1398
4603
4604
84602
2016
2016 12 31
1.
1.1
A 601398
H 1398
ICBC USDPREF1 4603
ICBC EURPREF1 4604
ICBC CNHPREF1-R 84602
1 360011
1.2
55
86-10-66108608
86-10-66107571
ir@icbc.com.cn
1
2.
2.1
2016 2015 2014 2013 2012
471,846 507,867 493,522 443,335 417,828
144,973 143,391 132,497 122,326 106,064
641,681 668,733 634,858 578,901 529,720
193,112 220,835 218,674 204,140 189,940
87,894 86,993 56,729 38,321 33,745
360,675 360,905 359,455 336,440 306,035
363,279 363,235 361,612 338,537 308,687
279,106 277,720 276,286 262,965 238,691
278,249 277,131 275,811 262,649 238,532
239,221 1,131,764 201,457 (1,947) 533,508
24,137,265 22,209,780 20,609,953 18,917,752 17,542,217
13,056,846 11,933,466 11,026,331 9,922,374 8,803,692
289,512 280,654 257,581 240,959 220,403
5,481,174 5,009,963 4,433,237 4,322,244 4,083,887
22,156,102 20,409,261 19,072,649 17,639,289 16,413,758
17,825,302 16,281,939 15,556,601 14,620,825 13,642,910
2,016,799 2,265,860 1,539,239 1,269,255 1,486,805
1,969,751 1,789,474 1,530,859 1,274,134 1,124,997
356,407 356,407 353,495 351,390 349,620
(1)
1,874,976 1,701,495 1,486,733 1,266,841
(1)
1,954,770 1,781,062 1,521,233 1,266,859
(1)
2,127,462 2,012,103 1,812,137 1,572,265 1,299,014
(1)
14,564,617 13,216,687 12,475,939 11,982,187 9,511,205
(2)
5.29 4.80 4.23 3.63 3.22
0.77 0.77 0.78 0.75 0.68
0.77 0.77 0.78 0.74 0.67
(S&P)(3) A A A A A
(Moody’s) (3) A1 A1 A1 A1 A1
(1) 2013 2012
(2)
(3)
2
2.2
2016 2015 2014 2013 2012
%
(1)
1.20 1.30 1.40 1.44 1.45
(2)
15.24 17.10 19.96 21.92 23.02
(3)
2.02 2.30 2.46 2.40 2.49
(4)
2.16 2.47 2.66 2.57 2.66
(5)
2.01 2.16 2.26 2.45 2.66
22.59 21.44 20.87 21.13 20.02
(6)
27.40 26.69 27.93 28.80 29.24
%
(7)
1.62 1.50 1.13 0.94 0.85
(8)
136.69 156.34 206.90 257.19 295.55
(9)
2.22 2.35 2.34 2.43 2.50
%
(10)
12.87 12.87 11.92 10.57
(10)
13.42 13.48 12.19 10.57
(10)
14.61 15.22 14.53 13.12 13.66
8.21 8.11 7.46 6.76 6.43
60.34 59.51 60.53 63.34 54.22
(1)
(2) 9
2010
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10) 2013 2012
3
2.3
2016
168,992 159,989 155,034 157,666
74,764 75,453 72,575 55,457
199,614 98,018 (13,829) (44,582)
2015
165,808 170,929 167,096 164,900
74,324 74,697 72,740 55,370
518,295 565,554 (331,219) 379,134
2.4
2016 12 31
3.
2016
2,791 0.5%
NIM 2.16%
21BP
1,450
4.7% 1.15 22.6%
1,961
0.67 39.66%
10%
211.3 0.7 7.6%
4
3
8,446 2.16 9,466
1,298
7,170 28.8% 1,508
69% 235 35.8%
2.5 1.17
550
12
1.2 2.7
68.9 24.3%
250
12,802 6,102
e-ICBC
2016 e 2.53 6,605
64.2% e 1.27 e
6,649 12.4 1,057 6,293
2016 1.62%
0.12 0.25 189
860
6.34 9.3
5
4.
4.1
2016
2016 2,791.06 13.86 0.5%
1.20% 15.24% 6,416.81
4.0% 7.1% 4,718.46
1,698.35 5.6% 1,931.12 12.6% 27.40%
878.94 1.0% 841.73 1.6%
2016 4,718.46 360.21 7.1%
73.5% 7,914.80 802.99 9.2% 3,196.34
442.78 12.2% 2.02% 2.16%
28 31 2015
2016 5 1
6
2016 2015
% %
12,658,686 538,219 4.25 11,607,327 616,541 5.31
4,855,583 177,298 3.65 4,333,202 170,833 3.94
4,664,712 173,106 3.71 4,136,085 166,399 4.02
(2)
190,871 4,192 2.20 197,117 4,434 2.25
(3)
2,915,005 44,678 1.53 3,161,562 47,867 1.51
(4)
1,412,253 31,285 2.22 1,448,398 36,538 2.52
21,841,527 791,480 3.62 20,550,489 871,779 4.24
1,708,483 1,515,899
(290,892) (273,612)
23,259,118 21,792,776
16,878,531 257,850 1.53 15,579,271 298,010 1.91
(4)
2,595,974 44,314 1.71 2,744,339 49,801 1.81
521,697 17,470 3.35 435,460 16,101 3.70
19,996,202 319,634 1.60 18,759,070 363,912 1.94
1,363,841 1,383,096
21,360,043 20,142,166
471,846 507,867
2.02 2.30
2.16 2.47
(1)
(2)
(3)
(4)
7
5,382.19 783.22 12.7%
2015
2016 5 1
2016 2015
% %
4,043,710 144,349 3.57 3,944,455 176,248 4.47
8,614,976 393,870 4.57 7,662,872 440,293 5.75
12,658,686 538,219 4.25 11,607,327 616,541 5.31
2016 2015
% %
7,077,009 323,952 4.58 7,060,495 394,299 5.58
678,019 22,107 3.26 432,191 19,593 4.53
3,786,442 156,658 4.14 3,228,124 171,894 5.32
1,117,216 35,502 3.18 886,517 30,755 3.47
12,658,686 538,219 4.25 11,607,327 616,541 5.31
1,772.98 64.65 3.8%
1,731.06 67.07 4.0%
5,286.27 2016
31
8
41.92 2.42 5.5%
446.78 31.89 6.7%
2015
2,465.57
312.85 52.53
14.4%
30
2,578.50 401.60 13.5% 2015
38
2016 2015
% %
3,674,017 91,153 2.48 3,655,043 115,366 3.16
(1)
4,807,607 31,855 0.66 4,114,568 30,170 0.73
8,481,624 123,008 1.45 7,769,611 145,536 1.87
4,263,288 114,513 2.69 4,074,196 132,964 3.26
3,440,581 10,597 0.31 3,131,445 10,439 0.33
7,703,869 125,110 1.62 7,205,641 143,403 1.99
693,038 9,732 1.40 604,019 9,071 1.50
16,878,531 257,850 1.53 15,579,271 298,010 1.91
(1)
9
443.14 54.87
11.0%
1,483.65
174.70 13.69 8.5%
2016 1,698.35
89.69 5.6% 26.5% 2.4
1,449.73 1.1% 248.62 42.3%
2016 2015 %
37,670 37,684 (14) 0.0
37,625 35,910 1,715 4.8
26,108 27,986 (1,878) (6.7)
25,024 26,791 (1,767) (6.6)
20,440 18,305 2,135 11.7
6,893 5,544 1,349 24.3
5,950 4,687 1,263 26.9
1,907 1,979 (72) (3.6)
3,097 2,784 313 11.2
164,714 161,670 3,044 1.9
19,741 18,279 1,462 8.0
144,973 143,391 1,582 1.1
2016
1,647.14 30.44 1.9%
17.15
21.35
13.49
12.63
10
2016 2015 %
6,457 4,227 2,230 52.8
(104) (5,953) 5,849
4,545 4,920 (375) (7.6)
13,964 14,281 (317) (2.2)
24,862 17,475 7,387 42.3
248.62 73.87 42.3%
58.49
22.30
11
2016 2015 %
113,354 114,173 (819) (0.7)
28,414 28,114 300 1.1
17,319 42,320 (25,001) (59.1)
2,059 2,295 (236) (10.3)
31,966 33,933 (1,967) (5.8)
193,112 220,835 (27,723) (12.6)
1,931.12 277.23
12.6% 250.01 2016 5 1
1,133.54 0.7%
319.66 5.8%
2016 878.94 9.01 1.0%
861.38 1.16 0.1%
841.73 13.42 1.6% 23.17%
4.2
MOVA
2016 2015
% %
314,398 49.0 325,914 48.7
238,133 37.1 244,445 36.6
84,488 13.2 92,612 13.8
4,662 0.7 5,762 0.9
641,681 100.0 668,733 100.0
12
2016 2015
% %
70,265 11.0 76,854 11.5
113,430 17.7 117,661 17.6
79,974 12.5 81,307 12.2
123,491 19.2 131,004 19.6
79,703 12.4 84,447 12.6
97,032 15.1 104,258 15.6
28,451 4.4 30,897 4.6
49,335 7.7 42,305 6.3
641,681 100.0 668,733 100.0
4.3
2016
2016 241,372.65 19,274.85 8.7%
11,233.80 9.4%
4,712.11 9.4% 2,911.55 9.5%
52.9% 22.7%
13.9%
13
2016 12 31 2015 12 31
% %
13,056,846 11,933,466
289,512 280,654
12,767,334 52.9 11,652,812 52.5
5,481,174 22.7 5,009,963 22.5
3,350,788 13.9 3,059,633 13.8
797,473 3.3 683,793 3.1
755,627 3.1 996,333 4.5
984,869 4.1 807,246 3.6
24,137,265 100.0 22,209,780 100.0
2016
2016
130,568.46 11,233.80 9.4%
114,429.41 8,449.05 8.0%
2016 12 31 2015 12 31
% %
8,140,684 62.4 7,869,552 65.9
719,993 5.5 522,052 4.4
4,196,169 32.1 3,541,862 29.7
13,056,846 100.0 11,933,466 100.0
2,711.32 3.4%
343.44
2,733.23 6.9%
14
1,979.41 37.9%
6,543.07 18.5% 7,246.41
28.8%
640.55 20.6%
388.19 13.2%
325.40 7.8%
2016 12 31 2015 12 31
% %
12,261,034 93.91 11,233,456 94.14
584,011 4.47 520,492 4.36
211,801 1.62 179,518 1.50
109,434 0.84 104,805 0.87
82,505 0.63 60,512 0.51
19,862 0.15 14,201 0.12
13,056,846 100.00 11,933,466 100.00
2016 122,610.34
10,275.78 93.91% 5,840.11 635.19
4.47% 2,118.01 322.83 1.62%
15
2016 12 31 2015 12 31
% % % %
8,140,684 62.4 159,871 1.96 7,869,552 65.9 135,256 1.72
719,993 5.5 598 0.08 522,052 4.4 524 0.10
4,196,169 32.1 51,332 1.22 3,541,862 29.7 43,738 1.23
13,056,846 100.0 211,801 1.62 11,933,466 100.0 179,518 1.50
1,598.71 246.15 1.96%
513.32
75.94 1.22%
2016 12 31 2015 12 31
% % % %
1,516,089 21.8 3,022 0.20 1,429,697 20.7 3,985 0.28
1,414,408 20.4 60,639 4.29 1,496,241 21.6 51,353 3.43
241,712 3.5 11,796 4.88 254,497 3.7 8,566 3.37
212,649 3.1 8,308 3.91 235,873 3.4 7,996 3.39
154,493 2.2 9,635 6.24 171,065 2.5 7,138 4.17
124,729 1.8 7,201 5.77 140,369 2.0 6,644 4.73
118,588 1.7 1,718 1.45 97,733 1.4 1,064 1.09
108,554 1.6 509 0.47 113,841 1.6 1,043 0.92
92,572 1.3 4,080 4.41 91,944 1.3 4,710 5.12
65,051 0.9 2,455 3.77 69,875 1.0 1,756 2.51
53,706 0.8 1,296 2.41 52,127 0.8 240 0.46
242,354 3.5 13,641 5.63 268,917 3.9 12,196 4.54
820,692 11.9 501 0.06 780,370 11.3 1,494 0.19
736,921 10.7 4,938 0.67 652,956 9.5 4,906 0.75
625,488 9.0 58,029 9.28 734,994 10.7 48,522 6.60
517,542 7.5 1,302 0.25 461,542 6.7 278 0.06
426,999 6.2 9,367 2.19 427,306 6.2 6,293 1.47
225,505 3.3 4,425 1.96 246,541 3.6 3,722 1.51
187,363 2.7 4,222 2.25 210,294 3.0 3,047 1.45
122,294 1.8 675 0.55 124,542 1.8 575 0.46
122,117 1.8 2,742 2.25 145,175 2.1 3,453 2.38
197,119 2.9 2,456 1.25 191,430 2.8 1,967 1.03
6,912,537 100.0 152,318 2.20 6,901,088 100.0 129,595 1.88
16
2016
863.92 6.0%
839.65 12.9%
560.00
12.1%
403.22 5.2%
2016 12 31 2015 12 31
% % % %
581,084 4.5 13,758 2.37 541,087 4.5 9,053 1.67
2,409,725 18.4 35,325 1.47 2,283,391 19.1 39,297 1.72
1,743,572 13.4 35,913 2.06 1,545,400 13.0 29,946 1.94
2,156,022 16.5 41,097 1.91 2,007,028 16.8 30,605 1.52
1,819,143 13.9 28,575 1.57 1,668,136 14.0 23,707 1.42
2,313,507 17.7 37,623 1.63 2,171,273 18.2 32,472 1.50
706,472 5.4 11,571 1.64 668,572 5.6 8,518 1.27
1,327,321 10.2 7,939 0.60 1,048,579 8.8 5,920 0.56
13,056,846 100.0 211,801 1.62 11,933,466 100.0 179,518 1.50
17
51,499 229,155 280,654
83,966 2,172 86,138
110,992 151,577 262,569
865 (865)
(27,891) (148,540) (176,431)
(5,135) (5,135)
(65,999) (8,145) (74,144)
1,226 773 1,999
65,557 223,955 289,512
2016 2,895.12 88.58
136.69% 2.22%
2016 12 31 2015 12 31
% %
5,986,629 45.9 5,499,003 46.1
3,237,427 24.8 2,516,196 21.1
1,610,680 12.3 1,505,144 12.6
719,993 5.5 522,052 4.4
1,867,424 14.3 1,642,370 13.8
3,592,113 27.5 3,286,949 27.5
13,056,846 100.0 11,933,466 100.0
59,866.29 4,876.26 8.9% 16,106.80
1,055.36 7.0% 18,674.24 2,250.54
13.7% 35,921.13 3,051.64 9.3%
18
2016 12 31 2015 12 31
% %
3 151,115 1.16 169,902 1.42
3 1 75,550 0.58 84,808 0.71
1 3 101,916 0.78 62,783 0.53
3 17,546 0.13 15,205 0.13
346,127 2.65 332,698 2.79
3,461.27 134.29 3 1,950.12
322.16
55.41 9.84 3
13.98 1.72
4.5%
13.3% 2,836.29 2.2%
2016
2016 54,811.74
4,712.11 9.4%
19
2016 12 31 2015 12 31
% %
5,196,535 94.8 4,775,767 95.3
4,982,776 90.9 4,548,687 90.8
179,249 3.3 193,187 3.9
34,510 0.6 33,893 0.6
284,639 5.2 234,196 4.7
5,481,174 100.0 5,009,963 100.0
49,827.76 4,340.89 9.5%
1,792.49 139.38
2016 12 31 2015 12 31
% %
2,399,463 48.1 1,468,674 32.3
58,024 1.2 356,425 7.8
1,319,450 26.5 1,513,092 33.3
1,205,839 24.2 1,210,496 26.6
4,982,776 100.0 4,548,687 100.0
9,307.89 63.4%
2,984.01 83.7% 1,936.42 12.8%
46.57 0.4%
20
2016 12 31 2015 12 31
% %
(1)
474,475 8.7 343,272 6.9
1,742,287 31.8 1,444,195 28.8
2,973,042 54.2 2,870,353 57.3
291,370 5.3 352,143 7.0
5,481,174 100.0 5,009,963 100.0
(1)
1
2016 20,009.25 13,194.50
6,814.75 65.9% 34.1%
2016 221,561.02 17,468.41 8.6%
1
21
2016 12 31 2015 12 31
% %
17,825,302 80.5 16,281,939 79.8
2,016,799 9.1 2,265,860 11.1
589,306 2.7 337,191 1.7
357,937 1.6 306,622 1.5
1,366,758 6.1 1,217,649 5.9
22,156,102 100.0 20,409,261 100.0
2016 178,253.02
15,433.63 9.5% 10,115.06
12.0% 5,391.67 7.1%
4,567.88 5.6% 10,938.85 13.8%
2016 12 31 2015 12 31
% %
4,176,834 23.4 3,929,353 24.1
5,271,686 29.6 4,507,661 27.7
9,448,520 53.0 8,437,014 51.8
4,419,907 24.8 4,210,600 25.9
3,720,374 20.9 3,390,514 20.8
8,140,281 45.7 7,601,114 46.7
(1)
236,501 1.3 243,811 1.5
17,825,302 100.0 16,281,939 100.0
(1)
22
5,893.06 2,521.15 74.8%
2016 19,811.63 1,806.44 10.0%
19,697.51 1,802.77 10.1%
4.4
2016
12.87% 13.42% 14.61%
23
2016 2015
12 31 12 31
1,886,536 1,713,160
356,407 356,407
151,998 151,963
205,021 178,040
251,349 246,356
940,237 781,853
3,164 4,340
(21,640) (5,799)
11,560 11,665
9,001 8,478
1,477 1,356
(4,618) (3,869)
5,700 5,700
1,874,976 1,701,495
79,794 79,567
79,375 79,375
419 192
1,954,770 1,781,062
178,292 244,641
154,861 180,242
19,195 63,398
4,236 1,001
5,600 13,600
5,600 13,600
2,127,462 2,012,103
(1)
14,564,617 13,216,687
12.87% 12.87%
13.42% 13.48%
14.61% 15.22%
(1)
24
2016
2016 2015
7.55% 0.07
2016 2016 2016 2016 2015
12 31 9 30 6 30 3 31 12 31
1,954,770 1,919,729 1,847,634 1,854,320 1,781,062
25,904,533 25,357,448 25,309,554 24,599,374 23,813,992
7.55% 7.57% 7.30% 7.54% 7.48%
4.5
2016 2015 2014
% > = 25.0 35.7 35.5 33.2
> = 25.0 82.3 98.1 91.1
(2)
% 70.9 71.4 68.4
< = 10.0 4.5 4.2 4.8
%
13.3 13.3 14.9
%
% 3.4 4.4 2.7
23.5 29.6 17.2
36.8 38.9 37.4
7.4 10.5 5.2
(1)
(2) 2015
25
2016 2015
25,904,533 23,813,992
1,602,223 1,453,661
2,131,194 2,368,335
2,719,376 2,338,163
374,432,043 345,214,765
14,061,641 11,507,109
1,649,713 1,192,434
4,970,872 4,049,645
442,830 475,562
159,550 188,566
1,489,643 1,222,353
1,577,428 1,260,948
4.6
2017
2025
+
26
2017
e e e
27
5.
5.1
573,596
H 133,081 A 440,515 2017
2 28 553,187
10 2016 12 31
%
A 34.71 123,717,852,951
A 34.60 123,316,451,864
H 24.14 86,051,725,196 -7,832,417
A 0.13 464,460,581 156,136,404
(3)
A 1.28 4,562,235,995 187,975,909
A 1.21 4,322,828,137
A 0.40 1,420,781,042
A 0.28 1,013,921,700
(4)
A 0.11 390,487,231
A 0.09 317,038,927 100
005L CT001
A 0.07 247,694,769 -2,091,100
(1) H H
(2)
(3) 86,051,725,196 H 464,460,581 A
(4)
28
5.2
5.3
XV 2 3
2016 12 31
336
A
A A % %
(1)
118,006,174,032 43.77 33.11
(2)
124,731,774,651 46.26 35.00
(1) 2016 12 31
123,316,451,864
(2) 2016 12 31
123,717,852,951
1,013,921,700
H
H H % %
Temasek Holdings (Private) Limited 8,682,954,081 10.00 2.44
8,663,703,234 9.98 2.43
BlackRock, Inc. 5,152,636,652 5.94 1.45
29
5.4
[2014]801 [2014]1229
2014 12 10
2014 12 11
100
6
2014 12 10
345.5
344.3
4603 6% 2,940,000,000 20 147,000,000
4604 6% 600,000,000 15 40,000,000
84602 6% 12,000,000,000 100 120,000,000
[2015]189 [2015]1023
2015 11 18 4.5
100
5 5
5
4.5% [2015]2391
2015 12 11 1
360011 450
449.5
30
28
2 26
2017 2 28 28
2 26
10 2016 12 31
%
Cede & Co. 147,000,000 47.9
The Bank of New York 120,000,000 39.1
Depository (Nominees)
Limited 40,000,000 13.0
(1)
(2)
(3) 10
(4)
31
10 2016 12 31
%
200,000,000 44.4
50,000,000 11.1
35,000,000 7.8
30,000,000 6.7
15,000,000 3.3
15,000,000 3.3
15,000,000 3.3
15,000,000 3.3
10,000,000 2.2
10,000,000 2.2
10,000,000 2.2
(1)
(2)
10
(3)
2016 10 28
2016 11 23
2016 12 12
4.5%
2,025,000,000
32
196,000,000
40,000,000 800,000,000
24.25
10%
2016 2015
4.5% 2,025 4.5%
6.0% 2,425 6.0% 2,331
22
37
[2014]13
39 32
33
6.
7.
7.1
A.2.1 2016
5 31
2016 9 27
2016 10
A.5.1 2016 10 31 M C
2017 1 13
7.2
2016 12 31
7.3
2016 6 24 2015 2016 7 7
2015 1 1 2015 12 31
10 2.333 831.50
2016 356,406,257,089
10 2.343 835.06
2016 2017 7 10
A H 2017 7 5 2017 7 10
H H
2017 7 4
H
183 17 1712–1716
A 2017 7 11 H 2017 8 2
34
2016 2015 2014
10 2.343 2.333 2.554
83,506 83,150 91,026
(1)
% 30.5 30.3 33.0
(1)
7.4
8.
8.1
2016
35
8.2
8.2.1
2016 12 31
2016 2015
791,480 871,779
(319,634) (363,912)
471,846 507,867
164,714 161,670
(19,741) (18,279)
144,973 143,391
6,457 4,227
(104) (5,953)
4,545 4,920
13,964 14,281
641,681 668,733
(193,112) (220,835)
(86,138) (86,022)
(1,756) (971)
360,675 360,905
2,604 2,330
363,279 363,235
(84,173) (85,515)
279,106 277,720
278,249 277,131
857 589
279,106 277,720
0.77 0.77
0.77 0.77
36
8.2.2
2016 12 31
2016 2015
279,106 277,720
15 (8)
(3)
(29,449) 25,745
(751) (88)
(860) 156
13,608 (5,400)
(75)
(17,515) 20,405
261,591 298,125
261,166 297,024
425 1,101
261,591 298,125
37
8.2.3
2016 12 31
2016 2015
12 31 12 31
3,350,788 3,059,633
797,473 683,793
189,331 132,838
285,144 210,434
94,452 78,870
755,627 996,333
12,767,334 11,652,812
5,006,699 4,666,691
30,077 24,185
246,209 224,426
28,398 21,066
585,733 458,699
24,137,265 22,209,780
545 210
366,752 303,927
89,960 76,826
2,016,799 2,265,860
589,306 337,191
218,427 183,352
17,825,302 16,281,939
52,640 63,266
604 995
357,937 306,622
637,830 589,073
22,156,102 20,409,261
356,407 356,407
86,051 79,375
79,375 79,375
6,676
586,630 571,704
940,663 781,988
1,969,751 1,789,474
11,412 11,045
1,981,163 1,800,519
24,137,265 22,209,780
38
8.2.4
2016 12 31
2016 1 1 356,407 79,375 152,026 178,040 246,356 29,956 (31,432) (3,926) 684 571,704 781,988 1,789,474 11,045 1,800,519
278,249 278,249 857 279,106
(28,823) 13,382 (719) (923) (17,083) (17,083) (432) (17,515)
(28,823) 13,382 (719) (923) (17,083) 278,249 261,166 425 261,591
2015 (83,150) (83,150) (83,150)
(4,450) (4,450) (4,450)
(i) 26,981 26,981 (26,981)
(ii) 4,993 4,993 (4,993)
6,676 6,676 6,676
8 8 8 13 21
(71) (71)
9 18 27 27 27
2016 12 31 356,407 86,051 152,043 205,021 251,349 1,133 (18,050) (4,645) (221) 586,630 940,663 1,969,751 11,412 1,981,163
(i) 0.84 6.69
(ii) 1.94
39
2015 1 1 353,495 34,428 388 144,424 150,752 221,622 4,809 (26,103) (3,853) 661 492,312 650,236 1,530,859 6,445 1,537,304
277,131 277,131 589 277,720
25,147 (5,329) (73) 148 19,893 19,893 512 20,405
25,147 (5,329) (73) 148 19,893 277,131 297,024 1,101 298,125
2014 (91,026) (91,026) (91,026)
(2,331) (2,331) (2,331)
(i) 27,288 27,288 (27,288)
(ii) 24,734 24,734 (24,734)
44,947 44,947 44,947
2,912 7,761 7,761 10,673 10,673
3,438 3,438
(159) (159) (159) (339) (498)
323 323
(8) (8)
(388) (388) (388)
(125) (125) (125) 85 (40)
2015 12 31 356,407 79,375 152,026 178,040 246,356 29,956 (31,432) (3,926) 684 571,704 781,988 1,789,474 11,045 1,800,519
(i) 0.71 8.90
(ii) 13.03
40
8.2.5
2016 12 31
2016 2015
363,279 363,235
(2,604) (2,330)
19,761 18,049
2,059 2,295
(2,155) (1,422)
86,138 86,022
1,756 971
(9,282) (7,494)
14,237 13,349
(5,135) (4,156)
(4,202) (4,765)
(345) (33)
104 5,953
(181) (848)
(343) (155)
463,087 468,671
(273,546) 442,973
(136,134) (91,173)
(54,153) (98,020)
(72,653) 103,856
(6,395) 130,224
(1,119,674) (924,231)
(132,697) (774,096)
(1,795,252) (1,210,467)
63,898 (284,962)
335 (421)
(290,032) 703,298
252,115 (43,766)
23,938 1,136
1,477,846 688,632
136,604 896,426
1,664,704 1,960,343
41
2016 2015
332,539 1,218,547
(93,318) (86,783)
239,221 1,131,764
(39,281) (42,297)
2,850 3,481
(2,492,693) (2,007,160)
2,059,722 1,378,079
(1,373) (158)
487
1,356 1,094
(468,932) (666,961)
6,691 45,000
1,520 323
896,665 116,214
(13,979) (10,325)
(854,012) (94,205)
(374)
(83,150) (91,026)
(4,450) (2,331)
(71) (8)
(50,786) (36,732)
(280,497) 428,071
1,441,298 994,264
28,567 18,963
1,189,368 1,441,298
810,718 864,899
(317,533) (338,014)
42
8.3 2016
2016
14
11
16 38
27
2012–2014
10 12 28
1
14
11
16 38
38
16
43
27
9 39
28
2012–2014
2012–2014
5
7
19 34
10 12 28
10 4(a)
12
44
1
8.4
8.4.1
2016 2015
538,219 616,541
355,313 421,877
160,106 174,503
22,800 20,161
177,298 170,833
44,678 47,867
31,285 36,538
791,480 871,779
(257,850) (298,010)
(44,314) (49,801)
(17,470) (16,101)
(319,634) (363,912)
471,846 507,867
45
8.4.2
2016 2015
37,670 37,684
37,625 35,910
26,108 27,986
25,024 26,791
20,440 18,305
6,893 5,544
5,950 4,687
1,907 1,979
3,097 2,784
164,714 161,670
(19,741) (18,279)
144,973 143,391
8.4.3
2016 2015
4,450 4,444
345 33
1,662 (250)
6,457 4,227
8.4.4
2016 2015
9,992 14,320
(10,096) (20,273)
(104) (5,953)
46
8.4.5
2016 2015
170 125
173 30
343 155
4,202 4,765
4,545 4,920
8.4.6
2016 2015
28,441 20,633
(28,808) (20,599)
3,204 1,894
5,998 5,866
1,710 1,664
270 212
487
3,149 4,124
13,964 14,281
47
8.4.7
2016 2015
73,348 72,721
25,434 27,563
14,572 13,889
113,354 114,173
14,660 14,560
7,479 7,349
3,808 3,515
2,467 2,690
28,414 28,114
2,059 2,295
20,388 21,219
17,319 42,320
11,578 12,714
193,112 220,835
8.4.8
2016 2015
77 111
6 (25)
581 (4)
1,092 889
1,756 971
48
8.4.9
(a)
2016 2015
80,794 86,541
1,952 1,837
3,000 2,238
85,746 90,616
(3,052) (1,232)
1,479 (3,869)
84,173 85,515
(b)
25%
2016 2015
363,279 363,235
90,820 90,809
(773) (511)
10,513 5,774
(15,783) (10,256)
(651) (582)
(3,052) (1,232)
3,099 1,513
84,173 85,515
49
8.4.10
2016 2015
2015 0.2333
2014 0.2554 83,150 91,026
4,450 2,331
2016 2015
12 31
2016 0.2343
2015 0.2333 83,506 83,150
8.4.11
2016 2015
278,249 277,131
(4,450) (2,331)
273,799 274,800
356,407 356,027
0.77 0.77
50
2016 2015
278,249 277,131
(4,450) (2,331)
273,799 274,800
13
273,799 274,813
356,407 356,027
0.77 0.77
8.4.12
2016 12 31
493.79
516.28 300.74
323.23
51
2016 12 31
3
3 1 1 5 5
1,577,351 1,433,229 115,797 4,383 3,130,760 56,972 (58,600)
33,722 69,728 3,444 125 107,019 1,306
37,213 45,126 3,061 85,400 (1,617)
1,648,286 1,548,083 122,302 4,508 3,323,179 58,278 (60,217)
195,268 279,975 683,648 180,059 1,338,950 20,456 (20,196)
116,445 138,559 161,887 416,891 44 (212)
1,390 1,157 6,626 167 9,340 109
1,390 1,046 12,216 17 14,669 (62)
314,493 420,737 864,377 180,243 1,779,850 20,609 (20,470)
632,245 273,591 50,171 3,283 959,290 15,565 (9,273)
2,595,024 2,242,411 1,036,850 188,034 6,062,319 94,452 (89,960)
52
2015 12 31
3
3 1 1 5 5
1,211,545 1,309,472 139,060 4,290 2,664,367 35,533 (37,722)
39,851 65,470 778 106,099 1,074
50,866 53,240 283 104,389 (1,203)
1,302,262 1,428,182 140,121 4,290 2,874,855 36,607 (38,925)
209,289 373,438 647,015 161,450 1,391,192 26,769 (28,079)
69,289 193,918 322,529 585,736 119 (111)
5,386 28 8,059 13,473 101
5,386 7,383 16 12,785 (46)
289,350 567,384 984,986 161,466 2,003,186 26,989 (28,236)
691,028 266,823 44,352 1,460 1,003,663 15,274 (9,665)
2,282,640 2,262,389 1,169,459 167,216 5,881,704 78,870 (76,826)
2016 12 31
3
3 1 1 5 5
4,213 9,415 2,108 15,736 245 (20)
211 35,304 748 36,263 10 (2,257)
4 4 2
64 53 44 161 14 (5)
275 39,574 10,207 2,108 52,164 271 (2,282)
53
2015 12 31
3
3 1 1 5 5
265 503 10,406 2,192 13,366 201 (32)
2,347 1,018 790 4,155 20 (30)
77 84 104 265 (60)
2,689 1,605 11,300 2,192 17,786 221 (122)
2015
2016 2015
452 91
(446) (73)
6 18
2016 12 31
3
3 1 1 5 5
1,302 14,801 31,715 6,620 54,438 777 (147)
1,302 14,801 31,715 6,620 54,438 777 (147)
54
2015 12 31
3
3 1 1 5 5
279 339 18,828 2,896 22,342 311 (133)
279 339 18,828 2,896 22,342 311 (133)
2016 2015
12 31 12 31
61,333 45,372
32,381 24,281
6,149 3,819
25 75
10,843 7,207
11,935 9,990
31,541 20,332
92,874 65,704
(i)
8.4.13
2016 2015
12 31 12 31
291,370 352,143
2,973,042 2,870,353
1,742,287 1,444,195
5,006,699 4,666,691
55
8.4.14
2016 2015
15 (8)
(3)
(37,375) 36,956
(1,246) (2,357)
9,172 (8,854)
(29,449) 25,745
(781) (88)
30
(751) (88)
(860) 156
13,608 (5,400)
(75)
(17,515) 20,405
8.4.15
(a)
2016 2015
12 31 12 31
535 719
27,833 22,081
28,368 22,800
56
(b)
2016 2015
12 31 12 31
5,455 5,516
9,899 11,093
2,266 2,369
17,620 18,978
2016 2015
12 31 12 31
10,046 10,198
39,092 39,463
37,331 39,344
86,469 89,005
(c)
57
2016 2015
12 31 12 31
271,691 339,494
137,076 61,839
295,471 281,804
45,752 27,148
143,393 219,199
173,392 102,375
1,064,189 727,316
647,448 538,709
2,778,412 2,297,884
2016 2015
12 31 12 31
(i) 1,231,376 1,071,193
(i)
(d)
2016 12 31
55.15 2015 12 31 47.15
(e)
2016 12 31
976.46 2015 12 31 974.77
58
(f)
2016 12 31 2015 12 31
8.4.16
(a)
59
2016
242,432 30,433 198,981 471,846
(13,456) 142,221 (128,765)
79,012 65,882 79 144,973
6,410 (403) 14,193 4,662 24,862
314,398 238,133 84,488 4,662 641,681
(76,432) (93,718) (16,628) (6,334) (193,112)
(73,050) (13,088) (86,138)
(83) (1,004) (669) (1,756)
164,833 131,327 66,856 (2,341) 360,675
2,604 2,604
164,833 131,327 66,856 263 363,279
(84,173)
279,106
6,535 5,254 2,578 293 14,660
948 657 397 57 2,059
24,779 19,758 9,716 1,131 55,384
2016 12 31
8,914,597 4,245,097 10,840,773 136,798 24,137,265
30,077 30,077
99,810 79,878 39,045 27,476 246,209
19,817 7,189 4,547 11,390 42,943
10,088,166 8,376,975 3,536,514 154,447 22,156,102
2,130,964 647,448 2,778,412
60
2015
287,137 26,963 193,767 507,867
(45,613) 152,758 (107,145)
78,211 64,709 471 143,391
6,179 15 5,519 5,762 17,475
325,914 244,445 92,612 5,762 668,733
(95,797) (100,962) (17,966) (6,110) (220,835)
(63,752) (22,270) (86,022)
(200) (1) (202) (568) (971)
166,165 121,212 74,444 (916) 360,905
2,330 2,330
166,165 121,212 74,444 1,414 363,235
(85,515)
277,720
6,534 5,109 2,625 292 14,560
1,053 704 474 64 2,295
25,873 20,045 10,394 1,189 57,501
2015 12 31
8,427,930 3,587,372 10,075,355 119,123 22,209,780
24,185 24,185
89,197 69,444 35,629 30,156 224,426
18,472 7,148 5,077 11,083 41,780
9,073,983 7,843,009 3,379,557 112,712 20,409,261
1,759,175 538,709 2,297,884
61
(b)
62
2016
207,530 44,617 41,865 21,868 43,602 67,278 14,378 30,708 471,846
(142,386) 29,542 13,398 70,362 15,497 7,927 7,796 (2,136)
4,357 38,348 23,417 24,919 19,993 20,293 6,068 7,600 (22) 144,973
786 923 1,294 6,342 611 1,534 209 13,163 24,862
70,287 113,430 79,974 123,491 79,703 97,032 28,451 49,335 (22) 641,681
(16,026) (30,480) (21,877) (31,807) (29,630) (33,374) (12,744) (17,196) 22 (193,112)
(7,940) (15,477) (12,278) (18,194) (10,489) (16,384) (2,549) (2,827) (86,138)
24 (85) (333) (104) (74) (75) (14) (1,095) (1,756)
46,345 67,388 45,486 73,386 39,510 47,199 13,144 28,217 360,675
2,604 2,604
46,345 67,388 45,486 73,386 39,510 47,199 13,144 30,821 363,279
(84,173)
279,106
1,841 2,074 1,412 2,198 2,566 3,010 1,161 398 14,660
597 235 187 93 263 389 77 218 2,059
3,772 4,747 3,458 5,339 7,328 8,948 4,236 17,556 55,384
2016 12 31
8,368,773 5,194,868 3,096,641 3,626,559 2,275,456 2,827,331 1,068,632 3,129,868 (5,479,261) 24,108,867
30,077 30,077
13,020 28,803 11,072 17,791 19,263 23,418 10,391 122,451 246,209
10,561 5,811 3,557 3,985 5,691 7,563 1,358 4,417 42,943
28,398
24,137,265
6,820,411 5,453,036 3,318,068 5,242,654 2,384,189 2,771,987 1,074,621 517,154 (5,479,261) 22,102,859
53,243
22,156,102
662,510 441,169 314,846 485,726 158,583 249,912 67,703 397,963 2,778,412
63
2015
210,421 56,386 47,333 24,031 49,421 78,677 17,092 24,506 507,867
(135,954) 26,121 10,207 76,079 13,620 3,182 8,185 (1,440)
4,639 35,803 22,685 24,685 21,179 20,588 5,751 8,167 (106) 143,391
(2,146) (649) 1,082 6,209 227 1,811 (131) 11,072 17,475
76,960 117,661 81,307 131,004 84,447 104,258 30,897 42,305 (106) 668,733
(19,094) (35,297) (25,271) (37,297) (34,545) (39,482) (14,593) (15,362) 106 (220,835)
(6,047) (24,946) (20,546) (11,034) (9,080) (10,984) (1,769) (1,616) (86,022)
(185) (113) (176) (24) (7) (21) (2) (443) (971)
51,634 57,305 35,314 82,649 40,815 53,771 14,533 24,884 360,905
2,330 2,330
51,634 57,305 35,314 82,649 40,815 53,771 14,533 27,214 363,235
(85,515)
277,720
1,823 2,178 1,435 2,131 2,528 2,968 1,117 380 14,560
779 267 104 144 261 372 68 300 2,295
2,488 6,026 1,081 1,906 2,727 3,649 1,137 38,487 57,501
2015 12 31
9,142,237 4,862,465 3,366,173 3,633,597 2,216,719 2,819,807 1,069,622 2,450,563 (7,372,469) 22,188,714
24,185 24,185
14,164 29,480 11,843 18,844 19,906 24,329 10,771 95,089 224,426
10,717 5,839 3,086 4,031 5,610 7,209 1,318 3,970 41,780
21,066
22,209,780
7,568,090 4,995,033 3,497,543 4,799,262 2,289,592 2,732,706 1,024,661 810,582 (7,372,469) 20,345,000
64,261
20,409,261
558,184 398,045 250,410 415,973 149,897 207,604 54,608 263,163 2,297,884
64
9.
9.1
2015
1 3
2016 2015
12 31 12 31
1 24,137,265 22,209,780
2 (97,729) (61,143)
3
4 93,733 35,523
5 57,298 38,855
6 1,725,526 1,602,642
7 (11,560) (11,665)
8 25,904,533 23,813,992
65
2016 2015
12 31 12 31
1 23,433,899 21,377,922
2 (11,560) (11,665)
3 23,422,339 21,366,257
4 113,669 39,582
5 58,116 49,149
6
7
8 (14,896) (10,325)
9 58,813 56,396
10 (27,517) (20,409)
11 188,185 114,393
12 511,185 691,845
13
14 57,298 38,855
15
16 568,483 730,700
17 3,435,098 3,027,744
18 (1,709,572) (1,425,102)
19 1,725,526 1,602,642
20 1,954,770 1,781,062
21 25,904,533 23,813,992
22 7.55% 7.48%
66
9.2
2016
1 4,803,766
2 9,016,067 890,879
3 167,106 5,983
4 8,848,961 884,896
5 10,631,454 3,611,221
6 6,164,123 1,496,351
7 4,306,537 1,954,076
8 160,794 160,794
9 44,955
10 3,123,497 1,199,033
11 1,024,266 1,024,266
12
13 2,099,231 174,767
14 42,344 42,207
15 750,628 17,328
16 5,805,623
17 1,131,364 403,992
18 1,427,088 929,214
19 1,037,439 1,032,815
20 3,595,891 2,366,021
21 4,803,766
22 3,439,602
23 % 139.75%
67
10.
10.1
2016 12 31 2015 12 31
1,874,976 1,723,839 1,701,495 1,571,403
1,954,770 1,803,214 1,781,062 1,650,778
2,127,462 1,960,840 2,012,103 1,869,237
12.87% 12.90% 12.87% 12.88%
13.42% 13.49% 13.48% 13.53%
14.61% 14.67% 15.22% 15.32%
11.71% 11.96% 11.83% 12.09%
14.29% 14.26% 14.75% 14.67%
2016
68
2016 2015
12 31 12 31
13,144,466 11,864,984
9,304,653 8,617,028
3,839,813 3,247,956
229,250 199,557
150,951 139,840
78,299 59,717
1,190,901 1,152,146
14,564,617 13,216,687
10.2
2016 12 31
8,217,600 1,562,436
4,349,299
2,907,938
4,113,878 312,205
34,426
10,202
5,753,237
12,331,478 14,929,743
69
2016 12 31
1 956,422 0.10% 44.82% 296,621 31.01%
2 915,998 0.22% 43.50% 437,743 47.79%
3 1,342,184 0.67% 43.72% 1,004,430 74.84%
4 2,113,391 1.66% 42.97% 2,069,288 97.91%
5 1,402,512 2.60% 42.47% 1,486,771 106.01%
6 665,871 3.72% 41.93% 778,395 116.90%
7 219,925 5.28% 40.90% 276,362 125.66%
8 87,693 7.20% 42.23% 130,593 148.92%
9 109,232 9.60% 42.69% 187,110 171.30%
10 63,515 18.00% 42.48% 114,344 180.03%
11 113,397 56.00% 42.74% 210,896 185.98%
12 227,460 100.00% 43.60% 719,587 316.36%
8,217,600 7,712,140 93.85%
2015 12 31
1 996,557 0.10% 44.83% 311,555 31.26%
2 996,964 0.22% 43.64% 467,325 46.87%
3 1,471,063 0.67% 43.27% 1,107,657 75.30%
4 2,162,706 1.63% 42.70% 2,099,956 97.10%
5 1,206,955 2.62% 41.20% 1,234,017 102.24%
6 743,222 3.72% 41.41% 856,067 115.18%
7 168,677 5.28% 40.01% 204,194 121.06%
8 34,759 7.20% 40.69% 49,568 142.60%
9 54,405 9.60% 42.12% 92,499 170.02%
10 13,497 18.00% 42.83% 28,556 211.56%
11 35,421 56.00% 41.90% 63,441 179.11%
12 190,425 100.00% 43.38% 647,834 340.20%
8,074,651 7,162,669 88.71%
70
2016 12 31
3,198,278 1.71% 25.77% 694,530 21.72%
450,703 5.02% 51.12% 121,307 26.92%
464,897 11.18% 41.52% 249,997 53.77%
4,113,878 1,065,834 25.91%
2015 12 31
2,484,108 1.93% 23.68% 621,278 25.01%
442,892 4.26% 61.03% 122,896 27.75%
572,277 7.97% 37.50% 222,429 38.87%
3,499,277 966,603 27.62%
10.3
2016 2015
12 31 12 31
12,076 11,187
6,264 4,778
3,271 2,691
2,934 2,016
5 0
54 71
18,340 15,965
99% 10 250
71
(VaR)
2016
1,585 1,284 1,843 1,001
365 177 424 109
1,538 1,260 1,811 1,038
95 99 386 14
2,762 2,297 3,405 1,574
421 343 494 235
2,948 2,307 3,324 1,564
102 144 621 19
2015
1,580 1,269 1,747 757
203 244 389 98
1,564 1,273 1,715 817
28 69 216 8
1,821 1,835 2,216 1,367
265 200 345 103
1,776 1,795 2,261 1,354
80 100 262 11
10.4
2016 952.72
72
10.5
2016
100 100
(8,988) (46,604) 8,988 50,242
(49) (4,450) 49 4,453
125 (8) (125) 8
491 (635) (491) 635
(8,421) (51,697) 8,421 55,338
2016 12 31 2015 12 31
(1) (1) (2) (1) (1) (2)
26,437 1,132 122 21,551 964 173
1,365 3,997 422 2,639 3,329 1,309
27,802 5,129 544 24,190 4,293 1,482
(1)
(2)
73
11.
(www.hkexnews.hk)
(www.icbc-ltd.com) 2016
2016
(www.hkexnews.hk) (www.icbc-ltd.
com) 2016 H
2016 2016
(www.sse.com.cn) (www.icbc-ltd.com)
2017 3 30
C
74