二零二二年半年度報告
中國建設銀行股份有限公司
（於中華人民共和國註冊成立的股份有限公司）
股 份 代 號 ：9 3 9 （ H 股 普 通 股 ）
601939（A股普通股）
360030（境內優先股）
4
6
1 7
2 8
3 10
3.1 10
3.1.1 10
3.1.2 18
3.1.3 24
3.2 25
3.2.1 25
3.2.2 27
3.2.3 29
3.2.4 30
3.2.5 33
3.2.6 34
3.2.7 36
3.2.8 38
3.2.9 40
3.3 41
3.3.1 41
3.3.2 45
3.3.3 48
3.3.4 48
3.3.5 49
3.3.6 50
3.3.7 50
3.3.8 50
3.4 50
3.4.1 50
3.4.2 52
3.5 53
3.6 55
4 56
4.1 56
4.2 56
4.2.1 56
4.2.2 57
4.2.3 57
4.3 58
4.4 59
5 60
5.1 60
5.2 61
5.3 64
6 70
7 72
7.1 72
7.2 72
7.3 73
7.4 73
7.5 73
7.6 74
75
183
4
BCTrade
+ + +
FITS Financial Total Solutions
ESG
2018 1 1 9
2006 2 15
5
2022 8 30 2022 13
MC
2021 2022 7 8 2022 7 7 A 2021 0.364
34.92 2022 7 29 2022 7 7 H 2021 0.364
875.12 2022
2022 2022
6
1
2022 2021 2020
6 30 6 30 (%) 6 30
390,361 380,907 2.48 359,924
317,340 296,085 7.18 281,508
68,823 69,438 (0.89) 65,006
(95,018) (88,160) 7.78 (79,805)
(103,294) (108,320) (4.64) (111,378)
(81) (192) (57.81) (188)
192,386 184,463 4.30 168,773
161,730 154,106 4.95 138,939
161,642 153,300 5.44 137,626
1
0.65 0.61 6.56 0.55
(%) + (-)
2
1.01 1.06 (0.05) 1.05
1
12.59 13.10 (0.51) 12.65
1.90 1.95 (0.05) 2.04
2.09 2.13 (0.04) 2.20
17.63 18.23 (0.60) 18.06
3
23.40 22.22 1.18 21.25
1. 9 2010
2.
3.
2022 6 30 2021 12 31 (%) 2020 12 31
33,689,078 30,253,979 11.35 28,132,254
19,694,042 18,170,492 8.38 16,231,369
31,007,226 27,639,857 12.18 25,742,901
24,184,466 22,378,814 8.07 20,614,976
2,681,852 2,614,122 2.59 2,389,353
2,659,227 2,588,231 2.74 2,364,808
250,011 250,011 – 250,011
1
2,547,752 2,475,462 2.92 2,261,449
1
100,070 100,066 – 100,068
1
765,458 676,754 13.11 471,164
1
3,413,280 3,252,282 4.95 2,832,681
1
19,010,888 18,215,893 4.36 16,604,591
10.24 9.95 2.91 9.06
(%) + (-)
1
13.40 13.59 (0.19) 13.62
1
13.93 14.14 (0.21) 14.22
1
17.95 17.85 0.10 17.06
7.96 8.64 (0.68) 8.49
(%) + (-)
1.40 1.42 (0.02) 1.56
2
244.12 239.96 4.16 213.59
2
3.43 3.40 0.03 3.33
1.
2.
7
2
CHINA CONSTRUCTION BANK CORPORATION CCB
25
3 28
25
100033
86-10-67597114
www.ccb.com
95533
86-10-66215533
86-10-66218888
ir@ccb.com
www.cs.com.cn
www.cnstock.com
www.stcn.com
www.zqrb.cn
www.sse.com.cn
www.hkexnews.hk
A
601939
H
939
1
360030
8
2
1 16
979 27
1 2 12-14
1 27
A
188
H
183 17 1712-1716
A A-1
A1 P-1
A F1+
ESG A
9
3
3.1
2022
2.5% 1.7%
33.69
11.35% 8.38% 10.26% 31.01 12.18% 8.07%
3,173.40 688.23 1.40% 0.02 1,617.30
4.95% 1.01% 12.59% 17.95%
3.1.1
1,923.86 4.30% 1,617.30
4.95% (1) 212.55 7.18% (2)
6.15 0.89% (3)
7.78% 23.40% 1.18 (4)
1,033.75 4.73%
2022 2021
6 30 6 30 (%)
317,340 296,085 7.18
73,021 84,822 (13.91)
68,823 69,438 (0.89)
390,361 380,907 2.48
(95,018) (88,160) 7.78
(103,294) (108,320) (4.64)
(81) (192) (57.81)
418 228 83.33
192,386 184,463 4.30
(30,656) (30,357) 0.98
161,730 154,106 4.95
10
3
3,173.40 212.55 7.18% 81.29%
2022 6 30 2021 6 30
(%) (%)
19,694,085 413,037 4.23 17,619,866 373,245 4.27
7,268,419 122,287 3.39 6,436,562 108,236 3.39
2,493,993 18,267 1.48 2,576,139 18,514 1.45
470,977 4,571 1.96 885,559 9,715 2.21
724,715 6,795 1.89 560,586 6,239 2.24
30,652,189 564,957 3.72 28,078,712 515,949 3.71
(688,612) (601,464)
1,938,439 1,022,188
31,902,016 564,957 28,499,436 515,949
22,709,815 193,193 1.72 21,240,816 175,542 1.67
2,546,707 23,638 1.87 2,203,696 18,981 1.74
1,389,857 20,254 2.94 935,792 14,323 3.09
705,990 9,902 2.83 752,366 10,692 2.87
49,119 630 2.59 36,198 326 1.82
27,401,488 247,617 1.82 25,168,868 219,864 1.76
1,782,279 937,639
29,183,767 247,617 26,106,507 219,864
317,340 296,085
1.90 1.95
2.09 2.13
1.90% 5 2.09% 4
11
3
1 1
43,334 (3,542) 39,792
14,051 – 14,051
(614) 367 (247)
(4,143) (1,001) (5,144)
1,631 (1,075) 556
54,259 (5,251) 49,008
12,318 5,333 17,651
3,147 1,510 4,657
6,657 (726) 5,931
(644) (146) (790)
139 165 304
21,617 6,136 27,753
32,642 (11,387) 21,255
1.
212.55 326.42
113.87
12
3
5,649.57 490.08 9.50%
73.11%
21.65% 3.23% 0.81% 1.20%
2022 6 30 2021 6 30
(%) (%)
10,106,058 198,692 3.96 8,933,884 176,897 3.99
2,891,846 50,214 3.50 2,742,173 49,192 3.62
7,214,212 148,478 4.15 6,191,711 127,705 4.16
7,977,788 193,289 4.89 7,390,017 177,520 4.84
1,342,927 30,690 4.61 1,219,874 27,939 4.62
6,634,861 162,599 4.94 6,170,143 149,581 4.89
528,718 4,348 1.66 205,192 2,590 2.55
1,081,521 16,708 3.12 1,090,773 16,238 3.00
19,694,085 413,037 4.23 17,619,866 373,245 4.27
4,130.37 397.92 10.66%
11.77%
1,222.87 140.51 12.98% 12.92%
182.67 2.47 1.33%
3.19%
45.71 51.44 52.95%
46.82% 25
67.95 5.56 8.91%
29.28%
13
3
2,476.17 277.53 12.62% 78.02%
9.55% 8.18% 4.00%
0.25%
2022 6 30 2021 6 30
(%) (%)
10,515,235 82,345 1.58 10,093,150 75,331 1.51
6,390,462 29,058 0.92 6,353,088 27,013 0.86
4,124,773 53,287 2.61 3,740,062 48,318 2.61
11,783,058 108,695 1.86 10,714,427 98,471 1.85
4,869,304 7,625 0.32 4,673,414 7,251 0.31
6,913,754 101,070 2.95 6,041,013 91,220 3.05
411,522 2,153 1.06 433,239 1,740 0.81
22,709,815 193,193 1.72 21,240,816 175,542 1.67
1,931.93 176.51 10.06% 6.92%
5
236.38 46.57 24.54%
15.57% 13
202.54 59.31 41.41%
48.52%
99.02 7.90 7.39%
6.16% 4
6.30 3.04 93.25%
35.70% 77
14
3
2022 2021
6 30 6 30 (%)
77,139 77,570 (0.56)
(8,316) (8,132) 2.26
68,823 69,438 (0.89)
4,198 15,384 (72.71)
73,021 84,822 (13.91)
730.21 118.01
13.91% 18.71%
2022 2021
6 30 6 30 (%)
77,139 77,570 (0.56)
20,018 19,910 0.54
12,954 11,842 9.39
11,274 10,980 2.68
9,166 9,116 0.55
8,512 10,443 (18.49)
7,876 8,520 (7.56)
7,339 6,759 8.58
(8,316) (8,132) 2.26
68,823 69,438 (0.89)
688.23 6.15 0.89%
17.63% 0.60
200.18 1.08 0.54% 129.54
11.12 9.39% 112.74
2.94 2.68% 91.66
0.50 0.55% 85.12
19.31 18.49% 78.76 7.56% 73.39 8.58%
15
3
2022 2021
6 30 6 30 (%)
4,085 3,657 11.70
2,413 2,870 (15.92)
34 2,527 (98.65)
(4,363) 1,853 (335.46)
2,029 4,477 (54.68)
4,198 15,384 (72.71)
41.98 111.86 72.71% 40.85 4.28
24.13 4.57
0.34 24.93
43.63
20.29 24.48
2022 2021
6 30 6 30 (%)
54,360 50,616 7.40
17,062 16,485 3.50
3,677 3,538 3.93
19,919 17,521 13.69
95,018 88,160 7.78
(%) 23.40 22.22 1.18
23.40% 1.18
950.18 68.58 7.78% 543.60 37.44
7.40% 170.62 5.77 3.50% 36.77 1.39
3.93% 199.19 23.98 13.69%
16
3
2022 2021
6 30 6 30 (%)
93,032 94,450 (1.50)
6,344 3,273 93.83
5,667 3,332 70.08
677 (59)
3,999 10,789 (62.93)
103,375 108,512 (4.73)
1,033.75 51.37 4.73%
14.18 67.90 30.71
23.35 70.08%
7.36
306.56 2.99 15.93% 25%
17
3
3.1.2
2022 6 30 2021 12 31
(%) (%)
19,694,042 58.46 18,170,492 60.06
19,614,090 58.22 18,380,916 60.76
(694,852) (2.06) (637,338) (2.11)
723,162 2.15 379,469 1.25
3,286 0.01 3,761 0.01
48,356 0.14 43,684 0.15
8,425,884 25.01 7,641,919 25.26
2,832,614 8.41 2,763,892 9.14
668,999 1.98 343,269 1.13
1,118,427 3.32 549,078 1.81
1
949,112 2.82 785,329 2.60
33,689,078 100.00 30,253,979 100.00
1.
6 33.69 3.44 11.35%
1.52 8.38%
7,839.65 10.26% 687.22 2.49%
3,257.30 94.89% 5,693.49
103.69% 1.60 58.46% 0.25
25.01% 0.73 8.41% 0.85 1.98%
1.51 3.32%
18
3
2022 6 30 2021 12 31
(%) (%)
10,597,154 51.97 9,593,526 51.01
3,030,507 14.86 2,683,402 14.27
7,566,647 37.11 6,910,124 36.74
8,087,189 39.66 7,891,928 41.96
6,479,317 31.78 6,386,583 33.96
910,311 4.46 896,222 4.76
255,763 1.25 232,979 1.24
1
307,183 1.51 226,463 1.20
2
134,615 0.66 149,681 0.80
723,162 3.55 379,469 2.02
933,033 4.58 899,223 4.78
48,356 0.24 43,684 0.23
20,388,894 100.00 18,807,830 100.00
1.
2.
6 20.39 1.58 8.41%
10.60 1.00 10.46%
3.03 7.57
8.09 1,952.61 2.47% 6.48 927.34
1.45% 9,103.11 140.89 1.57% 2,557.63
227.84 9.78% 3,071.83 807.20 35.64%
7,231.62 3,436.93
9,330.33 338.10 3.76%
19
3
2022 6 30 2021 12 31
(%) (%)
7,321,033 35.91 6,295,609 33.47
2,562,965 12.57 2,361,221 12.56
8,884,236 43.57 8,589,061 45.67
1,572,304 7.71 1,518,255 8.07
48,356 0.24 43,684 0.23
20,388,894 100.00 18,807,830 100.00
2022 6 30
2022 1 1 310,207 154,465 172,666 637,338
13,987 (13,607) (380) –
(5,592) 8,826 (3,234) –
(1,821) (16,316) 18,137 –
93,764 – – 93,764
(69,157) (15,603) (27,754) (112,514)
(7,888) 67,957 32,709 92,778
– – (23,827) (23,827)
– – 7,313 7,313
2022 6 30 333,500 185,722 175,630 694,852
6
6,948.52 21.32
244.12% 3.43%
12
(PD) (LGD) (EAD)
20
3
2022 6 30 2021 12 31
(%) (%)
561,778 6.67 545,273 7.13
5,909,338 70.13 5,155,168 67.46
1,954,768 23.20 1,941,478 25.41
8,425,884 100.00 7,641,919 100.00
2022 6 30 2021 12 31
(%) (%)
8,173,542 97.01 7,369,446 96.43
252,342 2.99 272,473 3.57
8,425,884 100.00 7,641,919 100.00
6 8.43 7,839.65 10.26% 8,040.96
10.91% 97.01% 0.58 201.31
2.99% 0.58
2022 6 30 2021 12 31
(%) (%)
7,927,277 96.99 7,133,288 96.80
145,802 1.78 139,793 1.90
31,456 0.39 31,730 0.43
69,007 0.84 64,635 0.87
8,173,542 100.00 7,369,446 100.00
6 7.93 7,939.89 11.13% 2,462.65
101.07 4.28%
21
3
2022 6 30 2021 12 31
(%) (%)
6,514,237 79.70 5,763,166 78.20
41,629 0.51 43,088 0.58
766,183 9.37 774,286 10.51
459,205 5.62 404,472 5.49
392,288 4.80 384,434 5.22
8,173,542 100.00 7,369,446 100.00
6 6.51 7,510.71 13.03% 416.29
14.59 3.39% 1.23 466.30 3.96% 7,661.83
4,592.05 62.53% 37.47%
(%)
2019 17,440 3.75 2029-01-25 7.46
2020 16,400 3.74 2030-11-16 7.19
2019 16,120 3.86 2029-05-20 6.95
2020 15,980 3.23 2030-03-23 6.77
2020 15,510 2.96 2030-04-17 6.47
2021 14,270 3.52 2031-05-24 6.14
2021 13,780 3.48 2028-02-04 5.95
2019 13,140 3.48 2029-01-08 1.29
2021 13,080 3.38 2031-07-16 5.79
2018 12,850 4.00 2025-11-12 5.62
6 16.32 9.95
22
3
2022 6 30 2021 12 31
(%) (%)
24,184,466 78.00 22,378,814 80.97
3,138,580 10.12 2,232,201 8.08
1,688,826 5.45 1,323,377 4.79
777,146 2.51 685,033 2.48
91,596 0.29 33,900 0.12
1
1,126,612 3.63 986,532 3.56
31,007,226 100.00 27,639,857 100.00
1.
6 31.01 3.37 12.18%
24.18 1.81 8.07% 3.14
9,063.79 40.60% 1.69
3,654.49 27.61%
7,771.46 13.45% 78.00% 2.97
10.12% 2.04 5.45% 0.66
2.51% 0.03
2022 6 30 2021 12 31
(%) (%)
11,059,195 45.73 10,338,734 46.20
6,832,828 28.25 6,549,329 29.27
4,226,367 17.48 3,789,405 16.93
12,359,327 51.10 11,278,207 50.40
5,130,687 21.21 4,873,992 21.78
7,228,640 29.89 6,404,215 28.62
406,890 1.68 411,682 1.84
359,054 1.49 350,191 1.56
24,184,466 100.00 22,378,814 100.00
23
3
6 11.06
7,204.61 6.97% 12.36 1.08 9.59%
0.61 52.78% 4,068.90 47.92
1.68% 11.96 5,401.94 4.73% 51.09%
11.46 1.26 12.37% 1.75 48.91%
2022 6 30 2021 12 31
250,011 250,011
99,968 99,968
59,977 59,977
39,991 39,991
134,925 134,925
21,696 21,338
305,571 305,571
385,120 381,621
1,461,936 1,394,797
2,659,227 2,588,231
22,625 25,891
2,681,852 2,614,122
6 2.68 677.30 2.59% 671.39
0.68 7.96%
6 3.55 1,768.91 5.25%
3.1.3
2022 6 30
2022 6 30
24
3
3.2
2022 2021 2022 2021 2022 2021
6 30 6 30 6 30 6 30 6 30 6 30
160,152 156,003 (73,325) (88,221) 50,185 33,873
184,425 172,182 (16,961) (14,503) 120,846 116,685
26,727 28,786 (6,912) (1,917) 15,534 21,662
19,057 23,936 (6,177) (3,871) 5,821 12,243
390,361 380,907 (103,375) (108,512) 192,386 184,463
1,601.52 2.66% 733.25 16.88% 501.85
48.16% 7.73 26.09% 1,844.25
7.11% 169.61 16.95% 1,208.46 3.57% 0.45
62.81% 267.27 7.15% 69.12 155.34 28.29%
3.67 8.07% 190.57 20.38% 58.21
3.2.1
6 96% 1,025
788 1.5 4,034 CCB
200
500
APP 200 APP 100
REITs
REITs
6
1,806.17 471.56 35.33% 1,217.77
397.57 48.47% 700 80
25
3
APP APP 1.7 2,250 165 1.3
302.19 7.41
25 1.5
370 1.4
1.9 252 2,543
2.14 2,670.58
14.25% 225.20 31.53
4.08% 8
2021
6 49
APP 317 118.26 2.81
1,836
6 2.77 3,050.03 12.37%
1.92 8,489.01 1,643.48 533.90
48.12% 3,590.22 635.95 21.53% 269
4.08% 22
20%
683
26
3
1.1 98.4%
2.0
9
6 934 540
3.2.2
6 11.06 7,204.61 6.97%
4.33% 11.53% 887.59 41.18 4.87%
1,258 64
6 10.60 1.00
10.46% 2.15% 5.47 4,065.90 8.02%
51.66% 1.44% 8,359.32 1,641.91
24.44% 4.15 5,240.74 14.45%
1.17 2,457.70 26.66% 1.14 2,645.70 30.07%
7,627.91 327.04 4,113 7
4,388.88
6 29 14
13 + + 2 30
1.4 7,700
6,100 2,600 31
14,000
1,300
27
3
9,980.52 31.80%
50 136
BCTrade 1.10
50
20 14 RCEP
34 163
1.26 2.44 70
REITs
6 19.02 1.32 6,542
43.26 4.78 12.42%
28
3
1.38
1,747.60 6 1,258.25 63.58 32.27
2.75
3.2.3
6 12.36
1.08 16 62.81%
6 8.09 2.47% 6.48 0.25%
2,557.63 2,068.98 388.64 144.83%
6
1.20 2.85
29
3
6
12.70 11.70 490.51
76 300
6 9,103.11
1.44% 1.52 438 1.07 233 1.44
6 2.18
7.74% 19.05 7.52% 777.39
3.2.4
AI
30
3
60%
200 1,600
14.25%
19,122
6 21,515.80 20,470.02
1,045.78 20,470.02 95.14% 2.89
39,334.63 40,747.91 1,457.07
2,250.78 6 15,593.93 76.18% 4,876.09
23.82% 17,246.48 84.25% 3,223.54 15.75% 203.64
0.90% 750.82 71.80% 294.96 28.20%
475.11 38.71%
2022
2021 12 31 2022 6 30
970 2,188,330 465 3,933,463 325 4,074,791 1,110 2,047,002
82 183,949 – 145,707 70 225,078 12 104,578
1,052 2,372,279 465 4,079,170 395 4,299,869 1,122 2,151,580
31
3
2022 6 30 2021 12 31
(%) (%) (%) (%) (%) (%)
908,073 40.02 30,441 24.80 938,514 39.24 786,897 34.35 80,643 39.11 867,540 34.74
1,115,117 49.15 22,560 18.38 1,137,677 47.57 1,222,780 53.38 43,595 21.14 1,266,375 50.72
124,009 5.47 22,234 18.11 146,243 6.11 132,312 5.78 26,138 12.68 158,450 6.35
20,364 0.90 47,511 38.71 67,875 2.84 15,081 0.66 55,804 27.07 70,885 2.84
101,302 4.46 – – 101,302 4.24 133,720 5.84 – – 133,720 5.36
2,268,865 100.00 122,746 100.00 2,391,611 100.00 2,290,790 100.00 206,180 100.00 2,496,970 100.00
REITs
+
e+ e
408 262 2,270.22 6
1.8
4
23.03 1 25.64 15.30
2 31.67 5.56
1 15.27 2.17
6 1
6 2.65 8,570.52
5,817.09 2,731.25
32
3
3.2.5
6
30 15.75
65.11 176
32 6 3,653.30 679.70
13.08
2009 2 15
6 35.47 35.47 48.64
2013 42
6 37.89
8.29 0.16
2013 5.5
6
190.02 35.92 0.09
2014 1.99
6
95.96 11.45 0.56
33
3
2014 Banco Industrial e Comercial S.A. 2015
8 1 8
6 240.84 12.82 0.74
2016 8.23
6 83.41 13.64 0.06
3.79
79 2016 60% 2017
6 114.76 27.55 0.27
3.2.6
6
8,145.59 34.70
2005 2
65% 25% 10%
6 1.31
7,150.00 3,882.90 2,039.73 6
95.72 83.04 5.89
2007 110
6
1,270.10 226.72 2.64
34
3
2009 105
67% 33%
6 16,280.96
443.47 255.77 8.55
2011 71.20
51% 19.9% 16.14% 4.9% 4.85% 3.21%
6 3,090.55 183.92 1.18
2004 20
75.10% 24.90%
245.24 6 344.93
29.51 0.51
2014 9.36
80% 20%
6 121.21 11.96
0.44
2015 23 85% 15%
6
5,091.70 40.12 29.96 1.19
35
3
2016 10
90.2% 4.9% 4.9%
6 14.87 4.72 22.65
2017 270
6 9,382.08 3,833.93 6
1,421.18 335.94 18.80
2019 150
2021 4
40% 2022 10
8.97%
6 203.36
193.60 20,470.02 19.13
2004 6.01
6
847.18 131.49 12.90
3.2.7
36
3
2022 6 30 2021 6 30
(%) (%)
33,079 17.19 29,914 16.22
40,136 20.86 27,530 14.92
25,705 13.36 30,590 16.58
37,832 19.67 34,711 18.82
28,185 14.66 25,170 13.65
2,865 1.49 1,970 1.07
23,807 12.37 34,112 18.49
777 0.40 466 0.25
192,386 100.00 184,463 100.00
2022 6 30 2021 12 31
(%) (%)
5,840,081 13.51 5,445,665 13.82
4,730,750 10.94 4,291,896 10.89
7,494,952 17.34 6,960,553 17.66
5,134,711 11.88 4,808,874 12.20
4,617,394 10.68 4,272,993 10.84
1,636,747 3.79 1,530,966 3.89
12,192,197 28.20 10,691,168 27.13
1,584,754 3.66 1,408,594 3.57
1
43,231,586 100.00 39,410,709 100.00
1.
2022 6 30 2021 12 31
(%) (%) (%) (%)
3,888,863 19.12 34,412 0.88 3,492,555 18.61 32,286 0.92
3,403,887 16.73 50,873 1.49 3,137,528 16.72 37,532 1.20
3,417,895 16.80 44,563 1.30 3,158,558 16.83 41,805 1.32
3,748,540 18.43 64,666 1.73 3,460,768 18.44 70,428 2.04
3,312,493 16.29 37,871 1.14 3,070,704 16.37 36,527 1.19
869,233 4.27 30,365 3.49 805,241 4.29 30,672 3.81
914,660 4.50 13,213 1.44 900,573 4.80 12,046 1.34
784,967 3.86 9,546 1.22 738,219 3.94 4,775 0.65
20,340,538 100.00 285,509 1.40 18,764,146 100.00 266,071 1.42
37
3
2022 6 30 2021 12 31
(%) (%)
4,539,662 18.77 4,057,991 18.13
3,861,744 15.97 3,518,912 15.73
4,435,542 18.34 4,192,162 18.73
4,717,585 19.51 4,368,977 19.52
4,309,040 17.82 4,012,622 17.93
1,553,983 6.42 1,473,206 6.58
17,767 0.07 18,209 0.08
390,089 1.61 386,544 1.73
359,054 1.49 350,191 1.57
24,184,466 100.00 22,378,814 100.00
3.2.8
6
14,461 14,427 37 363 13,938 87
1 34 19 596 440 156
2021
4,200 1,987
156 22,537 8,608 61,544
48,953 19,767 13,733
252 1,800 1.4 +
11 236
120.39 20.08% 221.56 36.41% (RPA)
226 RPA 1,233 35 ICR
47.74%
38
3
3.14 13.83%
AI + +
4
ERP
6 4.28 1,054.62 2.53%
1.56 280.72 43.12 349.14 51.94
17.47% 1,413.77 1.17 1.45 1.22
5.16
2.0 (KA) KA
6 APP 6,600 400
28 133 12.24
6 3.98
598.40 1.53% 224.81 26.44 8.30 1,175.56
51.06 4.54% 402.58 8.64 138.91
1.97 449 13.30 4,218.56 1.58
10.94% 1.13
39
3
244.29
4.67% 10.07 5.90%
1.13
18.80%
95533
1,690 7.82 98.53%
3.2.9
CCB
3+1 3+2 One Data
One Product One Service
ICR 6
440 49
100 3,100 290 133
10
9 169 279 14.23
528 4.04 10,042 4,000
40
3
3.3
III
RPA
3.3.1
ESG
41
3
2022 6 30 2021 12 31
(%) (%)
19,519,415 95.97 17,993,001 95.89
535,614 2.63 505,074 2.69
161,400 0.79 143,195 0.76
86,123 0.42 80,624 0.43
37,986 0.19 42,252 0.23
20,340,538 100.00 18,764,146 100.00
285,509 266,071
1.40 1.42
6 2,855.09 194.38 1.40% 0.02
2.63% 0.06
2022 6 30 2021 12 31
(%) (%)
10,597,154 227,356 2.15 9,593,526 217,558 2.27
3,030,507 74,007 2.44 2,683,402 74,808 2.79
7,566,647 153,349 2.03 6,910,124 142,750 2.07
8,087,189 35,975 0.44 7,891,928 31,242 0.40
6,479,317 16,140 0.25 6,386,583 12,909 0.20
910,311 13,130 1.44 896,222 11,960 1.33
255,763 2,170 0.85 232,979 2,278 0.98
307,183 1,970 0.64 226,463 1,627 0.72
134,615 2,565 1.91 149,681 2,468 1.65
723,162 4 – 379,469 – –
933,033 22,174 2.38 899,223 17,271 1.92
20,340,538 285,509 1.40 18,764,146 266,071 1.42
42
3
2022 6 30 2021 12 31
(%) (%) (%) (%)
10,597,154 52.10 227,356 2.15 9,593,526 51.13 217,558 2.27
1,911,741 9.40 45,819 2.40 1,725,682 9.20 40,204 2.33
1,874,247 9.21 44,607 2.38 1,693,920 9.03 39,766 2.35
1,879,374 9.24 14,984 0.80 1,760,364 9.38 20,763 1.18
1,605,001 7.89 55,730 3.47 1,402,653 7.48 58,963 4.20
1,041,621 5.12 18,485 1.77 912,515 4.86 18,129 1.99
1,027,773 5.05 11,611 1.13 960,869 5.12 10,955 1.14
762,791 3.75 22,724 2.98 730,087 3.89 13,536 1.85
668,259 3.29 6,758 1.01 627,875 3.35 7,781 1.24
531,646 2.61 11,041 2.08 445,952 2.38 8,274 1.86
250,526 1.23 24,475 9.77 246,338 1.31 24,973 10.14
4,277 0.02 122 2.85 3,797 0.02 335 8.82
143,125 0.70 3,165 2.21 117,615 0.63 2,401 2.04
20,214 0.10 679 3.36 20,729 0.11 678 3.27
76,395 0.38 142 0.19 73,272 0.39 114 0.16
698,902 3.44 12,422 1.78 590,304 3.14 11,465 1.94
8,087,189 39.76 35,975 0.44 7,891,928 42.06 31,242 0.40
723,162 3.55 4 – 379,469 2.02 – –
933,033 4.59 22,174 2.38 899,223 4.79 17,271 1.92
20,340,538 100.00 285,509 1.40 18,764,146 100.00 266,071 1.42
43
3
2022 6 30 2021 12 31
(%) (%)
8,657 0.04 9,243 0.05
6 86.57 5.86 0.04%
2022 6 30 2021 12 31
(%) (%)
3 69,481 0.34 48,846 0.26
3 6 27,095 0.13 18,910 0.10
6 1 27,942 0.14 36,239 0.19
1 3 54,933 0.27 57,633 0.31
3 18,200 0.09 14,833 0.08
197,651 0.97 176,461 0.94
6 1,976.51 211.90 0.03
(%) 2022 6 30 2021 12 31 2020 12 31
1.66 1.17 1.66
16.08 13.70 18.01
38.40 30.85 51.72
45.61 38.16 24.91
1. 2022 2022 6 30
44
3
6 4.33% 14.08%
(%) 2022 6 30 2021 12 31 2020 12 31
4.33 4.24 3.55
14.08 12.83 11.84
2022 6 30
(%)
A 147,930 0.73
B 63,141 0.31
C 47,974 0.24
D 40,150 0.20
E 34,936 0.17
F 31,103 0.15
G 30,689 0.15
H 30,458 0.15
I 27,912 0.14
J 26,283 0.13
480,576 2.37
3.3.2
99% 1
45
3
2022 6 30 2021 6 30
6 30 6 30
135 137 181 100 147 163 195 127
27 27 38 23 63 64 89 41
128 134 171 103 134 163 195 110
10 4 24 – 11 12 45 –
3 3 1 1 5 5
2022 6 30 375,135 (8,507,162) 8,467,217 (2,165,309) 4,511,971 2,681,852
2022 6 30 (8,507,162) (39,945) (2,205,254) 2,306,717
2021 12 31 292,290 (3,954,633) 4,229,630 (1,773,860) 3,820,695 2,614,122
2021 12 31 (3,954,633) 274,997 (1,498,863) 2,321,832
46
3
6 399.45 3,149.42
23,466.62 2,998.27
100
100
100 100 100 100
2022 6 30 (79,546) 79,546 63,836 (63,836)
2021 12 31 (53,453) 53,453 76,805 (76,805)
2022 6 30 2021 12 31
1,119,544 339,692 335,236 1,794,472 916,669 312,454 335,806 1,564,929
(1,087,343) (348,887) (225,974) (1,662,204) (929,333) (333,522) (270,104) (1,532,959)
1,696,980 94,650 212,392 2,004,022 1,528,518 88,234 150,570 1,767,322
(1,745,024) (47,978) (300,620) (2,093,622) (1,523,921) (33,060) (194,623) (1,751,604)
7,821 – 325 8,146 6,471 – 156 6,627
(8,022) 37,477 21,359 50,814 (1,596) 34,106 21,805 54,315
6 508.14 35.01
47
3
3.3.3
III
III
3.3.4
(%) 2022 6 30 2021 12 31 2020 12 31
1
≥25 63.64 59.32 55.66
≥25 70.82 70.58 58.64
2
82.48 82.28 78.49
1.
2.
30
20%
2022 138.78% 2.72
48
3
2022 2022 2021
4,942,560 4,743,249 4,756,263
3,565,585 3,495,446 3,536,514
(%)1 138.78 136.06 134.70
1.
2022 6
126.05% 6 3 0.83
2021 0.30
2022 6 30 2022 3 31 2021 12 31
23,226,228 22,396,849 21,315,282
18,426,322 17,886,114 16,950,020
(%) 126.05 125.22 125.75
1 1 3 3 1 1 5 5
2022 6 30 3,000,211 (13,085,586) (46,027) (673,173) (1,070,425) 2,262,916 12,293,936 2,681,852
2021 12 31 2,868,925 (11,721,520) (710,960) (538,269) (1,001,397) 2,332,329 11,385,014 2,614,122
2022 6 30
2.68 677.30 13.09 13,640.66
3.3.5
49
3
3.3.6
3.3.7
3.3.8
3.4
20 600
3.4.1
6
17.95% 13.93%
13.40% 0.10
0.21 0.19
50
3
2022 6 30 2021 12 31
2,547,752 2,375,735 2,475,462 2,309,534
2,647,822 2,455,442 2,575,528 2,389,615
3,413,280 3,206,517 3,252,282 3,059,048
(%) 13.40 13.36 13.59 13.61
(%) 13.93 13.81 14.14 14.09
(%) 17.95 18.03 17.85 18.03
2014 2020 4
2022 6 30 2021 12 31
17,620,682 16,834,493
11,906,695 11,587,106
5,713,987 5,247,387
98,863 90,057
60,835 55,249
38,028 34,808
1,291,343 1,291,343
– –
19,010,888 18,215,893
51
3
3.4.2
2015
4% 2022 6 30 7.53%
2022 6 30 2022 3 31 2021 12 31 2021 9 30
(%) 7.53 7.94 8.13 7.96
2,647,822 2,662,436 2,575,528 2,509,963
35,181,687 33,514,004 31,670,893 31,514,718
52
3
3.5
AB
8
53
3
2.98%
0.25%
6 2,855.09
194.38 1.40% 0.02 2.15%
0.44% 2.38% 930.32 14.18
1.50% 713.54 78.61 9.92%
177.05 36.32 25.81%
(TLAC)
2021
2025 20% 2.5% 1.5% 2028
22%
TLAC
54
3
3.6
2022
2022 3.2% 2.9%
55
4
4.1
2022 6 23 2021 2021
2022 2022
M C
100%
2022 6 23 6 24
4.2
4.2.1
M C
56
4
4.2.2
2021 2022 6 2021
2022 6 2022 6
2022 3
2021 2022 6 2021
2022 6
2022 5
2022 7 2022 3
2022 4
2022 4
2022 7 Buna 2022 5
2021 7
2022 6 2022 5
4.2.3
57
4
4.3
2022 6 30
(%) (%)
2,271 15.70 51,582 14.85
1,854 12.82 44,388 12.78
2,396 16.57 57,006 16.41
3,484 24.09 78,470 22.59
2,985 20.64 66,782 19.23
1,434 9.92 33,728 9.71
3 0.02 14,031 4.04
34 0.24 1,332 0.39
14,461 100.00 347,319 100.00
6 347,319 259,617 74.75% 3,469
95,608
15.43 35.17 3,839
318.4 3,395 189.38 20
6 23,974 19,135 4,839 1,331
116
58
4
4.4
2021 2022 7 7 2021 0.364
910.04 2022
10%
59
5
5.1
(ESG) 2022-2025
2021
ESG
2022-2025
ESG 2021 ESG
ESG
ESG ESG
2022 2021
ESG
ESG
ESG
60
5
ESG ESG
3.9 32.6
ESG
ESG ESG
1,270 91.35 878 89.21
392 2.14
5.2
6 2.41 4,501.89 22.93%
6
562.23 40.47 1
3,579 2
2022 32.56
1
2
61
5
100 2021
16.7
(ICMA)
23 257.71 163.11
53.33% 135.35% 185.66% 4.1 3+N
ESG
150 2
60% 1,500
56.25
9 26.1
ESG ESG 6
298.11
+
2022
ESG
62
5
ESG ESG ESG
2022
ESG ESG ESG
ESG
ESG
ESG
ESG
63
5
2022
5.3
3
2022
3
64
5
6 8,121.2 8.84% 990.07
80.81 8.89%
5.69
282 54.5 176.92%
6 49
APP 317 118.26
10
65
5
66
5
3.15
3.15
VR+AI+3D 3D +
2022
40
67
5
(CFC)
(CFA)
68
5
2020
6 2,000
69
6
2004 9 「 」
(1)
(2)
2016 4 6
2022 6 30
70
6
2022
2022
2022
2021
71
7
7.1
2022 1 1 2022 6 30
(%) (%)
1. 9,593,657,606 3.84 – – – – – 9,593,657,606 3.84
2. 95,223,114,769 38.09 – – – +8,303,730 +8,303,730 95,231,418,499 38.09
3. 1
145,194,205,111 58.07 – – – -8,303,730 -8,303,730 145,185,901,381 58.07
250,010,977,486 100.00 – – – – – 250,010,977,486 100.00
1. H
7.2
377,113 H 39,556 A 337,557
377,113 2022 6 30 A H
10
(%)
57.03 – 142,590,494,651 H
0.08 – 195,941,976 A
1
37.54 +8,035,412 93,856,896,881 H
0.88 – 2,189,259,672 A
2
0.64 – 1,611,413,730 H
0.34 – 856,000,000 H
0.26 -8,303,730 648,993,000 H
0.20 -53,594,170 508,908,659 A
0.20 – 496,639,800 A
0.13 – 335,000,000 H
022L-CT001 0.07 – 168,783,482 A
1. H 2022 6 30 H 1,611,413,730 648,993,000
H 93,856,896,881
2. 2022 6 30 H 296,131,000 1,315,282,730
3.
4.
72
7
7.3
7.4
2022 6 30 336
A H
(%) (%) (%)
1
A 692,581,776 7.22 – 0.28
2
H 133,262,144,534 – 59.31 57.03
1. 2015 12 29 A 692,581,776 A 9,593,657,606 7.22%
250,010,977,486 0.28% 195,941,976 A 496,639,800 A
2022 6 30 A A 195,941,976
A 496,639,800
2. 2009 5 26 H 133,262,144,534 H 224,689,084,000 59.31%
233,689,084,000 57.03% 2022 6 30 H H 142,590,494,651 H
240,417,319,880 59.31% 250,010,977,486 57.03%
7.5
H
2022 6 30 16,789 15,555 13,023 12,447
17,009 15,417
XV XV 7 8
352
73
7
7.6
24
6 10
(%)
15.00 – 90,000,000
14.36 – 86,140,000
10.17 – 61,000,000
8.33 – 50,000,000
8.33 – 50,000,000
7.64 – 45,860,000
6.04 -1,400,000 36,220,000
4.50 – 27,022,000
4.50 – 27,000,000
4.50 – 27,000,000
1.
2. 10
22 37
9 32
74
32 115
33 115
76
34 115
35 116
77
36 116
79 37 117
80 38 119
82 39 120
40 121
1 84 41 124
2 84 42 124
3 86 43 125
4 87 44 127
5 87 45 128
6 87 46 129
7 88 47 129
8 88 48 129
9 88 49 129
10 89 50 130
11 89 51 130
12 89 52 136
13 90 53 136
14 90 54 136
15 91 55 138
16 91 56 142
17 92 57 171
18 92 58 174
19 94 59 174
20 94 60 174
21 98 61 175
22 105
23 108 1 177
24 109 2 177
25 110 3 179
26 110
4 180
27 111
5 181
28 112
6 182
29 113
7 182
30 114
31 114
75
979
27
77 176
2022 6 30 2022 6 30
34
34
2410
34
76
2022 6 30
6 30
2022 2021
564,957 515,949
(247,617) (219,864)
3 317,340 296,085
77,139 77,570
(8,316) (8,132)
4 68,823 69,438
5 2,413 2,870
6 4,085 3,657
7 (4,363) 1,853
8 34 2,527
47,754 40,289
(45,725) (35,812)
9 2,029 4,477
390,361 380,907
10 (95,018) (88,160)
295,343 292,747
11 (103,294) (108,320)
12 (81) (192)
418 228
192,386 184,463
13 (30,656) (30,357)
161,730 154,106
(130) 121
100 (139)
– 4
(30) (14)
(5,196) 2,627
1,273 (47)
(37) (248)
161 245
4,264 (2,819)
465 (242)
435 (256)
162,165 153,850
84 176
77
2022 6 30
6 30
2022 2021
161,642 153,300
88 806
161,730 154,106
162,000 153,007
165 843
162,165 153,850
14 0.65 0.61
84 176
78
2022 6 30
2022 6 30 2021 12 31
15 2,832,614 2,763,892
16 350,259 155,107
183,036 121,493
17 318,740 188,162
18 43,655 31,550
19 1,118,427 549,078
20 19,694,042 18,170,492
21
561,778 545,273
5,909,338 5,155,168
1,954,768 1,941,478
22 21,247 18,875
24 167,934 168,326
25 13,393 13,630
26 5,509 5,858
27 2,209 2,141
28 106,892 92,343
29 405,237 331,113
33,689,078 30,253,979
31 777,146 685,033
32 2,754,989 1,932,926
33 383,591 299,275
34 297,393 229,022
18 41,888 31,323
35 91,596 33,900
36 24,184,466 22,378,814
37 38,372 40,998
38 56,085 86,342
39 47,342 45,903
40 1,688,826 1,323,377
28 1,066 1,395
41 644,466 551,549
31,007,226 27,639,857
42 250,011 250,011
43
59,977 59,977
39,991 39,991
44 134,925 134,925
45 21,696 21,338
46 305,571 305,571
47 385,120 381,621
48 1,461,936 1,394,797
2,659,227 2,588,231
22,625 25,891
2,681,852 2,614,122
33,689,078 30,253,979
2022 8 30
84 176
79
2022 6 30
2022 1 1 250,011 59,977 39,991 134,925 21,338 305,571 381,621 1,394,797 25,891 2,614,122
– – – – 358 – 3,499 67,139 (3,266) 67,730
– – – – 358 – – 161,642 165 162,165
1. – – – – – – – – (3,335) (3,335)
1. – – – – – – 3,499 (3,499) – –
2. – – – – – – – (91,004) – (91,004)
3. – – – – – – – – (96) (96)
2022 6 30 250,011 59,977 39,991 134,925 21,696 305,571 385,120 1,461,936 22,625 2,681,852
2021 1 1 250,011 59,977 39,991 134,263 15,048 275,995 350,228 1,239,295 24,545 2,389,353
– – – 661 (293) – (343) 72,139 824 72,988
– – – – (293) – – 153,300 843 153,850
1. – – – 661 – – – – 109 770
1. – – – – – – (343) 343 – –
2. – – – – – – – (81,504) – (81,504)
3. – – – – – – – – (128) (128)
2021 6 30 250,011 59,977 39,991 134,924 14,755 275,995 349,885 1,311,434 25,369 2,462,341
84 176
80
2022 6 30
2021 1 1 250,011 59,977 39,991 134,263 15,048 275,995 350,228 1,239,295 24,545 2,389,353
– – – 662 6,290 29,576 31,393 155,502 1,346 224,769
– – – – 6,290 – – 302,513 1,703 310,506
1. – – – 662 – – – – 109 771
1. – – – – – 29,576 – (29,576) – –
2. – – – – – – 31,393 (31,393) – –
3. – – – – – – – (81,504) – (81,504)
4. – – – – – – – (4,538) – (4,538)
5. – – – – – – – – (466) (466)
2021 12 31 250,011 59,977 39,991 134,925 21,338 305,571 381,621 1,394,797 25,891 2,614,122
84 176
81
2022 6 30
6 30
2022 2021
192,386 184,463
11 103,294 108,320
12 81 192
10 13,324 13,185
(2,406) (2,364)
4,988 552
(418) (228)
6 (4,085) (3,657)
3,747 (8,347)
10,687 9,014
(117,875) (110,080)
(55) (182)
203,668 190,868
(107,212) 67,846
(52,015) 6,791
(568,938) (103,211)
(1,554,328) (1,365,735)
(1,243) 5,879
(144,654) (123,181)
(2,428,390) (1,511,611)
85,308 (20,583)
2,560,015 1,512,541
70,707 19,702
67,564 38,521
56,737 59,138
259,218 (20,463)
(72,386) (74,013)
13,060 (21,941)
3,040,223 1,492,902
815,501 172,159
84 176
82
2022 6 30
6 30
2022 2021
654,381 1,000,396
120,534 111,886
1,546 1,049
(1,444,931) (1,287,737)
(8,380) (5,422)
(1,835) (1,440)
(678,685) (181,268)
94,761 54,102
– 770
(43) (100)
(7,628) (18,203)
(3,335) –
(3,035) (2,293)
(3,917) (3,317)
76,803 30,959
18,259 (4,623)
231,878 17,227
1 1 49 805,600 878,931
6 30 49 1,037,478 896,158
435,206 400,886
(223,330) (166,364)
84 176
83
1
1954
1994
1996 2004 9 17
2005 10 2007 9
939 601939 2022 6 30 2,500.11 1
2018
B0004H111000001
911100001000044477 25
2
(1)
34
2021 12 31
2021 12 31
(2)
(3)
84
2
(4)
3
16
37
2018-2020
2021 12 31
(5)
[2016]36 2016 5 1
6%
1% – 7%
3%
2%
25%
(6)
2022 8 30
2410
2021 12 31 2021 12 31
2022 3 29
85
3
6 30
2022 2021
18,267 18,514
1,820 6,891
2,751 2,824
6,795 6,239
122,287 108,236
214,117 191,612
194,572 179,043
4,348 2,590
564,957 515,949
(9,902) (10,692)
(20,736) (16,429)
(2,902) (2,552)
(630) (326)
(20,254) (14,323)
(83,636) (76,264)
(109,557) (99,278)
(247,617) (219,864)
317,340 296,085
(1)
6 30
2022 2021
2,357 2,355
49 9
2,406 2,364
(2)
86
4
6 30
2022 2021
20,018 19,910
12,954 11,842
11,274 10,980
9,166 9,116
8,512 10,443
7,876 8,520
7,339 6,759
77,139 77,570
(2,786) (2,992)
(542) (570)
(4,988) (4,570)
(8,316) (8,132)
68,823 69,438
5
6 30
2022 2021
1,417 2,097
624 239
(180) 14
552 520
2,413 2,870
6
6 30
2022 2021
4,076 3,649
9 8
4,085 3,657
87
7
6 30
2022 2021
– 1,071
(4,757) (5,371)
123 5,307
165 850
106 (4)
(4,363) 1,853
8
2022 6 30 2021 6 30
24.78
9
6 30
2022 2021
36,908 27,440
696 4,289
2,771 1,743
7,379 6,817
47,754 40,289
6 30
2022 2021
37,024 28,710
8,701 7,102
45,725 35,812
88
10
6 30
2022 2021
37,092 34,608
7,422 7,003
3,552 3,378
1,185 1,121
2 1
3 3
5,104 4,502
54,360 50,616
11,725 11,670
2,025 1,973
1,431 1,076
825 792
1,056 974
17,062 16,485
3,677 3,538
1,599 1,515
18,320 16,006
95,018 88,160
11
6 30
2022 2021
93,032 94,450
5,667 3,332
677 (59)
1,509 742
2,409 9,855
103,294 108,320
12
6 30
2022 2021
81 192
89
13
(1)
6 30
2022 2021
44,844 40,842
44,070 39,905
423 470
351 467
(623) –
(13,565) (10,485)
30,656 30,357
25% 16.5%
(2)
6 30
2022 2021
192,386 184,463
25% 48,097 46,116
(552) (104)
(a) 9,059 6,539
(b) (25,325) (22,194)
(623) –
30,656 30,357
(a)
(b)
14
2022 2021 6 30
2022 6 30
2022 2022 6 30
2022 2021
6 30
2022 2021
161,642 153,300
161,642 153,300
250,011 250,011
0.65 0.61
0.65 0.61
90
15
2022 6 30 2021 12 31
50,201 48,613
(1) 2,251,286 2,160,485
(2) 470,718 520,700
59,396 33,032
1,013 1,062
2,832,614 2,763,892
(1)
2022 6 30 2021 12 31
9.75% 10.00%
8.00% 9.00%
(2)
16
(1)
2022 6 30 2021 12 31
341,927 146,243
7,289 8,003
1,508 986
350,724 155,232
30 (465) (125)
350,259 155,107
(2)
2022 6 30 2021 12 31
313,306 122,172
35,910 32,074
1,508 986
350,724 155,232
30 (465) (125)
350,259 155,107
2022 6 30 2021
91
17
(1)
2022 6 30 2021 12 31
222,756 96,021
95,516 91,551
1,157 1,004
319,429 188,576
30 (689) (414)
318,740 188,162
(2)
2022 6 30 2021 12 31
216,852 115,485
101,420 72,087
1,157 1,004
319,429 188,576
30 (689) (414)
318,740 188,162
2022 6 30 2021 12 31 162.50 0.67
18
(1)
2022 6 30 2021 12 31
738,290 4,921 2,734 584,102 1,870 2,296
3,394,199 35,460 33,642 3,183,567 27,578 27,772
(a) 188,616 3,274 5,512 130,138 2,102 1,255
4,321,105 43,655 41,888 3,897,807 31,550 31,323
92
18
(2)
2022 6 30 2021 12 31
5,877 3,387
53,739 39,036
(a) 23,618 16,082
83,234 58,505
18,890 13,618
102,124 72,123
2013 1 1
2019 1 1
(a)
(3)
2022 6 30 2021 12 31
51,958 1,314 (844) 47,695 197 (522)
1,031 – (8) 29 – –
30,098 95 (306) 11,102 49 (55)
669 9 – 636 – (48)
4,352 146 – 2,894 7 (18)
88,108 1,564 (1,158) 62,356 253 (643)
(a)
6 30
2022 2021
806 432
(806) (432)
2022 2021 6 30
93
18
(3)
(b)
2022 6 30 1.61 2021 6 30
2.45
19
2022 6 30 2021 12 31
445,927 259,628
539,138 253,753
985,065 513,381
133,485 35,590
223 199
1,118,773 549,170
30 (346) (92)
1,118,427 549,078
2022 6 30 2021
20
(1)
2022 6 30 2021 12 31
19,614,090 18,380,916
(694,852) (637,338)
(a) 18,919,238 17,743,578
(b) 723,162 379,469
(c) 3,286 3,761
48,356 43,684
19,694,042 18,170,492
94
20
(1)
(a)
2022 6 30 2021 12 31
11,313,380 10,267,665
123,857 135,601
11,437,237 10,403,266
6,545,566 6,449,580
262,291 240,147
307,183 226,463
913,046 899,127
148,767 162,333
8,176,853 7,977,650
19,614,090 18,380,916
(333,500) (310,207)
(185,722) (154,465)
(175,630) (172,666)
30 (694,852) (637,338)
18,919,238 17,743,578
(b)
2022 6 30 2021 12 31
723,162 379,469
(c)
2022 6 30 2021 12 31
3,286 3,761
95
20
(2)
2022 6 30
18,690,583 638,002 285,505 19,614,090
(333,500) (185,722) (175,630) (694,852)
18,357,083 452,280 109,875 18,919,238
1.78% 29.11% 61.52% 3.54%
718,254 4,904 4 723,162
(1,782) (349) (1) (2,132)
2021 12 31
17,525,964 588,881 266,071 18,380,916
(310,207) (154,465) (172,666) (637,338)
17,215,757 434,416 93,405 17,743,578
1.77% 26.23% 64.89% 3.47%
376,355 3,114 – 379,469
(900) (216) – (1,116)
56(1)
(3)
2022 6 30
2022 1 1 310,207 154,465 172,666 637,338
13,987 (13,607) (380) –
(5,592) 8,826 (3,234) –
(1,821) (16,316) 18,137 –
93,764 – – 93,764
(a) (69,157) (15,603) (27,754) (112,514)
(b) (7,888) 67,957 32,709 92,778
– – (23,827) (23,827)
– – 7,313 7,313
2022 6 30 333,500 185,722 175,630 694,852
96
20
(3)
2021
2021 1 1 275,428 108,099 172,536 556,063
9,277 (8,793) (484) –
(10,303) 12,817 (2,514) –
(2,551) (21,749) 24,300 –
153,274 – – 153,274
(a) (107,775) (19,250) (47,119) (174,144)
(b) (7,143) 83,341 72,186 148,384
– – (59,999) (59,999)
– – 13,760 13,760
2021 12 31 310,207 154,465 172,666 637,338
(a)
(b)
(4)
2022 6 30
1
3 3 1 3 3
19,511 17,025 13,044 2,485 52,065
11,299 16,573 21,190 5,217 54,279
36,289 19,078 18,266 9,913 83,546
2,382 2,361 2,433 585 7,761
69,481 55,037 54,933 18,200 197,651
0.34% 0.27% 0.27% 0.09% 0.97%
2021 12 31
1
3 3 1 3 3
15,751 19,292 8,068 4,137 47,248
8,809 14,063 27,182 6,087 56,141
22,588 19,086 20,726 4,178 66,578
1,698 2,708 1,657 431 6,494
48,846 55,149 57,633 14,833 176,461
0.26% 0.29% 0.31% 0.08% 0.94%
1
97
20
(5)
2022 6 30 17.13 2021 6 30
32.27
(6)
2022 6 30
56.11 2021 6 30 95.52
21
(1)
2022 6 30 2021 12 31
(a) 561,778 545,273
(b) 5,909,338 5,155,168
(c) 1,954,768 1,941,478
8,425,884 7,641,919
(a)
2022 6 30 2021 12 31
(i) 124,450 123,857
(ii) 1,314 931
125,764 124,788
(iii) 49,139 19,613
(iv) 143,254 136,747
(v) 243,621 264,125
436,014 420,485
561,778 545,273
98
21
(1)
(a)
(i)
2022 6 30 2021 12 31
12,558 16,936
6,098 211
20,388 34,105
34,360 28,966
51,046 43,639
124,450 123,857
118,030 123,461
1,261 1,326
6,420 396
124,450 123,857
(ii)
2022 6 30 2021 12 31
1,047 575
267 356
1,314 931
395 405
106 91
919 526
1,314 931
99
21
(1)
(a)
(iii)
2022 6 30 2021 12 31
28,982 4,071
20,157 15,542
49,139 19,613
– –
– –
49,139 19,613
49,139 19,613
(iv)
2022 6 30 2021 12 31
7,594 7,499
134,750 128,045
910 1,203
143,254 136,747
142,237 135,766
29 265
1,017 981
143,254 136,747
(v)
2022 6 30 2021 12 31
101,420 116,539
142,201 147,586
243,621 264,125
34,998 51,408
1,094 1,283
208,623 212,717
243,621 264,125
100
21
(1)
(b)
2022 6 30 2021 12 31
5,152,794 4,417,350
256 4,799
310,339 293,199
139,610 141,458
221,131 214,569
49,200 49,200
5,873,330 5,120,575
75,738 68,821
5,949,068 5,189,396
(22,637) (17,737)
(409) (1,427)
(16,684) (15,064)
(39,730) (34,228)
5,909,338 5,155,168
5,794,071 5,039,270
5,653 5,500
115,267 115,898
5,909,338 5,155,168
5,870,393 5,133,633
101
21
(1)
(c)
2022 6 30 2021 12 31
(i) 1,947,361 1,934,061
(ii) 7,407 7,417
1,954,768 1,941,478
(i)
2022 6 30 2021 12 31
1,220,963 1,200,061
35,399 38,103
407,112 413,845
118,562 99,382
110,825 120,348
28,025 36,527
1,920,886 1,908,266
26,475 25,795
1,947,361 1,934,061
1,867,212 1,865,916
66,849 68,435
80,149 68,145
1,947,361 1,934,061
(ii)
2022 6 30 2021 12 31
7,407 8 7,417 17
2022 6 30 2021
102
21
(2)
(a)
2022 6 30
2022 1 1 17,737 1,427 15,064 34,228
– – – –
(17) 76 (59) –
(11) (307) 318 –
2,076 – – 2,076
(1,050) (604) (1,884) (3,538)
(i) 3,850 (183) 3,462 7,129
52 – (217) (165)
2022 6 30 22,637 409 16,684 39,730
2021
2021 1 1 13,211 282 6,745 20,238
– – – –
(13) 13 – –
– (111) 111 –
5,073 916 7,364 13,353
(1,494) (112) (623) (2,229)
(i) 878 429 3,399 4,706
82 10 (1,932) (1,840)
2021 12 31 17,737 1,427 15,064 34,228
(b)
2022 6 30
2022 1 1 3,640 101 70 3,811
3 (3) – –
(2) 2 – –
– (54) 54 –
497 – – 497
(706) (18) (70) (794)
(i) 747 15 212 974
– 1 3 4
2022 6 30 4,179 44 269 4,492
103
21
(2)
(b)
2021
2021 1 1 3,334 11 – 3,345
11 (11) – –
(9) 9 – –
(1) – 1 –
641 3 – 644
(856) – – (856)
(i) 417 159 104 680
103 (70) (35) (2)
2021 12 31 3,640 101 70 3,811
(i)
2022 6 30 187.44 2021 12 31 182.96
1.71 2021 12 31 0.74
37.67 2021 12 31 52.41 5.49
2021 12 31 14.69
2022 6 30 15,167.52 2021
15,685.30 7,320.92 2021 8,334.74
104
22
(1)
(a)
2022 6 30 2021 12 31
27,000 27,000
15,000 15,000
11,163 11,163
CCB Brazil Financial Holding – Investimentos e Participaes Ltda. 9,542 9,542
7,429 7,429
6,962 6,962
4,406 4,406
(i) 2,861 2,861
2,215 2,215
1,955 1,955
1,502 1,502
1,334 1,334
976 976
851 851
676 676
130 130
– –
94,002 94,002
(8,110) (8,110)
85,892 85,892
(i)
(b)
270 100% – 100%
150 100% – 100%
110 100% – 100%
CCB Brazil Financial 99.99% 0.01% 100%
Holding -Investimentos e 42.81
Participaes Ltda.
105 67% – 67%
71.20 51% – 51%
5.5 100% – 100%
105
22
(1)
(b)
2 100% – 100%
15
60% – 60%
37,919.73
23 85% – 85%
20 75.10% – 75.10%
8.23 100% – 100%
1.99 100% – 100%
42 100% – 100%
5 100% – 100%
2 65% – 65%
1 100% – 100%
6.01 – 100% 100%
65.11 – 100% 100%
176
– 100% 100%
29.57
(c) 2022 6 30
106
22
(2)
(a)
2022
6 30 2021
18,875 13,702
1,835 4,961
(39) (1,152)
418 1,603
(51) (150)
209 (89)
21,247 18,875
(b)
50.00% 50.00% 11,916 84 52 9
108.62
48.57% 40.00% 4,048 – 91 91
35
50.00% 50.00% 1,703 1,549 108 53
10,000
8.97% 8.97% 11,349 165 161 33
111.50
50.00% 50.00% 1,015 2 12 9
10.04
107
23
(1)
2022 6 30 2021 12 31
2022 6 30 2021 12 31
138,456 121,693
21,783 25,692
614 617
14,767 13,340
3,970 4,431
179,590 165,773
2022 2021 6 30
6 30
2022 2021
655 885
9,252 9,242
48 549
1,128 303
(877) 2,395
254 77
10,460 13,451
2022 6 30 21,515.80 2021 12 31 23,722.79
29,939.62 2021 12 31 31,828.00 2022 6
30
(2)
108
24
2022 1 1 146,606 11,628 56,232 35,529 47,048 297,043
116 839 1,017 5,995 1,168 9,135
1,381 (2,268) 12 – 875 –
(243) (401) (2,518) 483 (662) (3,341)
2022 6 30 147,860 9,798 54,743 42,007 48,429 302,837
2022 1 1 (52,501) – (37,661) (7,082) (30,683) (127,927)
(2,598) – (2,931) (983) (2,349) (8,861)
79 – 2,428 (285) 544 2,766
2022 6 30 (55,020) – (38,164) (8,350) (32,488) (134,022)
30
2022 1 1 (390) – – (397) (3) (790)
– – – (71) – (71)
1 – – (21) – (20)
2022 6 30 (389) – – (489) (3) (881)
2022 1 1 93,715 11,628 18,571 28,050 16,362 168,326
2022 6 30 92,451 9,798 16,579 33,168 15,938 167,934
2021 1 1 141,234 17,242 52,750 34,698 46,834 292,758
905 5,373 5,645 3,356 2,080 17,359
5,188 (10,241) 2,374 – 2,679 –
(721) (746) (4,537) (2,525) (4,545) (13,074)
2021 12 31 146,606 11,628 56,232 35,529 47,048 297,043
2021 1 1 (47,755) – (35,927) (5,872) (30,207) (119,761)
(4,947) – (6,155) (1,483) (5,016) (17,601)
201 – 4,421 273 4,540 9,435
2021 12 31 (52,501) – (37,661) (7,082) (30,683) (127,927)
30
2021 1 1 (392) (1) – (96) (3) (492)
– – – (304) – (304)
2 1 – 3 – 6
2021 12 31 (390) – – (397) (3) (790)
2021 1 1 93,087 17,241 16,823 28,730 16,624 172,505
2021 12 31 93,715 11,628 18,571 28,050 16,362 168,326
(1)
(2) 2022 6 30 112.79 2021 12 31 119.97
109
25
2022
6 30 2021
22,692 22,652
34 145
(29) (105)
22,697 22,692
(8,927) (8,399)
(252) (546)
8 18
(9,171) (8,927)
30
(135) (135)
2 –
(133) (135)
13,630 14,118
13,393 13,630
29(2)
26
2022 1 1 16,175 1,033 17,208
624 44 668
(46) (30) (76)
2022 6 30 16,753 1,047 17,800
2022 1 1 (10,904) (437) (11,341)
(927) (25) (952)
10 1 11
2022 6 30 (11,821) (461) (12,282)
30
2022 1 1 – (9) (9)
– – –
– – –
2022 6 30 – (9) (9)
2022 1 1 5,271 587 5,858
2022 6 30 4,932 577 5,509
110
26
2021 1 1 13,494 1,475 14,969
2,779 129 2,908
(98) (571) (669)
2021 12 31 16,175 1,033 17,208
2021 1 1 (9,100) (581) (9,681)
(1,883) (93) (1,976)
79 237 316
2021 12 31 (10,904) (437) (11,341)
30
2021 1 1 – (9) (9)
– – –
– – –
2021 12 31 – (9) (9)
2021 1 1 4,394 885 5,279
2021 12 31 5,271 587 5,858
27
(1)
2022
6 30 2021
2,141 2,210
68 (69)
2,209 2,141
(2)
2022 6 30 3.61 2021 12 31 3.21
111
28
2022 6 30 2021 12 31
106,892 92,343
(1,066) (1,395)
105,826 90,948
(1)
2022 6 30 2021 12 31
(34,809) (8,867) (46,115) (11,538)
485,887 121,229 432,616 107,959
15,201 3,768 18,237 4,538
(28,603) (9,238) (26,222) (8,616)
437,676 106,892 378,516 92,343
(4,152) (953) (6,059) (1,382)
(875) (113) (361) (13)
(5,027) (1,066) (6,420) (1,395)
(2)
2022 1 1 (12,920) 107,959 4,538 (8,629) 90,948
1,787 13,270 (770) (722) 13,565
1,313 – – – 1,313
2022 6 30 (9,820) 121,229 3,768 (9,351) 105,826
2021 1 1 (5,983) 101,782 3,801 (8,201) 91,399
(2,451) 6,177 737 (428) 4,035
(4,486) – – – (4,486)
2021 12 31 (12,920) 107,959 4,538 (8,629) 90,948
112
29
2022 6 30 2021 12 31
(1)
1,333 1,336
49 64
250 248
1,632 1,648
140,777 83,268
28,746 23,724
(2) 25,472 26,416
13,947 12,825
2,503 2,520
1,728 1,569
198,532 185,793
413,337 337,763
30
(995) (980)
(7,105) (5,670)
405,237 331,113
(1) 2022 6 30 0.49 2021 6 30 1.25
(2)
2022 1 1 43,543 98 43,641
3,964 7 3,971
(2,607) (3) (2,610)
2022 6 30 44,900 102 45,002
2022 1 1 (17,174) (51) (17,225)
(3,885) (12) (3,897)
1,589 3 1,592
2022 6 30 (19,470) (60) (19,530)
2022 1 1 26,369 47 26,416
2022 6 30 25,430 42 25,472
2021 1 1 38,685 80 38,765
9,955 30 9,985
(5,097) (12) (5,109)
2021 12 31 43,543 98 43,641
2021 1 1 (12,745) (38) (12,783)
(8,013) (22) (8,035)
3,584 9 3,593
2021 12 31 (17,174) (51) (17,225)
2021 1 1 25,940 42 25,982
2021 12 31 26,369 47 26,416
25
113
30
2022 6 30
16 125 338 2 – 465
13 (3) – – 10
17 414 264 3 8 689
19 92 254 – – 346
20 637,338 92,016 (10,675) (23,827) 694,852
21(2)(a) 34,228 5,667 407 (572) 39,730
24 790 71 21 (1) 881
25 135 – – (2) 133
26 9 – – – 9
27 321 – 40 – 361
29 6,650 1,863 63 (476) 8,100
680,115 100,470 (10,139) (24,870) 745,576
2021
16 298 (173) – – 125
9 4 – – 13
17 310 95 – 9 414
19 167 (75) – – 92
20 556,063 160,048 (18,774) (59,999) 637,338
21(2)(a) 20,238 15,830 (913) (927) 34,228
24 492 304 – (6) 790
25 135 – – – 135
26 9 – – – 9
27 377 – (56) – 321
29 5,435 4,302 – (3,087) 6,650
583,533 180,335 (19,743) (64,010) 680,115
31
2022 6 30 2021 12 31
735,384 640,154
29,369 37,992
12,393 6,887
777,146 685,033
114
32
(1)
2022 6 30 2021 12 31
276,113 219,393
2,465,290 1,703,197
13,586 10,336
2,754,989 1,932,926
(2)
2022 6 30 2021 12 31
2,604,258 1,773,838
137,145 148,752
13,586 10,336
2,754,989 1,932,926
33
(1)
2022 6 30 2021 12 31
341,994 275,835
40,275 22,294
1,322 1,146
383,591 299,275
(2)
2022 6 30 2021 12 31
182,500 156,883
199,769 141,246
1,322 1,146
383,591 299,275
34
2022 6 30 2021 12 31
29,151 31,372
268,242 197,650
297,393 229,022
2022 6 30 2021 12
31
115
35
2022 6 30 2021 12 31
79,615 20,768
6,553 9,565
3,076 2,764
89,244 33,097
2,304 778
48 25
91,596 33,900
36
2022 6 30 2021 12 31
6,929,553 6,616,784
5,188,873 4,920,726
12,118,426 11,537,510
4,364,095 3,949,459
7,342,891 6,541,654
11,706,986 10,491,113
359,054 350,191
24,184,466 22,378,814
2022 6 30 2021 12 31
(1)
134,841 79,552
36,617 38,268
21,036 17,944
234,494 191,702
426,988 327,466
(2) 15,327 12,824
116
37
2022 6 30
27,716 37,092 (39,471) 25,337
308 3,552 (3,619) 241
6,907 1,185 (724) 7,368
(1) 637 7,621 (7,643) 615
918 6 (42) 882
– 3 (3) –
(2) 4,512 5,104 (5,687) 3,929
40,998 54,563 (57,189) 38,372
2021
23,230 79,673 (75,187) 27,716
251 7,273 (7,216) 308
5,764 3,463 (2,320) 6,907
(1) 596 14,842 (14,801) 637
1,005 12 (99) 918
– 5 (5) –
(2) 4,614 13,159 (13,261) 4,512
35,460 118,427 (112,889) 40,998
(1)
(a)
2022 6 30
732 4,531 (4,791) 472
45 150 (144) 51
721 2,741 (2,627) 835
1,498 7,422 (7,562) 1,358
2021
529 8,981 (8,778) 732
49 318 (322) 45
874 5,365 (5,518) 721
1,452 14,664 (14,618) 1,498
117
37
(1)
(b)
2022 2022 2022
6 30 6 30 6 30
2021 2021 2021
5,083 5,266 5,944 6,122 (861) (856)
67 160 79 190 (12) (30)
(69) 178 – – (69) 178
– – (199) 153 199 (153)
(248) (521) (248) (521) – –
4,833 5,083 5,576 5,944 (743) (861)
(i)
2022 6 30 2021 12 31
2.85% 2.75%
7.00% 7.00%
10.7 11.0
(2010-2013)
118
37
(1)
(b)
(ii)
0.25% 0.25%
(88) 92
41 (40)
(iii) 2022 6 30 8.4 2021 12 31 8.0
(iv)
2022 6 30 2021 12 31
794 590
515 823
4,267 4,531
5,576 5,944
(2)
38
2022 6 30 2021 12 31
42,433 73,128
11,952 10,665
1,700 2,549
56,085 86,342
119
39
2022 6 30 2021 12 31
(1) 36,046 34,515
(2) 11,296 11,388
47,342 45,903
(1)
2022 6 30
2022 1 1 28,193 5,620 702 34,515
856 (856) – –
(171) 186 (15) –
(18) (320) 338 –
11,034 – – 11,034
(10,309) (2,446) (273) (13,028)
(a) (1,161) 4,016 670 3,525
2022 6 30 28,424 6,200 1,422 36,046
2021
2021 1 1 26,480 4,009 1,344 31,833
56 (56) – –
(112) 141 (29) –
(1) (37) 38 –
19,758 – – 19,758
(16,691) (3,247) (728) (20,666)
(a) (1,297) 4,810 77 3,590
2021 12 31 28,193 5,620 702 34,515
(a)
(2)
120
40
2022 6 30 2021 12 31
(1) 1,058,925 792,112
(2) 156,211 141,864
(3) 47,999 45,996
(4) 411,966 337,358
13,725 6,047
1,688,826 1,323,377
(1)
(2)
2022 6 30 2021 12 31
18/11/2014 18/11/2024 4.08% 600 600
13/06/2017 13/06/2022 2.75% – 3,817
25/10/2017 25/10/2022 3.15% 669 636
09/11/2017 09/11/2022 3.93% 626 652
04/12/2017 04/12/2022 3.00% 2,678 2,544
08/06/2018 08/06/2023 3 +0.83% 4,017 3,817
19/06/2018 19/06/2023 4.01% 417 435
12/07/2018 12/07/2023 3 +1.25% 2,678 2,545
21/08/2018 19/06/2023 4.005% 146 152
16/05/2019 16/05/2024 3.50% 2,539 2,536
16/05/2019 16/05/2029 3.88% 1,339 1,272
26/06/2019 24/06/2022 0.21% – 1,105
26/08/2019 26/08/2022 3.30% 6,300 6,300
26/08/2019 26/08/2024 3.40% 3,000 3,000
11/09/2019 16/05/2024 3.50% 1,841 1,908
12/09/2019 12/08/2022 3 +0.68% 671 637
22/10/2019 22/10/2022 0.05% 3,495 3,600
24/10/2019 24/10/2024 3 +0.77% 4,485 4,262
22/11/2019 22/11/2024 2.393% 355 370
10/12/2019 10/11/2022 3 +0.88% 375 391
20/12/2019 20/06/2022 3 +0.63% – 1,904
16/03/2020 15/03/2023 2.68% 6,569 6,000
16/03/2020 15/03/2025 2.75% 5,000 5,000
19/03/2020 19/03/2022 2.95% – 802
21/07/2020 21/07/2025 1.99% 3,347 2,876
25/09/2020 25/09/2023 0.954% 626 652
28/09/2020 28/09/2025 1.78% 1,339 1,272
28/09/2020 28/09/2030 2.55% 669 636
27/10/2020 29/10/2023 3.50% 20,000 20,000
03/11/2020 05/11/2023 3.70% 2,600 2,600
26/01/2021 26/01/2024 3.30% 20,000 20,000
02/02/2021 04/02/2024 3.65% 2,240 2,240
07/04/2021 12/04/2024 3.55% 2,200 2,200
22/04/2021 22/04/2023 2.85% 1,997 1,997
22/04/2021 22/04/2024 0.043% 5,592 5,760
22/04/2021 22/04/2024 0.86% 4,017 3,817
22/04/2021 22/04/2026 1.46% 3,682 3,499
27/05/2021 01/06/2024 3.33% 1,950 1,950
28/06/2021 28/06/2024 0.06% 5,592 5,760
22/07/2021 22/07/2026 1.80% 2,915 2,690
15/09/2021 15/09/2026 1.60% 2,367 2,232
29/09/2021 29/09/2026 1.50% 4,686 4,453
21/12/2021 21/12/2024 +0.50% 3,346 3,078
17/05/2022 17/05/2025 3.125% 6,695 –
17/05/2022 17/05/2024 3.40% 1,000 –
23/05/2022 25/05/2025 2.60% 10,000 –
13/06/2022 13/06/2024 2.85% 1,685 –
156,345 141,997
(134) (133)
156,211 141,864
121
40
(3)
2022 6 30 2021 12 31
20/11/2012 22/11/2027 4.99% (a) 40,000 40,000
28/01/2021 01/02/2031 4.30% (b) 6,000 6,000
18/03/2022 22/03/2032 3.70% (c) 2,000 –
48,000 46,000
(1) (4)
47,999 45,996
(a) 2022 11 22
(b) 2026 2 1
(c) 2027 3 22
(4)
2022 6 30 2021 12 31
18/08/2014 18/08/2029 5.98% (a) 20,000 20,000
25/09/2018 25/09/2028 4.86% (b) 43,000 43,000
29/10/2018 29/10/2028 4.70% (c) 40,000 40,000
27/02/2019 27/02/2029 4.25% (d) 12,385 11,768
24/06/2020 24/06/2030 2.45% (e) 13,389 12,723
10/09/2020 14/09/2030 4.20% (f) 65,000 65,000
06/08/2021 10/08/2031 3.45% (g) 65,000 65,000
06/08/2021 10/08/2036 3.80% (h) 15,000 15,000
05/11/2021 09/11/2031 3.60% (i) 35,000 35,000
05/11/2021 09/11/2036 3.80% (j) 10,000 10,000
10/12/2021 14/12/2031 3.48% (k) 12,000 12,000
10/12/2021 14/12/2036 3.74% (l) 8,000 8,000
21/01/2022 21/01/2032 2.85% (m) 13,381 –
15/06/2022 17/06/2032 3.45% (n) 45,000 –
15/06/2022 17/06/2037 3.65% (o) 15,000 –
412,155 337,491
(189) (133)
411,966 337,358
(a) 2024 8 18
(b) 2023 9 25
(c) 2023 10 29
(d) 2024 2 27 2024 2 27 5
1.88%
(e) 2025 6 24 2025 6 24 5
2.15%
(f) 2025 9 14
122
40
(4)
(g) 2026 8 10
(h) 2031 8 10
(i) 2026 11 9
(j) 2031 11 9
(k) 2026 12 14
(l) 2031 12 14
(m) 2027 1 21
(n) 2027 6 17
(o) 2032 6 17
123
41
2022 6 30 2021 12 31
235,990 208,711
91,031 93
25,055 25,161
(1) 23,220 23,749
21,555 40,905
17,241 17,492
8,458 8,178
7,845 5,804
5,568 6,460
5,149 6,068
203,354 208,928
644,466 551,549
(1)
2022 6 30 2021 12 31
7,263 8,950
14,287 10,220
5,849 8,941
27,399 28,111
23,220 23,749
42
2022 6 30 2021 12 31
H 240,417 240,417
A 9,594 9,594
250,011 250,011
H A 1
124
43
(1)
(a)
2017 2017 4.75% 100 600 60,000 60,000
12 21
(23)
59,977
(b)
5
2017 12 27 5
5.125%
A
5.125% A
A A
(1) (2)
125
43
(1)
(c)
2022 1 1 2022 6 30
2017 600 59,977 – – 600 59,977
600 59,977 – – 600 59,977
(2)
(a)
2019 11 13 4.22% 100 400 40,000
(9)
39,991
(b)
5
5 5
(1)
(2)
126
43
(2)
(b)
5.125%
5.125%
(c)
2022 1 1 2022 6 30
400 39,991 – – 400 39,991
400 39,991 – – 400 39,991
(3)
2022 6 30 2021 12 31
1. 2,659,227 2,588,231
(1) 2,559,259 2,488,263
(2) 99,968 99,968
– 4,538
– 4,538
2. 22,625 25,891
(1) 22,625 22,438
(2) – 3,453
44
2022 6 30 2021 12 31
134,925 134,925
127
45
2022 6 30
2022 2022
1 1 6 30
247 (130) 117 (130) – – (130) –
301 100 401 133 – (33) 100 –
719 – 719 – – – – –
28,605 (5,319) 23,286 (6,954) (49) 1,770 (5,319) 86
3,695 1,273 4,968 1,697 – (424) 1,273 –
20 161 181 161 – – 161 –
(12,249) 4,273 (7,976) 4,264 – – 4,273 (9)
21,338 358 21,696 (829) (49) 1,313 358 77
2021
2021 2021
1 1 12 31
272 (25) 247 (25) – – (25) –
764 (463) 301 (617) – 154 (463) –
604 115 719 115 – – 115 –
16,372 12,233 28,605 17,538 (564) (4,454) 12,233 287
3,139 556 3,695 742 – (186) 556 –
(300) 320 20 320 – – 320 –
(5,803) (6,446) (12,249) (6,445) – – (6,446) 1
15,048 6,290 21,338 11,628 (564) (4,486) 6,290 288
128
46
2006 2 15 10%
47
2022 6 30 2021 12 31
(1) 372,509 372,509
(2) 2,124 2,124
(3) 9,789 6,290
698 698
385,120 381,621
(1) 2012 3 30
[2012]20 1.5%
(2)
(3)
48
2022 6 23 2021 2021 2021 910.04
49
2022 6 30 2021 12 31 2021 6 30
50,201 48,613 47,210
470,718 520,700 343,116
60,738 62,698 77,909
264,046 58,458 251,305
191,775 115,131 176,618
1,037,478 805,600 896,158
129
50
2022 6 30 85.55 2021 12 31 64.44
2022 6 30 9,485.10 2021 12
31 9,635.01 956.11 2021 12 31 1,000.36
956.11 2021 12 31 1,000.36
2022 6
30 10.09 2021 12 31 82.62
14.49 2021 12 31 91.91
2022 6 30 33.11 2021 12 31
35.48
51
130
51
(1)
131
51
(1)
2022 6 30
38,356 34,888 20,426 42,425 34,199 1,859 138,271 6,916 317,340
16,556 14,338 25,433 17,708 16,540 11,650 (101,311) (914) –
54,912 49,226 45,859 60,133 50,739 13,509 36,960 6,002 317,340
11,851 15,839 11,840 11,246 7,365 2,249 7,556 877 68,823
107 70 69 (34) (56) 14 2,289 (46) 2,413
661 – 3,129 166 10 – 2 117 4,085
(2,052) (938) (955) (586) (1,398) (174) 2,897 (1,157) (4,363)
– – – – – – 31 3 34
(723) 178 1,046 59 757 13 (658) 1,357 2,029
64,756 64,375 60,988 70,984 57,417 15,611 49,077 7,153 390,361
(17,332) (11,588) (16,319) (17,170) (14,346) (5,517) (9,411) (3,335) (95,018)
(14,431) (12,630) (19,295) (15,959) (14,886) (7,211) (15,867) (3,015) (103,294)
– 2 6 – – (18) 2 (73) (81)
86 (23) 325 (23) – – 6 47 418
33,079 40,136 25,705 37,832 28,185 2,865 23,807 777 192,386
565 308 2,198 595 515 148 243 3,264 7,836
1,957 1,513 2,770 2,253 1,844 832 1,731 424 13,324
2022 6 30
5,838,270 4,729,398 7,487,493 5,127,614 4,617,394 1,636,747 12,191,391 1,582,032 43,210,339
1,811 1,352 7,459 7,097 – – 806 2,722 21,247
5,840,081 4,730,750 7,494,952 5,134,711 4,617,394 1,636,747 12,192,197 1,584,754 43,231,586
106,892
(9,649,400)
33,689,078
5,789,997 4,666,093 7,294,154 5,063,308 4,581,543 1,629,795 10,171,262 1,459,408 40,655,560
1,066
(9,649,400)
31,007,226
639,249 631,069 659,374 702,607 481,576 157,851 – 275,059 3,546,785
132
51
(1)
2021 6 30
33,741 31,537 18,737 38,675 31,181 2,312 133,534 6,368 296,085
16,549 13,629 24,922 17,329 16,517 10,822 (99,723) (45) –
50,290 45,166 43,659 56,004 47,698 13,134 33,811 6,323 296,085
12,559 14,450 12,102 10,899 7,598 2,644 7,658 1,528 69,438
400 165 228 216 49 16 2,232 (436) 2,870
237 – 2,979 291 1 – 26 123 3,657
(602) (557) (955) 78 (853) (206) 4,862 86 1,853
(5) – (13) (2) – – 2,547 – 2,527
(2,823) 273 834 218 822 47 2,810 2,296 4,477
60,056 59,497 58,834 67,704 55,315 15,635 53,946 9,920 380,907
(13,440) (10,876) (14,105) (16,105) (13,574) (5,335) (7,210) (7,515) (88,160)
(16,702) (21,154) (14,003) (16,956) (16,577) (8,330) (12,617) (1,981) (108,320)
(5) 63 (169) (18) 6 – (7) (62) (192)
5 – 33 86 – – – 104 228
29,914 27,530 30,590 34,711 25,170 1,970 34,112 466 184,463
758 310 572 577 371 463 1,090 460 4,601
1,773 1,515 2,118 2,304 1,919 831 1,614 1,111 13,185
2021 12 31
5,444,119 4,291,522 6,954,239 4,801,733 4,272,993 1,530,966 10,690,368 1,405,894 39,391,834
1,546 374 6,314 7,141 – – 800 2,700 18,875
5,445,665 4,291,896 6,960,553 4,808,874 4,272,993 1,530,966 10,691,168 1,408,594 39,410,709
92,343
(9,249,073)
30,253,979
5,368,006 4,213,453 6,813,042 4,717,418 4,207,630 1,525,839 8,765,778 1,276,369 36,887,535
1,395
(9,249,073)
27,639,857
611,802 582,097 643,588 656,275 448,345 152,793 – 274,994 3,369,894
133
51
(2)
2022 6 30
111,625 86,939 108,374 10,402 317,340
30,095 67,515 (98,268) 658 –
141,720 154,454 10,106 11,060 317,340
23,282 30,562 10,895 4,084 68,823
(913) (26) 3,030 322 2,413
– – 36 4,049 4,085
(3,937) (821) 2,096 (1,701) (4,363)
– – 31 3 34
– 256 533 1,240 2,029
160,152 184,425 26,727 19,057 390,361
(36,642) (46,618) (4,281) (7,477) (95,018)
(73,307) (16,961) (6,914) (6,112) (103,294)
(18) – 2 (65) (81)
– – – 418 418
50,185 120,846 15,534 5,821 192,386
1,128 1,634 118 4,956 7,836
4,605 6,671 482 1,566 13,324
2022 6 30
12,113,980 8,135,903 11,991,117 1,652,422 33,893,422
– – – 21,247 21,247
12,113,980 8,135,903 11,991,117 1,673,669 33,914,669
106,892
(332,483)
33,689,078
13,817,520 12,969,028 2,217,356 2,334,739 31,338,643
1,066
(332,483)
31,007,226
2,148,007 1,123,719 – 275,059 3,546,785
134
51
(2)
2021 6 30
102,756 79,221 100,570 13,538 296,085
33,486 60,232 (94,580) 862 –
136,242 139,453 5,990 14,400 296,085
23,255 32,185 11,424 2,574 69,438
(887) (29) 3,097 689 2,870
– – 35 3,622 3,657
(3,293) (1,655) 5,261 1,540 1,853
650 1,828 69 (20) 2,527
36 400 2,910 1,131 4,477
156,003 172,182 28,786 23,936 380,907
(33,909) (40,994) (5,207) (8,050) (88,160)
(88,220) (14,503) (1,948) (3,649) (108,320)
(1) – 31 (222) (192)
– – – 228 228
33,873 116,685 21,662 12,243 184,463
1,526 2,136 198 741 4,601
4,621 6,468 598 1,498 13,185
2021 12 31
10,242,492 7,989,445 10,646,401 1,479,905 30,358,243
– – – 18,875 18,875
10,242,492 7,989,445 10,646,401 1,498,780 30,377,118
92,343
(215,482)
30,253,979
12,097,392 11,827,180 1,839,462 2,089,910 27,853,944
1,395
(215,482)
27,639,857
1,978,176 1,116,724 – 274,994 3,369,894
135
52
2022 6 30 2021 12 31
4,029,822 3,852,573
4,029,822 3,852,573
53
(1)
2022 6 30 12,836.92 2021 12 31
10,797.82
(2)
2022 6 30
2021 12 31
54
(1)
2022 6 30 2021 12 31
1 49,727 65,623
1 374,171 350,767
1,160,076 1,149,306
1,583,974 1,565,696
453,584 322,698
45,871 48,127
1,233,513 1,241,473
46,794 41,858
175,800 143,941
7,249 6,101
3,546,785 3,369,894
136
54
(2)
2022 6 30 2021 12 31
1,071,603 1,118,908
(3)
17.38 2021 12 31 57.81
(4)
2022 6 30 2021 12 31
(5)
2022 6 30 562.18 2021 12 31
651.19
(6)
2022 6 30 100.72 2021 12 31 87.65
39
(7)
(8)
2022
137
55
(1)
2007 9 29 15,500
2003 12 16 8,282.09
2022 6 30 57.11%
480.00 2021 12 31 460.00
(a)
6 30
2022 2021
614 0.11% 820 0.16%
369 0.15% 55 0.03%
1 0.04% 1 0.03%
2022 6 30 2021 12 31
90 0.02% 30 0.01%
24,141 0.41% 24,444 0.47%
11,700 0.60% 14,489 0.75%
20,335 0.08% 52,271 0.23%
288 0.01% 288 0.01%
138
55
(1)
(b)
6 30
2022 2021
7,889 1.40% 9,385 1.82%
2,197 0.89% 1,440 0.65%
139 0.18% 199 0.26%
11 0.13% 57 0.70%
222 9.20% 151 5.26%
1,942 (44.51%) 1,248 67.35%
(i) 472 0.50% 434 0.49%
2022 6 30 2021 12 31
25,678 7.33% 25,124 16.20%
68,035 21.34% 52,385 27.84%
4,843 11.09% 4,054 12.85%
46,500 4.16% 72,244 13.16%
92,662 0.47% 82,059 0.45%
110,671 19.70% 103,301 18.94%
161,915 2.74% 158,579 3.08%
228,410 11.68% 229,918 11.84%
(ii) 148,960 5.41% 105,969 5.48%
117,809 30.71% 111,136 37.14%
3 0.00% 3 0.00%
6,691 15.97% 4,477 14.29%
2,521 2.75% 1,860 5.49%
107,427 0.44% 75,397 0.34%
8,557 1.33% 9,366 1.70%
8,708 0.25% 9,581 0.28%
(i)
(ii)
139
55
(2)
6 30
2022 2021
221 174
48 35
36 29
44 51
2022 6 30 2021 12 31
12,465 9,907
536 1,168
10 9
10,639 6,940
623 923
460 322
(3)
2(3)
6 30
2022 2021
947 881
327 448
2,478 1,655
304 373
360 273
4,575 3,769
(120) 12
140
55
(3)
2022 6 30 2021 12 31
2,141 2,728
125,425 129,824
760 216
2,214 –
7,801 8,244
1,348 1,374
1,094 1,273
22,006 22,301
37,881 37,792
2022 6 30 2021 12 31
37,649 17,791
29,586 32,988
80 –
254 156
11,416 12,328
6,891 5,806
2022 6 30 62.89 2021 12 31 122.19
2022 6 30 13.22
12.15 2021 12 31
6.93 12.65
(4)
2022 6 30 2021
2022 6 30 37.30 2021 12 31
38.28 665 2021 12 31 2,208
(5)
2022 6 30 2021
141
56
142
56
(1)
(1)(i) (1)(j)
(A)
12
143
56
(1)
(B)
15 2
30
(C)
90
(PD) (LGD) (EAD)
144
56
(1)
(D)
12
(E)
(GDP) (CPI)
M2 (PPI) 70
2022
(GDP) 2022 GDP
4.0%-5.0%
2022 6 30 2021 12 31
(F)
145
56
(1)
(a)
2022 6 30 2021 12 31
2,782,413 2,715,279
350,259 155,107
318,740 188,162
43,655 31,550
1,118,427 549,078
19,694,042 18,170,492
316,843 280,217
5,909,338 5,155,168
1,947,361 1,934,061
370,332 295,753
32,851,410 29,474,867
3,546,785 3,369,894
36,398,195 32,844,761
(b)
2022 6 30
2,503 24,034 79,171
2,033 11,741 169,851
4,536 35,775 249,022
2021 12 31
1,749 16,686 67,909
1,445 9,649 166,480
3,194 26,335 234,389
146
56
(1)
(c)
2022 6 30 2021 12 31
1,987,274 9.75% 603,185 1,873,940 9.96% 577,486
1,973,265 9.68% 589,366 1,784,905 9.49% 569,004
1,782,074 8.74% 445,371 1,553,851 8.26% 426,494
1,101,632 5.40% 577,619 961,353 5.11% 503,282
1,079,747 5.30% 206,401 1,009,162 5.37% 200,015
884,072 4.34% 458,205 837,716 4.45% 426,456
683,878 3.35% 275,633 645,987 3.43% 263,172
541,888 2.66% 144,577 454,623 2.42% 130,856
271,510 1.33% 15,788 272,833 1.45% 16,953
110,410 0.54% 26,500 99,550 0.53% 23,380
78,540 0.39% 18,856 75,167 0.40% 17,994
54,678 0.27% 517 56,141 0.30% 421
891,555 4.36% 274,532 781,799 4.16% 247,202
11,440,523 56.11% 3,636,550 10,407,027 55.33% 3,402,715
8,176,853 40.10% 6,819,990 7,977,650 42.42% 6,704,601
723,162 3.55% – 379,469 2.02% –
48,356 0.24% – 43,684 0.23% –
20,388,894 100.00% 10,456,540 18,807,830 100.00% 10,107,316
2022 6 30 2021 12 31 10%
147
56
(1)
(d)
2022 6 30 2021 12 31
3,888,863 19.07% 2,213,685 3,492,555 18.57% 2,094,035
3,748,540 18.39% 2,136,589 3,460,768 18.40% 2,090,226
3,417,895 16.76% 1,543,778 3,158,558 16.79% 1,497,010
3,403,887 16.69% 2,158,765 3,137,528 16.68% 2,096,561
3,312,493 16.25% 1,820,590 3,070,704 16.33% 1,757,244
869,233 4.26% 380,869 805,241 4.28% 387,189
914,660 4.49% – 900,573 4.79% –
784,967 3.85% 202,264 738,219 3.93% 185,051
48,356 0.24% – 43,684 0.23% –
20,388,894 100.00% 10,456,540 18,807,830 100.00% 10,107,316
2022 6 30
64,666 (63,637) (35,609) (39,445)
50,873 (56,717) (23,902) (27,185)
44,563 (53,828) (33,092) (27,266)
37,871 (57,474) (38,928) (23,252)
34,412 (69,793) (31,299) (20,957)
30,365 (13,417) (16,928) (21,007)
13,213 (15,586) (3,845) (11,372)
9,546 (3,048) (2,119) (5,146)
285,509 (333,500) (185,722) (175,630)
2021 12 31
70,428 (57,822) (29,569) (46,942)
41,805 (49,895) (27,159) (26,074)
37,532 (54,458) (22,989) (21,850)
36,527 (52,958) (31,002) (23,239)
32,286 (63,241) (27,272) (19,689)
30,672 (12,260) (11,980) (21,792)
12,046 (16,648) (2,057) (10,325)
4,775 (2,925) (2,437) (2,755)
266,071 (310,207) (154,465) (172,666)
51(1)
148
56
(1)
(e)
2022 6 30 2021 12 31
7,321,033 6,295,609
2,562,965 2,361,221
8,884,236 8,589,061
1,572,304 1,518,255
48,356 43,684
20,388,894 18,807,830
(f)
2022 6 30 2021
12 31
(g)
2022 6 30
12
19,408,837 109,247 – 19,518,084
– 533,659 – 533,659
– – 285,509 285,509
19,408,837 642,906 285,509 20,337,252
(333,500) (185,722) (175,630) (694,852)
(1,782) (349) (1) (2,132)
149
56
(1)
(g)
2021 12 31
12
17,902,319 88,858 – 17,991,177
– 503,137 – 503,137
– – 266,071 266,071
17,902,319 591,995 266,071 18,760,385
(310,207) (154,465) (172,666) (637,338)
(900) (216) – (1,116)
2022 6 30 2021 12 31
2022 6 30
12
7,754,135 – – 7,754,135
16,850 4,316 – 21,166
– – 18,915 18,915
7,770,985 4,316 18,915 7,794,216
(22,637) (409) (16,684) (39,730)
(4,179) (44) (269) (4,492)
150
56
(1)
(g)
2021 12 31
12
6,985,424 455 – 6,985,879
18,337 6,255 – 24,592
– – 18,370 18,370
7,003,761 6,710 18,370 7,028,841
(17,737) (1,427) (15,064) (34,228)
(3,640) (101) (70) (3,811)
2022 6 30
12
1,786,038 – – 1,786,038
– – – –
– – – –
1,786,038 – – 1,786,038
(1,500) – – (1,500)
2021 12 31
12
874,539 16,250 – 890,789
– – – –
– – – –
874,539 16,250 – 890,789
(564) (67) – (631)
151
56
(1)
(g)
(h)
2022 6 30 2021 12 31
– –
– –
– –
A AAA 1,220,533 634,609
B BBB 1,392 392
564,113 255,788
2,888 2,189
1,788,926 892,978
(1,500) (631)
1,787,426 892,347
1,787,426 892,347
152
56
(1)
(i)
2022 6 30
AAA AA A A
1,024 – – – – 1,024
15,982 – 100 – 2,438 18,520
17,006 – 100 – 2,438 19,544
(16,684)
2,860
2,546,970 3,938,314 7,406 23,871 13,118 6,529,679
26,041 6,207 8,363 646 418 41,675
733,492 6,836 3,232 22,710 – 766,270
131,548 268,041 10,988 43,406 10,316 464,299
22,910 320,309 25,652 18,836 4,098 391,805
3,460,961 4,539,707 55,641 109,469 27,950 8,193,728
(23,046)
8,170,682
8,173,542
2021 12 31
AAA AA A A
534 – – – – 534
17,156 – – – 1,509 18,665
17,690 – – – 1,509 19,199
(15,064)
4,135
2,330,911 3,390,874 8,590 26,489 15,806 5,772,670
27,890 4,060 9,504 1,146 506 43,106
751,472 744 505 21,706 – 774,427
121,422 226,826 9,969 41,379 10,854 410,450
23,637 306,944 29,675 18,441 5,125 383,822
3,255,332 3,929,448 58,243 109,161 32,291 7,384,475
(19,164)
7,365,311
7,369,446
153
56
(1)
(j)
(k)
(l)
(i)
2022 6 30
12
479,806 39,416 519,222
26,831 438 27,269
2021 12 31
12
434,106 30,566 464,672
21,397 1,508 22,905
(ii)
(GDP) 2022 6 30 (GDP)
10% 5% 2021 12 31 5%)
154
56
(2)
VaR
(a)
VaR
VaR 99% 1
VaR
2022 6 30
6 30
135 137 181 100
27 27 38 23
(i) 128 134 171 103
10 4 24 –
2021 6 30
6 30
147 163 195 127
63 64 89 41
(i) 134 163 195 110
11 12 45 –
(i)
155
56
(2)
(a)
1 1
99% 1% VaR
VaR
VaR VaR
(b)
100
795.46 2021 12 31 534.53
638.36 2021 12 31 768.05
156
56
(2)
(c)
2022 6 30
3 3 1 1 5 5
119,485 2,709,041 4,088 – – 2,832,614
– 553,959 105,522 9,518 – 668,999
– 1,117,635 792 – – 1,118,427
(i) 36,474 5,681,530 13,410,884 310,958 254,196 19,694,042
(ii) 278,536 415,401 689,238 2,736,629 4,327,327 8,447,131
927,865 – – – – 927,865
1,362,360 10,477,566 14,210,524 3,057,105 4,581,523 33,689,078
– 270,483 505,964 699 – 777,146
– 2,666,481 396,523 69,428 6,148 3,138,580
29,896 175,731 91,766 – – 297,393
– 83,295 6,709 1,592 – 91,596
128,110 15,474,353 3,921,770 4,646,810 13,423 24,184,466
– 314,385 820,575 503,885 49,981 1,688,826
829,219 – – – – 829,219
987,225 18,984,728 5,743,307 5,222,414 69,552 31,007,226
375,135 (8,507,162) 8,467,217 (2,165,309) 4,511,971 2,681,852
157
56
(2)
(c)
2021 12 31
3 3 1 1 5 5
92,764 2,671,128 – – – 2,763,892
– 256,015 78,337 8,917 – 343,269
– 547,951 1,127 – – 549,078
(i) 33,714 9,380,447 8,164,164 317,673 274,494 18,170,492
(ii) 296,965 243,755 698,478 2,824,725 3,596,871 7,660,794
766,454 – – – – 766,454
1,189,897 13,099,296 8,942,106 3,151,315 3,871,365 30,253,979
– 147,144 536,593 1,296 – 685,033
– 1,784,317 319,449 122,299 6,136 2,232,201
32,048 145,123 51,851 – – 229,022
– 26,863 5,435 1,602 – 33,900
108,049 14,679,634 3,209,947 4,371,534 9,650 22,378,814
– 270,848 589,201 428,444 34,884 1,323,377
757,510 – – – – 757,510
897,607 17,053,929 4,712,476 4,925,175 50,670 27,639,857
292,290 (3,954,633) 4,229,630 (1,773,860) 3,820,695 2,614,122
(i) 3 2022 6 30 428.04 2021 12 31 263.72
(ii)
158
56
(2)
(d)
2022 6 30
2,546,989 179,361 106,264 2,832,614
457,139 179,615 32,245 668,999
1,106,006 7,863 4,558 1,118,427
18,792,781 554,348 346,913 19,694,042
(i) 8,184,840 154,963 107,328 8,447,131
757,716 45,082 125,067 927,865
31,845,471 1,121,232 722,375 33,689,078
747,725 16,344 13,077 777,146
2,783,894 240,178 114,508 3,138,580
284,509 12,647 237 297,393
75,262 7,330 9,004 91,596
23,302,335 611,299 270,832 24,184,466
1,443,051 189,357 56,418 1,688,826
800,447 183 28,589 829,219
29,437,223 1,077,338 492,665 31,007,226
2,408,248 43,894 229,710 2,681,852
85,725 (12,344) (68,610) 4,771
3,064,223 349,935 132,627 3,546,785
159
56
(2)
(d)
2021 12 31
2,555,029 109,836 99,027 2,763,892
216,589 111,935 14,745 343,269
543,266 1,227 4,585 549,078
17,311,609 500,076 358,807 18,170,492
(i) 7,405,981 151,148 103,665 7,660,794
714,551 30,298 21,605 766,454
28,747,025 904,520 602,434 30,253,979
646,995 16,282 21,756 685,033
1,939,907 185,500 106,794 2,232,201
215,898 12,928 196 229,022
19,402 7,620 6,878 33,900
21,600,365 505,290 273,159 22,378,814
1,065,825 182,542 75,010 1,323,377
731,325 7,495 18,690 757,510
26,219,717 917,657 502,483 27,639,857
2,527,308 (13,137) 99,951 2,614,122
15,573 (8,465) 8,320 15,428
2,899,810 317,734 152,350 3,369,894
(i) 56(2)(c)(ii)
(3)
160
56
(3)
(a)
2022 6 30
1 3
1 3 1 1 5 5
2,310,682 516,831 – 1,013 4,088 – – 2,832,614
– 65,243 384,752 103,759 105,576 9,669 – 668,999
– – 1,115,010 2,625 792 – – 1,118,427
120,321 909,366 500,613 947,639 4,281,394 4,899,606 8,035,103 19,694,042
227,031 20,931 14,762 23,634 43,830 52,912 178,678 561,778
– – 72,890 119,599 390,700 1,690,661 3,635,488 5,909,338
7,407 – 60,769 91,802 244,770 1,017,971 532,049 1,954,768
21,247 – – – – – – 21,247
326,096 244,619 34,060 62,385 124,105 39,711 96,889 927,865
3,012,784 1,756,990 2,182,856 1,352,456 5,195,255 7,710,530 12,478,207 33,689,078
– – 19,527 250,956 505,964 699 – 777,146
– 2,221,467 230,192 189,184 405,890 83,085 8,762 3,138,580
– 18,306 80,501 106,504 92,082 – – 297,393
– – 80,532 2,763 6,709 1,592 – 91,596
– 12,308,167 1,626,134 1,260,448 4,160,006 4,814,744 14,967 24,184,466
– – 134,582 150,783 831,869 521,611 49,981 1,688,826
12,573 294,636 57,415 64,991 263,160 25,883 110,561 829,219
12,573 14,842,576 2,228,883 2,025,629 6,265,680 5,447,614 184,271 31,007,226
3,000,211 (13,085,586) (46,027) (673,173) (1,070,425) 2,262,916 12,293,936 2,681,852
– – 124,396 156,884 241,722 199,582 15,706 738,290
– – 897,425 813,684 1,585,012 97,003 1,075 3,394,199
– – 55,034 36,216 96,338 1,028 – 188,616
– – 1,076,855 1,006,784 1,923,072 297,613 16,781 4,321,105
161
56
(3)
(a)
2021 12 31
1 3
1 3 1 1 5 5
2,190,555 572,204 69 1,064 – – – 2,763,892
– 71,254 126,971 48,862 79,639 16,393 150 343,269
– – 547,082 869 1,127 – – 549,078
100,956 884,299 495,811 896,253 3,345,344 4,597,768 7,850,061 18,170,492
252,230 16,355 14,431 10,828 50,389 51,402 149,638 545,273
– – 26,800 53,163 385,756 1,780,089 2,909,360 5,155,168
7,417 – 22,860 83,094 265,334 1,019,288 543,485 1,941,478
18,875 – – – – – – 18,875
311,675 162,621 25,337 53,925 78,227 34,991 99,678 766,454
2,881,708 1,706,733 1,259,361 1,148,058 4,205,816 7,499,931 11,552,372 30,253,979
– – 104,511 42,633 536,593 1,296 – 685,033
– 1,488,343 126,724 144,477 324,690 138,981 8,986 2,232,201
– 20,019 68,333 88,688 51,982 – – 229,022
– – 23,058 3,805 5,435 1,602 – 33,900
– 11,691,250 1,459,761 1,215,585 3,444,169 4,556,563 11,486 22,378,814
– – 110,206 130,319 601,183 446,785 34,884 1,323,377
12,783 228,641 77,728 60,820 243,161 22,375 112,002 757,510
12,783 13,428,253 1,970,321 1,686,327 5,207,213 5,167,602 167,358 27,639,857
2,868,925 (11,721,520) (710,960) (538,269) (1,001,397) 2,332,329 11,385,014 2,614,122
– – 75,411 129,524 194,142 170,002 15,023 584,102
– – 956,826 859,569 1,254,797 111,214 1,161 3,183,567
– – 33,104 33,140 61,935 1,959 – 130,138
– – 1,065,341 1,022,233 1,510,874 283,175 16,184 3,897,807
162
56
(3)
(b)
2022 6 30
1 3
1 3 1 1 5 5
777,146 787,126 – 20,407 252,289 513,731 699 –
3,138,580 3,153,014 2,221,467 230,489 189,913 413,332 88,134 9,679
297,393 297,398 18,306 80,502 106,505 92,085 – –
91,596 91,680 – 80,566 2,769 6,741 1,604 –
24,184,466 25,001,662 12,309,941 1,647,689 1,306,723 4,424,229 5,295,482 17,598
1,688,826 1,780,339 – 136,253 154,043 850,759 580,870 58,414
517,633 521,812 85,165 47,761 50,409 222,346 14,287 101,844
30,695,640 31,633,031 14,634,879 2,243,667 2,062,651 6,523,223 5,981,076 187,535
1,583,974 1,176,517 4,054 6,663 70,191 155,622 170,927
1,962,811 2,100 83,223 196,595 613,476 885,191 182,226
2021 12 31
1 3
1 3 1 1 5 5
685,033 697,170 – 104,685 42,789 548,400 1,296 –
2,232,201 2,248,184 1,488,343 126,969 145,129 330,476 147,393 9,874
229,022 229,207 20,019 68,465 88,741 51,982 – –
33,900 33,917 – 23,068 3,806 5,433 1,610 –
22,378,814 23,096,255 11,691,685 1,485,929 1,271,143 3,618,096 5,015,209 14,193
1,323,377 1,396,212 – 110,218 131,079 623,054 490,511 41,350
515,632 519,994 77,895 64,257 46,874 212,319 10,220 108,429
27,397,979 28,220,939 13,277,942 1,983,591 1,729,561 5,389,760 5,666,239 173,846
1,565,696 1,156,471 5,607 16,768 91,409 142,090 153,351
1,804,198 780 468,935 145,106 549,280 584,668 55,429
163
56
(4)
2022 III
III.
(5)
(a)
2021
(b)
164
56
(5)
(c)
(i)
2022 6 30
– 43,640 15 43,655
– 3,286 – 3,286
– 723,162 – 723,162
1,719 122,731 – 124,450
395 919 – 1,314
– 27,571 21,568 49,139
138 141,651 1,465 143,254
24,744 85,311 133,566 243,621
170,649 1,776,567 145 1,947,361
1,986 – 5,421 7,407
199,631 2,924,838 162,180 3,286,649
– 296,648 745 297,393
– 41,873 15 41,888
– 338,521 760 339,281
165
56
(5)
(c)
(i)
2021 12 31
– 31,532 18 31,550
– 3,761 – 3,761
– 379,469 – 379,469
1,175 122,682 – 123,857
405 526 – 931
– 3,688 15,925 19,613
268 135,058 1,421 136,747
16,167 98,053 149,905 264,125
160,941 1,772,856 264 1,934,061
2,158 – 5,259 7,417
181,114 2,547,625 172,792 2,901,531
– 228,346 676 229,022
– 31,305 18 31,323
– 259,651 694 260,345
166
56
(5)
(c)
(ii)
2022 6 30
2022 1 1 18 15,925 1,421 149,905 264 5,259 172,792 (676) (18) (694)
(3) 1,106 (1) (2,304) – – (1,202) (329) 3 (326)
– – – – (119) 15 (104) – – –
– 7,321 67 8,237 – 147 15,772 – – –
– (2,784) (22) (22,272) – – (25,078) 260 – 260
2022 6 30 15 21,568 1,465 133,566 145 5,421 162,180 (745) (15) (760)
2021
2021 1 1 37 17,833 13,181 57 137,259 430 4,687 173,484 (2,106) (37) (2,143)
(17) (31) (982) (7) 3,324 – – 2,287 565 17 582
– – – – – (5) (478) (483) – – –
– – 5,931 1,482 30,970 254 1,050 39,687 (569) – (569)
(2) (17,802) (2,205) (111) (21,648) (415) – (42,183) 1,434 2 1,436
2021 12 31 18 – 15,925 1,421 149,905 264 5,259 172,792 (676) (18) (694)
2022 6 30 2021 6 30
346 (1,874) (1,528) (43) (2,694) (2,737)
167
56
(5)
(d)
(i)
2022 6 30 2021 12 31
2022 6 30 2021 12 31
5,909,338 5,985,660 18,065 5,817,200 150,395 5,155,168 5,249,531 23,479 5,070,927 155,125
5,909,338 5,985,660 18,065 5,817,200 150,395 5,155,168 5,249,531 23,479 5,070,927 155,125
(ii)
2022 6 30
4,774.80 2021 12 31 3,905.04 4,718.16 2021
12 31 3,812.88
(6)
2022 6 30
168
56
(7)
(8)
2013 1 1
5% 6% 8%
2014 2020 4
169
56
(8)
2022 6 30
2022 6 30 2021 12 31
(a)(b)(c) 13.40% 13.59%
(a)(b)(c) 13.93% 14.14%
(a)(b)(c) 17.95% 17.85%
250,011 250,011
134,237 134,237
305,571 305,571
384,780 381,282
1,460,296 1,392,515
4,040 4,027
(d) 22,466 21,934
(e) 2,015 1,947
(e) 4,829 5,137
(165) 61
6,970 6,970
99,968 99,968
102 98
411,975 353,341
(f) 353,317 323,254
166 159
(g) 2,547,752 2,475,462
(g) 2,647,822 2,575,528
(g) 3,413,280 3,252,282
(h) 19,010,888 18,215,893
(a) 2014
(b)
(c)
(d)
(e)
(f) 2014
(g)
(h)
170
57
2022 6 30 2021 12 31
2,818,647 2,743,731
302,463 95,720
183,036 121,493
426,745 292,067
41,370 30,643
1,110,105 535,423
19,236,256 17,707,822
248,885 238,283
5,807,948 5,061,712
1,865,755 1,845,569
86,698 86,692
21,085 48,731
127,927 133,646
12,530 12,779
4,457 4,734
103,924 89,943
388,831 313,943
32,786,662 29,362,931
777,137 685,033
2,754,662 1,920,596
283,920 208,348
296,446 228,034
39,781 30,170
55,641 5,477
23,885,768 22,067,148
33,831 35,588
54,182 84,089
44,832 43,527
1,608,325 1,242,931
5 39
349,003 274,572
30,183,533 26,825,552
171
57
2022 6 30 2021 12 31
250,011 250,011
59,977 59,977
39,991 39,991
134,835 134,835
29,212 30,901
305,571 305,571
373,381 373,381
1,410,151 1,342,712
2,603,129 2,537,379
32,786,662 29,362,931
2022 8 30
172
57
2022 1 1 250,011 59,977 39,991 134,835 30,901 305,571 373,381 1,342,712 2,537,379
– – – – (1,689) – – 67,439 65,750
– – – – (1,689) – – 158,443 156,754
1. – – – – – – – (91,004) (91,004)
2022 6 30 250,011 59,977 39,991 134,835 29,212 305,571 373,381 1,410,151 2,603,129
2021 1 1 250,011 59,977 39,991 134,835 21,759 275,995 342,174 1,193,773 2,318,515
– – – – 1,168 – 5 68,784 69,957
– – – – 1,168 – – 150,293 151,461
1. – – – – – – 5 (5) –
2. – – – – – – – (81,504) (81,504)
2021 6 30 250,011 59,977 39,991 134,835 22,927 275,995 342,179 1,262,557 2,388,472
173
57
2021 1 1 250,011 59,977 39,991 134,835 21,759 275,995 342,174 1,193,773 2,318,515
– – – – 9,142 29,576 31,207 148,939 218,864
– – – – 9,142 – – 295,764 304,906
1. – – – – – 29,576 – (29,576) –
2. – – – – – – 31,207 (31,207) –
3. – – – – – – – (81,504) (81,504)
4.
– – – – – – – (4,538) (4,538)
2021 12 31 250,011 59,977 39,991 134,835 30,901 305,571 373,381 1,342,712 2,537,379
58
2021
59
60
1
174
61
2022 6 30
(1) 1
2024 1 1
(2) 17 2023 1 1
(3) 1 2 2023 1 1
(4) 8 2023 1 1
(5) 12 2023 1 1
(6) 10 28
17
(1) 1
1
(2) 17
2017 5 17 4
(CSM)
9
175
61
(2) 17
2020 6 17
17
(3) 1 2
1 2
(4) 8
8
(5) 12
12
(6) 10 28
10 28
3
176
1
2022 6 30
2022 6 30
2022 6 30
2
30
2022 138.78% 6 30 126.05%
2022
1 4,942,560
2 11,543,999 1,027,145
3 2,545,031 127,248
4 8,998,968 899,897
5 11,334,158 3,735,926
6 7,410,500 1,840,999
7 3,777,140 1,748,409
8 146,518 146,518
9 1,747
10 1,960,235 229,753
11 47,280 47,280
12 5,030 5,030
13 1,907,925 177,443
14 315 –
15 3,302,882 531,958
16 5,526,529
17 781,552 780,696
18 1,834,714 1,133,032
19 52,147 47,216
20 2,668,413 1,960,944
21 4,942,560
22 3,565,585
23 (%)1 138.78
1. 91
177
2
2022 2022
<6 6-12 ≥1 <6 6-12 ≥1
1 – – – 3,073,190 3,073,190 – – – 3,026,480 3,026,480
2 – – – 3,073,190 3,073,190 – – – 3,026,480 3,026,480
3 – – – – – – – – – –
4 6,308,485 6,165,805 418,144 861,118 12,601,208 6,180,555 6,148,858 463,124 790,006 12,438,751
5 2,715,169 14,836 7,990 8,155 2,609,251 2,684,396 17,710 7,144 7,738 2,581,525
6 3,593,316 6,150,969 410,154 852,963 9,991,957 3,496,159 6,131,148 455,980 782,268 9,857,226
7 8,162,786 5,673,096 1,433,584 455,910 7,220,942 7,357,956 5,337,399 1,427,510 410,281 6,722,647
8 7,956,617 87,512 39,383 925 4,042,682 7,164,444 30,979 37,516 832 3,617,302
9 206,169 5,585,584 1,394,201 454,985 3,178,260 193,512 5,306,420 1,389,994 409,449 3,105,345
10 – – – – – – – – – –
11 – 715,363 100,288 328,105 330,888 – 579,890 83,978 206,216 208,971
12
47,361 39,234
13 – 715,363 100,288 280,744 330,888 – 579,890 83,978 166,982 208,971
14 23,226,228 22,396,849
15 1,957,365 1,800,962
16 37,238 93,301 10,820 5,412 76,320 41,560 66,468 7,570 8,397 66,410
17 928,547 4,698,606 2,997,665 13,767,027 15,374,040 930,768 3,955,097 2,498,678 13,724,833 14,952,392
18 – 971,165 – – 145,675 – 560,006 – 247 84,247
19 – 921,407 320,024 87,309 398,619 – 658,282 167,288 89,734 278,592
20
907,217 2,565,964 2,454,898 7,280,438 9,147,690 893,569 2,505,946 2,120,532 7,246,293 8,919,485
21 35% – 94,124 20,563 24,454 73,238 – 25,010 5,648 557 15,691
22 – 180,820 185,220 6,156,402 5,416,286 – 176,503 180,332 6,149,486 5,405,481
23 35% – 230 223 650 1,103 – – – – –
24
21,330 59,250 37,523 242,878 265,770 37,199 54,360 30,526 239,073 264,587
25 – – – – – – – – – –
26 183,046 306,213 145,113 302,831 887,028 193,992 302,181 133,528 315,419 923,920
27 183,046 155,589 193,992 164,893
28
748 636 1,146 974
29 50,007 2,646 35,496 –
30 1
9,505 9,505 7,870 7,870
31 – 306,213 145,113 252,076 697,322 – 302,181 133,528 278,777 712,983
32 4,647,726 131,569 4,759,331 142,430
33 18,426,322 17,886,114
34 (%) 126.05 125.22
1. 26
2022 126.05% 232,262.28
184,263.22
178
3
2015
4% 2022 6 30 7.53%
2022 6 30 2022 3 31 2021 12 31 2021 9 30
7.53% 7.94% 8.13% 7.96%
1
2,647,822 2,662,436 2,575,528 2,509,963
2
35,181,687 33,514,004 31,670,893 31,514,718
1.
2. = +
2022 6 30 2021 12 31
1
33,689,078 30,253,979
2
(299,159) (261,374)
99,112 68,503
1,143 1,013
3
1,705,162 1,622,887
4
(13,649) (14,115)
35,181,687 31,670,893
1.
2.
3.
4.
179
3
2022 6 30 2021 12 31
1
32,232,369 29,415,746
(13,649) (14,115)
32,218,720 29,401,631
83,104 44,718
59,413 55,085
250 250
142,767 100,053
1,113,895 545,309
1,143 1,013
1,115,038 546,322
5,021,533 4,842,963
(3,316,371) (3,220,076)
1,705,162 1,622,887
2,647,822 2,575,528
35,181,687 31,670,893
2
7.53% 8.13%
1.
2.
4
2022 6 30
1,119,544 339,692 335,236 1,794,472
(1,087,343) (348,887) (225,974) (1,662,204)
1,696,980 94,650 212,392 2,004,022
(1,745,024) (47,978) (300,620) (2,093,622)
7,821 – 325 8,146
(8,022) 37,477 21,359 50,814
32,449 2,999 (775) 34,673
180
4
2021 12 31
916,669 312,454 335,806 1,564,929
(929,333) (333,522) (270,104) (1,532,959)
1,528,518 88,234 150,570 1,767,322
(1,523,921) (33,060) (194,623) (1,751,604)
6,471 – 156 6,627
(1,596) 34,106 21,805 54,315
26,394 2,623 (657) 28,360
5
10%
2022 6 30
290,796 101,610 730,064 21,131 1,143,601
14,293 32,155 330,191 – 376,639
13,169 63,739 57,358 – 134,266
30,498 172,160 112,255 – 314,913
334,463 337,509 899,677 21,131 1,592,780
181
5
2021 12 31
198,614 118,436 683,587 5,650 1,006,287
7,783 41,244 307,721 1,454 358,202
13,369 42,319 49,417 2,094 107,199
23,731 97,049 105,915 5,516 232,211
235,714 257,804 838,919 13,260 1,345,697
6
2022 6 30 2021 12 31
30,025 34,417
21,161 17,465
20,710 22,392
16,272 18,294
15,809 13,738
12,105 10,440
7,972 6,904
4,116 3,965
128,170 127,615
7
2022 6 30
182
2022 6 30 2021 12 31
1 1
20,973,108 15,306,548 18,771,704 13,936,555
10,368,228 1,676,629 9,471,718 2,278,393
– 7,031,965 – 6,184,781
2,862,128 1,219,342 1,646,399 985,016
7,742,752 1,800,299 7,653,587 1,005,403
– 156,688 – 160,434
– 101,715 – 103,855
– 3,319,910 – 3,218,673
– 174,645 – 128,426
20,973,108 15,481,193 18,771,704 14,064,981
1.
2022 6 30
2022 6 30 2021 12 31
4,867 4,420
3,042 2,785
524 458
714 817
1,552 1,441
248 69
4 –
7,909 7,205
VaR VaR
183
2022 6 30
2022 6 30
(VaR) 326 477 249 414
VaR 1,100 1,295 955 1,152
2022 6 30 2021 12 31
1 1 2 1 1 2
2,566 6,463 796 2,684 5,383 891
19,193 128,445 (233) 19,501 132,845 (167)
21,759 134,908 563 22,185 138,228 724
1.
2.
184
2022 2021
6 30 12 31
1 o 250,011 250,011
2 2,150,647 2,079,368
2a t 305,571 305,571
2b u 384,780 381,282
2c v 1,460,296 1,392,515
3 156,703 156,171
3a q 134,237 134,237
3b r 22,466 21,934
4 0 – –
5 w 4,040 4,027
6 2,561,401 2,489,577
7 – –
8 l 2,015 1,947
9 k 4,829 5,137
10 – –
11 s (165) 61
12 – –
13 – –
14 – –
15 – –
16 – –
17 – –
18 – –
19 – –
20
21 – –
22 15% – –
23 – –
24
25 – –
26a h 6,970 6,970
26b – –
26c – –
27 – –
28 13,649 14,115
29 2,547,752 2,475,462
30 p+z 99,968 99,968
31 p+z 99,968 99,968
32 – –
33 – –
34 x 102 98
35 – –
36 100,070 100,066
37 – –
38 – –
39 – –
40 – –
185
2022 2021
6 30 12 31
41a – –
41b – –
41c – –
42 – –
43 – –
44 100,070 100,066
45 + 2,647,822 2,575,528
46 n 411,975 353,341
47 – 15,983
48 y 166 159
49 – –
50 -(b+d) 353,317 323,254
51 765,458 676,754
52 – –
53 – –
54 – –
55 – –
56a – –
56b – –
56c – –
57 – –
58 765,458 676,754
59 + 3,413,280 3,252,282
60 19,010,888 18,215,893
61 13.40% 13.59%
62 13.93% 14.14%
63 17.95% 17.85%
64 4.00% 4.00%
65 2.50% 2.50%
66 0.00% 0.00%
67 1.50% 1.50%
68 8.40% 8.59%
69 5.00% 5.00%
70 6.00% 6.00%
71 8.00% 8.00%
72 e+f+g+i 148,866 138,047
73 j 352 374
74
75 m 106,527 92,012
76 – a 75,559 56,937
77 – b 70,543 56,937
78 – c 372,221 347,010
79 – d 282,774 266,317
80 – –
81 – –
82 – –
83 – –
84 – 15,983
85 – 24,013
186
2022 6 30
2,832,614 2,832,471
350,259 315,990
183,036 183,036
318,740 323,840
43,655 43,655
1,118,427 1,113,895
19,694,042 19,684,956
561,778 415,970
5,909,338 5,826,499
1,954,768 1,935,498
21,247 24,033
167,934 164,157
13,393 12,593
5,509 4,829
2,209 2,015
106,892 106,527
405,237 399,955
33,689,078 33,389,919
777,146 777,146
2,754,989 2,762,684
383,591 380,591
297,393 296,775
41,888 41,880
91,596 67,184
24,184,466 24,190,548
38,372 36,451
56,085 55,671
47,342 47,338
1,688,826 1,680,680
1,066 214
644,466 382,129
31,007,226 30,719,291
250,011 250,011
59,977 59,977
39,991 39,991
134,925 134,237
21,696 22,466
305,571 305,571
385,120 384,780
1,461,936 1,460,296
2,659,227 2,657,329
22,625 13,299
2,681,852 2,670,628
187
2022 6 30
2,832,471
315,990
183,036
323,840
43,655
1,113,895
19,684,956
(75,559) a
(70,543) b
(372,221) c
(282,774) d
415,970
140,773 e
5,826,499
– f
1,935,498
6,637 g
24,033
6,970 h
1,456 i
352 j
164,157
12,593
4,829 k
2,015 l
106,527 m
399,955
33,389,919
777,146
2,762,684
380,591
296,775
41,880
67,184
24,190,548
36,451
55,671
47,338
1,680,680
1
411,975 n
214
382,129
30,719,291
188
2022 6 30
250,011 o
59,977 p
39,991 z
134,237 q
22,466 r
(165) s
305,571 t
384,780 u
1,460,296 v
2,657,329
13,299
4,040 w
102 x
1
166 y
2,670,628
1.
189
H A
1
2 0939.HK 601939.SH 0939.HK 601939. SH ISIN:CND100007Z10 360030.SH ISIN CND10001PYK4
3
4
5
6
7
8 72,550 57,119 61,159 19,995 59,977 42,998
9 304.59 90 163.22 200 600 430
10
11 2005 10 27 2007 9 25 2010 11 19 2014 8 15 2017 12 21 2018 9 20
2010 12 16
12
13 2029 8 18 2028 9 25
14
15 2024 8 18 2017 12 2023 9 25
27 5
16
17
5
18 5.98% 5 4.75% 5 4.86%
5
0.89%
2022 12 21
5 12 21
19
20
190
H A
21
22
23
24
25
26
A
5.20
A
191
H A
27
28
29
30
31
(1) (1)
(2) (2)
32
33
34
35
36
37
192
1
2 ISIN CND10001QQJ0 ISIN XS1936784161 ISIN:CND10002HVY6 ISIN XS2140531950 ISIN:CND10003NQC8
3
4
5
6
7
8 39,999 12,359 39,991 13,356 64,987
9 400 18.5 400 20 650
10
11 2018 10 25 2019 2 20 2019 11 13 2020 6 17 2020 9 10
12
13 2028 10 29 2029 2 27 2030 6 24 2030 9 14
14
15 2023 10 29 2024 2 27 2024 2025 6 24 2025 9 14
11 15
16
11 15
17
5 5 5
18 4.7% 5 4.25% 5 5 4.22% 5 2.45% 5 4.20%
5 5 5
5
(1.88%) 1.16% (2.15%)
2024 11 15
5 11 15
19
20
21
193
22
23
24
25
26
27
28
29
30
31 1.
(1) (1) (1) (1)
(2) (2) 5.125% (2) (2)
2.
32 1.
2.
33
34
35
36
37
194
1
2 ISIN CND10004JSG1 ISIN CND10004JSB2 ISIN CND10004NXP4 ISIN CND10004NXQ2 ISIN CND10004QDV7 ISIN CND10004QDX3
3
4
5
6
7
8 64,985 14,996 34,991 9,997 11,997 7,998
9 650 150 350 100 120 80
10
11 2021 8 6 2021 8 6 2021 11 5 2021 11 5 2021 12 10 2021 12 10
12
13 2031 8 10 2036 8 10 2031 11 9 2036 11 9 2031 12 14 2036 12 14
14
15 2026 8 10 2031 8 10 2026 11 9 2031 11 9 2026 12 14 2031 12 14
16
17
18 3.45% 3.80% 3.60% 3.80% 3.48% 3.74%
19
20
21
22
23
24
25
26
27
28
29
30
31
(1) (1) (1) (1) (1) (1)
(2) (2) (2) (2) (2) (2)
32
33
34
35
36
37
195
1
2 ISIN XS2431453336 ISIN CND100058P53 ISIN CND100058P61
3
4
5
6
7
8 13,333 44,988 14,996
9 20 450 150
10
11 2022 1 13 2022 6 15 2022 6 15
12
13 2032 1 21 2032 6 17 2037 6 17
14
15 2027 1 21 2027 6 17 2032 6 17
16
17
5
18 5 2.85% 3.45% 3.65%
5 5
(1.40%)
19
20
21
22
23
24
25
26
27
28
29
30
31
(1) (1) (1)
(2) (2) (2)
32
33
34
35
36
37
196