0998
2013 3 28
15 15
14 1
2012
2012
2012
2012 70.18
A H 10 1.50
1987 26
2012
2012 48
53 2007 4
900
30
2
4
6
10
14
18
18
21
21
44
58
78
79
81
82
84
86
96
103
124
139
141
257
259
260
264
CHINA CITIC BANK CORPORATION LIMITED
CNCB
ACS ACIS
8 C
100027
bank.ecitic.com
/ +86-10-65558000/+86-10-65550809
ir_cncb@citicbank.com
1 28
A
www.sse.com.cn
H
www.hkexnews.hk
1 2 8
100738)
10 8
1 2 27 28
48 23
2011 7 13 2012 12 31
A
166 36
2
H
183 46
A 601998
H 0998
2012 11 23
100000000006002
B0006H111000001
110105101690725
10169072-5
8 C 8 C
+86-10-65558000 +86-10-65558000
+86-10-65550809 +86-10-65550809
ir_cncb@citicbank.com ir_cncb@citicbank.com
1987 4 20 2006 12 31 2012 11 23
01600 1000001000600 100000000006002
0521 B10611000H0001 B0006H111000001
110105101690725 110105101690725 110105101690725
10169072-5 10169072-5
2007 4 2012 11 23
2014 09 08
2007 4 27 2013 2
3
2012 2011 (%)
89,711 77,092 16.37
41,609 41,590 0.05
31,032 30,819 0.69
(55,426) 300,104 (118.47)
0.66 0.71 (7.04)
0.66 0.71 (7.04)
(1.18) 6.41 (118.41)
2011
2012 2011
(ROAA) 1.10% 1.27% (0.17)
ROAE 16.65% 20.92% (4.27)
31.58% 29.88% 1.70
0.84% 0.43% 0.41
2.61% 2.85% (0.24)
2.81% 3.00% (0.19)
2012 2011 (%)
2,959,939 2,765,881 7.02
1,662,901 1,434,037 15.96
2,756,853 2,587,100 6.56
2,255,141 1,968,051 14.59
198,356 174,496 13.67
4.24 3.73 13.67
(%)/
2012 2011
1,650,646 1,425,496 15.79
12,255 8,541 43.48
35,325 23,258 51.88
0.74% 0.60% 0.14
288.25% 272.31% 15.94
2.12% 1.62% 0.50
2012 2011
13.44% 12.27% 1.17
9.89% 9.91% (0.02)
6.86% 6.46% 0.40
4
2008
2012 2011 2010 2009
89,711 77,092 56,356 40,983 41,963
41,609 41,590 28,695 19,265 17,713
31,032 30,819 21,509 14,320 13,296
(55,426) 300,104 37,325 (7,697) 140,459
0.66 0.71 0.53 0.35 0.38
0.66 0.71 0.53 0.35 0.38
(1.18) 6.41 0.96 (0.20) 4.23
2,959,939 2,765,881 2,081,314 1,775,031 1,319,570
1,662,901 1,434,037 1,264,245 1,065,649 730,386
2,756,853 2,587,100 1,956,776 1,668,023 1,190,196
2,255,141 1,968,051 1,730,816 1,341,927 1,027,325
198,356 174,496 120,175 102,798 119,366
4.24 3.73 3.08 2.63 3.06
(ROAA) 1.10% 1.27% 1.13% 0.94% 1.09%
(ROAE) 16.65% 20.92% 19.29% 12.91% 13.29%
31.58% 29.88% 33.63% 39.95% 34.72%
0.84% 0.43% 0.36% 0.25% 0.81%
2.61% 2.85% 2.54% 2.39% 2.94%
2.81% 3.00% 2.63% 2.51% 3.16%
0.74% 0.60% 0.67% 0.95% 1.41%
288.25% 272.31% 213.51% 149.36% 136.11%
13.44% 12.27% 11.31% 10.72% 14.32%
9.89% 9.91% 8.45% 9.17% 12.32%
5
2012
29,599.39 7.02%
22,551.41 14.59%
16,629.01 15.96%
310.32 1.10%
16.70%
122.55 0.74%
2% 2.12% 0.50
200
13.44% 1.17
2012
7
2012 29,599.39
7.02% 22,551.41 14.59 16,629.01
15.96 310.32 1.10%
16.70% 122.55 0.74%
2% 2.12% 0.50
200
13.44% 1.17
2012 1,000
48 50
2012
2012
12 500
69 4 5
2012
2011
A AA
8
2012
2013
2013 3 28
9
2012
2012 29,599.39 7.02% 22,551.41
14.59 16,629.01 15.96
310.32 0.69% 754.86
15.94% 139.49 17.79%
11
2012
122.55 37.14 0.74%
0.14 2.12% 2.21% 0.53
200 13.44% 1.17
2012
25.98% 69.23%
68.57% 15.96%
45.92% 4.48
15.60% 0.21
24.65
25.05% 112 885
2012 2012 500 69
4 Interbrand 2012 50 19
1000 48 53
12
2013
2013 3 28
13
2 500 69
4
5
2012
4
1000 48
7 53
ASIA MONEY FX POLL 2012
9
14
10 2012
2012 (CFV)
11
21 21 2012
12 12
Interbrand 2012 50 19
15
18
IC
19
20
2012
519,322 7.8%
364,835
20.6% 210,307 14.3% 38,668
6.2% 2,311 2.6% 1.7%
2012 2012 (M2) 97.42
13.8% (M1) 30.87 6.5%
62.99 8.20 91.74 10.81 2012
6.2855 0.25% 2012
2,269.13 3.17%
2012
2012
2012
29,599.39 7.02%
16,629.01 15.96% 22,551.41 14.59%
310.32
0.69% 547.13 12.12% 754.86
15.94% 142.25 18.68%
21
122.55 37.14 43.48% 0.74% 0.14
128.04 123.30%
288.25% 15.94 2.12% 0.50
2012 2011 (%)
75,486 65,106 10,380 15.94
14,225 11,986 2,239 18.68
89,711 77,092 12,619 16.37
(34,979) (28,381) 6,598 23.25
(13,104) (7,207) 5,897 81.82
41,609 41,590 19 0.05
(10,224) (10,746) (522) (4.86)
31,385 30,844 541 1.75
31,032 30,819 213 0.69
897.11 16.37% 84.1%
0.40 15.9% 0.40
2012 (%) 2011 (%)
84.1 84.5
15.9 15.5
100.0 100.0
22
754.86 103.80 15.94%
2012 2011
/ /
(%) (%)
1,529,621 102,369 6.69 1,343,708 82,234 6.12
292,622 10,616 3.63 237,823 7,636 3.21
390,421 5,842 1.50 298,864 4,425 1.48
333,843 13,958 4.18 188,459 7,528 3.99
121,433 5,208 4.29 98,934 4,796 4.85
(1)
17,149 817 4.76 4
2,685,089 138,810 5.17 2,167,788 106,623 4.92
2,040,733 45,947 2.25 1,761,117 32,450 1.84
366,846 15,021 4.09 194,295 7,247 3,73
13,331 537 4.03 10,420 474 4.55
(2)
48,130 1,819 3.78 36,964 1,346 3.64
2,469,040 63,324 2.56 2,002,796 41,517 2.07
75,486 65,106
(3)
2.61 2.85
(4)
2.81 3.00
(1)
(2)
(3)
(4)
23
2012 2011
11,378 8,757 20,135
1,759 1,221 2,980
1,355 62 1,417
5,801 629 6,430
1,091 (679) 412
813 813
21,384 10,803 32,187
5,145 8,352 13,497
6,436 1,338 7,774
132 (69) 63
406 67 473
12,119 9,688 21,807
9,265 1,115 10,380
2.81% 0.19 2.61% 0.24
1,388.10 321.87 30.19%
2011 4.92%
2012 5.17% 0.25 2011 21,677.88 2012
26,850.89 5,173.01 23.86%
1,023.69 201.35 24.49%
995.71 195.33 24.40%
0.54
24
2012 2011
(%) (%)
827,155 58,554 7.08 666,517 44,578 6.69
702,466 43,815 6.24 677,191 37,656 5.56
1,529,621 102,369 6.69 1,343,708 82,234 6.12
2012 2011
(%) (%)
811,492 57,697 7.11 656,320 44,181 6.73
637,627 41,874 6.57 608,977 35,857 5.89
1,449,119 99,571 6.87 1,265,297 80,038 6.33
2012 2011
(%) (%)
1,162,436 78,592 6.76 1,059,306 65,557 6.19
74,428 5,589 7.51 44,645 3,405 7.63
292,757 18,188 6.21 239,757 13,272 5.54
1,529,621 102,369 6.69 1,343,708 82,234 6.12
25
2012 2011
(%) (%)
1,101,507 76,872 6.98 998,702 64,028 6.41
69,377 4,882 7.04 41,467 3,273 7.89
278,235 17,817 6.40 225,128 12,737 5.66
1,449,119 99,571 6.87 1,265,297 80,038 6.33
106.16 29.80 39.03%
547.99
0.42
58.42 14.17 32.02%
915.57
139.58 64.30
85.41% 1,453.84
0.19
52.08 4.12 8.59%
224.99 0.56
633.24 218.07 52.53%
2.56% 0.49 24,690.40
4,662.44 23.28%
26
459.47 134.97 41.59%
444.53 129.61 41.16%
0.40 2,754.87
2012 2011
(%) (%)
952,649 32,908 3.45 762,992 21,233 2.78
754,131 5,546 0.74 709,800 5,328 0.75
1,706,780 38,454 2.25 1,472,792 26,561 1.80
247,382 7,152 2.89 211,280 5,568 2.64
86,571 341 0.39 77,045 321 0.42
333,953 7,493 2.24 288,325 5,889 2.04
2,040,733 45,947 2.25 1,761,117 32,450 1.84
2012 2011
(%) (%)
907,297 31,980 3.52 718,757 20,767 2.89
738,108 5,528 0.75 692,926 5,310 0.77
1,645,405 37,508 2.28 1,411,683 26,077 1.85
220,957 6,634 3.00 188,359 5,125 2.72
72,062 311 0.43 62,895 290 0.46
293,019 6,945 2.37 251,254 5,415 2.16
1,938,424 44,453 2.29 1,662,937 31,492 1.89
27
150.21 77.74
107.27% 1,725.51
3.73% 4.09% 0.36
5.37 0.63 13.29%
29.11 0.52
18.19 4.73 35.14%
200 3
2012 2011 (%)
11,210 8,837 2,373 26.85
2,335 2,260 75 3.32
/ 76 83 (7) (8.43)
/ (1) 1
604 807 (203) (25.15)
14,225 11,986 2,239 18.68
142.25 22.39 18.68%
2012 2011 (%)
3,820 2,283 1,537 67.32
2,831 2,659 172 6.47
2,593 1,755 838 47.75
1,055 847 208 24.56
967 725 242 33.38
483 320 163 50.94
435 887 (452) (50.96)
10 5 5 100.00
12,194 9,481 2,713 28.62
(984) (644) 340 52.80
11,210 8,837 2,373 26.85
28
112.10 23.73 26.85%
121.94 28.62%
2012 2011 (%)
1,458 1,293 165 12.76
675 919 (244) (26.55)
200 46 154 334.78
1 (1)
2 1 1 100.00
2,335 2,260 75 3.32
23.35 0.75 3.32%
131.04 58.97 81.82%
128.04 70.70 123.30%
2012 2011 %
12,804 5,734 7,070 123.30
(1)
131 1,222 (1,091) (89.28)
(16) 181 (197) (108.84)
(2)
185 70 115 164.29
13,104 7,207 5,897 81.82
(1) 2011 Farmington 11.4
(2)
349.79 65.98 23.25% (1)
(2)
31.58% 1.70
29
2012 2011 (%)
15,434 12,294 3,140 25.54
4,858 3,987 871 21.85
8,039 6,757 1,282 18.97
28,331 23,038 5,293 22.98
6,648 5,343 1,305 24.42
34,979 28,381 6,598 23.25
38.99% 36.81% 2.18
31.58% 29.88% 1.70
102.24 5.22 4.86%
24.57% 25.84% 1.27
29,599.39 7.02%
27,568.53 6.56%
2012 12 31 2011 12 31
(%) (%)
1,627,576 55.0 1,410,779 51.0
56,435 1.9
(1)
346,282 11.7 253,388 9.2
428,167 14.5 366,391 13.2
388,394 13.1 537,539 19.4
69,082 2.3 162,211 5.9
(2)
44,003 1.5 35,573 1.3
2,959,939 100.0 2,765,881 100.0
2,255,141 81.8 1,968,051 76.1
388,002 14.1 540,222 20.9
11,732 0.4 9,806 0.4
56,402 2.0 33,730 1.3
(3)
45,576 1.7 35,291 1.3
2,756,853 100.0 2,587,100 100.0
(1)
(2)
(3)
30
16,629.01 15.96%
55% 4
2012 12 31 2011 12 31
(%) (%)
1,253,260 75.4 1,116,389 77.9
74,994 4.5 49,451 3.4
334,647 20.1 268,197 18.7
1,662,901 100.0 1,434,037 100.0
(35,325) (23,258)
1,627,576 1,410,779
15,766.25 16.16%
2012 12 31 2011 12 31
(%) (%)
1,188,415 75.4 1,058,128 78.0
68,166 4.3 45,332 3.3
320,044 20.3 253,867 18.7
1,576,625 100.0 1,357,327 100.0
(34,877) (22,818)
1,541,748 1,334,509
31
2012 12 31 2011 12 31
(%) (%)
135,144 39.0 108,605 42.9
192,340 55.5 127,178 50.1
12,283 3.5 8,188 3.2
339,767 98.0 243,971 96.2
684 0.2 5,706 2.2
2 2
686 0.2 5,708 2.2
187 0.1 171
2,134 0.6 2,212 0.9
2,321 0.7 2,383 0.9
3,787 1.1 1,766 0.7
346,561 100.0 253,828 100.0
(279) (440)
346,282 253,388
848 692
3,397.67 957.96 39.27%
32
2012 12 31 2011 12 31
(%) (%)
103,498 30.4 48,414 19.8
73,759 21.7 62,150 25.5
44,720 13.2 39,709 16.3
11,533 3.4 26,860 11.0
39 75
106,218 31.3 66,763 27.4
339,767 100.0 243,971 100.0
2012 12 31 2011 12 31 2010 12 31
(%) (%) (%)
328,059 96.6 224,976 92.2 238,067 91.0
11,708 3.4 18,995 7.8 23,497 9.0
339,767 100.0 243,971 100.0 261,564 100.0
23.40 147.09 14.70 ,
62.8% 3.03 1.04
0.44 2.74
33
2012 12 31
(%)
1 4,044 2013-4-23 3.45
2 4,000 2017-2-28 4.20
3 3,179 2017-4-23 4.11
4 3,038 2015-2-20 3.76
5 2,830 2015-12-7 2.96
6 2,781 2015-4-23 3.93
7 2,637 2017-7-26 3.97
8 2,620 2019-4-23 4.32
9 2,196 2017-5-6 3.33
10 2,126 2022-4-23 4.44
29,451
2012 2011
12 31 12 31
440 350
(1)
(16) 181
(11)
(2)
(145) (80)
279 440
(1)
(2)
34
2012 12 31 2011 12 31
223,773 1,269 902 200,104 1,627 1,314
550,812 2,891 2,495 404,074 3,036 2,438
21,584 15 1,065 20 12
796,169 4,160 3,412 605,243 4,683 3,764
2011 2012
12 31 12 31
3,566 102,369 (101,521) 4,414
3,515 10,616 (8,122) 6,009
3,026 25,825 (25,992) 2,859
10,107 138,810 (135,635) 13,282
(56) (200) 14 (242)
10,051 138,610 (135,621) 13,040
2012 2011
12 31 12 31
421 404
23 34
(144) (137)
(23) (24)
277 277
35
22,551.41 2,870.90 14.59%
81.8% 5.7
2012 12 31 2011 12 31 2010 12 31
(%) (%) (%)
851,951 37.8 787,052 40.0 752,219 43.5
990,759 43.9 835,035 42.4 677,843 39.1
100,108 4.4 69,866 3.6 30,130 1.7
1,842,710 81.7 1,622,087 82.4 1,430,062 82.6
102,120 4.5 91,762 4.7 87,521 5.1
310,311 13.8 254,202 12.9 213,233 12.3
412,431 18.3 345,964 17.6 300,754 17.4
2,255,141 100. 0 1,968,051 100. 0 1,730,816 100.0
21,485.82 2,833.61 15.19%
2012 12 31 2011 12 31 2010 12 31
(%) (%) (%)
833,520 38.8 770,384 41.3 735,188 45.0
948,090 44.1 787,775 42.2 633,497 38.7
99,340 4.6 69,240 3.7 30,100 1.8
1,781,610 82.9 1,558,159 83.5 1,368,685 83.7
86,953 4.1 79,753 4.3 71,140 4.4
280,019 13.0 227,309 12.2 194,505 11.9
366,972 17.1 307,062 16.5 265,645 16.3
2,148,582 100.0 1,865,221 100.0 1,634,330 100.0
36
2012 12 31 2011 12 31
(%) (%)
2,053,129 91.0 1,816,875 92.3
202,012 9.0 151,176 7.7
2,255,141 100.0 1,968,051 100.0
2012 12 31 2011 12 31
(%) (%)
617,682 27.5 538,762 27.4
566,851 25.1 505,692 25.7
309,896 13.7 278,346 14.1
308,383 13.7 257,689 13.1
275,718 12.2 227,366 11.6
70,641 3.1 57,160 2.9
105,970 4.7 103,036 5.2
2,255,141 100.0 1,968,051 100.0
3 3–12 1–5 5
(%) (%) (%) (%) (%) (%)
925,662 41.0 378,190 16.8 381,507 16.9 155,211 6.9 2,140 0.1 1,842,710 81.7
210,130 9.4 91,154 4.0 81,717 3.6 29,421 1.3 9 412,431 18.3
1,135,792 50.4 469,344 20.8 463,224 20.5 184,632 8.2 2,149 0.1 2,255,141 100.0
37
3 3–12 1–5 5
(%) (%) (%) (%) (%) (%)
907,232 42.1 345,310 16.1 372,826 17.4 154,102 7.2 2,140 0.1 1,781,610 82.9
194,961 9.1 69,094 3.2 73,505 3.4 29,403 1.4 9 366,972 17.1
1,102,193 51.2 414,404 19.3 446,331 20.8 183,505 8.6 2,149 0.1 2,148,582 100.0
2012
46,787 49,705 29,516 50,622 (2,134) 4,285 178,781
( ) 31,032 353 31,385
( ) (402) 14 92 (296)
( ) 17,519 (24,303) (6,784)
46,787 49,303 47,035 57,351 (2,120) 4,730 203,086
2012 12 31 2011 12 31
666,007 503,666
89,554 64,534
166,268 244,312
115,246 95,218
80,452 60,937
1,117,527 968,667
9,997 8,260
681 1,438
11,795 11,637
1,140,000 990,002
38
%
2012 2011 2010
(1)
(%) 12 31 12 31 12 31
≥25 52.20 60.89 59.11
≥25 48.85 58.97 56.75
≥25 86.48 96.55 68.68
(2)
≤75 73.59 72.97 72.83
≤75 74.12 73.26 73.31
≤75 64.12 65.44 60.42
(1)
(2)
2004 [2004] 2
13.44% 1.17
9.89% 0.02
2012 2011 2010
12 31 12 31 12 31
267,612 214,002 160,928
196,068 171,534 119,166
71,544 42,468 41,762
4,171 4,134 4,314
263,441 209,868 156,614
193,982 169,466 116,988
1,948,636 1,702,165 1,385,262
942 696
9.89% 9.91% 8.45%
13.44% 12.27% 11.31%
2011
39
/
1
8,190 (7) 12,285
2 4,683 (180) 4,160
3 134,404 (278) 10 196,735
147,277 (187) (278) 10 213,180
272 62 333
147,549 (125) (278) 10 213,513
1 3,764 20 3,412
3,764 20 3,412
40
/
1
103 1 41
2 2,218 1,725 2,806
3 29,252 481 10 21,366
4 166,349 (329) 145,123
5 1,658 6 1,380
199,580 1,726 481 (313) 170,716
179,951 (67) 270,225
(1)
(2)
2012
63,190 15,228 10,997 296 89,711
(20,649) (11,752) (1,215) (1,363) (34,979)
(10,440) (2,086) (403) (175) (13,104)
32,101 1,390 9,379 (1,261) 41,609
2012 12 31
1,626,232 418,449 904,886 2,147 2,951,714
1,856,062 419,089 484,134 (2,432) 2,756,853
1,037,076 80,451 1,117,527
41
2011
55,404 10,427 8,994 3,002 (735) 77,092
(17,504) (8,962) (310) (1,539) (66) (28,381)
(5,230) (714) (38) (1,225) (7,207)
32,670 751 8,646 324 (801) 41,590
2011 12 31
1,460,870 310,607 848,186 135,347 5,688 2,760,698
2,089,057 312,222 44,867 124,995 15,959 2,587,100
872,369 55,543 40,755 968,667
321.01 74.88% 13.90 3.24%
93.79 21.88%
42
2012
21,006 11,405 19,129 11,733 10,247 2,616 10,443 3,132 89,711
(7,979) (4,474) (7,057) (4,521) (3,964) (1,010) (4,313) (1,661) (34,979 )
(4,737) (2,772) (2,267) (1,605) (1,341) (319) 16 (79) (13,104 )
8,290 4,159 9,805 5,607 4,942 1,287 6,146 1,373 41,609
2012 12 31
720,231 438,698 727,706 351,283 356,213 77,278 962,733 144,134 (826,562) 2,951,714
709,635 431,981 715,812 344,631 349,718 75,502 825,654 130,482 (826,562) 2,756,853
283,996 139,730 247,185 170,851 121,042 30,020 74,906 49,797 1,117,527
2011
18,258 10,107 16,478 9,540 8,117 2,115 9,475 3,002 77,092
(6,723) (3,953) (5,761) (3,510) (3,054) (832) (3,009) (1,539) (28,381 )
(1,932) (872) (935) (1,000) (699) (244) (300) (1,225) (7,207 )
9,603 5,282 9,782 5,030 4,364 1,039 6,166 324 41,590
2011 12 31
641,067 407,317 740,810 337,367 314,148 69,579 855,864 139,763 (745,217) 2,760,698
629,878 401,011 730,097 331,652 308,503 68,109 735,288 127,779 (745,217) 2,587,100
265,912 111,062 226,460 160,111 83,237 25,587 55,543 40,755 968,667
68.25%
43
2012
30.97 2.57 17,816.10
14.34% 4,777.90
18.15% 26.82%% 993.40 5.58%
12,565.81 13.88% 11,884.15
12.31% 613.12
71.12% 71.36 56.38%
24
2,396.63
8.59% 4.55%
1,531 5.30%
25.80 29.32%
30,000 3,000 31.77%
14.34%
2,641
25,000 2,500
2,004
20,000 2,000
17,816.10
15,581.59
15,000 13,686.85 1,500 1,333
10,000 1,000
5000 500
0 0
2010 2011 2012 2010 2011 2012
44
-
1,237.00 58.88%
ABN AAA SCP
3,662.30 26.41
31.77% 149.64% 53.65%
40.75%
2012 Wind 2012
1.5
280 28
9,375 1,513 7,466.68
652.63 2,866.05 152.98
65 4,716
681 16.88%
45
5.2
2,487 551 15,148
3,342 13.76 2.41 21.23%
+
800
1
17,329 1,957 3,528.78
426.26 13.74% 2,122.18 437.63
25.98% 33.82 1.59%
15.83%
25.98%
28.31% 2,400
18,000
2,122
15,148
2,000
15,000
1,685
11,806
12,000 1,600
8,817
9000 1,200
928
6000 800
3000 400
0 0
2010 2011 2012 2010 2011 2012
1
[2011]300
46
2012
1
3,669.72
19.51% 6,170.63 27.27%
3200.44
26.07% 1,859.35 9.53%
635.39 69.23%
141.06 16.36%
42.23 33.36%
3,312 13.1%
35
400.07 62.59% 56.86 137%
50 23.68 32.93%
3,837.69 62.57% 964.04
75.03%
19.51% 13.11%
420,000 7,200 27.27%
366,972
6,171
350,000 6,000
307,062
265,645 4,848
280,000 4,800
3,870
210,000 3,600 2,928 3,312
140,000 2,400 2,487
70,000 1,200
0 0
2010 2011 2012 2010 2011 2012
1
47
600
1
1.17 1,053.53
I 10%
2 1,000 6 SPA
CPP
1,713.91 21.78%
2,730.86 64.10% 59.28 63.50%
9,047.46 69.80% 15,548.66
29.58%
2,400 21.78% 117.36%
8,400
7,254
2,000 7,200
1,714
1,600 6,000
1,407
1,158 4,800
1,200
3,337
3,600
800 2,543
2,400
400
1,200
0 0
2010 2011 2012 2010 2011 2012
1 600
48
1.48 35.07 0.4% 3.38
49.70 71
590 154 0.55%
10 2013
107.97 12.52%
12.99 10.26%
242 148 19
89 20 57,125
80%
49
3,532.80 1,715.38
94.39%
3,966.48 1,694.16 74.56%
7,254.28 117.36%
133.06 279.03 91.16%
4.83 50.94% 200%
QFII PE
12
12.36 9.77
72.90
18 9,266.95
8,639.95 627.00
2,784.51 2,380.04
404.47
50
2012
28 2012
2012
145
1,108.57
3.3
4
4,637
1,135
4 0.5
PE 8.86 /
300.46 170.20
3.84
2.90
1.68
9,061.33
20
51
25
6000
23,567
BBVA
BBVA MONGO
NRA
7,959.18 6.22
BBVA 11
BBVA
BBVA
346.56
59.5
2011
2.6 0.5 7.7
BBVA
-2012 China Real Estate Outlook – Annual
Report 2012
52
2012
ISO20000
2012 7
105 5
102 885 36 60
789
1,572 5,306
17.75% 11.96%
2.0 6.5 B2B
756.65 185.94 32.58%
12.77 9.13 2.14 30.62%
5,559.15 3.37 54.70% 48.46% 1,793.40
21.28 33.70% 22.20%
85.87% 18.19 49.86% 9.82
3,926 3,518 408 20
85.77% 93.33% 97.59% 319.42
19.67
53
126.57
17.53 29.59 16.58 4.36
2.63
B2C
166 55 111
69
1,477.14 79.65 9.70%
15.26%
2002 BBVA
70.32% 29.68%
40% 21.39%
2012
1,790.88 3.12% 14.54
37.15 8.68%
19.07 7.97%
54
41
BBVA
1984 2500
95%
5%
2012
17,245 7% 3,391 20%
414 35%
2012 1 9 2
51% 13 49%
2012 8.28
2.04 6.06 4.84
84.5% 426.76
55
36
60 900
30
58
2012
2011
VaR 20
59
CCWA
60
65.59% 2012 577.19 15.23%
2012
360.31 367.30
19.25% 20.77% 3.29 4.81
61
2012 12 31 2011 12 31
% %
427,019 25.68 375,635 26.19
436,743 26.26 379,024 26.43
226,989 13.65 196,103 13.68
223,232 13.43 187,201 13.05
213,609 12.85 176,879 12.33
53,108 3.19 46,425 3.24
82,201 4.94 72,770 5.08
1,662,901 100.00 1,434,037 100.00
2012 12 31 2011 12 31
% %
424,908 26.95 373,731 27.54
435,620 27.63 378,142 27.86
226,148 14.34 194,949 14.36
223,232 14.16 187,201 13.79
213,609 13.55 176,879 13.03
53,108 3.37 46,425 3.42
1,576,625 100.00 1,357,327 100.00
62
12,532.60 1,368.71
12.26% 20.12% 664.50
24.78% 8.82 749.94 255.43
51.65%
2012 12 31 2011 12 31
% %
1,253,260 75.37 1,116,389 77.85
334,647 20.12 268,197 18.70
74,994 4.51 49,451 3.45
1,662,901 100.00 1,434,037 100.00
2012 12 31 2011 12 31
% %
1,188,415 75.38 1,058,128 77.96
320,044 20.30 253,867 18.70
68,166 4.32 45,332 3.34
1,576,625 100.00 1,357,327 100.00
2012 3,346.47 664.50
24.78% 541.65 68.57% 43.79
858.68 50.18%
25.41 , 8.79%
63
2012 12 31 2011 12 31
% %
194,614 58.15 178,888 66.70
54,165 16.19 32,133 11.98
85,868 25.66 57,176 21.32
334,647 100.00 268,197 100.00
2012 12 31 2011 12 31
% %
185,935 58.10 169,763 66.87
53,930 16.85 31,903 12.57
80,179 25.05 52,201 20.56
320,044 100.00 253,867 100.00
2012
12,532.60 1,368.71 12.26%
68.53%
3,566.25 2,322.52 1,359.52 1,339.27
551.31 31.13% 548.10
18.16% 118.16 9.68%
206.41 72.84 34.15 25.81% 10.38%
16.16%
64
2012 12 31 2011 12 31
% %
356,625 28.46 301,815 27.03
135,952 10.85 125,457 11.24
59,329 4.73 79,970 7.16
232,252 18.53 177,121 15.87
133,927 10.69 122,111 10.94
62,897 5.02 70,181 6.29
53,886 4.30 50,495 4.52
63,653 5.08 58,734 5.26
17,723 1.41 21,138 1.89
137,016 10.93 109,367 9.80
1,253,260 100.00 1,116,389 100.00
2012 12 31 2011 12 31
% %
352,782 29.68 295,684 27.94
133,782 11.26 123,333 11.66
59,017 4.97 79,584 7.52
220,334 18.54 171,650 16.22
127,183 10.70 111,028 10.50
62,897 5.29 70,181 6.63
53,710 4.52 50,376 4.76
63,403 5.34 58,535 5.53
17,723 1.49 21,063 1.99
97,584 8.21 76,694 7.25
1,188,415 100.00 1,058,128 100.00
2012
8,401.61 1,284.43
18.05% 50.52% 0.89 7,477.46
44.97% 1.95
65
2012 12 31 2011 12 31
% %
329,704 19.83 329,615 22.98
418,042 25.14 343,253 23.94
630,393 37.91 523,632 36.51
209,768 12.61 188,086 13.12
1,587,907 95.49 1,384,586 96.55
74,994 4.51 49,451 3.45
1,662,901 100.00 1,434,037 100.00
2012 12 31 2011 12 31
% %
317,351 20.13 318,333 23.45
390,625 24.78 325,259 23.96
595,688 37.78 487,902 35.95
204,795 12.99 180,501 13.30
1,508,459 95.68 1,311,995 96.66
68,166 4.32 45,332 3.34
1,576,625 100.00 1,357,327 100.00
2012 2011 2010
12 31 12 31 12 31
(%) ≤10 3.80 3.78 5.21
(%) ≤50 20.98 22.12 30.01
(1) = /
(2) = /
66
2012 12 31
(%) (%)
A 10,000 0.60 3.80
B 8,100 0.49 3.07
C 7,985 0.48 3.03
D 7,000 0.42 2.66
E 5,099 0.31 1.94
F 4,241 0.26 1.61
G 4,005 0.24 1.52
H 3,260 0.20 1.24
I 3,004 0.18 1.14
J 2,563 0.15 0.97
55,257 3.33 20.98
552.57 3.33% 20.98%
1.14
2012
67
2012 12 31 2011 12 31
% %
1,631,235 98.09 1,410,760 98.37
19,411 1.17 14,736 1.03
6,448 0.39 3,740 0.26
4,778 0.29 3,827 0.27
1,029 0.06 974 0.07
1,662,901 100.00 1,434,037 100.00
1,650,646 99.26 1,425,496 99.40
12,255 0.74 8,541 0.60
2012 12 31 2011 12 31
% %
1,546,363 98.08 1,335,852 98.42
18,393 1.17 13,502 0.99
6,403 0.41 3,486 0.26
4,459 0.28 3,529 0.26
1,007 0.06 958 0.07
1,576,625 100.00 1,357,327 100.00
1,564,756 99.25 1,349,354 99.41
11,869 0.75 7,973 0.59
2,204.75 98.09% 0.28
46.75 0.14 1.17%
122.55 37.14 0.74% 0.14
27.08 0.13
7.4
68
2012
2012
2012 2011 2010
12 31 12 31 12 31
(%) 1.16 1.06 0.83
(%) 6.35 6.37 5.09
(%) 24.06 8.22 28.65
(%) 5.70 2.27 7.32
(%) 0.36 0.21 0.10
2012 12 31 2011 12 31
% %
1,641,416 98.71 1,423,305 99.25
(1)
:
1-90 11,703 0.70 5,131 0.36
91-180 2,991 0.18 528 0.04
181 6,791 0.41 5,073 0.35
21,485 1.29 10,732 0.75
1,662,901 100.00 1,434,037 100.00
91 9,782 0.59 5,601 0.39
(2)
4,775 0.29 3,184 0.22
(1)
(2)
69
2012 12 31 2011 12 31
% %
1,555,889 98.68 1,347,890 99.30
(1)
:
1-90 11,297 0.72 4,195 0.31
91-180 2,987 0.19 509 0.04
181 6,452 0.41 4,733 0.35
20,736 1.32 9,437 0.70
1,576,625 100.00 1,357,327 100.00
91 9,439 0.60 5,242 0.39
(2)
4,056 0.26 2,413 0.18
(1)
(2)
0.54 3 54%
99%
2012 12 31 2011 12 31
% % % %
10,963 89.45 0.87 7,666 89.76 0.69
1,284 10.48 0.38 875 10.24 0.33
8 0.07 0.01
12,255 100.00 0.74 8,541 100.00 0.60
70
2012 12 31 2011 12 31
% % % %
10,588 89.20 0.89 7,110 89.18 0.67
1,273 10.73 0.40 863 10.82 0.34
8 0.07 0.01
11,869 100.00 0.75 7,973 100.00 0.59
32.97
0.18 4.09 0.05
2012 12 31 2011 12 31
% % % %
723 56.31 1.33 518 59.20 1.61
216 16.82 0.11 184 21.03 0.10
345 26.87 0.40 173 19.77 0.30
1,284 100.00 0.38 875 100.00 0.33
2012 12 31 2011 12 31
% % % %
717 56.32 1.33 518 60.02 1.62
215 16.89 0.12 175 20.28 0.10
341 26.79 0.43 170 19.70 0.33
1,273 100.00 0.40 863 100.00 0.34
71
2012 12 31 2011 12 31
% % % %
5,275 43.04 1.24 2,191 25.65 0.58
2,581 21.06 0.59 2,208 25.85 0.58
2,244 18.31 0.99 2,125 24.88 1.08
625 5.10 0.28 542 6.35 0.29
492 4.01 0.23 493 5.77 0.28
715 5.84 1.35 481 5.63 1.04
323 2.64 0.39 501 5.87 0.69
12,255 100.00 0.74 8,541 100.00 0.60
2012 12 31 2011 12 31
% % % %
5,257 44.29 1.24 2,169 27.20 0.58
2,536 21.37 0.58 2,208 27.69 0.58
2,244 18.91 0.99 2,079 26.08 1.07
625 5.26 0.28 542 6.80 0.29
492 4.15 0.23 493 6.18 0.28
715 6.02 1.35 482 6.05 1.04
11,869 100.00 0.75 7,973 100.00 0.59
2012
30.84 3.73 1.19
0.66 0.01 0.09
72
2012 12 31 2011 12 31
% % % %
4,272 38.96 1.20 2,294 29.92 0.76
207 1.89 0.15 1,095 14.28 0.87
188 1.72 0.32 219 2.85 0.27
4,765 43.46 2.05 1,393 18.17 0.79
353 3.22 0.26 889 11.60 1.00
270 2.46 0.50 328 4.28 0.65
85 0.78 0.13 485 6.33 0.69
241 2.20 0.38 130 1.70 0.22
582 5.31 0.43 833 10.87 0.76
10,963 100 0.87 7,666 100.00 0.69
2012 12 31 2011 12 31
% % % %
4,189 39.56 1.19 2,216 31.17 0.75
204 1.93 0.15 1,092 15.36 0.89
188 1.78 0.32 219 3.08 0.28
4,740 44.76 2.15 1,368 19.24 0.80
335 3.16 0.26 843 11.86 1.08
270 2.55 0.50 328 4.61 0.65
85 0.80 0.13 485 6.82 0.69
241 2.28 0.38 130 1.83 0.22
336 3.18 0.35 429 6.03 0.56
10,588 100.00 0.89 7,110 100.00 0.67
73
2012
33.72
19.78 1.26 0.44
8.88 5.36 4 0.72 0.73 0.56
2012 2011
12 31 12 31
(1)
23,258 18,219
(2)
12,804 5,734
(206) (141)
(3)
(54) (37)
(742) (683)
265 166
35,325 23,258
(1)
(2)
(3)
2012 2011
12 31 12 31
(1)
22,818 17,660
(2)
12,733 5,747
(202) (131)
(3)
(54) (14)
(659) (586)
241 142
34,877 22,818
(1)
(2)
(3)
74
353.25 120.67
288.25% 2.12% 15.94 0.50
2012 2012 6
7
FTP
FTP
3 3 1 1 5 5
54,013 1,811,094 876,022 150,376 68,434
61,837 1,919,278 542,635 188,924 44,179
(7,824) (108,184) 333,387 (38,548) 24,255
75
3 3 1 1 5 5
56,979 1,702,326 862,873 147,027 68,427
49,936 1,846,599 519,177 184,235 40,619
7,043 (144,273) 343,696 (37,208) 27,808
6,313 (8,370) (20,127) (22,184)
(7,699) 20,945 19,847 33,093
(1,386) 12,575 (280) 10,909
(7,302) (4,564) (12,285) (24,151)
6,152 4,209 11,964 22,325
(1,150) (355) (321) (1,826)
76
3 3 1 1 5 5
(1,075,837) (2,151) 354,494 240,366 298,748 387,466 203,086
3 3 1 1 5 5
(1,046,154) (941) 344,475 221,859 284,635 393,192 197,066
77
78
2012
2012 6 200
2013 2012 6
10%
79
10
2008 0.853 3,330 13,320 25.00%
2009 0.880 3,435 14,320 23.99%
2011 0.550 2,573 15,024 17.13%
2011 1.450 6,784 30,819 22.01%
2012
301.80
10% 30.18
145.00
2012 70.18 A H 10 1.50
A H H
2012
80
2008 1 1 H
10%
H
H
2013 6 6 H
[1993]045 2011 348
H H
10% H 10%
H 10% 10%
< > 2009 124
H 10% 20%
H 20%
20%
H
1 00762 (HK) 7,020,000.00 4,125,467.49 5,302,536.82 (1,177,069.33)
2 V Visa Inc. 7,509,605.39 47,957,141.51 81,105.23 32,494,532.10 15,462,609.41 /
3 MA Mastercard International 201,629.69 2,340,846.04 3,244.21 1,780,763.20 560,082.84
14,731,235.08 54,423,455.04 84,349.44 39,577,832.12 14,845,622.92
81
70,000,000.00 87,500,000 4.24% 113,750,000.00 3,062,500.00
SWIFT 161,127.66 22 491,358.75
Joint Electronic Teller Services 4,535,347.33 16 (Class B) 4,176,549.34
Electronic Payment Services 14,263,759.80 2 13,135,332.82
Company (HK) Ltd.
88,960,234.79 131,553,240.91 3,062,500.00
3.64
2013
IMF 2013 3.5% 1.4%
5.5%
2013
2013 8%
5 10 1
50% GDP 5000
82
2013
(FTP)
2013
2013 14% 14%
2013
83
2012
2008-2012
50%
08 10% 15% 164%
84
2012 B2C 2,250.35 10.48% 112.28
37.49% 773.21 32.63
52.77 16.35 166
68
2012 5,488 2,838
22 0.77% 48.30% 15.99
57.01%
21 2012 7 10
25
25
85
30%
3,000 / / 112
68.25 / 48
2.27
2012
63
67.37
57.39 BBVA 9.98
[2003]56
[2005]120
86
BBVA
/ /
/ /
/ BBVA /BBVA
/
14A
2010 8
2012 0.500
0.123
2010 8 11
2012 13.543
0.459
2010 8 11
2011 10 26 2012
3.000 0.665
2010 8 11 2010
(1) (2) (3)
2012 480
0.724
87
2010 8 11
2012
1.170 0.064
2010 8 11
2012
0.826 0.172
2010 8 11
2012
13
42
3.574 0.296
0.101
2011 10 26
2012 4.400
1.679
2012 12 27 /
/ /
2013
88
B B VA
2012 12 27 BBVA BBVA
2012
5.8
12.5 11.5
1.277 3.259
1.123
2011 10 26 BBVA BBVA
(1)
(2) (3)
2012
1.500
2010 8 11 2011 10 26
2012
10 35
3.000
63(b)
(1)
(2)
3
3000
740
89
(1)
(2)
3
4 2010 8 11 2011 10 27 2012 12 27
895.54
90
5%
5% BBVA
2012 4 16
2013 2 25
A 28,938,928,294 61.85% GIL H 710
0.01% 61.85% 2013 2 25
2010 9 23 BBVA BBVA
BBVA
2011 BBVA H 1,163,097,447 2011 8 1 BBVA
2011 8 1
5% 5%
2011 2012
2012 2006
6 7
A 4 1
2012
970
773
2012 2012
110
405
91
2012 3 6 2012 10 9
2012 5 30 2012 10 9
2012 10 18 2012 12 24
5%
50 51 52 53
92
685.14
32
43
49
93
+ –
(%) (%)
2,138,179,203 4.57 0 0 2,138,179,203 4.57
1. 0 0
2. 213,835,341 0.46 0 0 213,835,341 0.46
3. 0 0
0 0
0 0
4. 1,924,343,862 4.11 0 0 1,924,343,862 4.11
1,924,343,862 4.11 0 0 1,924,343,862 4.11
0 0
44,649,147,831 95.43 0 0 44,649,147,831 95.43
1. 31,691,328,716 67.73 0 0 31,691,328,716 67.73
2. 0 0
3. 12,957,819,115 27.70 0 0 12,957,819,115 27.70
4. 0 0
46,787,327,034 100.00 0 0 46,787,327,034 100.00
(1)
BBVA 1,924,343,862 0 0 1,924,343,862 2013 4 2
(2)
213,835,341 0 0 213,835,341 2013 4 28
2,138,179,203 0 0 2,138,179,203
(1) BBVA 2006 11 22 BBVA
2009 12 3 BBVA 1,924,343,862 H 2010
4 1 2010 4 1 2013 4 1
(2) 2009 6 19
[2009]94 213,835,341 0.55%
2009 12
2013 4 28
2013 4 2 1,924,343,862 213,835,341 46,573,491,693 BBVA H
2013 4 28 213,835,341 0 46,787,327,034 A
96
BBVA H 1,924,343,862 2013 4 2 1,924,343,862
A 213,835,341 2013 4 28 213,835,341
2006-2007 BBVA
2007-2011
2011 7 7 2011 8 3 A H
257.86 A 5,273,622,484 H 2,480,360,496
A 31,905,164,057 H 14,882,162,977 46,787,327,034
2006
60 2010
165 2012 200
2006 2010 2011 2012
200 2027 6 5.15%
2022 6 21 5
386,930 A 346,185 H 40,745 H
2013 3 22 378,572 A 338,350 H
40,222
97
(%)
1 A 28,938,928,294 61.85 0 0 0
2 H 7,367,642,072 15.75 0 3,256,454
3 BBVA H 7,018,099,055 15.00 1,924,343,862 0 0
(2)
4 A H 338,513,209 0.72 213,835,341 0
5 H 168,599,268 0.36 0 0
6 H 81,910,800 0.18 0 0
7 A 60,828,321 0.13 0 60,828,321
8 A 35,172,000 0.08 0 0
9 A 31,697,828 0.07 0 31,697,828
A50ETF
10 A 31,034,400 0.07 0 0
10 A 31,034,400 0.07 0 0
10 A 31,034,400 0.07 0 0
10 A 31,034,400 0.07 0 0
1 H H
2 A H 338,513,209 2009 A 213,835,341 H
H 68,259,000 2011 A+H A 42,767,068 H
13,651,800
3
1 28,938,928,294 A
2 7,367,642,072 H
3 BBVA 5,093,755,193 H
4 168,599,268 H
5 124,677,868 A H
6 81,910,800 H
7 60,828,321 A
8 35,172,000 A
9 A50ETF 31,697,828 A
10 31,034,400 A
10 31,034,400 A
10 31,034,400 A
10 31,034,400 A
1 H H
2
98
336
(%)
(L)
10,942,096,691 73.52(L)
H
BBVA 3,809,655,853(S) 25.60(S)
24,329,608,919(L) 91.36(L) A
7,032,455,195(L) 47.25(L) H
(L)
28,938,928,294 90.70(L) A
28,938,928,294(L) 90.70(L) A
(L) (L)
732,821,000 6.32
(S)
H
732,821,000 6.32(S)
732,821,000(L) 6.32(L)
H
732,821,000(S) 6.32(S)
732,821,000(L) 6.32(L)
H
732,821,000(S) 6.32(S)
892,963,138(L) 6.00(L)
H
112,619,808(S) 0.75(S)
( ) ( )
336
XV
A
28,938,928,294 61.85% GIL H 710
0.01% 61.85%
1979 10
99
2011 12 27
99.9%
0.1%
28,938,929,004
61.85%
2013 2 25
1,837.03 10168558-X
1,280 71783170-9
2011 32,770.53 2011 365.16
3,129.24 2011 32,005.53
2011 360.05
3,109.14
100
600030 20.30%
06030
600030 0.58%
06030
601608 63.87%
600871 18.00%
00267 57.51%
01205 59.06%
01135 37.59%
21 00241 1.19%
00500 20.88%
100%
61.85% GIL
<0.01%
101
100%
99.9%
0.1%
100%
61.85% GIL
<0.01%
10% 10%
BBVA 1988 10 1 2,669,936,277.05
Francisco González) 2012 12 BBVA 379 6,370 BBVA
7,978 50% BBVA
BBVA H 7,018,099,055 15.00%
102
1960.12 2012.05–2015.05 0 0
1954.06 2012.05–2015.05 0 0
1956.07 2013.01–2015.05 0 0
1955.02 2012.05–2015.05 0 0
1963.08 2012.05–2015.05 0 0
1954.06 2012.05–2015.05 0 0
1968.06 2012.05–2015.05 0 0
1957.10 2013.01–2015.05 0 0
1961.08 2012.05–2015.05 0 0
1960.11 2013.01–2015.05 0 0
1965.02 2012.05–2015.01 0 0
1961.08 2012.05–2015.05 0 0
1945.11 2012.10–2015.05 0 0
1953.10 2012.10–2015.05 0 0
1957.08 2012.11–2015.05 0 0
103
1955.02 2012.05–2015.05 0 0
1962.07 2012.05–2015.05 0 0
1954.01 2012.05–2015.05 0 0
1969.03 2012.05–2015.05 0 0
1964.01 2012.05–2015.05 0 0
1956.07 2012.09 0 0
1958.11 2012.05 0 0
1968.06 2012.05 0 0
1955.09 2012.05 0 0
1967.02 2012.05 0 0
1964.12 2012.05 0 0
1963.04 2012.05 0 0
1954.10 2006.12 0 0
1963.06 2012.05 0 0
104
2012 1 1
1964.03 2012.08 0 0
1954.02 2012.08 3,569,625 3,569,625
1958.05 2013.01 0 0
1955.02 2012.02 0 0
1963.10 2012.10 0 0
1952.11 2012.10 0 0
1951.11 2012.11 0 0
1962.01 2013.03 0 0
H 3,569,625 H 0.02%
105
2011 7 2004 11 2012 9
2013 1
2012 8
2010 7 2010 12
2004 11 2012 2011 2 2012 8
1999 4 9 2006 2010
2010 7 12 2011 7 2011 2
12 2012 8
1983 7 1997 7 2004 11 2011 2008 6 2010 7
12
2000 3 2004 2006 4 2008 6
1997 7 10 2006 3
1999 4 1993 12 2006 4
2000 3 2004
1982 9 10 2006 3
1993 12 2001 5
2004 10
1993 9 2001
30 5
1982 2 1993 9
2005
2011
2006 2007 1982
2011 1985 10
2011 2006
106
2010
2 2011 12
2006 4
2011 12
2006 12
1995 1998 2008 4
2000 3 2013 1
1980
1987 1998
1987 4 1994 8 2000
1994 8 2004 12 1986 6
1994 2000 2002 2000 3
8 1998 4
1998 4
2011 12 2004 2011
1998 8
1987
107
ngel Cano Fernández
2012 2013 1 2010 5
2 2009
10 BBVA 1984
1991 Arthur Andersen
2004 12 2006 12 2012 1
2005 2012 9 1991 1998 Argentaria
1 2006 3
2002 2011
Argentaria
2000 2002
1998 2001
1990 7 1995 BBV Argentaria
1994 1 2000
1991 2001 2003
22 1995 BBVA
2003 1
1984 1991 BBVA
2005 12
BBVA
28
2006 1 BBVA
2009
BBVA
108
Gonzalo José Torao Vallina
2013 1 2012 2
1995
2003 2009
1993 1995 7
1989
2010 9 2011 3 1986 8 2006
1993 12
2008 8
2007 8 2010 8
BBVA Finanzia
UNO-e Bank BBVA 1992 10 1995 12
Finanziamento Finanzia SpA
Italia 2002 2007
1999 2002
1996
1999
Banco de Negocios Argentaria
20
S.A 1993 1996
50
Argentaria
20
1983 -1986 Lloyds Bank 1986
-1987 Banco Hispanoamericano
1987 -1993 Banco
Central Hispano
Complutense University of Madrid
Instituto de
Empresa Business School
109
2012 10 2012 10 2012 11
2006 2008 10
4 2004 9 2005 9 2008
2006 4 10
1992
2 2004 9 1999 12 2005 9
2000 10
2010 7 1
1990 9 1995 1
Keefe Bruyette & Woods Asia
1992 2 1999 12 Limited
1983 6 1990
9
2002
2011
2011
2006 7 2012 6
2010
2011
110
1995
1984
1995
2007 4 2011 12
2000
3 2007 4
1986 3
2000 3
1983 3 1986 3
1983 3
111
2012 2012
4 2
2012 2 3 2007 2
2009 2012 2
9 2012 2 2005 10
2009 7 2007 2
9 2004 2
2006 6 2009 7 2005 10
1996 4 2004 2
2000 6
2006 6 1996 4
112
2011 10
2010 1
2011 10
2005
12 2009 12
1984
5 2005 11
1995
12 2005 11
1999 1 2004 4
1981 4 1984
5
30
113
1988 2006 4
2010 3
1995 7 2009 10
1997 6
1991 8 1993 2005
1994 4 1995 7 10 2005
1991 1993 10 1997 5 4 2006 4
1996
1989 1 1 1997 1
SBC UBS
9
2005
1988
7 1992 6
24
114
2006 4 2008 3
2010 3 2008 4 2013
2000 1 2006 4 2013 3 2
2001 1 2002 2 2006
3 2008 4
1990 9 2000 2002 3 2002 8
3 2002 1999 2
8 2008 3 2006 3
2006 2005 1
4 2007 3 2006 3
1990 1995 6 1999
9 2
1987 5
25 2006 4 1984 12
1987 5
115
2011 12
2013 2
2011 11 2012 11
2006 12
2011 11
2009 9 2011 10
2009 7 9
2007 8 2009 9
2005 6 2007 7
2004 3 2005 6
(RFP)
(CFC) 29
116
2011 11 2011 12
2011 2012 2
2011 12 2011 2012 2
2012 2
2012 5 2011
2012 10
2012 11
2012 5 2011
2012 5
2012 5
2012 8
2013 1
2012 8
2012 9
2012 8 2012 9
2012 8
117
2012 10 2012
2013 1
2013 3
2679.66
118
XV
352
/
2011.09.09-
(L)
1,250,000 0.28% 2014.09.08
(L)
119
41,365 32,097 9,268
4,749 33,214 3,402 5,662
13.69% 26,506 64.08% 8,187 19.79% 1,010
2.44% 447
100% 100%
90% 90%
81%
80% 80%
70% 70%
64%
60% 60%
50% 50%
40% 40%
30% 30%
20%
20% 20%
14%
11%
10% 8% 10%
2%
0% 0%
1,842 160
930 752 314 17.04% 694
37.68% 274 14.88% 560 30.40%
e-HR
120
4,171 30
6 13
CCRM CCWA
168 1.92 778
4,003 28.4 19
10,575
12
341 10.3
95% 189.8 249.5
ISO10015
121
2007 4
2012
2012
90
2012 1 2 13 6
124
45
20
10%
3%
3% 10
2
ir_cncb@citicbank.com
2012 5 30 2011 2011 2011
2011 2011 2012 2011 2012
2012 2011
2011
2012 3 6 2012
2012
125
2012 10 18 2012
2012
15 2
8
5
126
127
2012 13 9
71
/ /
13/13
13/13
11/13 2/13
12/13 1/13
12/13 1/13
10/10
9/13 4/13
13/13
10/10
4/4
4/4
3/3
5/8 3/8
8/8
11/13 2/13
2/3 1/3
7/9 2/9
9/9
10/10
128
2012 2 3
4
7
2012 3 2011
/ /
3/3
3/3
2/3 1/3
2/3 1/3
3/3
2/3 1/3
7
129
2012 7 2012
/ /
6/6
4/7 3/7
7/7
2/2
2/2
2/2
1/1
5/5
5/5
5/5
6/7 1/7
2012
2012 12 25
2012
2013 2 28
2013 3 20
2012
2012
2012
2012
130
7
2012 3 3.0 2012
3.0 2012
/ /
3/3
2/3 1/3
3/3
3/3
1/1
1/2 1/2
2/2
5
131
2012 6 2011
2011
/ /
2/2
5/6 1/6
5/5
2/2
2/2
1/1
4/4
4/4
4/4
2012
2012
2012
5
2 1 2
132
6 2011
2011 2012
13
/ /
5/6 1/6
6/6
6/6
5/6 1/6
6/6
4
2 2012 2012 2
/ /
1/2 1/2
2/2
2/2
2/2
3
133
2012
9
134
2012
1,307 1,103
289
2012-2013
40
2009 10 23 70.32%
2009 10 23
2007 3 13
135
1
1
1
1
1
2
4
4
2
1
2
1
1
136
( )
( )
17.5
137
2012 3 31
2012 12 31
2012 4 1
A.1.3 14 167
10
2012 1 2 1 77
9
90
138
2012 2012 12 31
2012
2012
1,886 10.76
11 263
18
139
2012 12 31
2013 3 28
2012
12 31
140
142 252
2012 12 31
2012 12 31
10
8
2013 3 28
141
2012 12 31
2012 2011
138,810 106,623
(63,324) (41,517)
6 75,486 65,106
12,194 9,481
(984) (644)
7 11,210 8,837
8 2,335 2,260
9 76 83
10 (1)
604 807
89,711 77,092
11 (34,979) (28,381)
54,732 48,711
12 (12,804) (5,734)
12 (300) (1,473)
(13,104) (7,207)
62 29
/ (59) 57
(22)
41,609 41,590
16 (10,224) (10,746)
31,385 30,844
(361) 765
/ (101) 340
12 (652)
5 34
/ (445) 487
/
149 (280)
/ 18 (296) 207
31,089 31,051
31,032 30,819
353 25
31,385 30,844
30,644 31,227
445 (176)
31,089 31,051
17 0.66 0.71
150 252
142
2012 12 31
2012 2011
12 31 12 31
19 428,167 366,391
20 236,591 386,535
21 151,803 151,004
22 12,285 8,190
23 4,160 4,683
24 69,082 162,211
25 13,040 10,051
26 1,627,576 1,410,779
27 196,849 134,518
28 135,014 108,468
29 56,435
30 2,134 2,212
32 11,520 10,116
33 333 272
34 817 818
35 339 254
36 6,091 2,971
37 7,703 6,408
2,959,939 2,765,881
39 370,108 535,546
40 17,894 4,676
23 3,412 3,764
41 11,732 9,806
42 2,255,141 1,968,051
43 10,578 8,861
44 4,558 4,015
45 21,499 13,599
46 93 36
47 56,402 33,730
48 5,436 5,016
2,756,853 2,587,100
150 252
143
2012 12 31
2012 2011
12 31 12 31
49 46,787 46,787
50 49,488 49,491
51 (185) 214
52 11,709 8,691
53 35,326 20,825
57,351 50,622
(2,120) (2,134)
198,356 174,496
4,730 4,285
203,086 178,781
2,959,939 2,765,881
2013 3 28
150 252
144
2012 12 31
2012 2011
12 31 12 31
19 426,886 365,318
20 235,424 379,964
21 129,052 125,535
22 12,209 7,899
23 2,665 3,002
24 69,132 162,261
25 12,534 9,449
26 1,541,748 1,334,509
27 181,862 116,839
28 134,952 108,720
29 56,435
31 9,986 9,986
32 10,997 9,619
35 339 254
36 6,073 2,890
37 7,338 5,743
2,837,632 2,641,988
39 383,493 540,810
40 15,923 819
23 2,677 2,684
41 11,241 9,806
42 2,148,582 1,865,221
43 10,241 8,595
44 4,495 3,900
45 20,988 13,111
46 93 36
47 38,470 18,500
48 4,363 4,213
2,640,566 2,467,695
150 252
145
2012 12 31
2012 2011
12 31 12 31
49 46,787 46,787
50 51,619 51,619
51 (195) 428
52 11,709 8,691
53 35,250 20,750
51,896 46,018
197,066 174,293
2,837,632 2,641,988
2013 3 28
150 252
146
2012 12 31
2012 1 1 46,787 49,214 277 214 8,691 20,825 50,622 (2,134) 4,285 178,781
( 31,032 353 31,385
( ) 18 (3) (399) 14 92 (296)
(3) (399) 31,032 14 445 31,089
( )
1. 52 3,018 (3,018)
2. 53 14,501 (14,501)
3. 54 (6,784) (6,784)
2012 12 31 46,787 49,214 274 (185) 11,709 35,326 57,351 (2,120) 4,730 203,086
2011 1 1 39,033 31,301 273 (632) 5,618 15,698 30,576 (1,692) 4,363 124,538
( ) 30,819 25 30,844
( ) 18 4 846 (442) (201) 207
4 846 30,819 (442) (176) 31,051
( )
1. 7,754 17,913 25,667
2. 98 98
( )
1. 52 3,073 (3,073)
2. 53 5,127 (5,127)
3. (2,573) (2,573)
2011 12 31 46,787 49,214 277 214 8,691 20,825 50,622 (2,134) 4,285 178,781
150 252
147
2012 12 31
2012 2011
41,609 41,590
/( ) 105 (878)
/ 20 (122)
/ 4 (7)
60 190
13,104 7,207
1,517 1,340
1,778 1,251
(15) (18)
(13,788) (10,939)
44,394 39,614
(58,577) (102,624)
/ 25,608 (14,762)
(19,601) (67,903)
(1,663) (4,864)
/ 93,129 (14,582)
(228,474) (174,787)
(56,435)
/ (165,427) 394,215
/ 13,802 (2,235)
(10,729)
1,437 5,431
287,328 244,435
(1,499) (6,194)
10,552 15,089
/ (55,426) 300,104
150 252
148
2012 12 31
2012 2011
547,608 493,354
4 79
14 37
(645,390) (502,095)
(3,588) (1,973)
(101,352) (10,598)
25,667
35,365
98
(12,831) (4,000)
(1,152) (1,312)
(6,784) (2,573)
14,598 17,880
/ (142,180) 307,386
1 1 479,083 173,910
(75) (2,213)
12 31 55 336,828 479,083
135,635 102,730
(53,529) (35,174)
150 252
149
1
2006 12 31
8 C
2012 12 31 28
1987 4 20
2011 12 27 2005 8 2
2006
2006 12
2006 12 31 1000001000600
2007 5 15 B0006H111000001
2011 4 26
100000000006002
2007 4 A H 2007 4 27
2011 A H 77.54 1 2012 7
5
2013 3 28
2
2012 12 31
(a)
1 1 12 31
150
2
(b)
4(2)(b)
(c)
4(3)
4(3)
4(4)
4(10)
(d)
4(24)
3
7
12
7
7
151
3
12
12
12
40
12
12
12
2011 1 1 2011 12 31
4
(1)
(a)
(b)
152
4
(1)
(c)
153
4
(1)
(d)
(i)
(ii)
(iii)
(iv)
(2)
(a)
(b)
(3)
(a)
(i)
(ii)
(iii)
(i)
(ii)
(iii)
(1)
(2)
154
4
(3)
(a)
(i)
(ii)
(i)
(ii)
(iii)
(i) (ii)
(iii)
(b)
4(4)
(i)
(ii)
(iii)
4(3)(a)
155
4
(3)
(c)
(i)
(ii)
(iii)
(i) (ii)
(d)
156
4
(3)
(e)
157
4
(3)
(e)
(i)
(ii)
(iii)
(i)
(ii)
(iii)
158
4
(3)
(f )
(g)
(h)
(4)
80% 125%
159
4
(4)
(5)
4(14)
(6)
160
4
(7)
(a)
(b)
(c)
30 35
3 10
(d)
4(14)
(e)
(8)
4(14)
(9)
4(14)
161
4
(10)
(11)
(a)
4(3)(e)
(b)
4(7)
4(14) 4(18)(d)
(12)
4(14)
162
4
(13)
(14)
(a)
(b)
(c)
163
4
(15)
(a)
(b)
(c)
(16)
164
4
(17)
(18)
(a)
(b)
(c)
(d)
(e)
165
4
(19)
(20)
(21)
(22)
(a)
(b)
(c)
(d)
(e)
(f )
(g)
(h)
(i)
(j)
(k)
(l)
166
4
(23)
(24)
(a)
(b)
(c)
167
4
(24)
(d)
(e)
(f )
5
5%
1% – 7%
3% 2%
25%
168
6
2012 2011
5,842 4,425
6,800 3,442
7,158 4,086
5,208 4,796
795
(i)
78,592 65,557
18,188 13,272
5,589 3,405
(ii) 10,616 7,636
22 4
138,810 106,623
(14,779) (6,823)
(242) (424)
(41) (95)
(537) (474)
(45,947) (32,450)
(1,778) (1,251)
(63,324) (41,517)
75,486 65,106
(i) 2012 12 31
2.49 2011 1.59
(ii)
(iii) 2012 3.70 2011 1.88
2012 0.41 2011 0.95
169
7
2012 2011
2,831 2,659
3,820 2,283
2,593 1,755
1,055 847
(i) 967 725
435 887
483 320
10 5
12,194 9,481
(984) (644)
11,210 8,837
(i)
8
2012 2011
200 46
1,458 1,293
675 919
1
2 1
2,335 2,260
9
2012 2011
/ (41) 252
/ 101 (192)
16 23
76 83
10
2012 2011
(1)
170
11
2012 2011
11,460 8,924
1,293 994
944 753
575 498
480 367
259 229
238 195
6
185 328
15,434 12,294
2,100 1,702
1,008 915
509 425
394 311
419 273
428 361
4,858 3,987
6,648 5,343
17 16
8,022 6,741
8,039 6,757
34,979 28,381
12
2012 2011
/
(5)
12,804 5,734
(10) 148
(6) 33
131 1,222
1 (62)
189 132
13,104 7,207
171
13
2012
(iv)
(iv) (iv)
(i) 136.4 154.8 291.2 34.4 13.7 339.3
(i) 600 1,288.1 1,888.1 163.4 71.7 2,123.2
(i) 675 216 891 211.5 192.5 1,295
(ii)
(ii)
(ii) 241.7 241.7 241.7
(ii) 50 50 50
(ii) 50 50 50
(ii) 50 50 50
258.3 258.3 258.3
/ /
250 250 250
250 250 250
111.6 1,850 1,961.6 130.7 20.9 2,113.2
300 1,620.2 1,920.2 129 51.6 2,100.8
2012 (iii)
34 34 34
208.3 208.3 208.3
208.3 208.3 208.3
233.3 233.3 233.3
1,833.9 1,823 5,129.1 8,786 669 350.4 9,805.4
172
13
2011
(iv)
900 3,816 4,716 208 38 4,962
(iii) 600 2,544 3,144 156 36 3,336
(iii)
(iii)
200 200 200
200 200 200
200 200 200
200 200 200
200 200 200
/ /
180 180 180
180 180 180
111 1,700 1,811 110 21 1,942
129 2,079 2,208 111 35 2,354
2011
500 1,902 2,402 126 28 2,556
458 1,902 2,360 123 29 2,512
162 2,079 2,241 112 107 2,460
1,360 2,860 16,022 20,242 946 294 21,482
(i) 2012 9 2013 1 2012 2
2012 9 2012
(ii) 2012 10 2013 1
2012 2 2012 10
2012 11
(iii) 2012 8 2012 8
2013 1 2012 2 2012
10 2012 11
(iv)
(v) 2011 2012 12 31
(vi)
173
14
2012 12 31 2011
13 2011
2012 2011
3,327.4 1,908
6,704.0 7,649
773.8 470
10,805.2 10,027
2011
2012 2011
2,000,001 3,000,000 5
3,000,001 3,500,000 3
3,500,001 4,000,000
15
161B 2012 2011 12 31
2012 2011
21 23
2012 2011
24 26
16
(a)
2012 2011
12,979 11,230
198 201
14 5
(2,967) (690)
10,224 10,746
174
16
(b)
2012 2011
41,609 41,590
10,402 10,398
(112) (13)
(i) 474 567
(488) (156)
(52) (50)
10,224 10,746
(i)
17
2012 2011 12 31
2012 2011 12 31
2012 2011
31,032 30,819
46,787 43,357
0.66 0.71
18
2012 2011
(361) 765
/ (101) 340
149 (279)
/ (313) 826
5 34
(1)
5 33
12 (652)
/ (296) 207
175
19
2012 2011 2012 2011
6,667 4,972 6,486 4,808
(i) 356,243 297,991 355,379 297,247
(ii) 62,223 60,638 61,987 60,473
3,034 2,790 3,034 2,790
428,167 366,391 426,886 365,318
(i)
2012 12 31 18% 2011 12 31
19% 5% 2011 12 31 5%
(ii)
176
20
(a)
2012 2011 2012 2011
217,771 370,377 213,090 338,266
2,743 126 8,344 32,617
220,514 370,503 221,434 370,883
14,539 14,925 13,990 9,081
1,538 1,107
16,077 16,032 13,990 9,081
236,591 386,535 235,424 379,964
38
236,591 386,535 235,424 379,964
(b)
2012 2011 2012 2011
45,739 27,421 43,472 19,850
127,020 284,783 128,120 284,783
62,800 74,331 62,800 75,331
1,032 1,032
190,852 359,114 191,952 360,114
236,591 386,535 235,424 379,964
38
236,591 386,535 235,424 379,964
21
(a)
2012 2011 2012 2011
125,503 131,599 109,151 112,518
19,125 10,456 19,125 10,456
144,628 142,055 128,276 122,974
7,183 8,957 1,663
784 906
7,183 8,957 784 2,569
151,811 151,012 129,060 125,543
38 (8) (8) (8) (8)
151,803 151,004 129,052 125,535
177
21
(b)
2012 2011 2012 2011
48,721 68,900 38,884 58,332
103,015 82,082 90,132 67,181
75 30 44 30
151,811 151,012 129,060 125,543
38 (8) (8) (8) (8)
151,803 151,004 129,052 125,535
22
2012 2011 2012 2011
(i) 12,209 7,899 12,209 7,899
(ii) 2 2
(iii) 74 289
12,285 8,190 12,209 7,899
(i)
2012 2011 2012 2011
3,374 325 3,374 325
480 1,726 480 1,726
735 663 735 663
205 389 205 389
7,415 4,796 7,415 4,796
12,209 7,899 12,209 7,899
12,209 7,899 12,209 7,899
12,209 7,899 12,209 7,899
12,209 7,899 12,209 7,899
178
22
(ii)
2012 2011 2012 2011
2 2
2 2
2 2
2 2
(iii)
2012 2011 2012 2011
10 15
25 158
39 101
74 274
15
15
74 289
64
74 225
74 289
23 /
23(i)
2012 2011
6,450 470 3 4,970 396
217,323 799 899 195,134 1,231 1,314
550,812 2,891 2,495 404,074 3,036 2,438
21,584 15 1,065 20 12
796,169 4,160 3,412 605,243 4,683 3,764
179
23 /
2012 2011
181,469 732 765 157,630 960 999
357,286 1,933 1,897 246,430 2,023 1,674
21,584 15 1,050 19 11
560,339 2,665 2,677 405,110 3,002 2,684
2012 2011 2012 2011
3 307,371 200,834 220,054 148,951
3 1 321,598 242,642 269,131 181,253
1 5 163,907 156,881 71,004 73,317
5 3,293 4,886 150 1,589
796,169 605,243 560,339 405,110
2012 2011 2012 2011
747 803 392 440
5,876 4,886 2,515 1,744
3,893 29 3,893 29
10,516 5,718 6,800 2,213
(i)
180
24
(a)
2012 2011 2012 2011
24,410 24,410
61,495 123,321 61,495 123,321
7,587 14,300 7,587 14,300
69,082 162,031 69,082 162,031
180 180
50 50
180 50 230
69,082 162,211 69,132 162,261
38
69,082 162,211 69,132 162,261
(b)
2012 2011 2012 2011
44,707 37,931 44,707 37,931
15,128 113,095 15,178 113,145
9,247 11,185 9,247 11,185
69,082 162,211 69,132 162,261
38
69,082 162,211 69,132 162,261
(c)
2012 2011 2012 2011
44,414 143,590 44,414 143,590
22,742 16,168 22,792 16,218
1,926 2,453 1,926 2,453
69,082 162,211 69,132 162,261
38
69,082 162,211 69,132 162,261
25
2012 2011 2012 2011
6,009 3,515 5,917 3,411
4,414 3,566 4,180 3,287
2,859 3,026 2,679 2,807
13,282 10,107 12,776 9,505
38 (242) (56) (242) (56)
13,040 10,051 12,534 9,449
181
26
(a)
2012 2011 2012 2011
1,252,217 1,114,685 1,188,415 1,058,128
74,994 49,451 68,166 45,332
1,043 1,704
1,328,254 1,165,840 1,256,581 1,103,460
194,614 178,888 185,935 169,763
54,165 32,133 53,930 31,903
85,868 57,176 80,179 52,201
334,647 268,197 320,044 253,867
1,662,901 1,434,037 1,576,625 1,357,327
38
(6,699) (3,959) (6,484) (3,800)
(28,626) (19,299) (28,393) (19,018)
1,627,576 1,410,779 1,541,748 1,334,509
(b)
2012
(i)
1,650,646 1,296 10,959 1,662,901 0.74%
(27,643) (983) (6,699) (35,325)
1,623,003 313 4,260 1,627,576
2011
(i)
1,425,496 877 7,664 1,434,037 0.60%
(18,547) (752) (3,959) (23,258)
1,406,949 125 3,705 1,410,779
182
26
(b)
2012
(i)
1,564,756 1,273 10,596 1,576,625 0.75%
(27,411) (982) (6,484) (34,877)
1,537,345 291 4,112 1,541,748
2011
(i)
1,349,354 863 7,110 1,357,327 0.59%
(18,266) (752) (3,800) (22,818)
1,331,088 111 3,310 1,334,509
(i)
183
26
(b)
(ii) 2012 12 31 109.59
2011 76.64
30.52 2011 29.72 79.07 2011 46.92
32.95 2011 33.53
66.99 2011 39.59
2012 12 31 105.96
2011 71.10
28.50 2011 25.38 77.46 2011 45.72
30.14 2011 26.75
64.84 2011 38.00
(c)
2012
18,547 752 3,959 23,258
9,096 415 4,244 13,755
(56) (895) (951)
(206) (206)
/ (54) (54)
(184) (558) (742)
56 209 265
27,643 983 6,699 35,325
2011
12,822 670 4,727 18,219
5,739 211 1,048 6,998
(46) (1,218) (1,264)
(141) (141)
/ (14) (23) (37)
(129) (554) (683)
46 120 166
18,547 752 3,959 23,258
184
26
(c)
2012
18,266 752 3,800 22,818
9,145 407 4,091 13,643
(51) (859) (910)
(202) (202)
/ (54) (54)
(177) (482) (659)
51 190 241
27,411 982 6,484 34,877
2011
12,518 668 4,474 17,660
5,748 206 943 6,897
(40) (1,110) (1,150)
(131) (131)
/ (14) (14)
(122) (464) (586)
40 102 142
18,266 752 3,800 22,818
(d)
2012
3
3 1 1 3 3
2,210 1,083 483 668 4,444
2,525 1,103 341 1,070 5,039
5,467 2,774 693 862 9,796
1,501 432 253 20 2,206
11,703 5,392 1,770 2,620 21,485
185
26
(d)
2011
3
3 1 1 3 3
1,118 343 510 490 2,461
447 76 548 1,097 2,168
3,370 602 807 957 5,736
196 59 82 30 367
5,131 1,080 1,947 2,574 10,732
2012
3
3 1 1 3 3
2,151 1,082 483 650 4,366
2,514 1,097 327 1,060 4,998
5,135 2,716 602 861 9,314
1,497 432 109 20 2,058
11,297 5,327 1,521 2,591 20,736
2011
3
3 1 1 3 3
1,105 341 503 444 2,393
379 52 514 1,068 2,013
2,686 468 766 915 4,835
25 59 82 30 196
4,195 920 1,865 2,457 9,437
1
186
26
(e)
2012 2011
1 1 187 216 209 252
1 2 2 119 137 166 197
2 3 3 67 81 96 120
3 670 782 1,233 1,464
1,043 1,216 1,704 2,033
(1)
1,043 1,703
27
2012 2011 2012 2011
(i) 192,196 126,875 181,411 111,357
(ii) 679 5,706 314 5,353
(iii) 3,787 1,766
(iv) 187 171 137 129
196,849 134,518 181,862 116,839
187
27
(i)
2012 2011 2012 2011
30,114 17,306 29,606 16,711
6,325 11,611 6,325 11,611
19,252 14,415 19,252 14,415
49,510 19,753 48,884 19,471
76,387 46,300 76,355 46,300
181,588 109,385 180,422 108,508
4,982 5,605 193 195
4,604 9,573 908 2,813
1,166 2,615 32
10,752 17,793 1,133 3,008
192,340 127,178 181,555 111,516
: 38 (144) (303) (144) (159)
192,196 126,875 181,411 111,357
3,546 3,706 3,546 3,706
1,550 1,114 1,418 973
187,100 122,055 176,447 106,678
192,196 126,875 181,411 111,357
(ii)
2012 2011 2012 2011
684 5,706 314 5,353
684 5,706 314 5,353
: 38 (5)
679 5,706 314 5,353
679 5,706 314 5,353
679 5,706 314 5,353
188
27
(iii)
2012 2011 2012 2011
1,777 467
2,010 1,299
3,787 1,766
3,787 1,766
3,787 1,766
(iv)
2012 2011 2012 2011
118 119 114 114
23 15 23 15
46 37
187 171 137 129
4 5
51 35 23 15
132 131 114 114
187 171 137 129
189
28
2012 2011 2012 2011
35,251 38,871 35,251 38,871
4,728 13,523 4,728 13,523
24,733 24,631 24,733 24,631
48,683 17,862 48,683 17,862
20,793 12,531 20,793 12,531
134,188 107,418 134,188 107,418
28 28 28 28
471 664 471 979
39 75 39 75
418 420 356 357
956 1,187 894 1,439
135,144 108,605 135,082 108,857
38 (130) (137) (130) (137)
135,014 108,468 134,952 108,720
119 119 119 119
695 544 633 796
134,200 107,805 134,200 107,805
135,014 108,468 134,952 108,720
133,390 108,244 133,324 108,494
848 692 782 942
2012 2011 40.64
29
2012 2011 2012 2011
26,880 26,880
3,269 3,269
4,030 4,030
15,370 15,370
6,886 6,886
56,435 56,435
38
56,435 56,435
190
30
(a) 2012 12 31
/
21.39% 0.65
40% 22.18
(b)
2012
/
9,912 4,009 5,903 599 (355)
2,400 124 2,276 127 58
(c)
1,038 893 1,931
2012 1 1 1,383 829 2,212
(100) 24 76)
(2) 2)
2012 12 31 1,281 853 2,134
2011 1 1 1,375 878 2,253
74 10 84
(18) (18)
(66) (41) (107)
2011 12 31 1,383 829 2,212
191
31
2012 2011
i 9,797 9,797
(ii) 87 87
(iii) 102 102
9,986 9,986
2012 12 31
(i) 74.59 70.32% 70.32%
(ii) 0.25 95% 5% 98.5%
(iii) 2 51% 51%
(i) 2009 10 23
70.32%
(ii) 1984 0.25
95% 5%
(iii) 2011 2 51%
192
32
(ii)
2012 1 1 8,917 892 4,891 14,700
1,022 446 966 2,434
(6) (130) (136)
(1) 2 1
2012 12 31 9,932 1,338 5,729 16,999
2012 1 1 (1,834) (2,750) (4,584)
(336) (672) (1,008)
6 108 114
(1) (1)
2012 12 31 (2,164) (3,315) (5,479)
2012 1 1 (i) 7,083 892 2,141 10,116
2012 12 31 (i) 7,768 1,338 2,414 11,520
(ii)
2011 1 1 8,847 701 4,246 13,794
122 193 823 1,138
/ 2 (2)
(34) (144) (178)
(20) (34) (54)
2011 12 31 8,917 892 4,891 14,700
2011 1 1 (1,528) (2,292) (3,820)
(318) (597) (915)
7 114 121
5 25 30
2011 12 31 (1,834) (2,750) (4,584)
2011 1 1 7,319 701 1,954 9,974
2011 12 31 (i) 7,083 892 2,141 10,116
193
32
( (ii))
2012 1 1 8,436 891 4,119 13,446
1,022 446 857 2,325
(6) (97) (103)
2012 12 31 9,452 1,337 4,879 15,668
2012 1 1 (1,634) (2,193) (3,827)
(327) (598) (925)
6 75 81
2012 12 31 (1,955) (2,716) (4,671)
2012 1 1 (i) 6,802 891 1,926 9,619
2012 12 31 (i) 7,497 1,337 2,163 10,997
( (ii))
2011 1 1 8,348 701 3,561 12,610
120 192 698 1,010
/ 2 (2)
(34) (140) (174)
2011 12 31 8,436 891 4,119 13,446
2011 1 1 (1,333) (1,769) (3,102)
(308) (534) (842)
7 110 117
2011 12 31 (1,634) (2,193) (3,827)
2011 1 1 7,015 701 1,792 9,508
2011 12 31 (i) 6,802 891 1,926 9,619
194
32
(i) 2012 12 31 10.45 2011 6.15
(ii)
2012 2011 2012 2011
50 68 69
10~50 179 187
10~50 7,497 6,802 7,497 6,802
24 25
7,768 7,083 7,497 6,802
33
2012 2011 2012 2011
1 1 272 248
62 29
(1) (5)
12 31 333 272
2012 12 31
2012 12 31
(a)
2012 2011 2012 2011
50 12 11
10-50 292 234
10-50 29 27
333 272
195
34
2009 10 23 70.32%
2012 2011 2012 2011
818 857
1) (39)
817 818
2012 2011 2012 2011
817 818
5 5 5
8.5% 3.5% 3% 2011 9% 4% 3%
11.7% 2011 12.5%
2012 12 31 2011
35
2012 1 1 486 28 514
158 13 171
2012 12 31 644 41 685
2012 1 1 (251) (9) (260)
(85) (1) (86)
2012 12 31 (336) (10) (346)
2012 1 1 235 19 254
2012 12 31 308 31 339
196
35
2011 1 1 392 14 406
94 14 108
2011 12 31 486 28 514
2011 1 1 (181) (8) (189)
(70) (1) (71)
2011 12 31 (251) (9) (260)
2011 1 1 211 6 217
2011 12 31 235 19 254
36
(a)
2012 2011
/ /
( ) ( )
/( ) /( )
17,893 4,454 8,091 1,999
222 60 (639) (182)
6,833 1,709 5,300 1,325
(548) (132) (702) (171)
24,400 6,091 12,050 2,971
2012 2011
/ /
( ) ( )
/( ) /( )
17,686 4,421 7,816 1,954
275 69 (904) (226)
6,830 1,708 5,300 1,325
(497) (125) (652) (163)
24,294 6,073 11,560 2,890
197
36
(b)
2012 1 1 1,999 182) 1,325 (171) 2,971
2,451 93 384 39 2,967
149 149
4 4
2012 12 31 4,454 60 1,709 (132) 6,091
2011 1 1 1,275 136 1,103 51 2,565
726 (36) 222 (222) 690
(280) (280)
(2) (2) (4)
2011 12 31 1,999 (182) 1,325 (171) 2,971
2012 1 1 1,954 (226) 1,325 (163) 2,890
2,467 87 383 38 2,975
208 208
2012 12 31 4,421 69 1,708 (125) 6,073
2011 1 1 1,225 95 1,103 50 2,473
729 (28) 222 (213) 710
(293) (293)
2011 12 31 1,954 (226) 1,325 (163) 2,890
(i) 2012 12 31 2011 12 31
198
37
2012 2011 2012 2011
1,021 959 1,021 959
(i) 277 277 277 277
627 615 627 615
512 396 508 394
5 2
(ii) 5,261 4,159 4,905 3,498
7,703 6,408 7,338 5,743
(i)
2012 2011 2012 2011
421 404 421 404
23 34 23 34
444 438 444 438
38 (167) (161) (167) (161)
277 277 277 277
(ii)
2012 2011 2012 2011
5,908 4,859 5,551 4,195
38 (647) (700) (646) (697)
5,261 4,159 4,905 3,498
38
2012
/
( )
20
21 8 (5) 5 8
24
25 56 231 (31) (14) 242
26 23,258 13,755 (951) 5 (742) 35,325
27 303 6 (16) (144) 149
28 137 (6) (1) 130
29
37(i) 161 39 (38) 14 (9) 167
37(ii) 700 22 (33) 2 (44) 647
24,623 14,053 (1,080) (119) (809) 36,668
199
38
2011
/
( )
20
21 8 8
24
25 30 38 (7) (5) 56
26 18,219 6,998 (1,264) (12) (683) 23,258
27 241 148 (75) (11) 303
28 109 33 (5) 137
29
37(i) 280 1 (63) (25) (32) 161
37(ii) 620 114 (13) (16) (5) 700
19,507 7,332 (1,347) (133) (736) 24,623
2012
/
( )
20
21 8 (5) 5 8
24
25 56 231 (31) (14) 242
26 22,818 13,643 (910) (15) (659) 34,877
27 159 (16) 1 144
28 137 (6) (1) 130
29
37(i) 161 39 (38) 14 (9) 167
37(ii) 697 15 (33) 2 (35) 646
24,036 13,928 (1,039) 6 (717) 36,214
2011
/
( )
20
21 8 8
24
25 30 38 (7) (5) 56
26 17,660 6,897 (1,150) (3) (586) 22,818
27 213 (54) 159
28 109 33 (5) 137
29
37(i) 229 1 (13) (24) (32) 161
37(ii) 615 114 (13) (17) (2) 697
18,864 7,083 (1,183) (103) (625) 24,036
/
12
200
39
2012 2011 2012 2011
237,241 413,583 238,751 413,599
124,620 121,396 124,615 122,396
361,861 534,979 363,366 535,995
8,247 567 20,127 4,815
8,247 567 20,127 4,815
370,108 535,546 383,493 540,810
40
2012 2011 2012 2011
14,460 634 13,915
730 819 730 819
15,190 1,453 14,645 819
2,704 3,223 1,278
2,704 3,223 1,278
17,894 4,676 15,923 819
41
(a)
2012 2011 2012 2011
6,491 541 6,491 541
4,248 4,000
700 8,800 700 8,800
11,439 9,341 11,191 9,341
293 50 50 50
415 415
293 465 50 465
11,732 9,806 11,241 9,806
201
41
(b)
2012 2011 2012 2011
731 541 731 541
11,001 9,265 10,510 9,265
11,732 9,806 11,241 9,806
42
2012 2011 2012 2011
845,515 782,261 827,084 765,593
102,120 91,762 86,953 79,753
947,635 874,023 914,037 845,346
990,759 835,035 948,090 787,775
310,311 254,202 280,019 227,309
1,301,070 1,089,237 1,228,109 1,015,084
6,436 4,791 6,436 4,791
2,255,141 1,968,051 2,148,582 1,865,221
2012 2011 2012 2011
309,526 231,807 309,509 231,602
32,012 47,665 31,897 47,356
14,516 10,693 14,179 10,196
54,337 52,774 51,208 47,758
410,391 342,939 406,793 336,912
43
2012
8,282 11,460 (9,841) 9,901
(i) 21 1,293 (1,278) 36
944 (944)
20 575 (573) 22
350 480 (384) 446
28 259 (256) 31
(ii) 3 238 (238) 3
(iii) 41 (6) 35
116 185 (197) 104
8,861 15,434 (13,717) 10,578
202
43
2011
7,358 8,924 (8,000) 8,282
(i) 19 994 (992) 21
753 (753)
16 498 (494) 20
272 367 (289) 350
28 229 (229) 28
(ii) 195 (192) 3
(iii) 39 6 (4) 41
121 328 (333) 116
7,853 12,294 (11,286) 8,861
2012
8,020 10,594 (9,046) 9,568
(i) 21 1,277 (1,263) 35
935 (935)
20 570 (568) 22
350 477 (383) 444
28 256 (253) 31
(ii) 3 232 (232) 3
(iii) 41 (6) 35
112 110 (119) 103
8,595 14,451 (12,805) 10,241
2011
7,127 8,108 (7,215) 8,020
(i) 19 987 (985) 21
747 (747)
16 494 (490) 20
271 365 (286) 350
28 227 (227) 28
(ii) 191 (188) 3
(iii) 39 6 (4) 41
118 259 (265) 112
7,618 11,384 (10,407) 8,595
203
43
(i)
(ii)
2012 2.32 2011 1.91
(iii)
43(i) 43(iii)
44
2012 2011 2012 2011
2,542 1,876 2,492 1,773
2,002 2,126 1,997 2,121
14 13 6 6
4,558 4,015 4,495 3,900
45
2012 2011 2012 2011
17,458 11,533 17,193 11,314
1,036 623 1,006 458
3,005 1,443 2,789 1,339
21,499 13,599 20,988 13,111
204
46
2012 2011
93 36
2012 2011
36 36
57
93 36
47
2012 2011 2012 2011
(i) 908 322
(ii) 11,593 8,576
(iii) 38,470 18,500 38,470 18,500
(iv) 5,431 6,332
56,402 33,730 38,470 18,500
(i)
(ii)
(iii) 12 31
2012 2011
2020 5 (a) 5,000 5,000
2021 6 (b) 2,000 2,000
2025 5 (c) 11,500 11,500
2027 6 (d) 19,970
38,470 18,500
(a) 2010 5 28 4.00% 2015
5 28 5
4.00%
(b) 2006 6 22 4.12% 2016
6 22 5
7.12%
(c) 2010 5 28 4.30% 2020
5 28 5
4.30%
(d) 2012 6 21 5.15% 2022
6 21 5
5.15%
205
47
(iv) 12 31
2012 2011
(a) 1,582
2017 12 (b) 1,261
2020 6 (c) 3,560 3,489
2017 9 (d) 1,871
5,431 6,332
(a) 2012 5 31
(b) 2012 12 12
(c) 2010 6 24 6.875% 5
2020 6 24
(d) 2012 9 27 3.875% 3
2017 9 28
48
2012 2011 2012 2011
808 1,169 705 1,169
207 169 207 169
502 444 502 444
3,919 3,234 2,949 2,431
5,436 5,016 4,363 4,213
49
2012 2011
A 31,905 31,905
H 14,882 14,882
46,787 46,787
206
49
2012 2011
1 1 46,787 39,033
7,754
A 5,274
H 2,480
12 31 46,787 46,787
2011 52.74 A 24.80 H
1 2011 7 7 2011 7 29
KPMG-A(2011) CR No. 0013 KPMG-A(2011) CR No. 0017
50
2012 2011 2012 2011
(i) 49,214 49,214 51,619 51,619
274 277
49,488 49,491 51,619 51,619
(i)
2012 2011 2012 2011
1 1 49,214 31,301 51,619 33,706
25,786 25,786
(7,754) (7,754)
(119) (119)
12 31 49,214 49,214 51,619 51,619
51
2012 2011 2012 2011
1 1 214 (632) 428 (451)
(492) 866 (816) 1,084
( / (75) 263 (15) 88
168 (283) 208 (293)
12 31 (185) 214 (195) 428
207
52
2012 2011
1 1 8,691 5,618
3,018 3,073
12 31 11,709 8,691
10% 50%
25%
53
2012 2011 2012 2011
1 1 20,825 15,698 20,750 15,650
14,501 5,127 14,500 5,100
12 31 35,326 20,825 35,250 20,750
2012
7 1 5 1.5% 2012
12 31
54
(a)
2012 2011 2012 2011
3,018 3,073 3,018 3,073
14,501 5,127 14,500 5,100
12 31 17,519 8,200 17,518 8,173
2013 3 28 2012 30.18
145.00
(b)
2012 5 30 2011 2012 7 18 A
2012 6 11 H 2011 12 31 10
1.45 67.84 2012 7 25
(c)
2013 3 28 2012 12 31 10 1.50
70.18
2012 12 31
208
54
(d)
2012 12 31 0.28 2011
0.18 0.10 2011
0.05
55
2012 2011
6,667 4,972
62,223 60,638
3
210,481 334,790
3
48,078 66,868
3 9,379 11,815
330,161 474,111
336,828 479,083
56
(a)
2012 2011 2012 2011
1 100,858 79,634 67,499 54,376
1 14,388 15,584 12,679 12,616
115,246 95,218 80,178 66,992
89,554 64,534 86,140 63,852
166,268 244,312 162,004 239,779
666,007 503,666 664,502 501,746
80,452 60,937 74,906 55,543
1,117,527 968,667 1,067,730 927,912
209
56
(b)
2012 2011 2012 2011
414,221 375,757 410,520 371,066
0% 100%
(c)
2012 2011 2012 2011
612 750 582 728
69 688 69 687
(d)
1 5
2012 2011 2012 2011
1,935 1,409 1,760 1,264
1,786 1,294 1,625 1,154
1,656 1,204 1,509 1,095
2,236 1,772 2,002 1,598
2,384 2,581 2,051 2,438
9,997 8,260 8,947 7,549
(e)
2012 12 31 2.27 2011
2.42
0.93 2011 0.36
(f )
2011 12 31 2012 12 31
210
56
(g)
2012 2011
4,525 5,465
(h)
46
57
(a)
2012 2011 2012 2011
734 606 734 606
10,992 10,961 10,471 10,961
69 70
11,795 11,637 11,205 11,567
(b)
2012 12 31 2011 12 31
58
(a)
211
58
(a)
2012 2011
179,072 108,556
179,072 108,556
(b)
2012 2011 2012 2011
255,294 137,903 181,004 72,665
255,294 137,903 181,004 72,665
2012 12 31 549.08 2011 247.47
59
4(23)
/
/
212
59
(a)
2011 2012 12 31
213
59
(a)
2012 12 31
2012
48,409 11,778 15,299 75,486
/ 7,208 (1,157) (6,070) 19
55,617 10,621 9,229 19 75,486
/ 6,595 4,502 117 (4) 11,210
1) 978 105 1,651 281 3,015
63,190 15,228 10,997 296 89,711
(752) (661) (74) (30) (1,517)
(19,897) (11,091) (1,141) (1,333) (33,462)
(10,440) (2,086) (403) (175) (13,104)
62 62
(59) (59)
(22) (22)
/ 32,101 1,390 9,379 (1,261) 41,609
1,426 1,073 112 22 2,633
2012 12 31
1,626,232 418,449 904,886 2,147 2,951,714
2,134 2,134
6,091
2,959,939
1,856,062 419,089 484,134 (2,432) 2,756,853
2,756,853
1,037,076 80,451 1,117,527
214
59
(a)
2012 12 31
2012
52,659 11,745 9,181 1,885 16 75,486
/ 5,699 (1,842) (3,294) (563)
/ 58,358 9,903 5,887 1,885 (547) 75,486
6,410 4,197 75 528 11,210
1) 832 33 1,172 719 259 3,015
/ 65,600 14,133 7,134 3,132 (288) 89,711
(714) (652) (68) (82) (1) (1,517)
(20,207) (10,701) (285) (1,579) (690) (33,462)
/ (10,820) (2,084) 55 (79) (176) (13,104)
62 62
(59) (59)
(22) (22)
/ 33,859 696 6,836 1,373 (1,155) 41,609
1,372 1,049 108 104 2,633
2012 12 31
1,991,094 389,131 427,274 130,617 13,598 2,951,714
2,134 2,134
6,091
2,959,939
2,185,058 361,830 68,895 129,287 11,783 2,756,853
2,756,853
992,824 74,906 49,797 1,117,527
215
59
(a)
2011
38,587 7,734 17,275 1,510 65,106
/ 10,804 (392) (9,565) 35 (882)
/ 49,391 7,342 7,710 1,545 (882) 65,106
5,198 3,063 82 494 8,837
1) 815 22 1,202 963 147 3,149
/ 55,404 10,427 8,994 3,002 (735) 77,092
(625) (565) (74) (73) (3) (1,340)
(16,879) (8,397) (236) (1,466) (63) (27,041)
(5,230) (714) (38) (1,225) (7,207)
29 29
57 57
/ 32,670 751 8,646 324 (801) 41,590
561 499 66 128 2 1,256
2011 12 31
1,460,870 310,607 848,186 135,347 5,688 2,760,698
2,212 2,212
2,971
2,765,881
2,089,057 312,222 44,867 124,995 15,959 2,587,100
2,587,100
872,369 55,543 40,755 968,667
1
216
59
(b)
28
217
59
(b)
2012
14,505 8,533 12,079 8,344 8,840 2,427 18,873 1,885 75,486
/ 3,786 1,737 4,489 2,087 396 (101) (12,394)
18,291 10,270 16,568 10,431 9,236 2,326 6,479 1,885 75,486
2,222 905 2,015 1,172 920 248 3,200 528 11,210
1) 493 230 546 130 91 42 764 719 3,015
21,006 11,405 19,129 11,733 10,247 2,616 10,443 3,132 89,711
(290) (155) (293) (167) (163) (45) (322) (82) (1,517)
(7,689) (4,319) (6,764) (4,354) (3,801) (965) (3,991) (1,579) (33,462)
/ (4,737) (2,772) (2,267) (1,605) (1,341) (319) 16 (79) (13,104)
62 62
(59) (59)
(22) (22)
8,290 4,159 9,805 5,607 4,942 1,287 6,146 1,373 41,609
230 100 845 169 798 29 358 104 2,633
2012 12 31
720,231 438,698 727,706 351,283 356,213 77,278 962,733 144,134 (826,562) 2,951,714
2,134 2,134
6,091
2,959,939
709,635 431,981 715,812 344,631 349,718 75,502 825,654 130,482 (826,562) 2,756,853
2,756,853
283,996 139,730 247,185 170,851 121,042 30,020 74,906 49,797 1,117,527
218
59
(b)
2011
14,761 7,077 11,342 7,231 7,265 1,961 13,959 1,510 65,106
/ 1,224 1,832 2,928 1,169 26 (83) (7,131) 35
15,985 8,909 14,270 8,400 7,291 1,878 6,828 1,545 65,106
1,815 976 1,711 1,019 755 209 1,858 494 8,837
1) 458 222 497 121 71 28 789 963 3,149
18,258 10,107 16,478 9,540 8,117 2,115 9,475 3,002 77,092
(272) (144) (257) (131) (136) (38) (289) (73) (1,340)
(6,451) (3,809) (5,504) (3,379) (2,918) (794) (2,720) (1,466) (27,041)
(1,932) (872) (935) (1,000) (699) (244) (300) (1,225) (7,207)
29 29
57 57
9,603 5,282 9,782 5,030 4,364 1,039 6,166 324 41,590
167 70 204 134 267 23 263 128 1,256
2011 12 31
641,067 407,317 740,810 337,367 314,148 69,579 855,864 139,763 (745,217) 2,760,698
2,212 2,212
2,971
2,765,881
629,878 401,011 730,097 331,652 308,503 68,109 735,288 127,779 (745,217) 2,587,100
2,587,100
265,912 111,062 226,460 160,111 83,237 25,587 55,543 40,755 968,667
1
219
60
(a)
(i)
(ii) (iii) (iv) (v)
220
60
(a)
(i)
2012 2011 2012 2011
421,500 361,419 420,400 360,510
236,591 386,535 235,424 379,964
151,803 151,004 129,052 125,535
12,283 8,188 12,209 7,899
4,160 4,683 2,665 3,002
69,082 162,211 69,132 162,261
13,040 10,051 12,534 9,449
1,627,576 1,410,779 1,541,748 1,334,509
195,983 128,641 181,411 111,357
135,014 108,468 134,952 108,720
56,435 56,435
4,963 3,811 4,737 3,286
2,928,430 2,735,790 2,800,699 2,606,492
1,117,527 968,667 1,067,730 927,912
4,045,957 3,704,457 3,868,429 3,534,404
221
60
(a)
(ii)
2012
10,959 30 374
(6,699) (8) (274)
4,260 22 100
1,296
(983)
313
(1)
10,012 15
3 9,334 15
3 1 678
1
(623)
9,389 15
1,640,634 388,357 69,082 343,180
(2) (27,020)
1,613,614 388,357 69,082 343,180
1,627,576 388,394 69,082 343,280
222
60
(a)
(ii)
2011
7,664 30 724
(3,959) (8) (440)
3,705 22 284
877
(752)
125
(1)
4,815
3 4,551
3 1 264
1
(187)
4,628
1,420,681 537,517 162,211 245,013
(2) (18,360)
1,402,321 537,517 162,211 245,013
1,410,779 537,539 162,211 245,297
223
60
(a)
(ii)
2012
10,596 30 374
(6,484) (8) (274)
4,112 22 100
1,273
(982)
291
(1)
9,621 15
3 8,943 15
3 1 678
1
(616)
9,005 15
1,555,135 364,439 69,132 328,472
(2) (26,795)
1,528,340 364,439 69,132 328,472
1,541,748 364,476 69,132 328,572
224
60
(a)
(ii)
2011
7,110 30 405
(3,800) (8) (296)
3,310 22 109
863
(752)
111
(1)
4,037
3 3,773
3 1 264
1
(182)
3,855
1,345,317 505,477 162,261 227,867
(2) (18,084)
1,327,233 505,477 162,261 227,867
1,334,509 505,499 162,261 227,976
225
60
(a)
(ii)
(1)
2012 12 31 42.38
2011 6.73 23.16 2011
4.76 19.22 2011 1.97 53.79 2011
15.84
2012 12 31 41.80
2011 2.18 23.02 2011 0.83
18.78 2011 1.35 53.29 2011
1.04
(2)
(iii)
2012 2011
% %
356,625 21.4 130,319 301,815 21.0 108,903
232,252 14.0 133,876 177,121 12.4 98,792
135,952 8.2 57,499 125,457 8.8 46,507
133,927 8.1 115,547 122,111 8.5 103,983
63,653 3.8 26,643 58,734 4.1 19,918
62,897 3.8 29,756 70,181 4.9 29,174
59,329 3.6 13,749 79,970 5.6 11,632
53,886 3.2 30,638 50,495 3.5 26,697
17,723 1.1 3,241 21,138 1.5 5,821
137,016 8.2 35,123 109,367 7.6 34,078
1,253,260 75.4 576,391 1,116,389 77.9 485,505
334,647 20.1 263,770 268,197 18.7 226,213
74,994 4.5 49,451 3.4
1,662,901 100.0 840,161 1,434,037 100.0 711,718
226
60
(a)
(iii)
2012 2011
% %
352,782 22.4 128,206 295,684 21.8 105,263
220,334 14.0 122,093 171,650 12.6 94,427
133,782 8.5 56,175 123,333 9.1 44,835
127,183 8.1 110,155 111,028 8.2 93,041
63,403 4.0 26,513 58,535 4.3 19,823
62,897 4.0 29,756 70,181 5.2 29,174
59,017 3.7 13,661 79,584 5.9 11,541
53,710 3.4 30,547 50,376 3.7 26,677
17,723 1.1 3,241 21,063 1.6 5,821
97,584 6.2 30,476 76,694 5.6 25,318
1,188,415 75.4 550,823 1,058,128 78.0 455,920
320,044 20.3 249,660 253,867 18.7 212,483
68,166 4.3 45,332 3.3
1,576,625 100.0 800,483 1,357,327 100.0 668,403
10%
2012
4,272 2,686 5,563 3,530 (258)
4,765 2,555 3,924 3,678 (170)
2011
2,294 1,469 3,537 672 (446)
1,393 889 2,080 948 (72)
227
60
(a)
(iii)
2012
4,189 2,665 5,551 3,478 (226)
4,740 2,546 3,905 3,655 (127)
2011
2,216 1,449 3,515 725 (411)
1,368 877 2,046 920 (28)
(iv)
2012 2011
% %
436,743 26.3 189,357 379,024 26.4 167,580
427,019 25.7 222,023 375,635 26.2 188,053
226,989 13.7 139,365 196,103 13.7 107,572
223,232 13.4 111,818 187,201 13.1 90,712
213,609 12.8 108,106 176,879 12.3 90,767
53,108 3.2 33,057 46,425 3.2 27,146
82,201 4.9 36,435 72,770 5.1 39,888
1,662,901 100.0 840,161 1,434,037 100.0 711,718
2012 2011
% %
435,620 27.6 188,455 378,142 27.9 166,831
424,908 27.0 220,460 373,731 27.5 186,321
226,148 14.3 138,587 194,949 14.4 106,626
223,232 14.2 111,818 187,201 13.8 90,712
213,609 13.5 108,106 176,879 13.0 90,767
53,108 3.4 33,057 46,425 3.4 27,146
1,576,625 100.0 800,483 1,357,327 100.0 668,403
228
60
(a)
(iv)
10%
2012
2,581 1,302 8,106
5,275 2,617 8,013
2,244 1,505 4,065
625 265 4,012
492 323 3,364
2011
2,208 1,269 5,670
2,191 987 5,455
2,125 865 2,574
542 168 2,552
493 302 2,163
2012
2,536 1,281 8,102
5,257 2,606 8,009
2,244 1,505 4,064
625 265 4,012
492 323 3,364
2011
2,208 1,269 5,670
2,169 976 5,454
2,079 865 2,574
542 168 2,552
493 302 2,163
229
60
(a)
(v)
2012 2011 2012 2011
329,704 329,615 317,351 318,333
418,042 343,253 390,625 325,259
630,393 523,632 595,688 487,902
209,768 188,086 204,795 180,501
1,587,907 1,384,586 1,508,459 1,311,995
74,994 49,451 68,166 45,332
1,662,901 1,434,037 1,576,625 1,357,327
(vi)
2012 2011
4,775 0.29% 3,184 0.22%
3
2,474 0.15% 1,748 0.12%
3
2,301 0.14% 1,436 0.10%
2012 2011
4,056 0.26% 2,413 0.18%
3
2,312 0.15% 1,716 0.13%
3
1,744 0.11% 697 0.05%
230
60
(b)
231
60
(b)
2012
3
( (i)) 3 1 1 5 5
1.50% 428,167 6,667 421,500
3.97% 236,591 221,045 14,514 1,032
4.64% 151,803 22 104,911 46,856 14
4.29% 69,082 60,689 6,467 1,926
5.79% 56,435 14,490 34,625 7,320
(ii) 6.69% 1,627,576 190 928,220 678,056 19,744 1,366
(iii) 3.63% 346,282 3,131 60,239 95,504 120,340 67,068
44,003 44,003
2,959,939 54,013 1,811,094 876,022 150,376 68,434
4.21% 370,108 1,169 298,852 70,087
3.80% 17,894 14,471 2,693 730
4.03% 11,732 11,666 66
2.25% 2,255,141 15,092 1,588,779 464,699 184,422 2,149
3.82% 56,402 5,510 5,090 3,772 42,030
45,576 45,576
2,756,853 61,837 1,919,278 542,635 188,924 44,179
203,086 (7,824) (108,184) 333,387 (38,548) 24,255
2011
3
( (i)) 3 1 1 5 5
1.48% 366,391 4,972 361,419
3.66% 386,535 369,257 17,278
4.33% 151,004 22 113,112 37,870
4.85% 162,211 155,771 4,055 2,385
(ii) 6.12% 1,410,779 180 1,081,119 324,266 3,947 1,267
(iii) 3.21% 253,388 8,146 51,477 79,444 78,948 35,373
35,573 35,573
2,765,881 48,893 2,132,155 462,913 85,280 36,640
3.73% 535,546 297 526,568 8,681
4.25% 4,676 3,857 819
4.55% 9,806 9,650 156
1.84% 1,968,051 8,347 1,461,348 370,437 115,165 12,754
3.58% 33,730 6,186 4,267 1,446 21,831
35,291 35,291
2,587,100 43,935 2,007,609 383,541 117,430 34,585
178,781 4,958 124,546 79,372 (32,150) 2,055
232
60
(b)
2012
3
( (i)) 3 1 1 5 5
1.50% 426,886 6,486 420,400
4.06% 235,424 219,878 14,514 1,032
5.23% 129,052 22 83,813 45,203 14
4.29% 69,132 60,739 6,467 1,926
5.79% 56,435 14,490 34,625 7,320
(ii) 6.87% 1,541,748 851,944 669,018 19,427 1,359
(iii) 3.70% 339,009 10,525 51,062 93,046 117,308 67,068
39,946 39,946
2,837,632 56,979 1,702,326 862,873 147,027 68,427
4.22% 383,493 643 312,763 70,087
5.39% 15,923 12,500 2,693 730
4.10% 11,241 11,175 66
2.29% 2,148,582 6,436 1,510,161 446,331 183,505 2,149
4.55% 38,470 38,470
42,857 42,857
2,640,566 49,936 1,846,599 519,177 184,235 40,619
197,066 7,043 (144,273) 343,696 (37,208) 27,808
2011
3
( (i)) 3 1 1 5 5
1.48% 365,318 4,808 360,510
4.21% 379,964 364,394 15,570
5.09% 125,535 22 91,795 33,718
4.85% 162,261 155,821 4,055 2,385
(ii) 6.33% 1,334,509 1,017,165 312,962 3,121 1,261
(iii) 3.29% 243,444 15,468 41,410 76,576 74,617 35,373
30,957 30,957
2,641,988 51,255 2,031,095 442,881 80,123 36,634
3.78% 540,810 528,753 12,057
5.69% 819 819
4.57% 9,806 9,650 156
1.90% 1,865,221 4,791 1,374,351 360,321 113,004 12,754
4.16% 18,500 18,500
32,539 32,539
2,467,695 37,330 1,912,754 372,534 113,823 31,254
174,293 13,925 118,341 70,347 (33,700) 5,380
233
60
(b)
(i) / /
(ii) 3 2012 12 31 135.30
2011 12 31 63.00
3 2012 12 31 130.54
2011 12 31 51.52
(iii)
2012
12 31 2011 12 31
2012 2011
( ) ( )
(100) 100 (100) 100
/
(1,419) 1,419 (1,841) 1,841
(i)
(ii) (iii)
234
60
(b)
2012
420,643 6,984 380 160 428,167
186,644 44,655 2,053 3,239 236,591
137,007 11,349 3,446 1 151,803
69,082 69,082
54,549 1,886 56,435
1,479,690 101,044 43,448 3,394 1,627,576
321,358 12,168 10,725 2,031 346,282
39,761 1,275 2,340 627 44,003
2,708,734 179,361 62,392 9,452 2,959,939
323,359 41,536 3,702 1,511 370,108
12,778 4,353 20 743 17,894
11,439 293 11,732
2,053,129 117,472 60,292 24,248 2,255,141
42,763 6,358 5,418 1,863 56,402
39,996 3,036 1,330 1,214 45,576
2,483,464 173,048 70,762 29,579 2,756,853
225,270 6,313 (8,370) (20,127) 203,086
1,004,173 84,770 20,705 7,879 1,117,527
(i) (29,252) (7,699) 20,945 19,847 3,841
235
60
(b)
2011
362,517 3,379 337 158 366,391
358,217 24,158 1,859 2,301 386,535
133,096 13,950 3,929 29 151,004
162,211 162,211
1,294,067 70,119 44,000 2,593 1,410,779
220,183 17,462 11,943 3,800 253,388
29,939 2,780 2,563 291 35,573
2,560,230 131,848 64,631 9,172 2,765,881
527,889 5,289 410 1,958 535,546
249 3,077 529 821 4,676
9,341 465 9,806
1,816,875 77,790 57,709 15,677 1,968,051
20,429 7,592 3,797 1,912 33,730
30,382 2,693 1,365 851 35,291
2,405,165 96,906 63,810 21,219 2,587,100
155,065 34,942 821 (12,047) 178,781
844,890 97,629 18,235 7,913 968,667
(i) 6,409 (29,280) 11,228 11,779 136
2012
419,831 6,710 212 133 426,886
187,242 44,468 532 3,182 235,424
126,422 2,605 25 129,052
69,082 50 69,132
54,549 1,886 56,435
1,469,596 69,441 63 2,648 1,541,748
329,709 7,676 668 956 339,009
37,739 1,695 5 507 39,946
2,694,170 134,531 1,505 7,426 2,837,632
336,932 41,467 3,584 1,510 383,493
12,283 2,897 743 15,923
11,191 50 11,241
2,034,414 95,264 2,386 16,518 2,148,582
38,470 38,470
39,663 2,155 99 940 42,857
2,472,953 141,833 6,069 19,711 2,640,566
221,217 (7,302) (4,564) (12,285) 197,066
1,000,904 59,906 59 6,861 1,067,730
(i) (18,373) 6,152 4,209 11,964 3,952
236
60
(b)
2011
361,721 3,274 183 140 365,318
353,019 23,997 736 2,212 379,964
121,558 3,923 54 125,535
162,211 50 162,261
1,290,513 41,868 23 2,105 1,334,509
228,607 13,035 642 1,160 243,444
29,519 1,278 3 157 30,957
2,547,148 87,425 1,641 5,774 2,641,988
533,225 5,233 394 1,958 540,810
819 819
9,341 465 9,806
1,796,754 58,643 2,591 7,233 1,865,221
18,500 18,500
30,260 1,658 55 566 32,539
2,388,080 65,999 3,040 10,576 2,467,695
159,068 21,426 (1,399) (4,802) 174,293
844,113 76,580 312 6,907 927,912
(i) 11,099 (16,700) 1,141 4,639 179
(i)
2012
12 31 2011 12 31
2012 2011
( ) ( )
(100) 100 (100) 100
/
(17) 17 28) 28
(i)
100 (ii) (iii)
237
60
(c)
2012
3
3 1 1 5 5
(i)
68,890 359,277 428,167
45,739 175,306 14,514 1,032 236,591
15 103,588 48,133 45 22 151,803
60,689 6,467 1,926 69,082
14,490 34,625 7,320 56,435
(ii) 6,334 354,102 725,780 270,407 263,325 7,628 1,627,576
389 28,538 71,501 161,729 81,300 2,825 346,282
6,631 9,622 5,395 1,179 520 20,656 44,003
127,998 746,335 906,415 443,638 345,145 390,408 2,959,939
52,467 246,983 70,658 370,108
321 13,565 3,278 730 17,894
11,666 66 11,732
1,135,792 469,344 463,224 184,632 2,149 2,255,141
3,644 5,744 4,984 42,030 56,402
15,255 3,284 8,951 12,926 2,218 2,942 45,576
1,203,835 748,486 551,921 203,272 46,397 2,942 2,756,853
/ (1,075,837) (2,151) 354,494 240,366 298,748 387,466 203,086
238
60
(c)
2011
3
3 1 1 5 5
(i)
65,610 300,781 366,391
27,421 341,836 17,278 386,535
108,922 42,060 22 151,004
155,703 4,055 2,453 162,211
(ii) 3,551 257,878 619,927 278,386 246,130 4,907 1,410,779
5,479 25,157 62,904 102,434 54,531 2,883 253,388
7,018 6,792 3,812 1,481 494 15,976 35,573
109,079 896,288 750,036 384,754 301,155 324,569 2,765,881
56,558 469,311 9,677 535,546
3,082 759 835 4,676
9,650 156 9,806
1,011,927 444,673 381,810 116,887 12,754 1,968,051
2,108 7,453 2,338 21,831 33,730
16,973 4,541 5,617 4,766 1,023 2,371 35,291
1,085,458 933,365 405,472 124,826 35,608 2,371 2,587,100
/ (976,379) (37,077) 344,564 259,928 265,547 322,198 178,781
2012
3
3 1 1 5 5
(i)
68,473 358,413 426,886
43,472 176,406 14,514 1,032 235,424
15 83,798 45,203 14 22 129,052
60,739 6,467 1,926 69,132
14,490 34,625 7,320 56,435
(ii) 5,942 333,232 699,619 249,409 246,080 7,466 1,541,748
389 21,765 67,618 158,142 80,872 10,223 339,009
5,136 9,644 5,393 1,177 520 18,076 39,946
123,427 700,074 873,439 419,020 327,472 394,200 2,837,632
52,868 259,967 70,658 383,493
12,169 3,024 730 15,923
11,175 66 11,241
1,102,193 414,404 446,331 183,505 2,149 2,148,582
38,470 38,470
14,520 3,300 8,885 12,926 2,218 1,008 42,857
1,169,581 701,015 528,964 197,161 42,837 1,008 2,640,566
/ 1,046,154) 941) 344,475 221,859 284,635 393,192 197,066
239
60
(c)
2011
3
3 1 1 5 5
( (i))
65,281 300,037 365,318
19,850 341,836 18,278 379,964
90,177 35,336 22 125,535
155,753 4,055 2,453 162,261
(ii) 2,773 242,399 600,296 255,637 228,901 4,503 1,334,509
5,479 18,486 59,397 95,568 54,290 10,224 243,444
5,335 6,791 3,845 1,484 494 13,008 30,957
98,718 855,442 721,207 355,142 283,685 327,794 2,641,988
58,479 470,274 12,057 540,810
819 819
9,650 156 9,806
983,231 382,795 373,437 113,004 12,754 1,865,221
18,500 18,500
15,626 4,425 5,651 4,769 1,023 1,045 32,539
1,057,336 867,144 391,301 118,592 32,277 1,045 2,467,695
/ (958,618) (11,702) 329,906 236,550 251,408 326,749 174,293
(i)
(ii) 1 1
(iii)
240
60
(d)
61
2004 2004 2
2007 7 11
100% 50%
8% 4%
100% 50%
241
61
2012 2011
(i) 13.44% 12.27%
(ii) 9.89% 9.91%
46,787 46,787
47,183 47,357
47,035 29,516
(iii) 50,333 43,589
4,730 4,285
196,068 171,534
27,643 18,547
43,901 23,566
355
71,544 42,468
267,612 214,002
817 818
2,206 2,230
1,148 1,086
263,441 209,868
193,982 169,466
1,948,636 1,702,165
942 696
(i) 12.5
(ii) 12.5 100%
50%
(iii)
242
62
(a)
28
(b)
2012 2011 2012 2011
11,593 8,576 11,621 8,577
908 322 913 322
43,901 24,832 42,007 23,003
2012 2011 2012 2011
38,470 18,500 36,422 17,002
243
62
(c)
4(3)(f )
( (i)) ( (i)) ( (ii)~(iii))
2012 12 31
10 12,234 41 12,285
13 4,063 84 4,160
13,258 183,078 399 196,735
13,281 199,375 524 213,180
(3,295) (117) (3,412)
(3,295) (117) (3,412)
( (i)) ( (i)) ( (ii)~(iii))
2011 12 31
113 8,037 40 8,190
12 4,639 32 4,683
15,178 118,836 390 134,404
15,303 131,512 462 147,277
(3,691) (73) (3,764)
(3,691) (73) (3,764)
244
62
(c)
( (i)) ( (i)) ( (ii)~(iii))
2012 12 31
12,209 12,209
2,581 84 2,665
6,148 175,586 14 181,748
6,148 190,376 98 196,622
(2,560) (117) (2,677)
(2,560) (117) (2,677)
( (i)) ( (i)) ( (ii)~(iii))
2011 12 31
7,899 7,899
2,970 32 3,002
6,081 110,629 15 116,725
6,081 121,498 47 127,626
(2,611) (73) (2,684)
(2,611) (73) (2,684)
245
62
(c)
(i)
(ii)
2012 1 1 40 32 390 462 (73) (73 )
1 61 62 (42) (42 )
12 12
(9) (3) (12) (2) (2 )
2012 12 31 41 84 399 524 (117) (117 )
2012 12 31
(iii) 1 61 62 (51) (51 )
2011 1 1 41 150 412 603 (184 ) (184 )
3 (113 ) 7 (103 ) 120 120
29 29
(2 ) (5 ) (57 ) (64 ) (9 ) (9 )
(2 ) (1 ) (3 )
2011 12 31 40 32 390 462 (73 ) (73 )
2011 12 31
(iii) 3 (14 ) 7 (4 ) 36 36
246
62
(c)
(ii)
2012 1 1 32 15 47 (73) (73 )
61 61 42) 42 )
2 2
(9) (3) (12) 2) 2)
2012 12 31 84 14 98 117) 117 )
2012 12 31
(iii) 61 61 51) 51 )
2011 1 1 150 60 210 (184 ) (184 )
(113 ) 7 (106 ) 120 120
(5 ) (52 ) (57 ) (9 ) (9 )
2011 12 31 32 15 47 (73 ) (73 )
2011 12 31
(iii) (14 ) 7 (7 ) 36 36
(iii)
/ /
247
63
(a)
(1)
BBVA
(2) 1979
(3) 5%
BBVA
BBVA 2012 12 31 15% 2011
15%
(4) 31
(b)
2012
BBVA
( (i))
457 31 2 24
133
(1,203) (124) (2) (369)
/ (17) 139 (22) 2
(305) (2) (86)
2011
BBVA
( (i))
364 49 1 16
209
(1,748) (128) (2) (51)
49 74 32 1
(425) (3) (44)
248
63
(b)
2012
BBVA
( (i))
7,045 88 24
(68) (1)
6,977 87 24
30 2 1,121
(8)
22 2 1,121
708 2,134 9,986
50
50 357 2
39,960 705 18
18,431 378 13,579
61 1,780
700
76 145 2
433 2
773
35 291
4,325 21,412 63
249
63
(b)
2011
BBVA
( (i))
5,350 186 162
(77) (2)
5,273 184 162
5,606 503 2,124
(8)
5,598 503 2,124
751 743 2,212 11,562
50
133 258 3
21,954 410 854 209
20,534 5,342
2,624 2,249
8,000
178 189 38
818 2,664
471
55 32 290
6,465 22,318 63
(i)
(c)
2012 12 31 2,072 2011 12
31 2,286
250
63
(c)
13
2012 2011
5,349.5 4,614
10,394.0 19,998
1,247.7 1,216
16,991.2 25,828
(d)
43(iii)
(e)
64
2011 12 27
2013 2
251
65
2012 12 31
7
32
1
9
10
11
12
13
19
27 2011
28 2011
2009-2011
10 27
12
10
10
9
9
66
67
252
2012 12 31
1
2012 12 31
2012 12 31 2012 12 31
2
2012 2011
12 31 12 31
48.85% 58.97%
86.48% 96.55%
2006
3
2012 12 31
179,361 62,392 9,452 251,205
(173,048) (70,762) (29,579) (273,389)
226,954 28,569 50,316 305,839
(227,130) (7,694) (30,600) (265,424)
(7,523) 70 131 (7,322)
/ (1,386) 12,575 (280) 10,909
2011 12 31
131,848 64,631 9,172 205,651
(96,906) (63,810) (21,219) (181,935)
167,992 21,317 33,557 222,866
(197,183) (10,089) (21,783) (229,055)
(89) 5 (84)
/ 5,662 12,049 (268) 17,443
253
2012 12 31
4
10%
2012 12 31
20,008 167 9,685 29,860
11,569 67 4,895 16,531
3,187 52 662 3,901
18,055 203 1,482 19,740
41,250 422 11,829 53,501
2011 12 31
11,970 172 10,840 22,982
3,711 68 5,426 9,205
16,469 2 2,267 18,738
8,233 235 1,618 10,086
36,672 409 14,725 51,806
5
2012 12 31
3
436,743 2,155 2,581
427,019 3,565 5,275
226,989 2,374 2,244
223,232 547 625
213,609 376 492
53,108 485 715
82,201 280 323
1,662,901 9,782 12,255
254
2012 12 31
5
2011 12 31
3
379,024 2,206 2,208
375,635 1,250 2,191
196,103 1,189 2,125
187,201 265 542
176,879 251 493
46,425 150 481
72,770 290 501
1,434,037 5,601 8,541
6
(i)
2012 2011
12 31 12 31
45 30
0.01% 0.01%
(ii)
2012 2011
12 31 12 31
3 6 2,991 528
6 12 2,401 552
12 4,390 4,521
9,782 5,601
3 6 0.18% 0.04%
6 12 0.14% 0.04%
12 0.26% 0.31%
0.58% 0.39%
255
2012 12 31
6
(ii)
3
2012 12 31
81.33 2011 45.51 16.49 2011
10.5
19.63 2011 9.64 61.70 2011 35.87
22.43 2011
11.82
50.43 2011 33.74
7
2012 12 31
90%
256
2007 4 27
46,787,327,034 A 31,905,164,057 H 14,882,162,977
10 1.50 2012
A
601998
601998.SS
601998 CH
H
0998
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998 HK
A
166 36
+86-21-68870142
H
183 46
+852-2865 8555
+852-2865 0990
hkinfo@computershare.com.hk
257
Baa2 P-2 D
BBB b+ 2
A
180
300
100
100
800
H
8 C 15
+86-10-65558000
+86-10-65550809
ir_cncb@citicbank.com
H
bank.ecitic.com www.sse.com.cn www.hkexnews.hk
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300042 022-23028800
3 37
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050000 0311-87884436
9 46 0315-3738508
063000 0315-3738522
3 733 0312-2081598
071000 0312-5881160
2 183 0310-7050655
056004 0310-7050655
4 62
20 336 024-31510456
110014 024-31510234
22 29 0411-82821868
116001 0411-82804126
8 35 0412-2211988
114001 0412-2230815
5 10 0413-3886701
113001 0413-3886711
6 50 0429-2808185
125001 0429-2800885
1 8 0417-8208988
115007 0417-8208989
5 40 99 021-58771111
200120 021-58776606
6 88
20 348 025-83799181
210008 025-83799000
22 258 0512-65190307
215006 0512-65198570
17 112 0510-82707177
214031 0510-82709166
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213003 0519-88107020
8 171 0514-87890717
225300 0514-87890531
6 15 0523-86399111
1 225300 0523-86399120
4 20 0513-81120909
226001 0513-81120900
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212001 0511-89886200
260
7 85
26 88 0571-87032888
310002 0571-87089180
19 36 0574-87733065
315010 0574-87973742
10 0577-88858466
325000 0577-88858575
9 639 0573-82097693
314000 0573-82093454
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312000 0575-85110428
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318000 0576-88819916
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323000 0578-2082985
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322000 0579-85378817
8 23
15 78 0551-2622426
230001 0551-2625750
3 8 X1-X4 0553-3888685
241000 0553-3888685
1 101 0556-5280606
246005 0556-5280605
2 859 0552-2087000
233000 0552-2087000
1 79 0550-3529558
239000 0550-3529559
1 1177 0555-2773228
243000 0555-2773217
9 44
18 99 0591-87538066
350001 0591-87537066
13 81 0592-2995685
361001 0592-2389037
7 336 1-3 0595-22148687
362000 0595-22148222
3 81 1 2 0594-2853280
351100 0594-2853260
2 1-4 0596-2995568
363000 0596-2995207
1 153 0597-2956510
364000 0597-2956500
10 68
14 150 0531-86911315
250011 0531-86929194
22 22 0532-85022889
266071 0532-85022888
7 230 0533-3169875
2210138 0533-2210138
6 207 0535-6611030
264001 0535-6611032
8 2 0631-5336802
264200 0631-5314076
5 28 0537-2338888
272000 0537-2338888
2 246 0536-8056002
261041 0536-8056002
3 128 0546-7922255
257091 0546-8198666
1 138 0539-8722768
276034 0539-8722765
261
11 34
22 1 0371-55588888
450018 0371-55588555
5 2 0391-8768282
454000 0391-8789969
2 1736 0379-64682858
471000 0379-64682875
2 0377-61628299
473000 0377-61628299
2 30 0372-5998026
455000 0372-5998086
1 0375-2195558
467000 0375-2195574
12 28
24 747 027-85355111
430015 027-85355222
3 1 0710-3454199
441000 0710-3454166
1 2 1 2 0717-6495558
443000 0717-6433689
13 24
23 456 0731-84582177
410011 0731-84582179
1 38 0734-8669859
421001 0734-8669899
14 97
28 233 020-87521188
510613 020-87520668
7 140 0757-83989999
528000 0757-83309903
29 1093 5-7 0755-25942568
518031 0755-25942028
24 106 0769-22667888
523070 0769-22667999
3 188 0750-3939016
529000 0750-3939029
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1 1 0756-3292936
519015 0756-3292956
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528400 0760-88668315
1 9 06 07 08 0758-2312888
526040 0758-2109113
15 20 56 B 023-63107677
400010 023-63107527
16
29 47 028-85258888
610041 028-85258898
17 24
20 81 0871-3648666
650021 0871-3648667
2 310 B 1-2 0874-3119536
655000 0874-3115696
2 116 1 0872-2323278
671000 0872-2323278
18 3
3 126 0851-5587009
550002 0851-5587377
19 7
7 638 0931-8890600
730000 0931-8890699
262
20 23
20 89 029-87820018
710061 029-87817025
1 50 B 0917-3158818
721013 0917-3158807
1 0913-2089610
714000 0913-2089606
1 0912-8193815
719000 0912-8160016
21 11
10 9 A 0351-3377040
030002 0351-3377000
1 19-21 0352-2513800
1 3 0352-2513779
037008
22 9
8 333 16 A 0791-6660109
330003 0791-6660107
1 16 0799-6890078
337000 0799-6890005
23 10
6 68 0471-6664933
010020 0471-6664933
2 64 0472-5338909
014030 0472-5338929
2 0477-8188000
017000 0477-8188002
24 11
8 36 1 0771-5569881
530021 0771-5569889
2 7 0772-2083625
545026 0772-2083622
1 10 0777-2366139
1-3 0777-3253388
535000
25 7
7 233 0451-55558112
150090 0451-53995558
26 8
8 1177 0431-81910011
130041 0431-81910123
27 5
5 165 0991-2365966
830002 0991-2365888
28 1
1 1 1-3 0898-68578310
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1 89 2 21 2106 852-25212353
852-28017399
1 1 27 2701-9 852-36073000
852-25253303
30
1 777 0571-61109006
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