1398
4603
4604
84602
2015
2015 12 31
1.
1.1
A 601398
H 1398
ICBC USDPREF1 4603
ICBC EURPREF1 4604
ICBC CNHPREF1-R 84602
1 360011
1.2
55
86-10-66108608
86-10-66107571
ir@icbc.com.cn
1
2.
2.1
2015 2014 2013 2012 2011
507,867 493,522 443,335 417,828 362,764
143,391 132,497 122,326 106,064 101,550
668,733 634,858 578,901 529,720 470,601
220,835 218,674 204,140 189,940 169,613
86,993 56,729 38,321 33,745 31,121
360,905 359,455 336,440 306,035 269,867
363,235 361,612 338,537 308,687 272,311
277,720 276,286 262,965 238,691 208,445
277,131 275,811 262,649 238,532 208,265
1,131,764 201,457 (1,947) 533,508 348,123
22,209,780 20,609,953 18,917,752 17,542,217 15,476,868
11,933,466 11,026,331 9,922,374 8,803,692 7,788,897
280,654 257,581 240,959 220,403 194,878
5,009,963 4,433,237 4,322,244 4,083,887 3,915,902
20,409,261 19,072,649 17,639,289 16,413,758 14,519,045
16,281,939 15,556,601 14,620,825 13,642,910 12,261,219
2,265,860 1,539,239 1,269,255 1,486,805 1,341,290
1,789,474 1,530,859 1,274,134 1,124,997 956,742
356,407 353,495 351,390 349,620 349,084
(1)
1,701,495 1,486,733 1,266,841
(1)
1,781,062 1,521,233 1,266,859
(1)
2,012,103 1,812,137 1,572,265 1,299,014 1,112,463
(1)
13,216,687 12,475,939 11,982,187 9,511,205 8,447,263
(2)
4.80 4.23 3.63 3.22 2.74
0.77 0.78 0.75 0.68 0.60
0.77 0.78 0.74 0.67 0.59
(S&P)(3) A A A A A
(Moody’s)(3) A1 A1 A1 A1 A1
(1) 2013 2011–2012
(2)
(3)
2
2.2
2015 2014 2013 2012 2011
%
(1)
1.30 1.40 1.44 1.45 1.44
(2)
17.10 19.96 21.92 23.02 23.44
(3)
2.30 2.46 2.40 2.49 2.49
(4)
2.47 2.66 2.57 2.66 2.61
(5)
2.16 2.26 2.45 2.66 2.68
21.44 20.87 21.13 20.02 21.58
(6)
26.69 27.93 28.80 29.24 29.91
%
(7)
1.50 1.13 0.94 0.85 0.94
(8)
156.34 206.90 257.19 295.55 266.92
(9)
2.35 2.34 2.43 2.50 2.50
%
(10)
12.87 11.92 10.57
(10)
13.48 12.19 10.57
(10)
15.22 14.53 13.12 13.66 13.17
8.11 7.46 6.76 6.43 6.19
59.51 60.53 63.34 54.22 54.58
(1)
(2) 9
2010
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10) 2013 2011–2012
3
2.3
2015
165,808 170,929 167,096 164,900
74,324 74,697 72,740 55,370
518,295 565,554 (331,219) 379,134
2014
156,863 159,990 152,688 165,317
73,302 74,798 72,364 55,347
247,991 170,100 (341,402) 124,768
2.4
2015 12 31
3.
2015
2,777.20
0.5%
1 5 1.7 10
7.3 2015 2000 8
7.6% 1.24 26.69%
0.69 15.22%
2015
2.76 8,808 9.1%
1.88
1.36
4
8,168
170 427
1,617 9.4%
4,365 55.4%
2015
1.50% 0.37
11.6 7.5
1.09 6.2 44.8%
32.0% 2.62
11.5 100%
1.25 15.9 21.4%
38.1% 9,000 1,300
235.4 52.8% 660
e-ICBC
2015
1000 2000
500
5
4.
4.1
2015
2015 2,777.20
14.34 0.5% 1.30% 17.10%
6,687.33 5.3% 5,078.67 2.9%
1,608.66 13.8% 2,208.35 1.0% 1.24
26.69% 869.93 53.3% 855.15
0.2%
2015 5,078.67
143.45 2.9% 75.9% 8,717.79
219.00 2.6% 3,639.12 75.55 2.1% 2015
2015
2.30% 2.47% 16 19
6
2015 2014
% %
11,607,327 616,541 5.31 10,599,094 615,488 5.81
4,333,202 170,833 3.94 4,047,961 159,262 3.93
4,136,085 166,399 4.02 3,817,143 154,070 4.04
(2)
197,117 4,434 2.25 230,818 5,192 2.25
(3)
3,161,562 47,867 1.51 3,087,982 48,384 1.57
(4)
1,448,398 36,538 2.52 826,615 26,745 3.24
20,550,489 871,779 4.24 18,561,652 849,879 4.58
1,515,899 1,371,253
(273,612) (253,327)
21,792,776 19,679,578
15,579,271 298,010 1.91 14,627,258 298,941 2.04
(4)
2,744,339 49,801 1.81 1,819,544 42,801 2.35
435,460 16,101 3.70 397,785 14,615 3.67
18,759,070 363,912 1.94 16,844,587 356,357 2.12
1,383,096 1,389,264
20,142,166 18,233,851
507,867 493,522
2.30 2.46
2.47 2.66
(1)
(2)
(3)
(4)
7
6,165.41 10.53 0.2% 2015
50
2015 2014
% %
3,944,455 176,248 4.47 3,684,391 185,177 5.03
7,662,872 440,293 5.75 6,914,703 430,311 6.22
11,607,327 616,541 5.31 10,599,094 615,488 5.81
2015 2014
% %
7,060,495 394,299 5.58 6,750,524 413,751 6.13
432,191 19,593 4.53 221,383 12,746 5.76
3,228,124 171,894 5.32 2,873,029 162,346 5.65
886,517 30,755 3.47 754,158 26,645 3.53
11,607,327 616,541 5.31 10,599,094 615,488 5.81
1,708.33 115.71 7.3%
1,663.99 123.29 8.0%
3,189.42
2015
2
8
44.34 7.58 14.6%
2014 12
478.67 5.17 1.1% 2015
365.38 97.93
36.6% 6,217.83
2,980.10 9.31 0.3%
81.9% 2015
13
2015 2014
% %
3,655,043 115,366 3.16 3,398,080 116,431 3.43
(1)
4,114,568 30,170 0.73 3,853,902 30,297 0.79
7,769,611 145,536 1.87 7,251,982 146,728 2.02
4,074,196 132,964 3.26 3,911,781 132,379 3.38
3,131,445 10,439 0.33 2,951,896 10,326 0.35
7,205,641 143,403 1.99 6,863,677 142,705 2.08
604,019 9,071 1.50 511,599 9,508 1.86
15,579,271 298,010 1.91 14,627,258 298,941 2.04
(1)
9
498.01 70.00
16.4% 9,247.95
161.01 14.86 10.2%
2015 1,608.66 195.30
13.8% 24.1% 1.8
1,433.91 8.2% 174.75 97.7%
2015 2014 %
37,684 35,133 2,551 7.3
35,910 20,676 15,234 73.7
27,986 30,422 (2,436) (8.0)
26,791 30,474 (3,683) (12.1)
18,305 14,929 3,376 22.6
5,544 5,923 (379) (6.4)
4,687 4,614 73 1.6
1,979 2,019 (40) (2.0)
2,784 2,488 296 11.9
161,670 146,678 14,992 10.2
18,279 14,181 4,098 28.9
143,391 132,497 10,894 8.2
2015
1,616.70 149.92 10.2%
376.84 25.51 7.3%
10
359.10 152.34 73.7%
106.42 71.14 201.6%
183.05 33.76 22.6%
182.79 40.98 28.9%
2015 2014 %
4,227 1,745 2,482 142.2
(5,953) (10,024) 4,071 (40.6)
4,920 1,803 3,117 172.9
14,281 15,315 (1,034) (6.8)
17,475 8,839 8,636 97.7
174.75 86.36 97.7%
24.82
40.71
31.17
11
2015 2014 %
114,173 112,022 2,151 1.9
28,114 28,898 (784) (2.7)
42,320 41,351 969 2.3
2,295 2,211 84 3.8
33,933 34,192 (259) (0.8)
220,835 218,674 2,161 1.0
2,208.35
21.61 1.0% 1.24 26.69%
869.93
302.64 53.3% 860.22
297.55 52.9%
855.15 1.89 0.2% 23.54%
4.2
MOVA
2015 2014
% %
325,914 48.7 308,651 48.6
244,969 36.6 237,070 37.4
92,612 13.8 84,476 13.3
5,238 0.9 4,661 0.7
668,733 100.0 634,858 100.0
12
2015 2014
% %
76,854 11.5 70,920 11.1
117,661 17.6 114,886 18.1
81,307 12.2 79,061 12.5
131,004 19.6 114,660 18.1
84,447 12.6 83,771 13.2
104,258 15.6 102,591 16.2
30,897 4.6 32,715 5.2
42,305 6.3 36,254 5.6
668,733 100.0 634,858 100.0
4.3
2015
2015 222,097.80 15,998.27 7.8%
9,071.35 8.2% 5,767.26
13.0% 4,639.89 13.2%
52.5% 22.5%
13.8%
13
2015 12 31 2014 12 31
% %
11,933,466 11,026,331
280,654 257,581
11,652,812 52.5 10,768,750 52.2
5,009,963 22.5 4,433,237 21.5
3,059,633 13.8 3,523,622 17.1
683,793 3.1 782,776 3.8
996,333 4.5 468,462 2.3
807,246 3.6 633,106 3.1
22,209,780 100.0 20,609,953 100.0
2015
2015 119,334.66
9,071.35 8.2% 105,980.36
8,808.12 9.1%
2015 12 31 2014 12 31
% %
7,869,552 65.9 7,612,592 69.0
522,052 4.4 350,274 3.2
3,541,862 29.7 3,063,465 27.8
11,933,466 100.0 11,026,331 100.0
2,569.60 3.4%
28,859.48 36.7% 49,836.04
63.3% 436.67 1.3%
3,557.26 14.6%
2,243.02
6.0% 110.09
2.2%
14
1,717.78 49.0%
4,783.97 15.6% 4,458.31
21.5%
218.74 6.9%
532.54
14.5%
2015 12 31 2014 12 31
% %
11,233,456 94.14 10,582,050 95.97
520,492 4.36 319,784 2.90
179,518 1.50 124,497 1.13
104,805 0.87 66,809 0.60
60,512 0.51 49,359 0.45
14,201 0.12 8,329 0.08
11,933,466 100.00 11,026,331 100.00
2015 112,334.56
6,514.06 94.14% 5,204.92 2,007.08
4.36% 1,795.18 550.21 1.50%
15
2015 12 31 2014 12 31
% % % %
7,869,552 65.9 135,256 1.72 7,612,592 69.0 92,277 1.21
522,052 4.4 524 0.10 350,274 3.2 71 0.02
3,541,862 29.7 43,738 1.23 3,063,465 27.8 32,149 1.05
11,933,466 100.0 179,518 1.50 11,026,331 100.0 124,497 1.13
1,352.56 429.79 1.72%
437.38 115.89
1.23%
2015 12 31 2014 12 31
% % % %
1,496,241 21.6 51,353 3.43 1,532,947 22.7 35,681 2.33
254,497 3.7 8,566 3.37 256,186 3.8 3,637 1.42
235,873 3.4 7,996 3.39 238,857 3.5 6,288 2.63
171,065 2.5 7,138 4.17 175,163 2.6 4,819 2.75
140,369 2.0 6,644 4.73 139,117 2.1 4,181 3.01
113,841 1.6 1,043 0.92 111,892 1.7 908 0.81
97,733 1.4 1,064 1.09 121,013 1.8 906 0.75
91,944 1.3 4,710 5.12 98,443 1.5 3,569 3.63
69,875 1.0 1,756 2.51 70,236 1.0 1,980 2.82
52,127 0.8 240 0.46 51,951 0.8 204 0.39
268,917 3.9 12,196 4.54 270,089 3.9 9,189 3.40
1,429,697 20.7 3,985 0.28 1,335,127 19.8 4,226 0.32
780,370 11.3 1,494 0.19 699,649 10.4 1,353 0.19
734,994 10.7 48,522 6.60 772,536 11.5 35,612 4.61
652,956 9.5 4,906 0.75 575,469 8.5 2,164 0.38
461,542 6.7 278 0.06 470,014 7.0 56 0.01
427,306 6.2 6,293 1.47 443,471 6.6 3,713 0.84
246,541 3.6 3,722 1.51 262,338 3.9 1,576 0.60
210,294 3.0 3,047 1.45 205,881 3.1 1,242 0.60
145,175 2.1 3,453 2.38 159,469 2.4 1,312 0.82
124,542 1.8 575 0.46 114,012 1.7 429 0.38
191,430 2.8 1,967 1.03 172,986 2.4 1,306 0.75
6,901,088 100.0 129,595 1.88 6,743,899 100.0 88,670 1.31
16
2015
945.70 7.1%
807.21 11.5%
774.87 13.5%
2015 12 31 2014 12 31
% % % %
541,087 4.5 9,053 1.67 475,485 4.3 5,139 1.08
2,283,391 19.1 39,297 1.72 2,191,188 19.9 26,208 1.20
1,545,400 13.0 29,946 1.94 1,453,273 13.2 23,858 1.64
2,007,028 16.8 30,605 1.52 1,861,749 16.9 20,611 1.11
1,668,136 14.0 23,707 1.42 1,500,909 13.6 17,194 1.15
2,171,273 18.2 32,472 1.50 1,988,934 18.0 20,701 1.04
668,572 5.6 8,518 1.27 625,457 5.7 6,932 1.11
1,048,579 8.8 5,920 0.56 929,336 8.4 3,854 0.41
11,933,466 100.0 179,518 1.50 11,026,331 100.0 124,497 1.13
3,495.66
38.5% 1,192.43 12.8%
13.1%
17
41,245 216,336 257,581
63,728 22,294 86,022
91,878 134,262 226,140
902 (902)
(29,052) (111,066) (140,118)
(4,156) (4,156)
326 88 414
(50,365) (9,931) (60,296)
721 368 1,089
51,499 229,155 280,654
2015 2,806.54 230.73
156.34% 2.35%
2015 12 31 2014 12 31
% %
5,499,003 46.1 4,964,791 45.0
2,516,196 21.1 2,070,366 18.8
1,505,144 12.6 1,372,605 12.5
522,052 4.4 350,274 3.2
1,642,370 13.8 1,534,012 13.9
3,286,949 27.5 3,154,923 28.6
11,933,466 100.0 11,026,331 100.0
54,990.03 5,342.12 10.8% 15,051.44
1,325.39 9.7% 16,423.70 1,083.58
7.1% 32,869.49 1,320.26 4.2%
18
2015 12 31 2014 12 31
% %
1 90 169,902 1.42 95,410 0.87
91 1 84,808 0.71 65,134 0.59
1 3 62,783 0.53 35,152 0.32
3 15,205 0.13 14,882 0.13
332,698 2.79 210,578 1.91
3,326.98 1,221.20 90 1,627.96
476.28
45.57 0.22 3
15.70 3.56
4.2%
13.3% 2,678.78
2.2%
2015
2015 50,099.63 5,767.26 13.0%
19
2015 12 31 2014 12 31
% %
4,775,767 95.3 4,268,560 96.3
4,548,687 90.8 3,996,664 90.2
193,187 3.9 197,128 4.4
33,893 0.6 74,768 1.7
234,196 4.7 164,677 3.7
5,009,963 100.0 4,433,237 100.0
45,486.87 5,520.23 13.8%
1,931.87 39.41 2015 12
2015 12 31 2014 12 31
% %
1,468,674 32.3 1,026,985 25.7
325,245 7.2 346,154 8.7
1,513,092 33.3 1,687,791 42.2
1,241,676 27.2 935,734 23.4
4,548,687 100.0 3,996,664 100.0
4,416.89 43.0%
209.09 6.0% 1,746.99 10.4%
3,059.42 32.7%
20
2015 12 31 2014 12 31
% %
(1)
343,272 6.9 346,828 7.8
1,444,195 28.8 1,188,288 26.8
2,870,353 57.3 2,566,390 57.9
352,143 7.0 331,731 7.5
5,009,963 100.0 4,433,237 100.0
(1)
1
2015 20,731.28 15,130.92
5,600.36 73.0% 27.0%
30,596.33 4,639.89 13.2%
9,963.33 5,278.71 112.7%
2015 204,092.61 13,366.12 7.0%
1
21
2015 12 31 2014 12 31
% %
16,281,939 79.8 15,556,601 81.6
2,265,860 11.1 1,539,239 8.1
337,191 1.7 380,957 2.0
306,622 1.5 279,590 1.4
1,217,649 5.9 1,316,262 6.9
20,409,261 100.0 19,072,649 100.0
2015 162,819.39
7,253.38 4.7% 3,998.81
5.0% 4,125.07 5.7%
2,028.58 2.6% 6,095.30 8.4%
2015 12 31 2014 12 31
% %
3,929,353 24.1 3,902,305 25.1
4,507,661 27.7 4,134,828 26.6
8,437,014 51.8 8,037,133 51.7
4,210,600 25.9 4,034,790 25.9
3,390,514 20.8 3,153,817 20.3
7,601,114 46.7 7,188,607 46.2
(1)
243,811 1.5 330,861 2.1
16,281,939 100.0 15,556,601 100.0
(1)
22
22,658.60 7,266.21
47.2%
2015 18,005.19 2,632.15 17.1%
17,894.74 2,586.15 16.9%
4.4
2015
12.87% 13.48% 15.22% 2015
23
2015 2014
12 31 12 31
1,713,160 1,498,403
356,407 353,495
151,963 144,874
178,040 150,752
246,356 221,622
781,853 650,308
4,340 2,191
(5,799) (24,839)
11,665 11,670
8,478 8,487
1,356 1,279
(3,869) (3,796)
5,700 5,700
1,701,495 1,486,733
79,567 34,500
79,375 34,428
192 72
1,781,062 1,521,233
244,641 306,704
180,242 187,829
63,398 118,633
1,001 242
13,600 15,800
13,600 15,800
2,012,103 1,812,137
(1)
13,216,687 12,475,939
12.87% 11.92%
13.48% 12.19%
15.22% 14.53%
(1)
24
2015
2015 2014
12 31 12 31
1,781,062 1,521,233
23,813,992 23,409,777
7.48% 6.50%
2015 2015 2014
2011
4.5
2015 2014 2013
% >=25.0 35.5 33.2 30.2
>=25.0 98.1 91.1 61.0
(2)
% 71.4 68.4 66.6
% >=100.0(3) 145.1 142.4
<=10.0 4.2 4.8 4.2
%
13.3 14.9 16.2
%
% 4.4 2.7 1.7
29.6 17.2 9.7
38.9 37.4 43.9
10.5 5.2 9.5
(1)
(2) 2015
(3) 2018
100% 2014 2015 2016 2017 60% 70%
80% 90%
25
2015 2014
23,813,992 23,409,777
1,453,661 2,191,729
2,368,335 1,630,141
2,338,163 1,937,790
345,214,765 287,748,223
11,507,109 5,828,863
1,192,434 512,679
4,049,645 2,529,568
475,562 625,941
188,566 155,102
1,222,353 915,598
1,260,948 1,155,853
4.6
2016
+ 2025
26
2015
2016
e e e
27
5.
5.1
624,193
H 134,869 A 489,324 2016
2 29 634,877
10 2015 12 31
%
A 34.71 123,717,852,951 -438,000,000
A 34.60 123,316,451,864
A 0.09 308,324,177 -316,704,584
H 24.15 86,059,557,613 38,517,695
(3)
A 1.23 4,374,260,086 4,170,647,177
A 1.21 4,322,828,137 -180,943,273
A 0.40 1,420,781,042 1,420,781,042
A 0.28 1,013,921,700 1,013,921,700
(4)
A 0.11 390,487,231 390,487,231
A 0.09 317,038,827
005L CT001
GIC PRIVATE LIMITED A 0.07 264,466,161 209,964,262
(1) H H
(2)
(3) 308,324,177 A 86,059,557,613 H
(4)
28
5.2
5.3
XV 2 3
2015 12 31
336
A
A A % %
(1)
118,006,174,032 43.77 33.11
(2)
124,731,774,651 46.26 35.00
(1) 2015 12 31
123,316,451,864
(2) 2015 12 31
123,717,852,951
H
H H % %
8,663,703,234 9.98 2.43
Temasek Holdings (Private) Limited 8,682,954,081 10.00 2.44
JPMorgan Chase & Co. 957,009,506 1.10 0.27
504,502,036 0.58 0.14
90,880 0.00 0.00
3,734,395,964 4.30 1.05
5,195,998,386 5.99 1.46
214,762,754 0.25 0.06
BlackRock, Inc. 5,189,411,277 5.98 1.46
9,616,000 0.01 0.00
29
5.4
2015 2 12 24,985,764,000 A
14,236,000 2015 2 26
2015 2 26 2015 2
16
5.5
[2014]801 [2014]1229
2014 12 10
2014 12 11
100
6
2014 12 10
345.5
344.3
4603 6% 2,940,000,000 20 147,000,000
4604 6% 600,000,000 15 40,000,000
84602 6% 12,000,000,000 100 120,000,000
[2015]189 [2015]1023
2015 11 18 4.5
100 5
5
5
4.5%
[2015]2391 2015 12 11
1 360011
450
449.5
30
28
2 26
2016 2 29 28
2 26
10 2015 12 31
%
1 Cede & Co. 147,000,000 47.9
2 The Bank of 120,000,000 39.1
New York
Depository
(Nominees)
Limited
40,000,000 13.0
(1)
(2)
(3) 10
(4)
31
10 2015 12 31
%
1 200,000,000 200,000,000 44.4
2 50,000,000 50,000,000 11.1
3 35,000,000 35,000,000 7.8
4 30,000,000 30,000,000 6.7
5 15,000,000 15,000,000 3.3
6 15,000,000 15,000,000 3.3
7 15,000,000 15,000,000 3.3
8 15,000,000 15,000,000 3.3
9 10,000,000 10,000,000 2.2
10,000,000 10,000,000 2.2
10,000,000 10,000,000 2.2
(1)
(2)
10
(3)
32
2015 10 30
196,000,000 40,000,000 800,000,000
23.31
10%
2015 12 10
2015
2015
6% 2,331
4.5%
[2014]13
33
6.
60%
2014 1 29
60%
5 2 20%
6
2015
2 1
Tekstilbank
2014 4 29 GSD Holding A..
Tekstilbank 75.5%
2015 5 22
Tekstilbank
2015 7 20 8 14
Tekstilbank 72,730,110.49
Tekstilbank Tekstilbank 92.8169%
Tekstilbank
20%
2013 4 2
20%
2014 2 27 2015 4 1
2015 10 1
20%
7.
7.1
7.2
2015 12 31
34
7.3
2015 6 19 2014 2015 7 6
2014 1 1 2014 12 31
10 2.554 910.26
2015 356,406,257,089
10 2.333 831.50
2015 2016 7 7
A H 2016 7 1 2016 7 7
H H
2016 6 30
H
183 17 1712–1716 A
2016 7 8 H 2016 8 17
2015 2014 2013
10 2.333 2.554 2.617
83,150 91,026 91,960
(1)
% 30.3 33.0 35.0
(1)
23.31
7.4
8.
8.1
2015
35
8.2
8.2.1
2015 12 31
2015 2014
871,779 849,879
(363,912) (356,357)
507,867 493,522
161,670 146,678
(18,279) (14,181)
143,391 132,497
4,227 1,745
(5,953) (10,024)
4,920 1,803
14,281 15,315
668,733 634,858
(220,835) (218,674)
(86,022) (56,267)
(971) (462)
360,905 359,455
2,330 2,157
363,235 361,612
(85,515) (85,326)
277,720 276,286
277,131 275,811
589 475
277,720 276,286
0.77 0.78
0.77 0.78
36
8.2.2
2015 12 31
2015 2014
277,720 276,286
(8)
25,745 34,550
(88) 110
156 80
(5,400) (2,173)
20,405 32,567
298,125 308,853
297,024 308,122
1,101 731
298,125 308,853
37
8.2.3
2015 12 31
2015 2014
12 31 12 31
3,059,633 3,523,622
683,793 782,776
132,838 34,373
210,434 312,455
78,870 24,048
996,333 468,462
11,652,812 10,768,750
4,666,691 4,086,409
24,185 28,919
224,426 199,280
21,066 24,758
458,699 356,101
22,209,780 20,609,953
210 631
303,927 589,385
76,826 24,191
2,265,860 1,539,239
337,191 380,957
183,352 176,248
16,281,939 15,556,601
63,266 60,666
995 451
306,622 279,590
589,073 464,690
20,409,261 19,072,649
356,407 353,495
79,375 34,428
79,375 34,428
388
571,704 492,312
781,988 650,236
1,789,474 1,530,859
11,045 6,445
1,800,519 1,537,304
22,209,780 20,609,953
38
8.2.4
2015 12 31
2015 1 1 353,495 34,428 388 144,424 150,752 221,622 4,809 (26,103) (3,853) 661 492,312 650,236 1,530,859 6,445 1,537,304
277,131 277,131 589 277,720
25,147 (5,329) (73) 148 19,893 19,893 512 20,405
25,147 (5,329) (73) 148 19,893 277,131 297,024 1,101 298,125
2014 (91,026) (91,026) (91,026)
(2,331) (2,331) (2,331)
(i) 27,288 27,288 (27,288)
(ii) 24,734 24,734 (24,734)
44,947 44,947 44,947
2,912 7,761 7,761 10,673 10,673
3,438 3,438
(159) (159) (159) (339) (498)
323 323
(8) (8)
(388) (388) (388)
(125) (125) (125) 85 (40)
2015 12 31 356,407 79,375 152,026 178,040 246,356 29,956 (31,432) (3,926) 684 571,704 781,988 1,789,474 11,045 1,800,519
(i) 0.71 8.90
(ii) 13.03
39
2014 1 1 351,390 1,960 138,852 123,870 202,940 (29,379) (24,038) (3,961) 551 408,835 511,949 1,274,134 4,329 1,278,463
275,811 275,811 475 276,286
34,188 (2,065) 108 80 32,311 32,311 256 32,567
34,188 (2,065) 108 80 32,311 275,811 308,122 731 308,853
2013 (91,960) (91,960) (91,960)
(i) 26,882 26,882 (26,882)
(ii) 18,682 18,682 (18,682)
34,428 34,428 34,428
2,105 5,572 5,572 7,677 7,677
1,393 1,393
(8) (8)
(1,572) (1,572) (1,572)
30 30 30 30
2014 12 31 353,495 34,428 388 144,424 150,752 221,622 4,809 (26,103) (3,853) 661 492,312 650,236 1,530,859 6,445 1,537,304
(i) 1.14 3.45
(ii) 5.20
40
8.2.5
2015 12 31
2015 2014
363,235 361,612
(2,330) (2,157)
18,049 16,094
2,295 2,211
(1,422) (102)
86,022 56,267
971 462
(7,494) (476)
13,349 11,705
(4,156) (2,779)
(4,765) (1,626)
(33) (24)
5,953 10,024
(848) (944)
(155) (177)
468,671 450,090
442,973 (223,291)
(91,173) 3,069
(98,020) (6,047)
103,856 35,022
130,224 (173,890)
(924,231) (1,121,840)
(774,096) (143,088)
(1,210,467) (1,630,065)
(284,962) 33,136
(421) (93)
703,298 260,411
(43,766) 81,653
1,136 43,147
688,632 920,197
896,426 130,182
1,960,343 1,468,633
41
2015 2014
1,218,547 288,658
(86,783) (87,201)
1,131,764 201,457
(42,297) (53,957)
3,481 3,802
(2,007,160) (1,109,178)
1,378,079 1,011,771
(158) (324)
1,094 1,145
(666,961) (146,741)
45,000 34,549
323 1,393
116,214 95,554
(10,325) (11,278)
(94,205) (54,594)
(374)
(91,026) (91,960)
(2,331)
(8) (8)
(36,732) (26,344)
428,071 28,372
994,264 957,402
18,963 8,490
1,441,298 994,264
864,899 836,797
(338,014) (315,230)
42
8.3 2015
2015
19
2010–2012
2011–2013
19
2010–2012 2011–2013
2010–2012
2
3 8
13 24
16
38
2011–2013
1
3
13 40
43
8.4
8.4.1
2015 2014
616,541 615,488
421,877 437,789
174,503 164,612
20,161 13,087
170,833 159,262
47,867 48,384
36,538 26,745
871,779 849,879
(298,010) (298,941)
(49,801) (42,801)
(16,101) (14,615)
(363,912) (356,357)
507,867 493,522
44
8.4.2
2015 2014
37,684 35,133
35,910 20,676
27,986 30,422
26,791 30,474
18,305 14,929
5,544 5,923
4,687 4,614
1,979 2,019
2,784 2,488
161,670 146,678
(18,279) (14,181)
143,391 132,497
8.4.3
2015 2014
4,444 1,103
33 24
(250) 618
4,227 1,745
8.4.4
2015 2014
14,320 16,158
(20,273) (26,182)
(5,953) (10,024)
45
8.4.5
2015 2014
125 145
30 32
155 177
4,765 1,626
4,920 1,803
8.4.6
2015 2014
34 590
1,894 3,673
5,866 6,722
1,664 1,319
212 303
487
4,124 2,708
14,281 15,315
46
8.4.7
2015 2014
72,721 70,284
27,563 28,541
13,889 13,197
114,173 112,022
14,560 16,094
7,349 6,543
3,515 3,556
2,690 2,705
28,114 28,898
2,295 2,211
21,219 23,709
42,320 41,351
12,714 10,483
220,835 218,674
8.4.8
2015 2014
111 8
(25) 3
(4) 163
889 288
971 462
47
8.4.9
(a)
2015 2014
86,541 88,981
1,837 1,613
2,238 2,151
90,616 92,745
(1,232) 254
(3,869) (7,673)
85,515 85,326
(b)
25%
2015 2014
363,235 361,612
90,809 90,403
(511) (575)
5,774 3,937
(10,256) (9,081)
(582) (539)
(1,232) 254
1,513 927
85,515 85,326
48
8.4.10
2015 2014
2014 0.2554
2013 0.2617 91,026 91,960
2015 2,331
2015 2014
12 31
2015 0.2333
2014 0.2554 83,150 91,026
8.4.11
2015 2014
274,800 275,811
356,027 351,438
0.77 0.78
49
2015 2014
274,800 275,811
13 447
274,813 276,258
356,027 351,438
2,916
356,027 354,354
0.77 0.78
2010 8 31
250 A
8.4.12
2015 12 31
658.61
643.54 397.74
382.67
50
2015 12 31
3
3 1 1 5 5
1,211,545 1,309,472 139,060 4,290 2,664,367 35,533 (37,722)
39,851 65,470 778 106,099 1,074
50,866 53,240 283 104,389 (1,203)
1,302,262 1,428,182 140,121 4,290 2,874,855 36,607 (38,925)
209,289 373,438 647,015 161,450 1,391,192 26,769 (28,079)
69,289 193,918 322,529 585,736 119 (111)
5,386 28 8,059 13,473 101
5,386 7,383 16 12,785 (46)
289,350 567,384 984,986 161,466 2,003,186 26,989 (28,236)
691,028 266,823 44,352 1,460 1,003,663 15,274 (9,665)
2,282,640 2,262,389 1,169,459 167,216 5,881,704 78,870 (76,826)
51
2014 12 31
3
3 1 1 5 5
1,015,906 753,091 92,944 4,237 1,866,178 19,068 (20,281)
12,670 32,181 301 45,152 165
9,564 6,919 99 16,582 (140)
1,038,140 792,191 93,344 4,237 1,927,912 19,233 (20,421)
70,707 88,816 152,041 33,598 345,162 2,408 (2,382)
5,198 11,219 819 17,236 2 (5)
75,905 100,035 152,860 33,598 362,398 2,410 (2,387)
185,228 52,507 1,304 219 239,258 2,405 (1,383)
1,299,273 944,733 247,508 38,054 2,529,568 24,048 (24,191)
2015 12 31
3
3 1 1 5 5
265 503 10,406 2,192 13,366 201 (32)
2,347 1,018 790 4,155 20 (30)
77 84 104 265 (60)
2,689 1,605 11,300 2,192 17,786 221 (122)
52
2014 12 31
3
3 1 1 5 5
318 378 1,778 3,734 6,208 190 (31)
3,022 6,508 9,530 98
25 25
3,340 6,911 1,778 3,734 15,763 288 (31)
2014
2015 2014
91 136
(73) (129)
18 7
2015 12 31
3
3 1 1 5 5
279 339 18,828 2,896 22,342 311 (133)
279 339 18,828 2,896 22,342 311 (133)
53
2014 12 31
3
3 1 1 5 5
69 69 16
470 837 8,748 3,688 13,743 51 (217)
470 906 8,748 3,688 13,812 67 (217)
2015 2014
12 31 12 31
45,372 24,882
24,281 22,676
3,819 1,631
75
7,207 565
9,990 10
20,332 17,717
65,704 42,599
(i)
8.4.13
2015 2014
12 31 12 31
352,143 331,731
2,870,353 2,566,390
1,444,195 1,188,288
4,666,691 4,086,409
54
8.4.14
2015 2014
(8)
36,956 43,992
(2,357) 1,602
(8,854) (11,044)
25,745 34,550
(88) 122
(12)
(88) 110
156 80
(5,400) (2,173)
20,405 32,567
8.4.15
(a)
2015 2014
12 31 12 31
719 850
22,081 28,738
22,800 29,588
55
(b)
2015 2014
12 31 12 31
5,516 5,210
11,093 12,389
2,369 580
18,978 18,179
2015 2014
12 31 12 31
10,198 6,156
39,463 23,987
39,344 25,198
89,005 55,341
(c)
56
2015 2014
12 31 12 31
339,494 348,924
61,839 33,369
281,804 274,186
27,148 56,096
219,199 334,838
102,375 235,664
727,316 584,362
538,709 474,684
2,297,884 2,342,123
2015 2014
12 31 12 31
(i) 1,071,193 1,014,045
(i)
(d)
2015 12 31
47.15 2014 12 31 30.01
(e)
2015 12 31
974.77 2014 12 31 908.74
57
(f)
2015 12 31 2014 12 31
8.4.16
(a)
58
2015
287,137 26,963 193,767 507,867
(45,613) 152,758 (107,145)
78,211 64,709 471 143,391
6,179 539 5,519 5,238 17,475
325,914 244,969 92,612 5,238 668,733
(93,129) (100,962) (20,633) (6,111) (220,835)
(63,752) (22,270) (86,022)
(200) (1) (202) (568) (971)
168,833 121,736 71,777 (1,441) 360,905
2,330 2,330
168,833 121,736 71,777 889 363,235
(85,515)
277,720
6,534 5,109 2,625 292 14,560
1,053 704 474 64 2,295
25,873 20,045 10,394 1,189 57,501
2015 12 31
8,427,930 3,587,372 10,075,355 119,123 22,209,780
24,185 24,185
89,197 69,444 35,629 30,156 224,426
18,472 7,148 5,077 11,083 41,780
9,073,983 7,843,009 3,379,557 112,712 20,409,261
1,759,175 538,709 2,297,884
59
2014
294,461 17,206 181,855 493,522
(72,827) 168,038 (95,211)
80,714 51,208 575 132,497
6,303 618 (2,743) 4,661 8,839
308,651 237,070 84,476 4,661 634,858
(99,638) (93,892) (18,969) (6,175) (218,674)
(40,176) (16,091) (56,267)
(322) (1) (144) 5 (462)
168,515 127,086 65,363 (1,509) 359,455
2,157 2,157
168,515 127,086 65,363 648 361,612
(85,326)
276,286
8,482 4,931 2,483 198 16,094
1,113 663 414 21 2,211
26,235 19,322 9,770 777 56,104
2014 12 31
7,978,544 3,110,238 9,402,275 118,896 20,609,953
28,919 28,919
81,543 60,209 30,286 27,242 199,280
16,914 7,060 4,629 10,378 38,981
8,733,769 7,405,054 2,865,212 68,614 19,072,649
1,867,439 474,684 2,342,123
60
(b)
61
2015
210,421 56,386 47,333 24,031 49,421 78,677 17,092 24,506 507,867
(135,954) 26,121 10,207 76,079 13,620 3,182 8,185 (1,440)
4,639 35,803 22,685 24,685 21,179 20,588 5,751 8,167 (106) 143,391
(2,146) (649) 1,082 6,209 227 1,811 (131) 11,072 17,475
76,960 117,661 81,307 131,004 84,447 104,258 30,897 42,305 (106) 668,733
(19,094) (35,297) (25,271) (37,297) (34,545) (39,482) (14,593) (15,362) 106 (220,835)
(6,047) (24,946) (20,546) (11,034) (9,080) (10,984) (1,769) (1,616) (86,022)
(185) (113) (176) (24) (7) (21) (2) (443) (971)
51,634 57,305 35,314 82,649 40,815 53,771 14,533 24,884 360,905
2,330 2,330
51,634 57,305 35,314 82,649 40,815 53,771 14,533 27,214 363,235
(85,515)
277,720
1,823 2,178 1,435 2,131 2,528 2,968 1,117 380 14,560
779 267 104 144 261 372 68 300 2,295
2,488 6,026 1,081 1,906 2,727 3,649 1,137 38,487 57,501
2015 12 31
9,142,237 4,862,465 3,366,173 3,633,597 2,216,719 2,819,807 1,069,622 2,450,563 (7,372,469) 22,188,714
24,185 24,185
14,164 29,480 11,843 18,844 19,906 24,329 10,771 95,089 224,426
10,717 5,839 3,086 4,031 5,610 7,209 1,318 3,970 41,780
21,066
22,209,780
7,568,090 4,995,033 3,497,543 4,799,262 2,289,592 2,732,706 1,024,661 810,582 (7,372,469) 20,345,000
64,261
20,409,261
558,184 398,045 250,410 415,973 149,897 207,604 54,608 263,163 2,297,884
62
2014
189,569 62,596 47,949 29,633 48,166 75,409 18,613 21,587 493,522
(134,777) 21,946 9,293 70,935 15,274 7,669 9,127 533
4,532 32,565 22,016 22,364 20,643 19,403 5,143 6,150 (319) 132,497
11,915 (2,221) (197) (8,272) (312) 110 (168) 7,984 8,839
71,239 114,886 79,061 114,660 83,771 102,591 32,715 36,254 (319) 634,858
(21,206) (35,353) (25,307) (36,334) (33,689) (38,735) (14,525) (13,844) 319 (218,674)
(3,727) (15,641) (11,495) (6,806) (7,574) (7,131) (2,637) (1,256) (56,267)
(67) (49) 7 (25) (52) 3 (11) (268) (462)
46,239 63,843 42,266 71,495 42,456 56,728 15,542 20,886 359,455
2,157 2,157
46,239 63,843 42,266 71,495 42,456 56,728 15,542 23,043 361,612
(85,326)
276,286
1,809 2,252 1,469 2,016 2,440 2,806 1,083 2,219 16,094
859 202 125 137 263 385 66 174 2,211
2,413 4,795 1,376 3,033 3,246 4,007 1,317 35,917 56,104
2014 12 31
8,820,680 4,680,319 3,342,070 3,394,573 2,008,309 2,579,889 1,001,247 1,919,486 (7,161,378) 20,585,195
28,919 28,919
14,363 26,113 12,294 19,086 19,839 24,204 10,748 72,633 199,280
11,274 5,986 2,691 3,631 5,307 5,674 1,326 3,092 38,981
24,758
20,609,953
7,431,623 4,693,296 3,457,784 4,344,494 1,983,382 2,555,769 959,520 747,042 (7,161,378) 19,011,532
61,117
19,072,649
469,704 438,216 319,851 419,494 129,088 158,055 58,811 348,904 2,342,123
63
9.
9.1
2015 12 31 2014 12 31
1,701,495 1,571,403 1,486,733 1,393,120
1,781,062 1,650,778 1,521,233 1,427,548
2,012,103 1,869,237 1,812,137 1,699,357
12.87% 12.88% 11.92% 12.05%
13.48% 13.53% 12.19% 12.35%
15.22% 15.32% 14.53% 14.70%
11.83% 12.09% 11.49% 11.82%
14.75% 14.67% 14.29% 14.35%
2015
64
2015 2014
12 31 12 31
11,864,984 11,091,736
8,617,028 7,478,053
3,247,956 3,613,683
199,557 79,189
139,840 68,888
59,717 10,301
1,152,146 1,068,357
236,657
13,216,687 12,475,939
9.2
2015 2014
12 31 12 31
8,074,651 7,027,466
3,499,277 3,041,593
11,573,928 10,069,059
65
2015 2014
12 31 12 31
11,594,300 11,415,730
3,035,242 3,562,770
1,405,285 1,304,337
3,955,725 3,357,016
6,725 4,853
506,009 771,816
1,393,646 92,946
13,493,955 12,280,492
2015 12 31
1 996,557 0.10% 44.83% 311,555 31.26%
2 996,964 0.22% 43.64% 467,325 46.87%
3 1,471,063 0.67% 43.27% 1,107,657 75.30%
4 2,162,706 1.63% 42.70% 2,099,956 97.10%
5 1,206,955 2.62% 41.20% 1,234,017 102.24%
6 743,222 3.72% 41.41% 856,067 115.18%
7 168,677 5.28% 40.01% 204,194 121.06%
8 34,759 7.20% 40.69% 49,568 142.60%
9 54,405 9.60% 42.12% 92,499 170.02%
10 13,497 18.00% 42.83% 28,556 211.56%
11 35,421 56.00% 41.90% 63,441 179.11%
12 190,425 100.00% 43.38% 647,834 340.20%
8,074,651 7,162,669 88.71%
66
2014 12 31
1 758,094 0.32% 44.69% 441,657 58.26%
2 831,252 0.50% 44.25% 583,329 70.17%
3 1,399,419 0.74% 43.64% 1,119,323 79.98%
4 1,960,177 1.17% 42.78% 1,744,549 89.00%
5 1,183,950 2.09% 41.25% 1,149,614 97.10%
6 598,129 3.29% 41.76% 660,682 110.46%
7 158,268 4.46% 40.31% 184,321 116.46%
8 24,935 6.06% 41.98% 33,969 136.23%
9 11,892 8.22% 41.58% 17,595 147.96%
10 7,464 13.97% 41.29% 13,551 181.55%
11 10,516 20.00% 39.91% 20,452 194.48%
12 83,370 100.00% 44.07% 214,824 257.68%
7,027,466 6,183,866 88.00%
2015 12 31
2,484,108 1.93% 23.68% 621,278 25.01%
442,892 4.26% 61.03% 122,896 27.75%
572,277 7.97% 37.50% 222,429 38.87%
3,499,277 966,603 27.62%
2014 12 31
2,045,644 1.61% 23.32% 540,492 26.42%
394,118 3.39% 53.05% 95,029 24.11%
601,831 5.65% 35.01% 235,380 39.11%
3,041,593 870,901 28.63%
67
9.3
2015 2014
12 31 12 31
11,187 5,511
4,778 824
2,691 824
2,016 0
0
71
15,965 6,335
99% 10 250
(VaR)
2015
1,580 1,269 1,747 757
203 244 389 98
1,564 1,273 1,715 817
28 69 216 8
1,821 1,835 2,216 1,367
265 200 345 103
1,776 1,795 2,261 1,354
80 100 262 11
68
2014
750 554 773 426
171 107 205 25
811 558 830 402
53 31 184 11
1,375 1,050 1,428 754
109 91 152 43
1,394 1,041 1,464 789
73 44 133 22
9.4
2015 921.72
9.5
2015
2015 12 31 2014 12 31
100 (5,926) (38,609) (1,635) (30,483)
100 5,926 41,729 1,635 32,354
69
2015 12 31 2014 12 31
(1) (1) (2) (1) (1) (2)
21,551 964 173 28,049 840 506
2,639 3,329 1,309 2,789 3,127 1,267
24,190 4,293 1,482 30,838 3,967 1,773
(1)
(2)
10.
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(www.icbc-ltd.com) 2015
2015
(www.hkexnews.hk) (www.icbc-ltd.
com) 2015 H
2015 2015
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2016 3 30
MC
70