117,921 2,755,865 7,772,060

         89     70,471    242,065      15,357      51,042     111,629 88,343 63,286 642,282
      1,003          –         –     13,927      69,928     194,362 1,107,467 1,187,224 2,573,911

         73     14,683          –     18,815      45,034     124,703     449,115    235,526     887,949
      2,003    247,290     69,547           –          –      4,165      36,214          –    359,219

     49,864 1,027,587     584,177     911,272     797,531 2,536,796 3,887,221 4,266,024 14,060,472




          –         – (906,104) (544,069) (264,549) (637,782)           (59,622)    (12,411) (2,424,537)

          –      (577) (11,005) (1,693) (1,561) (14,379) (27,342)               – (56,557)
          –         –          – (7,795) (12,030) (18,144) (10,465) (2,541) (50,975)
          –         – (3,191,422) (878,497) (687,874) (1,370,261) (2,423,158) (3) (8,551,215)
          –         – (92,833) (138,310) (329,373) (676,462) (329,228) (311,532) (1,877,738)

          –      (577) (4,201,364) (1,570,364) (1,295,387) (2,717,028) (2,849,815) (326,487) (12,961,022)

     49,864 1,027,010 (3,617,187) (659,092) (497,856) (180,232) 1,037,406 3,939,537 1,099,450




                          91
                                        2022 12 31




     –   688,101    117,662           –        339           –          –         –    806,102

     –         –   135,359     167,125      93,769 212,200 70,862 11,106 690,421
     –         –         –      7,404      11,392 14,522 21,553 14,816 69,687
31,901          –         –    523,562     339,907 1,762,551 1,822,050 2,655,483 7,135,454

   276     54,776    282,208      10,301      43,907     178,534      66,400 68,955 705,357
   799          –         –     25,067      46,691     523,131     804,463 1,050,624 2,450,775

   477     15,323          –      9,069      38,363     306,910     243,875    185,058     799,075
 2,054    223,001     70,133           –          –      1,908      37,604          –    334,700

35,507    981,201    605,362     742,528     574,368 2,999,756 3,066,807 3,986,042 12,991,571




     –         – (812,938) (391,535) (245,168) (530,014)           (44,293)    (10,946) (2,034,894)

     –         – (10,866) (3,923) (6,196) (5,257) (21,707)                 – (47,949)
     –         –          – (8,133) (10,589) (13,964) (10,858) (3,260) (46,804)
     –         – (3,118,072) (869,185) (628,192) (1,452,998) (1,880,606) (19) (7,949,072)
     –         – (110,657) (131,467) (266,303) (865,454) (233,651) (271,798) (1,879,330)

     –         – (4,052,533) (1,404,243) (1,156,448) (2,867,687) (2,191,115) (286,023) (11,958,049)

35,507    981,201 (3,447,171) (661,715) (582,080) 132,069            875,692 3,700,019 1,033,522




                     92
        14




                               2024 3 27                                        2024
                                   8,103                                         13,175
                             2023 12 31                   74,263                           1
                                              A                H
                 0.375                                                          27,849




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                 *                *               *                     #           #

    #                    #            #               #


*

#




                                              93