998
2013 6 30
0 0
2013 0
1-6 - (%)
50,074 , .
27,243 , .
20,391 , .
47,381 (, ) –
0.44 0. .
0.44 0. .
1.01 (. ) –
2013 0
1-6 -
(ROAA) 1.30% .% (0.0 )
ROAE
19.92% .% (. )
28.66% .% 0.
0.54% 0.% 0.
2.41% .% (0. )
2.59% .% (0.0 )
2013 0
6 30 (%)
3,436,945 ,, .
1,824,552 ,,0 .
3,220,968 ,, .
2,613,911 ,, .
33,872 , .
211,107 , .
4.51 . .
2013 0
6 30 (%)
1,808,182 ,0, .
16,370 , .
36,657 , .
0.90% 0.% 0.
223.93% .% (. )
2.01% .% (0. )
2013 0
6 30
8.92% .% (0. )
8.92% .% (0. )
11.47% .% (0. )
9.63% .% (0. )
12.89% .% (0. )
6.28% .% (0. )
0 0
0
QE
,00 .%
, 0.%
0, .%
, .% 0.
.%
.% .%
0. . M 0.
.0% M . .%
.0 00.
.0 , .0 .
0
,.
.% ,. .%
,. .%
0.
.% . .% 0.
0.% . .%
.0 .
.% 0.0% 0.
. .%
.% . .0%
0.
0
.% .
.%
0.% .%
0.% .% .% .%
0 .%
+
. %
,. .% ,0.
.% 0.
NFC
FTP
2013 0
1-6 -
(%)
40,675 , , 0.
9,399 , ,0 .
50,074 , , .
(17,940 ) (, ) ,0 .
(4,889 ) (, ) , .0
27,243 , , .
(6,600 ) (, ) 0 .
20,643 , ,0 .0
20,391 , ,0 .
00. .%
.% . .% .
2013 0 0
1-6 - -
(%) (%) (%)
81.2 . .
18.8 . .
100.0 00.0 00.0
0. .
0.%
2013 1-6 0 - 0 -
(%) (%) (%)
1,766,354 53,924 6.16 ,, 0, . ,, 0, .
370,955 6,764 3.68 , , . , 0, .
459,411 3,387 1.49 , , . 0, , .0
321,372 5,756 3.61 ,00 , . , , .
219,089 4,738 4.36 , , . , ,0 .
()
26,268 830 6.37 – – , .
3,163,449 75,399 4.81 ,, , . ,,0 ,0 .
2,395,367 25,575 2.15 ,,00 , .0 ,00, , .
455,571 7,928 3.51 ,00 ,0 . , ,0 .0
6,645 117 3.55 ,0 0 . , .0
()
56,075 1,104 3.97 , . ,0 , .
2,913,658 34,724 2.40 ,, ,0 . ,,00 , .
40,675 , ,
()
2.41 . .
()
2.59 . .
()
()
()
()
2013 1-6 2012 1-6
0,0 (, ) ,
,0 ,
(0 )
(0 ) (, ) (,0 )
, ( ) ,
–
, (, ) ,0
,0 (, ) ,
, (, ) ( )
( ) ( ) ( )
0 0
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, (, ) ,
.% 0.0 .% 0.
. 0. 0.%
0
,. 0 ,. ,.
.% 0 .% 0
.% 0.
. .
.% . .
.%
0.
2013 1-6 0 - 0 -
(%) (%) (%)
1,012,070 31,224 6.22 ,0 , . , , .0
754,284 22,700 6.07 , , . 0, , .
1,766,354 53,924 6.16 ,, 0, . ,, 0, .
2013 1-6 0 - 0 -
(%) (%) (%)
993,168 30,834 6.26 ,0 , . , , .
684,944 21,613 6.36 ,0 0, . , , .
1,678,112 52,447 6.30 ,, , .0 ,, , .
0
2013 1-6 0 - 0 -
(%) (%) (%)
1,312,712 40,800 6.27 ,, ,0 . ,, , .
91,310 2,286 5.05 , ,0 . , , .
362,332 10,838 6.03 , , . , , .
1,766,354 53,924 6.16 ,, 0, . ,, 0, .
2013 1-6 0 - 0 -
(%) (%) (%)
1,245,090 39,814 6.45 ,0,0 , . ,0,0 , .
84,258 1,999 4.78 , , . , , .0
348,764 10,634 6.15 , , . , , .0
1,678,112 52,447 6.30 ,, , .0 ,, , .
. .
.%
,0. 0.
. .
.%
.
.% .% 0.0
. .0
.%
. .% .0
. .
.0% ,0.
0.0
. . 0.%
0 ,. 0
,. ,. .% 0
.% 0 .0% 0.
. .
.% . .0
.0% ,.
2013 1-6 0 - 0 -
(%) (%) (%)
1,110,687 17,792 3.23 0, , . , ,0 .
864,356 2,847 0.66 ,0 , 0. , , 0.
1,975,043 20,639 2.11 ,, , . ,0,0 , .
321,128 4,582 2.88 ,00 ,0 .0 , , .
99,196 354 0.72 , 0 0. , 0.
420,324 4,936 2.37 , ,0 . , , .
2,395,367 25,575 2.15 ,,00 , .0 ,00, , .
2013 1-6 0 - 0 -
(%) (%) (%)
1,067,442 17,456 3.30 , , . 0, ,0 .
846,065 2,837 0.68 0, , 0. ,0 , 0.
1,913,507 20,293 2.14 ,0,0 ,0 . ,,0 ,0 .
292,415 4,340 2.99 , ,0 . 0, , .00
86,102 340 0.80 ,0 0. ,0 0.
378,517 4,680 2.49 , , . ,0 , .
2,292,024 24,973 2.20 ,, , . ,, , .
.
0. .%
.0
. .
.% .
0.
.0 .
. 0.
.%
2013 0
1-6 -
(%)
7,977 ,0 , .
969 ,0 ( ) (.0 )
73 ( ) (. )
380 .
9,399 , ,0 .
. .
.% . .%
2013 0
1-6 -
(%)
2,504 ,0 .
2,445 , 0.
1,259 , ( ) (. )
950 0 0 .
542 .
467 0 .
407 .
7 .00
8,581 , , .
(604 ) ( ) .0
7,977 ,0 , .
. .
2013 0
1-6 -
(%)
784 .
184 (0 ) (. )
– 0 (0 ) –
1 – –
969 ,0 ( ) (.0 )
. .
. . .%
2013 0
1-6 -
(%)
4,719 , , .
57 ( ) (. )
(91 ) ( ) ( ) 00.00
204 –
4,889 , , .0
.0 0. .%
.% 0.0%
.% 0.
2013 0
1-6 -
(%)
8,209 ,0 ,0 .
2,674 , 0.0
3,469 , 0 .
14,352 ,0 , .0
3,588 , 0.
17,940 , ,0 .
35.83% .% 0.0
28.66% .% 0.
.00 .0 .%
.% 0 .% 0.0
,. .%
,0.
.%
2013 6 30 0
(%) (%)
1,787,895 52.0 ,, .0
140,667 4.1 , .
()
409,004 11.9 , .
492,526 14.3 , .
340,694 9.9 , .
217,677 6.3 ,0 .
()
48,482 1.5 ,00 .
3,436,945 100.0 ,, 00.0
2,613,911 81.2 ,, .
475,385 14.8 ,00 .
17,856 0.6 , 0.
55,070 1.7 ,0 .0
()
58,746 1.7 , .
3,220,968 100.0 ,, 00.0
()
()
()
,. .%
.0% .0
2013 6 30 0
(%) (%)
1,360,245 74.6 ,,0 .
74,940 4.1 , .
389,367 21.3 , 0.
1,824,552 100.0 ,,0 00.0
(36,657 ) (, )
1,787,895 ,,
,0. .%
2013 6 30 0
(%) (%)
1,288,388 74.4 ,, .
67,664 3.9 , .
374,972 21.7 0,0 0.
1,731,024 100.0 ,, 00.0
(36,206 ) (, )
1,694,818 ,,
2013 6 30 0
(%) (%)
160,970 39.3 , .0
213,862 52.3 ,0 .
20,411 5.0 , .
395,243 96.6 , .0
6,804 1.7 0.
2 – –
6,806 1.7 0.
194 – 0.
2,109 0.5 , 0.
2,303 0.5 , 0.
4,841 1.2 , .
409,193 100.0 , 00.0
(189 ) ( )
409,004 ,
825
,. .
.%
2013 6 30 0
(%) (%)
119,041 30.1 0, 0.
85,267 21.6 , .
52,407 13.3 ,0 .
9,327 2.4 , .
31 – –
129,170 32.6 0, .
395,243 100.0 , 00.0
2013 6 30 0
(%) (%)
385,759 97.6 ,0 .
9,484 2.4 ,0 .
395,243 100.0 , 00.0
. 0.
. .% 0.0
.
0
0 0
(%)
,000 0-0- .0 –
, 0-0- . –
,00 0-0-0 . –
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, 0-0- . –
, 0-0- . –
, 0--0 . –
, 0-0-0 . –
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0 ,0 0-0- . –
, –
2013 0
6 30
279 0
()
(91 ) ( )
– –
()
1 ( )
189
()
()
2013 6 30 0
212,806 1,039 784 , , 0
810,608 4,368 4,132 0, , ,
52,151 – 3 , –
1,075,565 5,407 4,919 , ,0 ,
0 2013
6 30
, , (, ) 4,987
,00 , (, ) 6,107
, , (,0 ) 3,020
, , (, ) 14,114
( ) (0 ) (458 )
,00 , (, ) 13,656
2013 0
6 30
350
27
(117 ) ( )
(24 ) ( )
236
,. ,.0
.% .% 0.
2013 6 30 0
(%) (%)
966,369 36.9 , .
1,178,185 45.1 0, .
100,206 3.8 00,0 .
2,144,554 82.0 ,,0 .
116,530 4.5 0,0 .
352,827 13.5 0, .
469,357 18.0 , .
2,613,911 100.0 ,, 00. 0
,0.0 ,.0 .%
2013 6 30 0
(%) (%)
947,048 37.8 ,0 .
1,133,619 45.2 ,00 .
99,340 4.0 ,0 .
2,080,667 83.0 ,,0 .
102,937 4.1 , .
323,098 12.9 0,0 .0
426,035 17.0 , .
2,506,702 100.0 ,, 00.0
2013 6 30 0
(%) (%)
2,400,162 91.8 ,0, .0
213,749 8.2 0,0 .0
2,613,911 100.0 ,, 00.0
2013 6 30 0
(%) (%)
702,795 26.9 , .
634,410 24.3 , .
374,691 14.3 0, .
373,897 14.3 0, .
342,301 13.1 , .
79,074 3.0 0, .
106,743 4.1 0,0 .
2,613,911 100.0 ,, 00.0
3 3-12 1-5 5
(%) (%) (%) (%) (%) (%)
,0, . , . , . , . , 0. ,, .0
, . , . 0, . 0,00 . – , .0
,, . 0, . ,0 0. ,0 . , 0. ,, 00.0
3 3-12 1-5 5
(%) (%) (%) (%) (%) (%)
,0, 0. , . , . ,0 . ,0 0. ,00, .0
0, . ,0 . , . , . – ,0 .0
,0, . , . , . ,000 . , 0. ,0,0 00.0
2013 6 30
46,787 49,303 47,035 57,351 (2,120 ) 4,730 203,086
( ) – – – 20,391 – 252 20,643
( ) – (444 ) – – (178 ) (112 ) (734 )
( ) – – – (7,018 ) – – (7,018 )
46,787 48,859 47,035 70,724 (2,298 ) 4,870 215,977
2013 0
6 30
729,124 ,00
159,250 ,
101,969 ,
101,762 ,
90,944 0,
1,183,049 ,,
10,450 ,
1,229
27,738 ,
1,222,466 ,0,000
(%)
()
2013 6 30 0 0
(%)
50.97 .0 0.
48.23 . .
80.70 . .
()
69.20 . .
68.09 . .
90.04 . .
()
()
0
.%
0. .% 0.
.% 0.
2013 0
6 30
(%)
213,334 0, .
213,395 0, .
274,371 0, .0
2,391,470 ,0,0 .0
8.92% .% 0.
8.92% .% 0.
11.47% .% 0.
2013 1-6 2012 1-6
% % % (%)
33,729 67.4 19,767 72.6 33,725 76.3 21,214 82.0
9,608 19.2 1,683 6.2 6,728 15.2 1,293 5.0
3,909 7.8 3,620 13.3 3,820 8.6 3,616 14.0
2,828 5.6 2,173 7.9 (30 ) (0.1 ) (247 ) (1.0 )
50,074 100.0 27,243 100.0 44,243 100.0 25,876 100.0
29
2013 6 30 2013 1-6
(%) (%) (%)
772,074 22.5 766,834 23.8 3,524 12.9
533,154 15.5 528,470 16.4 3,073 11.3
815,306 23.8 807,570 25.1 5,459 20.0
442,359 12.9 437,824 13.6 3,967 14.6
431,534 12.6 426,567 13.2 3,407 12.5
86,397 2.5 84,826 2.6 1,048 3.8
1,161,770 33.9 997,563 31.0 5,768 21.2
149,828 4.4 133,563 4.1 997 3.7
(962,089 ) (28.1 ) (962,249 ) (29.8 ) – –
3,430,333 100.0 3,220,968 100.0 27,243 100.0
2012 12 31 2012 1-6
(%) (%) (%)
720,231 24.3 709,635 25.7 5,616 21.7
438,698 14.9 431,981 15.7 2,560 9.9
727,706 24.6 715,812 26.0 6,062 23.4
351,283 11.9 344,631 12.5 2,909 11.2
356,213 12.1 349,718 12.7 2,832 10.9
77,278 2.6 75,502 2.7 757 2.9
962,733 32.6 825,654 29.9 4,310 16.8
146,268 5.0 130,482 4.7 830 3.2
(826,562 ) (28.0 ) (826,562 ) (29.9 ) – –
2,953,848 100.0 2,756,853 100.0 25,876 100.0
30
32.50 1.53
20,806.67 16.79% 993.40
4.77% 13,560.52 7.92%
12,883.88 95.01% 0.43
328.63 68.26%
50.06 57.60%
+
7,772.82 40.62% 1,363.71
21.28% 4,167.58
32.35% 177.70 4.45%
+ +
31
1.8
5,857.50 28.15%
1
18,469
1,140 12,414 831
2,501.08 378.9 17.85%
43.34 1.73%
0.14
NRA
100%
14.21
1,582.15 34.49% 4.82%
1,148.71
85.46% 5.7%
+
2,642 65.93% 23.06
83.89%
169.04% 103.79% 49.86%
154 1,378
1
[2011]300
32
2,063.97 49.08
1,385.05 217.94
65
4,915 199 4.22%
5.3 4.2
B2B
2,935 448
16,954 1,806
7.5 1.04 16.1%
14,683.56
102.41% 355.07 76.04
27.25% 4.07 77.73%
2 5 4 1
33
3,550 7.93%
4,260.35 16.09% 3,749.72
17.16% AUM 6,885.29
1
28.24%
5,068.30 65.99% 225.00
24.31% 26.52 41.95%
89.94 18.68% 28.09
32.32%
2
2,451.83 272.39
12.50% 540.01 128.81%
1
AU M
AUM Assets Under Management
2013 1 1 AU M 5,369.15
2
34
AUM 50 269,679
1
55,428 25.87% AUM4,692.61
1,165.41 33.04% AUM 600
10,651 3,009 39.37%
AUM1,577.27 507.73 47.47%
I
9
365 9
1,879.01 20.70%
2,008.19 73.63% 38.66
12.87 49.89%
2
935.50 169.69
22.16% 21,591
2,181 433 18.7
2.00% 0.98
24.90%
1
AU M 2012 214,251 AU M
3,527.20 7,642 AUM 1,069.54
2
1000
35
[2013]8
4,117.44 1,332.44
47.87% 10.79
6.63
159.38%
35.50 7.37%
7.34 8.45%
36
3.85%
5,013.68 907.11
22.09% 5,383.60 1,047.52
24.16%
1.75 56.17%
37
882.59 125.93 16.64%
1
199,090 15,529 8.44%
224.43 97.857 77.31%
e
42.45%
28.05% 4,687.17 2.41
95.21% 66.47% 1,104.74 12.04
36.28% 19.12% 37.98
48.67 3.6 7.8
NFC
NFC
78 225%
18 60 244
1
38
15 26.71
29 16.79 22
31.97 36 5.26
21.00
635.58
171 858.90
6,366 368,937
807.39
930.73
20.13
99
5.76
0.76 8.53
48.05
36.70
301
10,689
2,489
39
2 3 33
923 42
59 822
34
1,688
5,738
7.38% 8.14%
2,354 2,083
271 20 92.07% 98.83%
96.55%
114.72
IT
40
BBVA 70.32%
29.68%
40% 21.39%
1,868.94 4.4%
10.39 18.4%
22.43
19.9% 10.53 16.4%
41
95%
5% 2,500
10.01 7.67% 0.30
130.77%
2012 1 9
2 51% 13
49% 4.90
4.53 0.05
41
42
16.91% 12.76% 10.51%
388.88
8.90%
43
2013 6 30 2012 12 31
% %
452,107 24.78 427,019 25.68
(1)
475,631 26.08 436,743 26.26
265,369 14.54 226,989 13.65
246,703 13.52 223,232 13.43
240,864 13.20 213,609 12.85
56,616 3.10 53,108 3.19
87,262 4.78 82,201 4.94
1,824,552 100.00 1,662,901 100.00
(1)
2013 6 30 2012 12 31
% %
449,320 25.96 424,908 26.95
(1)
473,969 27.38 435,620 27.63
263,552 15.23 226,148 14.34
246,703 14.25 223,232 14.16
240,864 13.91 213,609 13.55
56,616 3.27 53,108 3.37
1,731,024 100.00 1,576,625 100.00
(1)
44
13,602.45
1,069.85 8.54%
21.34% 547.20 16.35% 6.63
749.40
2013 6 30 2012 12 31
% %
1,360,245 74.55 1,253,260 75.37
389,367 21.34 334,647 20.12
74,940 4.11 74,994 4.51
1,824,552 100.00 1,662,901 100.00
2013 6 30 2012 12 31
% %
1,288,388 74.43 1,188,415 75.38
374,972 21.66 320,044 20.30
67,664 3.91 68,166 4.32
1,731,024 100.00 1,576,625 100.00
45
13,602.45
68.38% 3,847.66 2,749.05 1,396.11 1,308.85
426.53 18.36%
281.41 7.89%
95.40 14.99%
30.64
30.42 7.22 5.16% 2.27% 4.07%
2013 6 30 2012 12 31
% %
384,766 28.29 356,625 28.46
139,611 10.26 135,952 10.85
56,265 4.14 59,329 4.73
274,905 20.21 232,252 18.53
130,885 9.62 133,927 10.69
69,979 5.14 62,897 5.02
59,651 4.39 53,886 4.30
73,193 5.38 63,653 5.08
17,001 1.25 17,723 1.41
153,989 11.32 137,016 10.93
1,360,245 100.00 1,253,260 100.00
46
2013 6 30 2012 12 31
% %
379,477 29.45 352,782 29.68
137,435 10.67 133,782 11.26
55,863 4.34 59,017 4.97
265,372 20.60 220,334 18.54
118,966 9.23 127,183 10.70
69,929 5.43 62,897 5.29
59,348 4.61 53,710 4.52
72,738 5.65 63,403 5.34
17,001 1.32 17,723 1.49
112,259 8.70 97,584 8.21
1,288,388 100.00 1,188,415 100.00
9,499.16 1,097.55 13.06% 52.06%
1.54 7,996.96 43.83%
1.14
47
2013 6 30 2012 12 31
% %
351,734 19.28 329,704 19.83
447,962 24.55 418,042 25.14
693,882 38.03 630,393 37.91
256,034 14.03 209,768 12.61
1,749,612 95.89 1,587,907 95.49
74,940 4.11 74,994 4.51
1,824,552 100.00 1,662,901 100.00
2013 6 30 2012 12 31
% %
336,067 19.41 317,351 20.13
416,049 24.03 390,625 24.78
659,456 38.10 595,688 37.78
251,788 14.55 204,795 12.99
1,663,360 96.09 1,508,459 95.68
67,664 3.91 68,166 4.32
1,731,024 100.00 1,576,625 100.00
48
2013 2012 2011
6 30 12 31 12 31
% 10 3.64 3.80 3.78
% 50 19.16 20.98 22.12
(1) =
(2) =
2013 6 30
(%) (%)
A 9,978 0.55 3.64
B 8,584 0.47 3.13
C 8,470 0.46 3.09
D 4,147 0.23 1.51
E 4,047 0.22 1.47
F 3,866 0.21 1.41
G 3,840 0.21 1.40
H 3,342 0.18 1.22
I 3,294 0.18 1.20
J 3,000 0.16 1.09
52,568 2.87 19.16
525.68
2.87% 19.16% 1.82
49
2013
2013 6 30 2012 12 31
% %
1,788,805 98.04 1,631,235 98.09
19,377 1.06 19,411 1.17
11,584 0.64 6,448 0.39
4,773 0.26 4,778 0.29
13 – 1,029 0.06
1,824,552 100.00 1,662,901 100.00
1,808,182 99.10 1,650,646 99.26
16,370 0.90 12,255 0.74
50
2013 6 30 2012 12 31
% %
1,696,200 97.99 1,546,363 98.08
18,933 1.09 18,393 1.17
11,439 0.66 6,403 0.41
4,452 0.26 4,459 0.28
– – 1,007 0.06
1,731,024 100.00 1,576,625 100.00
1,715,133 99.08 1,564,756 99.25
15,891 0.92 11,869 0.75
1,575.70
98.04% 0.05
0.11 1.06%
163.70
41.15 0.90% 0.16
51.36 0.25
33.07
2013
2013
51
2013 2012 2011
6 30 12 31 12 31
% 1.06 1.16 1.06
% 20.26 6.35 6.37
% 24.64 24.06 8.22
% 5.90 5.70 2.27
% 0.42 0.36 0.21
2013 6 30 2012 12 31
% %
1,793,867 98.31 1,641,416 98.71
(1)
1-90 14,187 0.78 11,703 0.7
91-180 6,878 0.38 2,992 0.18
181 9,620 0.53 6,790 0.41
30,685 1.69 21,485 1.29
1,824,552 100.00 1,662,901 100.00
91 16,498 0.91 9,782 0.59
(2)
5,115 0.28 4,775 0.29
(1)
(2)
52
2013 6 30 2012 12 31
% %
1,701,419 98.28 1,555,889 98.68
(1)
1-90 13,465 0.78 11,297 0.72
91-180 6,845 0.40 2,987 0.19
181 9,295 0.54 6,452 0.41
29,605 1.72 20,736 1.32
1,731,024 100.00 1,576,625 100.00
91 16,140 0.94 9,439 0.60
(2)
4,380 0.25 4,056 0.26
(1)
(2)
0.4 3
46%
99%
53
2013 6 30 2012 12 31
(%) (%) % %
14,715 89.89 1.08 10,963 89.45 0.87
1,647 10.06 0.42 1,284 10.48 0.38
8 0.05 0.01 8 0.07 0.01
16,370 100.00 0.90 12,255 100.00 0.74
2013 6 30 2012 12 31
(%) (%) % %
14,245 89.64 1.11 10,588 89.20 0.89
1,638 10.31 0.44 1,273 10.73 0.40
8 0.05 0.01 8 0.07 0.01
15,891 100.00 0.92 11,869 100.00 0.75
37.52 0.21 3.63
0.04
54
2013 6 30 2012 12 31
(%) (%) % %
10,027 61.26 2.22 5,275 43.04 1.24
1,757 10.73 0.37 2,581 21.06 0.59
2,196 13.41 0.83 2,244 18.31 0.99
724 4.42 0.29 625 5.10 0.28
410 2.50 0.17 492 4.01 0.23
875 5.35 1.54 715 5.84 1.35
381 2.33 0.44 323 2.64 0.39
16,370 100.00 0.90 12,255 100.00 0.74
2013 6 30 2012 12 31
(%) (%) % %
10,007 62.97 2.23 5,257 44.29 1.24
1,713 10.78 0.36 2,536 21.37 0.58
2,162 13.61 0.82 2,244 18.91 0.99
724 4.56 0.29 625 5.26 0.28
410 2.58 0.17 492 4.15 0.23
875 5.50 1.54 715 6.02 1.35
15,891 100.00 0.92 11,869 100.00 0.75
55
47.52 0.98
2013 6 30 2012 12 31
(%) (%) % %
5,421 36.84 1.41 4,272 38.96 1.20
130 0.88 0.09 207 1.89 0.15
160 1.09 0.28 188 1.72 0.32
7,895 53.66 2.87 4,765 43.46 2.05
115 0.78 0.09 353 3.22 0.26
230 1.56 0.39 270 2.46 0.50
75 0.51 0.11 85 0.78 0.13
202 1.37 0.28 241 2.20 0.38
– – – – – –
487 3.31 0.32 582 5.31 0.43
14,715 100.00 1.08 10,963 100.00 0.87
56
2013 6 30 2012 12 31
(%) (%) % %
5,294 37.16 1.40 4,189 39.56 1.19
126 0.88 0.09 204 1.93 0.15
160 1.12 0.29 188 1.78 0.32
7,892 55.40 2.97 4,740 44.76 2.15
97 0.68 0.08 335 3.16 0.26
230 1.61 0.39 270 2.55 0.50
75 0.53 0.11 85 0.80 0.13
202 1.42 0.28 241 2.28 0.38
– – – – – –
169 1.20 0.15 336 3.18 0.35
14,245 100.00 1.11 10,588 100.00 0.89
31.30
11.49 0.82 0.21
2.38 0.77 0.18 0.06
57
2013 2012
6 30 12 31
35,325 23,258
(1)
4,719 12,804
(2)
(129 ) (206 )
(3)
(32 ) (54 )
(3,307 ) (742 )
81 265
36,657 35,325
(1)
(2)
(3)
58
2013 2012
6 30 12 31
34,877 22,818
(1)
4,695 12,733
(2)
(127 ) (202 )
(3)
(24 ) (54 )
(3,287 ) (659 )
72 241
36,206 34,877
(1)
(2)
(3)
366.57 13.32
223.93% 2.01%
64.32 0.11
25.65
59
3 3 1 1 5 5
65,458 1,844,952 1,209,846 243,311 73,378
75,863 2,243,977 627,728 229,468 43,932
(10,405 ) (399,025 ) 582,118 13,843 29,446
3 3 1 1 5 5
67,637 1,732,085 1,198,127 239,060 73,061
65,825 2,171,791 598,669 223,615 40,615
1,812 (439,706 ) 599,458 15,445 32,446
,
60
12,071 (14,162 ) (22,544 ) (24,635 )
(1,783 ) 26,750 22,325 47,292
10,288 12,588 (219 ) 22,657
(7,357 ) (8,303 ) (13,325 ) (28,985 )
15,616 8,087 13,106 36,809
8,259 (216 ) (219 ) 7,824
61
2013 1 5
2013 6
3 3 1 1 5 5
(1,183,218) (37,978) 291,453 352,148 338,599 454,973 215,977
3 3 1 1 5 5
(1,155,357) (25,854) 273,898 332,390 324,292 460,086 209,455
62
63
RCSA (KRI) (LDC)
2013 2012 6
2013
1 1
5% 6% 8%
2013-2018
2.5%
64
1 00762 (HK) 7,020,000.00 3,281,797.10 4,125,467.49 (843,670.39)
2 V Visa Inc. 7,509,605.39 57,350,734.69 78,761.41 47,957,141.51 9,393,593.18
3 MA Mastercard
International 201,629.69 2,690,755.03 4,822.13 2,340,846.04 349,908.99
14,731,235.08 63,323,286.82 83,583.54 54,423,455.04 8,899,831.78
113,750,000.00 87,500,000 2.99% 113,750,000.00
SWIFT 161,127.66 22 477,931.62
JointElectronicTeller Services 4,535,347.33 16 (Class B) 4,103,042.97
Electronic Payment Services
Company (HK) Ltd. 14,263,759.80 2 12,904,153.77
132,710,234.79 131,235,128.36
3.09
65
2007 4 27 A 23.02 H 56.18 A
H 448.36
2011 7 7 2011 8 3 A H
257.86
2012 2013 7 17 A 2013 6
10 H 2012
0.15 70.18 2012
2012
2013
2013 7
66
67
76.85
69.81 BBVA 7.04
[2003]56
[2005]120
BBVA
A
2010 8
2013
0.600
2010 8
2013
20.036
68
2010 8
2011 10
2013
4.000
2012 12
2013
1.900
2011 10
2013
6.300
2012 12
2013
13.100
42.100
69
2010 8 2010
(1)
(2) (3)
2013
530.000
2012 12
2013
67.000
1.5000 1.200
2012 12
2013
0.800
2012 12
2013
1.100
BBVA
2011 10 BBVA BBVA
(1) (2)
(3)
70
2013
2.000
2012 12 BBVA BBVA
2013 BBVA
6.500 13.000
12.000
2011 10
(1) (2)
(3)
2013
5.000
2012 12
2013
10.000
35.000
3,000
144 95.86
52
2.3
71
2012
2012
2013 4 17 www.hkexnews.hk
bank.ecitic.com
5%
5%
5%
2012 5% 5%
XV
352
1,250,000 0.28% 2011.09.09–
(L)
2014.09.08
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(L)
2016.04.14
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72
2013 6 30
A.1.3 14 167
10
2013
2012
73
+,–
(%) (%)
2,138,179,203 4.57 -2,138,179,203 -2,138,179,203 0 0
1. 0 0 0 0
2. 213,835,341 0.46 -213,835,341 -213,835,341 0 0
3. 0 0 0 0
0 0 0 0
0 0 0 0
4. 1,924,343,862 4.11 -1,924,343,862 -1,924,343,862 0 0
1,924,343,862 4.11 -1,924,343,862 -1,924,343,862 0 0
0 0 0 0
44,649,147,831 95.43 2,138,179,203 2,138,179, 203 46,787,327,034 100.00
1. 31,691,328,716 67.73 213,835,341 213,835,341 31,905,164,057 68.19
2. 0 0 0 0
3. 12,957,819,115 27.70 1,924,343,862 1,924,343,862 14,882,162,977 31.81
4. 0 0 0 0
46,787,327,034 100.00 0 0 46,787,327,034 100.00
74
384,206 A 344,210 H 39,996
%
1 A 28,938,928,294 61.85 0 0 0
2 H 7,371,638,772 15.76 0 3,996,700
3 BBVA H 7,018,099,055 15.00 0 0 0
4 A H (2)
338,513,209 0.72 0 0
5 H 168,599,268 0.36 0 0
6 H 81,910,800 0.18 0 0
7 A 76,000,000 0.16 0 76,000,000
018L
CT001
8 A 59,959,305 0.13 0 -869,016
9 A 58,825,881 0.13 0 58,825,881
10 A 36,936,013 0.08 0 5,238,185
A50ETF
(1) H H
(2) A H 338,513,209 2009
A 213,835,341 H H
68,259,000 2011 A+H A 42,767,068 H
13,651,800
(3)
75
1 28,938,928,294 A
2 7,371,638,772 H
3 BBVA 7,018,099,055 H
4 338,513,209 A H
5 168,599,268 H
6 81,910,800 H
7
018L CT001 76,000,000 A
8
59,959,305 A
9
58,825,881 A
10
A50ETF 36,936,013 A
(1) H H
(2)
BBVA 1,924,343,862 1,924,343,862 0 (1)
2013.04.02
213,835,341 213,835,341 0 (2)
2013.04.28
2,138,179,203 2,138,179,203 — 0 — —
(1) B B VA 2006 11 22 B B VA
2009 12 3 B B VA 1,924,343,862 H
2010 4 1 2010 4 1 2013 4 1
(2) 2009 6 19
[2009]94
213,835,341 0.55%
2009 12
2013 4 28
76
2013 6 30 336
(%)
BBVA 10,942,096,691 (L) 73.52 (L)
3,809,655, 853 (S) 25.60 (S) H
BBVA 24,329,608,919 (L) 76.26 (L) A
7,032,455,195 (L) 47.25 (L) H
28,938,928,294 (L) 90.70 (L) A
CITIC Limited 28,938,928,294 (L) 90.70 (L) A
732,821,000 (L) 4.92 (L)(1) H
732,821,000 (S) 4.92 (S)
732,821,000 (L) 4.92 (L)(1) H
732,821,000 (S) 4.92 (S)
732,821,000 (L) 4.92 (L)(1) H
732,821,000 (S) 4.92 (S)
(L) , (S) (P)
(1) 2013 6 30
2013 6 30 336
XV
A 28,938,928,294 61.85%
GIL H 710 0.01%
61.85%
1979 10
77
2011 12 27
99.9%
0.1%
28,938,929,004 61.85% 2013 2 25
2012 1
16 2012 7 12 2012 9 21 2013 2 26
100%
99.9%
0.1%
100%
61.85% GIL
<0.01%
bank.ecitic.com
www.hkexnews.hk 2013
bank.ecitic.com
www.hkexnews.hk
2013
bank.ecitic.com www.sse.com.cn
78
2013 6 30
2013 6 30
34
79
2013 6 30
6 30
2013 2012
75,399 68,337
(34,724 ) (31,408 )
3 40,675 36,929
8,581 5,817
(604 ) (412 )
4 7,977 5,405
5 969 1,540
6 73 115
380 254
50,074 44,243
(17,940 ) (15,858 )
32,134 28,385
(4,719 ) (2,447 )
(170 ) (77 )
7 (4,889 ) (2,524 )
1 35
(3 ) (20 )
27,243 25,876
8 (6,600 ) (6,291 )
20,643 19,585
80
2013 6 30
6 30
2013 2012
20,643 19,585
(491 ) 1,090
(136 ) (23 )
(266 ) 67
12 6
(881 ) 1,140
147 (242 )
(734 ) 898
19,909 20,483
20,391 19,373
252 212
20,643 19,585
19,769 20,180
140 303
19,909 20,483
9 0.44 0.41
81
2013 6 30
2013 2012
6 30 12 31
492,526 428,167
250,643 236,591
90,051 151,803
20,413 12,285
5,407 4,160
217,677 69,082
13,656 13,040
1,787,895 1,627,576
225,564 196,849
160,918 135,014
140,667 56,435
2,109 2,134
11,739 11,520
280 333
803 817
319 339
6,612 6,091
9,666 7,703
3,436,945 2,959,939
441,513 370,108
33,872 17,894
4,919 3,412
17,856 11,732
2,613,911 2,255,141
8,921 10,578
3,854 4,558
21,084 21,499
93 93
44,502 44,809
10,568 11,593
19,875 5,436
3,220,968 2,756,853
82
2013 6 30
2013 2012
6 30 12 31
46,787 46,787
49,486 49,488
(627 ) (185 )
11,709 11,709
35,326 35,326
70,724 57,351
(2,298 ) (2,120 )
211,107 198,356
4,870 4,730
215,977 203,086
3,436,945 2,959,939
2013 8 27
83
2013 6 30
2013 2012
6 30 12 31
490,892 426,886
247,364 235,424
73,270 129,052
20,361 12,209
3,290 2,665
217,726 69,132
13,184 12,534
1,694,818 1,541,748
210,428 181,862
160,856 134,952
140,667 56,435
9,986 9,986
11,244 10,997
319 339
6,576 6,073
8,989 7,338
3,309,970 2,837,632
453,637 383,493
30,877 15,923
3,498 2,677
16,854 11,241
2,506,702 2,148,582
8,610 10,241
3,668 4,495
20,733 20,988
93 93
38,471 38,470
17,372 4,363
3,100,515 2,640,566
84
2013 6 30
2013 2012
6 30 12 31
46,787 46,787
51,619 51,619
(557 ) (195 )
11,709 11,709
35,250 35,250
64,647 51,896
209,455 197,066
3,309,970 2,837,632
2013 8 27
85
2013 6 30
2013 1 1 46,787 49,214 274 (185 ) 11,709 35,326 57,351 (2,120 ) 4,730 203,086
– – – – – – 20,391 – 252 20,643
– – (2 ) (442 ) – – – (178 ) (112 ) (734 )
– – (2 ) (442 ) – – 20,391 (178 ) 140 19,909
1. – – – – – – (7,018 ) – – (7,018 )
2013 6 30 46,787 49,214 272 (627 ) 11,709 35,326 70,724 (2,298 ) 4,870 215,977
2012 1 1 46,787 49,214 277 214 8,691 20,825 50,622 (2,134 ) 4,285 178,781
– – – – – – 19,373 – 212 19,585
– – – 756 – – – 51 91 898
– – – 756 – – 19,373 51 303 20,483
1. – – – – – – (6,784 ) – – (6,784 )
2012 6 30 46,787 49,214 277 970 8,691 20,825 63,211 (2,083 ) 4,588 192,480
2012 1 1 46,787 49,214 277 214 8,691 20,825 50,622 (2,134 ) 4,285 178,781
– – – – – – 31,032 – 353 31,385
– – (3 ) (399 ) – – – 14 92 (296 )
– – (3 ) (399 ) – – 31,032 14 445 31,089
1. – – – – 3,018 – (3,018 ) – – –
2. – – – – – 14,501 (14,501 ) – – –
3. – – – – – – (6,784 ) – – (6,784 )
2012 12 31 46,787 49,214 274 (185 ) 11,709 35,326 57,351 (2,120 ) 4,730 203,086
86
2013 6 30
6 30
2013 2012
27,243 25,876
117 (370 )
(48 ) (84 )
(14 ) 3
124 (149 )
4,889 2,524
865 770
1,104 639
(22 ) (11 )
(7,427 ) (6,364 )
26,831 22,834
(61,080 ) (31,378 )
(5,558 ) 23,244
38,892 (28,219 )
(9,045 ) (7,743 )
(148,627 ) (63,252 )
(167,010 ) (100,905 )
(84,232 ) –
72,222 (108,263 )
16,190 (625 )
6,139 (4,725 )
365,195 220,173
(3,311 ) (613 )
775 3,921
47,381 (75,551 )
87
2013 6 30
6 30
2013 2012
288,028 253,677
99 14
22 11
(325,980 ) (306,044 )
(1,041 ) (1,101 )
(38,872 ) (53,443 )
4,612 19,969
(5,408 ) (1,579 )
(2,096 ) (1,018 )
– (222 )
(2,892 ) 17,150
5,617 (111,844 )
1 1 336,828 479,083
(1,490 ) 195
6 30 340,955 367,434
74,790 67,184
(33,035 ) (26,723 )
88
1
1
10
11
12
13
19
2009-2011
7
1
1
10
10 27
12
10
2013 1 1 10
2013 1 1
11
11 31
11
11
89
12
12
12
12
13
13
13
13
19
19
19
2009-2011
5
34
34
13
7
32
32
7
2
2013 8 27
2410
2012 12 31
2013 3 28
90
3
6 30
2013 2012
3,387 2,941
3,100 4,115
2,656 3,742
4,738 2,561
829 –
(i)
40,800 39,280
10,838 8,659
2,286 2,260
(ii) 6,764 4,778
1 1
75,399 68,337
(7,570 ) (7,857 )
(358 ) (160 )
(1,004 ) (535 )
(117 ) (405 )
(25,575 ) (22,332 )
– (15 )
(100 ) (104 )
(34,724 ) (31,408 )
40,675 36,929
(i) 2013 6 30
1.30 2012 6 30 1.11
(ii)
(iii) 2.01 2012
6 30 1.73 2013 6 30
2012 6 30 0.15
91
4
6 30
2013 2012
2,504 1,506
2,445 1,624
1,259 1,446
467 263
(i) 542 465
950 280
407 229
7 4
8,581 5,817
(604 ) (412 )
7,977 5,405
(i)
5
6 30
2013 2012
– 208
784 757
184 574
1 1
969 1,540
6
6 30
2013 2012
(87 ) 79
136 23
24 13
73 115
92
7
6 30
2013 2012
1 –
4,719 2,447
(9 ) (9 )
(82 ) (4 )
57 85
(13 ) (5 )
216 10
4,889 2,524
8
(a)
6 30
2013 2012
6,825 6,241
146 110
3 14
(374 ) (74 )
6,600 6,291
(b)
6 30
2013 2012
27,243 25,876
6,811 6,469
(84 ) (70 )
(i) 178 186
(275 ) (266 )
(30 ) (28 )
6,600 6,291
(i)
93
9
2013 2012 6 30
2013 2012 6 30
6 30
2013 2012
20,391 19,373
46,787 46,787
0.44 0.41
10
2013 6 30
– – – – – –
8 1 – – – 9
– – – – – –
242 258 (38 ) – (4 ) 458
35,325 5,387 (668 ) (80 ) (3,307 ) 36,657
149 – (9 ) (3 ) – 137
130 – (82 ) 4 – 52
– – – – – –
167 7 (20 ) (1 ) (12 ) 141
647 11 (15 ) (7 ) (13 ) 623
36,668 5,664 (832 ) (87 ) (3,336 ) 38,077
2012 12 31
– – – – – –
8 – (5 ) 5 – 8
– – – – – –
56 231 (31 ) – (14 ) 242
23,258 13,755 (951 ) 5 (742 ) 35,325
303 6 (16 ) (144 ) – 149
137 – (6 ) (1 ) – 130
– – – – – –
161 39 (38 ) 14 (9 ) 167
700 22 (33 ) 2 (44 ) 647
24,623 14,053 (1,080 ) (119 ) (809 ) 36,668
94
2013 6 30
– – – – – –
8 1 – – – 9
– – – – – –
242 258 (38 ) – (4 ) 458
34,877 5,310 (615 ) (79 ) (3,287 ) 36,206
144 – (9 ) (3 ) – 132
130 – (82 ) 4 – 52
– – – – – –
167 7 (20 ) (1 ) (12 ) 141
646 10 (15 ) (6 ) (13 ) 622
36,214 5,586 (779 ) (85 ) (3,316 ) 37,620
2012 12 31
– – – – – –
8 – (5 ) 5 – 8
– – – – – –
56 231 (31 ) – (14 ) 242
22,818 13,643 (910 ) (15 ) (659 ) 34,877
159 – (16 ) 1 – 144
137 – (6 ) (1 ) – 130
– – – – – –
161 39 (38 ) 14 (9 ) 167
697 15 (33 ) 2 (35 ) 646
24,036 13,928 (1,039 ) 6 (717 ) 36,214
7
95
11
(a)
2013 2012 2013 2012
6 30 12 31 6 30 12 31
1 60,944 100,858 23,588 67,499
1 40,818 14,388 39,771 12,679
101,762 115,246 63,359 80,178
101,969 89,554 93,342 86,140
159,250 166,268 155,061 162,004
729,124 666,007 726,669 664,502
90,944 80,452 85,423 74,906
1,183,049 1,117,527 1,123,854 1,067,730
(b)
2013 2013
6 30 6 30
419,811 415,368
0% 150%
2012 12 31
4,142.21 4,105.20 2013 1 1
96
(c)
2013 2012 2013 2012
6 30 12 31 6 30 12 31
641 612 580 582
588 69 588 69
(d)
1 5
2013 2012 2013 2012
6 30 12 31 6 30 12 31
1,860 1,935 1,672 1,760
1,884 1,786 1,714 1,625
1,577 1,656 1,431 1,509
2,345 2,236 2,128 2,002
2,784 2,384 2,499 2,051
10,450 9,997 9,444 8,947
(e)
2013 6 30 2.30 2012 12 31
2.27
0.93 2012 12 31 0.93
97
(f)
2013 2012
6 30 12 31
4,308 4,525
(g)
12
2013 5 28 2012 2012 12 31
10 1.50 70.18 2013 7 24
13
(a)
98
2012
99
2013 6 30
2013 6 30
23,738 7,741 8,768 428 40,675
4,844 (1,133 ) (5,897 ) 2,186 –
28,582 6,608 2,871 2,614 40,675
4,737 2,955 298 (13 ) 7,977
1 410 45 740 227 1,422
33,729 9,608 3,909 2,828 50,074
(387 ) (356 ) (64 ) (58 ) (865 )
(10,023 ) (6,350 ) (301 ) (401 ) (17,075 )
(3,552 ) (1,219 ) 76 (194 ) (4,889 )
– – – 1 1
– – – (3 ) (3 )
19,767 1,683 3,620 2,173 27,243
394 363 41 20 818
2013 6 30
1,823,540 448,887 1,156,181 (384 ) 3,428,224
– – – 2,109 2,109
6,612
3,436,945
2,192,577 490,417 551,925 (13,951 ) 3,220,968
–
3,220,968
1,086,541 96,508 – – 1,183,049
100
2012 6 30
21,492 5,056 10,361 20 36,929
8,408 (288 ) (7,865 ) (255 ) –
29,900 4,768 2,496 (235 ) 36,929
3,427 1,900 75 3 5,405
1 398 60 1,249 202 1,909
33,725 6,728 3,820 (30 ) 44,243
(376 ) (316 ) (35 ) (43 ) (770 )
(9,798 ) (4,911 ) (204 ) (175 ) (15,088 )
(2,337 ) (208 ) 35 (14 ) (2,524 )
– – – 35 35
– – – (20 ) (20 )
21,214 1,293 3,616 (247 ) 25,876
341 268 29 14 652
2012 12 31
1,626,232 418,449 904,886 2,147 2,951,714
– – – 2,134 2,134
6,091
2,959,939
1,856,062 419,089 484,134 (2,432 ) 2,756,853
– – – – –
2,756,853
1,037,076 80,451 – – 1,117,527
1
101
(b)
30
2013 6 30
6,509 4,680 5,334 4,420 4,913 1,276 12,603 940 – 40,675
2,133 576 2,643 1,180 76 15 (6,887 ) 264 – –
8,642 5,256 7,977 5,600 4,989 1,291 5,716 1,204 – 40,675
1,504 576 1,462 932 823 283 2,121 276 – 7,977
1 273 135 296 101 55 18 115 429 – 1,422
10,419 5,967 9,735 6,633 5,867 1,592 7,952 1,909 – 50,074
(154 ) (83 ) (171 ) (89 ) (89 ) (26 ) (174 ) (79 ) – (865 )
(3,865 ) (2,188 ) (3,335 ) (2,312 ) (2,005 ) (484 ) (2,078 ) (808 ) – (17,075 )
(2,876 ) (623 ) (770 ) (265 ) (366 ) (34 ) 68 (23 ) – (4,889 )
– – – – – – – 1 – 1
– – – – – – – (3 ) – (3 )
3,524 3,073 5,459 3,967 3,407 1,048 5,768 997 – 27,243
43 29 65 32 498 9 112 30 – 818
102
2013 6 30
772,074 533,154 815,306 442,359 431,534 86,397 1,161,770 147,719 (962,089 ) 3,428,224
2,109 2,109
6,612
3,436,945
766,834 528,470 807,570 437,824 426,567 84,826 997,563 133,563 (962,249 ) 3,220,968
–
3,220,968
287,131 152,652 267,934 172,752 126,064 31,899 85,423 59,194 – 1,183,049
2012 6 30
7,197 3,984 6,025 4,005 4,233 1,226 9,359 900 – 36,929
1,847 980 2,123 977 215 (46 ) (6,090 ) (6 ) – –
9,044 4,964 8,148 4,982 4,448 1,180 3,269 894 – 36,929
1,176 410 1,050 511 448 126 1,412 272 – 5,405
1 250 105 276 52 43 27 741 415 – 1,909
10,470 5,479 9,474 5,545 4,939 1,333 5,422 1,581 – 44,243
(142 ) (77 ) (142 ) (81 ) (78 ) (22 ) (156 ) (72 ) – (770 )
(3,788 ) (2,035 ) (3,238 ) (2,055 ) (1,759 ) (424 ) (1,101 ) (688 ) – (15,088 )
(924 ) (807 ) (32 ) (500 ) (270 ) (130 ) 145 (6 ) – (2,524 )
– – – – – – – 35 – 35
– – – – – – – (20 ) – (20 )
5,616 2,560 6,062 2,909 2,832 757 4,310 830 – 25,876
62 21 45 54 300 7 117 46 – 652
103
2012 12 31
720,231 438,698 727,706 351,283 356,213 77,278 962,733 144,134 (826,562 ) 2,951,714
– – – – – – – 2,134 – 2,134
6,091
2,959,939
709,635 431,981 715,812 344,631 349,718 75,502 825,654 130,482 (826,562 ) 2,756,853
–
2,756,853
283,996 139,730 247,185 170,851 121,042 30,020 74,906 49,797 – 1,117,527
1
14
104
BBVA Banco Bilbao Vizcaya Argentaria S.A.
GIL Gloryshare Investments Limited
105
2011 12 27
106
ngel Cano Fernández
(Gonzalo José Torao Vallina)
107