中 國 工商銀行股份有限公司
(於中華人民共和國註冊成立的股份有限公司)
股份代號 : 1398
2024
中期報告
1984 1 1 2005 10 28
2006 10 27
1,284 7.49
1000
Brand Finance 500
使命
願景
價值觀
4 66
5 69
6 70
7
10 70
12
12 72
13
29 73
29
33 74
35 76
37 83
38 85
41 86
43 89
44 92
46
49
51
53
(Standard Bank Group Limited)
ICBC Investments Argentina
Inversora Diagonal Inversora Diagonal
571
2012 6
4 H
2024 8 30 2024 13
13
2024
2024 6 28 2023 2024 7 15
2023 1 1 2023 12 31 10
3.064 1,092.03 2024
10 1.434
H 5
A
188
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED 86-4008058058
ICBC
H
183 17M
852-28628555
55 852-28650990
100140
86-10-66106114
86-95588
www.icbc.com.cn, www.icbc-ltd.com
A
3 33
601398
H
55 1398
86-10-66108608
86-10-66107420
ir@icbc.com.cn
1
360011
A 2
www.sse.com.cn 360036
H
www.hkexnews.hk
ICBC 20USDPREF
4620
1 1
17-18 222 30
5 20
88 35
8 3 25
11
6 H
2024 1-6 2023 1-6 2022 1-6
313,950 336,987 350,611
67,405 73,465 76,041
401,999 428,906 444,161
105,208 105,379 102,496
(2)
102,069 122,255 133,849
194,722 201,272 207,816
197,184 203,655 210,003
171,296 174,720 172,819
170,467 173,744 171,670
26,983 1,297,269 1,410,405
(3)
0.47 0.48 0.47
(3)
0.47 0.48 0.47
H 7
2024 2023 2022
6 30 12 31 12 31
47,116,536 44,697,079 39,610,146
27,837,550 26,086,482 23,210,376
17,515,667 16,145,204 13,826,966
8,834,543 8,653,621 8,234,625
1,487,340 1,287,657 1,148,785
(4)
819,886 756,391 672,762
12,988,922 11,849,668 10,533,702
43,252,035 40,920,491 36,094,727
34,107,316 33,521,174 29,870,491
15,879,570 16,209,928 14,671,154
17,521,361 16,565,568 14,545,306
212,811 210,185 199,465
493,574 535,493 454,566
4,113,777 3,369,858 3,187,712
3,843,526 3,756,887 3,496,109
356,407 356,407 356,407
(5)
3,477,144 3,381,941 3,121,080
(5)
3,832,172 3,736,919 3,475,995
(5)
4,812,406 4,707,100 4,281,079
(5)
25,123,488 24,641,631 22,225,272
(6)
9.79 9.55 8.82
(S&P)(7) A A A
Moody’s (7)
A1 A1 A1
(1) 2023 1 1 17 2022
2023
2022
(2)
(3) 9 2010
(4)
(5) 2024 6 2023 2022
(6)
(7)
8 H
2024 1-6 2023 1-6 2022 1-6
(%)
(1)
0.75* 0.84* 0.94*
(2)
9.53* 10.51* 11.26*
(3)
1.24* 1.52* 1.85*
(4)
1.43* 1.72* 2.03*
(5)(10)
1.38* 1.50* 1.58*
16.77 17.13 17.12
(6)
24.79 23.29 21.97
2024 2023 2022
6 30 12 31 12 31
(%)
(7)
1.35 1.36 1.38
(8)
218.43 213.97 209.47
(9)
2.95 2.90 2.90
(%)
(10)
13.84 13.72 14.04
(10)
15.25 15.17 15.64
(10)
19.16 19.10 19.26
8.20 8.45 8.88
(10)
53.32 55.13 56.11
*
(1)
(2) 9 2010
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10) 2024 6 2023 2022
H 9
4,019.99 1,712.96
(ROA) (ROE) 0.75% 9.53% 511.09
30.0% TLAC 19.16% 1.35%
0.01 218.43% 4.46 9,542.37
1.74 7.1% 1.09 7,695.33
13.0% 14.7% 13.7%
21.5% 1
3,040.14
1
10 H
1
GBC+ 2
78.8 893.2 46.3
32.39 5,570.10
(AUM)21.77
4.75 (D-ICBC) 9.0
1
2
H 11
2024 6.2% 395.11
8.1% 250.85
8.8%
7.1268 0.6%
(GDP) 5.0%
3.9%
3.7%
6.1% (CPI)
0.1%
0.5
6
370.02
5 (LPR) 0.25 7.3% 3.34
1.56% 209.32%
15.53%
6 (M2) 305.02
12 H
13
2024
1,712.96
2.0% 0.75%
9.53% 4,019.99 6.3%
3,139.50 6.8% 880.49
4.2% 1,052.08 0.2%
24.79% 1,020.69
16.5% 258.88 10.5%
20
2024 2023
1 6 1 6 (%)
313,950 336,987 (23,037) (6.8)
88,049 91,919 (3,870) (4.2)
401,999 428,906 (26,907) (6.3)
105,208 105,379 (171) (0.2)
101,809 122,067 (20,258) (16.6)
260 188 72 38.3
194,722 201,272 (6,550) (3.3)
28
2,462 2,383 79 3.3
197,184 203,655 (6,471) (3.2)
28
25,888 28,935 (3,047) (10.5)
171,296 174,720 (3,424) (2.0)
170,467 173,744 (3,277) (1.9)
28
829 976 (147) (15.1)
H 13
3,139.50 230.37 6.8% 7,210.53
244.70 3.5% 4,071.03 475.07 13.2%
(LPR)
1.24% 1.43% 28 29
2024 1 6 2023 1 6
(%) (%)
27,178,867 476,198 3.52 24,402,847 477,435 3.95
11,232,963 178,910 3.20 9,931,498 165,748 3.37
(2)
3,204,355 27,068 1.70 3,185,687 26,216 1.66
(3)
2,586,357 38,877 3.02 1,904,974 27,184 2.88
44,202,542 721,053 3.28 39,425,006 696,583 3.56
2,791,454 2,625,978
(854,549) (775,877)
46,139,447 41,275,107
32,650,789 298,566 1.84 30,213,526 284,796 1.90
(3)
5,497,111 74,688 2.73 3,892,555 47,916 2.48
1,898,631 33,849 3.59 1,435,425 26,884 3.78
40,046,531 407,103 2.04 35,541,506 359,596 2.04
2,242,517 2,169,204
42,289,048 37,710,710
313,950 336,987
1.24 1.52
1.43 1.72
(1)
(2)
(3)
14 H
2024 1 6 2023 1 6
50,942 (52,179) (1,237)
21,558 (8,396) 13,162
218 634 852
10,367 1,326 11,693
83,085 (58,615) 24,470
22,785 (9,015) 13,770
21,933 4,839 26,772
8,321 (1,356) 6,965
53,039 (5,532) 47,507
30,046 (53,083) (23,037)
4,761.98 12.37 0.3%
43 11.4%
2024 1 6 2023 1 6
(%) (%)
6,310,458 93,344 2.97 5,475,802 88,686 3.27
20,868,409 382,854 3.69 18,927,045 388,749 4.14
27,178,867 476,198 3.52 24,402,847 477,435 3.95
H 15
2024 1 6 2023 1 6
(%) (%)
16,074,948 266,213 3.33 13,819,436 253,224 3.70
1,243,561 8,419 1.36 1,120,051 8,701 1.57
8,563,600 161,611 3.80 8,117,960 178,036 4.42
1,296,758 39,955 6.20 1,345,400 37,474 5.62
27,178,867 476,198 3.52 24,402,847 477,435 3.95
1,789.10 131.62 7.9%
13.1% 17
270.68 8.52 3.2%
388.77 116.93 43.0%
2,985.66 137.70 4.8%
8.1% 6
16 H
2024 1 6 2023 1 6
(%) (%)
7,956,035 100,162 2.53 6,885,096 93,395 2.74
6,842,825 33,854 0.99 7,299,487 36,208 1.00
14,798,860 134,016 1.82 14,184,583 129,603 1.84
10,724,694 131,631 2.47 9,190,920 124,057 2.72
5,992,035 6,762 0.23 5,814,584 7,775 0.27
16,716,729 138,393 1.66 15,005,504 131,832 1.77
1,135,200 26,157 4.63 1,023,439 23,361 4.60
32,650,789 298,566 1.84 30,213,526 284,796 1.90
746.88 267.72 55.9%
338.49 69.65 25.9%
880.49 38.70 4.2%
21.9% 674.05 60.60 8.2%
206.44 21.90 11.9%
H 17
2024 1-6 2023 1-6 (%)
26,163 24,398 1,765 7.2
14,835 13,677 1,158 8.5
10,281 14,019 (3,738) (26.7)
9,145 10,234 (1,089) (10.6)
5,794 6,863 (1,069) (15.6)
4,118 4,380 (262) (6.0)
2,978 5,865 (2,887) (49.2)
1,435 1,372 63 4.6
1,624 1,555 69 4.4
76,373 82,363 (5,990) (7.3)
8,968 8,898 70 0.8
67,405 73,465 (6,060) (8.2)
674.05 60.60 8.2%
17.65
11.58
2024 1-6 2023 1-6 (%)
9,612 9,871 (259) (2.6)
14,744 12,664 2,080 16.4
(3,712) (4,081) 369
20,644 18,454 2,190 11.9
206.44 21.90 11.9%
18 H
2024 1-6 2023 1-6 (%)
63,317 63,000 317 0.5
13,142 13,706 (564) (4.1)
5,550 5,498 52 0.9
2,379 2,126 253 11.9
20,820 21,049 (229) (1.1)
105,208 105,379 (171) (0.2)
1,018.09 202.58 16.6%
945.26 140.20 12.9% 2.60 0.72
38.3% 9. 23.
258.88 30.47 10.5% 13.13% 25%
2024 1 6 2023 1 6
(%) (%)
401,999 100.0 428,906 100.0
9,832 2.4 22,147 5.2
77,150 19.2 80,294 18.7
53,900 13.4 59,722 13.9
83,792 20.8 81,995 19.1
58,146 14.5 61,829 14.4
63,957 15.9 68,772 16.0
14,692 3.7 16,202 3.8
40,530 10.1 37,945 8.9
197,184 100.0 203,655 100.0
(23,538) (11.9) (19,942) (9.8)
48,108 24.4 46,209 22.7
21,478 10.9 26,767 13.1
57,209 29.0 45,940 22.6
26,524 13.5 33,145 16.3
32,481 16.5 37,737 18.5
6,597 3.3 8,043 4.0
28,325 14.3 25,756 12.6
42.
H 19
2024
GBC+
6 471,165.36 24,194.57 5.4%
278,375.50 17,510.68 6.7% 129,889.22
11,392.54 9.6% 36,281.28 4,141.65
10.2%
2024.6.30 2023.12.31
57.5% 56.8%
27.6% 26.5%
7.7% 9.0%
2.7% 2.5%
1.9% 2.7%
2.6% 2.5%
20 H
2024 6 30 2023 12 31
(%) (%)
27,837,550 26,086,482
58,990 56,452
818,573 756,001
(1)
27,077,967 57.5 25,386,933 56.8
12,988,922 27.6 11,849,668 26.5
3,628,128 7.7 4,042,293 9.0
1,261,401 2.7 1,116,717 2.5
909,808 1.9 1,224,257 2.7
1,250,310 2.6 1,077,211 2.5
47,116,536 100.0 44,697,079 100.0
(1) 17.
6 278,375.50
17,510.68 6.7% 261,335.84 17,420.59
7.1%
2024.6.30 2023.12.31
62.9% 61.9%
5.3% 4.9%
31.8% 33.2%
H 21
2024 6 30 2023 12 31
(%) (%)
17,515,667 62.9 16,145,204 61.9
4,057,155 14.6 3,681,064 14.1
13,458,512 48.3 12,464,140 47.8
1,487,340 5.3 1,287,657 4.9
8,834,543 31.8 8,653,621 33.2
6,165,376 22.2 6,288,468 24.1
385,362 1.4 328,286 1.3
1,571,756 5.6 1,347,136 5.2
712,049 2.6 689,731 2.6
27,837,550 100.0 26,086,482 100.0
+
13,704.63 8.5% 3,760.91
9,943.72
1,809.22 2.1% 570.76 17.4%
2,246.20 16.7%
22 H
6 129,889.22 11,392.54
9.6% 124,718.19 11,140.92 9.8%
2024 6 30 2023 12 31
(%) (%)
12,471,819 96.1 11,357,727 95.9
187,144 1.4 187,835 1.6
197,569 1.5 183,391 1.5
132,390 1.0 120,715 1.0
12,988,922 100.0 11,849,668 100.0
2024 6 30 2023 12 31
(%) (%)
9,586,941 76.9 8,759,237 77.1
812,582 6.5 811,946 7.1
1,362,190 10.9 1,065,147 9.4
710,106 5.7 721,397 6.4
12,471,819 100.0 11,357,727 100.0
8,277.04 9.4%
6.36 0.1% 2,970.43 27.9%
112.91 1.6%
2024 6 30 2023 12 31
(%) (%)
(1)
142 0.0 117 0.0
3 912,972 7.3 690,280 6.0
3 12 1,768,966 14.2 1,495,238 13.2
1 5 4,654,411 37.3 4,219,958 37.2
5 5,135,328 41.2 4,952,134 43.6
12,471,819 100.0 11,357,727 100.0
(1)
H 23
2024 6 30 2023 12 31
(%) (%)
11,588,308 93.0 10,497,153 92.4
553,736 4.4 554,737 4.9
329,775 2.6 305,837 2.7
12,471,819 100.0 11,357,727 100.0
10,911.55 10.4%
10.01 0.2% 239.38 7.8%
2024 6 30 2023 12 31
(%) (%)
916,147 7.1 811,957 6.9
2,641,676 20.3 2,230,862 18.8
9,431,099 72.6 8,806,849 74.3
12,988,922 100.0 11,849,668 100.0
6 1
20,844.63 8,125.82
12,718.81 39.0% 61.0%
1
24 H
(%) (1)
2015 21,967 4.21 2025 4 13 –
2020 19,469 3.23 2030 3 23 –
2022 19,409 2.77 2032 10 24 –
2020 18,042 2.96 2030 4 17 –
2022 17,850 2.90 2032 8 19 –
2019 17,407 3.45 2029 9 20 –
2015 16,516 4.29 2025 4 7 –
2019 16,351 3.48 2029 1 8 –
2020 15,130 3.79 2030 10 26 –
2020 14,299 3.70 2030 10 20 –
(1)
6 432,520.35 23,315.44 5.7%
2024.6.30
30 June 2024 31 December 2023
78.9% 81.9%
9.5% 8.2%
3.8% 2.5%
3.7% 3.3%
4.1% 4.1%
2024 6 30 2023 12 31
(%) (%)
34,107,316 78.9 33,521,174 81.9
4,113,777 9.5 3,369,858 8.2
1,647,326 3.8 1,018,106 2.5
1,588,738 3.7 1,369,777 3.3
1,794,878 4.1 1,641,576 4.1
43,252,035 100.0 40,920,491 100.0
H 25
GBC+
6
341,073.16 5,861.42 1.7%
3,303.58 2.0% 9,557.93 5.8%
6,038.12 3.1% 216.23 0.2%
323,948.45 5,570.10 1.7% 17,124.71 291.32
1.7%
2024.6.30 2023.12.31
46.7% 48.4%
51.3% 49.4%
0.6% 0.6%
1.4% 1.6%
2024 6 30 2023 12 31
(%) (%)
8,556,554 25.1 8,843,237 26.4
7,323,016 21.6 7,366,691 22.0
15,879,570 46.7 16,209,928 48.4
11,372,222 33.3 10,481,727 31.3
6,149,139 18.0 6,083,841 18.1
17,521,361 51.3 16,565,568 49.4
(1)
212,811 0.6 210,185 0.6
493,574 1.4 535,493 1.6
34,107,316 100.0 33,521,174 100.0
(1)
26 H
2024 6 30 2023 12 31
(%) (%)
30,458 0.1 32,408 0.1
6,878,053 20.2 7,120,750 21.2
4,410,998 12.9 4,618,362 13.8
9,389,427 27.5 8,811,355 26.3
5,055,475 14.8 4,855,178 14.5
5,271,892 15.5 5,219,348 15.6
1,873,906 5.5 1,768,620 5.3
1,197,107 3.5 1,095,153 3.2
34,107,316 100.0 33,521,174 100.0
16,473.26 6,292.20 61.8%
6 38,645.01 879.13 2.3%
38,435.26 866.39 2.3%
15.
40.
H 27
269.83 12,702.86
3,156.72 15,477.66
7,881.18 22,045.41 1,940.48
29,926.59 5,253.45
1,828.04 9,230.47 2,049.21
7,402.43 2,539.89
2.
2024 6 30
28 H
29
2024 1 6 2023 1 6
(%) (%)
33
401,999 100.0 428,906 100.0
187,339 46.6 201,765 47.0
162,451 40.4 168,944 39.4
35
49,749 12.4 55,464 12.9
2,460 0.6 2,733 0.7
197,184 100.0 203,655 100.0
37
92,620 47.0 60,960 29.9
63,520 32.2 103,749 50.9
38,074 19.3 35,171 17.3
38
2,970 1.5 3,775 1.9
42.
41
43
44
6
175,156.67 13,704.63
8.5% 4
46
49
51
H 29
6
1,284.71
78.84 6
4.4
5,000
6 3.1
4,000
交通運輸、倉儲和郵政業 23.4%
製造業 15.9%
17,515,667 租賃和商務服務業 15.0%
16,145,204
水利、環境和公共設施管理業 11.7%
13,826,966
電力、熱力、燃氣及水生產和供應業 10.2%
房地產業 5.2%
批發和零售業 4.9%
建築業 3.1%
科教文衛 2.5%
採礦業 2.0%
2022 2023 2024.06 其他 6.1%
30 H
1 +N
6
27,073.78
4,796.26 21.5%
193.0 46.3 2023
3.40% 2.0
e
+
+
200
5,000
H 31
12,157 10,201
1,254
+
+
+
+ +
AUM
REITs
6 1,469.69
95.89
32 H
1,059
7,695.33 41
9 2 1 .0 0
ESG 66 20
2,411.63 153 21
14
1,096.67 25
555.48
17,040.02
GBC+
H 33
GBC
Z
6 7.49
893 21.77
17,521,361
16,565,568
14,545,306 8,834,543
8,653,621
8,234,625
2022 2023 2024.06 2022 2023 2024.06
1,200
4,000
e +
34 H
75.7
119.9%
6 12.43
1,303
6 10.91 1.52
29.6 3.3 7,120.49
12.6% 3.41 3,436 9.93
11.2% 8.87 1.06
88
e 7.0
H 35
6 7.6
4.2
QFI QDII
1,671.4 25.7%
REITs
6
A50ETF
24.5
REITs
2.7
6 19,545.18
17,463.04
76
REITs 2
6
4.46
36 H
6
60
H 37
API
1
2.04
99.99%
ECOS
D-ICBC
38 H
ECOS
2023
8
ECOS
H 39
D-ICBC
9.0
e 7.0
+
e
5
e e
40 H
6
4,300
+
98.9%
6
9.0 1,581
697
H 41
Z
300 + + +
12378
1.74
42 H
2,500
209
18
22
4
87.0% 6
15,453 20,517
153 5.4
76,918 51,621
22,344
3.0
APP
+
1.5
4.6 270
5
35
3,450
90%
5.4
H 43
115
10
900
7
18
44 H
6 408,691
386,166
6,771
15,754
6 16,275
22 15,865
410
2024 6
(%) (%) (%)
7,675,863 16.3 28 0.2 21,115 5.2
11,780,941 25.0 2,508 15.4 59,131 14.5
7,670,444 16.3 1,957 12.0 46,560 11.4
7,043,937 14.9 2,635 16.2 63,947 15.6
5,228,830 11.1 3,396 20.9 75,693 18.5
6,155,462 13.1 3,599 22.1 82,744 20.3
1,781,243 3.8 1,608 9.9 36,976 9.0
4,451,593 9.4 544 3.3 22,525 5.5
(4,671,777) (9.9)
47,116,536 100.0 16,275 100.0 408,691 100.0
H 45
2024
4.75
(BRBR)
46 H
6 49
410
20
30 256
143 1,458
2024 2023 2024 2023 2024 2023
6 30 12 31 1-6 1-6 6 30 12 31
205,100 201,941 709 636 95 95
145,919 136,959 927 882 90 90
89,454 87,215 428 490 71 74
46,908 41,367 399 232 153 153
– – – – 1 1
(52,908) (50,847)
434,473 416,635 2,463 2,240 410 413
(1)
3,694 3,573 226 216
438,167 420,208 2,689 2,456 410 413
(1)
6 1,753.59 49.97
4,381.67 2.8% 1,625.87
179.59 106.92 7.0%
4.3% 6.8% 26.89 2.33
9.5% 9.9%
H 47
ICBC Investments
Argentina
Inversora Diagonal
48 H
6 450
QDII
RQFII
8,600
8,100
6 +
6 251
582
1.91 8
40 90
H 49
15 IPO 1
IPO 43
B
50 H
2023 12 31 2024 6 30
(%)
1,011 1,552,597 228 120,369 336 178,539 903 1,694,065 97.0
190 54,880 50 19,681 45 22,141 192 52,239 3.0
906 1,552,905 274 137,740 332 189,957 848 1,708,454 97.8
53 5,578 – – – – 50 4,842 0.3
242 48,994 4 2,310 49 10,723 197 33,008 1.9
1,201 1,607,477 278 140,050 381 200,680 1,095 1,746,304 100.0
2024 6
(%)
760,073 41.9
893,118 49.2
39,364 2.2
(1)
121,290 6.7
1,813,845 100.0
(1) QDII
2024 6 30 2024 1-6
441.88 120,707.90 19,722.99 545.14
59.63 7,023.90 1,023.36 (14.08)
5.89 47,448.44 3,871.78 24.93
3.71 2,801.06 426.52 13.42
8.33 1,219.68 300.49 8.49
201.07 7,339.09 1,209.16 35.75
89.33 751.30 160.32 21.23
2.34 1,394.83 198.11 5.68
4.37 5,813.65 533.01 (6.77)
H 51
2024 6 30 2024 1-6
2 1,599.65 522.02 18.14
10.83 26,269.96 1,890.01 78.13
108.10 5,378.61 611.72 135.56
110.32 3,066.49 158.66 (25.46)
2 1,373.96 215.35 3.26
3.69 2,922.45 463.01 16.30
2.08 2,062.86 345.26 20.09
15.97 492.49 56.71 10.08
2.02 478.08 33.17 (1.80)
1.20 794.65 133.67 2.76
3,187.32 5,812.28 1,444.91 197.34
2024 6 30 2024 1-6
2 239.23 200.80 13.46
180 2,946.01 438.95 7.67
125.05 3,304.14 159.35 8.38
270 1,752.82 503.32 27.06
160 216.25 213.91 9.88
324,963,464 19.42%
6
31,003.16 2,801.23 247.32
52 H
53
2024
54
61
62
63
64
65
65
65
H 53
1
+
1
54 H
e
6
490,576.44
24,533.88
43.(a)(i)
H 55
2024 6 30 2023 12 31
(%) (%)
26,928,035 96.73 25,250,275 96.79
534,165 1.92 482,705 1.85
375,350 1.35 353,502 1.36
92,453 0.33 98,527 0.38
146,692 0.53 116,527 0.45
136,205 0.49 138,448 0.53
27,837,550 100.00 26,086,482 100.00
6 269,280.35 16,777.60
96.73% 5,341.65 514.60 1.92% 0.07
3,753.50 218.48 1.35% 0.01
2024 6 30 2023 12 31
(%) (%) (%) (%)
17,515,667 62.9 295,931 1.69 16,145,204 61.9 292,745 1.81
4,057,155 14.6 87,376 2.15 3,681,064 14.1 91,426 2.48
13,458,512 48.3 208,555 1.55 12,464,140 47.8 201,319 1.62
1,487,340 5.3 – – 1,287,657 4.9 – –
8,834,543 31.8 79,419 0.90 8,653,621 33.2 60,757 0.70
6,165,376 22.2 37,102 0.60 6,288,468 24.1 27,827 0.44
385,362 1.4 6,373 1.65 328,286 1.3 4,390 1.34
1,571,756 5.6 14,341 0.91 1,347,136 5.2 11,639 0.86
712,049 2.6 21,603 3.03 689,731 2.6 16,901 2.45
27,837,550 100.0 375,350 1.35 26,086,482 100.0 353,502 1.36
6 2,959.31 31.86 1.69% 0.12
794.19 186.62 0.90% 0.20
56 H
2024 6 30 2023 12 31
(%) (%) (%) (%)
3,800,111 23.4 17,468 0.46 3,583,967 24.1 17,530 0.49
2,579,801 15.9 50,258 1.95 2,351,044 15.8 55,359 2.35
2,440,184 15.0 45,388 1.86 2,295,720 15.5 43,958 1.91
1,903,343 11.7 20,409 1.07 1,722,981 11.6 20,493 1.19
1,659,337 10.2 10,135 0.61 1,594,025 10.7 12,537 0.79
852,064 5.2 45,585 5.35 762,226 5.1 40,957 5.37
787,543 4.9 31,492 4.00 679,049 4.6 29,886 4.40
509,417 3.1 15,647 3.07 432,570 2.9 14,078 3.25
400,544 2.5 7,352 1.84 383,799 2.6 8,882 2.31
325,181 2.0 2,255 0.69 295,219 2.0 2,619 0.89
988,631 6.1 18,314 1.85 761,866 5.1 16,474 2.16
16,246,156 100.0 264,303 1.63 14,862,466 100.0 262,773 1.77
1,803.62
10.5%
2,287.57 9.7%
2,161.44 6.0%
H 57
2024 6 30 2023 12 31
(%) (%) (%) (%)
799,100 2.9 33,938 4.25 754,746 2.9 29,793 3.95
6,128,306 22.0 43,760 0.71 5,616,187 21.5 36,930 0.66
4,273,693 15.3 65,486 1.53 4,055,692 15.5 57,869 1.43
4,606,344 16.5 60,983 1.32 4,285,481 16.4 63,835 1.49
4,360,241 15.7 46,333 1.06 4,064,415 15.6 43,192 1.06
5,082,589 18.3 70,538 1.39 4,766,575 18.3 68,298 1.43
1,131,674 4.1 21,156 1.87 1,082,666 4.2 22,301 2.06
1,455,603 5.2 33,156 2.28 1,460,720 5.6 31,284 2.14
27,837,550 100.0 375,350 1.35 26,086,482 100.0 353,502 1.36
342,730 156,240 257,031 756,001 361 – 29 390
18,833 (16,802) (2,031) – – – – –
(2,954) 5,860 (2,906) – – – – –
(1,584) (37,018) 38,602 – – – – –
43,226 36,496 13,881 93,603 923 – – 923
– – (37,851) (37,851) – – – –
– – 6,911 6,911 – – – –
194 256 (541) (91) – – – –
400,445 145,032 273,096 818,573 1,284 – 29 1,313
17.
6 8,198.86 8,185.73
13.13 218.43%
4.46 2.95% 0.05
58 H
2024 6 30 2023 12 31
(%) (%)
10,731,100 38.5 10,444,304 40.1
3,354,584 12.1 2,979,342 11.4
2,842,572 10.2 2,715,345 10.4
10,909,294 39.2 9,947,491 38.1
27,837,550 100.0 26,086,482 100.0
2024 6 30 2023 12 31
(%) (%)
3 123,303 0.44 107,236 0.42
3 1 105,658 0.38 101,889 0.39
1 3 109,628 0.40 87,118 0.33
3 34,777 0.12 34,181 0.13
373,366 1.34 330,424 1.27
3,733.66 429.42 3 2,500.63
268.75
1,185.79
358.56 3 76.21 9.54
2024 2023 2022
6 30 12 31 12 31
1.36 1.05 1.12
24.66 18.61 21.03
101.90 61.74 36.62
47.08 77.49 42.55
2022
H 59
6 4.1%
21.2% 10,178.95 3.7%
2024 2023 2022
6 30 12 31 12 31
(%) 4.1 4.5 3.8
(%) 21.2 23.5 16.0
6
(%)
A 195,944 0.7
B 175,001 0.6
C 114,739 0.5
D 109,244 0.5
E 95,100 0.3
F 77,766 0.3
G 65,984 0.2
H 64,458 0.2
I 61,158 0.2
J 58,501 0.2
1,017,895 3.7
2024
60 H
(VaR)
43.(c)(i) (VaR)
2024
(VaR)
2024 6 30 2023 12 31
425,816 58,607 453,471 63,797
(412,764) (56,811) (310,686) (43,709)
13,052 1,796 142,785 20,088
43.(c)(ii)
2024
H 61
6
100 100
(27,042) (86,812) 27,042 102,535
668 (4,036) (668) 4,437
155 (157) (155) 159
1,642 (1,611) (1,642) 1,523
(24,577) (92,616) 24,577 108,654
43.(d)
1,812.96 1,011.12
6
34,044.50 505.03
3 3 1 1 5 5
2024 6 30 (7,166,795) 10,571,245 (4,502,743) 4,684,039
2023 12 31 (5,622,895) 8,976,842 (4,169,555) 4,451,963
43.(d)
62 H
6 55.7%
83.5%
80.9%
2024 2023 2022
6 30 12 31 12 31
>=25.0 55.7 54.5 42.3
(%)
>=25.0 83.5 88.8 106.1
(%) 80.9 76.7 76.7
2024
6 1
2024
128.26% 1 3
1.20
3 1
2024
133.65% 7.04 1 5
5
H 63
1 1 3 3 1 1 5 5
2024 6 30 (15,188,061) 172,809 (959,187) (2,068,046) 495,974 17,938,078 3,472,934 3,864,501
2023 12 31 (14,661,992) 517,820 (1,065,013) (1,961,803) 299,076 17,033,573 3,614,927 3,776,588
43.(b)
(OCM)
2024
64 H
H 65
2024 1 1
(TLAC)
6
13.84% 15.25%
19.16% 7.80%
1
1
66 H
2024 6 30
3,491,035
356,407
148,141
428,457
561,845
1,962,107
3,794
30,284
13,891
8,598
8,592
(3,299)
3,477,144
355,028
354,331
697
3,832,172
980,234
545,804
433,312
1,118
4,812,406
(1)
25,123,488
(%) 13.84
(%) 15.25
(%) 19.16
(1)
(2)
H 67
2024 6 30
22,654,841
14,703,858
7,950,983
585,696
1,882,951
25,123,488
2024 6 30
3,832,172
49,146,136
(%) 7.80
2024 8
2024 500
2024 5
400
2024 4
3,700
1,300
2,400
2024 7
500
68 H
H 69
6
4.4 5,000
2.1
2,100
26.13 1.74
6
3.1
1.4
4,000
72%
2.1 3,300
3
70 H
2.7 4,800
e
7,547 2,060 +
3,000
9,111 1,200
15.6%
2.0
6
7,000
H 71
2024
1,712.96
1,704.67
10 1.434
356,406,257,089
2006
511.09
1.4
30.0%
A 2023
1,092 10
3.064 2023
A H 6.51%
8.54%
6
2024
2024
2006-2023
1,200
1,082 1,092
1,045
1,000 948
920 937
910 893
835 858
836 832
800
709
642
600 568
551
444
400
200
53
0
2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
72 H
2024
1.35%
0.01
6
+
H 73
2024
24
3 3
9.0
e AI
(D-ICBC) 99.99%
e e
AI 50+
74 H
2024
24
3+3
9.0
e
+ 99.99%
e AI
50
28%
e
e
H 75
2023 12 31 2024 6 30
(%) (%)
– – – – –
356,406,257,089 100.00 – 356,406,257,089 100.00
1. 269,612,212,539 75.65 – 269,612,212,539 75.65
2. 86,794,044,550 24.35 – 86,794,044,550 24.35
356,406,257,089 100.00 – 356,406,257,089 100.00
(1)
(2) H 5
2022
3
2021
29.
32.
613,766
H 106,884 A 506,882
76 H
10
(%)
(5)
A – 124,004,660,940 34.79
A – 110,984,806,678 31.14
(6)
H 16,626,137 86,160,746,743 24.17
(7)
A – 12,331,645,186 3.46
(8)
A 488,212,807 2,742,056,062 0.77
A – 2,416,131,540 0.68
A – 1,013,921,700 0.28
50
(9)
A 135,305,700 562,564,895 0.16
300
(10)
A 151,970,900 413,745,957 0.12
300
(11)
A 177,505,100 275,529,025 0.08
(1) 2024 6 30
(2)
(3)
(4) 10
(5) 2023 10 11
6 2024 6 30
A 286,807,989 0.08%
(6) 2024 6 30
H
H
(7) [2019]49 2019 12
A 12,331,645,186
[2017]49 3
H 6,768,316,181 A H
19,099,961,367 5.36%
(8) 2024 6 30
A
(9) 50 2004 11 22 [2004]196
(10) 300 2012 3 23
[2012]392
(11) 300
[2012]1762
H 77
XV 2 3
2024 6 30
336
A
A
A (%) (2)
(%)
123,717,852,951 45.89 34.71
(1)
1,013,921,700 0.38 0.28
124,731,774,651 46.26 35.00
110,984,806,678 41.16 31.14
(1) 2024 6 30 124,004,660,940
1,013,921,700
(2)
78 H
H
H
H (%) (3)
(%)
(1)
12,155,937,000 14.00 3.41
(2)
6,938,013,180 7.99 1.95
(1)
2024 6 30
2024 5 23
(2) H 6,768,316,181 H
7.80% 1.90%
(3)
1 1
30 2 40
10
(%)
The Bank of New York
Depository (Nominees) Limited – 145,000,000 100 –
(1) 2024 6 30
(2)
(3) 10
(4)
H 79
1 10
(%)
– 200,000,000 44.4 –
– 50,000,000 11.1 –
3,000,000 38,000,000 8.4 –
-1,300,000 28,700,000 6.4 –
-1,890,000 13,110,000 2.9 –
-80,000 13,030,000 2.9 –
-2,000,000 13,000,000 2.9 –
– 11,715,000 2.6 –
– 11,200,000 2.5 –
– 10,000,000 2.2 –
– 10,000,000 2.2 –
– 10,000,000 2.2 –
(1) 2024 6 30 1
(2)
10
(3) 1 1 4.5
80 H
2 10
(%)
– 120,000,000 17.1 –
– 112,750,000 16.1 –
– 100,000,000 14.3 –
29,432,000 60,132,000 8.6 –
-11,800,000 52,200,000 7.5 –
– 50,000,000 7.1 –
-2,000,000 35,250,000 5.0 –
– 30,000,000 4.3 –
-30,535,000 21,965,000 3.1 –
– 15,000,000 2.1 –
(1) 2024 6 30 2
(2)
10
(3) 2 2 7.0
H 81
2024 8 30 2
2024 9 24 2 4.2% 4.2%
29.4
2024 9 23 3.58% 3.58%
1.1536
1.0382 0.1154
22 37
9
32
82 H
2023 11 30 2023
13
3 2024 3
5 2024 2 1
2024
5 2 2024 2 29
2024
3
1 2 1
2024 8
10 2024 5 22
2024 6 28
2023
2024 6 28 2023
2024 2
2024 3
2024 8
1
H 83
2024 2 29
2024 3
2024 4 29
2024 6 2024 5 22
2024 8 7
2024 2
2024 3
2024 4
84 H
2024 2
29 2024 6 28
2024 6 28 2023
2024 7 15
2023 1 1
2023 12 31 10
3.064
1,092.03
2024
C1 356,406,257,089
10 1.434
511.09
2025 1 6 A
2024 2 29 H
2024 2024 6 A 2025 1 7 H
28 2023 2025 1 24
H 85
(CCTV-1)
+
6
6
17.4
ESG
86 H
e
6
1,956.29 203.82
11.63%
11,733.87
977.75 9.09%
87%
H 87
315
2024
88 H
41.
2024 6 30
73.55
H 89
2024 6 30
2006 10 2024 6
30
A
2010 11
A
(1)
(2)
A 2019 12 2024 6
3 30
[2017]49
3
90 H
2024 5 24 2024 7
10.75
C3
2020 7
2021 4
2024 6 30 80
2021 5 8
XV 2022 12 10
XV 7 2024 7 10
8 28
352
C3
2024
215
6.25%
10%
10
H 91
94 21. 126
22. 128
95 23. 130
96 24. 131
97 25.
99 132
101 26. 132
27. 132
1. 103 28. 133
2. 103 29. 133
3. 105 30. 136
4. 105 31. 138
5. 106 32. 138
6. 106 33. 143
7. 106 34. 144
8. 107 35. 145
9. 107 36. 146
10. 108 37. 147
11. 109 38. 148
12. 109 39. 148
13. 110 40. 148
14. 110 41. 151
15. 111 42. 157
16. 115 43. 162
17. 115 44. 187
18. 117 45. 193
19. 123 46. 193
20. 125 47. 193
194
H 93
95 193
2024 6 30 2024 6 30
34
34 34
2410
34
2024 8 30
94 H
2024 6 30
6 30
2024 2023
3 721,053 696,583
3 (407,103) (359,596)
3 313,950 336,987
4 76,373 82,363
4 (8,968) (8,898)
4 67,405 73,465
5 9,612 9,871
6 14,744 12,664
7 (3,712) (4,081)
401,999 428,906
8 (105,208) (105,379)
9 (101,809) (122,067)
(260) (188)
194,722 201,272
2,462 2,383
197,184 203,655
10 (25,888) (28,935)
171,296 174,720
170,467 173,744
829 976
171,296 174,720
12 0.47 0.48
12 0.47 0.48
H 95
2024 6 30
6 30
2024 2023
171,296 174,720
34
(a)
(i)
1,514 945
(ii) 49 (18)
(iii) 26 7
(b)
(i)
24,908 11,417
(ii)
1,321 422
(iii) (516) (180)
(iv) (426) (46)
(v) 9,332 9,412
(vi) (7,459) (3,860)
28,749 18,099
200,045 192,819
199,527 191,677
518 1,142
200,045 192,819
96 H
2024 6 30
2024 2023
6 30 12 31
13 3,628,128 4,042,293
14 1,261,401 1,116,717
15 150,410 75,339
16 909,808 1,224,257
17 27,077,967 25,386,933
18 12,988,922 11,849,668
916,147 811,957
2,641,676 2,230,862
9,431,099 8,806,849
19 65,568 64,778
20 297,776 298,878
21 97,938 104,669
22 638,618 533,547
47,116,536 44,697,079
H 97
2024 6 30
2024 2023
6 30 12 31
218,292 231,374
24 4,113,777 3,369,858
25 71,856 62,859
15 123,343 76,251
26 1,647,326 1,018,106
27 409,956 385,198
28 34,107,316 33,521,174
25,887 63,322
29 1,588,738 1,369,777
21 4,522 3,930
30 941,022 818,642
43,252,035 40,920,491
31 356,407 356,407
32 354,331 354,331
134,614 134,614
219,717 219,717
33 1,164,077 1,134,082
1,968,711 1,912,067
3,843,526 3,756,887
20,975 19,701
3,864,501 3,776,588
47,116,536 44,697,079
98 H
2024 6 30
2024 1 1 356,407 354,331 148,270 428,359 561,637 24,047 (15,608) (2,901) (9,722) 1,134,082 1,912,067 3,756,887 19,701 3,776,588
– – – – – – – – – – 170,467 170,467 829 171,296
– – – – – 25,391 9,174 (491) (5,014) 29,060 – 29,060 (311) 28,749
– – – – – 25,391 9,174 (491) (5,014) 29,060 170,467 199,527 518 200,045
2023 11 – – – – – – – – – – (109,203) (109,203) – (109,203)
11 – – – – – – – – – – (3,662) (3,662) – (3,662)
(i) – – – 450 – – – – – 450 (450) – – –
(ii) – – – – 542 – – – – 542 (542) – – –
– – – – – – – – – – – – 872 872
– – – – – – – – – – – – (116) (116)
– – – – – (34) – – – (34) 34 – – –
– – (23) – – – – – – (23) – (23) – (23)
2024 6 30 356,407 354,331 148,247 428,809 562,179 49,404 (6,434) (3,392) (14,736) 1,164,077 1,968,711 3,843,526 20,975 3,864,501
(i) 0.98 3.52
(ii) 2.71 2.71
2022 12 31 356,407 354,331 148,280 392,487 496,719 767 (17,241) (2,987) (1,129) 1,016,896 1,767,537 3,495,171 18,655 3,513,826
– – – – – 1,576 – – (4,848) (3,272) 4,210 938 655 1,593
2023 1 1 356,407 354,331 148,280 392,487 496,719 2,343 (17,241) (2,987) (5,977) 1,013,624 1,771,747 3,496,109 19,310 3,515,419
– – – – – – – – – – 173,744 173,744 976 174,720
– – – – – 11,906 9,075 (223) (2,825) 17,933 – 17,933 166 18,099
– – – – – 11,906 9,075 (223) (2,825) 17,933 173,744 191,677 1,142 192,819
2022 11 – – – – – – – – – – (108,169) (108,169) – (108,169)
11 – – – – – – – – – – (3,634) (3,634) – (3,634)
(i) – – – 252 – – – – – 252 (252) – – –
(ii) – – – – 272 – – – – 272 (272) – – –
– – – – – – – – – – – – (31) (31)
– – – – – (196) – – – (196) 196 – – –
– – 16 – – – – – – 16 – 16 – 16
2023 6 30 356,407 354,331 148,296 392,739 496,991 14,053 (8,166) (3,210) (8,802) 1,031,901 1,833,360 3,575,999 20,421 3,596,420
(i) 1.12 1.40
(ii) 2.72
H 99
2024 6 30
2022 12 31 356,407 354,331 148,280 392,487 496,719 767 (17,241) (2,987) (1,129) 1,016,896 1,767,537 3,495,171 18,655 3,513,826
– – – – – 1,576 – – (4,848) (3,272) 4,210 938 655 1,593
2023 1 1 356,407 354,331 148,280 392,487 496,719 2,343 (17,241) (2,987) (5,977) 1,013,624 1,771,747 3,496,109 19,310 3,515,419
– – – – – – – – – – 363,993 363,993 1,123 365,116
– – – – – 21,954 1,633 86 (3,745) 19,928 – 19,928 (701) 19,227
– – – – – 21,954 1,633 86 (3,745) 19,928 363,993 383,921 422 384,343
2022 11 – – – – – – – – – – (108,169) (108,169) – (108,169)
– – – – – – – – – – (14,964) (14,964) – (14,964)
(i) – – – 35,872 – – – – – 35,872 (35,872) – – –
(ii) – – – – 64,918 – – – – 64,918 (64,918) – – –
– – – – – – – – – – – – (31) (31)
– – – – – (250) – – – (250) 250 – – –
– – (10) – – – – – – (10) – (10) – (10)
2023 12 31 356,407 354,331 148,270 428,359 561,637 24,047 (15,608) (2,901) (9,722) 1,134,082 1,912,067 3,756,887 19,701 3,776,588
(i) 1.12 8.91
(ii) 6.54
100 H
2024 6 30
6 30
2024 2023
197,184 203,655
(2,462) (2,383)
14,539 15,227
8 2,379 2,126
9 101,809 122,067
260 188
(21,800) (2,631)
24,555 19,200
(1,002) (839)
(11,181) (12,282)
(178,910) (165,748)
(8,399) (4,872)
(785) (1,060)
6 (1,310) (2,152)
114,877 170,496
86,046 (164,427)
(61,649) 98,930
(99,981) (35,610)
(17,070) 62,493
(1,753,562) (2,046,867)
(117,173) (193,580)
(1,963,389) (2,279,061)
8,797 (2,810)
(13,126) 78,817
709,186 (174,055)
618,121 108,226
18,610 (29,096)
590,735 3,404,369
6,013 100,651
1,938,336 3,486,102
89,824 1,377,537
(62,841) (80,268)
26,983 1,297,269
H 101
2024 6 30
6 30
2024 2023
(11,688) (14,852)
5,131 6,447
(2,980,971) (2,452,462)
2,018,161 1,829,148
1,064 1,764
180,185 173,134
(788,118) (456,821)
872 –
922,175 718,126
(25,875) (21,859)
(706,644) (456,871)
(3,662) (3,634)
(116) (31)
(3,946) (3,859)
182,804 231,872
(578,331) 1,072,320
2,755,732 1,926,851
4,747 37,703
35 2,182,148 3,036,874
566,024 549,937
(397,724) (314,088)
102 H
1.
1984 1 1
2005 10 28
2006 10 27
B0001H111000001
91100000100003962T 55
A H 601398 1398
4620 360011 360036
2.
34
16 2024 8 30
2023
2410
H 103
2024 1 1
16
1
1
7 7
2024 6 30
2023 12 31
34
2023 12 31
104 H
3.
6 30
2024 2023
302,965 287,358
164,684 181,145
8,549 8,932
178,910 165,748
(i) 38,877 27,184
27,068 26,216
721,053 696,583
(298,566) (284,796)
(ii) (74,688) (47,916)
(33,849) (26,884)
(407,103) (359,596)
313,950 336,987
(i)
(ii)
4.
6 30
2024 2023
26,163 24,398
14,835 13,677
10,281 14,019
9,145 10,234
5,794 6,863
4,118 4,380
2,978 5,865
1,435 1,372
1,624 1,555
76,373 82,363
(8,968) (8,898)
67,405 73,465
2024 6 30
86.36 2023 6 30 100.17
H 105
5.
6 30
2024 2023
6,515 7,247
2,398 3,160
699 (536)
9,612 9,871
6.
6 30
2024 2023
8,914 7,956
(1,597) (1,993)
2,517 924
1,310 2,152
140 170
1,170 1,982
1,945 1,524
58 108
14,744 12,664
7.
6 30
2024 2023
5,457 5,459
(3,887) (3,996)
816 1,110
(5,543) (5,339)
(555) (1,315)
(3,712) (4,081)
106 H
8.
6 30
2024 2023
42,130 42,263
11,746 11,304
(i) 9,441 9,433
63,317 63,000
7,573 8,042
3,576 3,781
1,047 955
946 928
13,142 13,706
2,379 2,126
10,415 10,717
5,550 5,498
10,405 10,332
105,208 105,379
(i)
(ii) 2024 6 30 21.36 2023 6 30
20.46 5.69 2023 6 30 7.65
9.
6 30
2024 2023
17 94,526 108,546
1,113 10,364
655 577
1,246 298
4,269 2,282
101,809 122,067
H 107
10.
(a)
6 30
2024 2023
22,443 36,427
730 772
2,233 2,299
25,406 39,498
482 (10,563)
25,888 28,935
2021 12
15%
2024 6 30 12
(b)
25%
6 30
2024 2023
197,184 203,655
49,296 50,914
(288) (406)
(i) 12,565 10,569
(ii) (34,607) (31,029)
(194) (204)
(884) (909)
25,888 28,935
(i)
(ii)
108 H
11.
6 30
2024 2023
2023 0.3064
2022 0.3035 109,203 108,169
3,662 3,634
2024 6 28 2023 2024 7 15
2023 1 1 2023 12 31 0.3064
1,092.03
12.
6 30
2024 2023
170,467 173,744
(3,662) (3,634)
166,805 170,110
356,407 356,407
0.47 0.48
0.47 0.48
H 109
13.
2024 6 30 2023 12 31
64,790 66,699
(i) 2,679,213 2,832,799
(ii) 626,190 952,050
256,463 188,923
1,472 1,822
3,628,128 4,042,293
(i)
2024 6 30 8.5% 2023
12 31 9% 4% 2023 12 31 4%
(ii)
14.
2024 6 30 2023 12 31
405,504 221,700
56,992 24,145
120,180 164,954
3,593 3,885
586,269 414,684
(464) (426)
585,805 414,258
250,682 265,904
179,544 209,164
243,027 222,934
7,850 7,591
681,103 705,593
(5,507) (3,134)
675,596 702,459
1,261,401 1,116,717
110 H
15.
2024 6 30 2023 12 31
9,474,752 122,781 (79,551) 6,015,214 52,830 (41,618)
4,369,971 13,304 (14,562) 4,231,434 15,142 (16,273)
1,439,398 14,325 (29,230) 1,003,045 7,367 (18,360)
15,284,121 150,410 (123,343) 11,249,693 75,339 (76,251)
(1)
2024 6 30
3 3 1 1 5 5
799 255 945 – 1,999 35 –
46,547 34,839 4,180 – 85,566 1,775 (620)
16 20 71 1 108 9 (2)
47,362 35,114 5,196 1 87,673 1,819 (622)
2023 12 31
3 3 1 1 5 5
– 2,417 1,863 – 4,280 99 (6)
42,935 82,685 4,322 – 129,942 761 (1,052)
922 322 82 2 1,328 74 (17)
43,857 85,424 6,267 2 135,550 934 (1,075)
H 111
2024 6 30
(i) 5,686 (30,168) (141) 452
15,348 – (116) 53
(ii) 25,307 (14,860) (202) (3,832)
46,341 (45,028) (459) (3,327)
(i)
(ii)
2023 12 31
(i) 4,733 (27,775) 248 593
39,997 – 169 169
(ii) 30,146 (41,615) (290) (3,630)
74,876 (69,390) 127 (2,868)
(i)
(ii)
2024 6 30 2023 6 30
112 H
(2)
6 30
2024 2023
496 3,216
(566) (3,267)
(70) (51)
3 3 1 1 5 5
2024 6 30 4,889 12,543 40,655 13,095 71,182 2,927 (276)
2023 12 31 2,270 18,042 45,069 17,020 82,401 2,955 (416)
2024 6 30
(i) 64,041 (1,415) (842) 69
2,567 – (104) –
(ii) 1,238 – (19) –
67,846 (1,415) (965) 69
(i)
(ii)
H 113
2023 12 31
(i) 73,809 (1,404) (703) 62
3,429 – (90) –
(ii) 3,267 – (92) –
80,505 (1,404) (885) 62
(i)
(ii)
(3)
2024 6 30 14.52 2023
12 31 10.02 2024 6 30 2023 6 30
(4)
2024 6 30 2023 12 31
73,912 26,534 71,381 24,048
73,804 27,906 72,958 26,884
(5)
2024 6 30 2023 12 31
122,273 86,521
67,987 48,975
54,286 37,546
38,962 36,563
3,919 4,678
165,154 127,762
114 H
16.
2024 6 30 2023 12 31
161,752 109,077
663,820 1,073,854
1,191 909
(403) (97)
826,360 1,183,743
83,448 40,514
909,808 1,224,257
17.
17.1
2024 6 30 2023 12 31
17,496,761 16,128,752
17,306,580 15,940,237
190,181 188,515
8,834,543 8,653,621
2,911 2,755
58,751 56,117
26,392,966 24,841,245
17.2(a) (818,573) (756,001)
25,574,393 24,085,244
11,932 10,348
1,484,429 1,284,902
239 335
1,496,600 1,295,585
6,974 6,104
27,077,967 25,386,933
2024 6 30
13.13 2023 12 31 3.90 17.2(b)
H 115
17.2
(a)
12
2024 1 1 342,730 156,240 257,031 756,001
18,833 (16,802) (2,031) –
(2,954) 5,860 (2,906) –
(1,584) (37,018) 38,602 –
43,226 36,496 13,881 93,603
– – (37,851) (37,851)
– – 6,911 6,911
194 256 (541) (91)
2024 6 30 400,445 145,032 273,096 818,573
2023 1 1 278,715 141,586 251,923 672,224
46,568 (42,004) (4,564) –
(7,253) 12,411 (5,158) –
(2,596) (44,930) 47,526 –
27,041 89,529 26,736 143,306
– – (72,721) (72,721)
– – 14,915 14,915
255 (352) (1,626) (1,723)
2023 12 31 342,730 156,240 257,031 756,001
116 H
(b)
2024 1 1 361 – 29 390
– – – –
– – – –
– – – –
923 – – 923
2024 6 30 1,284 – 29 1,313
2023 1 1 510 – 28 538
– – – –
– – – –
(46) – 46 –
(108) – 224 116
– – (270) (270)
5 – 1 6
2023 12 31 361 – 29 390
18.
2024 6 30 2023 12 31
(a) 916,147 811,957
(b) 2,641,676 2,230,862
(c) 9,431,099 8,806,849
12,988,922 11,849,668
H 117
(a)
2024 6 30 2023 12 31
291,435 186,993
20,585 21,338
65,620 64,517
87,241 84,302
464,881 357,150
15,158 14,650
480,039 371,800
2,957 372
182 181
223 222
3,362 775
41,400 42,868
44,762 43,643
22 –
8,651 13,037
156,706 166,690
1,778 2,517
167,157 182,244
86,805 90,396
137,384 123,874
391,346 396,514
916,147 811,957
3,609 3,204
23,053 20,629
608,738 516,336
635,400 540,169
3,284 2,937
27,319 27,188
71,360 74,921
101,963 105,046
3,481 3,353
2,671 2,393
172,632 160,996
178,784 166,742
916,147 811,957
118 H
(b)
2024 6 30 2023 12 31
1,170,685 1,076,400
208,335 184,168
594,849 293,463
552,546 566,522
24,523 22,099
2,550,938 2,142,652
5,557 5,421
85,181 82,789
2,641,676 2,230,862
128,101 123,348
244,421 339,324
2,178,416 1,679,980
2,550,938 2,142,652
5,557 5,421
9,617 5,681
4,522 4,363
71,042 72,745
85,181 82,789
2,641,676 2,230,862
2024 6 30
515.46 1.63 2023 12 31
192.96 0.66
2024 6 30 62.83 2023 12 31 42.67
2024 6 30 13.10
2023 6 30 21.52 1.40
2023 6 30 1.70 24.96 2023 6
30 67.49 0.35
2023 6 30 3.14
H 119
2024 1 1 4,835 964 3,769 9,568
– – – –
(1) 1 – –
– – – –
241 459 (45) 655
43 22 81 146
2024 6 30 5,118 1,446 3,805 10,369
2023 1 1 4,794 1,009 3,527 9,330
40 (40) – –
(49) 49 – –
– – – –
(13) (78) 659 568
63 24 (417) (330)
2023 12 31 4,835 964 3,769 9,568
120 H
(c)
2024 6 30 2023 12 31
(i) 8,156,256 7,529,154
575,265 593,513
(ii) 547,169 542,365
68,530 68,061
107,820 98,590
9,455,040 8,831,683
(iii) 15,867 13,869
36 16
15,903 13,885
9,470,943 8,845,568
(39,844) (38,719)
9,431,099 8,806,849
35,540 38,843
246,360 200,976
9,135,924 8,555,776
9,417,824 8,795,595
13,275 11,254
13,275 11,254
9,431,099 8,806,849
280,637 236,482
H 121
2024 1 1 36,009 11 2,699 38,719
– – – –
– – – –
– – – –
1,113 – – 1,113
10 – 2 12
2024 6 30 37,132 11 2,701 39,844
2023 1 1 28,613 23 2,699 31,335
19 (19) – –
(2) 2 – –
– – – –
7,385 4 – 7,389
(6) 1 – (5)
2023 12 31 36,009 11 2,699 38,719
(i) 850.00 2023 12 31 850.00 1998
2028 2.25%
(ii) 903.09 2023 12 31 903.09
2000 2001 3,129.96
10 2.25%
2010 10 2020
2020 1 1
2021 1 10 2024 6 30
2,226.87 2023 12 31 2,226.87
(iii) 2024 8 2034 6
3.20% 6.33%
122 H
19.
2024 6 30 2023 12 31
62,512 61,868
3,056 2,910
65,568 64,778
2024 6 30 2023 12 31
51,595 50,973
14,492 14,324
66,087 65,297
(519) (519)
65,568 64,778
(a)
2024 6 30 2023 12 31
26,837 25,394
38,731 39,384
65,568 64,778
H 123
1.68
2024 6 30
19.42% 2023 12 31 19.39%
2024
6 30
2024 2023
6 30 12 31
2023
1,237,785 1,174,552
1,125,947 1,068,458
111,838 106,094
8,686 17,129
96,601 91,062
19.42% 19.39%
18,760 17,657
8,425 8,085
27,185 25,742
(b)
2,910 – – 42 – – 104 3,056 –
25,742 – – 1,642 (411) (913) 1,125 27,185 (348)
36,645 – (1,015) 778 34 (584) (12) 35,846 (171)
62,387 – (1,015) 2,420 (377) (1,497) 1,113 63,031 (519)
65,297 – (1,015) 2,462 (377) (1,497) 1,217 66,087 (519)
124 H
20.
2023 1 1 191,703 17,106 14,335 83,383 198,453 504,980
509 17,954 751 6,589 3,955 29,758
5,904 (10,685) – 136 4,645 –
(2,413) (155) (106) (6,350) (3,280) (12,304)
2023 12 31 2024 1 1 195,703 24,220 14,980 83,758 203,773 522,434
1,133 5,380 211 1,739 4,661 13,124
1,197 (7,297) – 4 6,096 –
(575) (40) (138) (1,483) (2,937) (5,173)
2024 6 30 197,458 22,263 15,053 84,018 211,593 530,385
2023 1 1 82,155 34 12,359 66,191 50,354 211,093
7,011 – 854 8,182 6,811 22,858
– – – – 1,297 1,297
(1,229) – (93) (6,224) (4,146) (11,692)
2023 12 31 2024 1 1 87,937 34 13,120 68,149 54,316 223,556
3,514 – 402 3,683 3,442 11,041
– – – – 261 261
(245) – (130) (1,140) (734) (2,249)
2024 6 30 91,206 34 13,392 70,692 57,285 232,609
2023 12 31 107,766 24,186 1,860 15,609 149,457 298,878
2024 6 30 106,252 22,229 1,661 13,326 154,308 297,776
2024 6 30 50.71 2023 12 31 64.21
2024 6 30 1,543.08 2023 12
31 1,494.57
2024 6 30 744.93 2023 12 31 722.57
2024 6 30 158.65 2023 12 31
176.70
H 125
21.
(a)
2024 6 30 2023 12 31
493,071 122,538 450,033 111,767
(46,520) (11,636) (16,762) (4,221)
(74,407) (18,805) (35,609) (9,222)
38,488 9,620 46,529 11,623
(14,608) (3,779) (21,244) (5,278)
396,024 97,938 422,947 104,669
2024 6 30 2023 12 31
(218) (77) (109) (38)
8,763 1,933 7,729 1,701
(1,431) (399) (146) 64
11,515 3,065 8,912 2,203
18,629 4,522 16,386 3,930
126 H
(b)
2024 2024
1 1 6 30
111,767 10,771 – 122,538
(4,221) (7,415) – (11,636)
(9,222) – (9,583) (18,805)
11,623 (2,003) – 9,620
(5,278) (780) 2,279 (3,779)
104,669 573 (7,304) 97,938
2024 2024
1 1 6 30
(38) (39) – (77)
1,701 232 – 1,933
64 – (463) (399)
2,203 862 – 3,065
3,930 1,055 (463) 4,522
2023 2023
1 1 12 31
99,753 12,014 – 111,767
(1,194) (3,027) – (4,221)
(2,449) – (6,773) (9,222)
10,839 784 – 11,623
(5,832) (942) 1,496 (5,278)
101,117 8,829 (5,277) 104,669
H 127
2023 2023
1 1 12 31
(196) 158 – (38)
1,845 (144) – 1,701
710 – (646) 64
1,591 612 – 2,203
3,950 626 (646) 3,930
2024 6 30 2023 12 31
22.
2024 6 30 2023 12 31
302,778 213,951
180,455 140,230
(i) 26,360 28,538
14,228 14,438
(ii) 9,475 9,357
7,339 7,034
(iii) 6,188 6,502
3,122 3,425
101,508 121,963
651,453 545,438
(12,835) (11,891)
638,618 533,547
128 H
(i)
2023 1 1 37,837 20,418 395 58,650
6,231 1,106 162 7,499
(4,877) (6,873) 1,051 (10,699)
2023 12 31 2024 1 1 39,191 14,651 1,608 55,450
3,107 – 16 3,123
(1,397) (2,235) (45) (3,677)
2024 6 30 40,901 12,416 1,579 54,896
2023 1 1 21,156 3,516 325 24,997
6,730 689 95 7,514
(4,321) (1,414) 136 (5,599)
2023 12 31 2024 1 1 23,565 2,791 556 26,912
3,138 330 41 3,509
(1,256) (598) (31) (1,885)
2024 6 30 25,447 2,523 566 28,536
2023 1 1 35 855 – 890
1 (325) – (324)
2023 12 31 2024 1 1 36 530 – 566
1 (21) – (20)
2024 6 30 37 509 – 546
2023 12 31 15,590 11,330 1,052 27,972
2024 6 30 15,417 9,384 1,013 25,814
(ii)
2024 6 30 2023 12 31
9,357 9,181
118 176
9,475 9,357
(399) (390)
9,076 8,967
H 129
(iii)
2024 6 30 2023 12 31
5,601 5,878
587 624
6,188 6,502
(2,965) (3,116)
3,223 3,386
23.
2024 2024
1 1 6 30
3,560 2,365 – – 46 5,971
97 307 – – (1) 403
756,391 94,526 (37,851) 6,911 (91) 819,886
48,287 1,768 (22) – 180 50,213
519 – – – – 519
11,522 261 (513) – 66 11,336
24,185 1,246 – – 91 25,522
39,691 1,596 (826) 34 (108) 40,387
884,252 102,069 (39,212) 6,945 183 954,237
130 H
2023 2023
1 1 12 31
1,500 2,040 – – 20 3,560
475 (387) – – 9 97
672,762 143,422 (72,991) 14,915 (1,717) 756,391
40,665 7,957 (563) – 228 48,287
365 154 – – – 519
13,685 1,297 (3,619) – 159 11,522
27,640 (3,585) – – 130 24,185
40,159 (82) (1,298) 226 686 39,691
797,251 150,816 (78,471) 15,141 (485) 884,252
24.
2024 6 30 2023 12 31
3,359,343 2,698,821
172,163 138,308
24,627 4,256
3,556,133 2,841,385
244,625 228,733
304,208 288,883
8,811 10,857
557,644 528,473
4,113,777 3,369,858
H 131
25.
2024 6 30 2023 12 31
(i) 58,094 51,843
(i) 10,611 5,647
3,151 5,369
71,856 62,859
(i)
2024 6
30 2023 12 31
2024 6 30 2023
26.
2024 6 30 2023 12 31
14,788 11,738
1,546,016 968,339
18,323 9,855
1,579,127 989,932
68,199 28,174
1,647,326 1,018,106
27.
132 H
28.
2024 6 30 2023 12 31
7,323,016 7,366,691
6,149,139 6,083,841
13,472,155 13,450,532
8,556,554 8,843,237
11,372,222 10,481,727
19,928,776 19,324,964
212,811 210,185
493,574 535,493
34,107,316 33,521,174
2024 6 30 2,201.46 2023 12 31
1,711.13
29.
2024 6 30 2023 12 31
(a)
632,508 682,184
9,574 9,543
13,115 12,402
655,197 704,129
(b)
823,826 554,931
106,970 108,393
2,745 2,324
933,541 665,648
1,588,738 1,369,777
2024 6 30 7,451.43 2023 12 31
4,762.34
2024 6 30
2023
H 133
(a)
TLAC
11 01 29/06/2011 100 380 5.56% 30/06/2011 30/06/2031 30/08/2011
19 02 21/03/2019 100 100 4.51% 25/03/2019 25/03/2034 26/03/2019
19 04 24/04/2019 100 100 4.69% 26/04/2019 26/04/2034 28/04/2019
20 01 22/09/2020 100 600 4.20% 24/09/2020 24/09/2030 25/09/2020
20 02 12/11/2020 100 300 4.15% 16/11/2020 16/11/2030 17/11/2020
20 03 12/11/2020 100 100 4.45% 16/11/2020 16/11/2035 17/11/2020
21 01 19/01/2021 100 300 4.15% 21/01/2021 21/01/2031 22/01/2021
21 02 13/12/2021 100 500 3.48% 15/12/2021 15/12/2031 16/12/2021
21 03 13/12/2021 100 100 3.74% 15/12/2021 15/12/2036 16/12/2021
22 01 18/01/2022 100 350 3.28% 20/01/2022 20/01/2032 21/01/2022
22 02 18/01/2022 100 50 3.60% 20/01/2022 20/01/2037 21/01/2022
22 03 12/04/2022 100 450 3.50% 14/04/2022 14/04/2032 15/04/2022
22 04 12/04/2022 100 50 3.74% 14/04/2022 14/04/2037 15/04/2022
22 03A 18/08/2022 100 300 3.02% 22/08/2022 22/08/2032 23/08/2022
22 03B 18/08/2022 100 100 3.32% 22/08/2022 22/08/2037 23/08/2022
22 04A 08/11/2022 100 500 3.00% 10/11/2022 10/11/2032 11/11/2022
22 04B 08/11/2022 100 100 3.34% 10/11/2022 10/11/2037 11/11/2022
22 05A 20/12/2022 100 250 3.70% 22/12/2022 22/12/2032 23/12/2022
22 05B 20/12/2022 100 50 3.85% 22/12/2022 22/12/2037 23/12/2022
23 01A 10/04/2023 100 350 3.49% 12/04/2023 12/04/2033 13/04/2023
23 01B 10/04/2023 100 200 3.58% 12/04/2023 12/04/2038 13/04/2023
23 02A 28/08/2023 100 300 3.07% 30/08/2023 30/08/2033 31/08/2023
23 02B 28/08/2023 100 250 3.18% 30/08/2023 30/08/2038 31/08/2023
24 TLAC 01A 15/05/2024 100 300 2.25% 17/05/2024 17/05/2028 20/05/2024
24 TLAC 01B 15/05/2024 100 100 2.35% 17/05/2024 17/05/2030 20/05/2024
134 H
2015
15 21/09/2015 99.189 20 145 4.875% 21/09/2015 21/09/2025 22/09/2015
2018 3 23 3.5% 50 2028 9
23
2019 9 12 2.875% 5 2029 9
12
2022 3 15 3.7% 50
2032 3 17 5
6 4.7%
(b)
(i) 6,913.39 2024
2026 0% 2.80%
(ii) 59.55
2024 2027 1.09% 6.90%
(iii) 319.49 2024
2027 1.00% 6.10%
(iv) 100.11 2024
2027 0% 3.54%
(v) 62.13 2024 2026
0.13% 4.13%
(vi) 154.39
2024 2027 2.70% 6.38%
(vii) 464.43 2024
2027 1.20% 6.38%
H 135
(viii) 121.33
2025 2027 1.63% 6.05%
(ix) 43.44
2024 2027 4.70% 6.15%
(i) 79.03 2024
2026 3.15% 5.50%
(ii) 596.57 2024
2031 1.25% 6.64%
(iii) 76.32 2024 2027
1.30% 3.70%
(iv) 118.52 2024
2027 1.10% 5.40%
(v) 15.42 2025 2029
5.78% 6.77%
(vi) 130.00 2024 2025
2.20% 3.35%
(vii) 4.16 2024
0%
(viii) 49.68 2024 2026
2.58% 3.09%
30.
2024 6 30 2023 12 31
345,531 296,443
284,174 277,321
109,203 –
(a) 36,928 44,768
(b) 25,522 24,185
(c) 22,967 24,849
16,450 15,941
417 1,716
9 12
99,821 133,407
941,022 818,642
136 H
(a) 2024 6 30 2023
12 31
(b)
2024 1 1 17,897 5,634 654 24,185
260 (260) – –
(276) 276 – –
(31) (15) 46 –
2,756 (904) (606) 1,246
74 17 – 91
2024 6 30 20,680 4,748 94 25,522
2023 1 1 20,783 6,611 246 27,640
341 (341) – –
(301) 301 – –
(71) (113) 184 –
(2,953) (855) 223 (3,585)
98 31 1 130
2023 12 31 17,897 5,634 654 24,185
(c)
2024 6 30 2023 12 31
7,236 8,073
5,549 6,109
4,138 4,689
5,044 5,441
2,668 3,023
24,635 27,335
22,967 24,849
H 137
31.
2024 6 30 2023 12 31
H 1 86,795 86,795 86,795 86,795
A 1 269,612 269,612 269,612 269,612
356,407 356,407 356,407 356,407
H A H
32.
(1)
(a)
23/09/2020 3.58% 20 145 2,900 19,716
2015 18/11/2015 4.58% 100 450 45,000 45,000
2019 19/09/2019 4.20% 100 700 70,000 70,000
134,716
(b)
(i)
5 5
(ii)
138 H
(iii)
(iv)
TLAC
(v)
H H
5.125%
A 5.125%
A
A
A
H 5.73 2015
3.44 2019 5.43 H A
(vi)
5
5
H 139
(c)
2024 1 1 2024 6 30
145 2,900 19,716 – – – 145 2,900 19,716
2015 450 45,000 45,000 – – – 450 45,000 45,000
2019 700 70,000 70,000 – – – 700 70,000 70,000
134,716 – 134,716
2024 6 30 1,346.14 2023 12
31 1,346.14
(2)
(a)
24/09/2021 3.20% (i) 6,160 39,793
2019 26/07/2019 4.45% 100 800 80,000 80,000
2021
04/06/2021 4.04% 100 700 70,000 70,000
2021
24/11/2021 3.65% 100 300 30,000 30,000
219,793
(i) 200,000 1,000 100%
(b)
2019 7 26 2021 6 4 2021 11 24
800 700 300
2019 2021 2021
2021 9 24 61.6
140 H
(i)
100 2019 5 4.45% 5
2021 5 4.04% 5 2021
5 3.65% 5
5 3.20% 5
(ii)
(iii)
TLAC
TLAC
(iv)
2019
5.125%
5.125%
2021 2021
H 141
(v)
5
5
(c)
2024 1 1 2024 6 30
6,160 39,793 – – – 6,160 39,793
2019 800 80,000 80,000 – – – 800 80,000 80,000
2021 700 70,000 70,000 – – – 700 70,000 70,000
2021 300 30,000 30,000 – – – 300 30,000 30,000
219,793 – 219,793
2024 6 30 2,197.17 2023 12
31 2,197.17
(3)
2024 6 30 2023 12 31
1. 3,843,526 3,756,887
(1) 3,489,195 3,402,556
(2) 354,331 354,331
2. 20,975 19,701
(1) 20,103 19,701
(2) 872 –
142 H
33.
(a)
(b)
(i)
10% 50%
25%
(ii)
(iii)
(c)
[2012] 20
1.5%
(d)
H 143
(e)
(f)
(g)
(h)
34.
(a)
2023 1 1 2,343 (17,241) (8,858) (23,756)
21,704 1,633 (3,659) 19,678
2023 12 31 2024 1 1 24,047 (15,608) (12,517) (4,078)
25,357 9,174 (5,505) 29,026
2024 6 30 49,404 (6,434) (18,022) 24,948
144 H
(b)
6 30
2024 2023
(i)
2,034 1,426
(520) (481)
1,514 945
(ii) 49 (18)
(iii) 26 7
(i)
35,463 14,812
(1,941) 109
(8,614) (3,504)
24,908 11,417
(ii)
1,722 601
(401) (179)
1,321 422
(iii)
(459) (209)
(57) 29
(516) (180)
(iv) (426) (46)
(v) 9,332 9,412
(vi) (7,459) (3,860)
28,749 18,099
35.
2024 6 30 2023 6 30
64,790 61,998
626,190 600,281
418,552 363,782
270,693 369,647
801,923 1,641,166
2,182,148 3,036,874
H 145
36.
(a)
2024 6 30 2023 12 31
35,704 35,704 38,421 38,421
82,119 82,119 85,277 85,277
32,315 32,315 35,859 35,859
150,138 150,138 159,557 159,557
2024 6 30
35,628 76 –
30,838 27,682 23,599
12,869 17,920 1,526
79,335 45,678 25,125
2023 12 31
38,421 – –
30,606 26,829 27,842
15,511 19,576 772
84,538 46,405 28,614
146 H
(b)
2024 6 30 2023 12 31
4
2024 6 30
19,545.18 2023 12 31 18,570.56 19,388.11
2023 12 31 17,562.15
2024 6 30
2023 6 30 7.79
(c)
37.
H 147
2024
6 30
6,278.57 2023 12 31 6,278.57 403.84
2023 12 31 737.86
2024 6 30
3.97 2023 12 31 7.91
2024 6 30
1.32 2023 12 31 1.32
38.
2024 6 30
24,000.67 2023 12 31 14,749.96
39.
2006
H
10
40.
(a)
2024 6 30 2023 12 31
17,855 26,804
148 H
(b)
2024 6 30 2023 12 31
858,593 804,061
25,798 32,048
602,489 540,709
54,016 53,099
154,779 148,803
135,981 34,841
327,486 443,749
1,161,709 1,126,870
3,320,851 3,184,180
1,160,944 1,158,895
(c)
2024 6 30 2023 12 31
18,831 18,228
16,221 16,037
14,524 14,878
23,932 23,914
49,659 51,414
123,167 124,471
H 149
(d)
2024 6 30
73.55 2023 12 31 66.59
(e)
2024 6 30
565.30 2023 12 31 572.56
2024 6 30 2023 12 31
(f)
2024 6 30 2023 12 31
4,171,737 3,857,252
4,171,531 3,857,046
(g)
4
150 H
41.
(a)
2024 6 30
31.14% 2023 12 31 31.14%
2024 6 30 2023 12 31
2,968,169 2,365,572
6 30
2024 2023
30,702 26,333
41(i)
(b)
2003 12 16
8,282.09 8,282.09 2024 6 30 34.79% 2023
12 31 34.79%
2024 6 30
438.23 2023 12 31 404.27 1 30 2.08% 4.20%
H 151
2024 6 30 2023 12 31
43,824 41,036
96,672 12,009
21,864 19,374
6 30
2024 2023
590 748
1,163 282
102 55
2024 6 30 2023 12 31
881,461 821,752
228,101 212,218
44,407 79,687
2,980 3,240
4,445 8,058
331,983 336,930
12,249 3,400
19,144 7,582
14,025 10,420
5,656 7,026
6 30
2024 2023
11,324 10,436
1,440 835
10 8
39 11
1,916 1,417
3 2
135 5
152 H
(c)
2024 6 30 5.36% 2023 12 31
5.38%
2024 6 30 2023 12 31
87,400 64,000
6 30
2024 2023
1,205 1,068
(d)
2024 6 30 2023 12 31
39,922 41,126
335,475 330,455
10,833 12,002
90,597 108,761
4,714 4,003
195,275 171,189
4,032 1,904
8,285 6,827
43,277 42,500
6 30
2024 2023
1,010 935
1,058 1,492
9 8
1,389 869
2,360 1,987
10 72
3,115 2,245
H 153
(e)
2024 6 30 2023 12 31
44,841 11,279
18,605 6,066
1,817 3,264
6,966 4,278
2,024 2,436
3,533 4,120
1,216 1,089
2,369 2,271
3,753 4,293
6 30
2024 2023
133 132
22 21
0 1
96 82
102 70
38 19
(f)
2024 6 30 2023 12 31
249 249
210 608
77 32
6 30
2024 2023
2 15
2 –
0 0
154 H
(g)
6 30
2024 2023
6,042 5,666
2024 6 30 2023
6 30
2024 6 30
29 2023 12 31 21
2024 6 30
7,861 2023 12 31 6,424
(h)
A
2,759 2023 12 31 3,814 27,469 2023 12 31
29,272
H 155
(i)
(j)
2024 6 30 2023 12 31
3,938,295 30.32% 3,239,639 27.34%
246,706 19.56% 218,284 19.55%
46,224 5.08% 82,951 6.78%
106,867 0.39% 19,776 0.08%
6,469 4.30% 10,494 13.93%
335,726 8.16% 341,658 10.14%
12,249 0.74% 3,400 0.33%
21,513 17.44% 9,853 12.92%
124,582 0.37% 94,915 0.28%
9,409 0.28% 11,319 0.36%
6 30
2024 2023
45,521 6.31% 38,904 5.58%
3,503 0.86% 2,636 0.73%
156 H
42.
(a)
H 157
2024 6 30
164,619 14,155 135,176 – 313,950
(24,253) 124,492 (100,239) – –
43,380 23,412 613 – 67,405
(i) 3,593 392 14,199 2,460 20,644
187,339 162,451 49,749 2,460 401,999
(42,728) (53,025) (7,156) (2,299) (105,208)
(ii) (51,991) (45,906) (4,519) 347 (102,069)
92,620 63,520 38,074 508 194,722
– – – 2,462 2,462
92,620 63,520 38,074 2,970 197,184
(25,888)
171,296
5,157 6,484 1,363 53 13,057
6,618 8,689 1,759 69 17,135
2024 6 30
18,856,128 9,044,085 18,971,818 146,567 47,018,598
– – – 65,568 65,568
103,134 143,616 27,714 23,312 297,776
(iii) 39,689 20,358 5,473 9,344 74,864
97,938
47,116,536
16,696,259 18,390,594 7,879,816 254,957 43,221,626
30,409
43,252,035
2,159,142 1,161,709 – – 3,320,851
(i)
(ii)
(iii)
158 H
2023 6 30
154,317 39,603 143,067 – 336,987
(475) 102,153 (101,678) – –
45,257 27,732 476 – 73,465
(i) 2,666 (544) 13,599 2,733 18,454
201,765 168,944 55,464 2,733 428,906
(42,803) (53,412) (7,315) (1,849) (105,379)
(ii) (98,002) (11,783) (12,978) 508 (122,255)
60,960 103,749 35,171 1,392 201,272
– – – 2,383 2,383
60,960 103,749 35,171 3,775 203,655
(28,935)
174,720
5,343 6,688 1,411 53 13,495
8,204 10,640 2,157 84 21,085
2023 12 31
17,203,589 8,983,095 18,228,557 177,169 44,592,410
– – – 64,778 64,778
108,123 137,558 27,917 25,280 298,878
(iii) 42,654 19,802 5,487 8,549 76,492
104,669
44,697,079
16,989,789 17,454,497 6,226,481 182,472 40,853,239
67,252
40,920,491
2,058,377 1,125,803 – – 3,184,180
(i)
(ii)
(iii)
H 159
(b)
肅
2024 6 30
155,819 29,047 28,447 (10,400) 34,911 46,960 1,314 27,852 – 313,950
(173,503) 34,111 18,020 83,746 16,833 11,371 11,997 (2,575) – –
14,186 14,076 7,924 10,866 6,675 6,147 1,505 6,971 (945) 67,405
(i) 13,346 (84) (491) (420) (273) (521) (124) 8,282 929 20,644
9,848 77,150 53,900 83,792 58,146 63,957 14,692 40,530 (16) 401,999
(13,013) (15,719) (11,139) (17,390) (14,862) (15,705) (5,225) (12,171) 16 (105,208)
(ii) (20,373) (13,323) (21,283) (9,193) (16,760) (15,771) (2,870) (2,496) – (102,069)
(23,538) 48,108 21,478 57,209 26,524 32,481 6,597 25,863 – 194,722
– – – – – – – 2,462 – 2,462
(23,538) 48,108 21,478 57,209 26,524 32,481 6,597 28,325 – 197,184
(25,888)
171,296
2,091 2,050 1,399 1,929 1,784 2,037 740 1,027 – 13,057
1,105 1,255 907 1,056 986 918 308 10,600 – 17,135
160 H
2024 6 30
7,675,863 11,780,941 7,670,444 7,043,937 5,228,830 6,155,462 1,781,243 4,451,593 (4,769,715) 47,018,598
– – – – – – – 65,568 – 65,568
10,587 30,687 13,139 18,589 17,407 20,569 7,646 179,152 – 297,776
(iii) 17,812 6,855 5,814 6,674 8,260 9,718 2,161 17,667 (97) 74,864
97,938
47,116,536
4,452,533 10,621,718 6,475,912 11,211,736 5,260,769 5,574,337 2,218,824 2,175,512 (4,769,715) 43,221,626
30,409
43,252,035
1,170,121 1,786,797 1,111,446 1,339,570 807,724 839,761 180,387 780,265 (4,695,220) 3,320,851
(i)
(ii)
(iii)
2023 6 30
158,462 31,984 34,022 199 36,913 49,974 3,113 22,320 – 336,987
(161,197) 34,657 17,335 70,833 17,598 11,871 11,177 (2,274) – –
16,401 14,268 9,056 11,464 7,753 7,349 1,733 6,547 (1,106) 73,465
(i) 8,485 (615) (691) (501) (435) (422) 179 11,352 1,102 18,454
22,151 80,294 59,722 81,995 61,829 68,772 16,202 37,945 (4) 428,906
(14,753) (15,607) (11,323) (16,456) (15,059) (15,430) (5,045) (11,710) 4 (105,379)
(ii) (27,340) (18,478) (21,632) (19,599) (13,625) (15,605) (3,114) (2,862) – (122,255)
(19,942) 46,209 26,767 45,940 33,145 37,737 8,043 23,373 – 201,272
– – – – – – – 2,383 – 2,383
(19,942) 46,209 26,767 45,940 33,145 37,737 8,043 25,756 – 203,655
(28,935)
174,720
2,351 2,019 1,385 1,947 1,769 2,062 755 1,207 – 13,495
696 585 763 1,275 1,001 892 244 15,629 – 21,085
H 161
2023 12 31
8,502,997 10,215,437 6,993,931 6,680,826 4,946,259 5,743,425 1,597,213 4,255,879 (4,343,557) 44,592,410
– – – – – – – 64,778 – 64,778
11,663 31,346 13,544 19,297 18,074 21,517 7,996 175,441 – 298,878
(iii) 17,001 7,087 6,253 6,837 8,392 9,998 2,338 18,756 (170) 76,492
104,669
44,697,079
5,554,090 9,781,890 6,342,124 10,346,856 4,965,877 5,207,532 1,986,209 1,012,218 (4,343,557) 40,853,239
67,252
40,920,491
1,140,709 1,742,306 1,132,348 1,305,493 735,849 878,791 170,587 788,274 (4,710,177) 3,184,180
(i)
(ii)
(iii)
43.
162 H
(a)
12
30
H 163
(i) 90
(ii)
(iii) (i) (ii)
(i) 90
(ii)
(iii)
90
12
(PD) (LGD) (EAD)
(PD)
(LGD)
164 H
(EAD)
(GDP) (CPI)
(M2)
2023
12 31
2024 6 30
(GDP)
5.0% 6.4% 4.1%
H 165
2024 6 30 2023 12 31
118,579 82,723
38,532 15,607
2024 6 30
190,030.07 2023 12 31 174,328.61
43,730.91 2023 12 31 53,448.49
2024 6 30 88,345.43
2023 12 31 86,536.21 68,583.60
2023 12 31 77,194.65
166 H
(i)
2024 6 30 2023 12 31
3,563,338 3,975,594
1,261,401 1,116,717
150,410 75,339
909,808 1,224,257
27,077,967 25,386,933
672,802 578,595
2,556,495 2,148,073
9,431,099 8,806,849
113,473 107,719
45,736,793 43,420,076
3,320,851 3,184,180
49,057,644 46,604,256
(ii)
(1)
2024 6 30 2023 12 31
799,100 2.87% 754,746 2.89%
6,128,306 22.01% 5,616,187 21.53%
4,273,693 15.35% 4,055,692 15.54%
4,606,344 16.55% 4,285,481 16.44%
4,360,241 15.66% 4,064,415 15.58%
5,082,589 18.26% 4,766,575 18.27%
1,131,674 4.07% 1,082,666 4.15%
1,455,603 5.23% 1,460,720 5.60%
27,837,550 100.00% 26,086,482 100.00%
H 167
2024 6 30 2023 12 31
4,000,481 3,782,387
2,683,056 2,454,786
2,546,159 2,396,063
1,924,879 1,742,614
1,763,063 1,690,911
1,100,662 1,014,138
847,035 757,022
821,476 635,529
540,698 462,957
426,602 410,202
370,673 340,250
490,883 458,345
17,515,667 16,145,204
7,737,132 7,635,604
1,097,411 1,018,017
8,834,543 8,653,621
1,487,340 1,287,657
27,837,550 26,086,482
2024 6 30 2023 12 31
10,909,294 9,947,491
2,842,572 2,715,345
10,731,100 10,444,304
3,354,584 2,979,342
27,837,550 26,086,482
168 H
2024 6 30
1 91 1 3
90 1 3
31,052 32,350 37,380 10,025 110,807
17,482 16,419 21,604 7,786 63,291
71,764 54,514 47,761 16,077 190,116
3,005 2,375 2,883 889 9,152
123,303 105,658 109,628 34,777 373,366
2023 12 31
1 91 1 3
90 1 3
31,987 33,514 29,897 7,368 102,766
13,790 19,151 16,805 11,400 61,146
58,876 48,272 37,285 14,429 158,862
2,583 952 3,131 984 7,650
107,236 101,889 87,118 34,181 330,424
(2)
2024 6 30
294,414 1,170,685 8,121,842 9,586,941
29,236 208,335 575,011 812,582
222,508 594,849 544,833 1,362,190
89,242 552,546 68,318 710,106
635,400 2,526,415 9,310,004 12,471,819
H 169
2023 12 31
187,365 1,076,400 7,495,472 8,759,237
34,375 184,168 593,403 811,946
231,388 293,463 540,296 1,065,147
87,041 566,522 67,834 721,397
540,169 2,120,553 8,697,005 11,357,727
2024 6 30
AAA AA A A
3,004,573 6,302,850 114,441 110,197 54,880 9,586,941
680,590 56,941 9,469 64,277 1,305 812,582
683,845 372,896 38,635 186,774 80,040 1,362,190
174,781 378,971 10,498 110,037 35,819 710,106
4,543,789 7,111,658 173,043 471,285 172,044 12,471,819
2023 12 31
AAA AA A A
2,461,141 6,139,412 63,270 52,824 42,590 8,759,237
732,015 55,943 8,934 11,754 3,300 811,946
409,850 380,700 47,941 173,791 52,865 1,065,147
159,202 391,268 5,943 121,625 43,359 721,397
3,762,208 6,967,323 126,088 359,994 142,114 11,357,727
170 H
(iii)
2024 6 30
3,628,128 – – 3,628,128 – – – –
1,267,215 – 157 1,267,372 (5,814) – (157) (5,971)
826,763 – – 826,763 (403) – – (403)
25,352,675 664,977 375,314 26,392,966 (400,445) (145,032) (273,096) (818,573)
9,465,611 2,191 3,141 9,470,943 (37,132) (11) (2,701) (39,844)
40,540,392 667,168 378,612 41,586,172 (443,794) (145,043) (275,954) (864,791)
1,496,564 – 36 1,496,600 (1,284) – (29) (1,313)
2,545,387 10,790 318 2,556,495 (5,118) (1,446) (3,805) (10,369)
4,041,951 10,790 354 4,053,095 (6,402) (1,446) (3,834) (11,682)
2023 12 31
4,042,293 – – 4,042,293 – – – –
1,120,116 – 161 1,120,277 (3,399) – (161) (3,560)
1,183,840 – – 1,183,840 (97) – – (97)
23,773,666 714,114 353,465 24,841,245 (342,730) (156,240) (257,031) (756,001)
8,840,215 2,214 3,139 8,845,568 (36,009) (11) (2,699) (38,719)
38,960,130 716,328 356,765 40,033,223 (382,235) (156,251) (259,891) (798,377)
1,295,548 – 37 1,295,585 (361) – (29) (390)
2,136,289 11,509 275 2,148,073 (4,835) (964) (3,769) (9,568)
3,431,837 11,509 312 3,443,658 (5,196) (964) (3,798) (9,958)
2024 6 30 2023 12 31
H 171
(b)
(i)
2024 6 30
3
1 1 3 1 1 5 5 (iii)
933,253 2,290 3,088 5,724 4,560 – 2,679,213 3,628,128
(i) 296,885 1,093,937 283,395 460,983 34,993 1,016 – 2,171,209
– 14,073 24,497 96,703 9,779 5,358 – 150,410
42,930 1,230,574 1,245,218 5,759,054 5,199,483 13,460,208 140,500 27,077,967
85,177 25,523 61,139 232,143 214,007 196,091 102,067 916,147
– 130,325 250,187 527,764 902,542 745,602 85,256 2,641,676
– 241,701 218,960 1,046,680 3,646,266 4,276,877 615 9,431,099
– – – – – – 65,568 65,568
– – – – – – 297,776 297,776
152,436 304,308 30,491 60,154 55,386 31,842 101,939 736,556
1,510,681 3,042,731 2,116,975 8,189,205 10,067,016 18,716,994 3,472,934 47,116,536
– 22,156 30,342 165,794 – – – 218,292
(ii) 3,091,950 572,444 321,340 1,556,527 213,082 5,760 – 5,761,103
62,664 212 403 3,346 4,737 494 – 71,856
– 20,450 22,179 67,564 9,329 3,821 – 123,343
– 61,903 123,995 195,665 28,393 – – 409,956
13,544,128 1,822,203 2,298,769 7,506,881 8,923,994 11,341 – 34,107,316
– 49,447 45,830 649,866 245,203 598,392 – 1,588,738
– 321,107 233,304 111,608 146,304 159,108 – 971,431
16,698,742 2,869,922 3,076,162 10,257,251 9,571,042 778,916 – 43,252,035
(15,188,061) 172,809 (959,187) (2,068,046) 495,974 17,938,078 3,472,934 3,864,501
(i)
(ii)
(iii)
172 H
2023 12 31
3
1 1 3 1 1 5 5 (iii)
1,192,880 4,640 3,980 2,908 5,086 – 2,832,799 4,042,293
(i) 337,094 1,458,823 178,151 327,184 39,718 4 – 2,340,974
– 9,989 17,197 30,865 11,194 6,094 – 75,339
36,677 1,233,059 1,299,690 4,848,837 4,967,058 12,873,541 128,071 25,386,933
81,529 9,082 22,165 235,722 156,408 201,903 105,148 811,957
– 132,916 94,002 425,812 852,277 643,039 82,816 2,230,862
– 104,586 338,685 875,813 3,345,609 4,141,536 620 8,806,849
– – – – – – 64,778 64,778
– – – – – – 298,878 298,878
115,927 222,172 40,247 50,709 61,395 45,949 101,817 638,216
1,764,107 3,175,267 1,994,117 6,797,850 9,438,745 17,912,066 3,614,927 44,697,079
– 6,549 66,676 158,149 – – – 231,374
(ii) 2,685,751 458,379 284,933 907,359 46,034 5,508 – 4,387,964
56,799 141 123 633 4,847 316 – 62,859
– 17,999 20,057 22,859 10,909 4,427 – 76,251
– 58,396 122,826 182,299 21,677 – – 385,198
13,683,549 1,830,012 2,325,939 6,986,876 8,679,518 15,280 – 33,521,174
– 17,813 106,187 352,234 215,269 678,274 – 1,369,777
– 268,158 132,389 149,244 161,415 174,688 – 885,894
16,426,099 2,657,447 3,059,130 8,759,653 9,139,669 878,493 – 40,920,491
(14,661,992) 517,820 (1,065,013) (1,961,803) 299,076 17,033,573 3,614,927 3,776,588
(i)
(ii)
(iii)
H 173
(ii)
2024 6 30
3
1 1 3 1 1 5 5 (iv)
933,253 2,519 3,245 5,768 4,753 – 2,679,213 3,628,751
(i) 296,885 1,096,022 286,732 472,629 37,752 1,040 – 2,191,060
(ii) 54,691 1,358,469 1,492,803 6,803,010 9,092,160 22,346,635 616,196 41,763,964
85,177 25,909 64,070 241,345 240,538 215,971 102,722 975,732
– 133,730 261,329 570,398 1,037,670 921,593 86,395 3,011,115
– 260,925 266,947 1,240,696 4,390,379 5,217,531 3,131 11,379,609
143,430 215,025 17,287 56,173 41,413 21,990 – 495,318
1,513,436 3,092,599 2,392,413 9,390,019 14,844,665 28,724,760 3,487,657 63,445,549
– 22,201 30,405 167,241 – – – 219,847
(iii) 3,091,950 575,246 325,698 1,587,052 221,395 6,229 – 5,807,570
62,664 266 430 4,271 5,658 558 – 73,847
– 61,991 124,776 198,994 30,378 – – 416,139
13,546,573 1,840,677 2,321,207 7,629,983 9,353,985 13,583 – 34,706,008
– 49,676 47,789 673,898 344,497 686,756 – 1,802,616
– 315,035 31,165 19,448 44,000 21,734 – 431,382
16,701,187 2,865,092 2,881,470 10,280,887 9,999,913 728,860 – 43,457,409
– 391 (6,508) (90,411) 2,574 (185) – (94,139)
– 1,674,434 854,449 3,196,155 407,173 61,450 – 6,193,661
– (1,663,185) (854,984) (3,158,222) (412,927) (61,765) – (6,151,083)
– 11,249 (535) 37,933 (5,754) (315) – 42,578
(i)
(ii)
(iii)
(iv)
174 H
2023 12 31
3
1 1 3 1 1 5 5 (iv)
1,192,880 4,654 4,028 2,998 5,183 – 2,832,799 4,042,542
(i) 337,094 1,462,855 179,850 334,769 42,474 4 – 2,357,046
(ii) 54,533 1,353,001 1,534,912 5,839,403 8,646,048 19,669,390 671,048 37,768,335
81,529 9,384 24,206 246,219 185,042 226,856 105,763 878,999
– 137,501 101,117 462,665 964,058 802,982 83,534 2,551,857
– 118,767 377,001 1,075,522 4,070,282 5,072,783 3,130 10,717,485
105,707 195,642 20,713 46,739 45,605 51,849 – 466,255
1,771,743 3,281,804 2,241,827 8,008,315 13,958,692 25,823,864 3,696,274 58,782,519
– 6,565 66,840 159,718 – – – 233,123
(iii) 2,685,751 460,705 301,577 953,779 51,671 7,802 – 4,461,285
56,799 180 165 1,414 5,463 357 – 64,378
– 58,475 123,722 186,117 22,905 – – 391,219
13,685,047 1,831,542 2,335,694 7,090,386 9,148,344 18,184 – 34,109,197
– 18,200 107,968 376,141 330,196 780,131 – 1,612,636
– 263,648 35,260 19,738 59,849 51,921 – 430,416
16,427,597 2,639,315 2,971,226 8,787,293 9,618,428 858,395 – 41,302,254
– 207 1,555 (11,256) 2,322 (67) – (7,239)
– 1,229,409 583,502 1,758,108 367,431 57,583 – 3,996,033
– (1,212,090) (589,874) (1,772,475) (370,714) (57,826) – (4,002,979)
– 17,319 (6,372) (14,367) (3,283) (243) – (6,946)
(i)
(ii)
(iii)
(iv)
H 175
(iii)
2024 6 30
1 1 3 3 1 1 5 5
1,294,668 158,229 452,898 690,428 506,984 217,644 3,320,851
2023 12 31
1 1 3 3 1 1 5 5
1,270,414 145,907 359,067 690,830 510,386 207,576 3,184,180
(c)
43(d)
(VaR)
(VaR)
176 H
(i) (VaR)
(VaR)
250
99% 1
2024 6 30
212 117 243 83
225 286 436 187
17 17 40 11
296 301 357 246
2023 6 30
103 155 209 93
259 252 285 227
40 34 42 26
321 338 396 274
(1) 1
1
(2)
99%
(3)
H 177
(ii)
1%
2024 2023 2024 2023
6 30 12 31 6 30 12 31
-1% 35 267 (863) (629)
-1% 204 327 (1,522) (1,443)
178 H
2024 6 30
3,319,714 166,081 6,706 135,627 3,628,128
(i) 1,403,864 492,975 41,035 233,335 2,171,209
99,549 27,141 10,025 13,695 150,410
25,671,680 724,449 339,133 342,705 27,077,967
857,759 31,280 12,128 14,980 916,147
2,103,620 360,176 57,133 120,747 2,641,676
9,103,152 190,378 26,551 111,018 9,431,099
36,022 2,254 188 27,104 65,568
127,805 166,725 655 2,591 297,776
479,626 114,678 6,781 135,471 736,556
43,202,791 2,276,137 500,335 1,137,273 47,116,536
216,206 1,272 – 814 218,292
(ii) 4,824,618 615,445 74,373 246,667 5,761,103
4,893 2,976 4 63,983 71,856
74,638 32,260 8,863 7,582 123,343
127,041 192,376 60,721 29,818 409,956
32,394,845 930,396 410,200 371,875 34,107,316
1,374,856 182,746 – 31,136 1,588,738
747,009 145,666 36,393 42,363 971,431
39,764,106 2,103,137 590,554 794,238 43,252,035
3,438,685 173,000 (90,219) 343,035 3,864,501
2,650,566 420,168 46,252 203,865 3,320,851
(i)
(ii)
H 179
2023 12 31
3,741,187 168,210 8,133 124,763 4,042,293
(i) 1,612,535 427,598 39,665 261,176 2,340,974
30,533 25,973 7,455 11,378 75,339
23,997,794 690,350 346,152 352,637 25,386,933
761,884 30,975 10,832 8,266 811,957
1,736,925 359,118 38,971 95,848 2,230,862
8,450,363 192,730 36,996 126,760 8,806,849
36,804 2,096 196 25,682 64,778
134,199 161,870 674 2,135 298,878
333,577 174,586 5,658 124,395 638,216
40,835,801 2,233,506 494,732 1,133,040 44,697,079
230,246 – – 1,128 231,374
(ii) 3,588,038 482,444 73,509 243,973 4,387,964
4,937 2,250 4 55,668 62,859
28,563 29,765 8,627 9,296 76,251
103,347 208,441 40,857 32,553 385,198
31,837,835 871,819 434,579 376,941 33,521,174
1,150,601 187,762 2,058 29,356 1,369,777
569,117 213,141 24,334 79,302 885,894
37,512,684 1,995,622 583,968 828,217 40,920,491
3,323,117 237,884 (89,236) 304,823 3,776,588
2,525,419 426,002 49,055 183,704 3,184,180
(i)
(ii)
180 H
(d)
H 181
2024 6 30
100 100
(27,042) (86,812) 27,042 102,535
668 (4,036) (668) 4,437
155 (157) (155) 159
1,642 (1,611) (1,642) 1,523
(24,577) (92,616) 24,577 108,654
2023 12 31
100 100
(14,922) (73,298) 14,922 84,941
(1,320) (6,466) 1,320 6,655
(1,439) (95) 1,439 96
1,008 (20) (1,008) 74
(16,673) (79,879) 16,673 91,766
182 H
2024 6 30
3 3 1 1 5 5
3,226,829 5,594 4,400 – 391,305 3,628,128
(i) 1,659,500 456,608 28,055 999 26,047 2,171,209
– – – – 150,410 150,410
8,601,258 18,007,147 257,155 155,157 57,250 27,077,967
87,611 211,178 185,690 181,482 250,186 916,147
429,266 525,315 841,530 735,808 109,757 2,641,676
543,685 1,022,562 3,525,890 4,230,681 108,281 9,431,099
– – – – 65,568 65,568
– – – – 297,776 297,776
2,351 7,587 24,759 6,684 695,175 736,556
14,550,500 20,235,991 4,867,479 5,310,811 2,151,755 47,116,536
52,461 165,794 – – 37 218,292
(ii) 3,971,211 1,530,368 195,981 5,667 57,876 5,761,103
4,115 3,346 4,737 494 59,164 71,856
– – – – 123,343 123,343
192,938 194,728 19,501 – 2,789 409,956
17,380,358 7,121,937 8,885,737 11,031 708,253 34,107,316
112,175 636,540 225,773 598,390 15,860 1,588,738
4,037 12,033 38,493 11,190 905,678 971,431
21,717,295 9,664,746 9,370,222 626,772 1,873,000 43,252,035
(7,166,795) 10,571,245 (4,502,743) 4,684,039
(i)
(ii)
H 183
2023 12 31
3 3 1 1 5 5
3,707,044 2,498 4,303 – 328,448 4,042,293
(i) 1,946,422 323,422 35,293 – 35,837 2,340,974
– – – – 75,339 75,339
9,187,465 15,369,942 528,802 245,909 54,815 25,386,933
33,322 234,428 125,924 194,907 223,376 811,957
272,320 420,740 803,302 629,586 104,914 2,230,862
580,346 849,538 3,198,040 4,079,888 99,037 8,806,849
– – – – 64,778 64,778
– – – – 298,878 298,878
2,457 7,674 40,169 24,485 563,431 638,216
15,729,376 17,208,242 4,735,833 5,174,775 1,848,853 44,697,079
73,225 158,149 – – – 231,374
(ii) 3,415,815 924,444 13,684 10 34,011 4,387,964
3,647 633 4,847 316 53,416 62,859
– – – – 76,251 76,251
181,578 180,896 19,878 – 2,846 385,198
17,501,563 6,643,611 8,618,565 14,862 742,573 33,521,174
172,151 311,141 193,484 678,275 14,726 1,369,777
4,292 12,526 54,930 29,349 784,797 885,894
21,352,271 8,231,400 8,905,388 722,812 1,708,620 40,920,491
(5,622,895) 8,976,842 (4,169,555) 4,451,963
(i)
(ii)
184 H
(e)
2024 1 1
9% 10% 12%
H 185
2024 6 30 2023 12 31
3,491,035 3,404,032
356,407 356,407
148,141 148,164
428,457 428,007
561,845 561,303
1,962,107 1,905,968
3,794 3,623
30,284
560
13,891 22,091
8,598 8,488
8,592 8,490
(3,299) (2,867)
– 7,980
3,477,144 3,381,941
355,028 354,978
354,331 354,331
697 647
3,832,172 3,736,919
980,234 970,181
545,804 635,672
433,312
333,382
1,118 1,127
4,812,406 4,707,100
(i) 25,123,488 24,641,631
13.84% 13.72%
15.25% 15.17%
19.16% 19.10%
(i)
186 H
44.
H 187
Heston
(a)
2024 6 30
8,812 141,248 350 150,410
– 83,448 – 83,448
– 6,863 111 6,974
– 1,496,600 – 1,496,600
28,360 604,135 2,905 635,400
19,810 11,414 70,739 101,963
41,170 88,314 49,300 178,784
89,340 703,863 122,944 916,147
391,001 2,159,937 – 2,550,938
– 5,557 – 5,557
13,411 32,153 39,617 85,181
404,412 2,197,647 39,617 2,641,676
502,564 4,629,669 163,022 5,295,255
– 235,975 – 235,975
– 68,199 – 68,199
775 69,055 2,026 71,856
6,421 115,952 970 123,343
7,196 489,181 2,996 499,373
188 H
2023 12 31
3,333 71,491 515 75,339
– 40,514 – 40,514
– 5,990 114 6,104
– 1,295,585 – 1,295,585
21,412 515,389 3,368 540,169
19,885 10,935 74,226 105,046
37,443 87,942 41,357 166,742
78,740 614,266 118,951 811,957
338,551 1,804,101 – 2,142,652
– 5,421 – 5,421
8,761 33,556 40,472 82,789
347,312 1,843,078 40,472 2,230,862
429,385 3,870,924 160,052 4,460,361
– 202,976 – 202,976
– 28,174 – 28,174
1,462 59,559 1,838 62,859
3,133 71,939 1,179 76,251
4,595 362,648 3,017 370,260
H 189
(b)
2024 2024
1 1 6 30
515 205 – 13 (365) (18) 350
114 3 – 117 (123) – 111
3,368 616 – 98 (1,177) – 2,905
74,226 893 – 901 (5,281) – 70,739
41,357 (511) – 9,713 (1,259) – 49,300
40,472 – 15 35 (515) (390) 39,617
160,052 1,206 15 10,877 (8,720) (408) 163,022
(1,838) (136) – (323) 271 – (2,026)
(1,179) (126) – – 282 53 (970)
(3,017) (262) – (323) 553 53 (2,996)
2023 2023
1 1 12 31
886 177 – 24 (587) 15 515
109 14 – – (9) – 114
3,158 412 – 511 (800) 87 3,368
68,484 (99) – 16,612 (10,237) (534) 74,226
36,320 588 – 10,484 (6,035) – 41,357
362 – – – (362) – –
47,024 – 1,495 1,488 (9,535) – 40,472
156,343 1,092 1,495 29,119 (27,565) (432) 160,052
(1,311) (156) – (595) 224 – (1,838)
(2,185) 675 – (77) 396 12 (1,179)
(3,496) 519 – (672) 620 12 (3,017)
190 H
6 30
2024 2023
(208) 208
1,152 2,533
944 2,741
(c)
(i)
2024 6 30
2024 6 30
2024 6 30 2023 6 30
(ii)
2024 6 30
2024 6 30
(d)
2024 6 30
2023 12 31
H 191
(e)
2024 6 30
9,431,099 9,903,639 164,277 9,597,624 141,738
655,197 669,777 – 669,777 –
2023 12 31
8,806,849 9,083,501 75,260 8,830,559 177,682
704,129 705,809 – 705,809 –
(i)
(ii)
192 H
45.
2024 8 30 2024 356,406,257,089
0.1434 511.09
2024 7 12 2024
500 2024 7 30 2019 7 26
30 800
2024 8 29 2024
500
2024 8 30 2
2024 9 24 2 4.2% 4.2%
29.40
2024 9 23 3.58% 3.58%
1.1536 1.0382
0.1154
215 6.25%
10
2024 5 24 2024 7 10.75
2020 7 2021 4
80 2021 5
8 2022 12 10 2024 7
10 28
46.
47.
2024 8 30
H 193
1.
2024 6 30
2023 6 30 2024 6 30
2023 12 31
2.
2024 6 30
2,107,158 499,492 1,107,578 3,714,228
(2,084,769) (590,554) (793,250) (3,468,573)
4,218,435 277,552 512,714 5,008,701
(4,493,379) (93,057) (784,206) (5,370,642)
(43,792) 3,173 (10,204) (50,823)
(296,347) 96,606 32,632 (167,109)
150,611 843 28,707 180,161
2023 12 31
2,069,540 493,862 1,105,223 3,668,625
(1,977,668) (583,968) (827,181) (3,388,817)
2,555,132 307,986 524,807 3,387,925
(2,784,831) (124,849) (758,157) (3,667,837)
(20,223) 2,185 (12,736) (30,774)
(158,050) 95,216 31,956 (30,878)
146,012 870 26,781 173,663
194 H
3.
(i)
2024 6 30 2023 12 31
3 6 37,655 38,972
6 12 68,003 62,917
12 144,405 121,299
250,063 223,188
3 6 0.14% 0.15%
6 12 0.24% 0.24%
12 0.52% 0.46%
0.90% 0.85%
(ii)
2024 6 30 2023 12 31
51,659 46,984
49,313 48,059
55,255 53,866
51,625 42,126
65,148 54,727
39,995 33,009
19,406 18,899
40,965 32,754
373,366 330,424
H 195
(iii)
2024 6 30 2023 12 31
118,579 0.43% 82,723 0.32%
3
(7,621) (0.03%) (8,575) (0.03%)
3
110,958 0.40% 74,148 0.29%
4.
2024 6 30 2023 12
31
196 H
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