0998 2014 8 28 14 14 12 2014 32 34 2014 2101 2410 2014 2 4 6 8 8 8 10 30 40 60 60 61 61 61 61 62 63 69 72 74 77 169 173 釋義 / / BBVA Banco Bilbao Vizcaya Argentaria S.A. / / / 2011 12 27 2014 8 6 / 2 中信銀行股份有限公司 釋義 / 2014 6 30 6 二零一四年半年度報告 3 財務概要 2014 1-6 2013 1-6 % 2012 1-6 62,101 50,074 24.02 44,243 29,503 27,243 8.30 25,876 22,034 20,391 8.06 19,373 90,072 47,381 90.10 (75,551) 0.47 0.44 6.82 0.41 0.47 0.44 6.82 0.41 1.93 1.01 91.09 (1.61) 2014 1-6 2013 1-6 2012 1-6 (ROAA) 1.14% 1.30% (0.16) 1.38% (ROAE 18.96% 19.92% (0.96) 21.38% 26.95% 28.66% (1.71) 28.48% 1.09% 0.54% 0.55 0.33% 2.14% 2.39% (0.25) 2.68% 2.36% 2.58% (0.22) 2.89% 2014 2013 2012 6 30 12 31 % 12 31 4,311,187 3,641,193 18.40 2,959,939 2,119,144 1,941,175 9.17 1,662,901 4,064,489 3,410,468 19.18 2,756,853 3,053,213 2,651,678 15.14 2,255,141 39,558 41,952 (5.71) 17,894 239,287 225,601 6.07 198,356 5.11 4.82 6.07 4.24 4 中信銀行股份有限公司 財務概要 2014 2013 % / 2012 6 30 12 31 12 31 2,093,898 1,921,209 8.99 1,650,646 25,246 19,966 26.44 12,255 48,644 41,254 17.91 35,325 1.19% 1.03% 0.16 0.74% 192.68% 206.62% (13.94) 288.25% 2.30% 2.13% 0.17 2.12% 2014 2013 2012 6 30 12 31 12 31 8.71% 8.78% (0.07) 9.29% 8.77% 8.78% (0.01) 9.29% 10.98% 11.24% (0.26) 12.42% 9.51% 9.05% 0.46 9.89% 12.53% 12.12% 0.41 13.44% 5.72% 6.34% (0.62) 6.86% 2012 6 7 2013 1 1 (%) 2014 2013 2012 (1) (%) 6 30 12 31 12 31 ≥25 64.99 46.40 52.20 ≥25 55.11 43.45 48.85 ≥25 243.52 106.78 86.48 (2) ≤75 68.67 72.79 73.59 ≤75 68.63 72.35 74.12 ≤75 69.11 79.83 64.12 (1) (2) 二零一四年半年度報告 5 公司基本情況簡介 CHINA CITIC BANK CORPORATION LIMITED CNCB (FCS FCIS) 8 C 100027 bank.ecitic.com +86-10-65558000 +86-10-65550809 ir_cncb@citicbank.com 183 54 A www.sse.com.cn H www.hkexnews.hk 6 中信銀行股份有限公司 公司基本情況簡介 1 2 8 100738 10 8 A 166 36 H 183 17 1712-1716 A 601998 H 00998 1987 4 20 2013 9 17 100000000006002 B0006H111000001 110105101690725 10169072-5 二零一四年半年度報告 7 董事會報告 2014 QE 269,044 7.4% 212,770 17.3% 124,199 12.1% 20,209 1.2% 1,029 2.3% 1.8% 2.0% 10.57 4,146 6 (M2) 120.96 14.7% (M1) 34.15 8.9% 6 77.63 113.61 5.74 6,590 9.23 1,354 2014 43,111.87 18.40% 21,191.44 9.17% 30,532.13 15.14% 220.34 8.06% 411.20 27.97% 456.14 12.70% 164.87 71.74% 252.46 52.80 26.44% 1.19% 0.16 192.68% 13.94 2.30% 0.17 8 中信銀行股份有限公司 董事會報告 30 100 32 B2B 9 267 3 3.35 64% 2013 5,686 446 219.0% 2.94 116% AUM 9,000 5,400 4,100 25% 18.1% IT 16 418.43 POS 47.26 2013 63.04 二零一四年半年度報告 9 董事會報告 2014 2013 1-6 1-6 (%) 45,614 40,474 5,140 12.70 16,487 9,600 6,887 71.74 62,101 50,074 12,027 24.02 (21,086) (17,940) 3,146 17.54 (11,617) (4,889) 6,728 137.62 29,503 27,243 2,260 8.30 (7,078) (6,600) 478 7.24 22,425 20,643 1,782 8.63 22,034 20,391 1,643 8.06 621.01 24.02% 73.5% 7.3 26.5% 7.3 2014 2013 2012 1-6 (%) 1-6 (%) 1-6 (%) 73.5 80.8 83.5 26.5 19.2 16.5 100.0 100.0 100.0 10 中信銀行股份有限公司 董事會報告 456.14 51.40 12.70% 2014 1-6 2013 1-6 2013 1-12 / / / (%) (%) (%) 2,024,269 63,362 6.31 1,766,354 53,924 6.16 1,827,191 113,001 6.18 337,986 6,438 3.84 370,955 6,563 3.57 366,702 13,754 3.75 497,668 3,686 1.49 459,411 3,387 1.49 466,610 6,988 1.50 312,720 6,698 4.32 321,372 5,756 3.61 309,811 12,292 3.97 257,990 7,230 5.65 219,089 4,738 4.36 223,041 11,200 5.02 471,302 14,866 6.36 26,268 830 6.37 106,586 6,100 5.72 3,901,935 102,280 5.29 3,163,449 75,198 4.79 3,299,941 163,335 4.95 2,728,305 33,367 2.47 2,395,367 25,575 2.15 2,469,243 54,213 2.20 792,186 21,063 5.36 455,571 7,928 3.51 501,149 20,613 4.11 25,469 482 3.82 6,645 117 3.55 10,300 467 4.53 84,288 1,754 4.20 56,075 1,104 3.97 59,475 2,354 3.96 3,630,248 56,666 3.15 2,913,658 34,724 2.40 3,040,167 77,647 2.55 45,614 40,474 85,688 (1) 2.14 2.39 2.40 (2) 2.36 2.58 2.60 (1) (2) 二零一四年半年度報告 11 董事會報告 2014 1-6 2013 1-6 7,878 1,560 9,438 (584) 459 (125) 283 16 299 (155) 1,097 942 841 1,651 2,492 14,058 (22) 14,036 22,321 4,761 27,082 3,550 4,242 7,792 5,859 7,276 13,135 331 34 365 555 95 650 10,295 11,647 21,942 12,026 (6,886) 5,140 2.36% 0.22 2.14% 0.25 1,022.80 270.82 36.01% 2013 31,634.49 2014 39,019.35 7,384.86 23.34% 2013 4.79% 2014 5.29% 0.50 633.62 94.38 17.50% 615.47 91.00 17.35% 0.17 12 中信銀行股份有限公司 董事會報告 2014 1-6 2013 1-6 2013 1-12 (%) (%) (%) 1,159,324 36,936 6.42 1,012,070 31,224 6.22 1,043,876 65,718 6.30 864,945 26,426 6.16 754,284 22,700 6.07 783,315 47,283 6.04 2,024,269 63,362 6.31 1,766,354 53,924 6.16 1,827,191 113,001 6.18 2014 1-6 2013 1-6 2013 1-12 (%) (%) (%) 1,136,923 36,473 6.47 993,168 30,834 6.26 1,023,538 64,931 6.34 781,600 25,074 6.47 684,944 21,613 6.36 709,770 44,944 6.33 1,918,523 61,547 6.47 1,678,112 52,447 6.30 1,733,308 109,875 6.34 2014 1-6 2013 1-6 2013 1-12 (%) (%) (%) 1,498,604 46,979 6.32 1,312,712 40,800 6.27 1,352,818 84,952 6.28 63,990 1,962 6.18 91,310 2,286 5.05 83,186 4,497 5.41 461,675 14,421 6.30 362,332 10,838 6.03 391,187 23,552 6.02 2,024,269 63,362 6.31 1,766,354 53,924 6.16 1,827,191 113,001 6.18 2014 1-6 2013 1-6 2013 1-12 (%) (%) (%) 1,415,071 45,491 6.48 1,245,090 39,814 6.45 1,280,166 82,516 6.45 56,562 1,840 6.56 84,258 1,999 4.78 75,337 4,216 5.60 446,890 14,216 6.41 348,764 10,634 6.15 377,805 23,143 6.13 1,918,523 61,547 6.47 1,678,112 52,447 6.30 1,733,308 109,875 6.34 二零一四年半年度報告 13 董事會報告 64.38 1.25 1.90% 2013 3,709.55 2014 3,379.86 8.89 36.86 2.99 8.83% 382.57 66.98 9.42 16.37% 0.71 72.30 24.92 52.60% 389.01 1.29 148.66 140.36 566.66 219.42 63.19% 0.75 2013 29,136.58 2014 36,302.48 7,165.90 24.59% 2013 2.40% 2014 3.15% 0.75 333.67 77.92 30.47% 324.04 74.31 29.76% 3,063.52 0.31 14 中信銀行股份有限公司 董事會報告 2014 1-6 2013 1-6 2013 1-12 (%) (%) (%) 1,324,768 22,853 3.48 1,110,687 17,792 3.23 1,154,956 37,421 3.24 875,905 2,972 0.68 864,356 2,847 0.66 871,069 5,840 0.67 2,200,673 25,825 2.37 1,975,043 20,639 2.11 2,026,025 43,261 2.14 409,263 7,332 3.61 321,128 4,582 2.88 339,032 10,581 3.12 118,369 210 0.36 99,196 354 0.72 104,186 371 0.36 527,632 7,542 2.88 420,324 4,936 2.37 443,218 10,952 2.47 2,728,305 33,367 2.47 2,395,367 25,575 2.15 2,469,243 54,213 2.20 2014 1-6 2013 1-6 2013 1-12 (%) (%) (%) 1,273,577 22,224 3.52 1,067,442 17,456 3.30 1,105,257 36,541 3.31 849,416 2,961 0.70 846,065 2,837 0.68 853,549 5,817 0.68 2,122,993 25,185 2.39 1,913,507 20,293 2.14 1,958,806 42,358 2.16 369,768 7,021 3.83 292,415 4,340 2.99 307,694 10,127 3.29 105,615 198 0.38 86,102 340 0.80 91,372 345 0.38 475,383 7,219 3.06 378,517 4,680 2.49 399,066 10,472 2.62 2,598,376 32,404 2.51 2,292,024 24,973 2.20 2,357,872 52,830 2.24 210.63 131.35 165.68% 3,366.15 1.85 4.82 3.65 311.97% 188.24 0.27 二零一四年半年度報告 15 董事會報告 17.54 6.50 58.88% 164.87 68.87 71.74% 2014 2013 1-6 1-6 (%) 12,807 7,977 4,830 60.55 2,712 1,170 1,542 131.79 800 73 727 995.89 168 380 (212) (55.79) 16,487 9,600 6,887 71.74 128.07 48.30 60.55% 134.97 57.29% 2014 2013 1-6 1-6 (%) 3,679 2,445 1,234 50.47 3,336 2,262 1,074 47.48 1,805 1,125 680 60.44 1,773 950 823 86.63 1,219 843 376 44.60 810 542 268 49.45 783 407 376 92.38 92 7 85 13,497 8,581 4,916 57.29 (690) (604) 86 14.24 12,807 7,977 4,830 60.55 16 中信銀行股份有限公司 董事會報告 27.12 15.42 2014 2013 1-6 1-6 (%) 1,313 184 1,129 613.59 696 784 (88) (11.22) 663 201 462 229.85 14 1 13 26 26 2,712 1,170 1,542 131.79 116.17 67.28 109.14 61.95 131.28% 2014 2013 1-6 1-6 (%) 10,914 4,719 6,195 131.28 58 57 1 1.75 1 (91) 92 644 204 440 215.69 11,617 4,889 6,728 137.62 二零一四年半年度報告 17 董事會報告 210.86 31.46 17.54% 19.92% 26.93% 33.95% 1.88 2014 2013 1-6 1-6 (%) 9,844 8,209 1,635 19.92 3,394 2,674 720 26.93 3,498 3,469 29 0.84 16,736 14,352 2,384 16.61 4,350 3,588 762 21.24 21,086 17,940 3,146 17.54 33.95% 35.83% 1.88 26.95% 28.66% 1.71 70.78 4.78 7.24% 23.99% 2013 24.23% 0.24 43,111.87 18.40% 40,644.89 19.18% 18 中信銀行股份有限公司 董事會報告 2014 6 30 2013 12 31 (%) (%) 2,070,500 48.0 1,899,921 52.2 563,697 13.1 300,158 8.2 (1) 367,009 8.5 346,003 9.5 597,719 13.9 496,476 13.6 247,844 5.7 254,025 7.0 384,382 8.9 286,767 7.9 (2) 80,036 1.9 57,843 1.6 4,311,187 100.0 3,641,193 100.0 3,053,213 75.1 2,651,678 77.8 829,692 20.4 601,619 17.6 8,999 0.2 7,949 0.2 88,086 2.2 76,869 2.3 (3) 84,499 2.1 72,353 2.1 4,064,489 100.0 3,410,468 100.0 (1) (2) (3) 21,191.44 9.17% 48.0% 4.2 2014 6 30 2013 12 31 (%) (%) 1,559,431 73.6 1,435,853 74.0 66,264 3.1 64,769 3.3 493,449 23.3 440,553 22.7 2,119,144 100.0 1,941,175 100.0 (48,644) (41,254) 2,070,500 1,899,921 20,003.28 8.72% 二零一四年半年度報告 19 董事會報告 2014 6 30 2013 12 31 (%) (%) 1,463,226 73.1 1,356,527 73.7 59,143 3.0 57,188 3.1 477,959 23.9 426,129 23.2 2,000,328 100.0 1,839,844 100.0 (48,243) (40,861) 1,952,085 1,798,983 2014 6 30 2013 12 31 (%) (%) 158,825 43.2 154,897 44.7 175,358 47.8 172,472 49.8 20,031 5.5 11,016 3.2 354,214 96.5 338,385 97.7 6,629 1.8 610 0.2 2 2 6,631 1.8 612 0.2 204 0.1 207 0.1 2,260 0.6 2,176 0.6 2,464 0.7 2,383 0.7 3,851 1.0 4,828 1.4 367,160 100.0 346,208 100.0 (151) (205) 367,009 346,003 964 741 20 中信銀行股份有限公司 董事會報告 3,542.14 158.29 4.68% 2014 6 30 2013 12 31 (%) (%) 133,411 37.6 115,964 34.3 82,730 23.4 83,815 24.7 46,629 13.2 47,296 14.0 22 25 91,422 25.8 91,285 27.0 354,214 100.0 338,385 100.0 2014 6 30 2013 12 31 (%) (%) 341,996 96.6 328,529 97.1 12,218 3.4 9,856 2.9 354,214 100.0 338,385 100.0 45.62 280.68 22.89 50.18% 0.19 1.18 二零一四年半年度報告 21 董事會報告 2014 6 30 (%) 1 4,000 28/02/2017 4.20 2 3,156 23/04/2017 4.11 3 2,978 07/12/2015 4.88-4.99 4 2,959 20/02/2015 3.76 5 2,673 23/04/2015 3.93 6 2,590 23/04/2019 4.32 7 2,564 26/07/2017 3.97 8 2,033 17/01/2018 4.12 9 2,187 06/05/2017 3.33 10 2,000 14/03/2017 3.95 27,140 2014 2013 6 30 12 31 205 279 (1) 1 (74) / (2) (55) 151 205 (1) (2) / 22 中信銀行股份有限公司 董事會報告 2014 6 30 2013 12 31 274,804 1,053 756 207,698 1,504 1,316 985,208 6,129 5,713 899,683 6,245 5,535 8,223 28 92 40,737 63,255 2 1,308,972 7,210 6,561 1,170,636 7,749 6,853 2013 / 2014 12 31 6 30 6,051 63,362 (62,043) 7,370 2,092 14,865 (9,829) 7,128 6,139 6,438 (7,298) 5,279 1,951 17,615 (16,922) 2,644 16,233 102,280 (96,092) 22,421 (688) (440) 135 (993) 15,545 101,840 (95,957) 21,428 2014 2013 6 30 12 31 377 350 23 23 (158) (82) (23) (23) 219 268 二零一四年半年度報告 23 董事會報告 30,532.13 4,015.35 15.14% 75.1% 2.7 2014 6 30 2013 12 31 (%) (%) 1,043,112 34.1 938,894 35.4 1,406,138 46.1 1,198,043 45.2 103,292 3.4 99,205 3.7 2,449,250 80.2 2,136,937 80.6 163,710 5.4 127,430 4.8 440,253 14.4 387,311 14.6 603,963 19.8 514,741 19.4 3,053,213 100.0 2,651,678 100.0 29,150.43 3,855.55 15.24% 2014 6 30 2013 12 31 (%) (%) 1,014,995 34.8 919,663 36.4 1,351,696 46.4 1,143,519 45.2 102,440 3.5 98,340 3.9 2,366,691 81.2 2,063,182 81.6 150,146 5.1 113,377 4.4 398,206 13.7 352,929 14.0 548,352 18.8 466,306 18.4 2,915,043 100.0 2,529,488 100.0 2014 6 30 2013 12 31 (%) (%) 2,714,779 88.9 2,411,528 90.9 338,434 11.1 240,150 9.1 3,053,213 100.0 2,651,678 100.0 24 中信銀行股份有限公司 董事會報告 2014 6 30 2013 12 31 (%) (%) 793,532 25.9 697,913 26.3 731,613 24.0 638,334 24.1 448,463 14.7 386,531 14.6 441,829 14.5 373,731 14.1 412,848 13.5 348,232 13.1 87,419 2.9 85,365 3.2 137,509 4.5 121,572 4.6 3,053,213 100.0 2,651,678 100.0 3 3-12 1-5 5 (%) (%) (%) (%) (%) (%) 1,157,024 38.0 480,771 15.7 575,084 18.8 233,273 7.6 3,098 0.1 2,449,250 80.2 352,298 11.5 99,654 3.3 117,835 3.9 34,163 1.1 13 603,963 19.8 1,509,322 49.5 580,425 19.0 692,919 22.7 267,436 8.7 3,111 0.1 3,053,213 100.0 3 3-12 1-5 5 (%) (%) (%) (%) (%) (%) 1,128,900 38.7 442,119 15.2 561,388 19.3 231,186 7.9 3,098 0.1 2,366,691 81.2 338,733 11.6 71,582 2.4 103,933 3.6 34,091 1.2 13 548,352 18.8 1,467,633 50.3 513,701 17.6 665,321 22.9 265,277 9.1 3,111 0.1 2,915,043 100.0 二零一四年半年度報告 25 董事會報告 2014 6 30 46,787 49,503 (4,769) 59,835 76,690 (2,445) 5,124 230,725 22,034 391 22,425 (7) 3,373 76 53 3,495 1,843 1,843 (11,790) (11,790) 46,787 49,496 (1,396) 59,835 86,934 (2,369) 7,411 246,698 2014 2013 6 30 12 31 760,452 695,944 191,451 199,762 119,024 114,950 151,671 137,331 120,317 95,217 1,342,915 1,243,204 16,337 14,775 3,168 2,727 20,428 7,819 1,382,848 1,268,525 26 中信銀行股份有限公司 董事會報告 2013 1 1 8.71% 0.07 8.77% 0.01 10.98% 0.26 2014 2013 2012 6 30 12 31 (%) 12 31 241,965 228,311 5.98 202,521 243,724 228,380 6.72 202,574 305,147 292,212 4.43 270,839 2,779,222 2,600,494 6.87 2,180,062 8.71% 8.78% 0.07 9.29% 8.77% 8.78% 0.01 9.29% 10.98% 11.24% 0.26 12.42% 二零一四年半年度報告 27 董事會報告 2014 1-6 2013 1-6 (%) (%) (%) (%) 31,723 51.1 13,391 45.4 29,558 59.0 17,023 62.5 11,454 18.4 351 1.2 9,608 19.2 1,683 6.2 18,372 29.6 16,070 54.5 9,681 19.3 7,965 29.2 552 0.9 (309) (1.1) 1,227 2.5 572 2.1 62,101 100.0 29,503 100.0 50,074 100.0 27,243 100.0 28 中信銀行股份有限公司 董事會報告 2014 6 30 2014 1-6 (%) (%) (%) 958,992 22.3 953,923 23.5 1,931 6.5 623,960 14.5 619,848 15.3 2,675 9.1 958,837 22.3 950,850 23.4 4,541 15.4 526,064 12.2 521,251 12.8 4,353 14.8 573,491 13.3 567,911 14.0 4,229 14.3 108,108 2.5 106,689 2.6 628 2.1 1,444,932 33.6 1,256,467 30.9 9,547 32.4 188,886 4.4 168,381 4.1 1,599 5.4 (1,080,602) (25.1) (1,080,831) (26.6) 4,302,668 100.0 4,064,489 100.0 29,503 100.0 2013 12 31 2013 1-6 (%) (%) (%) 771,024 21.3 767,235 22.5 3,524 12.9 549,279 15.1 542,146 15.9 3,073 11.3 851,490 23.4 839,582 24.6 5,459 20.0 455,064 12.5 447,303 13.1 3,967 14.6 446,164 12.3 438,613 12.9 3,407 12.5 99,848 2.7 97,957 2.9 1,048 3.8 1,114,858 30.7 949,745 27.8 5,768 21.2 171,057 4.7 153,933 4.5 997 3.7 (826,025) (22.7) (826,046) (24.2) 3,632,759 100.0 3,410,468 100.0 27,243 100.0 二零一四年半年度報告 29 董事會報告 304.39 51.14% 26.64 17.04% 35.57 3.98% 23,666.91 14.71% 15,223.69 7.69% 14,632.26 1,066.69 2.21 6,735.90 33.12% 753.73 30 中信銀行股份有限公司 董事會報告 8,843 808 10.06% 2,264.66 99.09 4.58% 1,454.36 33.67 2.37% B2B B2B 4,044 726 20,919 2,089 8.8 1.3 16.99% 414.94 133.30 47.33% 445.53 305.85 218.96% 2.94 1.58 116.18% 14.71% 92.38% 7.69% 25,000 23,666.91 8 7.83 20,631.82 20,000 6 14,137.15 15,223.69 15,000 4.07 4 10,000 2 5,000 0 0 2013 12 2014 6 2013 2014 1-6 1-6 二零一四年半年度報告 31 董事會報告 33,580.40 64% 517 61 13.38% 7.83 92.38% 2 5 4,169 8.34% 5,483.52 17.61% 4,779.59 12.16% AUM 9,072.42 25.13% 8,797.54 73.99% 8,370.69 76.05% 275.63 22.61% 43.34 63.42% 37.92 14 107.70 18.09% 43.13 53.49% AUM 50 359,114 67,043 22.95% AUM 6,402.32 1,436.20 28.92% AUM 600 14,795 3,312 28.84% AUM2,165.60 552.55 34.25% 32 中信銀行股份有限公司 董事會報告 3,000 3,025.21 369.23 13.90% 668.84 128.82 23.86% 9 3.73 0.78 1,288.45 116.92 9.98% 31,308 3,687 412 AUM 25.13% 13.90% 10,000 4,000 9,072.42 3,025.21 7,500 3,000 7,324.30 2,655.98 5,000 2,000 2,500 1,000 0 0 2013 12 2014 6 2013 12 2014 6 二零一四年半年度報告 33 董事會報告 7 +2 +1 (Data) 2,245.98 168.03 1.77% 2,647.80 31.85% 60.11 55.49% 4.94 51.07% 1,186.72 155.58 15.09% 304.13 34.46% APP 912.66 570.78 1.67 688.23 3.07 23.27 1.76 8.18% 3.36 16.88% 55.49% 307% 80 1,000 912.66 60.11 60 750 40 38.66 500 224.43 20 250 0 0 2013 2014 2013 6 2014 6 1-6 1-6 34 中信銀行股份有限公司 董事會報告 92.75% 1 1.13 2.11 7,380.10 3.81 56.54% 58.09% 131.71 333.13 2.47 5.84 2,176.40 17.57 97.01% 45.93% 2014 3 28 16 1 18 16 13 418.43 POS 6 20 47.26 2013 63.04 8.93 258.85 0.29% 3,146.01 192 1.46 582 2014 2014 6 1 + +ATM+POS / + +ATM+POS+ 二零一四年半年度報告 35 董事會報告 2,615.20 26.50 16.92% Wind 2014 NRA BPO 1,864.10 17.8% 4.55% 1,646.89 43.4% 24.51 41.1% 8,037.75 2,325.41 40.71% 5,455.24 1,186.83 27.81% 20.03 9.24 85.66% 36 中信銀行股份有限公司 董事會報告 14 1.3 38 19.4 58 7.41 63.29 87 561.15 6,618 37.54 PE 1,854 4,220 507 126.54 53 20 1.8 1 2 4 1 92.13 2013 1.04 2013 二零一四年半年度報告 37 董事會報告 11 23 1,096 42 69 978 36 4 2,453 8,740 3.94% 3.64% 2,439 2,091 348 20 83.38% 98.86% 98.38% 20.07 2013 18 38 中信銀行股份有限公司 董事會報告 BBVA 70.32% 29.68% 40% 20.03% 2,365.01 9.56% 1,782 16.6 59.39% 36 4 2,352.6 8.8% 30.83 37.5% 15.38 46% SONAE SIERRA CCTrack Solutions 45 95% 5% 2,500 18,795 16.57 9 812 69.17 2012 1 9 2 51% 13 49% 6.93 5.98 42 0.04 二零一四年半年度報告 39 董事會報告 40 中信銀行股份有限公司 董事會報告 2014 1. (1) (2) (3) (4) 二零一四年半年度報告 41 董事會報告 2. (1) (2) (3) 1,434 359 (4) 3. 13 4. (1) (2) (3) 5. 42 中信銀行股份有限公司 董事會報告 21,191.44 1,779.69 9.17% 5,543.53 5,083.64 3,154.32 26.16% 23.99% 14.88% 13.29% 12.9% 2014 6 30 2013 12 31 (%) (%) 508,364 23.99 476,101 24.53 554,353 26.16 513,609 26.46 315,432 14.88 278,425 14.34 288,688 13.62 266,342 13.72 288,585 13.62 255,620 13.17 61,335 2.89 57,920 2.98 102,387 4.84 93,158 4.80 2,119,144 100.00 1,941,175 100.00 2014 6 30 2013 12 31 (%) (%) 505,481 25.27 472,973 25.71 543,344 27.16 511,075 27.77 312,895 15.64 275,914 15.00 288,688 14.43 266,342 14.48 288,585 14.43 255,620 13.89 61,335 3.07 57,920 3.15 2,000,328 100.00 1,839,844 100.00 二零一四年半年度報告 43 董事會報告 15,594.31 1,235.78 8.61% 4934.49 528.96 12.01% 23.28% 14.95 2014 6 30 2013 12 31 (%) (%) 1,559,431 73.59 1,435,853 73.97 493,449 23.28 440,553 22.69 66,264 3.13 64,769 3.34 2,119,144 100.00 1,941,175 100.00 2014 6 30 2013 12 31 (%) (%) 1,463,226 73.15 1,356,527 73.73 477,959 23.89 426,129 23.16 59,143 2.96 57,188 3.11 2,000,328 100.00 1,839,844 100.00 44 中信銀行股份有限公司 董事會報告 4,296.86 3,262.75 48.47% 20.49% 19.21% 13.86% 2014 6 30 2013 12 31 (%) (%) 429,686 27.55 412,819 28.75 138,425 8.88 135,778 9.46 54,712 3.51 56,817 3.96 326,275 20.92 298,847 20.81 146,803 9.41 128,930 8.98 86,578 5.55 71,853 5.01 73,998 4.75 67,657 4.71 97,599 6.26 81,873 5.70 16,265 1.04 16,992 1.18 189,090 12.13 164,287 11.44 1,559,431 100.00 1,435,853 100.00 2014 6 30 2013 12 31 (%) (%) 423,064 28.91 406,726 29.98 136,638 9.34 134,002 9.88 54,313 3.71 56,419 4.16 306,087 20.92 287,087 21.16 133,749 9.14 116,735 8.61 86,450 5.92 71,722 5.29 73,673 5.03 67,428 4.97 96,851 6.62 81,048 5.97 16,265 1.11 16,992 1.25 136,136 9.30 118,368 8.73 1,463,226 100.00 1,356,527 100.00 二零一四年半年度報告 45 董事會報告 11,011.36 1,243.15 51.96% 1.64 9,517.44 521.59 44.91% 1.43 2014 6 30 2013 12 31 (%) (%) 421,300 19.88 399,860 20.60 530,444 25.03 499,725 25.74 815,428 38.48 740,650 38.15 285,708 13.48 236,171 12.17 2,052,880 96.87 1,876,406 96.66 66,264 3.13 64,769 3.34 2,119,144 100.00 1,941,175 100.00 2014 6 30 2013 12 31 (%) (%) 393,908 19.69 382,075 20.77 491,234 24.56 463,191 25.17 779,838 38.98 705,499 38.35 276,205 13.81 231,891 12.60 1,941,185 97.04 1,782,656 96.89 59,143 2.96 57,188 3.11 2,000,328 100.00 1,839,844 100.00 46 中信銀行股份有限公司 董事會報告 2014 2013 2012 6 30 12 31 12 31 (%) 10 3.27 3.41 3.80 (%) 50 16.56 14.68 20.98 (1) = / (2) = / 2014 6 30 (%) (%) A 9,978 0.47 3.27 B 7,397 0.35 2.42 C 6,737 0.32 2.21 D 5,718 0.27 1.87 E 3,858 0.18 1.26 F 3,843 0.18 1.26 G 3,650 0.17 1.20 H 3,480 0.17 1.14 I 3,440 0.16 1.13 J 2,441 0.12 0.80 50,542 2.39 16.56 505.42 2.39% 16.56% 二零一四年半年度報告 47 董事會報告 2014 6 30 2013 12 31 (%) (%) 2,055,890 97.02 1,898,053 97.78 38,008 1.79 23,156 1.19 11,565 0.55 11,680 0.60 11,475 0.54 6,310 0.33 2,206 0.10 1,976 0.10 2,119,144 100.00 1,941,175 100.00 2,093,898 98.81 1,921,209 98.97 25,246 1.19 19,966 1.03 48 中信銀行股份有限公司 董事會報告 2014 6 30 2013 12 31 (%) (%) 1,937,818 96.88 1,797,573 97.70 37,635 1.88 22,632 1.23 11,445 0.57 11,643 0.63 11,241 0.56 6,041 0.33 2,189 0.11 1,955 0.11 2,000,328 100.00 1,839,844 100.00 1,975,453 98.76 1,820,205 98.93 24,875 1.24 19,639 1.07 1,578.37 97.02% 0.76 148.52 1.79% 0.6 252.46 52.8 1.19% 0.16 64.23 二零一四年半年度報告 49 董事會報告 2014 2013 2012 6 30 12 31 12 31 (%) 1.24 1.51 1.16 (%) 25.43 27.20 6.35 (%) 41.35 45.98 24.06 (%) 11.54 17.94 5.70 (%) 0.48 0.67 0.36 0.48% 0.06 2014 6 30 2013 12 31 (%) (%) 2,065,105 97.45 1,905,586 98.17 (1) 1-90 25,416 1.20 15,424 0.79 91-180 7,641 0.35 3,872 0.20 181 20,982 1.00 16,293 0.84 54,039 2.55 35,589 1.83 2,119,144 100.00 1,941,175 100.00 91 28,623 1.35 20,165 1.04 (2) 10,439 0.49 6,176 0.32 (1) (2) 50 中信銀行股份有限公司 董事會報告 2014 6 30 2013 12 31 (%) (%) 1,947,958 97.38 1,805,447 98.13 (1) 1-90 24,002 1.20 14,524 0.79 91-180 7,616 0.38 3,837 0.21 181 20,752 1.04 16,036 0.87 52,370 2.62 34,397 1.87 2,000,328 100.00 1,839,844 100.00 91 28,368 1.42 19,873 1.08 (2) 9,879 0.49 5,603 0.30 (1) (2) 540.39 184.5 0.72 3 47% 2014 6 30 2013 12 31 (%) (%) (%) (%) 20,360 80.65 1.31 16,406 82.17 1.14 4,886 19.35 0.99 3,560 17.83 0.81 25,246 100.00 1.19 19,966 100.00 1.03 二零一四年半年度報告 51 董事會報告 2014 6 30 2013 12 31 (%) (%) (%) (%) 19,998 80.4 1.37 16,091 81.93 1.19 4,877 19.6 1.02 3,548 18.07 0.83 24,875 100.00 1.24 19,639 100.00 1.07 39.54 0.16 13.26 0.18 0 2014 6 30 2013 12 31 (%) (%) (%) (%) 10,581 41.91 2.08 10,567 52.93 2.22 6,700 26.54 1.21 3,995 20.01 0.78 4,198 16.63 1.33 2,311 11.57 0.83 1,674 6.63 0.58 1,126 5.64 0.42 1,140 4.52 0.40 976 4.89 0.38 672 2.66 1.10 759 3.80 1.31 281 1.11 0.27 232 1.16 0.25 25,246 100.00 1.19 19,966 100.00 1.03 2014 6 30 2013 12 31 (%) (%) (%) (%) 10,576 42.51 2.09 10,559 53.77 2.23 6,656 26.76 1.23 3,950 20.11 0.77 4,158 16.72 1.33 2,268 11.55 0.82 1,673 6.73 0.58 1,126 5.73 0.42 1,140 4.58 0.40 977 4.98 0.38 672 2.70 1.10 759 3.86 1.31 24,875 100.00 1.24 19,639 100.00 1.07 52 中信銀行股份有限公司 董事會報告 214.79 85% 27 0.43 18.87 0.5 87% 2014 6 30 2013 12 31 (%) (%) (%) (%) 7,735 37.99 1.80 6,454 39.34 1.56 250 1.23 0.18 175 1.07 0.13 96 0.47 0.18 94 0.57 0.17 10,490 51.52 3.22 8,059 49.12 2.70 310 1.52 0.21 306 1.87 0.24 83 0.41 0.10 118 0.72 0.16 75 0.46 0.11 570 2.80 0.58 576 3.51 0.70 826 4.06 0.44 549 3.34 0.33 20,360 100.00 1.31 16,406 100.00 1.14 2014 6 30 2013 12 31 (%) (%) (%) (%) 7,551 37.76 1.78 6,319 39.27 1.55 249 1.25 0.18 175 1.09 0.13 94 0.47 0.17 95 0.59 0.17 10,485 52.43 3.43 8,055 50.06 2.81 305 1.52 0.23 305 1.89 0.26 83 0.41 0.10 118 0.73 0.16 75 0.47 0.11 570 2.85 0.59 576 3.58 0.71 661 3.31 0.49 373 2.32 0.32 19,998 100.00 1.37 16,091 100.00 1.19 二零一四年半年度報告 53 董事會報告 89.5% 24.31 12.81 0.52 0.24 0.75 0.35 0.06 0.11 0.06 0.12 0.03 2014 2013 6 30 12 31 41,254 35,325 (1) 10,914 11,327 (2) (195) (275) (3) (42) (3,494) (5,305) 165 224 48,644 41,254 (1) (2) (3) 54 中信銀行股份有限公司 董事會報告 2014 2013 6 30 12 31 40,861 34,877 (1) 10,908 11,245 (2) (194) (271) (3) (30) (3,478) (5,169) 146 209 48,243 40,861 (1) (2) (3) 486.44 73.90 192.68% 2.30% 13.94 0.17 109.14 二零一四年半年度報告 55 董事會報告 3 3 1 1 5 5 88,805 2,310,985 1,532,489 305,897 73,011 4,311,187 99,635 2,688,837 889,709 341,430 44,878 4,064,489 (10,830) (377,852) 642,780 (35,533) 28,133 246,698 3 3 1 1 5 5 90,175 2,172,786 1,514,684 298,136 72,639 4,148,420 91,637 2,590,987 852,576 335,664 41,584 3,912,448 (1,462) (418,201) 662,108 (37,528) 31,055 235,972 2.44% 3.28% 56 中信銀行股份有限公司 董事會報告 18,744 (24,223) (15,750) (21,229) (42,524) 38,622 15,732 11,830 (23,780) 14,399 (18) (9,399) (22,211) (9,318) (7,476) (39,005) (4,674) 8,965 7,461 11,752 (26,885) (353) (15) (27,253) 二零一四年半年度報告 57 董事會報告 3 3 1 1 5 5 (1,380,905) 88,153 321,756 347,640 364,939 505,115 246,698 3 3 1 1 5 5 (1,339,902) 81,586 317,741 314,509 351,555 510,483 235,972 58 中信銀行股份有限公司 董事會報告 2013 二零一四年半年度報告 59 董事會報告 2013 2012 6 1 00762 (HK) 7,020,000.00 3,803,924.36 3,648,201.81 155,722.55 2 V Visa Inc. 7,509,605.39 65,634,824.75 46,920.95 68,698,961.41 (3,064,136.66) / 3 MA Mastercard International 201,629.69 3,425,942.34 8,175.85 3,860,489.40 (434,547.06) 14,731,235.08 72,864,691.45 55,096.80 76,207,652.62 (3,342,961.17) 113,750,000.00 87,500,000 2.99% 113,750,000.00 SWIFT 161,127.66 35 497,691.48 JointElectronicTeller Services 4,535,347.33 16 (Class B) 4,088,901.15 Electronic Payment Services Company (HK) Ltd. 14,263,759.80 2 12,859,677.46 132,710,234.79 131,196,270.09 1.97 60 中信銀行股份有限公司 董事會報告 2014 8 26 370 2013 2014 7 16 A 2014 6 3 H 2013 0.252 117.90 2013 2013 2013 2013 A 二零一四年半年度報告 61 董事會報告 1% 2% 62 中信銀行股份有限公司 重要事項 58 2014 3 2013 CBD Z15 165,193 1,040,715.86 2019 2014 2 1 1,117,573.08 2014 2 1 1,117,570 Z15 2019 3 31 2014 3 27 二零一四年半年度報告 63 重要事項 85.88 69.95 BBVA 15.93 [2003]56 [2005]120 2014 BBVA 2014 A 2014 3 2014 0.6 2014 3 2014 6.7 2014 3 2014 5 64 中信銀行股份有限公司 重要事項 2014 3 2014 15 43 2014 3 2014 8 2014 3 2013 (1) (2) (3) 2014 471 2014 3 2013 2014 36 267 12 800 63 二零一四年半年度報告 65 重要事項 BBVA 2014 3 BBVA BBVA 2014 7 14 13 / 53 2.66 5% 5% 5% 2013 5% 5% 66 中信銀行股份有限公司 重要事項 XV 352 / 600,000 (L) 0.01% 2009.11.19 2014.11.18 1,250,000 (L) 0.13% 2011.09.09 2014.09.08 1,250,000 (L) 0.13% 2014.04.15- 2016.04.14 (L) 2014 6 30 A.1.3 14 167 10 A.6.7 2014 二零一四年半年度報告 67 重要事項 2014 2013 10 12 27 32 36 39 21 2014 A H A H H A H H bank.ecitic.com www.sse.com.cn www.hkexnews.hk A H 86-10-65558000 852-28628555 68 中信銀行股份有限公司 股份變動和主要股東持股情況 (+ ) (%) (%) 0 0 0 0 0 0 46,787,327,034 100.00 0 0 46,787,327,034 100.00 1. 31,905,164,057 68.19 0 0 31,905,164,057 68.19 2. 14,882,162,977 31.81 0 0 14,882,162,977 31.81 46,787,327,034 100.00 0 0 46,787,327,034 100.00 348,844 A 310,049 H 38,795 (%) 1 (2) A H 31,325,081,973 66.95 0 0 0 2 H 12,005,185,847 25.66 0 4,633,235,911 3 (3) A H 338,513,209 0.72 0 0 4 H 168,599,268 0.36 0 0 5 A 106,040,604 0.23 0 106,040,604 6 H 81,910,800 0.18 0 0 7 A 58,000,000 0.12 0 58,000,000 7 A 58,000,000 0.12 0 58,000,000 9 A 52,399,478 0.11 0 52,399,478 10 A 45,394,612 0.10 0 45,394,612 (1) H H (2) A H 31,325,081,973 A 28,938,928,294 H 2,386,153,679 (3) A H 338,513,209 A 256,602,409 H 81,910,800 (4) (5) BBVA H 4,631,945,376 9.9% 二零一四年半年度報告 69 股份變動和主要股東持股情況 336 (%) 9,664,697,966(L) 64,94(L) BBVA 2,689,393,270 (S) 18.07(S) H BBVA 24,329,608,919(L) 76.26(L) A 9,604,697,966 (L) 64,54 (L) H 28,938,928,294 (L) 90.70 (L) A 7,018,099,055(L) 47.16(L) H (2) 28,938,928,294 (L) 90.70 (L) A 7,018,099,055(L) 47.16(L) H (2) 28,938,928,294(L) 90.70(L) A (1) (L) (S) (2) 2014 4 16 100% 2014 8 25 2014 8 25 2014 6 30 336 XV 2014 8 6 2014 8 7 www.sse.com.cn www.hkexnews.hk bank.ecitic.com 70 中信銀行股份有限公司 股份變動和主要股東持股情況 A 28,938,928,294 61.85% H 2,386,153,679 5.10% 66.95% 1979 2011 30 2014 4 16 100% 2014 8 25 2014 8 25 100% 99.9% 0.1% 66.95% 二零一四年半年度報告 71 董事、監事、高級管理人員和員工情況 2013 10 2013 12 2013 2014 3 72 中信銀行股份有限公司 董事、監事、高級管理人員和員工情況 2013 12 6 2014 1 2013 12 2014 1 2014 2014 4 2014 5 2013 2014 5 2014 7 2014 5 2014 7 2014 6 2014 8 46,701 39,757 6,944 580 二零一四年半年度報告 73 公司治理 2013 2013 A.5.6 2 8 6 2 2013 2014 2013 2013 2013 2013 2014 2013 2014 2014 2014 2013 CBD-Z15 2013 14 2 7 5 8 2013 2013 2013 2013 2014 2013 2014 CBD-Z15 2013 2014 2014 2014 2014 74 中信銀行股份有限公司 公司治理 8/8 6/6 1/1 8/8 6/6 4/4 8/8 6/6 4/4 8/8 6/6 1/1 4/4 8/8 6/6 4/4 / 2014 2 2014 2 2014 2 2014 3 2014 3 6 2 2 2 6 2013 2013 2013 2013 2013 2014 二零一四年半年度報告 75 公司治理 1/6 6/6 2/2 2/2 5/6 (1) / (2) 2014 1 27 (3) 2014 1 27 2014 3 8 1 6 1 40 1,658 2014 40 1 76 中信銀行股份有限公司 獨立核數師審閱報告 78 168 2014 6 30 34 34 2410 2014 6 30 34 KPMG 10 8 2014 8 28 二零一四年半年度報告 77 合併損益及其他綜合收益表 截至2014年6月30日止六個月期間 (除特別註明外,以人民幣百萬元列示) 6 30 2014 2013 102,280 75,198 (56,666) (34,724) 3 45,614 40,474 13,497 8,581 (690) (604) 4 12,807 7,977 5 2,712 1,170 6 800 73 168 380 62,101 50,074 7 (21,086) (17,940) 41,015 32,134 8 (10,914) (4,719) 8 (703) (170) (11,617) (4,889) / (1) 1 / 106 (3) 29,503 27,243 9 (7,078) (6,600) 22,425 20,643 3,399 (480) 148 (266) (45) 12 (7) / 10 3,495 (734) 25,920 19,909 22,034 20,391 391 252 22,425 20,643 25,476 19,769 444 140 25,920 19,909 11 0.47 0.44 83 168 78 中信銀行股份有限公司 合併財務狀況表 截至2014年6月30日 (除特別註明外,以人民幣百萬元列示) 2014 2013 6 30 12 31 12 597,719 496,476 13 137,642 131,711 673 14 110,202 122,314 15 20,033 11,018 16 7,210 7,749 17 384,382 286,767 18 21,428 15,545 19 2,070,500 1,899,921 20 185,935 177,960 21 158,781 154,849 22 563,697 300,158 23 2,260 2,176 25 13,520 13,734 26 358 363 27 279 277 28 800 792 29 8,519 8,434 30 27,249 10,949 4,311,187 3,641,193 32 790,134 559,667 33 39,558 41,952 34 615 16 6,561 6,853 35 8,999 7,949 36 3,053,213 2,651,678 37 9,169 10,500 38 4,826 4,355 39 35,178 28,143 40 39 71 41 88,086 76,869 42 28,111 22,431 4,064,489 3,410,468 43 46,787 46,787 44 49,496 49,503 45 (1,396) (4,769) 46 15,495 15,495 47 44,340 44,340 86,934 76,690 (2,369) (2,445) 239,287 225,601 48 7,411 5,124 246,698 230,725 4,311,187 3,641,193 2014 8 28 83 168 二零一四年半年度報告 79 財務狀況表 截至2014年6月30日 (除特別註明外,以人民幣百萬元列示) 2014 2013 6 30 12 31 12 595,904 494,316 13 136,844 124,860 673 14 86,542 98,414 15 20,021 10,966 16 4,905 5,866 17 384,382 286,816 18 20,811 14,976 19 1,952,085 1,798,983 20 165,701 160,636 21 158,781 154,788 22 563,697 300,158 24 9,986 9,986 25 12,976 13,188 26 357 363 29 8,524 8,410 30 26,231 10,251 4,148,420 3,492,977 32 803,775 571,234 33 38,791 38,512 34 615 16 4,807 5,620 35 7,327 6,468 36 2,915,043 2,529,488 37 8,717 10,043 38 4,437 4,199 39 34,529 27,552 40 35 71 41 67,801 56,439 42 26,571 19,995 3,912,448 3,269,621 43 46,787 46,787 44 51,630 51,637 45 (1,401) (4,750) 46 15,495 15,495 47 44,250 44,250 79,211 69,937 235,972 223,356 4,148,420 3,492,977 2014 8 28 83 168 80 中信銀行股份有限公司 合併股東權益變動表(未經審核) 截至2014年6月30日止六個月期間 (除特別註明外,以人民幣百萬元列示) 2014 1 1 46,787 49,214 289 (4,769) 15,495 44,340 76,690 (2,445) 5,124 230,725 22,034 391 22,425 10 (7) 3,373 76 53 3,495 (7) 3,373 22,034 76 444 25,920 1. 1,825 1,825 2. 18 18 49 (11,790) (11,790) 2014 6 30 46,787 49,214 282 (1,396) 15,495 44,340 86,934 (2,369) 7,411 246,698 2012 12 31 46,787 49,214 274 (185) 11,709 35,326 57,351 (2,120) 4,730 203,086 18 (18) 2013 1 1 46,787 49,214 292 (185) 11,709 35,326 57,333 (2,120) 4,730 203,086 20,391 252 20,643 10 (2) (442) (178) (112) (734) (2) (442) 20,391 (178) 140 19,909 1. (7,018) (7,018) 2013 6 30 46,787 49,214 290 (627) 11,709 35,326 70,706 (2,298) 4,870 215,977 2012 12 31 46,787 49,214 274 (185) 11,709 35,326 57,351 (2,120) 4,730 203,086 18 (18) 2013 1 1 46,787 49,214 292 (185) 11,709 35,326 57,333 (2,120) 4,730 203,086 39,175 542 39,717 (3) (4,584) (325) (148) (5,060) (3) (4,584) 39,175 (325) 394 34,657 1. 46 3,786 (3,786) 2. 47 9,014 (9,014) 3. (7,018) (7,018) 2013 12 31 46,787 49,214 289 (4,769) 15,495 44,340 76,690 (2,445) 5,124 230,725 83 168 二零一四年半年度報告 81 合併現金流量表 截至2014年6月30日止六個月期間 (除特別註明外,以人民幣百萬元列示) 6 30 2014 2013 29,503 27,243 / (631) 117 (275) (48) (14) / (329) 124 11,617 4,889 1,055 865 1,752 1,104 (63) (22) (7,916) (7,427) 34,713 26,831 (31,979) (61,080) (8,425) (5,558) 35,168 38,892 (14,057) (9,045) 613 (97,642) (148,627) (165,984) (167,010) (263,639) (84,232) 230,258 72,222 / (2,746) 16,190 1,034 6,139 398,829 365,195 (20,209) (3,311) / (5,862) 775 90,072 47,381 289,349 288,028 4 99 63 22 (289,320) (325,980) (1,102) (1,041) (1,006) (38,872) 14,182 4,612 1,825 18 (3,000) (5,408) (2,182) (2,096) / 10,843 (2,892) 99,909 5,617 1 1 199,643 336,828 3,128 (1,490) 6 30 50 302,680 340,955 96,513 74,790 (47,456) (33,035) 83 168 82 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 1 2006 12 31 8 C 2007 4 27 2014 6 30 30 2014 8 28 2 (a) 34 2013 12 31 2013 12 31 (b) (c) 2014 1 1 2013 12 31 10 12 27 10 32 32 32 36 36 二零一四年半年度報告 83 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 2 (c) 39 39 21 (d) 2014 8 28 2410 2013 12 31 2014 3 27 3 6 30 2014 2013 (a) 3,686 3,387 3,651 3,100 3,047 2,656 7,230 4,738 14,865 829 46,979 40,800 14,421 10,838 1,962 2,286 6,438 6,563 1 1 102,280 75,198 (20,159) (7,570) (904) (358) (482) (117) (33,367) (25,575) (1,752) (1,104) (2) (56,666) (34,724) 45,614 40,474 (a) 2014 6 30 2.35 2013 6 30 1.30 84 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 4 6 30 2014 2013 3,679 2,445 3,336 2,262 1,805 1,125 1,773 950 1,219 843 (a) 810 542 783 407 92 7 13,497 8,581 (690) (604) 12,807 7,977 (a) 5 6 30 2014 2013 663 201 696 784 1,313 184 14 1 26 2,712 1,170 6 6 30 2014 2013 / 656 (87) / (496) 136 640 24 800 73 二零一四年半年度報告 85 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 7 6 30 2014 2013 7,215 6,144 971 760 473 406 463 301 298 255 167 133 166 139 1 2 90 69 9,844 8,209 1,799 1,249 672 553 383 312 262 171 149 166 129 223 3,394 2,674 4,350 3,588 3,498 3,469 21,086 17,940 8 6 30 2014 2013 / (7) 1 10,914 4,719 5 (9) (4) (82) 58 57 79 (13) 472 216 100 11,617 4,889 9 (a) 6 30 2014 2013 8,074 6,825 223 146 12 3 (1,231) (374) 7,078 6,600 86 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 9 (b) 6 30 2014 2013 29,503 27,243 7,376 6,811 (143) (84) (i) 291 178 (343) (275) (103) (30) 7,078 6,600 (i) 10 / 6 30 2014 2013 4,045 (491) 496 (136) (1,142) 147 / 3,399 (480) / (45) 12 148 (266) (7) / 3,495 (734) 11 2013 2014 6 30 2013 2014 6 30 6 30 2014 2013 22,034 20,391 46,787 46,787 0.47 0.44 二零一四年半年度報告 87 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 12 2014 2013 2014 2013 6 30 12 31 6 30 12 31 6,542 6,848 6,344 6,617 (a) 452,137 419,932 450,911 418,402 (b) 135,607 66,056 135,216 65,657 3,433 3,640 3,433 3,640 597,719 496,476 595,904 494,316 (a) 2014 6 30 18% 2013 12 31 18% 5% 2013 12 31 5% (b) 13 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 91,291 106,968 90,576 102,055 4,152 3,932 4,152 8,460 95,443 110,900 94,728 110,515 41,286 17,757 42,116 14,345 913 3,054 42,199 20,811 42,116 14,345 137,642 131,711 136,844 124,860 137,642 131,711 136,844 124,860 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 68,654 42,727 67,995 36,010 17,273 29,290 17,183 29,187 49,565 57,706 49,516 57,675 2,150 1,988 2,150 1,988 68,988 88,984 68,849 88,850 137,642 131,711 136,844 124,860 137,642 131,711 136,844 124,860 88 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 14 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 63,598 94,553 42,138 72,966 34,792 21,197 34,792 21,197 98,390 115,750 76,930 94,163 11,820 6,579 8,799 3,231 821 1,035 11,820 6,579 9,620 4,266 110,210 122,329 86,550 98,429 31 (8) (15) (8) (15) 110,202 122,314 86,542 98,414 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 53,790 27,747 45,965 22,379 56,354 94,447 40,556 75,942 66 135 29 108 110,210 122,329 86,550 98,429 31 (8) (15) (8) (15) 110,202 122,314 86,542 98,414 15 2014 2013 2014 2013 6 30 12 31 6 30 12 31 (a) 19,208 10,966 19,208 10,966 2 2 (b) 823 50 813 20,033 11,018 20,021 10,966 二零一四年半年度報告 89 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 15 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 41 5,109 41 5,109 1,683 286 1,683 286 9,478 2,215 9,478 2,215 7,975 3,356 7,975 3,356 19,177 10,966 19,177 10,966 31 31 31 31 19,208 10,966 19,208 10,966 676 676 198 1 198 1 18,334 10,965 18,334 10,965 19,208 10,966 19,208 10,966 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 10 10 258 258 555 40 555 823 50 813 823 50 813 823 50 813 823 50 813 90 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 16 / 16(c) 2014 6 30 2013 12 31 7,828 246 27 8,021 210 59 266,976 807 729 199,677 1,294 1,257 985,208 6,129 5,713 899,683 6,245 5,535 8,223 28 92 40,737 63,255 2 1,308,972 7,210 6,561 1,170,636 7,749 6,853 2014 6 30 2013 12 31 223,121 779 697 149,332 1,262 1,203 677,696 4,098 4,018 631,215 4,604 4,415 8,223 28 92 40,737 63,255 2 949,777 4,905 4,807 843,802 5,866 5,620 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 3 454,229 488,429 349,463 366,048 3 1 625,775 419,440 498,658 335,325 1 5 225,650 257,786 101,415 142,325 5 3,318 4,981 241 104 1,308,972 1,170,636 949,777 843,802 二零一四年半年度報告 91 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 16 / (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 740 766 485 500 11,752 10,296 5,991 5,801 40 40 9,550 8,412 9,550 8,412 10,401 11,224 8,768 10,114 32,483 30,698 24,834 24,827 2012 (c) 17 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 5,000 5,000 335,489 282,515 335,489 282,515 43,279 4,252 43,279 4,252 383,768 286,767 383,768 286,767 614 614 49 614 614 49 384,382 286,767 384,382 286,816 384,382 286,767 384,382 286,816 92 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 17 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 262,179 225,046 262,179 225,046 116,722 47,812 116,722 47,861 5,481 13,909 5,481 13,909 384,382 286,767 384,382 286,816 384,382 286,767 384,382 286,816 (c) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 268,645 131,965 268,645 131,965 114,234 149,879 114,234 149,928 1,503 4,923 1,503 4,923 384,382 286,767 384,382 286,816 384,382 286,767 384,382 286,816 18 2014 2013 2014 2013 6 30 12 31 6 30 12 31 5,279 6,139 5,187 6,020 7,370 6,051 7,079 5,717 7,128 2,092 7,128 2,092 2,644 1,951 2,410 1,835 22,421 16,233 21,804 15,664 31 (993) (688) (993) (688) 21,428 15,545 20,811 14,976 二零一四年半年度報告 93 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 19 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 1,558,780 1,435,157 1,463,226 1,356,527 66,264 64,769 59,143 57,188 651 696 1,625,695 1,500,622 1,522,369 1,413,715 222,641 220,369 213,439 211,649 106,324 97,767 106,324 97,767 96,069 86,494 95,818 86,243 68,415 35,923 62,378 30,470 493,449 440,553 477,959 426,129 2,119,144 1,941,175 2,000,328 1,839,844 31 (48,644) (41,254) (48,243) (40,861) (10,842) (8,966) (10,693) (8,835) (37,802) (32,288) (37,550) (32,026) 2,070,500 1,899,921 1,952,085 1,798,983 (b) 2014 6 30 (i) 2,093,898 4,878 20,368 2,119,144 1.19% (34,148) (3,654) (10,842) (48,644) 2,059,750 1,224 9,526 2,070,500 2013 12 31 (i) 1,921,209 3,552 16,414 1,941,175 1.03% (29,632) (2,656) (8,966) (41,254) 1,891,577 896 7,448 1,899,921 94 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 19 (b) 2014 6 30 (i) 1,975,453 4,877 19,998 2,000,328 1.24% (33,897) (3,653) (10,693) (48,243) 1,941,556 1,224 9,305 1,952,085 2013 12 31 (i) 1,820,205 3,548 16,091 1,839,844 1.07% (29,373) (2,653) (8,835) (40,861) 1,790,832 895 7,256 1,798,983 (i) (ii) 2014 6 30 203.68 2013 12 31 164.14 52.39 2013 12 31 40.05 151.29 2013 12 31 124.09 92.13 2013 12 31 78.19 108.42 2013 12 31 89.66 2014 6 30 199.98 2013 12 31 160.91 50.46 2013 12 31 38.41 149.52 2013 12 31 122.50 89.47 2013 12 31 75.79 106.93 2013 12 31 88.35 二零一四年半年度報告 95 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 19 (c) 2014 6 30 29,632 2,656 8,966 41,254 4,516 1,141 6,659 12,316 (5) (1,397) (1,402) (195) (195) (143) (3,351) (3,494) 5 160 165 34,148 3,654 10,842 48,644 2013 12 31 27,643 983 6,699 35,325 1,989 2,570 11,175 15,734 (42) (4,365) (4,407) (275) (275) / (42) (42) (897) (4,408) (5,305) 42 182 224 29,632 2,656 8,966 41,254 96 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 19 (c) 2014 6 30 29,373 2,653 8,835 40,861 4,524 1,135 6,609 12,268 (3) (1,357) (1,360) (194) (194) (135) (3,343) (3,478) 3 143 146 33,897 3,653 10,693 48,243 2013 12 31 27,411 982 6,484 34,877 1,962 2,553 11,097 15,612 (38) (4,329) (4,367) (271) (271) / (30) (30) (882) (4,287) (5,169) 38 171 209 29,373 2,653 8,835 40,861 二零一四年半年度報告 97 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 19 (d) 2014 6 30 3 3 1 1 3 3 4,879 2,885 1,301 669 9,734 8,116 6,009 3,482 403 18,010 12,421 8,287 5,121 466 26,295 11,240 7,334 4,287 449 23,310 1,181 953 834 17 2,985 25,416 17,181 9,904 1,538 54,039 2013 12 31 3 3 1 1 3 3 2,492 1,739 1,169 674 6,074 3,774 4,572 1,978 499 10,823 9,158 5,848 3,014 672 18,692 7,803 4,873 2,506 587 15,769 1,355 975 508 85 2,923 15,424 12,159 6,161 1,845 35,589 2014 6 30 3 3 1 1 3 3 4,736 2,883 1,301 669 9,589 7,911 5,974 3,411 376 17,672 11,355 8,272 5,114 368 25,109 10,236 7,321 4,280 351 22,188 1,119 951 834 17 2,921 24,002 17,129 9,826 1,413 52,370 2013 12 31 3 3 1 1 3 3 2,303 1,736 1,169 674 5,882 3,698 4,480 1,973 486 10,637 8,523 5,801 2,962 592 17,878 7,182 4,831 2,454 507 14,974 1,341 970 508 85 2,904 14,524 12,017 6,104 1,752 34,397 1 98 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 19 (e) 2014 6 30 2013 12 31 1 1 129 149 138 158 1 2 2 88 100 90 102 2 3 3 54 62 47 55 3 380 434 421 484 651 745 696 799 (5) (3) 646 693 20 2014 2013 2014 2013 6 30 12 31 6 30 12 31 (a) 175,267 172,320 159,141 160,176 (b) 6,613 605 6,416 315 (c) 3,851 4,828 (d) 204 207 144 145 185,935 177,960 165,701 160,636 二零一四年半年度報告 99 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 20 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 35,243 35,021 35,243 35,021 26,590 26,714 26,590 26,714 53,992 48,529 52,290 47,456 47,502 52,696 44,434 50,353 163,327 162,960 158,557 159,544 7,410 3,556 62 2,293 3,597 486 475 2,237 2,207 98 95 11,940 9,360 584 632 175,267 172,320 159,141 160,176 3,966 4,199 3,218 4,138 1,629 1,615 1,509 1,550 169,672 166,506 154,414 154,488 175,267 172,320 159,141 160,176 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 6,613 605 6,416 315 6,613 605 6,416 315 6,613 605 6,416 315 6,613 605 6,416 315 100 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 20 (c) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 2,357 2,589 1,494 2,239 3,851 4,828 3,851 4,828 3,851 4,828 (d) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 118 118 114 114 30 31 30 31 56 58 204 207 144 145 4 4 69 72 30 31 131 131 114 114 204 207 144 145 二零一四年半年度報告 101 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 20 (e) 2014 6 30 / 6,573 181,219 187,792 6,817 179,118 185,935 260 (2,010) (1,750) (16) (91) (107) 2013 12 31 / 525 183,864 184,389 812 177,148 177,960 292 (6,564) (6,272) (5) (152) (157) 2014 6 30 / 6,344 161,280 167,624 6,560 159,141 165,701 216 (2,066) (1,850) (73) (73) 2013 12 31 / 251 166,824 167,075 460 160,176 160,636 209 (6,524) (6,315) (124) (124) 102 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 20 (f) 2014 6 30 (5) (152) (157) (11) (11) 6 6 55 55 (16) (91) (107) 2013 12 31 (5) (144) (149) (29) (29) 18 18 3 3 (5) (152) (157) 2014 6 30 (124) (124) 6 6 45 45 (73) (73) 2013 12 31 (144) (144) 18 18 2 2 (124) (124) 二零一四年半年度報告 103 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 21 2014 2013 2014 2013 6 30 12 31 6 30 12 31 39,967 40,092 39,967 40,092 18,356 20,296 18,356 20,296 67,211 61,390 67,211 61,390 33,135 32,775 33,135 32,775 158,669 154,553 158,669 154,553 28 27 28 27 106 109 106 109 22 25 22 25 183 122 156 344 156 283 158,825 154,897 158,825 154,836 31 (44) (48) (44) (48) 158,781 154,849 158,781 154,788 117 115 117 115 841 606 841 545 157,823 154,128 157,823 154,128 158,781 154,849 158,781 154,788 155,456 147,052 155,456 146,990 964 741 964 679 22 2014 2013 2014 2013 6 30 12 31 6 30 12 31 119,595 96,999 119,595 96,999 350,620 114,987 350,620 114,987 90,782 65,558 90,782 65,558 1,000 20,814 1,000 20,814 1,800 1,800 1,800 1,800 563,797 300,158 563,797 300,158 31 (100) (100) 563,697 300,158 563,697 300,158 2014 6 30 446.88 2013 12 31 279.83 104 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 23 2014 2013 6 30 12 31 3 (a)~(c) 2,257 2,176 2,260 2,176 (a) 2014 6 30 / 21.39% 0.70 40% 22.18 (b) 2014 6 30 / 2014 6 30 11,068 4,652 6,416 349 285 2,380 213 2,167 116 48 (c) 1,038 893 1,931 2014 1 1 1,338 838 2,176 41 20 61 11 9 20 2014 6 30 1,390 867 2,257 2013 1 1 1,281 853 2,134 91 28 119 (16) (16) (34) (27) (61) 2013 12 31 1,338 838 2,176 二零一四年半年度報告 105 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 24 2014 2013 6 30 12 31 (a) 9,797 9,797 (b) 87 87 (c) 102 102 9,986 9,986 2014 6 30 (a) 74.59 70.32% 70.32% (b) 0.25 95% 5% 98.5% (c) 2 51% 51% (a) 2009 10 23 70.32% (b) 1984 0.25 95% 5% (c) 2011 2 51% 106 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 25 (b) 2014 1 1 11,409 1,548 7,145 20,102 27 90 343 460 (44) (44) 4 8 12 2014 6 30 11,440 1,638 7,452 20,530 2014 1 1 (2,557) (3,811) (6,368) (213) (459) (672) 38 38 (2) (6) (8) 2014 6 30 (2,772) (4,238) (7,010) 2014 1 1 (a) 8,852 1,548 3,334 13,734 2014 6 30 (a) 8,668 1,638 3,214 13,520 (b) 2013 1 1 9,932 1,338 5,729 16,999 1,519 210 1,714 3,443 (28) (271) (299) (14) (27) (41) 2013 12 31 11,409 1,548 7,145 20,102 2013 1 1 (2,164) (3,315) (5,479) (410) (741) (1,151) 11 227 238 6 18 24 2013 12 31 (2,557) (3,811) (6,368) 2013 1 1 7,768 1,338 2,414 11,520 2013 12 31 (a) 8,852 1,548 3,334 13,734 二零一四年半年度報告 107 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 25 (b) 2014 1 1 10,950 1,547 6,216 18,713 27 90 296 413 (42) (42) 2014 6 30 10,977 1,637 6,470 19,084 2014 1 1 (2,351) (3,174) (5,525) (208) (411) (619) 36 36 2014 6 30 (2,559) (3,549) (6,108) 2014 1 1 8,599 1,547 3,042 13,188 2014 6 30 8,418 1,637 2,921 12,976 (b) 2013 1 1 9,452 1,337 4,879 15,668 1,519 210 1,573 3,302 (21) (236) (257) 2013 12 31 10,950 1,547 6,216 18,713 2013 1 1 (1,955) (2,716) (4,671) (401) (657) (1,058) 5 199 204 2013 12 31 (2,351) (3,174) (5,525) 2013 1 1 7,497 1,337 2,163 10,997 2013 12 31 8,599 1,547 3,042 13,188 (a) 2014 6 30 17.51 2013 12 31 17.54 108 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 25 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 (50 66 66 (10~50 161 164 (10~50 8,418 8,599 8,418 8,599 23 23 8,668 8,852 8,418 8,599 26 2014 1 1 771 42 813 55 1 56 2014 6 30 826 43 869 2014 1 1 (439) (11) (450) (60) (1) (61) 2014 6 30 (499) (12) (511) 2014 1 1 332 31 363 2014 6 30 327 31 358 2013 1 1 644 41 685 128 1 129 (1) (1) 2013 12 31 771 42 813 2013 1 1 (336) (10) (346) (104) (1) (105) 1 1 2013 12 31 (439) (11) (450) 2013 1 1 308 31 339 2013 12 31 332 31 363 二零一四年半年度報告 109 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 26 2014 1 1 771 42 813 55 55 2014 6 30 826 42 868 2014 1 1 (439) (11) (450) (60) (1) (61) 2014 6 30 (499) (12) (511) 2014 1 1 332 31 363 2014 6 30 327 30 357 2013 1 1 644 41 685 128 1 129 (1) (1) 2013 12 31 771 42 813 2013 1 1 (336) (10) (346) (104) (1) (105) 1 1 2013 12 31 (439) (11) (450) 2013 1 1 308 31 339 2013 12 31 332 31 363 110 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 27 2014 2013 2014 2013 6 30 12 31 6 30 12 31 1 1 277 333 / (1) 2 / / (48) 3 (10) 6 30 /12 31 279 277 2014 6 30 2014 6 30 13 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 (50 12 12 (10-50 238 235 (10-50 29 30 279 277 28 二零一四年半年度報告 111 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 29 (a) 2014 6 30 2013 12 31 / / / / 28,276 7,051 21,910 5,459 1,467 379 6,076 1,518 5,018 1,254 6,547 1,637 (704) (165) (758) (180) 34,057 8,519 33,775 8,434 2014 6 30 2013 12 31 / / / / 28,052 7,013 21,682 5,420 1,614 404 6,068 1,517 5,013 1,253 6,542 1,636 (582) (146) (651) (163) 34,097 8,524 33,641 8,410 (b) 2014 1 1 5,459 1,518 1,637 (180) 8,434 1,592 3 (379) 15 1,231 (1,142) (4) (1,146) 2014 6 30 7,051 379 1,254 (165) 8,519 2013 1 1 4,454 60 1,709 (132) 6,091 1,005 (71) (72) (48) 814 1,529 1,529 2013 12 31 5,459 1,518 1,637 (180) 8,434 112 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 29 (b) 2014 1 1 5,420 1,517 1,636 (163) 8,410 1,593 3 (379) 17 1,234 (1,116) (4) (1,120) 2014 6 30 7,013 404 1,253 (146) 8,524 2013 1 1 4,421 69 1,708 (125) 6,073 999 (71) (72) (38) 818 1,519 1,519 2013 12 31 5,420 1,517 1,636 (163) 8,410 (i) 2014 6 30 2013 12 31 30 2014 2013 2014 2013 6 30 12 31 6 30 12 31 10,129 3,040 10,110 3,009 2,315 368 2,315 368 1,298 1,318 1,294 1,314 888 900 888 900 838 754 832 747 (a) 219 268 219 268 (b) 11,562 4,301 10,573 3,645 27,249 10,949 26,231 10,251 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 377 350 377 350 23 23 23 23 400 373 400 373 31 (181) (105) (181) (105) 219 268 219 268 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 12,259 4,946 11,269 4,289 31 (697) (645) (696) (644) 11,562 4,301 10,573 3,645 二零一四年半年度報告 113 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 31 2014 6 30 / 14 15 (7) 8 18 688 522 (82) 7 (142) 993 19 41,254 12,316 (1,402) (30) (3,494) 48,644 20 157 11 (6) (55) 107 21 48 (4) 44 22 100 100 30(a) 105 79 (3) 181 30(b) 645 63 (31) 20 697 42,912 13,091 (1,532) (61) (3,636) 50,774 2013 12 31 / 14 8 7 15 18 242 702 (83) (59) (114) 688 19 35,325 15,734 (4,407) (93) (5,305) 41,254 20 149 29 (18) (3) 157 21 130 (85) 3 48 22 30(a) 167 7 (23) (7) (39) 105 30(b) 647 68 (34) (11) (25) 645 36,668 16,547 (4,650) (170) (5,483) 42,912 2014 6 30 / 14 15 (7) 8 18 688 522 (82) 7 (142) 993 19 40,861 12,268 (1,360) (48) (3,478) 48,243 20 124 (6) (45) 73 21 48 (4) 44 22 100 100 30(a) 105 79 (3) 181 30(b) 644 63 (30) 19 696 42,485 13,032 (1,489) (70) (3,620) 50,338 114 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 31 2013 12 31 / 14 8 7 15 18 242 702 (83) (59) (114) 688 19 34,877 15,612 (4,367) (92) (5,169) 40,861 20 144 (18) (2) 124 21 130 (85) 3 48 22 30(a) 167 7 (23) (7) (39) 105 30(b) 646 68 (34) (11) (25) 644 36,214 16,396 (4,610) (168) (5,347) 42,485 / / 8 32 2014 2013 2014 2013 6 30 12 31 6 30 12 31 393,540 312,846 393,566 313,411 370,902 231,521 370,902 231,515 764,442 544,367 764,468 544,926 25,685 15,294 39,306 26,302 7 6 1 6 25,692 15,300 39,307 26,308 790,134 559,667 803,775 571,234 33 2014 2013 2014 2013 6 30 12 31 6 30 12 31 8,068 15,655 7,944 15,372 607 579 607 579 8,675 16,234 8,551 15,951 30,883 25,718 30,240 22,561 30,883 25,718 30,240 22,561 39,558 41,952 38,791 38,512 二零一四年半年度報告 115 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 34 2014 2013 2014 2013 6 30 12 31 6 30 12 31 615 615 615 615 35 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 7,296 4,949 7,296 4,949 194 1,470 1,470 7,490 6,419 7,296 6,419 1,509 1,530 31 49 1,509 1,530 31 49 8,999 7,949 7,327 6,468 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 7,296 4,949 7,296 4,949 1,703 3,000 31 1,519 8,999 7,949 7,327 6,468 36 2014 2013 2014 2013 6 30 12 31 6 30 12 31 1,028,590 932,551 1,000,473 913,320 163,710 127,430 150,146 113,377 1,192,300 1,059,981 1,150,619 1,026,697 1,406,138 1,198,043 1,351,696 1,143,519 440,253 387,311 398,206 352,929 1,846,391 1,585,354 1,749,902 1,496,448 14,522 6,343 14,522 6,343 3,053,213 2,651,678 2,915,043 2,529,488 116 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 36 2014 2013 2014 2013 6 30 12 31 6 30 12 31 314,964 302,969 314,856 302,951 18,116 35,882 18,041 35,707 13,805 22,018 11,548 19,883 175,334 85,265 166,747 79,938 522,219 446,134 511,192 438,479 37 2014 6 30 9,742 7,215 (8,742) 8,215 (a) 36 971 (926) 81 473 (473) 16 463 (458) 21 538 298 (144) 692 36 167 (169) 34 (b) 4 166 (166) 4 (c) 34 3 (1) 36 94 90 (98) 86 10,500 9,846 (11,177) 9,169 2013 12 31 9,901 12,839 (12,998) 9,742 (a) 36 1,680 (1,680) 36 1,195 (1,195) 22 750 (756) 16 446 534 (442) 538 31 303 (298) 36 (b) 3 291 (290) 4 (c) 35 6 (7) 34 104 199 (209) 94 10,578 17,797 (17,875) 10,500 二零一四年半年度報告 117 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 37 2014 6 30 9,290 6,605 (8,128) 7,767 (a) 35 964 (919) 80 470 (470) 16 460 (455) 21 536 297 (142) 691 36 166 (168) 34 (b) 4 163 (163) 4 (c) 34 3 (1) 36 92 52 (60) 84 10,043 9,180 (10,506) 8,717 2013 12 31 9,568 11,838 (12,116) 9,290 (a) 35 1,663 (1,663) 35 1,186 (1,186) 22 745 (751) 16 444 533 (441) 536 31 301 (296) 36 (b) 3 285 (284) 4 (c) 35 6 (7) 34 103 121 (132) 92 10,241 16,678 (16,876) 10,043 (a) (b) 2014 6 30 1.63 2013 6 30 1.36 (c) 37(a) 37(c) 118 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 38 2014 2013 2014 2013 6 30 12 31 6 30 12 31 2,602 2,226 2,229 2,087 2,209 2,110 2,204 2,104 15 19 4 8 4,826 4,355 4,437 4,199 39 2014 2013 2014 2013 6 30 12 31 6 30 12 31 24,589 21,696 24,125 21,325 748 1,246 604 1,108 9,841 5,201 9,800 5,119 35,178 28,143 34,529 27,552 40 2014 2013 2014 2013 6 30 12 31 6 30 12 31 39 71 35 71 39 71 35 71 2014 2013 2014 2013 6 30 12 31 6 30 12 31 / 71 93 71 93 / / (18) 3 (22) 3 / (14) (25) (14) (25) / 39 71 35 71 二零一四年半年度報告 119 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 41 2014 2013 2014 2013 6 30 12 31 6 30 12 31 (a) 17,187 15,904 16,475 14,999 45,418 45,279 38,473 38,472 (b) 38,473 38,472 38,473 38,472 (c) 6,945 6,807 (d) 12,628 12,718 (e) 12,853 2,968 12,853 2,968 88,086 76,869 67,801 56,439 (a) 2013 11 8 5.2% 150 2018 11 12 2014 2 20 4.125% 15 2017 2 27 (b) 2014 2013 6 30 12 31 2020 5 (i) 5,000 5,000 2021 6 (ii) 2,000 2,000 2025 5 (iii) 11,500 11,500 2027 6 (iv) 19,973 19,972 38,473 38,472 (i) 2010 5 28 4.00% 2015 5 28 5 4.00% (ii) 2006 6 22 4.12% 2016 6 22 5 7.12% (iii) 2010 5 28 4.30% 2020 5 28 5 4.30% (iv) 2012 6 21 5.15% 2022 6 21 5 5.15% 120 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 41 (c) 2014 2013 6 30 12 31 2020 6 (i) 3,294 3,222 2017 9 (ii) 1,833 1,791 2019 5 (iii) 1,818 1,794 6,945 6,807 (i) 2010 6 24 6.875% 5 2020 6 24 (ii) 2012 9 27 3.875% 3 2017 9 28 (iii) 2013 11 7 6.00% 3 2019 5 7 (d) (e) 2014 1 6 130 42 2014 2013 2014 2013 6 30 12 31 6 30 12 31 4,334 11,897 3,923 10,303 243 222 243 222 231 319 231 319 11,774 11,774 11,529 9,993 10,400 9,151 28,111 22,431 26,571 19,995 43 2014 2013 6 30 12 31 A 31,905 31,905 H 14,882 14,882 46,787 46,787 二零一四年半年度報告 121 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 44 2014 2013 2014 2013 6 30 12 31 6 30 12 31 (a) 49,214 49,214 51,619 51,619 282 289 11 18 49,496 49,503 51,630 51,637 (a) 45 2014 2013 2014 2013 6 30 12 31 6 30 12 31 1 1 (4,769) (185) (4,750) (195) 4,009 (6,893) 3,963 (6,845) / 498 784 502 771 (1,134) 1,525 (1,116) 1,519 6 30 /12 31 (1,396) (4,769) (1,401) (4,750) 46 2014 2013 6 30 12 31 1 1 15,495 11,709 3,786 6 30 /12 31 15,495 15,495 10% 50% 25% 122 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 47 2014 2013 2014 2013 6 30 12 31 6 30 12 31 1 1 44,340 35,326 44,250 35,250 9,014 9,000 6 30 /12 31 44,340 44,340 44,250 44,250 2012 7 1 5 1.5% 48 2014 6 30 18.25 2014 4 22 3 2019 4 22 7.25% 5.627% 0.05% 49 (a) 2014 5 21 2013 2013 12 31 10 2.52 117.90 2014 7 17 (b) 2014 6 30 0.34 2013 12 31 0.34 50 2014 2013 6 30 6 30 6,542 7,105 135,607 65,699 3 85,501 218,937 3 58,927 25,375 3 16,103 23,839 296,138 333,850 302,680 340,955 二零一四年半年度報告 123 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 51 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 1 103,582 86,470 38,721 37,076 1 48,089 50,861 46,786 50,063 151,671 137,331 85,507 87,139 119,024 114,950 117,825 109,999 191,451 199,762 184,684 191,454 760,452 695,944 758,191 692,522 120,317 95,217 114,094 89,589 1,342,915 1,243,204 1,260,301 1,170,703 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 460,179 428,172 456,054 423,022 0% 150% (c) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 2,752 2,715 2,727 2,695 416 12 416 12 124 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 51 (d) 1 5 2014 2013 2014 2013 6 30 12 31 6 30 12 31 2,345 2,733 2,154 2,536 2,424 2,534 2,258 2,353 2,207 2,235 2,070 2,086 3,463 3,682 3,244 3,447 5,898 3,591 5,685 3,328 16,337 14,775 15,411 13,750 (e) 2014 6 30 2.66 2013 12 31 3.58 0.39 2013 12 31 0.71 (f) 2014 2013 6 30 12 31 3,634 3,792 (g) 二零一四年半年度報告 125 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 52 (a) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 7,039 4,618 7,039 4,618 13,321 3,134 11,563 1,498 68 67 20,428 7,819 18,602 6,116 (b) 2014 6 30 6.15 2013 12 31 53 (a) 2014 2013 6 30 12 31 414,671 358,561 414,671 358,561 126 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 53 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 309,881 246,356 309,881 246,356 309,881 246,356 309,881 246,356 2014 6 30 638.54 2013 12 31 601.71 54 / / (a) 二零一四年半年度報告 127 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 54 (a) 2013 2014 6 30 23,896 9,315 11,800 603 45,614 / 4,822 (2,408) (1,524) (890) 28,718 6,907 10,276 (287) 45,614 2,868 4,505 5,358 76 12,807 i 137 42 2,738 763 3,680 31,723 11,454 18,372 552 62,101 (619) (191) (204) (41) (1,055) (9,852) (8,150) (1,544) (485) (20,031) (7,861) (2,762) (554) (440) (11,617) (1) (1) 106 106 / 13,391 351 16,070 (309) 29,503 173 266 14 118 571 2014 6 30 1,848,443 654,409 1,678,980 118,576 4,300,408 2,260 2,260 8,519 4,311,187 2,510,246 629,664 847,815 76,764 4,064,489 4,064,489 1,222,598 120,317 1,342,915 128 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 54 (a) 2013 6 30 22,271 7,741 10,034 428 40,474 / 5,864 (1,133) (5,316) 585 28,135 6,608 4,718 1,013 40,474 / 1,326 2,955 3,709 (13) 7,977 i 97 45 1,254 227 1,623 29,558 9,608 9,681 1,227 50,074 (387) (356) (64) (58) (865) (8,845) (6,350) (1,479) (401) (17,075) (3,303) (1,219) (173) (194) (4,889) 1 1 (3) (3) 17,023 1,683 7,965 572 27,243 394 363 41 20 818 2013 12 31 1,705,515 595,217 1,307,446 22,405 3,630,583 2,176 2,176 8,434 3,641,193 2,166,596 537,464 632,937 73,471 3,410,468 3,410,468 1,147,987 95,217 1,243,204 i 二零一四年半年度報告 129 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 54 (b) 30 2014 6 30 7,443 6,355 5,127 5,477 5,203 1,108 13,788 1,113 45,614 / 1,333 (436) 3,324 866 566 143 (6,387) 591 8,776 5,919 8,451 6,343 5,769 1,251 7,401 1,704 45,614 2,057 1,392 2,149 1,297 1,414 300 3,798 400 12,807 i 572 237 515 99 134 25 1,642 456 3,680 11,405 7,548 11,115 7,739 7,317 1,576 12,841 2,560 62,101 (170) (112) (201) (116) (121) (33) (210) (92) (1,055) (3,961) (2,538) (3,977) (2,614) (2,474) (554) (2,952) (961) (20,031) (5,343) (2,223) (2,396) (656) (493) (361) (132) (13) (11,617) (1) (1) 106 106 1,931 2,675 4,541 4,353 4,229 628 9,547 1,599 29,503 61 69 62 73 29 13 218 46 571 130 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 54 (b) 2014 6 30 958,992 623,960 958,837 526,064 573,491 108,108 1,444,932 186,626 (1,080,602) 4,300,408 2,260 2,260 8,519 4,311,187 953,923 619,848 950,850 521,251 567,911 106,689 1,256,467 168,381 (1,080,831) 4,064,489 4,064,489 318,767 171,313 275,308 200,165 152,963 28,060 114,094 82,245 1,342,915 2013 6 30 6,509 4,680 5,334 4,420 4,913 1,276 12,402 940 40,474 / 2,133 576 2,643 1,180 76 15 (6,887) 264 8,642 5,256 7,977 5,600 4,989 1,291 5,515 1,204 40,474 1,504 576 1,462 932 823 283 2,121 276 7,977 i 273 135 296 101 55 18 316 429 1,623 10,419 5,967 9,735 6,633 5,867 1,592 7,952 1,909 50,074 (154) (83) (171) (89) (89) (26) (174) (79) (865) (3,865) (2,188) (3,335) (2,312) (2,005) (484) (2,078) (808) (17,075) / (2,876) (623) (770) (265) (366) (34) 68 (23) (4,889) 1 1 (3) (3) 3,524 3,073 5,459 3,967 3,407 1,048 5,768 997 27,243 43 29 65 32 498 9 112 30 818 2013 12 31 771,024 549,279 851,490 455,064 446,164 99,848 1,114,858 168,881 (826,025) 3,630,583 2,176 2,176 8,434 3,641,193 767,235 542,146 839,582 447,303 438,613 97,957 949,745 153,933 (826,046) 3,410,468 3,410,468 296,680 162,977 280,094 184,939 131,909 24,515 89,589 72,501 1,243,204 i 二零一四年半年度報告 131 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (i) (ii) (iii) (iv) (v) 132 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (i) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 591,177 489,628 589,560 487,699 137,642 131,711 136,844 124,860 110,202 122,314 86,542 98,414 20,031 11,016 20,021 10,966 7,210 7,749 4,905 5,866 384,382 286,767 384,382 286,816 21,428 15,545 20,811 14,976 2,070,500 1,899,921 1,952,085 1,798,983 179,118 177,148 159,141 160,176 158,781 154,849 158,781 154,788 563,697 300,158 563,697 300,158 23,874 6,707 22,998 6,140 4,268,042 3,603,513 4,099,767 3,449,842 1,342,915 1,243,204 1,260,301 1,170,703 5,610,957 4,846,717 5,360,068 4,620,545 二零一四年半年度報告 133 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (ii) 2014 6 30 20,368 29 232 (10,842) (8) (135) 9,526 21 97 4,878 (3,654) 1,224 (1) 29,211 3 24,584 3 1 4,627 1 (3,183) 26,028 2,064,687 247,823 384,382 357,833 563,797 (2) (30,965) (100) 2,033,722 247,823 384,382 357,833 563,697 2,070,500 247,844 384,382 357,930 563,697 134 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (ii) 2013 12 31 16,414 96 422 (8,966) (15) (200) 7,448 81 222 3,552 (2,656) 896 (1) 15,946 30 3 14,845 30 3 1 1,101 1 (1,047) 14,899 30 1,905,263 253,914 286,767 342,791 300,158 (2) (28,585) 1,876,678 253,914 286,767 342,791 300,158 1,899,921 254,025 286,767 343,013 300,158 二零一四年半年度報告 135 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (ii) 2014 6 30 19,998 29 126 (10,693) (8) (117) 9,305 21 9 4,877 (3,653) 1,224 (1) 27,818 3 23,191 3 1 4,627 1 (3,176) 24,642 1,947,635 223,365 384,382 337,934 563,797 (2) (30,721) (100) 1,916,914 223,365 384,382 337,934 563,697 1,952,085 223,386 384,382 337,943 563,697 136 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (ii) 2013 12 31 16,091 96 181 (8,835) (15) (172) 7,256 81 9 3,548 (2,653) 895 (1) 15,066 30 3 13,965 30 3 1 1,101 1 (1,038) 14,028 30 1,805,139 223,163 286,816 325,921 300,158 (2) (28,335) 1,776,804 223,163 286,816 325,921 300,158 1,798,983 223,274 286,816 325,930 300,158 (1) 2014 6 30 226.84 2013 12 31 99.38 97.75 2013 12 31 55.59 129.09 2013 12 31 43.79 133.70 2013 12 31 80.69 2014 6 30 212.92 2013 12 31 93.76 87.89 2013 12 31 51.25 125.03 2013 12 31 42.51 100.06 2013 12 31 57.12 (2) 二零一四年半年度報告 137 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (iii) 2014 6 30 2013 12 31 % % 429,686 20.3 173,369 412,819 21.3 149,772 326,275 15.4 170,020 298,847 15.4 149,330 138,425 6.5 60,371 135,778 7.0 61,179 146,803 6.9 124,220 128,930 6.6 113,434 97,599 4.6 40,809 81,873 4.2 32,750 86,578 4.1 41,045 71,853 3.7 34,543 54,712 2.6 14,980 56,817 2.9 15,523 73,998 3.5 37,567 67,657 3.5 35,537 16,265 0.8 4,213 16,992 0.9 4,880 189,090 8.9 61,786 164,287 8.5 49,120 1,559,431 73.6 728,380 1,435,853 74.0 646,068 493,449 23.3 372,756 440,553 22.7 330,753 66,264 3.1 64,769 3.3 2,119,144 100.0 1,101,136 1,941,175 100.0 976,821 2014 6 30 2013 12 31 % % 423,064 21.2 171,295 406,726 22.1 147,756 306,087 15.3 166,244 287,087 15.6 145,686 136,638 6.8 59,716 134,002 7.3 60,554 133,749 6.7 112,520 116,735 6.3 101,770 96,851 4.8 40,358 81,048 4.4 32,440 86,450 4.3 41,045 71,722 3.9 34,543 54,313 2.7 14,836 56,419 3.1 15,453 73,673 3.7 37,480 67,428 3.7 35,479 16,265 0.8 4,213 16,992 0.9 4,880 136,136 6.8 50,028 118,368 6.4 41,703 1,463,226 73.1 697,735 1,356,527 73.7 620,264 477,959 23.9 358,308 426,129 23.2 317,126 59,143 3.0 57,188 3.1 2,000,328 100.0 1,056,043 1,839,844 100.0 937,390 138 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (iii) 10% 2014 6 30 7,735 3,882 7,563 4,115 (1,443) 10,490 5,609 6,263 4,607 (1,733) 2013 12 31 6,454 3,278 5,469 2,034 (1,541) 8,059 4,654 4,335 5,366 (2,841) 2014 6 30 7,551 3,824 7,547 4,117 (1,440) 10,485 5,607 6,232 4,621 (1,729) 2013 12 31 6,319 3,250 5,444 2,011 (1,534) 8,055 4,650 4,297 5,313 (2,816) (iv) 2014 6 30 2013 12 31 % % 554,353 26.2 233,846 513,609 26.5 214,739 508,364 24.0 273,671 476,101 24.5 238,225 315,432 14.9 213,047 278,425 14.3 180,297 288,688 13.6 151,142 266,342 13.7 139,354 288,585 13.6 152,860 255,620 13.2 133,977 61,335 2.9 35,932 57,920 3.0 34,898 102,387 4.8 40,638 93,158 4.8 35,331 2,119,144 100.0 1,101,136 1,941,175 100.0 976,821 二零一四年半年度報告 139 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (iv) 2014 6 30 2013 12 31 % % 543,344 27.2 232,556 511,075 27.8 214,041 505,481 25.3 271,521 472,973 25.7 236,173 312,895 15.6 212,032 275,914 15.0 178,947 288,688 14.4 151,142 266,342 14.5 139,354 288,585 14.4 152,860 255,620 13.9 133,977 61,335 3.1 35,932 57,920 3.1 34,898 2,000,328 100.0 1,056,043 1,839,844 100.0 937,390 10% 2014 6 30 6,700 1,775 10,437 10,581 5,294 10,181 4,198 2,458 5,971 1,674 498 5,419 1,140 504 4,671 2013 12 31 3,995 1,151 9,107 10,567 5,353 8,898 2,311 1,360 4,571 1,126 235 4,528 976 432 4,073 140 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (iv) 10% 2014 6 30 6,656 1,742 10,436 10,575 5,290 10,161 4,158 2,438 5,962 1,674 498 5,419 1,140 504 4,671 2013 12 31 3,950 1,132 9,106 10,559 5,349 8,884 2,268 1,360 4,568 1,126 235 4,528 976 432 4,073 (v) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 421,300 399,860 393,908 382,075 530,444 499,725 491,234 463,191 1,101,136 976,821 1,056,043 937,390 815,428 740,650 779,838 705,499 285,708 236,171 276,205 231,891 2,052,880 1,876,406 1,941,185 1,782,656 66,264 64,769 59,143 57,188 2,119,144 1,941,175 2,000,328 1,839,844 二零一四年半年度報告 141 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (a) (vi) 2014 6 30 2013 12 31 10,439 0.50% 6,176 0.32% 3 5,633 0.27% 4,045 0.21% 3 4,806 0.23% 2,131 0.11% 2014 6 30 2013 12 31 9,879 0.49% 5,603 0.30% 3 5,633 0.28% 4,045 0.22% 3 4,246 0.21% 1,558 0.08% 142 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (b) 2014 6 30 3 (i) 3 1 1 5 5 1.49% 597,719 6,542 591,177 4.18% 137,642 125 105,856 29,511 2,150 4.49% 110,202 21 90,351 19,830 5.65% 384,382 367,594 15,476 1,312 6.43% 563,697 169,904 287,292 106,501 (ii) 6.31% 2,070,500 212 920,830 1,103,375 43,603 2,480 (iii) 3.84% 367,009 9,154 63,279 71,714 152,331 70,531 3.96% 80,036 72,751 1,994 5,291 4,311,187 88,805 2,310,985 1,532,489 305,897 73,011 二零一四年半年度報告 143 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (b) 2014 6 30 3 (i) 3 1 1 5 5 5.48% 790,134 2,687 555,883 178,874 52,690 3.61% 39,558 35,758 3,193 607 3.82% 8,999 6,546 2,453 2.47% 3,053,213 15,413 2,071,631 695,818 267,240 3,111 4.20% 88,086 18,079 7,962 20,278 41,767 3.24% 84,499 81,535 940 1,409 615 4,064,489 99,635 2,688,837 889,709 341,430 44,878 246,698 (10,830) (377,852) 642,780 (35,533) 28,133 2013 12 31 3 (i) 3 1 1 5 5 1.50% 496,476 6,848 489,628 3.91% 131,711 98,753 30,970 1,988 4.05% 122,314 21 73,156 49,125 12 5.02% 286,767 206,245 75,629 4,893 6.03% 300,158 93,423 121,758 84,977 (ii) 6.18% 1,899,921 211 1,047,247 799,481 51,412 1,570 (iii) 3.75% 346,003 3,084 71,585 60,401 145,265 65,668 57,843 57,843 3,641,193 68,007 2,080,037 1,137,364 288,547 67,238 4.25% 559,667 1,071 355,471 157,559 45,566 2.47% 41,952 36,560 4,813 579 4.53% 7,949 5,085 2,864 2.20% 2,651,678 11,434 1,800,758 587,175 250,052 2,259 3.96% 76,869 7,275 8,821 17,284 43,489 72,353 72,353 3,410,468 84,858 2,205,149 761,232 313,481 45,748 230,725 (16,851) (125,112) 376,132 (24,934) 21,490 144 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (b) 2014 6 30 3 (i) 3 1 1 5 5 1.50% 595,904 6,344 589,560 4.31% 136,844 105,183 29,511 2,150 5.23% 86,542 21 69,770 16,751 5.65% 384,382 367,594 15,476 1,312 6.43% 563,697 169,904 287,292 106,501 (ii) 6.47% 1,952,085 815,707 1,091,492 42,593 2,293 (iii) 3.88% 354,489 16,618 53,074 68,871 145,580 70,346 3.96% 74,477 67,192 1,994 5,291 4,148,420 90,175 2,172,786 1,514,684 298,136 72,639 5.58% 803,775 368 571,748 178,969 52,690 3.87% 38,791 34,991 3,193 607 4.12% 7,327 5,103 2,224 2.51% 2,915,043 14,522 1,966,812 665,321 265,277 3,111 4.88% 67,801 11,393 1,460 16,475 38,473 3.24% 79,711 76,747 940 1,409 615 3,912,448 91,637 2,590,987 852,576 335,664 41,584 235,972 (1,462) (418,201) 662,108 (37,528) 31,055 2013 12 31 3 (i) 3 1 1 5 5 1.50% 494,316 6,617 487,699 4.02% 124,860 91,901 30,971 1,988 4.77% 98,414 21 59,532 38,849 12 5.02% 286,816 206,294 75,629 4,893 6.03% 300,158 93,423 121,758 84,977 (ii) 6.34% 1,798,983 955,897 791,493 50,217 1,376 (iii) 3.78% 336,376 10,498 63,681 57,155 139,492 65,550 53,054 53,054 3,492,977 70,190 1,958,427 1,115,855 281,579 66,926 二零一四年半年度報告 145 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (b) 2013 12 31 3 (i) 3 1 1 5 5 4.39% 571,234 79 364,393 161,196 45,566 2.63% 38,512 33,130 4,803 579 4.90% 6,468 3,604 2,864 2.24% 2,529,488 6,343 1,708,754 564,646 247,486 2,259 4.72% 56,439 2,968 14,999 38,472 67,480 67,480 3,269,621 73,902 2,112,849 733,509 308,630 40,731 223,356 (3,712) (154,422) 382,346 (27,051) 26,195 (i) / / (ii) 3 2014 6 30 341.82 2013 12 31 228.69 3 2014 6 30 340.71 2013 12 31 219.69 (iii) 2014 6 30 2013 12 31 2014 6 30 2013 12 31 (100) 100 (100) 100 / (1,042) 1,042 (1,570) 1,570 (i) (ii) (iii) 146 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (b) 2014 6 30 585,072 11,660 765 222 597,719 59,061 74,479 1,738 2,364 137,642 89,440 20,710 45 7 110,202 383,768 614 384,382 563,697 563,697 1,803,752 208,462 46,500 11,786 2,070,500 332,693 19,937 11,214 3,165 367,009 73,351 2,821 3,089 775 80,036 3,890,834 338,683 63,351 18,319 4,311,187 749,301 28,984 472 11,377 790,134 1,817 36,285 20 1,436 39,558 7,490 1,509 8,999 2,714,779 241,966 79,356 17,112 3,053,213 71,971 8,723 3,825 3,567 88,086 77,549 2,472 3,901 577 84,499 3,622,907 319,939 87,574 34,069 4,064,489 267,927 18,744 (24,223) (15,750) 246,698 1,180,907 127,888 25,556 8,564 1,342,915 (i) (16,030) (42,524) 38,622 15,732 (4,200) 二零一四年半年度報告 147 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (b) 2013 12 31 486,947 8,680 655 194 496,476 71,895 50,953 4,676 4,187 131,711 107,586 14,683 45 122,314 286,767 286,767 300,158 300,158 1,692,895 159,118 42,991 4,917 1,899,921 320,450 13,760 8,764 3,029 346,003 55,881 (990) 2,285 667 57,843 3,322,579 246,204 59,416 12,994 3,641,193 526,942 16,446 1,095 15,184 559,667 6,021 33,313 4 2,614 41,952 6,419 1,530 7,949 2,411,528 158,965 65,991 15,194 2,651,678 60,654 8,176 4,472 3,567 76,869 66,838 2,326 2,534 655 72,353 3,078,402 220,756 74,096 37,214 3,410,468 244,177 25,448 (14,680) (24,220) 230,725 1,080,234 130,747 23,114 9,109 1,243,204 (i) (21,054) (37,716) 27,712 23,540 (7,518) 148 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (b) 2014 6 30 583,855 11,280 588 181 595,904 59,544 74,624 453 2,223 136,844 75,485 10,796 261 86,542 383,768 614 384,382 563,697 563,697 1,791,787 148,650 937 10,711 1,952,085 340,522 13,398 569 354,489 69,280 4,563 131 503 74,477 3,867,938 263,925 2,370 14,187 4,148,420 763,000 28,967 432 11,376 803,775 1,694 35,642 20 1,435 38,791 7,296 31 7,327 2,679,718 216,885 9,818 8,622 2,915,043 67,801 67,801 73,452 4,611 1,418 230 79,711 3,592,961 286,136 11,688 21,663 3,912,448 274,977 (22,211) (9,318) (7,476) 235,972 1,173,498 79,140 156 7,507 1,260,301 (i) (15,678) (4,674) 8,965 7,461 (3,926) 二零一四年半年度報告 149 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (b) 2013 12 31 485,412 8,307 442 155 494,316 69,795 50,189 861 4,015 124,860 90,199 7,835 380 98,414 286,767 49 286,816 300,158 300,158 1,681,466 113,149 396 3,972 1,798,983 328,427 6,844 284 821 336,376 51,141 1,439 2 472 53,054 3,293,365 187,812 2,365 9,435 3,492,977 538,600 16,424 1,026 15,184 571,234 5,056 31,579 4 1,873 38,512 6,419 49 6,468 2,380,143 135,674 8,021 5,650 2,529,488 56,439 56,439 62,130 4,960 35 355 67,480 3,048,787 188,686 9,086 23,062 3,269,621 244,578 (874) (6,721) (13,627) 223,356 1,075,617 88,453 14 6,619 1,170,703 (i) (13,229) (13,709) 6,390 13,010 (7,538) (i) 2014 6 30 2013 12 31 2014 6 30 2013 12 31 (100) 100 (100) 100 / 15.28 (15.28) (0.14) 0.14 (i) 100 (ii) (iii) 150 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (c) : 2014 6 30 3 3 1 1 5 5 (i) 142,149 455,570 597,719 68,654 37,327 29,511 2,150 137,642 89,111 21,033 37 21 110,202 367,379 15,500 1,503 384,382 169,904 287,292 106,501 563,697 (ii) 13,963 508,079 808,176 391,499 325,968 22,815 2,070,500 (iii) 6,488 21,505 50,175 201,380 84,701 2,760 367,009 16,831 24,719 8,805 1,546 530 27,605 80,036 248,085 1,218,024 1,220,492 704,616 411,199 508,771 4,311,187 68,074 485,202 184,168 52,690 790,134 35,758 3,193 607 39,558 6,546 2,453 8,999 1,509,322 580,425 692,919 267,436 3,111 3,053,213 16,013 8,660 21,646 41,767 88,086 51,594 5,927 7,343 14,597 1,382 3,656 84,499 1,628,990 1,129,871 898,736 356,976 46,260 3,656 4,064,489 / (1,380,905) 88,153 321,756 347,640 364,939 505,115 246,698 二零一四年半年度報告 151 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (c) 2013 12 31 3 3 1 1 5 5 (i) 72,904 423,572 496,476 42,727 56,026 30,970 1,988 131,711 30 71,915 50,249 39 81 122,314 206,165 75,679 4,923 286,767 93,423 121,758 84,977 300,158 (ii) 7,950 413,272 799,264 356,098 308,044 15,293 1,899,921 (iii) 367 27,126 37,473 195,147 83,166 2,724 346,003 8,047 14,024 6,650 2,601 766 25,755 57,843 132,025 881,951 1,122,043 645,773 391,976 467,425 3,641,193 60,376 291,991 161,734 45,566 559,667 36,459 4,914 579 41,952 5,085 2,864 7,949 1,205,784 611,742 581,454 250,439 2,259 2,651,678 4,882 9,987 18,511 43,489 76,869 31,087 8,721 10,021 18,103 1,559 2,862 72,353 1,297,247 958,880 770,974 333,198 47,307 2,862 3,410,468 / (1,165,222) (76,929) 351,069 312,575 344,669 464,563 230,725 2014 6 30 3 3 1 1 5 5 (i) 141,560 454,344 595,904 67,995 37,188 29,511 2,150 136,844 69,770 16,751 21 86,542 367,379 15,500 1,503 384,382 169,904 287,292 106,501 563,697 (ii) 13,240 470,324 777,638 359,038 309,914 21,931 1,952,085 (iii) 6,488 13,460 46,910 193,415 84,077 10,139 354,489 14,521 24,039 8,807 1,548 530 25,032 74,477 243,804 1,152,064 1,182,409 664,155 394,521 511,467 4,148,420 68,424 498,398 184,263 52,690 803,775 34,991 3,193 607 38,791 5,103 2,224 7,327 1,467,633 513,701 665,321 265,277 3,111 2,915,043 11,393 1,460 16,475 38,473 67,801 47,649 6,892 8,207 14,597 1,382 984 79,711 1,583,706 1,070,478 864,668 349,646 42,966 984 3,912,448 / (1,339,902) 81,586 317,741 314,509 351,555 510,483 235,972 152 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (c) 2013 12 31 3 3 1 1 5 5 (i) 72,274 442,042 494,316 36,010 55,891 30,971 1,988 124,860 30 59,421 38,870 12 81 98,414 206,214 75,679 4,923 286,816 93,423 121,758 84,977 300,158 (ii) 7,175 388,015 770,045 326,859 291,885 15,004 1,798,983 (iii) 367 21,946 33,377 187,933 82,613 10,140 336,376 6,166 13,589 6,653 2,596 766 23,284 53,054 122,022 838,499 1,077,353 609,288 375,264 470,551 3,492,977 60,647 299,650 165,371 45,566 571,234 33,029 4,904 579 38,512 3,604 2,864 6,468 1,172,493 542,604 564,646 247,486 2,259 2,529,488 2,968 14,999 38,472 56,439 29,858 7,144 9,873 18,102 1,559 944 67,480 1,262,998 888,999 747,658 326,732 42,290 944 3,269,621 / (1,140,976) (50,500) 329,695 282,556 332,974 469,607 223,356 (i) (ii) 1 1 (iii) 二零一四年半年度報告 153 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 55 (d) 56 2013 1 1 2012 2018 8.50% 9.50% 11.50% 7.50% 8.50% 10.50% 154 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 56 2014 6 30 2013 12 31 8.71% 8.78% 8.77% 8.78% 10.98% 11.24% 46,787 46,787 48,100 44,734 15,495 15,495 44,340 44,340 86,934 76,690 3,836 3,865 1 (2,369) (2,445) 243,123 229,466 800 792 358 363 241,965 228,311 2 1,759 69 243,724 228,380 36,698 40,930 23,398 21,288 1,327 1,614 305,147 292,212 2,779,222 2,600,494 (a) (b) 2014 6 30 二零一四年半年度報告 155 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 57 (a) 21 2014 6 30 1,050 154,406 155,456 2013 12 31 547 146,505 147,052 2013 12 31 547 146,443 146,990 156 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 57 (b) 2014 2013 2014 2013 6 30 12 31 6 30 12 31 12,628 12,718 12,627 12,732 17,187 15,904 17,332 15,393 45,418 45,279 43,344 40,640 12,853 2,968 12,758 2,956 88,086 76,869 86,061 71,721 2014 2013 2014 2013 6 30 12 31 6 30 12 31 16,475 14,999 16,620 14,480 38,473 38,472 36,133 33,660 12,853 2,968 12,758 2,956 67,801 56,439 65,511 51,096 2014 6 30 12,627 12,627 17,332 17,332 7,211 36,133 43,344 12,758 12,758 7,211 78,850 86,061 2013 12 31 12,732 12,732 507 14,886 15,393 6,980 33,660 40,640 2,956 2,956 7,487 64,234 71,721 二零一四年半年度報告 157 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 57 (b) 2014 6 30 (i) (i) (ii)~(iii) 16,620 16,620 36,133 36,133 12,758 12,758 65,511 65,511 2013 12 31 14,480 14,480 33,660 33,660 2,956 2,956 51,096 51,096 (c) (i) (i) (ii)~(iii) 2014 6 30 1,297 17,911 19,208 2 2 10 813 823 1,041 12 1,053 11 6,118 6,129 28 28 19,939 155,316 12 175,267 6,416 197 6,613 259 3,592 3,851 73 17 90 21,589 191,235 240 213,064 (615) (615) (739) (17) (756) (5,713) (5,713) (92) (92) (615) (6,544) (17) (7,176) 158 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 57 (c) (i) (i) (ii)~(iii) 2013 12 31 10,966 10,966 2 2 10 40 50 1,492 12 1,504 12 6,233 6,245 15,457 156,850 13 172,320 315 290 605 247 4,581 4,828 76 17 93 15,802 180,437 374 196,613 (1,299) (17) (1,316) (5,535) (5,535) (2) (2) (6,836) (17) (6,853) 二零一四年半年度報告 159 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 57 (c) (i) (i) (ii)~(iii) 2014 6 30 1,297 17,911 19,208 813 813 767 12 779 4,098 4,098 28 28 5,135 153,997 9 159,141 6,416 6,416 30 30 6,462 184,030 21 190,513 (615) (615) (680) (17) (697) (4,018) (4,018) (92) (92) (615) (4,790) (17) (5,422) 160 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 57 (c) (i) (i) (ii)~(iii) 2013 12 31 10,966 10,966 1,250 12 1,262 4,604 4,604 6,179 153,988 9 160,176 315 315 31 31 6,210 171,123 21 177,354 (1,186) (17) (1,203) (4,415) (4,415) (2) (2) (5,603) (17) (5,620) (i) (ii) 2014 1 1 2 40 12 13 290 17 374 (17) 17) 1 1 3 5 (1) (1) (1) (50) (51) 15 15 (1) (40) (3) (60) (104) 1 1 (1) 2 1 2014 6 30 2 12 12 197 17 240 (17) (17) 2014 6 30 (iii) 1 1 4 6 (2) (2) 二零一四年半年度報告 161 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 57 (c) (ii) 2013 1 1 2 39 84 17 364 18 524 (117) (117) 1 (62) 1 (60) 98 98 1 2 3 25 25 (10) (6) (91) (107) 2 2 (10) (1) (11) 2013 12 31 2 40 12 13 290 17 374 (17) (17) 2013 12 31 (iii) 1 (52) (51) 48 48 2014 1 1 12 9 21 (17) (17) 3 1 4 (1) (1) (1) (1) (3) (3) 1 1 2014 6 30 12 9 21 (17) (17) 2014 6 30 (iii) 4 4 (2) (2) 162 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 57 (c) (ii) 2013 1 1 84 14 98 (117) (117) (62) 1 (61) 98 98 1 1 (10) (7) (17) 2 2 2013 12 31 12 9 21 (17) (17) 2013 12 31 (iii) (52) (52) 48 48 (iii) 58 (a) (i) BBVA (ii) 5% BBVA BBVA 2014 6 30 9.9% 2013 12 31 9.9% (iii) 24 二零一四年半年度報告 163 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 58 (b) 2014 6 30 BBVA (i) 168 33 1 11 185 15 (624) (17) (305) 10 35 1 (366) (38) 2013 6 30 BBVA (i) 96 20 1 2 118 (689) (55) (1) (266) / (120) 219 (214) (30) 2014 6 30 BBVA (i) 7,084 147 (82) 7,002 147 133 2 3,096 (7) 126 2 3,096 299 2,257 9,986 6,400 70 2 30,509 363 32 24,505 2,345 13,691 180 8,151 177 42 581 656 55 5 2,175 23,698 61 164 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 58 (b) 2013 12 31 BBVA (i) 6,934 11 31 (114) (1) 6,820 10 31 717 3 1,836 (7) 710 3 1,836 628 2,176 9,986 49 694 278 4 27,477 696 25 23,684 3,604 11,764 144 89 44 389 5 926 328 5 20 4,507 15,467 61 (i) (c) 2014 6 30 1,492 2013 12 31 1,526 2014 6 30 1,239 2013 6 30 744 (d) 37(c) 二零一四年半年度報告 165 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 58 (e) 59 (a) 2014 6 30 2013 12 31 2014 6 30 90,782 1,406 92,188 92,188 350,620 3,668 4,032 358,320 358,320 119,595 485 849 120,929 120,929 105 14 119 119 197 197 197 105 211 560,997 4,153 6,287 571,753 571,753 166 中信銀行股份有限公司 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 59 (a) 2013 12 31 65,558 560 66,118 66,118 114,987 7,706 995 123,688 123,688 96,999 1,951 494 99,444 99,444 202 15 217 217 290 290 290 202 305 277,544 9,657 2,049 289,757 289,757 (b) 2014 6 30 6.46 2013 12 31 4.74 2014 6 30 3,098.81 2013 12 31 2,463.56 2014 6 30 257.68 2013 12 31 57.50 2014 6 30 257.68 2013 12 31 74.50 2014 6 30 17.20 2014 1 1 2014 6 30 639.57 60 二零一四年半年度報告 167 中期財務報告(未經審核)附註 (除特別註明外,以人民幣百萬元列示) 61 2014 06 30 16 19 38 9 15 2010 2012 2011 2013 9 9 62 63 2014 8 6 2014 8 25 2014 8 26 370 6.13% 10 5 168 中信銀行股份有限公司 未經審核補充財務資料 (除特別註明外,以人民幣百萬元列示) 1 34 34 2014 6 30 32 32 2014 6 30 34 32 2014 6 30 2014 6 30 2 2014 2013 6 30 12 31 55.11% 43.45% 243.52% 106.78% 3 2014 6 30 338,683 63,351 18,319 420,353 (319,939) (87,574) (34,069) (441,582) 420,708 47,649 59,192 527,549 (469,823) (9,025) (43,511) (522,359) 6,591 (2) 51 6,640 / (23,780) 14,399 (18) (9,399) 2013 12 31 246,204 59,416 12,994 318,614 (220,756) (74,096) (37,214) (332,066) 379,765 41,990 46,883 468,638 (421,792) (14,222) (23,381) (459,395) 4,311 (56) 38 4,293 / (12,268) 13,032 (680) 84 二零一四年半年度報告 169 未經審核補充財務資料 (除特別註明外,以人民幣百萬元列示) 4 10% 2014 6 30 16,315 5 16,537 32,857 2,896 5,784 8,680 3,715 52 999 4,766 39,235 10 8,443 47,688 59,265 67 25,979 85,311 2013 12 31 40,709 130 13,079 53,918 5,757 6,123 11,880 2,868 54 541 3,463 19,321 11 1,663 20,995 62,898 195 15,283 78,376 170 中信銀行股份有限公司 未經審核補充財務資料 (除特別註明外,以人民幣百萬元列示) 5 2014 6 30 3 554,353 6,883 6,700 508,364 12,683 10,581 315,432 4,554 4,198 288,688 2,178 1,674 288,585 1,440 1,140 61,335 686 672 102,387 199 281 2,119,144 28,623 25,246 2013 12 31 3 513,609 3,783 3,995 476,101 11,094 10,567 278,425 2,235 2,311 266,342 1,148 1,126 255,620 927 976 57,920 769 760 93,158 209 231 1,941,175 20,165 19,966 二零一四年半年度報告 171 未經審核補充財務資料 (除特別註明外,以人民幣百萬元列示) 6 (a) 2014 2013 6 30 12 31 29 126 0.01% 0.05% (b) 2014 2013 6 30 12 31 3 6 7,641 3,654 6 12 9,540 8,505 12 11,442 8,006 28,623 20,165 3 6 0.36% 0.19% 6 12 0.45% 0.44% 12 0.54% 0.41% 1.35% 1.04% 3 2014 6 30 191.66 2013 12 31 161.80 94.57 2013 12 31 39.85 49.36 2013 12 31 37.86 142.30 2013 12 31 123.94 88.51 2013 12 31 67.23 103.62 2013 12 31 87.14 7 2014 6 30 90% 172 中信銀行股份有限公司 境內外分支機構名錄 1,096 42 69 978 2 1 1 1 8 010-65558888 100027 010-65550801 http://bank.ecitic.com 95558 SWIFT BIC CIBKCNBJ 65 27 A 010-66211769 100140 010-66211770 2 30 2 022-23028888 300020 022-23028800 3 50 27 209 0311-87033788 050056 0311-87884483 13 46 0315-3738508 063000 0315-3738522 5 178 0312-2081508 071000 0312-5881167 4 408 0310-2076507 056002 0310-2076050 1 0317-5588009 061001 0317-5588012 4 73 23 336 024-31510456 110014 024-31510234 25 29 0411-82821868 116001 0411-82804126 10 35 0412-2211988 114001 0412-2230815 6 10 0413-3886701 113001 0413-3886711 6 50 0429-2808185 125001 0429-2800885 3 8 0417-8208988 115007 0417-8208989 5 42 99 021-58771111 200120 021-58776606 二零一四年半年度報告 173 境內外分支機構名錄 6 99 21 348 025-83799181 210008 025-83799000 23 258 0512-65190307 215006 0512-65198570 18 112 0510-82707177 214031 0510-82709166 10 72 0519-88108833 213003 0519-88107020 8 171 0514-87890717 225300 0514-87890531 7 15 0523-86399111 225300 0523-86399120 7 20 0513-81120909 226001 0513-81120900 4 8 66 0511-89886271 212003 0511-89886200 1 188 0515-89089958 224000 0515-89089900 7 93 28 88 0571-87032888 310002 0571-87089180 22 36 0574-87733065 315010 0574-87973742 10 0577-88858466 325000 0577-88858575 9 639 0573-82097693 314000 0573-82093454 9 289 0575-85227222 312000 0575-85110428 6 489 0576-81889666 318000 0576-88819916 2 1 0578-2082977 323000 0578-2082985 6 100 0579-85378838 322000 0579-85378817 1 31 1-5 0580-8258288 316021 0580-8258655 174 中信銀行股份有限公司 境內外分支機構名錄 8 29 16 300 0551-62898328 230001 0551-62896226 4 8 X1-X4 0553-3888685 241000 0553-3888685 3 101 0556-5280606 246005 0556-5280605 3 859 0552-2087000 233000 0552-2087000 2 79 0550-3529558 239000 0550-3529559 1 1177 0555-2773228 243000 0555-2773217 9 54 21 6 0591-87613100 350001 0591-87537066 15 81 0592-2995685 361001 0592-2389037 9 336 1-3 0595-22148687 362000 0595-22148222 3 81 1 2 0594-2853280 351100 0594-2853260 3 1-4 0596-2995568 363000 0596-2995207 2 153 0597-2956510 364000 0597-2956500 1 70 0593-8991918 352100 0593-8991901 二零一四年半年度報告 175 境內外分支機構名錄 10 85 16 150 0531-86911315 250011 0531-86929194 26 22 0532-85022889 266071 0532-85022888 8 230 0533-3169875 2210138 0533-2210138 8 207 0535-6611030 264001 0535-6611032 9 2 0631-5336802 264200 0631-5314076 7 28 0537-2338888 272000 0537-2338888 4 246 0536-8056002 261041 0536-8056002 5 128 0546-7922255 257091 0546-8198666 2 138 0539-8722768 276034 0539-8722765 11 45 24 1 0371-55588888 450018 0371-55588555 7 2 0391-8768282 454000 0391-8789969 3 1736 0379-64682858 471000 0379-64682875 4 0377-61628299 473000 0377-61628299 4 30 0372-5998026 455000 0372-5998086 2 0375-2195558 467000 0375-2195574 1 0373-5891002 453000 0373-5891055 176 中信銀行股份有限公司 境內外分支機構名錄 12 34 27 747 027-85355111 430015 027-85355222 4 1 0710-3454199 441000 0710-3454166 2 2 1 2 0717-6495558 443000 0717-6433689 1 3 4 0719-8106678 442000 0719-8106606 13 31 29 456 0731-84582177 410011 0731-84582179 2 38 0734-8669859 421001 0734-8669899 14 112 31 233 020-87521188 510613 020-87520668 8 140 0757-83989999 528000 0757-83309903 32 1093 5-7 0755-25942568 518031 0755-25942028 26 106 0769-22667888 523070 0769-22667999 4 131 0750-3939999 529000 0750-3939029 4 2 0752-2898837 516000 0752-2898851 3 1 0756-3292936 519015 0756-3292956 3 82 0760-88668318 528400 0760-88668315 1 9 06 07 08 0758-2312888 526040 0758-2109113 二零一四年半年度報告 177 境內外分支機構名錄 15 24 56 B 023-63107677 400010 023-63107527 16 32 32 47 028-85258888 610041 028-085258898 17 29 23 81 0871-3648666 650021 0871-3648667 3 310 B 1-2 0874-3119536 655000 0874-3115696 3 116 1 0872-2323278 671000 0872-2323278 18 7 6 126 0851-5587009 550002 0851-5587377 1 0852-8322999 563000 0852-7553555 19 8 8 638 0931-8890600 730000 0931-8890699 20 28 23 89 029 87820018 710061 029 87817025 2 50 B 0917-3158818 721013 0917-3158807 2 0913-2089610 714000 0913-2089606 1 0912-8193815 719000 0912-8160016 178 中信銀行股份有限公司 境內外分支機構名錄 21 18 14 9 A 0351-3377040 030002 0351-3377000 3 19-21 1-3 0352-2513800 037008 0352-2513779 1 288 3 0355-8590000 46000 0355-8590956 22 14 11 333 16 A 0791-6660109 330003 0791-6660107 2 16 0799-6890078 337000 0799-6890005 1 276 B 0792-8193538 332000 0792-8193535 23 21 9 68 0471-6664933 010020 0471-6664933 5 64 0472-5338909 014030 0472-5338929 6 0477-8188000 017000 0477-8188002 1 128 0476-8235558 024000 0476-8867007 二零一四年半年度報告 179 境內外分支機構名錄 24 14 10 36 1 0771-5569881 530021 0771-5569889 2 7 0772-2083625 545026 0772-2083622 2 10 . 1-3 0777-2366139 535000 0777-3253388 25 10 9 233 0451-55558112 150090 0451-53995558 1 80 0453-6313011 157099 0453-6131016 26 13 12 1177 0431-81910011 130041 0431-81910123 1 818 0432-65156011 132001 0432-65156100 27 8 8 165 0991-2365966 830002 0991-2365888 28 3 3 1 1-3 0898-68578310 570125 0898-68578364 29 1 1 1 0971-8812655 810008 0971-8812616 30 1 1 160 0951-7659955 750002 0951-7659558 31 2 1 89 2 21 2106 852-25212353 852-28017399 1 1 27 2701-9 852-36073000 852-25253303 32 1 1 777 0571-61109006 311300 0571-61106889 180 中信銀行股份有限公司 製作由軒達資訊服務有限公司提供 8 C 100027 http://bank.ecitic.com